Non-interest Revenue and Expense (Tables)

12 Months Ended

Mar. 31, 2020

Mar. 31, 2019

Other Income and Expenses [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended March 31, 2020 and March 31, 2019:

	Years Ended March 31,
$ in thousands	2020		2019
Non-interest income
In-scope of Topic 606
Depository fees and charges	$	3,147	$	3,337
Loan fees and service charges	307		303
Other non-interest income	55		61
Non-interest income (in-scope of Topic 606)	3,509		3,701
Non-interest income (out-of-scope of Topic 606)	230		948
Total non-interest income	$	3,739	$	4,649

Other Non-interest Income and Expense

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the years presented:

	Years Ended March 31,
$ in thousands	2020		2019
Other non-interest expense:
Advertising	$	281	$	316
Legal expense	611		413
Insurance and surety	621		660
Audit expense	537		672
Outsourced service	304		558
Data lines / internet	412		441
Retail expenses	733		781
Operating chargeoffs and other losses	—		714
Regulatory assessment	209		314
Director's fees	331		313
Other	1,567		2,216
Total non-interest expense	$	5,606	$	7,398