Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net loss	$ (8,207)	$ (1,608)
Adjustments to reconcile net loss to cash provided by (used in) operating activities:
Depreciation and amortization	429	338
Stock-based compensation	295	549
Other-than-temporary impairment on investment securities	1	77
Net realized (gains) losses on sales and redemptions of investments	(27)	1
Other	69	48
Change in:
Premiums and fees receivable	(13,000)	(9,885)
Loss and loss adjustment expense reserves	1,634	(866)
Unearned premiums and fees	16,236	11,498
Other	396	(141)
Net cash provided by (used in) operating activities	(2,174)	11
Cash flows from investing activities:
Purchases of investments, available-for-sale	(1,500)	(1,371)
Maturities and redemptions of investments, available-for-sale	8,042	6,493
Capital expenditures	(2,028)	(116)
Other		(2)
Net cash provided by investing activities	4,514	5,004
Cash flows from financing activities:
Payments on borrowings	(12)	(20)
Net cash used in financing activities	(12)	(20)
Net change in cash and cash equivalents	2,328	4,995
Cash and cash equivalents, beginning of period	23,751	29,078
Cash and cash equivalents, end of period	$ 26,079	$ 34,073