Consolidated Statements of Financial Condition - USD ($) $ in Thousands		Dec. 31, 2023	Mar. 31, 2023
Cash and cash equivalents:
Cash and due from banks		$ 74,730	$ 42,298
Money market investments		500	254
Total cash and cash equivalents		75,230	42,552
Investment securities:
Available-for-sale		49,106	53,843
Held-to-maturity		2,078	2,318
Total investment securities		51,184	56,161
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		624,651
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(5,897)
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss, Total		618,754
Loans and Leases Receivable, Net of Deferred Income		624,651	597,896
Loans and Leases Receivable, Allowance			(5,229)
Total loans receivable, net			592,667
Premises and equipment, net		2,660	3,174
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost		2,004	2,266
Accrued interest receivable		2,414	1,911
Right-of-use assets		10,468	12,311
Other assets		12,593	12,182
Total assets		775,307	723,224
Deposits:
Non-interest bearing checking		106,408	109,401
Interest-bearing deposits:
Interest-bearing checking		47,290	49,473
Savings		109,614	109,210
Money market		165,953	150,348
Certificates of Deposit		231,676	178,694
Escrow		1,876	3,303
Total interest-bearing deposits		556,409	491,028
Total deposits		662,817	600,429
Advances from the FHLB-NY and other borrowed money		46,551	51,090
Operating lease liability		11,270	13,173
Other liabilities		11,943	13,308
Total liabilities		732,581	678,000
Commitments and Contingencies		0	0
EQUITY
Common stock		76	68
Additional paid-in capital		86,767	82,805
Accumulated deficit		(51,560)	(47,904)
Treasury stock		(2,908)	(2,908)
Accumulated other comprehensive loss		(12,277)	(12,215)
Total equity		42,726	45,224
Total liabilities and equity		775,307	723,224
Series D Preferred Stock
EQUITY
Preferred stock		10,451	13,201
Series E Preferred Stock
EQUITY
Preferred stock		3,177	3,177
Series F Preferred Stock
EQUITY
Preferred stock		9,000	9,000
Real Estate
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		437,574
Loans and Leases Receivable, Net of Deferred Income			423,349
Business
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	[1]	172,204
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(1,452)
Loans and Leases Receivable, Net of Deferred Income		172,204	166,908	[1]
Loans and Leases Receivable, Allowance			(1,139)
Consumer
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	[2]	14,873
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(443)
Loans and Leases Receivable, Net of Deferred Income		$ 14,873	7,639	[2]
Loans and Leases Receivable, Allowance			$ (449)

[1] (1) Includes PPP loans and business overdrafts

[2] 2) Includes personal loans and consumer overdrafts