Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021
Cash and cash equivalents:
Cash and due from banks	$ 78,473	$ 75,337
Money market investments	254	254
Total cash and cash equivalents	78,727	75,591
Investment securities:
Available-for-sale	86,039	86,507
Held-to-maturity	5,833	7,807
Total investment securities	91,872	94,314
Loans receivable:
Loans, gross	488,330	483,549
Allowance for loan losses	(5,214)	(5,140)
Total loans receivable, net	483,116	478,409
Premises and equipment, net	4,455	4,611
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	584	552
Accrued interest receivable	2,579	2,640
Right-of-use assets	15,433	15,344
Other assets	6,161	5,287
Total assets	682,927	676,748
Deposits:
Non-interest bearing checking	112,693	110,525
Interest-bearing deposits:
Interest-bearing checking	51,126	45,605
Savings	110,449	108,199
Money market	145,597	137,230
Certificates of deposit	146,924	152,723
Escrow	1,487	2,277
Total interest-bearing deposits	455,583	446,034
Total deposits	568,276	556,559
Advances from the FHLB-NY and other borrowed money	34,190	37,222
Operating lease liability	16,117	16,003
Other liabilities	12,654	14,663
Total liabilities	631,237	624,447
EQUITY
Common stock	60	58
Additional paid-in capital	76,328	75,204
Accumulated deficit	$ (45,412)	$ (42,656)
Treasury Stock	2,503,803	2,503,803
Treasury stock	$ (2,908)	$ (2,908)
Accumulated other comprehensive loss	(1,056)	(3,175)
Total equity	51,690	52,301
Total liabilities and equity	682,927	676,748
Series D Preferred Stock
EQUITY
Preferred stock	16,501	17,601
Series E Preferred Stock
EQUITY
Preferred stock	3,177	3,177
Series F Preferred Stock
EQUITY
Preferred stock	5,000	5,000
Real Estate
Loans receivable:
Loans, gross	327,658	333,422
Business
Loans receivable:
Loans, gross	158,492	147,680
Allowance for loan losses	(2,104)	(1,855)
Consumer
Loans receivable:
Loans, gross	2,180	2,447
Allowance for loan losses	$ (144)	$ (165)