Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (1,586)	$ (955)	$ (3,007)	$ (1,812)
Adjustments to reconcile net income to net cash provided by operating activities:
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal)	168		174
Provision for (recovery of) credit losses		(189)		(216)
Stock based compensation expense			219	20
Depreciation and amortization expense			523	521
Amortization and accretion of loan premiums and discounts and deferred charges, net			126	(88)
Amortization and accretion of premiums and discounts — securities			186	242
(Increase) decrease in accrued interest receivable			(167)	570
Increase in other assets			(5,892)	(105)
Increase (decrease) in other liabilities			823	(8,990)
Net cash used in operating activities			(7,015)	(9,858)
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from principal payments, maturities and calls of investments: Available-for-sale			2,917	5,259
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity			153	2,738
Purchase of bank-owned life insurance			0	(5,000)
Loans held-for investment, net of repayments/payoffs and (originations)			(13,890)	(14,069)
Loans purchased from third parties			(26,956)	(8,901)
Redemption (purchase) of FHLB-NY stock, net			262	(1,907)
Purchase of premises and equipment			(165)	(123)
Net cash (used in) provided by investing activities			(9,899)	6,135
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits			30,024	(1,747)
Proceeds from short-term borrowings			0	40,000
Repayment of short-term borrowings			(10,000)	0
Proceeds from Issuance of Long-term Debt			5,527	0
Repayment of long-term borrowings			0	(3)
Issuance of common stock			1,000	0	$ 3,000
Net cash provided by financing activities			26,551	38,250
Net increase in cash and cash equivalents			9,637	34,527
Cash and cash equivalents at beginning of period			42,552	61,018
Cash and cash equivalents at end of period	$ 52,189	$ 95,545	52,189	95,545	$ 61,018
Noncash financing and investing activities
Recognition of right-of-use asset			0	1,103
Recognition of finance lease asset			0	58
Recognition of finance lease liability			0	58
Conversion of preferred stock to common stock			2,200	550
Cash paid for:
Interest			1,475	1,518
Tax on capital			$ 132	$ 112