Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Revenues:
Premiums earned	$ 47,701	$ 43,143	$ 93,120	$ 86,587
Commission and fee income	8,501	7,699	16,753	15,142
Investment income	1,762	2,143	3,532	4,134
Net realized gains (losses) on investments, available-for-sale	(19)	149	7	71
Total revenues	57,945	53,134	113,412	105,934
Costs and expenses:
Losses and loss adjustment expenses	39,726	32,186	78,590	63,772
Insurance operating expenses	20,798	19,958	43,560	40,921
Other operating expenses	224	384	490	691
Litigation settlement		(3)		(4)
Stock-based compensation	115	84	410	633
Depreciation and amortization	573	326	1,002	664
Interest expense	979	980	1,958	1,948
Goodwill and intangible assets impairment		52,434		52,434
Total costs and expenses	62,415	106,349	126,010	161,059
Loss before income taxes	(4,470)	(53,215)	(12,598)	(55,125)
Provision (benefit) for income taxes	(262)	259	(183)	(43)
Net loss	(4,208)	(53,474)	(12,415)	(55,082)
Net loss per share:
Basic and diluted	$ (0.10)	$ (1.11)	$ (0.30)	$ (1.14)
Number of shares used to calculate net loss per share:
Basic and diluted	40,852	48,308	40,847	48,256
Reconciliation of net loss to comprehensive loss:
Net loss	(4,208)	(53,474)	(12,415)	(55,082)
Net unrealized change in investments	144	969	1,016	590
Comprehensive loss	(4,064)	(52,505)	(11,399)	(54,492)
Detail of net realized gains (losses) on investments, available-for-sale:
Net realized gains (losses) on sales and redemptions	(4)	149	23	148
Other-than-temporary impairment ("OTTI") charges
Non-credit portion included in comprehensive loss
OTTI charges reclassified from other comprehensive loss	(15)		(16)	(77)
OTTI charges recognized in loss	(15)		(16)	(77)
Net realized gains (losses) on investments, available-for-sale	$ (19)	$ 149	$ 7	$ 71