Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)	$ 19	$ (1,089)	$ (2,988)	$ (2,901)
Adjustments to reconcile net income to net cash provided by operating activities:
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal)	(97)		77
(Recovery of) provision for credit losses		305		89
Stock based compensation expense			220	20
Depreciation and amortization expense			744	783
Gain on sale of loans, net	0	107	0	107
Amortization and accretion of loan premiums and discounts and deferred charges, net			155	(78)
Amortization and accretion of premiums and discounts — securities			249	328
Increase in accrued interest receivable			(503)	(99)
(Increase) decrease in other assets			(237)	2,360
Decrease in other liabilities			(1,431)	(9,242)
Net cash used in operating activities			(3,714)	(8,847)
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from principal payments, maturities and calls of investments: Available-for-sale			4,430	6,756
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity			236	2,841
Purchase of bank-owned life insurance			0	(5,000)
Payments to Acquire Other Investments			(603)	0
Loans held-for investment, net of repayments/payoffs and (originations)			(2,855)	1,963
Loans purchased from third parties			(29,467)	(11,199)
Proceeds from participation loans sold			0	5,129
Redemption (purchase) of FHLB-NY stock, net			262	(782)
Purchase of premises and equipment			(236)	(168)
Net cash used in investing activities			(22,523)	(4,386)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits			62,388	(18,870)
Proceeds from short-term borrowings			0	15,000
Repayment of short-term borrowings			(10,000)	0
Proceeds from Issuance of Long-term Debt			5,527	0
Repayment of long-term borrowings			0	(3)
Issuance of common stock			1,000	0	$ 3,000
Net cash provided by (used in) financing activities			58,915	(3,873)
Net increase (decrease) in cash and cash equivalents			32,678	(17,106)
Cash and cash equivalents at beginning of period			42,552	61,018
Cash and cash equivalents at end of period	$ 75,230	$ 43,912	75,230	43,912	$ 61,018
Noncash financing and investing activities
Recognition of right-of-use asset			0	1,103
Recognition of finance lease asset			0	58
Recognition of finance lease liability			0	58
Conversion of preferred stock to common stock			2,750	550
Cash paid for:
Interest			7,158	3,175
Tax on capital			$ 417	$ 162