Deposits Deposits (Notes)

12 Months Ended

Mar. 31, 2018

Deposits [Abstract]

Deposits

DEPOSITS

Deposit balances and weighted average interest rates as of March 31 are as follows:

	2018						2017
$ in thousands	Amount		Percent of Total Deposits		Weighted Average Rate		Amount		Percent of Total Deposits		Weighted Average Rate
Non-interest-bearing demand	$	62,905	10.72	%	—	%	$	61,576	10.63	%	—	%
Interest-bearing checking	23,570		4.02		0.07		37,180		6.42		0.14
Savings	102,550		17.47		0.25		100,913		17.42		0.27
Money market savings account	101,990		17.38		0.48		140,807		24.31		0.60
Certificates of deposit	293,513		50.01		1.25		236,342		40.81		1.00
Loan escrow deposits	2,355		0.40		1.76		2,358		0.41		1.79
Total	$	586,883	100.00	%	0.76	%	$	579,176	100.00	%	0.61	%

Scheduled maturities of certificates of deposit for the year ended March 31, 2018 are as follows:

$ in thousands	Amount
Maturing years ending March 31:
2019	$	223,081
2020	40,249
2021	11,255
2022	4,598
2023	13,949
2024 and beyond	381
Total	$	293,513

The following table represents the amount of certificates of deposit of $100,000 or more at March 31, 2018 maturing during the periods indicated:

$ in thousands
Maturing:
April 1, 2018 to June 30, 2018	$	103,132
July 1, 2018 to September 30, 2018	20,155
October 1, 2018 to March 31, 2019	76,518
April 1, 2019 and beyond	55,071
Total	$	254,876

Interest expense on deposits is as follows for the years ended March 31:

$ in thousands	2018		2017
Interest-bearing checking	$	19	$	48
Savings and clubs	249		261
Money market savings	540		875
Certificates of deposit	3,256		2,437
Loan escrow deposits	42		40
Total interest expense	$	4,106	$	3,661

The following table presents additional information about our year-end deposits:

$ in thousands	2018		2017
Deposits from the Certificate of Deposit Account Registry Service (CDARS)	$	48,206	$	34,547
Deposits from brokers	78,215		71,436
Certificates of deposit individually greater than $250,000	59,164		59,489
Deposits from certain directors, executive officers and their affiliates	7,356		17,822