Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2020	Mar. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 79,297	$ 47,280
Money market investments	254	260
Total cash and cash equivalents	79,551	47,540
Investment securities:
Available-for-sale	100,181	65,829
Held-to-maturity	9,164	10,151
Total investment securities	109,345	75,980
Loans receivable:
Loans, gross	468,593	428,732
Allowance for loan losses	(5,138)	(4,946)
Total loans receivable, net	463,455	423,786
Premises and equipment, net	4,783	5,377
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	552	568
Accrued interest receivable	2,910	2,052
Right-of-use assets	15,931	17,614
Other assets	9,872	5,853
Total assets	686,399	578,770
Deposits:
Non-interest bearing checking	98,707	57,489
Interest-bearing deposits:
Interest-bearing checking	32,449	24,016
Savings	113,076	97,812
Money market	135,980	112,634
Certificates of deposit	186,752	194,287
Escrow	2,778	2,577
Total interest-bearing deposits	471,035	431,326
Total deposits	569,742	488,815
Advances from the FHLB-NY and other borrowed money	41,764	13,573
Operating lease liability	16,565	18,153
Other liabilities	11,920	9,335
Total liabilities	639,991	529,876
EQUITY
Preferred stock	18,076	45,118
Common stock	55	61
Additional paid-in capital	72,509	55,476
Accumulated deficit	$ (41,691)	$ (52,285)
Treasury Stock	2,503,803	1,944
Treasury stock	$ (2,908)	$ (408)
Accumulated other comprehensive income	367	932
Total equity	46,408	48,894
Total liabilities and equity	686,399	578,770
Real Estate
Loans receivable:
Loans, gross	338,290	339,825
Business
Loans receivable:
Loans, gross	127,548	85,659
Allowance for loan losses	(1,838)	(1,567)
Consumer
Loans receivable:
Loans, gross	2,755	3,248
Allowance for loan losses	$ (190)	$ (212)