Consolidated Statements of Comprehensive Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Revenues:
Premiums earned	$ 51,748	$ 49,403
Commission and fee income	9,175	8,597
Investment income	1,537	1,276
Net realized gains on investments, available-for-sale (includes $82 and $13, respectively, of accumulated comprehensive income reclassifications for unrealized gains)	82	13
Total revenues	62,542	59,289
Costs and expenses:
Losses and loss adjustment expenses	36,817	33,505
Insurance operating expenses	24,029	22,340
Other operating expenses	233	229
Stock-based compensation	46	84
Depreciation and amortization	443	571
Interest expense	427	443
Total costs and expenses	61,995	57,172
Income before income taxes	547	2,117
Provision for income taxes (includes $29 and $5, respectively, of income tax expense from reclassification items)	36	93
Net income	511	2,024
Net income per share:
Basic	$ 0.01	$ 0.05
Diluted	$ 0.01	$ 0.05
Number of shares used to calculate net income per share:
Basic	40,970	40,910
Diluted	41,283	40,939
Reconciliation of net income to other comprehensive income:
Net income	511	2,024
Net unrealized change in investments	1,653	(403)
Comprehensive income	2,164	1,621
Detail of net realized gains on investments, available-for-sale:
Net realized gains on redemptions	82	41
OTTI charges reclassified from comprehensive income and recognized in net income		(28)
Net realized gains on investments, available-for-sale	$ 82	$ 13