8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

__________

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 5, 2014

CARVER BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware	1-13007	13-3904174
(State or Other Jurisdiction of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)

75 West 125th Street, New York, NY	10027-4512
(Address of Principal Executive Offices)	(Zip Code)

Registrant's telephone number, including area code: (212) 360-8820

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ]	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01 - Other Event

On November 4, 2014, Carver Bancorp, Inc. (the “Company”) issued a press release reporting that the Office of the Comptroller of the Currency (“OCC”) has lifted the Order to Cease and Desist (“C&D”) on Carver Federal Savings Bank (the “Bank”) issued by the Office of Thrift Supervision effective February 7, 2011. The OCC has further informed the Company that the Bank is no longer in “troubled condition” under Section 914 of the Financial Institution Reform, Recovery and Enforcement Act of 1989. A copy of the press release is attached as Exhibit 99.1 to this report and incorporated herein by reference. The Company does not intend for this Item 8.01 or Exhibit 99.1 to be deemed "filed" for purposes of Section 18 of the Securities and Exchange Act of 1934 or to be incorporated by reference into filings under the Securities Act of 1933.

Item 9.01 Financial Statements and Exhibits

(a) Financial statements of businesses acquired. Not Applicable.

(b) Pro forma financial information. Not Applicable.

(c) Shell company transactions: Not Applicable.

(d) Exhibits

The following exhibit is filed as part of this report:

99.1  Press release entitled “CARVER BANCORP, INC. REPORTS REMOVAL OF OCC REGULATORY ORDER”, dated November 4, 2014.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned duly authorized.

DATE: November 5, 2014

BY:	/David L. Toner/
	David L. Toner
	First Senior Vice President and Chief Financial Officer

EX-99.1

CARVER BANCORP, INC. REPORTS REMOVAL OF OCC REGULATORY ORDER

New York, New York, November 4, 2014 - Carver Bancorp, Inc. (the “Company”) (NASDAQ: CARV), the holding company for Carver Federal Savings Bank (“Carver” or the “Bank”) today announced that the Office of the Comptroller of the Currency (“OCC”) has lifted the Order to Cease and Desist (“C&D”) issued by the Office of Thrift Supervision effective February 7, 2011. The OCC has further informed the Company that the Bank is no longer in “troubled condition” under Section 914 of the Financial Institution Reform, Recovery and Enforcement Act of 1989.

Deborah C. Wright, the Company’s Chairman and CEO said, “We are extremely pleased with the OCC’s decision to lift the C&D Order. This action reflects the effectiveness of our Board and management team’s extensive effort to restore the Bank to financial health, following the credit crisis. Since our $55 million capital raise in 2011, our management team has worked tirelessly to reduce problem assets and enhance bank operations. As a result, our credit ratios are now approaching industry norms. We’ve also set the stage for growth, by upgrading our core technology and strengthening our team. Consistent with our Company’s rich legacy, we created a product line, Carver Community Cash, to invite the unbanked into our branches.”

Ms. Wright concluded, “We remain focused on implementing our strategic plan to improve the Company’s financial performance. We are extremely thankful for the ongoing commitment of our stockholders and customers.”

About Carver Bancorp, Inc.

Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank, a federally chartered stock savings bank. Carver was founded in 1948 to serve African-American communities whose residents, businesses, and institutions had limited access to mainstream financial services. Carver has been designated by the U.S. Treasury Department as a Community Development Financial Institution (CDFI) because of its community-focused banking services and dedication to the economic viability and revitalization of underserved neighborhoods. Carver is the largest African- and Caribbean-American run bank in the United States, with ten full-service branches in the New York City boroughs of Brooklyn, Manhattan, and Queens. For further information, please visit the Company's website at www.carverbank.com.

Certain statements in this press release are "forward-looking statements" within the meaning of the Private Securities

Litigation Reform Act. These statements are based on management's current expectations and are subject to uncertainty

and changes in circumstances. Actual results may differ materially from those included in these statements due to a variety

of factors, risks and uncertainties. More information about these factors, risks and uncertainties is contained in our filings

with the Securities and Exchange Commission.

Contacts:

Michael Herley/Ruth Pachman

Kekst and Company

(212) 521-4897/4891

michael-herley@kekst.com

ruth-pachman@kekst.com

David L. Toner

Carver Bancorp, Inc.

First Senior Vice President and Chief Financial Officer

(718) 676-8936

david.toner@carverbank.com