Consolidated Statements of Cash Flows - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)	$ 696,000	$ (1,310,000)	$ (976,000)	$ (2,931,000)
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (recovery of) loan losses	192,000	4,000	468,000	(99,000)
Stock based compensation expense			122,000	36,000
Depreciation and amortization expense			770,000	769,000
Gain on sale of real estate owned, net of market value adjustment			0	(80,000)
Gain on sale of securities	0	0	0	(862,000)
Amortization and accretion of loan premiums and discounts and deferred charges			(209,000)	557,000
Amortization and accretion of premiums and discounts — securities			474,000	430,000
Increase in accrued interest receivable			(48,000)	(858,000)
Decrease in other assets			(1,995,000)	(3,970,000)
(Decrease) increase in other liabilities			(3,045,000)	2,547,000
Net cash used in operating activities			(4,439,000)	(4,461,000)
CASH FLOWS FROM INVESTING ACTIVITIES
Payments to Acquire Debt Securities, Available-for-sale			0	74,475,000
Proceeds from Sale of Debt Securities, Available-for-sale			0	30,190,000
Proceeds from principal payments, maturities and calls of investments: Available-for-sale			12,013,000	10,094,000
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity			2,375,000	957,000
Payments for (Proceeds from) Other Loans and Leases			30,962,000	16,376,000
Loans purchased from third parties			(44,410,000)	(24,141,000)
Proceeds from participation loans sold			6,080,000	0
(Purchase) redemption of FHLB-NY stock, net			(32,000)	16,000
Purchase of premises and equipment			(181,000)	(184,000)
Proceeds from sales of real estate owned			0	260,000
Net cash used in investing activities			(55,117,000)	(73,659,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits			65,547,000	80,927,000
Proceeds from (Repayments of) Other Borrowings				28,230,000
Repayments of Other Borrowings			(23,311,000)
Proceeds from Issuance of Unsecured Debt			2,500,000	0
Contributed Capital			0	2,500,000
Repurchase of Common Stock			0	2,500,000
Issuance of common stock			958,000	974,000
Proceeds from Issuance of Preferred Stock and Preference Stock			4,000,000	0
Net cash provided by financing activities			49,694,000	110,131,000
Net (decrease) increase in cash and cash equivalents			(9,862,000)	32,011,000
Cash and cash equivalents at beginning of period			75,591,000	47,540,000
Cash and cash equivalents at end of period	$ 65,729,000	$ 79,551,000	65,729,000	79,551,000	$ 47,540,000
Noncash financing and investing activities
Recognition of right-of-use asset			680,000	0	$ 20,000,000
Recognition of finance lease asset			0	13,000
Recognition of finance lease liability			0	13,000
Stock Relinquished During Period, Value				0
Cash paid for:
Interest			4,993,000	3,186,000
Income taxes			$ 211,000	$ 57,000