Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2019	Mar. 31, 2018
Cash and cash equivalents:
Cash and due from banks	$ 30,719	$ 134,299
Money market investments	509	259
Total cash and cash equivalents	31,228	134,558
Investment securities:
Available-for-sale Securities	79,845	60,709
Held-to-maturity	11,137	12,075
Equity securities	454	0
Total investment securities	91,436	72,784
Loans receivable:
Real estate mortgage loans	328,104	370,261
Commercial business loans	96,661	102,203
Consumer loans	4,063	5,289
Loans, net of deferred fees and costs	428,828	477,753
Allowance for loan losses	(4,646)	(5,126)
Total loans receivable, net	424,182	472,627
Premises and equipment, net	5,056	2,970
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	926	1,768
Accrued interest receivable	2,019	2,023
Other assets	8,866	7,180
Total assets	563,713	693,910
Deposits:
Non-interest bearing checking	60,201	62,905
Interest-bearing checking	23,473	23,570
Savings	99,310	102,550
Money market	94,376	101,990
Certificates of deposit	200,607	293,513
Escrow	2,229	2,355
Total interest-bearing deposits	419,995	523,978
Total deposits	480,196	586,883
Advances from the FHLB-NY and other borrowed money	21,403	38,403
Other liabilities	14,978	16,653
Total liabilities	516,577	641,939
EQUITY
Preferred stock	45,118	45,118
Common stock	61	61
Additional paid-in capital	55,514	55,479
Accumulated deficit	(52,201)	(45,544)
Treasury Stock, at cost	(417)	(417)
Accumulated other comprehensive loss	(939)	(2,726)
Total equity	47,136	51,971
Total liabilities and equity	$ 563,713	$ 693,910