0001015780-17-000075.txt : 20170803 0001015780-17-000075.hdr.sgml : 20170803 20170803160325 ACCESSION NUMBER: 0001015780-17-000075 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 109 CONFORMED PERIOD OF REPORT: 20170630 FILED AS OF DATE: 20170803 DATE AS OF CHANGE: 20170803 FILER: COMPANY DATA: COMPANY CONFORMED NAME: E TRADE FINANCIAL CORP CENTRAL INDEX KEY: 0001015780 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 942844166 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-11921 FILM NUMBER: 171004829 BUSINESS ADDRESS: STREET 1: 1271 AVENUE OF THE AMERICAS FL 14 CITY: NEW YORK STATE: NY ZIP: 10020-1302 BUSINESS PHONE: 6465214340 MAIL ADDRESS: STREET 1: 1271 AVENUE OF THE AMERICAS FL 14 CITY: NEW YORK STATE: NY ZIP: 10020-1302 FORMER COMPANY: FORMER CONFORMED NAME: E TRADE FINANCIAL Corp DATE OF NAME CHANGE: 20111205 FORMER COMPANY: FORMER CONFORMED NAME: E TRADE Fiancial Corp DATE OF NAME CHANGE: 20111130 FORMER COMPANY: FORMER CONFORMED NAME: E TRADE FINANCIAL Corp DATE OF NAME CHANGE: 20111025 10-Q 1 etfc-201763010q.htm 10-Q Document


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________________________________
FORM 10-Q
______________________________________

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended June 30, 2017

Commission File Number 1-11921
 ________________________________
Eetradeasteriska02.jpgTRADE Financial Corporation
(Exact Name of Registrant as Specified in its Charter)
______________________________________________
Delaware
 
94-2844166
(State or other jurisdiction
of incorporation or organization)
 
(I.R.S. Employer
Identification Number)
1271 Avenue of the Americas, 14th Floor, New York, New York 10020
(Address of principal executive offices and Zip Code)
(646) 521-4300
(Registrant’s telephone number, including area code)
 _____________________________________
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days.   Yes x  No ¨
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).   Yes x  No ¨
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See definitions of "large accelerated filer," "accelerated filer," "smaller reporting company" and "emerging growth company" in Rule 12b-2 of the Exchange Act.
Large accelerated filer   x
Accelerated filer
 
¨
Non-accelerated filer  ¨ (Do not check if a smaller reporting company)
Smaller reporting company
 
¨
Emerging growth company   ¨ 
 
 
 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).   Yes ¨  No x
Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date:
As of July 31, 2017, there were 274,709,880 shares of common stock outstanding.



E*TRADE FINANCIAL CORPORATION
FORM 10-Q QUARTERLY REPORT
For the Quarter Ended June 30, 2017
TABLE OF CONTENTS
PART I
FINANCIAL INFORMATION
 
Item 1.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 2.
 
 
 
 
 
 
 
Item 3.
 
Item 4.
PART II
 
Item 1.
Item 1A.
Item 2.
Item 3.
Item 4.
Item 5.
Item 6.
 
 




E*TRADE | Q2 2017 10-Q
 
i  
                                    



Unless otherwise indicated, references to "the Company," "we," "us," "our," "E*TRADE" and "E*TRADE Financial" mean E*TRADE Financial Corporation and its subsidiaries, and references to the parent company mean E*TRADE Financial Corporation but not its subsidiaries.
E*TRADE, E*TRADE Financial, E*TRADE Bank, the Converging Arrows logo and OptionsHouse are registered trademarks of E*TRADE Financial Corporation in the United States and in other countries.



E*TRADE | Q2 2017 10-Q
 
ii  
                                    


PART I
 
FORWARD-LOOKING STATEMENTS
This report contains forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, that involve risks and uncertainties. These statements discuss, among other things, our future plans, objectives, outlook, strategies, expectations and intentions relating to our business and future financial and operating results and the assumptions that underlie these matters and include statements regarding our business strategy, objectives and vision; our plans and ability to deliver new products and solutions; our ability to improve client acquisition and deepen relationships with existing clients; our ability to effectively monetize brokerage relationships by investing in agency mortgage-backed securities; our capital plan initiatives, the expected balance sheet size, any balance sheet growth and the incremental regulatory and reporting requirements that our balance sheet size and growth may require; our plans to run off our legacy loan portfolio; repurchases of our common stock, payment of dividends on our preferred stock; our ability to maintain required regulatory capital ratios; our plans for the payment of dividends from our subsidiaries to our parent company; our ability to identify and manage risks appropriately; and any other statement that is not historical in nature. These statements may be identified by the use of words such as "assume," "expect," "believe," "may," "will," "should," "anticipate," "intend," "plan," "estimate," "continue" and similar expressions. We caution that actual results could differ materially from those discussed in these forward-looking statements. Important factors that could contribute to our actual results differing materially from any forward-looking statements include, but are not limited to, changes in business, economic or political condition; performance, volume and volatility in the equity and capital markets; fluctuations in interest rates; customer demand for financial products and services; increased competition; cyber security threats, potential system disruptions and other security breaches; our ability to participate in consolidation opportunities in our industry; the ability to realize synergies or to implement integration plans and other risks from mergers and acquisitions; our ability to service our corporate debt; changes in government regulation or actions by our regulators; our ability to move capital to our parent company from our subsidiaries; adverse developments in litigation or regulatory matters; the timing and duration of, and the amount of shares repurchased and amount of cash expended in connection with, the share repurchase program; and other factors discussed under Part II. Item 1A. Risk Factors and Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations of this Form 10-Q; and Part I. Item 1A. Risk Factors of our Annual Report on Form 10-K for the year ended December 31, 2016, filed with the Securities and Exchange Commission (SEC), which are incorporated herein by reference. By their nature forward-looking statements are not guarantees of future performance or results and are subject to risks, uncertainties and assumptions that are difficult to predict or quantify. Actual future results may vary materially from expectations expressed or implied in this report or any of our prior communications. The forward-looking statements contained in this report reflect our expectations only as of the date of this report. You should not place undue reliance on forward-looking statements, as we do not undertake to update or revise forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made, except as required by law.
ITEM 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
The following discussion should be read in conjunction with the consolidated financial statements and the related notes that appear elsewhere in this document and with the Annual Report on Form 10-K for the year ended December 31, 2016.



E*TRADE | Q2 2017 10-Q
 
1  
                                    


OVERVIEW
Company Overview
E*TRADE is a financial services company that provides online brokerage and related products and services primarily to individual retail investors. Our mission is to enhance the financial independence of traders and investors through a powerful digital offering and professional guidance. Our vision is to be the #1 digital broker and advisor to traders and investors, known for ease of use and the completeness of our offering.
Strategy
Our business strategy is centered on two key objectives: accelerating the growth of our core brokerage business to drive organic growth and improve competitive position, and generating robust earnings growth and healthy returns on capital to deliver long-term value for our stakeholders.
Accelerate Growth of Core Brokerage Business
Enhance overall customer experience
We are focused on delivering cutting-edge trading solutions while improving our market position in investing products. Through these offerings, we aim to drive customer acquisition while deepening engagement with our existing customers.
Capitalize on value of corporate services channel
We leverage our industry-leading position in corporate stock plan administration to improve client acquisition and engage with plan participants to bolster awareness of our full suite of offerings. Our corporate services channel is a strategically important driver of brokerage account and asset growth.
Generate Robust Earnings Growth and Healthy Returns on Capital
Utilize balance sheet to enhance returns
We utilize our bank structure to effectively monetize brokerage relationships by investing stable, low-cost deposits primarily in agency mortgage-backed securities.
Put capital to work for shareholders
We have put significant capital to work through balance sheet growth, share repurchases and acquisition activity. We are focused on generating and effectively deploying capital for the benefit of our shareholders.
Financial Performance
Our net revenue is generated primarily from net interest income, commissions and fees and service charges. Net interest income is largely impacted by the size of our balance sheet, our balance sheet mix, and average yields on our assets and liabilities. Net interest income is driven primarily from interest earned on investment securities and margin receivables, less interest paid on interest-bearing liabilities, including deposits, customer payables, corporate debt and other borrowings. Net interest income is also earned on our legacy loan portfolio which we expect to continue to run off in future periods. Commissions revenue is generated by customer trades and is largely impacted by trade volume and commission rates. Fees and service charges revenue is mainly impacted by order flow revenue, fees earned on off-balance sheet customer cash and other assets, and advisor management fees. Our net revenue is offset by non-interest expenses, the largest of which are compensation and benefits and advertising and market development.



