Deposits (Tables)

12 Months Ended

Mar. 31, 2015

Deposits [Abstract]

Deposits liabilities [Table Text Block]

Deposit balances and weighted average stated interest rates as of March 31 are as follows:

	2015						2014
$ in thousands	Amount		Percent of Total Deposits		Weighted Average Rate		Amount		Percent of Total Deposits		Weighted Average Rate
Non-interest-bearing demand	$	50,731	9.61	%	—	%	$	53,232	10.45	%	—	%
Interest-bearing checking	30,860		5.85		0.16		24,271		4.76		0.16
Savings	95,009		18.00		0.27		98,051		19.26		0.27
Money market savings account	148,702		28.18		0.49		127,655		25.06		0.46
Certificates of deposit	200,123		37.92		0.93		203,907		40.03		1.01
Mortgagors deposits	2,336		0.44		1.53		2,250		0.44		1.73
Total	$	527,761	100.00	%	0.55	%	$	509,366	100.00	%	0.59	%

Maturities of Certificates of Deposits [Table Text Block]

Scheduled maturities of certificates of deposit for the year ended March 31, 2015 are as follows:

$ in thousands	Period to Maturity
Rate	< 1 Yr.		1-2 Yrs.		2-3 Yrs.		3+ Yrs.		Total 2015		Percent of Total
0% - 0.99%	$	86,119	$	5,653	$	4,063	$	9,977	$	105,812	52.87	%
1% - 1.99%	19,925		22,810		27,801		7,886		78,422		39.19
2% - 3.99%	11,223		4,494		9		159		15,885		7.94
4% and over	—		—		—		4		4		—
Total	$	117,267	$	32,957	$	31,873	$	18,026	$	200,123	100.00	%

Certificates of Deposit $100,000 or more [Table Text Block]

The following table represents the amount of certificates of deposit of $100,000 or more at March 31, 2015 maturing during the periods indicated:

$ in thousands
Maturing:
April 1, 2015 to June 30, 2015	$	28,701
July 1, 2015 to September 30, 2015	4,612
October 1, 2015 to March 31, 2016	55,656
April 1, 2016 and beyond	67,141
Total	$	156,110

Interest expense on deposits [Table Text Block]

Interest expense on deposits is as follows for the years ended March 31:

$ in thousands	2015			2014			2013
Interest-bearing checking	$	45		$	40		$	42
Savings and clubs	255			256			259
Money market savings	692			536			739
Certificates of deposit	1,836			1,938			2,441
Mortgagors deposits	30			34			37
	2,858			2,804			3,518
Penalty for early withdrawal of certificates of deposit	(5		)	(7		)	(10		)
Total interest expense	$	2,853		$	2,797		$	3,508