Non-interest Revenue and Expense (Tables)

9 Months Ended

Dec. 31, 2023

Revenue from Contract with Customer [Abstract]

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and nine months ended December 31, 2023 and 2022:


	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2023		2022		2023		2022
Non-interest income
In-scope of Topic 606
Depository fees and charges	$	543	$	561	$	1,678	$	1,669
Loan fees and service charges	97		68		270		316
Other non-interest income	91		42		236		204
Non-interest income (in-scope of Topic 606)	731		671		2,184		2,189
Non-interest income (out-of-scope of Topic 606)	1,804		321		2,569		611
Total non-interest income	$	2,535	$	992	$	4,753	$	2,800

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:


	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2023		2022		2023		2022
Other non-interest income:




BOLI income	$	338	$	42	$	420	$	102
Other	152		48		295		269
Total other non-interest income	$	490	$	90	$	715	$	371

Other non-interest expense:
Advertising	$	68	$	104	$	302	$	368

Legal expense	88		63		428		246
Insurance and surety	320		293		938		878
Audit expense	165		148		496		448

Data lines / internet	100		105		310		299
Security services	15		85		41		234

Retail expenses	285		224		855		690
Operating charge-offs and other losses	154		19		293		53


Director's fees	135		24		346		270
Other	673		660		1,928		1,839
Total other non-interest expense	$	2,003	$	1,725	$	5,937	$	5,325