Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (812,000)	$ (1,139,000)
Adjustments to reconcile net income to net cash provided by operating activities:
(Recovery of) provision for loan losses	(102,000)	1,000
Stock based compensation expense	33,000	1,000
Depreciation and amortization expense	262,000	218,000
Gain on sale of real estate owned, net of market value adjustment	0	(19,000)
Gain (Loss) on Sale of Investments	862,000	0
Gain on sale of loans, net	0	(3,000)
Amortization and accretion of loan premiums and discounts and deferred charges	218,000	36,000
Amortization and accretion of premiums and discounts — securities	170,000	208,000
Increase in accrued interest receivable	(335,000)	(15,000)
Decrease in other assets	1,829,000	3,861,000
Increase in other liabilities	15,180,000	977,000
Net cash provided by operating activities	15,581,000	4,126,000
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of investments: Available-for-sale	(33,036,000)	0
Proceeds from Sale of Available-for-sale Securities	30,190,000	0
Proceeds from principal payments, maturities and calls of investments: Available-for-sale	4,790,000	2,119,000
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity	267,000	235,000
Payments for (Proceeds from) Loans and Leases	(30,612,000)
Repayments and maturities, net of originations of loans held-for-investment		(6,766,000)
Proceeds on sale of loans	0	58,000
Redemption of FHLB-NY stock, net	16,000	268,000
Purchase of premises and equipment	(106,000)	(457,000)
Proceeds from sales of real estate owned	0	111,000
Net cash (used in) provided by investing activities	(28,491,000)	9,100,000
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	50,772,000	(5,859,000)
Net increase (decrease) in FHLB-NY advances and other borrowings	28,293,000	(6,000,000)
Net cash provided by (used in) financing activities	79,065,000	(11,859,000)
Net increase in cash and cash equivalents	66,155,000	1,367,000
Cash and cash equivalents at beginning of period	47,540,000	31,228,000
Cash and cash equivalents at end of period	113,695,000	32,595,000
Noncash financing and investing activities
Securities purchased not yet paid for	13,399,000
Recognition of right-of-use asset		19,951,000
Recognition of operating lease liability	17,663,000
Recognition of finance lease asset	13,000
Recognition of finance lease liability	13,000
Cash paid for:
Interest	1,167,000	1,166,000
Income taxes	$ 16,000	$ 17,000