Non-interest Revenue and Expense Non-interest Revenue and Expense (Tables)

6 Months Ended

Sep. 30, 2019

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and six months ended September 30, 2019 and 2018:

	Three Months Ended September 30,				Six Months Ended September 30,
$ in thousands	2019		2018		2019		2018
Non-interest income
In-scope of Topic 606
Depository fees and charges	$	811	$	854	$	1,615	$	1,687
Loan fees and service charges	70		67		146		122
Other non-interest income	14		16		27		33
Non-interest income (in-scope of Topic 606)	895		937		1,788		1,842
Non-interest income (out-of-scope of Topic 606)	303		142		370		541
Total non-interest income	$	1,198	$	1,079	$	2,158	$	2,383

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

	Three Months Ended September 30,					Six Months Ended September 30,
$ in thousands	2019		2018			2019		2018
Other non-interest income:
Gain on sale of real estate owned	$	188	$	16		$	208	$	79
Compliance fee	28		44			56		180
Other	76		(36		)	93		10
Total non-interest income	$	292	$	24		$	357	$	269
Other non-interest expense:
Advertising	$	109	$	97		$	202	$	176
Legal expense	75		102			173		243
Insurance and surety	160		203			304		368
Audit expense	136		143			262		331
Outsourced service	89		174			245		308
Data lines / internet	102		96			210		172
Retail expenses	177		211			377		414
Regulatory assessment	53		86			108		174
Director's fees	77		86			154		173
Other	419		598			935		1,198
Total non-interest expense	$	1,397	$	1,796		$	2,970	$	3,557