CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Revenues:
Premiums earned	$ 67,508	$ 54,369	$ 197,423	$ 161,971
Commission and fee income	18,974	10,097	42,252	29,323
Investment income	1,144	1,142	3,695	3,936
Net realized gains (losses) on investments, available-for-sale	(6)	(4)	(13)	36
Total revenues	87,620	65,604	243,357	195,266
Costs and expenses:
Losses and loss adjustment expenses	57,367	41,440	160,304	119,323
Insurance operating expenses	29,309	20,624	78,039	65,739
Other operating expenses	295	244	881	722
Litigation settlement	3,406	30	3,645	106
Stock-based compensation	37	39	109	151
Depreciation	424	423	1,224	1,303
Amortization of identifiable intangibles assets	254		261
Interest expense	1,052	427	1,924	1,275
Total costs and expenses	92,144	63,227	246,387	188,619
Income (loss) before income taxes	(4,524)	2,377	(3,030)	6,647
Provision (benefit) for income taxes	(1,506)	257	(813)	547
Net income (loss)	$ (3,018)	$ 2,120	$ (2,217)	$ 6,100
Net income (loss) per share:
Basic	$ (0.07)	$ 0.05	$ (0.05)	$ 0.15
Diluted	$ (0.07)	$ 0.05	$ (0.05)	$ 0.15
Number of shares used to calculate net income (loss) per share:
Basic	41,041	40,995	41,026	40,981
Diluted	41,041	41,297	41,026	41,285
Reconciliation of net income (loss) to other comprehensive income (loss):
Net income (loss)	$ (3,018)	$ 2,120	$ (2,217)	$ 6,100
Net unrealized change in investments, net of tax of $(17), $0, $(609) and $0, respectively	(32)	(667)	(1,131)	2,284
Comprehensive income (loss)	$ (3,050)	$ 1,453	$ (3,348)	$ 8,384