CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income	$ 486us-gaap_NetIncomeLoss	$ 511us-gaap_NetIncomeLoss
Adjustments to reconcile net income to cash provided by operating activities:
Depreciation and amortization	407us-gaap_DepreciationAndAmortization	443us-gaap_DepreciationAndAmortization
Stock-based compensation	19us-gaap_ShareBasedCompensation	46us-gaap_ShareBasedCompensation
Deferred income taxes	197us-gaap_DeferredIncomeTaxExpenseBenefit
Net realized losses (gains) on sales and redemptions of investments	3us-gaap_GainLossOnSaleOfSecuritiesNet	(82)us-gaap_GainLossOnSaleOfSecuritiesNet
Investment income and equity in earnings from other investments	(46)	(239)
Other	58us-gaap_OtherNoncashIncomeExpense	34us-gaap_OtherNoncashIncomeExpense
Change in:
Premiums and fees receivable	(18,504)	(16,635)
Loss and loss adjustment expense reserves	7,748	1,665
Unearned premiums and fees	22,569	20,015
Other	(1,493)	1,075
Net cash provided by operating activities	11,444	6,833
Cash flows from investing activities:
Purchases of investments, available-for-sale	(5,000)	(4,066)
Purchases of other investments	(377)	(268)
Maturities and redemptions of investments, available-for-sale	1,826	2,798
Capital expenditures	(231)	(351)
Distributions from other investments	221	153
Net cash used in investing activities	(3,561)	(1,734)
Net change in cash and cash equivalents	7,883	5,099
Cash and cash equivalents, beginning of period	102,429	72,033
Cash and cash equivalents, end of period	$ 110,312	$ 77,132

The net change during the reporting period in the premiums and fees receivable asset account.

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The net change during the reporting period in the unearned premiums and fees liability account.

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Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.

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Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.

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Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.

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The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.

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This item represents the entity's proportionate share for the period of the net income (loss) of its investee (such as unconsolidated subsidiaries and joint ventures) to which the equity method of accounting is applied. This item includes income or expense related to stock-based compensation based on the investor's grant of stock to employees of an equity method investee.

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The increase (decrease) during the reporting period in the reserve account established to account for expected but unspecified losses.

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The increase (decrease) during the reporting period in other assets used in operating activities less other operating liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets and liabilities, other noncurrent assets and liabilities, or a combination of other current and noncurrent assets and liabilities.

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Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.

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Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.

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The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

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Other income (expense) included in net income that results in no cash inflows or outflows in the period. Includes noncash adjustments to reconcile net income (loss) to cash provided by (used in) operating activities that are not separately disclosed.

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The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.

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The cash outflow associated with other investments held by the entity for investment purposes not otherwise defined in the taxonomy.

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The cash inflow associated with the sale of other investments not otherwise defined in the taxonomy.

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The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.

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