The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 67,979 388,918 SH   DFND   0 0 388,918
ABBOTT LABS COM 002824100 9,746 89,015 SH   DFND   0 0 89,015
ABBOTT LABS COM 002824100 262 2,395 SH   SOLE   0 0 2,365
ABBVIE INC COM 00287Y109 7,922 73,936 SH   DFND   0 0 73,936
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,653 21,640 SH   DFND   0 0 21,640
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 314 1,202 SH   SOLE   0 0 1,187
ACTIVISION BLIZZARD INC COM 00507V109 341 3,673 SH   DFND   0 0 3,673
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,146 4,291 SH   DFND   0 0 4,291
ADVANCED MICRO DEVICES INC COM 007903107 1,628 17,753 SH   DFND   0 0 17,753
AFLAC INC COM 001055102 2,027 45,580 SH   DFND   0 0 45,580
AGNICO EAGLE MINES LTD COM 008474108 2,079 29,488 SH   DFND   0 0 29,488
AIR PRODS & CHEMS INC COM 009158106 260 951 SH   DFND   0 0 951
AKAMAI TECHNOLOGIES INC COM 00971T101 337 3,207 SH   DFND   0 0 3,207
ALEXCO RESOURCE CORP COM 01535P106 504 159,000 SH   DFND   0 0 159,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,124 13,425 SH   DFND   0 0 13,425
ALIGN TECHNOLOGY INC COM 016255101 1,948 3,645 SH   DFND   0 0 3,645
ALLEGION PLC ORD SHS G0176J109 312 2,682 SH   DFND   0 0 2,682
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 233 6,900 SH   DFND   0 0 6,900
ALLIANZGI EQUITY & CONV INCO COM 018829101 226 8,000 SH   DFND   0 0 8,000
ALLSTATE CORP COM 020002101 680 6,188 SH   DFND   0 0 6,188
ALPHABET INC CAP STK CL C 02079K107 4,743 2,707 SH   DFND   0 0 2,707
ALPHABET INC CAP STK CL A 02079K305 12,443 7,099 SH   DFND   0 0 7,099
AMAZON COM INC COM 023135106 41,467 12,732 SH   DFND   0 0 12,732
AMERICAN ELEC PWR CO INC COM 025537101 499 5,997 SH   DFND   0 0 5,997
AMERICAN EXPRESS CO COM 025816109 278 2,300 SH   DFND   0 0 2,300
AMERICAN TOWER CORP NEW COM 03027X100 11,340 50,522 SH   DFND   0 0 50,522
AMERICAN WTR WKS CO INC NEW COM 030420103 3,582 23,342 SH   DFND   0 0 23,342
AMERICAN WTR WKS CO INC NEW COM 030420103 264 1,721 SH   SOLE   0 0 1,701
AMERISOURCEBERGEN CORP COM 03073E105 1,621 16,584 SH   DFND   0 0 16,584
AMGEN INC COM 031162100 5,184 22,547 SH   DFND   0 0 22,547
AMMO INC COM 00175J107 1,498 453,800 SH   DFND   0 0 453,800
ANALOG DEVICES INC COM 032654105 436 2,952 SH   DFND   0 0 2,952
APPLE INC COM 037833100 136,586 1,029,359 SH   DFND   0 0 1,029,359
APPLE INC COM 037833100 609 4,588 SH   SOLE   0 0 4,552
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,857 3,807 SH   DFND   0 0 3,807
AT&T INC COM 00206R102 3,366 117,053 SH   DFND   0 0 117,053
AUTOMATIC DATA PROCESSING IN COM 053015103 4,314 24,482 SH   DFND   0 0 24,482
AZURRX BIOPHARMA INC COM 05502L105 163 168,203 SH   DFND   0 0 168,203
BANK NEW YORK MELLON CORP COM 064058100 903 21,274 SH   DFND   0 0 21,274
BAXTER INTL INC COM 071813109 2,266 28,236 SH   DFND   0 0 28,236
BECTON DICKINSON & CO COM 075887109 1,691 6,758 SH   DFND   0 0 6,758
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,391 4 SH   DFND   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 32,992 142,285 SH   DFND   0 0 142,285
BEST BUY INC COM 086516101 329 3,300 SH   DFND   0 0 3,300
BIO-TECHNE CORP COM 09073M104 578 1,819 SH   DFND   0 0 1,819
BK OF AMERICA CORP COM 060505104 2,037 67,203 SH   DFND   0 0 67,203
BLACKROCK INC COM 09247X101 10,037 13,910 SH   DFND   0 0 13,910
BLACKSTONE GROUP INC COM CL A 09260D107 4,553 70,245 SH   DFND   0 0 70,245
BOEING CO COM 097023105 379 1,769 SH   DFND   0 0 1,769
BOOKING HOLDINGS INC COM 09857L108 2,528 1,135 SH   DFND   0 0 1,135
BP PLC SPONSORED ADR 055622104 863 42,051 SH   DFND   0 0 42,051
BRISTOL-MYERS SQUIBB CO COM 110122108 6,955 112,122 SH   DFND   0 0 112,122
