CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Revenues:
Premiums earned	$ 76,740	$ 67,508	$ 233,997	$ 197,423
Commission and fee income	19,291	18,974	58,055	42,252
Investment income	1,187	1,144	3,795	3,695
Gain on sale of foreclosed real estate			1,237
Net realized gains (losses) on investments, available-for- sale (includes $4,892 and $4,745, respectively, of accumulated other comprehensive loss reclassification for net unrealized gains in 2016)	4,897	(6)	4,733	(13)
Total revenues	102,115	87,620	301,817	243,357
Costs and expenses:
Losses and loss adjustment expenses	71,079	57,367	245,262	160,304
Insurance operating expenses	28,940	29,309	88,901	78,039
Other operating expenses	369	295	932	881
Litigation settlement		3,406		3,645
Stock-based compensation	59	37	164	109
Depreciation	667	424	1,934	1,224
Amortization of identifiable intangibles assets	240	254	717	261
Interest expense	1,088	1,052	3,213	1,924
Total costs and expenses	102,442	92,144	341,123	246,387
Loss before income taxes	(327)	(4,524)	(39,306)	(3,030)
Provision (benefit) for income taxes	6	(1,506)	(13,571)	(813)
Net loss	$ (333)	$ (3,018)	$ (25,735)	$ (2,217)
Net loss per share:
Basic and diluted	$ (0.01)	$ (0.07)	$ (0.63)	$ (0.05)
Number of shares used to calculate net loss per share:
Basic and diluted	41,096	41,041	41,074	41,026
Reconciliation of net loss to other comprehensive loss:
Net loss	$ (333)	$ (3,018)	$ (25,735)	$ (2,217)
Unrealized change in investments:
Unrealized change in investments arising during the period, net of tax of $4, $(17), $1,621 and $(609), respectively	7	(32)	3,009	(1,131)
Reclassification of net realized gains on investments, available-for-sale, included in net loss, net of tax of $(1,712) and $(1,661), respectively, in 2016	(3,180)		(3,084)
Comprehensive loss	(3,506)	(3,050)	(25,810)	(3,348)
Detail of net realized gains (losses) on investments, available-for-sale:
Net realized gains (losses) on sales and redemptions	4,897	(6)	4,880	(13)
Other-than-temporary impairment charges			(147)
Net realized gains (losses) on investments, available-for-sale	$ 4,897	$ (6)	$ 4,733	$ (13)