E*TRADE | Q2 2017 10-Q
 
2  
                                    


Significant Events in the Second Quarter of 2017
Consolidated Tier 1 leverage ratio threshold reduced to 6.5%
Beginning July 2017, E*TRADE Financial's consolidated Tier 1 leverage ratio threshold is 6.5%, which was reduced from the previous threshold of 7.0%.
Authorized the repurchase of up to $1 billion of shares of our common stock
In July 2017, we announced that our Board of Directors authorized the repurchase of up to $1 billion of shares of our common stock. The timing and exact amount of any common stock repurchases will depend on various factors, including market conditions and our capital position. As of July 31, 2017, we have subsequently repurchased 0.7 million shares of common stock at an average price of $41.24 for a total of approximately $26.8 million.
Launch of new advertising campaign - Don't Get Mad, Get E*TRADE
We launched a new advertising campaign, Don't Get Mad, Get E*TRADE. This campaign acknowledges the everyday frustrations that consumers feel when bombarded by depictions of exaggerated wealth, and encourages consumers to channel these frustrations into positive action. Through the campaign we aim to tell consumers that we understand them, and we offer a way for them to have greater control over their future.
Key Performance Metrics
Management monitors a number of customer activity and company metrics to evaluate the Company’s performance. The most significant of these are displayed below along with the percentage variance for the three months ended June 30, 2017 from the same period in 2016, where applicable, and includes OptionsHouse from the September 12, 2016 acquisition date.
Customer Activity Metrics:
etfc-201763_chartx26156.jpg etfc-201763_chartx27179.jpg



E*TRADE | Q2 2017 10-Q
 
3  
                                    


etfc-201763_chartx28723.jpg etfc-201763_chartx30775.jpg
etfc-201763_chartx32241.jpg etfc-201763_chartx33640.jpg
etfc-201763_chartx35213.jpg etfc-201763_chartx36796.jpg



E*TRADE | Q2 2017 10-Q
 
4  
                                    


etfc-201763_chartx37877.jpg etfc-201763_chartx38921.jpg
etfc-201763_chartx40304.jpg
Daily Average Revenue Trades (DARTs) is the predominant driver of commissions revenue from our customers. DARTs were 208,205 and 207,717 for the three and six months ended June 30, 2017, respectively, compared to 152,488 and 158,653 for the same periods in 2016.
Derivative DARTs percentage is the mix of options and futures as a component of total DARTs and is a key driver of commissions revenue. Derivative DARTs represented 32% and 30% of total DARTs for the three and six months ended June 30, 2017, respectively, compared to 24% for the same periods in 2016.
Average commission per trade is an indicator of changes in our customer mix, product mix and/or product pricing. Average commission per trade was $8.02 and $8.93 for the three and six months ended June 30, 2017, respectively, compared to $10.82 and $10.73 for the same periods in 2016. Average commission per trade for the three and six months ended June 30, 2017 was impacted by our reduced commission rates for equity and options trades effective March 13, 2017.
Customer margin balances represents credit extended to customers to finance their purchases of securities by borrowing against securities they own and are a key driver of net interest income. Customer margin balances were $8.2 billion and $6.8 billion at June 30, 2017 and 2016, respectively. Customer margin includes OptionsHouse balances which are currently held by a third party clearing firm. Those balances were $0.4 billion at June 30, 2017.
Managed products represents customer assets in our Managed Investment Portfolio, Unified Managed Account, Adaptive Portfolio, and Fixed Income Separately Managed Account products. Managed products are a driver of fees and service charges revenue. Managed products were $4.6 billion and $3.4 billion at June 30, 2017 and 2016, respectively.



E*TRADE | Q2 2017 10-Q
 
5  
                                    


End of period brokerage accounts, net new brokerage accounts and brokerage account attrition rate are indicators of our ability to attract and retain brokerage customers. End of period brokerage accounts were 3.6 million and 3.3 million at June 30, 2017 and 2016, respectively. Net new brokerage accounts were 41,271 and 99,486 for the three and six months ended June 30, 2017, respectively, and 23,090 and 63,549 for the same periods in 2016. Our annualized brokerage account attrition rate was 9.0% and 9.2% for the three and six months ended June 30, 2017, respectively, compared to 8.3% and 8.1% for the same periods in 2016. During the three and six months ended June 30, 2017, our annualized net new brokerage account growth rate was 4.7% and 5.7%, respectively, compared to 2.8% and 4.0% for the same periods in 2016. End of period brokerage accounts and net new brokerage accounts for the three months ended September 30, 2016 include 147,761 accounts from the OptionsHouse acquisition.
Customer assets is an indicator of the value of our relationship with the customer. An increase generally indicates that the use of our products and services by existing and new customers is expanding. Changes in this metric are also driven by changes in the valuations of our customers' underlying securities. Customer assets were $348.2 billion and $285.9 billion at June 30, 2017 and 2016, respectively.
Net new brokerage assets is total inflows to new and existing brokerage accounts less total outflows from closed and existing brokerage accounts. The net new brokerage assets metric is a general indicator of the use of our products and services by new and existing brokerage customers. Net new brokerage assets were $2.6 billion and $6.8 billion for the three and six months ended June 30, 2017, respectively, compared to $1.6 billion and $4.5 billion for the same periods in 2016. During the three and six months ended June 30, 2017, our annualized net new brokerage asset growth rate was 3.5% and 4.9%, respectively, compared to 2.6% and 3.7% for the same periods in 2016. Net new brokerage assets for the three months ended September 30, 2016 includes $3.7 billion from the OptionsHouse acquisition.
Brokerage related cash is an indicator of the level of engagement with our brokerage customers and is a key driver of net interest income as well as fees and service charges revenue, which includes fees earned on customer cash held by third parties. Brokerage related cash was $51.7 billion and $43.0 billion at June 30, 2017 and 2016, respectively.
Company Metrics:
etfc-201763_chartx41300.jpg etfc-201763_chartx42446.jpg




