Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (5,423)	$ (5,936)
Adjustments to reconcile net loss to net cash provided by operating activities:
Provision for (recovery of) for loan losses	19	(270)
Stock based compensation expense	(38)	35
Depreciation and amortization expense	965	793
Gain on sale of real estate owned, net of market value adjustment	(208)	(209)
Loss on securities sales and redemption of equity investment, net	0	43
Gain on sale of loans, net	(66)	(29)
Gain on sale of building	0	(616)
Amortization and accretion of loan premiums and discounts and deferred charges	501	532
Amortization and accretion of premiums and discounts - securities	(989)	(558)
(Increase) decrease in accrued interest receivable	(33)	4
Decrease (increase) in other assets	3,397	(1,995)
Decrease in other liabilities	(134)	(1,675)
Net cash used in operating activities	(31)	(8,765)
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of investments: Available-for-sale	0	(58,129)
Proceeds from sales of investments: Available-for-sale	0	20,487
Proceeds from principal payments, maturities and calls of investments: Available-for-sale	14,937	9,308
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity	949	898
Repayments and maturities, net of originations of loans held-for-investment	34,391	46,079
Proceeds from redemption of equity investment	0	9,179
Loans purchased from third parties	(35,496)	0
Proceeds on sale of loans	1,360	1,766
Redemption of FHLB-NY stock	358	842
Purchase of premises and equipment	(1,286)	(2,880)
Proceeds from sale of real estate owned	511	1,572
Net cash provided by investing activities	15,724	29,122
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	8,619	(106,687)
Net decrease in FHLB-NY advances and other borrowings	(8,000)	(17,000)
Net cash provided by (used in) financing activities	619	(123,687)
Net increase (decrease) in cash and cash equivalents	16,312	(103,330)
Cash, and cash equivalents - Beginning Balance	31,228	134,558
Cash and cash equivalents - Ending Balance	47,540	31,228
Noncash financing and investing activities
Transfer to real estate owned from loans held-for-investment	0	346
Recognition of right-of-use asset	19,951	0
Operating Lease, Liability	18,153	0
Recognition of finance lease asset	216	0
Recognition of finance lease liability	206	0
Cash paid for:
Interest	4,867	5,296
Income taxes	$ 53	$ 123