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Investment Securities (Tables)
 12 Months Ended
Mar. 31, 2014
INVESTMENT SECURITIES [Abstract]  
Investment Securities Amortized Cost and Estimated Fair Value [Table Text Block]
The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at March 31, 2014:
 
Amortized
 
Gross Unrealized
 
Estimated
$ in thousands
Cost
 
Gains
 
Losses
 
Fair-Value
Available-for-Sale:
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
Government National Mortgage Association
$
5,972

 
$
—

 
$
(307
)
 
$
5,665

Federal Home Loan Mortgage Corporation
12,160

 
—

 
(564
)
 
11,596

Federal National Mortgage Association
10,897

 
—

 
(466
)
 
10,431

Other
49

 
—

 
—

 
49

Total mortgage-backed securities
29,078

 
—

 
(1,337
)
 
27,741

U.S. Government Agency Securities
55,155

 
—

 
(2,966
)
 
52,189

CRA investment fund
10,000

 
—

 
(469
)
 
9,531

Total available-for-sale
94,233

 
—

 
(4,772
)
 
89,461

Held-to-Maturity:
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
Government National Mortgage Association
3,743

 
225

 
—

 
3,968

Federal National Mortgage Association
5,079

 
—

 
(283
)
 
4,796

Total held-to-maturity mortgage-backed securities
8,822

 
225

 
(283
)
 
8,764

Other
207

 
—

 
—

 
207

Total held-to-maturity
9,029

 
225

 
(283
)
 
8,971

Total securities
$
103,262

 
$
225

 
$
(5,055
)
 
$
98,432



The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at March 31, 2013:
 
Amortized
 
Gross Unrealized
 
Estimated
$ in thousands
Cost
 
Gains
 
Losses
 
Fair-Value
Available-for-Sale:
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
  Government National Mortgage Association
$
23,164

 
$
676

 
$
—

 
$
23,840

  Federal Home Loan Mortgage Corporation
16,059

 
104

 
(104
)
 
16,059

  Federal National Mortgage Association
4,186

 
117

 
—

 
4,303

  Other
50

 
—

 
—

 
50

    Total mortgage-backed securities
43,459

 
897

 
(104
)
 
44,252

U.S. Government Agency Securities
44,363

 
139

 
(177
)
 
44,325

Asset-backed securities
15,268

 
251

 
—

 
15,519

Small Business Administration
1,919

 
45

 
—

 
1,964

CRA investment fund
10,000

 
—

 
(9
)
 
9,991

    Total available-for-sale
115,009

 
1,332

 
(290
)
 
116,051

Held-to-Maturity:
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
  Government National Mortgage Association
5,335

 
404

 
—

 
5,739

  Federal Home Loan Mortgage Corporation
2,129

 
103

 
—

 
2,232

  Federal National Mortgage Association
1,321

 
79

 
—

 
1,400

    Total held-to-maturity mortgage-backed securities
8,785

 
586

 
—

 
9,371

Other
258

 
—

 
—

 
258

Total held-to-maturity
9,043

 
586

 
—

 
9,629

Total securities
$
124,052

 
$
1,918

 
$
(290
)
 
$
125,680
Sales and Calls of Available-For-Sale portfolio [Table Text Block]
The following is a summary regarding proceeds from securities sales of the available-for-sale and held-to-maturity portfolios for the years ended March 31:
$ in thousands
2014
 
2013
 
2012
Available-for-Sale:
 
 
 
 
 
Proceeds
$
38,991

 
$
31,567

 
$
16,847

Gross gains
513

 
174

 
8

Gross losses
2

 
—

 
—

 
 
 
 
 
 
Held-to-Maturity:
 
 
 
 
 
Proceeds
2,814

 
—

 
—

Gross gains
43

 
—

 
—

Gross losses
2

 
—

 
—
Schedule of Unrealized Loss on Investments [Table Text Block]
The following table sets forth the unrealized losses and fair value of securities in an unrealized loss position at March 31, 2014 for less than 12 months and 12 months or longer:
 
Less than 12 months
 
12 months or longer
 
Total
$ in thousands
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
Available-for-Sale:
 
 
 
 
 
 
 
 
 
 
 
Mortgage-backed securities
$
(322
)
 
$
7,569

 
$
(1,015
)
 
$
20,123

 
$
(1,337
)
 
$
27,692

U.S. Government Agency Securities
(1,646
)
 
34,074

 
(1,320
)
 
18,115

 
(2,966
)
 
52,189

CRA investment fund
(469
)
 
9,531

 
—

 
—

 
(469
)
 
9,531

  Total available-for-sale securities
(2,437
)
 
51,174

 
(2,335
)
 
38,238

 
(4,772
)
 
89,412

 
 
 
 
 
 
 
 
 
 
 
 
Held-to-Maturity:
 
 
 
 
 
 
 
 
 
 
 
Mortgage-backed securities
(283
)
 
4,796

 
—

 
—

 
(283
)
 
4,796

Total held-to-maturity securities
(283
)
 
4,796

 
—

 
—

 
(283
)
 
4,796

Total securities
$
(2,720
)
 
$
55,970

 
$
(2,335
)
 
$
38,238

 
$
(5,055
)
 
$
94,208


The following table sets forth the unrealized losses and fair value of securities in an unrealized loss position at March 31, 2013 for less than 12 months and 12 months or longer:
 
Less than 12 months
 
12 months or longer
 
Total
$ in thousands
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
Available-for-Sale:
 
 
 
 
 
 
 
 
 
 
 
Mortgage-backed securities
$
(104
)
 
$
10,298

 
$
—

 
$
—

 
$
(104
)
 
$
10,298

U.S. Government Agency Securities
(177
)
 
25,290

 
—

 
—

 
(177
)
 
25,290

CRA investment fund
(9
)
 
9,991

 
—

 
—

 
(9
)
 
9,991

  Total available-for-sale securities
$
(290
)
 
$
45,579

 
$
—

 
$
—

 
$
(290
)
 
$
45,579
Investments Classified by Contractual Maturity Date [Table Text Block]
The following is a summary of the carrying value (amortized cost) and fair value of securities at March 31, 2014, by remaining period to contractual maturity (ignoring earlier call dates, if any).  Actual maturities may differ from contractual maturities because certain security issuers have the right to call or prepay their obligations.  The table below does not consider the effects of possible prepayments or unscheduled repayments.
$ in thousands
Amortized Cost
 
Fair Value
 
Weighted
Average Yield
Available-for-Sale:
 
 
 
 
 
One through five years
$
7,000

 
$
6,981

 
0.79
%
Five through ten years
25,176

 
23,835

 
1.66
%
After ten years
62,057

 
58,645

 
1.75
%
 
$
94,233

 
$
89,461

 
1.65
%
Held-to-maturity:
 
 
 
 
 
Five through ten years
5,079

 
4,796

 
2.37
%
After ten years
3,950

 
4,175

 
3.97
%
 
$
9,029

 
$
8,971

 
3.07
%