CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:
Net income	$ 3,980	$ 4,090
Adjustments to reconcile net income to cash provided by operating activities:
Depreciation and amortization	880	1,108
Stock-based compensation	112	140
Other-than-temporary impairment on investment securities	0	28
Net realized (gains) losses on sales and redemptions of investments	(40)	14
Investment income and equity in earnings from limited partnership interests	(277)	0
Other	169	47
Change in:
Premiums and fees receivable	(7,053)	(2,023)
Loss and loss adjustment expense reserves	4,511	6,738
Unearned premiums and fees	9,634	4,388
Other	1,306	1,043
Net cash provided by operating activities	13,222	15,573
Cash flows from investing activities:
Purchases of investments, available-for-sale	(5,441)	(8,287)
Purchases of limited partnership interests	(1,416)	(1,747)
Maturities and redemptions of investments, available-for-sale	7,317	10,348
Capital expenditures	(489)	(631)
Other	152	(2)
Net cash provided by (used in) investing activities	123	(319)
Cash flows from financing activities:
Net proceeds from issuance of common stock	30	24
Net cash provided by financing activities	30	24
Net change in cash and cash equivalents	13,375	15,278
Cash and cash equivalents, beginning of period	72,033	59,104
Cash and cash equivalents, end of period	$ 85,408	$ 74,382