Commitments and Contingencies Commitments and Contingencies (Tables)

12 Months Ended

Mar. 31, 2015

Commitments and Contingencies Disclosure [Abstract]

The Bank had outstanding lending commitments and contractual obligations at March 31 as follows:



$ in thousands	2015		2014
Commitments to fund mortgage loans	$	30,972	$	5,750
Commitments to fund commercial and consumer loans	8,963		—
Lines of credit	5,355		6,140
Letters of credit	234		245
	$	45,524	$	12,135

Pending Repurchase Request by counterparty [Table Text Block]

The following table presents information on open requests from FNMA. The amounts presented are based on outstanding loan principal balances.



$ in thousands	Loans sold to FNMA
Open claims as of March 31, 2014 ⁽¹⁾	$	2,075
Gross new demands received	129
Loans repurchased/made whole	(129		)
Principal payments received on open claims	(30		)
Open claims as of March 31, 2015 ⁽¹⁾	$	2,045

Changes representation and warranty reserves [Table Text Block]

The table below summarizes changes in our representation and warranty reserves during fiscal 2015.



$ in thousands	March 31, 2015
Representation and warranty repurchase reserve, as of March 31, 2014 ⁽¹⁾	$	287
Net provision for repurchase losses ⁽²⁾	119
Net realized losses ⁽²⁾	—
Representation and warranty repurchase reserve, as of March 31, 2015 ⁽¹⁾	$	406

Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]

Lease Commitments. Rentals under long-term operating leases for certain branches aggregated approximately $1.6 million, $1.5 million and $1.8 million for fiscal years 2015, 2014, and 2013, respectively. As of March 31, 2015, minimum rental commitments under all non-cancelable leases with initial or remaining terms of more than one year and expiring through 2025 follow:



$ in thousands
Year Ending March 31,	Minimum Rental		Sublet Income		Net
2015	$	1,558	$	—	$	1,558
2016	1,515		—		1,515
2017	1,543		—		1,543
2018	1,130		—		1,130
2019	1,032		—		1,032
Thereafter	3,364		—		3,364
	$	10,142	$	—	$	10,142