Consolidated Statements of Operations and Comprehensive Income (Loss) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenues:
Premiums earned	$ 49,467	$ 46,444	$ 150,988	$ 139,564
Commission and fee income	8,632	8,287	26,391	25,040
Investment income	1,473	1,624	4,017	5,156
Net realized gains (losses) on investments, available-for-sale (includes $6, $3,213, $(36) and $3,220, respectively, of accumulated other comprehensive income reclassification for unrealized gains (losses))	6	3,213	(36)	3,220
Total revenues	59,578	59,568	181,360	172,980
Costs and expenses:
Losses and loss adjustment expenses	36,132	35,828	108,724	114,418
Insurance operating expenses	20,145	18,851	62,394	62,411
Other operating expenses	235	192	687	682
Stock-based compensation	54	97	194	507
Depreciation and amortization	485	604	1,593	1,606
Interest expense	431	618	1,301	2,576
Total costs and expenses	57,482	56,190	174,893	182,200
Income (loss) before income taxes	2,096	3,378	6,467	(9,220)
Provision (benefit) for income taxes (includes $2, $1,125, $(13) and $1,127, respectively, of income tax expense from reclassification items)	164	99	445	(84)
Net income (loss)	1,932	3,279	6,022	(9,136)
Net income (loss) per share:
Basic	$ 0.05	$ 0.08	$ 0.15	$ (0.22)
Diluted	$ 0.05	$ 0.08	$ 0.15	$ (0.22)
Number of shares used to calculate net income (loss) per share:
Basic	40,942	40,873	40,925	40,856
Diluted	41,161	40,943	40,948	40,856
Reconciliation of net income (loss) to comprehensive loss:
Net income (loss)	1,932	3,279	6,022	(9,136)
Net unrealized change in investments	(419)	(1,942)	(4,446)	(926)
Comprehensive income (loss)	1,513	1,337	1,576	(10,062)
Detail of net realized gains (losses) on investments, available-for-sale:
Net realized gains (losses) on sales and redemptions	39	3,220	25	3,243
OTTI charges reclassified from other comprehensive income (loss)	(33)	(7)	(61)	(23)
OTTI charges recognized in net income (loss)	(33)	(7)	(61)	(23)
Net realized gains (losses) on investments, available-for-sale	$ 6	$ 3,213	$ (36)	$ 3,220