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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Interest income:    
Loans $ 21,917 $ 24,257
Mortgage-backed securities 970 806
Investment securities 680 764
Money market investments 792 299
Total interest income 24,359 26,126
Interest expense:    
Deposits 4,106 3,661
Advances and other borrowed money 1,174 1,257
Total interest expense 5,280 4,918
Net interest income 19,079 21,208
Provision for loan losses 135 29
Net interest income after provision for loan losses 18,944 21,179
Non-interest income:    
Depository fees and charges 3,372 3,346
Loan fees and service charges 554 407
Gain on sale of securities, net 0 58
Gain on sale of loans, net 0 4
Gain on sale of real estate owned, net of market value adjustment 237 0
Gain on sale of building 9,615 69
Lower of cost or market adjustment on loans held-for-sale 0 (47)
Other 581 781
Total non-interest income 14,359 4,618
Non-interest expense:    
Employee compensation and benefits 12,615 12,462
Net occupancy expense 3,543 3,290
Equipment, net 862 798
Data processing 1,669 1,516
Consulting fees 801 817
Federal deposit insurance premiums 832 663
Other 7,660 8,985
Total non-interest expense 27,982 28,531
Income (loss) before income tax (benefit) expense 5,321 (2,734)
Income tax (benefit) expense (33) 119
Net income (loss) $ 5,354 $ (2,853)
Earnings (loss) per common share:    
Earnings (Loss) Per Share, Basic (in dollars per share) $ 0.58 $ (0.77)
Earnings (Loss) Per Share, Diluted (in dollars per share) $ 0.58 $ (0.77)