Investment Securities (Tables)

9 Months Ended

Dec. 31, 2012

INVESTMENT SECURITIES [Abstract]

Fair Value, Measurement Inputs, Disclosure [Table Text Block]

The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at March 31, 2012:

$ in thousands	Amortized		Gross Unrealized					Estimated
	Cost		Gains		Losses			Fair-Value
Available-for-Sale:
Mortgage-backed securities:
Government National Mortgage Association	$	31,100	$	269	$	(23	)	$	31,346
Federal Home Loan Mortgage Corporation	7,468		8		(1		)	7,475
Federal National Mortgage Association	7,214		50		(1		)	7,263
Total mortgage-backed securities	45,782		327		(25		)	46,084
U.S. Government Agency Securities	23,176		91		(63		)	23,204
U.S. Government Securities	3,356		6		(1		)	3,361
Corporate Bonds	1,890		58		—			1,948
Other	10,536		—		(27		)	10,509
Total available-for-sale	84,740		482		(116		)	85,106
Held-to-Maturity:
Mortgage-backed securities:
Government National Mortgage Association	6,659		473		—			7,132
Federal Home Loan Mortgage Corporation	2,794		134		—			2,928
Federal National Mortgage Association	1,628		86		—			1,714
Total held-to-maturity mortgage-backed securities	11,081		693		—			11,774
Total securities	$	95,821	$	1,175	$	(116	)	$	96,880

The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at December 31, 2012:

$ in thousands	Amortized		Gross Unrealized
	Cost		Gains		Losses			Fair-Value
Available-for-Sale:
Mortgage-backed securities:
Government National Mortgage Association	$	23,019	168		(182		)	23,005
Federal Home Loan Mortgage Corporation	6,813		107		—			6,920
Federal National Mortgage Association	4,669		136		—			4,805
Other	50		—		—			50
Total mortgage-backed securities	34,551		411		(182		)	34,780
U.S. Government Agency Securities	41,983		309		(42		)	42,250
U.S. Government Securities	2,800		2		—			2,802
Corporates Bonds	1,911		111		—			2,022
Asset-backed Securities	15,252		97		—			15,349
Small Business Association	1,940		39		—			1,979
Other	10,691		63		—			10,754
Total available-for-sale	109,128		1,032		(224		)	109,936
Held-to-Maturity:
Mortgage-backed securities:
Government National Mortgage Association	5,660		429		—			6,089
Federal Home Loan Mortgage Corporation	2,479		114		—			2,593
Federal National Mortgage Association	1,426		83		—			1,509
Total held-to-maturity mortgage-backed securities	9,565		626		—			10,191
Total securities	$	118,693	$	1,658	$	(224	)	$	120,127

Schedule of Unrealized Loss on Investments [Table Text Block]

The following table sets forth the unrealized losses and fair value of securities at March 31, 2012 for less than 12 months and 12 months or longer:

$ in thousands	Less than 12 months					12 months or longer				Total
	Unrealized Losses			Fair Value		Unrealized Losses		Fair Value		Unrealized Losses			Fair Value
Available-for-Sale:
Mortgage-backed securities	$	(25	)	$	13,699	$	—	$	—	$	(25	)	$	13,699
U.S. Government Agency Securities	(63		)	9,917		—		—		(63		)	9,917
U.S. Government Securities	(1		)	1,555		—		—		(1		)	1,555
Others	(27		)	9,973		—		—		(27		)	9,973
Total available-for-sale securities	(116		)	35,144		—		—		(116		)	35,144

The following table sets forth the unrealized losses and fair value of securities at December 31, 2012 for less than 12 months and 12 months or longer:

$ in thousands	Less than 12 months					12 months or longer					Total
	Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value
Available-for-Sale:
Mortgage-backed securities	$	(88	)	$	7,720	$	(94	)	$	7,090	$	(182	)	$	14,810
U.S. Government Agency Securities	(42		)	4,956		—			—		(42		)	4,956
U.S. Government Securities	—			1,250		—			—		—			1,250
Total available-for-sale securities	(130		)	13,926		(94		)	7,090		(224		)	21,016

Investments Classified by Contractual Maturity Date [Table Text Block]

The following is a summary of the carrying value (amortized cost) and fair value of securities at December 31, 2012, by remaining period to contractual maturity (ignoring earlier call dates, if any).  Actual maturities may differ from contractual maturities because certain security issuers have the right to call or prepay theirobligations.  The table below does not consider the effects of possible prepayments or unscheduled repayments.

$ in thousands	Amortized Cost		Fair Value		Weighted Average Yield
Available-for-Sale:
Less than one year	$	5,799	$	5,802	0.35	%
One through five years	6,895		7,058		1.90	%
Five through ten years	29,313		29,456		1.54	%
After ten years	67,121		67,620		1.36	%
Total	109,128		109,936		1.39	%
Held-to-maturity:
Five through ten years	191		199		3.91	%
After ten years	9,374		9,992		4.00	%
Total	$	9,565	$	10,191	4.00	%