CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) shares in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Revenues:
Premiums earned	$ 278,221,000	$ 303,328,000	$ 266,987,000
Commission and fee income	64,581,000	75,596,000	59,892,000
Investment income	4,719,000	4,649,000	5,024,000
Gain on sale of foreclosed real estate		1,237,000
Net realized (losses) gains on investments, available-for-sale (includes $4,745 of accumulated other comprehensive loss reclassification for net unrealized gains in 2016)	(3,000)	4,813,000	(11,000)
Total revenues	347,518,000	389,623,000	331,892,000
Costs and expenses:
Losses and loss adjustment expenses	220,785,000	309,002,000	219,031,000
Insurance operating expenses	111,323,000	116,510,000	105,254,000
Other operating expenses	1,133,000	1,219,000	1,126,000
Litigation settlement			3,677,000
Stock-based compensation	299,000	207,000	144,000
Depreciation	2,068,000	2,540,000	1,751,000
Amortization of identifiable intangible assets	789,000	956,000	514,000
Interest expense	4,535,000	4,319,000	2,967,000
Total costs and expenses	340,932,000	434,753,000	334,464,000
Income (loss) before income taxes	6,586,000	(45,130,000)	(2,572,000)
Provision (benefit) for income taxes	15,190,000	(15,848,000)	(642,000)
Net loss	$ (8,604,000)	$ (29,282,000)	$ (1,930,000)
Net loss per share:
Basic	$ (0.21)	$ (0.71)	$ (0.05)
Diluted	$ (0.21)	$ (0.71)	$ (0.05)
Number of shares used to calculate net loss per share:
Basic	41,286	41,085	41,030
Diluted	41,286	41,085	41,030
Reconciliation of net loss to other comprehensive loss:
Net loss	$ (8,604,000)	$ (29,282,000)	$ (1,930,000)
Unrealized change in investments:
Unrealized change in investments arising during the period, net of tax of $204, $489 and $(861), respectively	498,000	909,000	(1,599,000)
Reclassification of net realized gains on investments, available-for- sale, included in net loss, net of tax of $(1,661) in 2016		(3,084,000)
Comprehensive loss	(8,106,000)	(31,457,000)	(3,529,000)
Detail of net realized (losses) gains on investments, available-for-sale:
Net realized (losses) gains on sales and redemptions	(3,000)	4,960,000	(11,000)
Other-than-temporary impairment charges	0	(147,000)	0
Net realized (losses) gains on investments, available-for-sale	$ (3,000)	$ 4,813,000	$ (11,000)