E*TRADE | Q2 2017 10-Q
 
6  
                                    


etfc-201763_chartx43559.jpg etfc-201763_chartx44653.jpg

etfc-201763_chartx45629.jpg etfc-201763_chartx46693.jpg

etfc-201763_chartx47747.jpg etfc-201763_chartx48990.jpg



E*TRADE | Q2 2017 10-Q
 
7  
                                    


Operating margin is the percentage of net revenue that results in income before income taxes and is an indicator of the Company's profitability. Operating margin was 55% and 48% for the three and six months ended June 30, 2017, respectively, compared to 45% and 43% for the same periods in 2016.
Adjusted operating margin is a non-GAAP measure that provides useful information about our ongoing operating performance by excluding the provision (benefit) for loan losses, which is not viewed as a key factor governing our investment in the business and is excluded by management when evaluating operating margin performance. Adjusted operating margin was 38% for both the three and six months ended June 30, 2017, respectively, compared to 38% and 36% for the same periods in 2016. See Earnings Overview for a reconciliation of this non-GAAP measure to the most directly comparable GAAP measure.
Corporate cash is a component of cash and equivalents and represents the primary source of capital above and beyond the capital deployed in our regulated subsidiaries. Corporate cash was $478 million and $523 million at June 30, 2017 and 2016, respectively. See Liquidity and Capital Resources for a reconciliation of this non-GAAP measure to the most directly comparable GAAP measure.
Tier 1 leverage ratio is an indicator of capital adequacy for E*TRADE Financial and E*TRADE Bank. Tier 1 leverage ratio is Tier 1 capital divided by adjusted average assets for leverage capital purposes. E*TRADE Financial's Tier 1 leverage ratio was 7.5% at both June 30, 2017 and 2016. E*TRADE Bank's Tier 1 leverage ratio was 8.0% and 8.2% at June 30, 2017 and 2016, respectively. See Liquidity and Capital Resources for additional information, including the calculation of regulatory capital ratios.
Allowance for loan losses is an estimate of probable losses inherent in the loan portfolio as of the balance sheet date, as well as the forecasted losses, including economic concessions to borrowers, over the estimated remaining life of loans modified as troubled debt restructurings (TDRs). Allowance for loan losses was $116 million and $293 million at June 30, 2017 and 2016, respectively.
Interest-earning assets, along with net interest margin, is an indicator of our ability to generate net interest income. Average interest-earning assets were $51.9 billion and $50.3 billion for the three and six months ended June 30, 2017, respectively, compared to $43.4 billion and $42.2 billion for the same periods in 2016.
Net interest margin is a measure of the net yield on our average interest-earning assets. Net interest margin is calculated for a given period by dividing the annualized sum of net interest income by average interest-earning assets. Net interest margin was 2.74% and 2.68% for the three and six months ended June 30, 2017, respectively, compared to 2.64% and 2.72% for the same periods in 2016.
Total employees were 3,614 and 3,588 at June 30, 2017 and 2016, respectively.
Regulatory Developments
In April 2016, the U.S. Department of Labor published its final fiduciary regulations under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code of 1986. Certain aspects of these regulations began to take effect in June 2017. These regulations generally subject particular persons, such as broker-dealers and other financial advisers providing investment advice to individual retirement accounts and other qualified retirement plans and accounts, to fiduciary duties and additional regulatory restrictions for a wider range of customer interactions. The remaining aspects of these regulations are currently scheduled to take effect on January 1, 2018. During the transition period from June 2017 to January 2018, the Department of Labor indicated in Field Assistance Bulletin 2017-02 issued in May 2017 that it will not take enforcement actions against impacted parties that are in reasonable compliance with the regulations. The Company is in the process of implementing the remaining applicable regulations by the end date of the transition period.
The Company has historically not been subject to certain regulatory requirements that apply to banking organizations with $50 billion or more in total consolidated assets as defined by each applicable regulation. Total consolidated assets of $50 billion, which is measured in accordance with each applicable regulation, but generally on the basis of the average of the four most recent quarters, is a meaningful regulatory threshold as U.S. banking organizations become subject to a number of additional and, in some cases, more stringent



E*TRADE | Q2 2017 10-Q
 
8  
                                    


regulatory requirements once they reach that size. The Company surpassed $50 billion in total consolidated assets on a four quarter average in the first quarter of 2017.
The Company expects these regulatory requirements, not all of which have been finalized, to start becoming applicable to it in 2018. The Company has begun implementing policies, procedures, systems and governance structures that are designed to comply with the requirements. Additionally, while savings and loan holding companies are currently excluded from the scope of certain regulations that apply to bank holding companies, the Company expects it will ultimately be subject to these requirements. For additional information see Part I. Item 1. Business of our Annual Report on Form 10-K for the year ended December 31, 2016.
EARNINGS OVERVIEW
We generated net income of $193 million and $338 million on total net revenue of $577 million and $1.1 billion for the three and six months ended June 30, 2017, respectively. The following chart provides a reconciliation of net income for the three months ended June 30, 2016 to net income for the three months ended June 30, 2017 (dollars in millions):
etfc-201763_chartx35306.jpg



E*TRADE | Q2 2017 10-Q
 
9  
                                    


The significant components of the consolidated statement of income are as follows (dollars in millions except per share amounts):
 
Three Months Ended June 30,
 
Variance
 
Six Months Ended June 30,
 
Variance
 
 
2017 vs. 2016
 
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
 
2017
 
2016
 
Amount
 
%
Net interest income
$
356

 
$
286

 
$
70

 
24
%
 
$
675

 
$
573

 
$
102

 
18
%
Total non-interest income
221

 
188

 
33

 
18
%
 
455

 
373

 
82

 
22
%
Total net revenue
577

 
474

 
103

 
22
%
 
1,130

 
946

 
184

 
19
%
Provision (benefit) for loan losses
(99
)
 
(35
)
 
(64
)
 
183
%
 
(113
)
 
(69
)
 
(44
)
 
64
%
Total non-interest expense
359

 
295

 
64

 
22
%
 
701

 
607

 
94

 
15
%
Income before income tax expense
317

 
214

 
103

 
48
%
 
542

 
408

 
134

 
33
%
Income tax expense
124

 
81

 
43

 
53
%
 
204

 
122

 
82

 
67
%
Net income
$
193

 
$
133

 
$
60

 
45
%
 
$
338

 
$
286

 
$
52

 
18
%
Preferred stock dividends

 

 

 
%
 
13

 

 
13

 
100
%
Net income available to common shareholders
$
193

 
$
133

 
$
60

 
45
%
 
$
325

 
$
286

 
$
39

 
14
%
Diluted earnings per common share
$
0.70

 
$
0.48

 
$
0.22

 
46
%
 
$
1.17

 
$
1.01

 
$
0.16

 
16
%
Net income increased 45% to $193 million and 18% to $338 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. Net income available to common shareholders was $193 million and $325 million for the three and six months ended June 30, 2017, respectively, which reflects payment of a $13 million preferred stock dividend in the first quarter of 2017, compared to $133 million and $286 million during the same periods in 2016. We recognized a benefit for loan losses of $99 million and $113 million for the three and six months ended June 30, 2017, respectively, compared to $35 million and $69 million for the same periods in 2016. Net income for the three and six months ended June 30, 2017 also included $9 million and $15 million, respectively, of pre-tax costs primarily incurred in connection with the OptionsHouse integration and preparation for the incremental regulatory and reporting requirements that our balance sheet growth requires. Higher advertising and market development expenses driven by our new advertising campaign, as well as increased communications expense, also impacted current quarter results. Net income for the six months ended June 30, 2016 included an income tax benefit related to the release of a valuation allowance against certain state deferred tax assets.



E*TRADE | Q2 2017 10-Q
 
10  
                                    


Net Revenue
The components of net revenue and the resulting variances are as follows (dollars in millions):
 
Three Months Ended June 30,
 
Variance
 
Six Months Ended June 30,
 
Variance
 
 
2017 vs. 2016
 
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
 
2017
 
2016
 
Amount
 
%
Net interest income
$
356

 
$
286

 
$
70

 
24
 %
 
$
675

 
$
573

 
$
102

 
18
 %
Commissions
105

 
106

 
(1
)
 
(1
)%
 
232

 
213

 
19

 
9
 %
Fees and service charges
98

 
62

 
36

 
58
 %
 
184

 
120

 
64

 
53
 %
Gains on securities and other, net
7

 
10

 
(3
)
 
(30
)%
 
17

 
20

 
(3
)
 
(15
)%
Other revenue
11

 
10

 
1

 
10
 %
 
22

 
20

 
2

 
10
 %
Total non-interest income
221

 
188

 
33

 
18
 %
 
455

 
373

 
82

 
22
 %
Total net revenue
$
577

 
$
474

 
$
103

 
22
 %
 
$
1,130

 
$
946

 
$
184

 
19
 %
Net Interest Income
Net interest income increased 24% to $356 million and 18% to $675 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. Net interest income is earned primarily through investment securities, margin receivables and our legacy loan portfolio, offset by funding costs.



E*TRADE | Q2 2017 10-Q
 
11  
                                    


The following table presents average balance sheet data and interest income and expense data, as well as the related net interest margin, yields and rates prepared on the basis required by the SEC’s Industry Guide 3, "Statistical Disclosure by Bank Holding Companies" (dollars in millions): 
 
Three Months Ended June 30,
 
2017
 
2016
 
Average Balance
 
Interest Inc./Exp.
 
