XML 52 R42.htm IDEA: XBRL DOCUMENT v3.23.2
Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Mar. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for loan losses - Beginning Balance $ 5,229 $ 5,624  
Allowance for Credit Loss, Excluding Accrued Interest 5,858    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 95    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery 50    
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) 6    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 5,858    
Charge-offs   (13)  
Recoveries   20  
Provision for loan losses 6 (27)  
Allowance for loan losses - Ending Balance   5,604  
Allowance for Credit Losses, Collectively Evaluated for Impairment 5,745   $ 4,918
Allowance for Credit Losses, Individually Evaluated for Impairment 113   311
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 590,534    
Loans Receivable, Collectively Evaluated for Impairment 567,640   579,708
Loans Receivable, Individually Evaluated for Impairment 22,894   18,188
Loans and Leases Receivable, Net of Deferred Income 590,534   597,896
Cumulative Effect, Period of Adoption, Adjustment [Member]      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for Credit Loss, Excluding Accrued Interest 668    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 668    
One-to-four family      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for loan losses - Beginning Balance 716 731  
Allowance for Credit Loss, Excluding Accrued Interest 2,063    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 0    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery 0    
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) 127    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 2,063    
Charge-offs   0  
Recoveries   0  
Provision for loan losses   (82)  
Allowance for loan losses - Ending Balance   649  
Allowance for Credit Losses, Collectively Evaluated for Impairment 1,962   607
Allowance for Credit Losses, Individually Evaluated for Impairment 101   109
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 65,526    
Loans Receivable, Collectively Evaluated for Impairment 60,386   60,805
Loans Receivable, Individually Evaluated for Impairment 5,140   5,003
Loans and Leases Receivable, Net of Deferred Income 65,526   65,808
One-to-four family | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for Credit Loss, Excluding Accrued Interest 1,220    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 1,220    
Multifamily      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for loan losses - Beginning Balance 1,109 1,114  
Allowance for Credit Loss, Excluding Accrued Interest 713    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 0    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery 0    
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) (4)    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 713    
Charge-offs   0  
Recoveries   0  
Provision for loan losses   (61)  
Allowance for loan losses - Ending Balance   1,053  
Allowance for Credit Losses, Collectively Evaluated for Impairment 713   1,109
Allowance for Credit Losses, Individually Evaluated for Impairment 0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 178,815    
Loans Receivable, Collectively Evaluated for Impairment 176,508   179,046
Loans Receivable, Individually Evaluated for Impairment 2,307   71
Loans and Leases Receivable, Net of Deferred Income 178,815   179,117
Multifamily | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for Credit Loss, Excluding Accrued Interest (392)    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance (392)    
Commercial real estate      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for loan losses - Beginning Balance 1,814 1,157  
Allowance for Credit Loss, Excluding Accrued Interest 1,264    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 0    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery 0    
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) (53)    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 1,264    
Charge-offs   0  
Recoveries   0  
Provision for loan losses   (49)  
Allowance for loan losses - Ending Balance   1,108  
Allowance for Credit Losses, Collectively Evaluated for Impairment 1,264   1,814
Allowance for Credit Losses, Individually Evaluated for Impairment 0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 173,088    
Loans Receivable, Collectively Evaluated for Impairment 168,566   171,234
Loans Receivable, Individually Evaluated for Impairment 4,522   7,190
Loans and Leases Receivable, Net of Deferred Income 173,088   178,424
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for Credit Loss, Excluding Accrued Interest (497)    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance (497)    
Business      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for loan losses - Beginning Balance 1,139 2,497  
Allowance for Credit Loss, Excluding Accrued Interest 1,404    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 0    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery 49    
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) (289)    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 1,404    
Charge-offs   0  
Recoveries   19  
Provision for loan losses   (195)  
Allowance for loan losses - Ending Balance   2,321  
Allowance for Credit Losses, Collectively Evaluated for Impairment 1,392   937
Allowance for Credit Losses, Individually Evaluated for Impairment 12   202
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss [1] 163,348    
Loans Receivable, Collectively Evaluated for Impairment 152,424   160,985
Loans Receivable, Individually Evaluated for Impairment 10,924   5,923
Loans and Leases Receivable, Net of Deferred Income 163,348   166,908 [1]
Business | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for Credit Loss, Excluding Accrued Interest 505    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 505    
Consumer      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for loan losses - Beginning Balance 449 123  
Allowance for Credit Loss, Excluding Accrued Interest 414    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 95    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery 1    
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) 225    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 414    
Charge-offs   (13)  
Recoveries   1  
Provision for loan losses   2  
Allowance for loan losses - Ending Balance   113  
Allowance for Credit Losses, Collectively Evaluated for Impairment 414   449
Allowance for Credit Losses, Individually Evaluated for Impairment 0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss [2] 9,757    
Loans Receivable, Collectively Evaluated for Impairment 9,756   7,638
Loans Receivable, Individually Evaluated for Impairment 1   1
Loans and Leases Receivable, Net of Deferred Income 9,757   7,639 [2]
Consumer | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for Credit Loss, Excluding Accrued Interest (166)    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance (166)    
Unallocated      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for loan losses - Beginning Balance 2 2  
Allowance for Credit Loss, Excluding Accrued Interest 0    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 0    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery 0    
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) 0    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance 0    
Charge-offs   0  
Recoveries   0  
Provision for loan losses   358  
Allowance for loan losses - Ending Balance   $ 360  
Allowance for Credit Losses, Collectively Evaluated for Impairment 0   2
Allowance for Credit Losses, Individually Evaluated for Impairment 0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0    
Loans Receivable, Collectively Evaluated for Impairment 0   0
Loans Receivable, Individually Evaluated for Impairment 0   0
Loans and Leases Receivable, Net of Deferred Income     $ 0
Unallocated | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Allowance for Credit Loss, Excluding Accrued Interest (2)    
Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance $ (2)    
[1] (1) Includes PPP loans and business overdrafts
[2] 2) Includes personal loans and consumer overdrafts