Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Investments, available-for-sale at fair value (amortized cost of $128,185 and $126,873, respectively)	$ 133,213	$ 130,248
Cash and cash equivalents	77,132	72,033
Premiums and fees receivable, net of allowance of $310 and $311	62,862	46,228
Limited partnership interests	7,867	7,513
Other assets	6,145	6,471
Property and equipment, net	3,419	3,512
Deferred acquisition costs	3,654	2,902
Identifiable intangible assets	4,800	4,800
TOTAL ASSETS	299,092	273,707
LIABILITIES AND STOCKHOLDERS' EQUITY
Loss and loss adjustment expense reserves	85,951	84,286
Unearned premiums and fees	75,998	55,983
Debentures payable	40,311	40,301
Other liabilities	17,696	16,205
Total liabilities	219,956	196,775
Stockholders' equity:
Preferred stock, $.01 par value per share, 10,000 shares authorized
Common stock, $.01 par value per share, 75,000 shares authorized; 40,981 and 40,983 shares issued and outstanding, respectively	410	410
Additional paid-in capital	457,033	456,993
Accumulated other comprehensive income	5,028	3,375
Accumulated deficit	(383,335)	(383,846)
Total stockholders' equity	79,136	76,932
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 299,092	$ 273,707