Average Yield/
Cost
 
Average Balance
 
Interest Inc./Exp.
 
Average Yield/
Cost
Cash and equivalents
$
890

 
$
2

 
0.87
%
 
$
1,589

 
$
1

 
0.36
%
Cash required to be segregated under federal or other regulations
1,355

 
3

 
0.94
%
 
1,599

 
1

 
0.34
%
Available-for-sale securities
18,197

 
95

 
2.10
%
 
13,503

 
68

 
2.01
%
Held-to-maturity securities
19,725

 
137

 
2.78
%
 
15,354

 
107

 
2.80
%
Margin receivables
7,258

 
75

 
4.14
%
 
6,502

 
61

 
3.76
%
Loans (1)
3,332

 
41

 
4.88
%
 
4,512

 
49

 
4.32
%
Broker-related receivables and other
1,142

 
1

 
0.20
%
 
363

 
1

 
0.29
%
Subtotal interest-earning assets
51,899

 
354

 
2.73
%
 
43,422

 
288

 
2.65
%
Other interest revenue (2)

 
24

 
 
 

 
18

 
 
    Total interest-earning assets
51,899

 
378

 
2.91
%
 
43,422

 
306

 
2.83
%
Total non-interest-earning assets (3)
4,951

 
 
 
 
 
4,815

 
 
 
 
Total assets
$
56,850

 
 
 
 
 
$
48,237

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits
$
37,894

 
$
1

 
0.01
%
 
$
31,865

 
$
1

 
0.01
%
Customer payables
8,686

 
2

 
0.06
%
 
6,913

 
1

 
0.07
%
Broker-related payables and other
1,237

 

 
0.00
%
 
1,345

 

 
0.00
%
Other borrowings
674

 
5

 
3.18
%
 
410

 
4

 
4.43
%
Corporate debt
991

 
13

 
5.41
%
 
993

 
14

 
5.40
%
Subtotal interest-bearing liabilities
49,482

 
21

 
0.17
%
 
41,526

 
20

 
0.19
%
Other interest expense (4)

 
1

 
 
 

 

 
 
    Total interest-bearing liabilities
49,482

 
22

 
0.18
%
 
41,526

 
20

 
0.20
%
Total non-interest-bearing liabilities (5)
884

 
 
 
 
 
969

 
 
 
 
Total liabilities
50,366

 
 
 
 
 
42,495

 
 
 
 
Total shareholders' equity
6,484

 
 
 
 
 
5,742

 
 
 
 
Total liabilities and shareholders' equity
$
56,850

 
 
 
 
 
$
48,237

 
 
 
 
Excess interest earning assets over interest bearing liabilities/net interest income/net interest margin
$
2,417

 
$
356

 
2.74
%
 
$
1,896

 
$
286

 
2.64
%
(1)
Nonaccrual loans are included in the average loan balances. Interest payments received on nonaccrual loans are recognized on a cash basis in interest income until it is doubtful that full payment will be collected, at which point payments are applied to principal.
(2)
Represents interest income on securities loaned.
(3)
Non-interest earning assets consist of property and equipment, net, goodwill, other intangibles, net and other assets that do not generate interest income.
(4)
Represents interest expense on securities borrowed.
(5)
Non-interest bearing liabilities consist of other liabilities that do not generate interest expense.



E*TRADE | Q2 2017 10-Q
 
12  
                                    


 
Six Months Ended June 30,
 
2017
 
2016
 
Average Balance
 
Interest Inc./Exp.
 
Average Yield/
Cost
 
Average Balance
 
Interest Inc./Exp.
 
Average Yield/
Cost
Cash and equivalents
$
1,116

 
$
4

 
0.73
%
 
$
1,600

 
$
3

 
0.38
%
Cash required to be segregated under federal or other regulations
1,519

 
6

 
0.81
%
 
1,366

 
2

 
0.33
%
Available-for-sale securities
17,396

 
180

 
2.08
%
 
13,072

 
132

 
2.02
%
Held-to-maturity securities
18,634

 
257

 
2.76
%
 
14,515

 
210

 
2.90
%
Margin receivables
7,021

 
141

 
4.04
%
 
6,590

 
125

 
3.82
%
Loans (1)
3,469

 
84

 
4.82
%
 
4,658

 
100

 
4.28
%
Broker-related receivables and other
1,131

 
1

 
0.16
%
 
356

 
1

 
0.29
%
Subtotal interest-earning assets
50,286

 
673

 
2.68
%
 
42,157

 
573

 
2.72
%
Other interest revenue (2)

 
46

 
 
 

 
41

 
 
    Total interest-earning assets
50,286

 
719

 
2.87
%
 
42,157

 
614

 
2.92
%
Total non-interest-earning assets (3)
5,100

 
 
 
 
 
4,868

 
 
 
 
Total assets
$
55,386

 
 
 
 
 
$
47,025

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits
$
36,390

 
$
2

 
0.01
%
 
$
30,716

 
$
2

 
0.01
%
Customer payables
8,686

 
3

 
0.06
%
 
6,682

 
2

 
0.07
%
Broker-related payables and other
1,199

 

 
0.00
%
 
1,398

 

 
0.00
%
Other borrowings
584

 
10

 
3.46
%
 
423

 
9

 
4.28
%
Corporate debt
992

 
27

 
5.40
%
 
994

 
27

 
5.39
%
Subtotal interest-bearing liabilities
47,851

 
42

 
0.17
%
 
40,213

 
40

 
0.20
%
Other interest expense (4)

 
2

 
 
 

 
1

 
 
    Total interest-bearing liabilities
47,851

 
44

 
0.18
%
 
40,213

 
41

 
0.21
%
Total non-interest-bearing liabilities (5)
1,142

 
 
 
 
 
1,079

 
 
 
 
Total liabilities
48,993

 
 
 
 
 
41,292

 
 
 
 
Total shareholders' equity
6,393

 
 
 
 
 
5,733

 
 
 
 
Total liabilities and shareholders' equity
$
55,386

 
 
 
 
 
$
47,025

 
 
 
 
Excess interest earning assets over interest bearing liabilities/net interest income/net interest margin
$
2,435

 
$
675

 
2.68
%
 
$
1,944

 
$
573

 
2.72
%
(1)
Nonaccrual loans are included in the average loan balances. Interest payments received on nonaccrual loans are recognized on a cash basis in interest income until it is doubtful that full payment will be collected, at which point payments are applied to principal.
(2)
Represents interest income on securities loaned.
(3)
Non-interest earning assets consist of property and equipment, net, goodwill, other intangibles, net and other assets that do not generate interest income.
(4)
Represents interest expense on securities borrowed.
(5)
Non-interest bearing liabilities consist of other liabilities that do not generate interest expense.
Average interest-earning assets increased 20% to $51.9 billion and 19% to $50.3 billion for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The fluctuation in interest-earning assets is generally driven by changes in interest-bearing liabilities, primarily deposits and customer payables. Average interest-bearing liabilities increased 19% to $49.5 billion and 19% to $47.9 billion for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The increase was primarily due to higher deposits as a result of transferring customer cash held by third parties to our balance sheet. For additional information on our balance sheet growth and customer cash held by third parties, see Balance Sheet Overview.
Net interest margin increased 10 basis points to 2.74% and decreased 4 basis points to 2.68% for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. Net interest margin is driven by the mix of asset and liability average balances and the interest rates earned or paid on those balances. The increase during the three months ended June 30, 2017, compared to the same period in 2016, is due to higher interest rates earned on increased margin receivable balances and higher



