Deposits Deposits (Notes)

12 Months Ended

Mar. 31, 2019

DEPOSITS

Deposit balances and weighted average interest rates as of March 31 are as follows:



	2019						2018
$ in thousands	Amount		Percent of Total Deposits		Weighted Average Rate		Amount		Percent of Total Deposits		Weighted Average Rate
Non-interest-bearing demand	$	60,201	12.54	%	—	%	$	62,905	10.72	%	—	%
Interest-bearing checking	23,473		4.89		0.12		23,570		4.02		0.07
Savings	99,310		20.68		0.26		102,550		17.47		0.25
Money market savings account	94,376		19.65		0.48		101,990		17.38		0.48
Certificates of deposit	200,607		41.78		1.78		293,513		50.01		1.25
Loan escrow deposits	2,229		0.46		2.09		2,355		0.40		1.76
Total	$	480,196	100.00	%	0.91	%	$	586,883	100.00	%	0.61	%

Scheduled maturities of certificates of deposit for the year ended March 31, 2019 are as follows:

The following table represents the amount of certificates of deposit of $100,000 or more at March 31, 2019 maturing during the periods indicated:

Interest expense on deposits is as follows for the years ended March 31:

The following table presents additional information about our year-end deposits:



$ in thousands	2019		2018
Deposits from the Certificate of Deposit Account Registry Service (CDARS)	$	48,274	$	48,206
Deposits from brokers	36,744		78,215
Certificates of deposit individually greater than $250,000	25,076		59,164
Deposits from certain directors, executive officers and their affiliates	5,029		7,356