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 56 81,825 SH   DFND   0 0 81,825
BROADCOM INC COM 11135F101 2,353 5,374 SH   DFND   0 0 5,374
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 3,763 24,562 SH   DFND   0 0 24,562
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 347 2,262 SH   SOLE   0 0 2,237
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,115 27,022 SH   DFND   0 0 27,022
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,161 23,500 SH   DFND   0 0 23,500
BROOKLINE BANCORP INC DEL COM 11373M107 174 14,451 SH   DFND   0 0 14,451
CANADIAN NATL RY CO COM 136375102 2,798 25,471 SH   DFND   0 0 25,471
CANADIAN NATL RY CO COM 136375102 261 2,380 SH   SOLE   0 0 2,345
CAPITAL ONE FINL CORP COM 14040H105 430 4,352 SH   DFND   0 0 4,352
CARLISLE COS INC COM 142339100 1,051 6,730 SH   DFND   0 0 6,730
CARRIER GLOBAL CORPORATION COM 14448C104 1,668 44,211 SH   DFND   0 0 44,211
CATERPILLAR INC COM 149123101 6,341 34,835 SH   DFND   0 0 34,835
CERNER CORP COM 156782104 561 7,153 SH   DFND   0 0 7,153
CHARTER COMMUNICATIONS INC N CL A 16119P108 818 1,237 SH   DFND   0 0 1,237
CHEVRON CORP NEW COM 166764100 5,463 64,689 SH   DFND   0 0 64,689
CHUBB LIMITED COM H1467J104 712 4,627 SH   DFND   0 0 4,627
CIGNA CORP NEW COM 125523100 464 2,227 SH   DFND   0 0 2,227
CINTAS CORP COM 172908105 210 593 SH   DFND   0 0 593
CISCO SYS INC COM 17275R102 5,038 112,574 SH   DFND   0 0 112,574
CITIGROUP INC COM NEW 172967424 2,617 42,435 SH   DFND   0 0 42,435
CITIZENS FINL GROUP INC COM 174610105 269 7,536 SH   DFND   0 0 7,536
CLEARPOINT NEURO INC COM 18507C103 2,189 137,784 SH   DFND   0 0 137,784
CLOROX CO DEL COM 189054109 1,770 8,765 SH   DFND   0 0 8,765
CLOUDFLARE INC CL A COM 18915M107 572 7,523 SH   DFND   0 0 7,523
COCA COLA CO COM 191216100 991 18,080 SH   DFND   0 0 18,080
COGNEX CORP COM 192422103 275 3,420 SH   DFND   0 0 3,420
COLGATE PALMOLIVE CO COM 194162103 1,339 15,659 SH   DFND   0 0 15,659
COMCAST CORP NEW CL A 20030N101 16,932 323,133 SH   DFND   0 0 323,133
COMCAST CORP NEW CL A 20030N101 286 5,452 SH   SOLE   0 0 5,377
CONFORMIS INC COM 20717E101 7 10,000 SH   DFND   0 0 10,000
CONOCOPHILLIPS COM 20825C104 1,773 44,334 SH   DFND   0 0 44,334
CONSOLIDATED EDISON INC COM 209115104 246 3,399 SH   DFND   0 0 3,399
CONSTELLATION BRANDS INC CL A 21036P108 772 3,525 SH   DFND   0 0 3,525
COSTCO WHSL CORP NEW COM 22160K105 2,042 5,419 SH   DFND   0 0 5,419
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 261 1,705 SH   DFND   0 0 1,705
CROWN CASTLE INTL CORP NEW COM 22822V101 3,081 19,357 SH   DFND   0 0 19,357
CSX CORP COM 126408103 4,873 53,693 SH   DFND   0 0 53,693
CUMMINS INC COM 231021106 4,213 18,549 SH   DFND   0 0 18,549
CVS HEALTH CORP COM 126650100 2,302 33,711 SH   DFND   0 0 33,711
CVS HEALTH CORP COM 126650100 243 3,564 SH   SOLE   0 0 3,544
D R HORTON INC COM 23331A109 335 4,858 SH   DFND   0 0 4,858
DANAHER CORPORATION COM 235851102 12,130 54,606 SH   DFND   0 0 54,606
DBX ETF TR XTRACK HRVST CSI 233051879 280 7,000 SH   DFND   0 0 7,000
DEERE & CO COM 244199105 1,196 4,445 SH   DFND   0 0 4,445
DIAGEO PLC SPON ADR NEW 25243Q205 935 5,885 SH   DFND   0 0 5,885
DISNEY WALT CO COM 254687106 14,034 77,458 SH   DFND   0 0 77,458
DOCUSIGN INC COM 256163106 1,097 4,935 SH   DFND   0 0 4,935
DOLLAR TREE INC COM 256746108 384 3,551 SH   DFND   0 0 3,551
DOMINION ENERGY INC COM 25746U109 567 7,540 SH   DFND   0 0 7,540
DONALDSON INC COM 257651109 277 4,950 SH   DFND   0 0 4,950
DOW INC COM 260557103 330 5,950 SH   DFND   0 0 5,950
DUKE ENERGY CORP NEW COM NEW 26441C204 832 9,083 SH   DFND   0 0 9,083
DUKE REALTY CORP COM NEW 264411505 795 19,900 SH   DFND   0 0 19,900
