Non-interest Revenue and Expense (Tables)

9 Months Ended

Dec. 31, 2020

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and nine months ended December 31, 2020 and 2019:

	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2020		2019		2020		2019
Non-interest income
In-scope of Topic 606
Depository fees and charges	$	692	$	846	$	2,041	$	2,461
Loan fees and service charges	27		70		167		216
Other non-interest income	18		14		722		41
Non-interest income (in-scope of Topic 606)	737		930		2,930		2,718
Non-interest income (out-of-scope of Topic 606)	162		35		1,625		197
Total non-interest income	$	899	$	965	$	4,555	$	2,915

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2020		2019		2020		2019
Other non-interest income:
Compliance fee	$	78	$	(9)	$	78	$	47
Grant income	—		—		500		—
Correspondent banking fees	7		—		687		—
Other	57		46		153		139
Total non-interest income	$	142	$	37	$	1,418	$	186
Other non-interest expense:
Advertising	$	119	$	32	$	189	$	234
Legal expense	93		316		355		489
Insurance and surety	232		158		565		463
Audit expense	138		136		413		398
Outsourced service	21		33		67		277
Data lines / internet	109		105		318		315
Retail expenses	216		175		607		551
Director's fees	85		77		255		232
Other	446		581		1,488		1,416
Total non-interest expense	$	1,459	$	1,613	$	4,257	$	4,375