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Investment Securities (Tables)
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12 Months Ended |
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Mar. 31, 2014
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| INVESTMENT SECURITIES [Abstract] |
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| Investment Securities Amortized Cost and Estimated Fair Value [Table Text Block] |
The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at March 31, 2014: | | | | | | | | | | | | | | | | | | Amortized | | Gross Unrealized | | Estimated | $ in thousands | Cost | | Gains | | Losses | | Fair-Value | Available-for-Sale: | | | | | | | | Mortgage-backed securities: | | | | | | | | Government National Mortgage Association | $ | 5,972 |
| | $ | — |
| | $ | (307 | ) | | $ | 5,665 |
| Federal Home Loan Mortgage Corporation | 12,160 |
| | — |
| | (564 | ) | | 11,596 |
| Federal National Mortgage Association | 10,897 |
| | — |
| | (466 | ) | | 10,431 |
| Other | 49 |
| | — |
| | — |
| | 49 |
| Total mortgage-backed securities | 29,078 |
| | — |
| | (1,337 | ) | | 27,741 |
| U.S. Government Agency Securities | 55,155 |
| | — |
| | (2,966 | ) | | 52,189 |
| CRA investment fund | 10,000 |
| | — |
| | (469 | ) | | 9,531 |
| Total available-for-sale | 94,233 |
| | — |
| | (4,772 | ) | | 89,461 |
| Held-to-Maturity: | | | | | | | | Mortgage-backed securities: | | | | | | | | Government National Mortgage Association | 3,743 |
| | 225 |
| | — |
| | 3,968 |
| Federal National Mortgage Association | 5,079 |
| | — |
| | (283 | ) | | 4,796 |
| Total held-to-maturity mortgage-backed securities | 8,822 |
| | 225 |
| | (283 | ) | | 8,764 |
| Other | 207 |
| | — |
| | — |
| | 207 |
| Total held-to-maturity | 9,029 |
| | 225 |
| | (283 | ) | | 8,971 |
| Total securities | $ | 103,262 |
| | $ | 225 |
| | $ | (5,055 | ) | | $ | 98,432 |
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The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at March 31, 2013: | | | | | | | | | | | | | | | | | | Amortized | | Gross Unrealized | | Estimated | $ in thousands | Cost | | Gains | | Losses | | Fair-Value | Available-for-Sale: | | | | | | | | Mortgage-backed securities: | | | | | | | | Government National Mortgage Association | $ | 23,164 |
| | $ | 676 |
| | $ | — |
| | $ | 23,840 |
| Federal Home Loan Mortgage Corporation | 16,059 |
| | 104 |
| | (104 | ) | | 16,059 |
| Federal National Mortgage Association | 4,186 |
| | 117 |
| | — |
| | 4,303 |
| Other | 50 |
| | — |
| | — |
| | 50 |
| Total mortgage-backed securities | 43,459 |
| | 897 |
| | (104 | ) | | 44,252 |
| U.S. Government Agency Securities | 44,363 |
| | 139 |
| | (177 | ) | | 44,325 |
| Asset-backed securities | 15,268 |
| | 251 |
| | — |
| | 15,519 |
| Small Business Administration | 1,919 |
| | 45 |
| | — |
| | 1,964 |
| CRA investment fund | 10,000 |
| | — |
| | (9 | ) | | 9,991 |
| Total available-for-sale | 115,009 |
| | 1,332 |
| | (290 | ) | | 116,051 |
| Held-to-Maturity: | | | | | | | | Mortgage-backed securities: | | | | | | | | Government National Mortgage Association | 5,335 |
| | 404 |
| | — |
| | 5,739 |
| Federal Home Loan Mortgage Corporation | 2,129 |
| | 103 |
| | — |
| | 2,232 |
| Federal National Mortgage Association | 1,321 |
| | 79 |
| | — |
| | 1,400 |
| Total held-to-maturity mortgage-backed securities | 8,785 |
| | 586 |
| | — |
| | 9,371 |
| Other | 258 |
| | — |
| | — |
| | 258 |
| Total held-to-maturity | 9,043 |
| | 586 |
| | — |
| | 9,629 |
| Total securities | $ | 124,052 |
| | $ | 1,918 |
| | $ | (290 | ) | | $ | 125,680 |
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| Sales and Calls of Available-For-Sale portfolio [Table Text Block] |
The following is a summary regarding proceeds from securities sales of the available-for-sale and held-to-maturity portfolios for the years ended March 31: | | | | | | | | | | | | | $ in thousands | 2014 | | 2013 | | 2012 | Available-for-Sale: | | | | | | Proceeds | $ | 38,991 |