E*TRADE | Q2 2017 10-Q
 
13  
                                    


securities lending activities, partially offset by the continued run-off of our higher yielding legacy loan portfolio. The decline during the six months ended June 30, 2017, compared to the same period in 2016, is due to an increase in the overall allocation of lower yielding securities purchased with customer cash transferred to our balance sheet and proceeds from principal payments received on our higher yielding legacy loan portfolio that continues to become a smaller percentage of our interest-earning assets, partially offset by higher interest rates earned on increased average margin balances.
Commissions
Commissions revenue decreased 1% to $105 million and increased 9% to $232 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The main factors that affect commissions revenue are DARTs, average commission per trade and the number of trading days. DARTs volume increased 37% to 208,205 and 31% to 207,717 for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016, mainly driven by the inclusion of OptionsHouse accounts and the strength of the equity markets. Derivative DARTs represented 32% and 30% of trading volume for the three and six months ended June 30, 2017, respectively, compared to 24% of trading volume for both periods in 2016. Average commission per trade decreased 26% to $8.02 and 17% to $8.93 for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. Average commission per trade is impacted by customer mix and differing commission rates on various trade types (e.g. equities, derivatives, stock plan and mutual funds). Average commission per trade for the three and six months ended June 30, 2017 was impacted by reduced commission rates implemented in March 2017 as well as our lower price structure for OptionsHouse customers.
Fees and Service Charges
The components of fees and service charges and the resulting variances are as follows (dollars in millions):    
 
Three Months Ended June 30,
 
Variance
 
Six Months Ended June 30,
 
Variance
 
 
2017 vs. 2016
 
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
 
2017
 
2016
 
Amount
 
%
Order flow revenue
$
34

 
$
22

 
$
12

 
55
%
 
$
65

 
$
44

 
$
21

 
48
%
Money market funds and sweep deposits revenue(1)
26

 
10

 
16

 
160
%
 
48

 
18

 
30

 
167
%
Mutual fund service fees
10

 
9

 
1

 
11
%
 
19

 
18

 
1

 
6
%
Advisor management fees
9

 
6

 
3

 
50
%
 
17

 
13

 
4

 
31
%
Foreign exchange revenue
6

 
5

 
1

 
20
%
 
14

 
9

 
5

 
56
%
Reorganization fees
5

 
4

 
1

 
25
%
 
8

 
7

 
1

 
14
%
Other fees and service charges
8

 
6

 
2

 
33
%
 
13

 
11

 
2

 
18
%
Total fees and service charges
$
98

 
$
62

 
$
36

 
58
%
 
$
184

 
$
120

 
$
64

 
53
%
(1)
Includes revenue earned on average customer cash held by third parties based on the federal funds rate or LIBOR plus a negotiated spread or other contractual arrangements with the third party institutions.
Fees and service charges increased 58% to $98 million and 53% to $184 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The increase in fees and service charges was primarily driven by the impact of a higher interest rate environment and higher average balances of customer cash held by third parties. The gross yield on customer cash held by third parties for the three and six months ended June 30, 2017 of approximately 90 and 70 basis points compares to approximately 40 and 35 basis points for the same periods in 2016. In addition, fees and service charges benefited from increased order flow revenue resulting primarily from higher options trading activity and improved rates.



E*TRADE | Q2 2017 10-Q
 
14  
                                    


Gains on Securities and Other, Net
The components of gains on securities and other, net and the resulting variances are as follows (dollars in millions):
 
Three Months Ended June 30,
 
Variance
 
Six Months Ended June 30,
 
Variance
 
 
2017 vs. 2016
 
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
 
2017
 
2016
 
Amount
 
%
Gains on available-for-sale securities
$
10

 
$
14

 
$
(4
)
 
(29
)%
 
$
18

 
$
29

 
$
(11
)
 
(38
)%
Hedge ineffectiveness
(2
)
 
(2
)
 

 
 %
 
(3
)
 
(4
)
 
1

 
(25
)%
Equity method investment income (loss) and other
(1
)
 
(2
)
 
1

 
(50
)%
 
2

 
(5
)
 
7

 
(140
)%
Gains on securities and other, net
$
7

 
$
10

 
$
(3
)
 
(30
)%
 
$
17

 
$
20

 
$
(3
)
 
(15
)%
Provision (Benefit) for Loan Losses
We recognized a benefit for loan losses of $99 million and $113 million for the three and six months ended June 30, 2017, respectively, compared to a benefit of $35 million and $69 million for the same periods in 2016. The timing and magnitude of the provision (benefit) for loan losses is affected by many factors that could result in variability. The current period reflected approximately $70 million of benefit resulting from refined default assumptions based on the sustained outperformance of converted mortgage loans that had been amortizing for 12 months or longer. The current period benefit also reflected recoveries in excess of prior estimates, including recoveries of previous charge-offs. For additional information on management's estimate of the allowance for loan losses, see Concentrations of Credit Risk and Summary of Critical Accounting Policies and Estimates.
Non-Interest Expense
The components of non-interest expense and the resulting variances are as follows (dollars in millions):
 
Three Months Ended June 30,
 
Variance
 
Six Months Ended June 30,
 
Variance
 
 
2017 vs. 2016
 
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
 
2017
 
2016
 
Amount
 
%
Compensation and benefits
$
133

 
$
125

 
$
8

 
6
%
 
$
269

 
$
251

 
$
18

 
7
%
Advertising and market development
42

 
30

 
12

 
40
%
 
85

 
73

 
12

 
16
%
Clearing and servicing
33

 
25

 
8

 
32
%
 
65

 
49

 
16

 
33
%
Professional services
24

 
22

 
2

 
9
%
 
46

 
44

 
2

 
5
%
Occupancy and equipment
29

 
24

 
5

 
21
%
 
56

 
47

 
9

 
19
%
Communications
36

 
20

 
16

 
80
%
 
61

 
43

 
18

 
42
%
Depreciation and amortization
20

 
20

 

 
%
 
40

 
40

 

 
%
FDIC insurance premiums
8

 
6

 
2

 
33
%
 
16

 
12

 
4

 
33
%
Amortization of other intangibles
9

 
5

 
4

 
80
%
 
18

 
10

 
8

 
80
%
Restructuring and acquisition-related activities
4

 
1

 
3

 
300
%
 
8

 
3

 
5

 
167
%
Other non-interest expenses
21

 
17

 
4

 
24
%
 
37

 
35

 
2

 
6
%
Total non-interest expense
$
359

 
$
295

 
$
64

 
22
%
 
$
701

 
$
607

 
$
94

 
15
%



E*TRADE | Q2 2017 10-Q
 
15  
                                    


Compensation and Benefits
Compensation and benefits expense increased 6% to $133 million and 7% to $269 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The increase was primarily driven by the increase in employee headcount during the three and six months ended June 30, 2017 resulting from our acquisition of OptionsHouse.
Advertising and Market Development
Advertising and market development expense increased 40% to $42 million and 16% to $85 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The increase was primarily due to higher spending as we launched our new advertising campaign during the three months ended June 30, 2017.
Clearing and Servicing
Clearing and servicing expense increased 32% to $33 million and 33% to $65 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The increase was primarily related to higher trading volume compared to the same periods in 2016.
Occupancy and Equipment
Occupancy and equipment expense increased 21% to $29 million and 19% to $56 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The increase was primarily driven by higher information technology expenses associated with the Company's balance sheet growth and information security initiatives, compared to the same periods in 2016.
Communications
Communications expense increased 80% to $36 million and 42% to $61 million for the three and six months ended June 30, 2017, respectively, compared to the same periods in 2016. The increase was primarily driven by increased market data fees. During the three months ended June 30, 2017, we made significant progress in gathering customer data used to identify the population of professional users of real time market data. As the exchanges assess higher rates for these users, we updated our accrual estimate and recognized $9 million related to previous usage.
Operating Margin
Operating margin was 55% and 48% for the three and six months ended June 30, 2017, respectively, compared to 45% and 43% for the same periods in 2016. Adjusted operating margin, a non-GAAP measure, was 38% for both the three and six months ended June 30, 2017, respectively, compared to 38% and 36% for the same periods in 2016.



