Consolidated Statements of Financial Condition - USD ($) $ in Thousands		Sep. 30, 2023	Mar. 31, 2023
Cash and cash equivalents:
Cash and due from banks		$ 51,935	$ 42,298
Money market investments		254	254
Total cash and cash equivalents		52,189	42,552
Investment securities:
Available-for-sale		47,644	53,843
Held-to-maturity		2,162	2,318
Total investment securities		49,806	56,161
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		611,102
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(6,007)
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss, Total		605,095
Loans and Leases Receivable, Net of Deferred Income		611,102	597,896
Loans and Leases Receivable, Allowance			(5,229)
Total loans receivable, net			592,667
Premises and equipment, net		2,810	3,174
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost		2,004	2,266
Accrued interest receivable		2,078	1,911
Right-of-use assets		11,087	12,311
Other assets		17,711	12,182
Total assets		742,780	723,224
Deposits:
Non-interest bearing checking		112,644	109,401
Interest-bearing deposits:
Interest-bearing checking		52,239	49,473
Savings		109,361	109,210
Money market		163,588	150,348
Certificates of Deposit		189,949	178,694
Escrow		2,672	3,303
Total interest-bearing deposits		517,809	491,028
Total deposits		630,453	600,429
Advances from the FHLB-NY and other borrowed money		46,566	51,090
Operating lease liability		11,911	13,173
Other liabilities		14,181	13,308
Total liabilities		703,111	678,000
EQUITY
Common stock		75	68
Additional paid-in capital		86,217	82,805
Accumulated deficit		(51,579)	(47,904)
Treasury stock		(2,908)	(2,908)
Accumulated other comprehensive loss		(15,314)	(12,215)
Total equity		39,669	45,224
Total liabilities and equity		742,780	723,224
Series D Preferred Stock
EQUITY
Preferred stock		11,001	13,201
Series E Preferred Stock
EQUITY
Preferred stock		3,177	3,177
Series F Preferred Stock
EQUITY
Preferred stock		9,000	9,000
Real Estate
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		435,723
Loans and Leases Receivable, Net of Deferred Income			423,349
Business
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	[1]	162,460
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(1,393)
Loans and Leases Receivable, Net of Deferred Income		162,460	166,908	[1]
Loans and Leases Receivable, Allowance			(1,139)
Consumer
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	[2]	12,919
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(417)
Loans and Leases Receivable, Net of Deferred Income		$ 12,919	7,639	[2]
Loans and Leases Receivable, Allowance			$ (449)

[1] (1) Includes PPP loans and business overdrafts

[2] 2) Includes personal loans and consumer overdrafts