| | $ | 31,567 |
| | $ | 16,847 |
| Gross gains | 513 |
| | 174 |
| | 8 |
| Gross losses | 2 |
| | — |
| | — |
| | | | | | | Held-to-Maturity: | | | | | | Proceeds | 2,814 |
| | — |
| | — |
| Gross gains | 43 |
| | — |
| | — |
| Gross losses | 2 |
| | — |
| | — |
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| Schedule of Unrealized Loss on Investments [Table Text Block] |
The following table sets forth the unrealized losses and fair value of securities in an unrealized loss position at March 31, 2014 for less than 12 months and 12 months or longer: | | | | | | | | | | | | | | | | | | | | | | | | | | Less than 12 months | | 12 months or longer | | Total | $ in thousands | Unrealized Losses | | Fair Value | | Unrealized Losses | | Fair Value | | Unrealized Losses | | Fair Value | Available-for-Sale: | | | | | | | | | | | | Mortgage-backed securities | $ | (322 | ) | | $ | 7,569 |
| | $ | (1,015 | ) | | $ | 20,123 |
| | $ | (1,337 | ) | | $ | 27,692 |
| U.S. Government Agency Securities | (1,646 | ) | | 34,074 |
| | (1,320 | ) | | 18,115 |
| | (2,966 | ) | | 52,189 |
| CRA investment fund | (469 | ) | | 9,531 |
| | — |
| | — |
| | (469 | ) | | 9,531 |
| Total available-for-sale securities | (2,437 | ) | | 51,174 |
| | (2,335 | ) | | 38,238 |
| | (4,772 | ) | | 89,412 |
| | | | | | | | | | | | | Held-to-Maturity: | | | | | | | | | | | | Mortgage-backed securities | (283 | ) | | 4,796 |
| | — |
| | — |
| | (283 | ) | | 4,796 |
| Total held-to-maturity securities | (283 | ) | | 4,796 |
| | — |
| | — |
| | (283 | ) | | 4,796 |
| Total securities | $ | (2,720 | ) | | $ | 55,970 |
| | $ | (2,335 | ) | | $ | 38,238 |
| | $ | (5,055 | ) | | $ | 94,208 |
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The following table sets forth the unrealized losses and fair value of securities in an unrealized loss position at March 31, 2013 for less than 12 months and 12 months or longer: | | | | | | | | | | | | | | | | | | | | | | | | | | Less than 12 months | | 12 months or longer | | Total | $ in thousands | Unrealized Losses | | Fair Value | | Unrealized Losses | | Fair Value | | Unrealized Losses | | Fair Value | Available-for-Sale: | | | | | | | | | | | | Mortgage-backed securities | $ | (104 | ) | | $ | 10,298 |
| | $ | — |
| | $ | — |
| | $ | (104 | ) | | $ | 10,298 |
| U.S. Government Agency Securities | (177 | ) | | 25,290 |
| | — |
| | — |
| | (177 | ) | | 25,290 |
| CRA investment fund | (9 | ) | | 9,991 |
| | — |
| | — |
| | (9 | ) | | 9,991 |
| Total available-for-sale securities | $ | (290 | ) | | $ | 45,579 |
| | $ | — |
| | $ | — |
| | $ | (290 | ) | | $ | 45,579 |
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| Investments Classified by Contractual Maturity Date [Table Text Block] |
The following is a summary of the carrying value (amortized cost) and fair value of securities at March 31, 2014, by remaining period to contractual maturity (ignoring earlier call dates, if any). Actual maturities may differ from contractual maturities because certain security issuers have the right to call or prepay their obligations. The table below does not consider the effects of possible prepayments or unscheduled repayments. | | | | | | | | | | | | $ in thousands | Amortized Cost | | Fair Value | | Weighted Average Yield | Available-for-Sale: | | | | | | One through five years | $ | 7,000 |
| | $ | 6,981 |
| | 0.79 | % | Five through ten years | 25,176 |
| | 23,835 |
| | 1.66 | % | After ten years | 62,057 |
| | 58,645 |
| | 1.75 | % | | $ | 94,233 |
| | $ | 89,461 |
| | 1.65 | % | Held-to-maturity: | | | | | | Five through ten years | 5,079 |
| | 4,796 |
| | 2.37 | % | After ten years | 3,950 |
| | 4,175 |
| | 3.97 | % | | $ | 9,029 |
| | $ | 8,971 |
| | 3.07 | % |
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