DUPONT DE NEMOURS INC COM 26614N102 369 5,186 SH   DFND   0 0 5,186
EAST WEST BANCORP INC COM 27579R104 1,093 21,550 SH   DFND   0 0 21,550
EASTERN BANKSHARES INC COM 27627N105 343 21,000 SH   DFND   0 0 21,000
EATON CORP PLC SHS G29183103 493 4,101 SH   DFND   0 0 4,101
EATON VANCE TAX-MANAGED DIVE COM 27828N102 2,512 205,052 SH   DFND   0 0 205,052
EBAY INC. COM 278642103 1,059 21,075 SH   DFND   0 0 21,075
ECOLAB INC COM 278865100 640 2,960 SH   DFND   0 0 2,960
EDWARDS LIFESCIENCES CORP COM 28176E108 344 3,772 SH   DFND   0 0 3,772
ELANCO ANIMAL HEALTH INC COM 28414H103 415 13,536 SH   DFND   0 0 13,536
EMERSON ELEC CO COM 291011104 3,206 39,888 SH   DFND   0 0 39,888
EMERSON ELEC CO COM 291011104 259 3,222 SH   SOLE   0 0 3,192
ENBRIDGE INC COM 29250N105 2,095 65,501 SH   DFND   0 0 65,501
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 244 39,532 SH   DFND   0 0 39,532
ENSTAR GROUP LIMITED SHS G3075P101 451 2,200 SH   DFND   0 0 2,200
ENTERPRISE PRODS PARTNERS L COM 293792107 527 26,888 SH   DFND   0 0 26,888
ETF MANAGERS TR PRIME JUNIR SLVR 26924G102 1,275 78,175 SH   DFND   0 0 78,175
EVERSOURCE ENERGY COM 30040W108 380 4,397 SH   DFND   0 0 4,397
EXPEDITORS INTL WASH INC COM 302130109 397 4,175 SH   DFND   0 0 4,175
EXXON MOBIL CORP COM 30231G102 7,181 174,200 SH   DFND   0 0 174,200
FACEBOOK INC CL A 30303M102 1,413 5,172 SH   DFND   0 0 5,172
FACTSET RESH SYS INC COM 303075105 249 750 SH   DFND   0 0 750
FEDEX CORP COM 31428X106 541 2,085 SH   DFND   0 0 2,085
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 351 34,625 SH   DFND   0 0 34,625
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 206 4,789 SH   DFND   0 0 4,789
FIRST MAJESTIC SILVER CORP COM 32076V103 134 10,000 SH   DFND   0 0 10,000
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 255 1,200 SH   DFND   0 0 1,200
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 211 3,000 SH   DFND   0 0 3,000
FISERV INC COM 337738108 696 6,110 SH   DFND   0 0 6,110
FLEXSHARES TR QUALT DIVD IDX 33939L860 335 6,780 SH   DFND   0 0 6,780
FLIR SYS INC COM 302445101 2,388 54,473 SH   DFND   0 0 54,473
FORD MTR CO DEL COM 345370860 188 21,349 SH   DFND   0 0 21,349
FORTINET INC COM 34959E109 2,449 16,490 SH   DFND   0 0 16,490
FORTIVE CORP COM 34959J108 2,910 41,093 SH   DFND   0 0 41,093
FORTUNE BRANDS HOME & SEC IN COM 34964C106 739 8,619 SH   DFND   0 0 8,619
F-STAR THERAPEUTICS INC COM 30315R107 228 23,129 SH   DFND   0 0 23,129
GENERAL ELECTRIC CO COM 369604103 684 63,353 SH   DFND   0 0 63,353
GENERAL MLS INC COM 370334104 1,928 32,795 SH   DFND   0 0 32,795
GENTEX CORP COM 371901109 959 28,255 SH   DFND   0 0 28,255
GILEAD SCIENCES INC COM 375558103 337 5,788 SH   DFND   0 0 5,788
GLOBE LIFE INC COM 37959E102 2,282 24,033 SH   DFND   0 0 24,033
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 258 8,100 SH   DFND   0 0 8,100
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 579 7,656 SH   DFND   0 0 7,656
GOLDMAN SACHS GROUP INC COM 38141G104 1,351 5,122 SH   DFND   0 0 5,122
GRACO INC COM 384109104 2,501 34,572 SH   DFND   0 0 34,572
HOME DEPOT INC COM 437076102 13,092 49,288 SH   DFND   0 0 49,288
HONEYWELL INTL INC COM 438516106 12,914 60,716 SH   DFND   0 0 60,716
IDEXX LABS INC COM 45168D104 500 1,000 SH   DFND   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 1,601 7,854 SH   DFND   0 0 7,854
INGERSOLL RAND INC COM 45687V106 320 7,019 SH   DFND   0 0 7,019
INTEL CORP COM 458140100 8,187 164,325 SH   DFND   0 0 164,325
INTEL CORP COM 458140100 230 4,615 SH   SOLE   0 0 4,565
INTERNATIONAL BUSINESS MACHS COM 459200101 3,926 31,191 SH   DFND   0 0 31,191
INTUIT COM 461202103 4,368 11,501 SH   DFND   0 0 11,501