E*TRADE | Q2 2017 10-Q
 
16  
                                    


Adjusted operating margin is a non-GAAP measure calculated by dividing adjusted income before income tax expense by total net revenue. Adjusted income before income tax expense excludes the provision (benefit) for loan losses. The following table provides a reconciliation of adjusted income before income tax expense and adjusted operating margin, non-GAAP measures, to the most directly comparable GAAP measures (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
 
Amount
 
Operating Margin %
 
Amount
 
Operating Margin %
 
Amount
 
Operating Margin %
 
Amount
 
Operating Margin %
Income before income tax expense / operating margin
$
317

 
55%
 
$
214

 
45%
 
$
542

 
48%
 
$
408

 
43%
Provision (benefit) for loan losses
(99
)
 
 
 
(35
)
 
 
 
(113
)
 
 
 
(69
)
 
 
Adjusted income before income tax expense / adjusted operating margin
$
218

 
38%
 
$
179

 
38%
 
$
429

 
38%
 
$
339

 
36%
Income Tax Expense
Income tax expense was $124 million and $204 million for the three and six months ended June 30, 2017, respectively, compared to $81 million and $122 million for the same periods in 2016. The effective tax rates were 39% and 38% for the three and six months ended June 30, 2017, respectively, compared to 38% and 30% for the same periods in 2016.
The effective tax rate of 38% for the six months ended June 30, 2017 includes a tax benefit related to the adoption of amended accounting guidance for employee share-based compensation. See Note 1—Organization, Basis of Presentation and Summary of Significant Accounting Policies for additional information. The effective tax rate of 30% for the six months ended June 30, 2016 was impacted by a tax benefit related to the release of valuation allowances against certain state deferred tax assets.



E*TRADE | Q2 2017 10-Q
 
17  
                                    


BALANCE SHEET OVERVIEW
The following table sets forth the significant components of the consolidated balance sheet (dollars in millions):
 
 
 
Variance
 
June 30,
 
December 31,
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
Assets:
 
 
 
 
 
 
 
Cash and equivalents
$
1,091

 
$
1,950

 
$
(859
)
 
(44
)%
Segregated cash
889

 
1,460

 
(571
)
 
(39
)%
Securities(1)
40,392

 
29,643

 
10,749

 
36
 %
Margin receivables
7,773

 
6,731

 
1,042

 
15
 %
Loans receivable, net
3,055

 
3,551

 
(496
)
 
(14
)%
Receivables from brokers, dealers and clearing organizations(2)
1,237

 
1,056

 
181

 
17
 %
Goodwill and other intangibles, net
2,673

 
2,690

 
(17
)
 
(1
)%
Deferred tax assets, net
519

 
756

 
(237
)
 
(31
)%
Other(3)
1,124

 
1,162

 
(38
)
 
(3
)%
Total assets
$
58,753

 
$
48,999

 
$
9,754

 
20
 %
Liabilities and shareholders’ equity:
 
 
 
 
 
 
 
Deposits
$
40,072

 
$
31,682

 
$
8,390

 
26
 %
Customer payables
7,992

 
8,159

 
(167
)
 
(2
)%
Payables to brokers, dealers and clearing organizations(4)
1,473

 
983

 
490

 
50
 %
Other borrowings
1,009

 
409

 
600

 
147
 %
Corporate debt
992

 
994

 
(2
)
 
 %
Other liabilities
532

 
500

 
32

 
6
 %
Total liabilities
52,070

 
42,727

 
9,343

 
22
 %
Shareholders’ equity
6,683

 
6,272

 
411

 
7
 %
Total liabilities and shareholders’ equity
$
58,753

 
$
48,999

 
$
9,754

 
20
 %
(1)
Includes balance sheet line items available-for-sale and held-to-maturity securities.
(2)
Includes deposits paid for securities borrowed of $668 million and $774 million as of June 30, 2017 and December 31, 2016, respectively.
(3)
Includes balance sheet line items property and equipment, net and other assets.
(4)
Includes deposits received for securities loaned of $1.4 billion and $926 million as of June 30, 2017 and December 31, 2016, respectively.
Cash and Equivalents
Cash and equivalents decreased 44% to $1.1 billion during the six months ended June 30, 2017 and includes corporate cash of $478 million as of June 30, 2017. Cash and equivalents will fluctuate based on a variety of factors, including, among other drivers, liquidity needs at the parent, customer activity at our regulated subsidiaries, and the timing of investments at E*TRADE Bank. For additional information on our use of cash and equivalents, including corporate cash, see Liquidity and Capital Resources.
Segregated Cash
Cash required to be segregated under federal or other regulations decreased 39% to $889 million during the six months ended June 30, 2017. The level of segregated cash is driven largely by customer payables and securities lending balances we hold as liabilities compared with the amount of margin receivables and securities borrowed balances we hold as assets. The excess represents customer cash that we are required by our regulators to segregate for the exclusive benefit of our brokerage customers. At June 30, 2017 and December 31, 2016, $850 million and $500 million, respectively, of reverse repurchase agreements between E*TRADE Securities and E*TRADE Bank, representing investments that are required



E*TRADE | Q2 2017 10-Q
 
18  
                                    


to be segregated under federal or other regulations by E*TRADE Securities, were eliminated in consolidation.
Securities
Available-for-sale and held-to-maturity securities are summarized as follows (dollars in millions):
 
 
 
Variance
 
June 30,
 
December 31,
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
17,380

 
$
12,634

 
$
4,746

 
38
%
Other debt securities
1,503

 
1,251

 
252

 
20
%
Total debt securities
18,883

 
13,885

 
4,998

 
36
%
Publicly traded equity securities(1)
7

 
7

 

 
%
Total available-for-sale securities
$
18,890

 
$
13,892

 
$
4,998

 
36
%
Held-to-maturity securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
18,426

 
$
12,868

 
$
5,558

 
43
%
Other debt securities
3,076

 
2,883

 
193

 
7
%
Total held-to-maturity securities
$
21,502

 
$
15,751

 
$
5,751

 
37
%
Total investments in securities
$
40,392

 
$
29,643

 
$
10,749

 
36
%
(1)
Consists of Community Reinvestment Act investments in a mutual fund.
Securities represented 69% and 60% of total assets at June 30, 2017 and December 31, 2016, respectively. We classify debt securities as available-for-sale or held-to-maturity based on our investment strategy and management’s assessment of our intent and ability to hold the debt securities until maturity.
The increase in total investments in securities during the six months ended June 30, 2017 was primarily due to net purchases of investment securities as a result of our efforts to grow the balance sheet by transferring customer cash held by third parties to our balance sheet.
Margin Receivables
Margin receivables increased 15% to $7.8 billion during the six months ended June 30, 2017. The increase in margin receivables was primarily driven by improved market sentiment increasing demand for additional margin lending.
Loans Receivable, Net
Loans receivable, net are summarized as follows (dollars in millions):
 
 
 
Variance
 
June 30,
 
December 31,
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
One- to four-family
$
1,659

 
$
1,950

 
$
(291
)
 
(15
)%
Home equity
1,287

 
1,556

 
(269
)
 
(17
)%
Consumer
212

 
250

 
(38
)
 
(15
)%
Total loans receivable
3,158

 
3,756

 
(598
)
 
(16
)%
Unamortized premiums, net
13

 
16

 
(3
)
 
(19
)%
Allowance for loan losses
(116
)
 
(221
)
 
105

 
(48
)%
Total loans receivable, net
$
3,055

 
$
3,551

 
$
(496
)
 
(14
)%
Loans receivable, net decreased 14% to $3.1 billion during the six months ended June 30, 2017. During the three months ended June 30, 2017 the Company sold certain loans with a carrying value of $41 million for



E*TRADE | Q2 2017 10-Q
 
19  
                                    


proceeds that approximated book value. We expect the remaining legacy loan portfolio to continue its run-off for the foreseeable future. As our portfolio has seasoned and substantially all interest-only loans have converted to amortizing, we continue to assess underlying performance, the economic environment, and the value of the portfolio in the marketplace. While it is our intention to hold these loans, if the markets improve our strategy could change. For additional information on management's estimate of the allowance for loan losses, see Concentrations of Credit Risk and Summary of Critical Accounting Policies and Estimates.
Deposits
Deposits are summarized as follows (dollars in millions):
 
 
 
Variance
 
June 30,
 
December 31,
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
Sweep deposits
$
34,937

