CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($) shares in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Revenues:
Premiums earned	$ 303,328,000	$ 266,987,000	$ 218,315,000
Commission and fee income	75,596,000	59,892,000	39,733,000
Investment income	4,649,000	5,024,000	5,123,000
Gain on sale of foreclosed real estate	1,237,000
Net realized gains (losses) on investments, available-for-sale (includes $4,745 of accumulated other comprehensive loss reclassification for net unrealized gains in 2016)	4,813,000	(11,000)	23,000
Total revenues	389,623,000	331,892,000	263,194,000
Costs and expenses:
Losses and loss adjustment expenses	309,002,000	219,031,000	161,302,000
Insurance operating expenses	116,510,000	105,254,000	87,328,000
Other operating expenses	1,219,000	1,126,000	996,000
Litigation settlement		3,677,000	187,000
Stock-based compensation	207,000	144,000	185,000
Depreciation	2,540,000	1,751,000	1,767,000
Amortization of identifiable intangible assets	956,000	514,000
Interest expense	4,319,000	2,967,000	1,706,000
Total costs and expenses	434,753,000	334,464,000	253,471,000
(Loss) income before income taxes	(45,130,000)	(2,572,000)	9,723,000
Benefit for income taxes	(15,848,000)	(642,000)	(18,345,000)
Net (loss) income	$ (29,282,000)	$ (1,930,000)	$ 28,068,000
Net (loss) income per share:
Basic	$ (0.71)	$ (0.05)	$ 0.68
Diluted	$ (0.71)	$ (0.05)	$ 0.68
Number of shares used to calculate net (loss) income per share:
Basic	41,085	41,030	40,985
Diluted	41,085	41,030	41,283
Reconciliation of net (loss) income to other comprehensive (loss) income:
Net (loss) income	$ (29,282,000)	$ (1,930,000)	$ 28,068,000
Unrealized change in investments:
Unrealized change in investments arising during the period, net of tax of $489, $(861) and $923, respectively	909,000	(1,599,000)	1,715,000
Reclassification of net realized gains on investments, available-for- sale, included in net loss, net of tax of $(1,661) in 2016	(3,084,000)
Comprehensive (loss) income	(31,457,000)	(3,529,000)	29,783,000
Detail of net realized gains (losses) on investments, available-for-sale:
Net realized gains (losses) on sales and redemptions	4,960,000	(11,000)	23,000
Other-than-temporary impairment charges	(147,000)	0	0
Net realized gains (losses) on investments, available-for-sale	$ 4,813,000	$ (11,000)	$ 23,000