Fair Value of Financial Instruments (Tables)

12 Months Ended

Mar. 31, 2015

FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]

Fair Value, by Balance Sheet Grouping [Table Text Block]

The carrying amounts and estimated fair values of the Bank's financial instruments and estimation methodologies at March 31 are as follows:

	March 31, 2015
$ in thousands	Carrying Amount		Estimated Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Financial Assets:
Cash and cash equivalents	$	50,992	$	50,992	$	50,992	$	—	$	—
Restricted cash	6,354		6,354		—		6,354		—
Securities available-for-sale	101,185		101,185		—		101,138		47
FHLB Stock	3,519		3,519		—		3,519		—
Securities held-to-maturity	11,922		12,231		—		12,231		—
Loans receivable	478,716		485,458		—		—		485,458
Loans held-for-sale	2,576		2,576		—		2,576		—
Accrued interest receivable	2,781		2,781		—		2,781		—
Mortgage servicing rights	210		210		—		—		210
Financial Liabilities:
Deposits	$	527,761	$	511,160	$	309,897	$	201,263	$	—
Advances from FHLB of New York	65,000		65,827		—		65,827		—
Other borrowed money	18,403		18,931		—		18,931		—

	March 31, 2014
$ in thousands	Carrying Amount		Estimated Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Financial Assets:
Cash and cash equivalents	$	122,554	$	122,554	$	122,554	$	—	$	—
Restricted cash	6,354		6,354		—		6,354		—
Securities available-for-sale	89,461		89,461		—		89,412		49
FHLB Stock	3,101		3,101		—		3,101		—
Securities held-to-maturity	9,029		8,971		—		8,971		—
Loans receivable	382,723		382,604		—		—		382,604
Loans held-for-sale	5,011		5,011		—		5,011		—
Accrued interest receivable	2,557		2,557		—		2,557		—
Mortgage servicing rights	265		265		—		—		265
Financial Liabilities:
Deposits	$	509,366	$	493,922	$	287,767	$	206,155	$	—
Advances from FHLB of New York	52,000		53,294		—		53,294		—
Other borrowed money	18,403		18,915		—		18,915		—