Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (3,896)	$ (5,423)
Adjustments to reconcile net loss to net cash provided by operating activities:
(Recovery of) provision for loan losses	(100)	19
Stock based compensation expense	36	(38)
Depreciation and amortization expense	1,017	965
Gain on sale of real estate owned, net of market value adjustment	(80)	(208)
Gain on sale of securities, net	(1,193)	0
Gain on sale of loans, net	0	(66)
Amortization and accretion of loan premiums and discounts and deferred charges	641	501
Amortization and accretion of premiums and discounts - securities	(590)	(989)
Increase in accrued interest receivable	(588)	(33)
Increase (Decrease) in Other Operating Assets	593	3,397
Increase (Decrease) in Other Operating Liabilities	5,192	(134)
Net cash provided by (used in) operating activities	2,212	(31)
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of investments: Available-for-sale	(74,475)	0
Proceeds from sales of investments: Available-for-sale	37,802	0
Proceeds from principal payments, maturities and calls of investments: Available-for-sale	12,530	14,937
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity	2,303	949
Loans held-for-investment, net of (originations) and repayments/payoffs and maturities		34,391
Payments for (Proceeds from) Other Loans and Leases	28,350
Loans purchased from third parties	(26,814)	(35,496)
Proceeds on sale of loans	0	1,360
Redemption of FHLB-NY stock	16	358
Purchase of premises and equipment	(256)	(1,286)
Proceeds from sale of real estate owned	260	511
Net cash (used in) provided by investing activities	(76,984)	15,724
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	67,744	8,619
Net increase (decrease) in FHLB-NY advances and other borrowings	23,705	(8,000)
Proceeds from Other Equity	2,500
Payments for Repurchase of Common Stock	(2,500)
Proceeds from Issuance of Common Stock	3,197
Proceeds from Issuance of Preferred Stock and Preference Stock	8,177
Net cash provided by financing activities	102,823	619
Net increase (decrease) in cash and cash equivalents	28,051	16,312
Cash, and cash equivalents - Beginning Balance	47,540	31,228
Cash and cash equivalents - Ending Balance	75,591	47,540
Noncash financing and investing activities
Recognition of right-of-use asset	0	19,951
Operating Lease, Liability	16,003	18,153
Recognition of finance lease asset	13	216
Recognition of finance lease liability	13	206
Stock Repurchased and Retired During Period, Value	0
Cash paid for:
Interest	3,904	4,867
Income taxes	57	$ 53
Preferred Stock
Stock Repurchased and Retired During Period, Value	13,523
Common Stock
Stock Repurchased and Retired During Period, Value	$ 2