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Deposits
 12 Months Ended
Mar. 31, 2023
Deposits [Abstract]  
Deposits DEPOSITSDeposit balances and weighted average interest rates as of March 31 are as follows:
2023
2022
$ in thousandsAmountPercent of Total DepositsWeighted Average RateAmountPercent of Total DepositsWeighted Average Rate
Non-interest-bearing demand$109,401 18.22 %— %$107,472 17.11 %— %
Interest-bearing checking49,473 8.24 0.39 57,985 9.23 0.06 
Savings109,210 18.19 0.60 112,305 17.88 0.11 
Money market savings account150,348 25.04 3.73 208,122 33.14 0.24 
Certificates of deposit178,694 29.76 5.03 139,255 22.17 0.88 
Loan escrow deposits3,303 0.55 0.45 2,978 0.47 0.36 
Total$600,429 100.00 %2.58 %$628,117 100.00 %0.30 %
Scheduled maturities of certificates of deposit for the year ended March 31, 2023 are as follows:
$ in thousandsAmount
Maturing years ending March 31:
2024$133,017 
202532,768 
20268,040 
20271,726 
20282,157 
2029 and beyond986 
   Total$178,694 

The following table represents the amount of certificates of deposit of $250,000 or more at March 31, 2023 maturing during the periods indicated:
$ in thousands
Maturing:
April 1, 2023 to June 30, 2023$18,009 
July 1, 2023 to September 30, 202311,236 
October 1, 2023 to March 31, 20241,762 
April 1, 2024 and beyond4,758 
Total$35,765 

Interest expense on deposits is as follows for the years ended March 31:
$ in thousands
2023
2022
Interest-bearing checking$55 $30 
Savings and clubs166 123 
Money market savings1,728 378 
Certificates of deposit1,756 1,349 
Loan escrow deposits3 10 
    Total interest expense$3,708 $1,890 

    The following table presents additional information about our year-end deposits:
$ in thousands
2023
2022
Deposits from the Certificate of Deposit Account Registry Service (CDARS)$84,389 $46,421 
Deposits from brokers17,638 17,788 
Certificates of deposit individually greater than $250,00025,765 36,919 
Deposits from certain directors, executive officers and their affiliates4,885 432