INTUIT COM 461202103 311 819 SH   SOLE   0 0 809
INTUITIVE SURGICAL INC COM NEW 46120E602 358 438 SH   DFND   0 0 438
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 322 6,362 SH   DFND   0 0 6,362
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 1,132 22,466 SH   DFND   0 0 22,466
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 427 21,959 SH   DFND   0 0 21,959
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,343 28,912 SH   DFND   0 0 28,912
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,323 26,052 SH   DFND   0 0 26,052
INVESCO QQQ TR UNIT SER 1 46090E103 1,147 3,655 SH   DFND   0 0 3,655
IQVIA HLDGS INC COM 46266C105 3,227 18,009 SH   DFND   0 0 18,009
IQVIA HLDGS INC COM 46266C105 305 1,700 SH   SOLE   0 0 1,680
ISHARES INC MSCI EMERG MRKT 464286533 547 8,954 SH   DFND   0 0 8,954
ISHARES INC MSCI JPN ETF NEW 46434G822 689 10,200 SH   DFND   0 0 10,200
ISHARES SILVER TR ISHARES 46428Q109 319 13,000 SH   DFND   0 0 13,000
ISHARES TR S&P 100 ETF 464287101 606 3,529 SH   DFND   0 0 3,529
ISHARES TR SELECT DIVID ETF 464287168 218 2,262 SH   DFND   0 0 2,262
ISHARES TR TIPS BD ETF 464287176 1,557 12,199 SH   DFND   0 0 12,199
ISHARES TR CORE S&P500 ETF 464287200 9,789 26,078 SH   DFND   0 0 26,078
ISHARES TR MSCI EMG MKT ETF 464287234 1,422 27,527 SH   DFND   0 0 27,527
ISHARES TR IBOXX INV CP ETF 464287242 933 6,752 SH   DFND   0 0 6,752
ISHARES TR S&P 500 GRWT ETF 464287309 200 3,132 SH   DFND   0 0 3,132
ISHARES TR MSCI EAFE ETF 464287465 619 8,479 SH   DFND   0 0 8,479
ISHARES TR RUS MD CP GR ETF 464287481 296 2,884 SH   DFND   0 0 2,884
ISHARES TR CORE S&P MCP ETF 464287507 4,034 17,553 SH   DFND   0 0 17,553
ISHARES TR EXPANDED TECH 464287515 2,400 6,779 SH   DFND   0 0 6,779
ISHARES TR CORE S&P US GWT 464287671 1,955 22,038 SH   DFND   0 0 22,038
ISHARES TR U.S. TECH ETF 464287721 2,176 25,576 SH   DFND   0 0 25,576
ISHARES TR CORE S&P SCP ETF 464287804 3,861 42,017 SH   DFND   0 0 42,017
ISHARES TR MRGSTR MD CP ETF 464288208 1,216 5,192 SH   DFND   0 0 5,192
ISHARES TR JPMORGAN USD EMG 464288281 1,347 11,617 SH   DFND   0 0 11,617
ISHARES TR MRGSTR SM CP ETF 464288505 429 2,175 SH   DFND   0 0 2,175
ISHARES TR MSCI KLD400 SOC 464288570 335 4,680 SH   DFND   0 0 4,680
ISHARES TR MBS ETF 464288588 3,423 31,077 SH   DFND   0 0 31,077
ISHARES TR MBS ETF 464288588 431 3,912 SH   SOLE   0 0 3,822
ISHARES TR ISHS 5-10YR INVT 464288638 1,768 28,608 SH   DFND   0 0 28,608
ISHARES TR ISHS 1-5YR INVS 464288646 248 4,498 SH   DFND   0 0 4,498
ISHARES TR PFD AND INCM SEC 464288687 743 19,287 SH   DFND   0 0 19,287
ISHARES TR US HOME CONS ETF 464288752 1,385 24,817 SH   DFND   0 0 24,817
ISHARES TR MSCI USA ESG SLC 464288802 451 5,481 SH   DFND   0 0 5,481
ISHARES TR FLTG RATE NT ETF 46429B655 1,291 25,450 SH   DFND   0 0 25,275
ISHARES TR CORE HIGH DV ETF 46429B663 292 3,335 SH   DFND   0 0 3,335
ISHARES TR MSCI USA MIN VOL 46429B697 1,160 17,096 SH   DFND   0 0 17,096
ISHARES TR MSCI USA QLT FCT 46432F339 366 3,147 SH   DFND   0 0 3,147
ISHARES TR MSCI USA MMENTM 46432F396 818 5,074 SH   DFND   0 0 5,074
ISHARES TR CORE MSCI TOTAL 46432F834 595 8,859 SH   DFND   0 0 8,859
ISHARES TR CORE MSCI EAFE 46432F842 436 6,307 SH   DFND   0 0 6,307
ISHARES TR CORE TOTAL USD 46434V613 1,094 20,040 SH   DFND   0 0 20,040
ISHARES TR CORE DIV GRWTH 46434V621 2,311 51,563 SH   DFND   0 0 51,563
ISHARES U S ETF TR TECHNOLOGY 46431W648 350 7,355 SH   DFND   0 0 7,355
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,002 19,730 SH   DFND   0 0 19,730
JD.COM INC SPON ADR CL A 47215P106 1,494 17,002 SH   DFND   0 0 17,002
JEFFERIES FINL GROUP INC COM 47233W109 609 24,743 SH   DFND   0 0 24,743
