Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (1,421)	$ (857)
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (recovery of) credit losses	6	(27)
Stock based compensation expense	175	20
Depreciation and amortization expense	260	260
Amortization and accretion of loan premiums and discounts and deferred charges, net	49	(65)
Amortization and accretion of premiums and discounts — securities	61	132
(Increase) decrease in accrued interest receivable	(70)	94
Decrease in other assets	203	200
Decrease in other liabilities	(972)	(9,524)
Net cash used in operating activities	(1,709)	(9,767)
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from principal payments, maturities and calls of investments: Available-for-sale	799	3,135
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity	80	151
Purchase of bank-owned life insurance	0	(5,000)
Loans held-for investment, net of repayments/payoffs and (originations)	(10,294)	(33,178)
Loans purchased from third parties	(3,052)	(8,901)
Redemption (purchase) of FHLB-NY stock, net	60	(557)
Purchase of premises and equipment	(66)	(50)
Net cash provided by investing activities	8,115	21,956
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits	(7,267)	(39,823)
Increase in short-term borrowings	0	10,000
Repayment of long-term borrowings	0	(3)
Net cash used in financing activities	(7,267)	(29,826)
Net decrease in cash and cash equivalents	(861)	(17,637)
Cash and cash equivalents at beginning of period	42,552	61,018
Cash and cash equivalents at end of period	41,691	43,381
Noncash financing and investing activities
Conversion of preferred stock to common stock	1,650	550
Cash paid for:
Interest	1,955	559
Income taxes	$ 72	$ 17