CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Revenues:
Premiums earned	$ 266,987	$ 218,315	$ 199,700
Commission and fee income	59,892	39,733	35,125
Investment income	5,024	5,123	5,716
Net realized gains (losses) on investments, available-for-sale	(11)	23	(29)
Total revenues	331,892	263,194	240,512
Costs and expenses:
Losses and loss adjustment expenses	219,031	161,302	142,839
Insurance operating expenses	105,254	87,328	82,822
Other operating expenses	1,126	996	987
Litigation settlement	3,677	187
Stock-based compensation	144	185	243
Depreciation	1,751	1,767	2,053
Amortization of identifiable intangible assets	514
Interest expense	2,967	1,706	1,738
Total costs and expenses	334,464	253,471	230,682
Income (loss) before income taxes	(2,572)	9,723	9,830
Provision (benefit) for income taxes	(642)	(18,345)	650
Net income (loss)	$ (1,930)	$ 28,068	$ 9,180
Net income (loss) per share:
Basic	$ (0.05)	$ 0.68	$ 0.22
Diluted	$ (0.05)	$ 0.68	$ 0.22
Number of shares used to calculate net income (loss) per share:
Basic	41,030	40,985	40,930
Diluted	41,030	41,283	41,092
Reconciliation of net income (loss) to other comprehensive income (loss):
Net income (loss)	$ (1,930)	$ 28,068	$ 9,180
Net unrealized change in investments, net of tax of $(861), $923, and $0, respectively	(1,599)	1,715	(5,329)
Comprehensive income (loss)	$ (3,529)	$ 29,783	$ 3,851