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 2,980 62,892 SH   DFND   0 0 62,484
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 223 4,707 SH   SOLE   0 0 4,707
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 2,654 59,026 SH   DFND   0 0 59,026
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859 983 31,615 SH   DFND   0 0 31,615
JOHNSON & JOHNSON COM 478160104 18,723 118,970 SH   DFND   0 0 118,970
JOUNCE THERAPEUTICS INC COM 481116101 76 10,816 SH   DFND   0 0 10,816
JPMORGAN CHASE & CO COM 46625H100 17,952 141,278 SH   DFND   0 0 141,278
KIMBERLY-CLARK CORP COM 494368103 1,266 9,393 SH   DFND   0 0 9,393
KRAFT HEINZ CO COM 500754106 224 6,449 SH   DFND   0 0 6,449
LAM RESEARCH CORP COM 512807108 326 691 SH   DFND   0 0 691
LIFE STORAGE INC COM 53223X107 233 1,950 SH   DFND   0 0 1,950
LILLY ELI & CO COM 532457108 4,983 29,512 SH   DFND   0 0 29,512
LINDE PLC SHS G5494J103 548 2,081 SH   DFND   0 0 2,081
LIVE OAK BANCSHARES INC COM 53803X105 536 11,300 SH   DFND   0 0 11,300
LOCKHEED MARTIN CORP COM 539830109 3,399 9,574 SH   DFND   0 0 9,574
LOWES COS INC COM 548661107 3,740 23,302 SH   DFND   0 0 23,302
LOWES COS INC COM 548661107 225 1,403 SH   SOLE   0 0 1,378
MARATHON PETE CORP COM 56585A102 462 11,175 SH   DFND   0 0 11,175
MARKEL CORP COM 570535104 217 210 SH   DFND   0 0 210
MARSH & MCLENNAN COS INC COM 571748102 222 1,896 SH   DFND   0 0 1,896
MASTERCARD INCORPORATED CL A 57636Q104 6,131 17,177 SH   DFND   0 0 17,177
MASTERCARD INCORPORATED CL A 57636Q104 231 647 SH   SOLE   0 0 637
MCCORMICK & CO INC COM NON VTG 579780206 3,477 36,374 SH   DFND   0 0 36,374
MCCORMICK & CO INC COM NON VTG 579780206 220 2,300 SH   SOLE   0 0 2,270
MCDONALDS CORP COM 580135101 4,110 19,155 SH   DFND   0 0 19,155
MEDTRONIC PLC SHS G5960L103 3,201 27,329 SH   DFND   0 0 27,329
MERCK & CO. INC COM 58933Y105 7,898 96,549 SH   DFND   0 0 96,549
METTLER TOLEDO INTERNATIONAL COM 592688105 2,867 2,516 SH   DFND   0 0 2,516
MICROSOFT CORP COM 594918104 31,942 143,609 SH   DFND   0 0 143,609
MICROSOFT CORP COM 594918104 309 1,390 SH   SOLE   0 0 1,375
MIMEDX GROUP INC COM 602496101 7,913 871,487 SH   DFND   0 0 871,487
MONDELEZ INTL INC CL A 609207105 4,098 70,083 SH   DFND   0 0 70,083
MORGAN STANLEY COM NEW 617446448 857 12,499 SH   DFND   0 0 12,499
MTS SYS CORP COM 553777103 297 5,100 SH   DFND   0 0 5,100
NETFLIX INC COM 64110L106 1,967 3,637 SH   DFND   0 0 3,637
NEXTERA ENERGY INC COM 65339F101 10,774 139,653 SH   DFND   0 0 139,653
NEXTERA ENERGY INC COM 65339F101 312 4,048 SH   SOLE   0 0 4,008
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 3,733 55,678 SH   DFND   0 0 55,678
NIKE INC CL B 654106103 8,713 61,589 SH   DFND   0 0 61,589
NORFOLK SOUTHN CORP COM 655844108 522 2,198 SH   DFND   0 0 2,198
NORTHROP GRUMMAN CORP COM 666807102 261 856 SH   DFND   0 0 856
NOVAGOLD RES INC COM NEW 66987E206 339 35,000 SH   DFND   0 0 35,000
NOVARTIS AG SPONSORED ADR 66987V109 2,583 27,350 SH   DFND   0 0 27,350
NOVARTIS AG SPONSORED ADR 66987V109 214 2,271 SH   SOLE   0 0 2,241
NUCOR CORP COM 670346105 550 10,339 SH   DFND   0 0 10,339
NUVEEN PFD & INCM SECURTIES COM 67072C105 125 12,800 SH   DFND   0 0 12,800
NVIDIA CORPORATION COM 67066G104 3,027 5,796 SH   DFND   0 0 5,796
NXP SEMICONDUCTORS N V COM N6596X109 429 2,700 SH   DFND   0 0 2,700
OMNICOM GROUP INC COM 681919106 1,584 25,403 SH   DFND   0 0 25,403
OMNICOM GROUP INC COM 681919106 223 3,569 SH   SOLE   0 0 3,529
ORACLE CORP COM 68389X105 6,842 105,760 SH   DFND   0 0 105,760
ORACLE CORP COM 68389X105 278 4,302 SH   SOLE   0 0 4,252
OTIS WORLDWIDE CORP COM 68902V107 1,197 17,727 SH   DFND   0 0 17,727