 
$
26,362

 
$
8,575

 
33
 %
Savings deposits
3,078

 
3,185

 
(107
)
 
(3
)%
Other deposits
2,057

 
2,135

 
(78
)
 
(4
)%
Total deposits
$
40,072

 
$
31,682

 
$
8,390

 
26
 %
Deposits represented 77% and 74% of total liabilities at June 30, 2017 and December 31, 2016, respectively. At June 30, 2017, approximately 92% of our customer deposits were covered by FDIC insurance. Deposits increased $8.4 billion during the six months ended June 30, 2017 primarily as a result of transferring customer cash held by third parties to our balance sheet.
The majority of the deposits balance, specifically sweep deposits, is included in brokerage related cash, which is reported as a customer activity metric. Total brokerage related cash is summarized as follows (dollars in millions):
 
 
 
Variance
 
June 30,
 
December 31,
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
Sweep deposits(1)
$
34,937

 
$
26,362

 
$
8,575

 
33
 %
Customer payables
7,992

 
8,159

 
(167
)
 
(2
)%
Subtotal
42,929


34,521

 
8,408

 
24
 %
Customer cash held by third parties(2)
8,814

 
16,848

 
(8,034
)
 
(48
)%
Total brokerage related cash
$
51,743

 
$
51,369

 
$
374

 
1
 %
 
(1)
Sweep deposits are held at bank subsidiaries and are included in the deposits line item on our consolidated balance sheet.
(2)
Customer cash held by third parties is not reflected on our consolidated balance sheet and is not immediately available for liquidity purposes.
We offer an extended insurance sweep deposit account (ESDA) program to our brokerage customers. The ESDA program utilizes our bank subsidiaries, in combination with additional third party program banks, to allow customers the ability to have aggregate deposits they hold in the ESDA program insured up to $1,250,000 for each category of legal ownership. As of June 30, 2017, approximately 99% of sweep deposits were in the ESDA program.



E*TRADE | Q2 2017 10-Q
 
20  
                                    


Customer cash held by third parties is maintained at unaffiliated financial institutions and a third party clearing firm. The components of customer cash held by third parties are summarized as follows (dollars in millions):
 
 
 
Variance
 
June 30,
 
December 31,
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
Sweep deposits held by unaffiliated financial institutions
$
6,602

 
$
14,943

 
$
(8,341
)
 
(56
)%
Customer cash held by third party clearing firm(1)
1,655

 
1,634

 
21

 
1
 %
Municipal funds and other
557

 
271

 
286

 
106
 %
Customer cash held by third parties
$
8,814

 
$
16,848

 
$
(8,034
)
 
(48
)%
(1)
Represents OptionsHouse customer cash held by third party.
As of June 30, 2017, approximately $5 billion of customer cash held by third parties was available for balance sheet growth. The timing of our balance sheet growth will be impacted by a variety of factors, including the capital requirements applicable to both the Company and E*TRADE Bank.
Other Borrowings
Other borrowings are summarized as follows (dollars in millions):
 
 
 
Variance
 
June 30,
 
December 31,
 
2017 vs. 2016
 
2017
 
2016
 
Amount
 
%
Repurchase agreements
$
400

 
$

 
$
400

 
100
%
FHLB advances
200

 

 
200

 
100
%
Total repurchase agreements and FHLB advances
600

 

 
600

 
100
%
Trust preferred securities
409

 
409

 

 
%
Total other borrowings
$
1,009

 
$
409

 
$
600

 
147
%
Other borrowings increased 147% to $1.0 billion during the six months ended June 30, 2017 as we utilized repurchase agreements and Federal Home Loan Bank (FHLB) advances for short-term liquidity and funding requirements. See Liquidity and Capital Resources for additional information on liquidity and funding sources at E*TRADE Bank.
LIQUIDITY AND CAPITAL RESOURCES
We have established liquidity and capital policies to support the successful execution of our business strategy, while maintaining ongoing and sufficient liquidity through the business cycle. We believe liquidity is of critical importance to the Company and especially important for E*TRADE Bank and our broker-dealer subsidiaries. The objective of our policies is to ensure that we can meet our corporate, banking and broker-dealer liquidity needs under both normal operating conditions and under periods of stress in the financial markets.
Liquidity
Our corporate liquidity needs are primarily driven by capital needs at E*TRADE Bank and E*TRADE Securities as well as by the principal and interest due on our corporate debt and the amount of dividend payments on our preferred stock. Our banking and brokerage subsidiaries' liquidity needs are driven primarily by the level and volatility of our customer activity. Management maintains a set of liquidity sources and monitors certain business trends and market metrics closely in an effort to ensure we have sufficient liquidity. Potential loans by E*TRADE Bank to the parent company and its other non-bank subsidiaries are subject to various quantitative, arm’s length, collateralization, capital and other requirements.



E*TRADE | Q2 2017 10-Q
 
21  
                                    


Parent Company Liquidity
The parent company's primary source of liquidity is corporate cash. Corporate cash, a non-GAAP measure, is a component of cash and equivalents; see the consolidated statement of cash flows within Item 1. Condensed Consolidated Financial Statements (Unaudited) for information on cash and equivalents activity. We define corporate cash as cash held at the parent company and certain subsidiaries, not including bank and broker-dealer subsidiaries, that can be distributed to the parent company without any regulatory approval or notification. E*TRADE Bank and its subsidiaries require regulatory approval prior to the payment of certain dividends to the parent company. Our broker-dealer subsidiaries can pay dividends to the parent company with proper regulatory notifications.
We believe corporate cash is a useful measure of the parent company’s liquidity as it is the primary source of capital above and beyond the capital deployed in our regulated subsidiaries. Corporate cash can fluctuate in any given quarter and is impacted primarily by the following:
Dividends from subsidiaries
Non-cumulative preferred stock dividends
Share repurchases
Debt service costs
Acquisitions and investments
Tax payments and the reimbursement from the parent company's subsidiaries for the use of its deferred tax assets
Other overhead and expense reimbursements through cost sharing arrangements



E*TRADE | Q2 2017 10-Q
 
22  
                                    


The following chart provides a roll forward of corporate cash at December 31, 2016 to corporate cash at June 30, 2017 (dollars in millions):
etfc-201763_chartx26030.jpg
(1) Other activity includes contributions to subsidiaries and parent company overhead, offset by reimbursements from subsidiaries for use of the parent's deferred tax assets and related proceeds under overhead cost sharing arrangements.
The following table provides a reconciliation of consolidated cash and equivalents to corporate cash, a non-GAAP measure (dollars in millions):
 
June 30,
 
December 31,
 
June 30,
 
2017
 
2016
 
2016
Consolidated cash and equivalents
$
1,091

 
$
1,950

 
$
2,393

Less: Cash at regulated subsidiaries(1)
(613
)
 
(1,489
)
 
(1,870
)
Corporate cash
$
478

 
$
461

 
$
523

(1) Reported net of corporate cash on deposit at E*TRADE Bank that is eliminated in consolidation.
Corporate cash increased $17 million to $478 million during the six months ended June 30, 2017. Corporate cash included dividends of $120 million from E*TRADE Securities to the parent company during the six months ended June 30, 2017. Corporate cash also included the impact of preferred stock dividends, debt service, overhead cost sharing arrangements between the parent and our operating subsidiaries, and the impact of annual incentive compensation payments in the six months ended June 30, 2017.
We maintain corporate cash at a minimum of two times our scheduled annual corporate debt service payments and scheduled maturities over the next 12 months. As we do not have any scheduled maturities of corporate debt in the coming year, our current minimum is approximately $100 million. Our nearest maturity of interest-bearing corporate debt is November 2022.
On June 23, 2017, we entered into an unsecured committed revolving credit facility with certain lenders, which replaced our previous secured committed revolving credit facility entered into in November 2014 and



