8-K 1 g92856e8vk.htm R&G FINANCIAL CORPORATION R&G FINANCIAL CORPORATION
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 24, 2005

R&G Financial Corporation

(Exact name of registrant as specified in its charter)

         
Puerto Rico   0-22137   66-0532217
(State or other Jurisdiction of   (Commission File No.)   (I.R.S. Employer
Incorporation)       Identification No.)
     
280 Jesus T. Pinero Ave.    
Hato Rey, San Juan, Puerto Rico   00918
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (787) 758-2424

(Former name or former address, if changed since last report)

Not applicable.

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o      Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o      Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o      Pre-commencement pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240-14d-2(b))

o      Pre-commencement pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))

 

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Item 2.02      Results of Operations and Financial Condition
Item 9.01      Financial Statements and Exhibits
SIGNATURES
EX-99.1 PRESS RELEASE DATED 1/24/05

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Item 2.02      Results of Operations and Financial Condition

     On January 24, 2005, R&G Financial Corporation (the “Company”) announced by press release its earnings for the fourth quarter and year ended December 31, 2004. A copy of the press release is attached hereto as Exhibit 99.1.

Item 9.01      Financial Statements and Exhibits

     (c) Exhibits.

     The following exhibits are being filed herewith:

     99.1      Press Release dated January 24, 2005.

 

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SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
    R&G FINANCIAL CORPORATION
 
        
Date: January 24, 2005
        
 
        
  By:   /s/Joseph R. Sandoval
       
      Joseph R. Sandoval
Executive Vice President and Chief Financial Officer