PARK CITY GROUP INC COM NEW 700215304 211 44,075 SH   DFND   0 0 44,075
PARKER-HANNIFIN CORP COM 701094104 761 2,792 SH   DFND   0 0 2,792
PAYCHEX INC COM 704326107 2,763 29,657 SH   DFND   0 0 29,657
PAYCHEX INC COM 704326107 218 2,335 SH   SOLE   0 0 2,305
PAYPAL HLDGS INC COM 70450Y103 6,929 29,586 SH   DFND   0 0 29,586
PAYPAL HLDGS INC COM 70450Y103 352 1,505 SH   SOLE   0 0 1,485
PELOTON INTERACTIVE INC CL A COM 70614W100 1,130 7,450 SH   DFND   0 0 7,450
PEPSICO INC COM 713448108 7,198 48,539 SH   DFND   0 0 48,539
PEPSICO INC COM 713448108 307 2,070 SH   SOLE   0 0 2,045
PERKINELMER INC COM 714046109 431 3,000 SH   DFND   0 0 3,000
PFIZER INC COM 717081103 5,935 161,245 SH   DFND   0 0 161,245
PHILIP MORRIS INTL INC COM 718172109 336 4,057 SH   DFND   0 0 4,057
PHILLIPS 66 COM 718546104 2,085 29,808 SH   DFND   0 0 29,808
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11,813 115,764 SH   DFND   0 0 115,764
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 447 4,382 SH   SOLE   0 0 4,282
PNC FINL SVCS GROUP INC COM 693475105 965 6,478 SH   DFND   0 0 6,478
PROCTER AND GAMBLE CO COM 742718109 15,170 109,025 SH   DFND   0 0 109,025
PROCTER AND GAMBLE CO COM 742718109 341 2,452 SH   SOLE   0 0 2,432
PROGRESSIVE CORP COM 743315103 3,094 31,290 SH   DFND   0 0 31,290
PROGRESSIVE CORP COM 743315103 277 2,805 SH   SOLE   0 0 2,765
PROLOGIS INC. COM 74340W103 210 2,105 SH   DFND   0 0 2,105
QUALCOMM INC COM 747525103 1,106 7,257 SH   DFND   0 0 7,257
QUEST DIAGNOSTICS INC COM 74834L100 1,288 10,805 SH   DFND   0 0 10,805
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,763 52,629 SH   DFND   0 0 52,629
RELMADA THERAPEUTICS INC COM 75955J402 14,483 451,612 SH   DFND   0 0 451,612
RIO TINTO PLC SPONSORED ADR 767204100 1,000 13,300 SH   DFND   0 0 13,300
ROCKWELL AUTOMATION INC COM 773903109 261 1,039 SH   DFND   0 0 1,039
ROPER TECHNOLOGIES INC COM 776696106 4,792 11,115 SH   DFND   0 0 11,115
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 374 10,656 SH   DFND   0 0 10,656
S&P GLOBAL INC COM 78409V104 1,765 5,369 SH   DFND   0 0 5,369
SALESFORCE COM INC COM 79466L302 8,693 39,065 SH   DFND   0 0 39,065
SANOFI SPONSORED ADR 80105N105 1,688 34,735 SH   DFND   0 0 34,735
SCHLUMBERGER LTD COM 806857108 338 15,482 SH   DFND   0 0 15,482
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 319 3,511 SH   DFND   0 0 3,511
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,258 18,447 SH   DFND   0 0 18,447
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 399 4,486 SH   DFND   0 0 4,486
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 998 35,307 SH   DFND   0 0 35,307
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,720 52,925 SH   DFND   0 0 52,925
SCIENCE APPLICATIONS INTL CO COM 808625107 1,760 18,595 SH   DFND   0 0 18,595
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,033 14,265 SH   DFND   0 0 14,265
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 461 4,068 SH   DFND   0 0 4,068
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 275 4,080 SH   DFND   0 0 4,080
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 520 3,233 SH   DFND   0 0 3,233
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,749 46,141 SH   DFND   0 0 46,141
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 226 7,670 SH   DFND   0 0 7,670
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,019 11,507 SH   DFND   0 0 11,507
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,316 33,193 SH   DFND   0 0 33,193
SERVICENOW INC COM 81762P102 431 783 SH   DFND   0 0 783
SHERWIN WILLIAMS CO COM 824348106 566 770 SH   DFND   0 0 770
SLACK TECHNOLOGIES INC COM CL A 83088V102 363 8,600 SH   DFND   0 0 8,600
