Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2021	Mar. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 75,337	$ 47,280
Money market investments	254	260
Total cash and cash equivalents	75,591	47,540
Investment securities:
Available-for-sale	86,507	65,829
Held-to-maturity	7,807	10,151
Investments, Total	94,314	75,980
Loans receivable:
Loans, gross	483,549	428,732
Allowance for loan losses	(5,140)	(4,946)
Total loans receivable, net	478,409	423,786
Premises and equipment, net	4,611	5,377
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	552	568
Accrued interest receivable	2,640	2,052
Right-of-use assets	15,344	17,614
Other assets	5,287	5,853
Total assets	676,748	578,770
Deposits:
Non-interest bearing checking	110,525	57,489
Interest-bearing checking	45,605	24,016
Savings	108,199	97,812
Money market	137,230	112,634
Certificates of deposit	152,723	194,287
Escrow	2,277	2,577
Interest-bearing Deposit Liabilities, Domestic, Total	446,034	431,326
Total deposits	556,559	488,815
Advances from the FHLB-NY and other borrowed money	37,222	13,573
Operating lease liability	16,003	18,153
Other liabilities	14,663	9,335
Total liabilities	624,447	529,876
EQUITY
Common stock	58	61
Additional paid-in capital	75,204	55,476
Accumulated deficit	(42,656)	(52,285)
Treasury Stock, at cost	(2,908)	(408)
Accumulated other comprehensive (loss) income	(3,175)	932
Total equity	52,301	48,894
Total liabilities and equity	676,748	578,770
Series D Preferred Stock
EQUITY
Preferred stock	17,601	45,118
Series E Preferred Stock
EQUITY
Preferred stock	3,177	0
Series F Preferred Stock
EQUITY
Preferred stock	5,000	0
Real Estate
Loans receivable:
Loans, gross	333,422	339,825
Business
Loans receivable:
Loans, gross	147,680	85,659
Allowance for loan losses	(1,855)	(1,567)
Consumer
Loans receivable:
Loans, gross	2,447	3,248
Allowance for loan losses	$ (165)	$ (212)