Consolidated Statements of Operations and Comprehensive Income (Loss) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Revenues:
Premiums earned	$ 52,118	$ 47,701	$ 101,521	$ 93,120
Commission and fee income	9,162	8,501	17,759	16,753
Investment income	1,268	1,762	2,544	3,532
Net realized gains (losses) on investments, available-for-sale (includes $(55), $(19), $(42) and $7, respectively, of accumulated other comprehensive income reclassification for unrealized gains (losses))	(55)	(19)	(42)	7
Total revenues	62,493	57,945	121,782	113,412
Costs and expenses:
Losses and loss adjustment expenses	39,087	39,726	72,592	78,590
Insurance operating expenses	19,909	20,798	42,249	43,560
Other operating expenses	223	224	452	490
Stock-based compensation	56	115	140	410
Depreciation and amortization	537	573	1,108	1,002
Interest expense	427	979	870	1,958
Total costs and expenses	60,239	62,415	117,411	126,010
Income (loss) before income taxes	2,254	(4,470)	4,371	(12,598)
Provision (benefit) for income taxes (includes $(19), $(7), $(15) and $2, respectively, of income tax expense from reclassification items)	188	(262)	281	(183)
Net income (loss)	2,066	(4,208)	4,090	(12,415)
Net income (loss) per share:
Basic	$ 0.05	$ (0.10)	$ 0.10	$ (0.30)
Diluted	$ 0.05	$ (0.10)	$ 0.10	$ (0.30)
Number of shares used to calculate net income (loss) per share:
Basic	40,921	40,852	40,915	40,847
Diluted	40,948	40,852	40,942	40,847
Reconciliation of net income (loss) to comprehensive loss:
Net income (loss)	2,066	(4,208)	4,090	(12,415)
Net unrealized change in investments	(3,623)	144	(4,027)	1,016
Comprehensive income (loss)	(1,557)	(4,064)	63	(11,399)
Detail of net realized gains (losses) on investments, available-for-sale:
Net realized gains (losses) on sales and redemptions	(55)	(4)	(14)	23
OTTI charges reclassified from other comprehensive income (loss)		(15)	(28)	(16)
OTTI charges recognized in net income (loss)		(15)	(28)	(16)
Net realized gains (losses) on investments, available-for-sale	$ (55)	$ (19)	$ (42)	$ 7