SOLAREDGE TECHNOLOGIES INC COM 83417M104 207 650 SH   DFND   0 0 650
SOUTHERN CO COM 842587107 1,501 24,440 SH   DFND   0 0 24,440
SOUTHERN COPPER CORP COM 84265V105 920 14,125 SH   DFND   0 0 14,125
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 395 1,292 SH   DFND   0 0 1,292
SPDR GOLD TR GOLD SHS 78463V107 5,724 32,092 SH   DFND   0 0 32,092
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,383 3,698 SH   DFND   0 0 3,698
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,013 2,412 SH   DFND   0 0 2,412
SPDR SER TR NYSE TECH ETF 78464A102 4,360 31,027 SH   DFND   0 0 31,027
SPDR SER TR PORTFOLIO SHORT 78464A474 3,672 116,953 SH   DFND   0 0 116,953
SPDR SER TR PORTFOLIO SHORT 78464A474 449 14,312 SH   SOLE   0 0 14,012
SPDR SER TR BLOMBERG BRC INV 78468R200 1,145 37,440 SH   DFND   0 0 37,440
SPDR SER TR MSCI USA STRTGIC 78468R812 503 4,812 SH   DFND   0 0 4,812
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 4,070 435,766 SH   DFND   0 0 435,766
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 430 9,423 SH   DFND   0 0 9,423
STANLEY BLACK & DECKER INC COM 854502101 378 2,115 SH   DFND   0 0 2,115
STAR GROUP L P UNIT LTD PARTNR 85512C105 405 43,000 SH   DFND   0 0 43,000
STARBUCKS CORP COM 855244109 1,928 18,019 SH   DFND   0 0 18,019
STRYKER CORPORATION COM 863667101 1,658 6,766 SH   DFND   0 0 6,766
SUN LIFE FINANCIAL INC. COM 866796105 296 6,667 SH   DFND   0 0 6,667
SYSCO CORP COM 871829107 1,623 21,860 SH   DFND   0 0 21,860
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 821 3,950 SH   DFND   0 0 3,950
TARGET CORP COM 87612E106 975 5,525 SH   DFND   0 0 5,525
TESLA INC COM 88160R101 4,588 6,502 SH   DFND   0 0 6,502
TEXAS INSTRS INC COM 882508104 1,615 9,838 SH   DFND   0 0 9,838
THERMO FISHER SCIENTIFIC INC COM 883556102 17,579 37,740 SH   DFND   0 0 37,740
TJX COS INC NEW COM 872540109 2,270 33,234 SH   DFND   0 0 33,234
TORONTO DOMINION BK ONT COM NEW 891160509 1,904 33,748 SH   DFND   0 0 33,748
TRANE TECHNOLOGIES PLC SHS G8994E103 1,157 7,972 SH   DFND   0 0 7,972
TRANSDIGM GROUP INC COM 893641100 293 474 SH   DFND   0 0 474
TRAVELERS COMPANIES INC COM 89417E109 467 3,326 SH   DFND   0 0 3,326
TRUIST FINL CORP COM 89832Q109 1,881 39,235 SH   DFND   0 0 39,235
UNILEVER PLC SPON ADR NEW 904767704 2,191 36,300 SH   DFND   0 0 36,300
UNION PAC CORP COM 907818108 1,912 9,184 SH   DFND   0 0 9,184
UNITED PARCEL SERVICE INC CL B 911312106 1,156 6,862 SH   DFND   0 0 6,862
UNITEDHEALTH GROUP INC COM 91324P102 591 1,686 SH   DFND   0 0 1,686
UNIVERSAL DISPLAY CORP COM 91347P105 2,628 11,434 SH   DFND   0 0 11,434
UNIVERSAL HLTH SVCS INC CL B 913903100 878 6,387 SH   DFND   0 0 6,387
US BANCORP DEL COM NEW 902973304 2,855 61,273 SH   DFND   0 0 61,273
V F CORP COM 918204108 1,244 14,561 SH   DFND   0 0 14,561
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2,795 77,595 SH   DFND   0 0 77,595
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 691 12,740 SH   DFND   0 0 12,740
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,135 12,220 SH   DFND   0 0 12,220
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 218 2,470 SH   DFND   0 0 2,370
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,955 34,783 SH   DFND   0 0 34,631
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 287 834 SH   SOLE   0 0 834
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 668 7,864 SH   DFND   0 0 7,864
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,109 7,801 SH   DFND   0 0 7,801
VANGUARD INDEX FDS MID CAP ETF 922908629 4,520 21,859 SH   DFND   0 0 21,799
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,301 7,402 SH   DFND   0 0 7,402
