Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 37,970	$ 30,719
Money market investments	259	509
Total cash and cash equivalents	38,229	31,228
Investment securities:
Available-for-sale	75,109	79,845
Held-to-maturity	10,680	11,137
Total investment securities	85,789	90,982
Loans receivable:
Loans, gross	433,284	428,828
Allowance for loan losses	(4,625)	(4,646)
Total loans receivable, net	428,659	424,182
Premises and equipment, net	5,411	5,056
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	1,468	926
Accrued interest receivable	2,065	2,019
Right-of-use assets	18,783	0
Other assets	6,588	9,320
Total assets	586,992	563,713
Deposits:
Non-interest bearing checking	58,415	60,201
Interest-bearing deposits:
Interest-bearing checking	22,119	23,473
Savings	97,400	99,310
Money market	102,083	94,376
Certificates of deposit	191,025	200,607
Escrow	2,079	2,229
Total interest-bearing deposits	414,706	419,995
Total deposits	473,121	480,196
Advances from the FHLB-NY and other borrowed money	33,552	21,403
Operating lease liability	19,254	0
Other liabilities	9,756	14,978
Total liabilities	535,683	516,577
EQUITY
Preferred stock	45,118	45,118
Common stock	61	61
Additional paid-in capital	55,516	55,514
Accumulated deficit	(49,051)	(52,201)
Treasury stock	(417)	(417)
Accumulated other comprehensive loss	82	(939)
Total equity	51,309	47,136
Total liabilities and equity	586,992	563,713
Real Estate
Loans receivable:
Loans, gross	338,776	328,104
Business
Loans receivable:
Loans, gross	90,816	96,661
Allowance for loan losses	(1,491)	(1,330)
Consumer
Loans receivable:
Loans, gross	3,692	4,063
Allowance for loan losses	$ (248)	$ (154)