Consolidated Statements of Financial Condition - USD ($) $ in Thousands		Jun. 30, 2023	Mar. 31, 2023
Cash and cash equivalents:
Cash and due from banks		$ 41,437	$ 42,298
Money market investments		254	254
Total cash and cash equivalents		41,691	42,552
Investment securities:
Available-for-sale		52,192	53,843
Held-to-maturity		2,237	2,318
Total investment securities		54,429	56,161
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		590,534
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(5,858)
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss, Total		584,676
Loans and Leases Receivable, Net of Deferred Income		590,534	597,896
Loans and Leases Receivable, Allowance			(5,229)
Total loans receivable, net			592,667
Premises and equipment, net		2,975	3,174
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost		2,206	2,266
Accrued interest receivable		1,981	1,911
Right-of-use assets		11,701	12,311
Other assets		11,991	12,182
Total assets		711,650	723,224
Deposits:
Non-interest bearing checking		105,111	109,401
Interest-bearing deposits:
Interest-bearing checking		49,053	49,473
Savings		110,586	109,210
Money market		141,495	150,348
Certificates of Deposit		184,821	178,694
Escrow		2,096	3,303
Total interest-bearing deposits		488,051	491,028
Total deposits		593,162	600,429
Advances from the FHLB-NY and other borrowed money		51,062	51,090
Operating lease liability		12,544	13,173
Other liabilities		12,365	13,308
Total liabilities		669,133	678,000
EQUITY
Common stock		70	68
Additional paid-in capital		84,628	82,805
Accumulated deficit		(49,993)	(47,904)
Treasury stock		(2,908)	(2,908)
Accumulated other comprehensive loss		(13,008)	(12,215)
Total equity		42,517	45,224
Total liabilities and equity		711,650	723,224
Series D Preferred Stock
EQUITY
Preferred stock		11,551	13,201
Series E Preferred Stock
EQUITY
Preferred stock		3,177	3,177
Series F Preferred Stock
EQUITY
Preferred stock		9,000	9,000
Real Estate
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss		417,429
Loans and Leases Receivable, Net of Deferred Income			423,349
Business
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	[1]	163,348
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(1,404)
Loans and Leases Receivable, Net of Deferred Income		163,348	166,908	[1]
Loans and Leases Receivable, Allowance			(1,139)
Consumer
Loans receivable:
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	[2]	9,757
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest		(414)
Loans and Leases Receivable, Net of Deferred Income		$ 9,757	7,639	[2]
Loans and Leases Receivable, Allowance			$ (449)

[1] (1) Includes PPP loans and business overdrafts

[2] 2) Includes personal loans and consumer overdrafts