VANGUARD INDEX FDS GROWTH ETF 922908736 906 3,575 SH   DFND   0 0 3,575
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,295 6,652 SH   DFND   0 0 6,652
VANGUARD INDEX FDS TOTAL STK MKT 922908769 461 2,369 SH   DFND   0 0 2,369
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,343 57,283 SH   DFND   0 0 57,283
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 217 3,722 SH   SOLE   0 0 3,722
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,374 87,283 SH   DFND   0 0 87,161
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 257 5,137 SH   SOLE   0 0 4,987
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 214 3,885 SH   DFND   0 0 3,885
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,364 76,440 SH   DFND   0 0 76,365
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 469 5,635 SH   SOLE   0 0 5,380
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,020 51,675 SH   DFND   0 0 51,502
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 311 3,207 SH   SOLE   0 0 3,107
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,277 9,043 SH   DFND   0 0 8,954
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,626 119,163 SH   DFND   0 0 118,911
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,404 15,346 SH   DFND   0 0 15,346
VANGUARD WORLD FD ESG INTL STK ETF 921910725 249 4,197 SH   DFND   0 0 4,197
VANGUARD WORLD FD ESG US STK ETF 921910733 557 7,936 SH   DFND   0 0 7,936
VANGUARD WORLD FD MEGA GRWTH IND 921910816 276 1,355 SH   DFND   0 0 1,355
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 279 1,014 SH   DFND   0 0 1,014
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,140 5,094 SH   DFND   0 0 5,094
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,532 4,330 SH   DFND   0 0 4,330
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,085 13,282 SH   DFND   0 0 13,282
VERASTEM INC COM 92337C104 27 12,783 SH   DFND   0 0 12,783
VERISK ANALYTICS INC COM 92345Y106 257 1,237 SH   DFND   0 0 1,237
VERIZON COMMUNICATIONS INC COM 92343V104 7,474 127,209 SH   DFND   0 0 127,209
VERIZON COMMUNICATIONS INC COM 92343V104 236 4,016 SH   SOLE   0 0 3,966
VERTEX PHARMACEUTICALS INC COM 92532F100 1,425 6,029 SH   DFND   0 0 6,029
VERTIV HOLDINGS CO COM CL A 92537N108 2,570 137,637 SH   DFND   0 0 137,637
VIATRIS INC COM 92556V106 472 25,188 SH   DFND   0 0 25,188
VISA INC COM CL A 92826C839 8,563 39,149 SH   DFND   0 0 39,149
VONTIER CORPORATION COM 928881101 1,555 46,560 SH   DFND   0 0 46,560
WALMART INC COM 931142103 3,172 22,005 SH   DFND   0 0 22,005
WASTE MGMT INC DEL COM 94106L109 285 2,420 SH   DFND   0 0 2,420
WATERS CORP COM 941848103 1,413 5,712 SH   DFND   0 0 5,712
WEC ENERGY GROUP INC COM 92939U106 2,327 25,286 SH   DFND   0 0 25,286
WEC ENERGY GROUP INC COM 92939U106 203 2,211 SH   SOLE   0 0 2,176
WELLS FARGO CO NEW COM 949746101 343 11,372 SH   DFND   0 0 11,372
WESTERN ALLIANCE BANCORP COM 957638109 1,710 28,523 SH   DFND   0 0 28,523
WEYERHAEUSER CO MTN BE COM NEW 962166104 889 26,500 SH   DFND   0 0 26,500
WHEATON PRECIOUS METALS CORP COM 962879102 2,048 49,071 SH   DFND   0 0 49,071
WHITE MTNS INS GROUP LTD COM G9618E107 680 680 SH   DFND   0 0 680
WISDOMTREE TR US LARGECAP FUND 97717W588 364 9,065 SH   DFND   0 0 8,755
WP CAREY INC COM 92936U109 321 4,550 SH   DFND   0 0 4,550
XCEL ENERGY INC COM 98389B100 441 6,608 SH   DFND   0 0 6,608
XILINX INC COM 983919101 2,229 15,720 SH   DFND   0 0 15,720
XYLEM INC COM 98419M100 2,060 20,241 SH   DFND   0 0 20,241
YUM BRANDS INC COM 988498101 432 3,976 SH   DFND   0 0 3,976
YUM CHINA HLDGS INC COM 98850P109 362 6,342 SH   DFND   0 0 6,342
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,295 3,840 SH   DFND   0 0 3,840