Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Revenues:
Premiums earned	$ 46,444	$ 40,505	$ 139,564	$ 127,092
Commission and fee income	8,287	7,500	25,040	22,642
Investment income	1,624	2,021	5,156	6,155
Net realized gains (losses) on investments, available-for-sale	3,213	(57)	3,220	14
Total revenues	59,568	49,969	172,980	155,903
Costs and expenses:
Losses and loss adjustment expenses	35,828	33,248	114,418	97,020
Insurance operating expenses	18,851	18,625	62,411	59,546
Other operating expenses	192	244	682	935
Litigation settlement				(4)
Stock-based compensation	97	91	507	724
Depreciation and amortization	604	344	1,606	1,008
Interest expense	618	990	2,576	2,938
Goodwill and intangible assets impairment				52,434
Total costs and expenses	56,190	53,542	182,200	214,601
Income (loss) before income taxes	3,378	(3,573)	(9,220)	(58,698)
Provision (benefit) for income taxes	99	115	(84)	72
Net income (loss)	3,279	(3,688)	(9,136)	(58,770)
Net income (loss) per share:
Basic and diluted	$ 0.08	$ (0.08)	$ (0.22)	$ (1.22)
Number of shares used to calculate net income (loss) per share:
Basic	40,873	48,232	40,856	48,248
Diluted	40,943	48,232	40,856	48,248
Reconciliation of net income (loss) to comprehensive income (loss):
Net income (loss)	3,279	(3,688)	(9,136)	(58,770)
Net unrealized change in investments	(1,942)	825	(926)	1,415
Comprehensive income (loss)	1,337	(2,863)	(10,062)	(57,355)
Detail of net realized gains (losses) on investments, available-for-sale:
Net realized gains (losses) on sales and redemptions	3,220	(26)	3,243	122
Other-than-temporary impairment ("OTTI") charges
Non-credit portion included in comprehensive loss
OTTI charges reclassified from other comprehensive loss	(7)	(31)	(23)	(108)
OTTI charges recognized in loss	(7)	(31)	(23)	(108)
Net realized gains (losses) on investments, available-for-sale	$ 3,213	$ (57)	$ 3,220	$ 14