Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2020	Mar. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 47,280	$ 30,719
Money market investments	260	509
Total cash and cash equivalents	47,540	31,228
Investment securities:
Available-for-sale	65,829	79,845
Held-to-maturity	10,151	11,137
Investments, Total	75,980	90,982
Loans receivable:
Loans, gross	428,732	428,828
Allowance for loan losses	(4,946)	(4,646)
Total loans receivable, net	423,786	424,182
Premises and equipment, net	5,377	5,056
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	568	926
Accrued interest receivable	2,052	2,019
Right-of-use assets	17,614	0
Other assets	5,853	9,320
Total assets	578,770	563,713
Deposits:
Non-interest bearing checking	57,489	60,201
Interest-bearing checking	24,016	23,473
Savings	97,812	99,310
Money market	112,634	94,376
Certificates of deposit	194,287	200,607
Escrow	2,577	2,229
Total interest-bearing deposits	431,326	419,995
Total deposits	488,815	480,196
Advances from the FHLB-NY and other borrowed money	13,573	21,403
Operating lease liability	18,153	0
Other liabilities	9,335	14,978
Total liabilities	529,876	516,577
EQUITY
Preferred stock	45,118	45,118
Common stock	61	61
Additional paid-in capital	55,476	55,514
Accumulated deficit	(52,285)	(52,201)
Treasury Stock, at cost	(408)	(417)
Accumulated other comprehensive income (loss)	932	(939)
Total equity	48,894	47,136
Total liabilities and equity	578,770	563,713
Real Estate
Loans receivable:
Loans, gross	339,825	328,104
Business
Loans receivable:
Loans, gross	85,659	96,661
Allowance for loan losses	(1,567)	(1,330)
Consumer
Loans receivable:
Loans, gross	3,248	4,063
Allowance for loan losses	$ (212)	$ (154)