E*TRADE | Q2 2017 10-Q
 
23  
                                    


increased our total borrowing capacity under the facility to $300 million. The Company has the ability to borrow against the credit facility for working capital and general corporate purposes. The unsecured committed revolving credit facility will mature on June 23, 2020. At June 30, 2017, there was no outstanding balance under this revolving credit facility.
E*TRADE Bank Liquidity
E*TRADE Bank relies on bank cash and deposits for liquidity needs. Management believes that within deposits, sweep deposits are of particular importance as they are a stable source of liquidity for E*TRADE Bank. We have the ability to generate liquidity in the form of additional deposits by raising the yield on our customer deposit products and by bringing additional deposits onto our balance sheet. Sweep deposits on our balance sheet as of June 30, 2017 increased $8.6 billion compared to December 31, 2016. We utilize our sweep deposit platform to efficiently manage our balance sheet size.
We may utilize wholesale funding sources for short-term liquidity and contingency funding requirements. Our ability to borrow these funds is dependent upon the continued availability of funding in the wholesale borrowings market. In addition, we can borrow from the Federal Reserve Bank of Richmond's discount window to meet short-term liquidity requirements, although it is not viewed as a primary source of funding. At June 30, 2017, E*TRADE Bank had approximately $4.8 billion and $0.6 billion in additional collateralized borrowing capacity with the FHLB and the Federal Reserve Bank of Richmond, respectively.
E*TRADE Securities Liquidity
E*TRADE Securities relies on customer payables, securities lending, and internal and external lines of credit to provide liquidity and to fund margin lending. At June 30, 2017, E*TRADE Securities' external liquidity lines totaled approximately $1.1 billion and included the following:
A 364-day, $450 million senior unsecured committed revolving credit facility with a syndicate of banks, with a maturity date of June 2018 and a commitment fee of 0.35% on unused balances
Secured committed lines of credit with two unaffiliated banks, aggregating to $175 million, with a maturity date of June 2018 and a commitment fee of 0.15% on unused balances
Unsecured uncommitted lines of credit with two unaffiliated banks, aggregating to $75 million, of which $50 million matures in June 2018 and the remaining line has no maturity date
Secured uncommitted lines of credit with several unaffiliated banks, aggregating to $375 million with no maturity date
The revolving credit facility contains certain covenants, including maintenance covenants related to E*TRADE Securities' minimum consolidated tangible net worth and regulatory net capital ratio. There were no outstanding balances for any of these lines at June 30, 2017. E*TRADE Securities also maintains lines of credit with the parent company and E*TRADE Bank.
Liquidity Coverage Ratio
As a result of the Company's balance sheet growth, we will be subject to the modified liquidity coverage ratio (LCR) requirement beginning April 1, 2018. The purpose of the LCR is to require banking organizations to hold minimum amounts of high-quality liquid assets (HQLA) based on a percentage of their net cash outflows over a 30-day period. Bank and savings and loan holding companies with total consolidated assets of $50 billion or more, based on the average of the four most recent quarters, are subject to a modified LCR requiring them to hold HQLA in an amount equal to at least 70% of their projected net cash outflows over a 30-day period. The Company believes the LCR is an important measure of liquidity and has been managing against it in preparation for the applicability of these requirements. In addition, beginning October 1, 2018, we will be required to disclose certain quantitative and qualitative information related to our LCR calculation after each calendar quarter.



E*TRADE | Q2 2017 10-Q
 
24  
                                    


Capital Resources
Bank Capital Requirements
The Dodd-Frank Act requires all companies, including savings and loan holding companies, that directly or indirectly control an insured depository institution, to serve as a source of strength for the institution. The Company and E*TRADE Bank are subject to regulatory capital requirements. Some of these requirements are still subject to phase-in periods, including certain deductions from and adjustments to regulatory capital that will be fully implemented at 100% in 2018. For additional information on bank regulatory requirements and phase-in periods, see Part I. Item 1. Business—Regulation in our Annual Report on Form 10-K for the year ended December 31, 2016. At June 30, 2017, our regulatory capital ratios for E*TRADE Financial were well above the minimum ratios required to be "well capitalized." E*TRADE Financial's current Tier 1 Leverage ratio threshold of 6.5% was reduced from 7.0% in July 2017. E*TRADE Financial's capital ratios are as follows:
etfc-201763_chartx27950.jpg




E*TRADE | Q2 2017 10-Q
 
25  
                                    


E*TRADE Financial's capital ratios are calculated as follows (dollars in millions):
 
June 30,
 
December 31,
 
June 30,
 
2017
 
2016
 
2016
E*TRADE Financial shareholders’ equity
$
6,683

 
$
6,272

 
$
5,785

Deduct:
 
 
 
 
 
Preferred stock
(394
)
 
(394
)
 

E*TRADE Financial Common Equity Tier 1 capital before regulatory adjustments
$
6,289

 
$
5,878

 
$
5,785

Add:
 
 
 
 
 
(Gains) losses in other comprehensive income on available-for-sale debt securities, net of tax
62

 
139

 
(43
)
Deduct:
 
 
 
 
 
Goodwill and other intangible assets, net of deferred tax liabilities
(2,039
)
 
(2,029
)
 
(1,422
)
Disallowed deferred tax assets
(537
)
 
(505
)
 
(857
)
E*TRADE Financial Common Equity Tier 1 capital
3,775

 
3,483

 
3,463

Add:
 
 
 
 
 
Preferred stock
394

 
394

 

Deduct:
 
 
 
 
 
Disallowed deferred tax assets
(124
)
 
(267
)
 

E*TRADE Financial Tier 1 capital
$
4,045

 
$
3,610

 
$
3,463

Add:
 
 
 
 
 
Allowable allowance for loan losses
116

 
124

 
129

Non-qualifying capital instruments subject to phase-out (trust preferred securities)
414

 
414

 
414

E*TRADE Financial total capital
$
4,575

 
$
4,148

 
$
4,006

 
 
 
 
 
 
E*TRADE Financial average assets for leverage capital purposes
$
56,928

 
$
49,113

 
$
48,255

Deduct:
 
 
 
 
 
Goodwill and other intangible assets, net of deferred tax liabilities
(2,039
)
 
(2,029
)
 
(1,422
)
Disallowed deferred tax assets
(661
)
 
(772
)
 
(857
)
E*TRADE Financial adjusted average assets for leverage capital purposes
$
54,228

 
$
46,312

 
$
45,976

 
 
 
 
 
 
E*TRADE Financial total risk-weighted assets(1)
$
10,780

 
$
9,422

 
$
9,731

 
 
 
 
 
 
E*TRADE Financial Tier 1 leverage ratio (Tier 1 capital / Adjusted average assets for leverage capital purposes)
7.5
%
 
7.8
%
 
7.5
%
E*TRADE Financial Common Equity Tier 1 capital / Total risk-weighted assets
35.0
%
 
37.0
%
 
35.6
%
E*TRADE Financial Tier 1 capital / Total risk-weighted assets
37.5
%
 
38.3
%
 
35.6
%
E*TRADE Financial total capital / Total risk-weighted assets
42.4
%
 
44.0
%
 
41.2
%
(1)
Under the regulatory guidelines for risk-based capital, on-balance sheet assets and credit equivalent amounts of derivatives and off-balance sheet items are assigned to one of several broad risk categories according to the obligor or, if relevant, the guarantor or the nature of any collateral. The aggregate dollar amount in each risk category is then multiplied by the risk weight associated with that category. The resulting weighted values from each of the risk categories are aggregated for determining total risk-weighted assets.



E*TRADE | Q2 2017 10-Q
 
26  
                                    


At June 30, 2017, our regulatory capital ratios for E*TRADE Bank were well above the minimum ratios required to be "well capitalized." E*TRADE Bank's current Tier 1 Leverage ratio threshold is 7.5%. We plan to use excess capital at E*TRADE Bank to grow the balance sheet. Accordingly, we do not expect to distribute dividends from E*TRADE Bank to the parent while we fund that growth. E*TRADE Bank's capital ratios are as follows:
etfc-201763_chartx30103.jpg



E*TRADE | Q2 2017 10-Q
 
27  
                                    


E*TRADE Bank's capital ratios are calculated as follows (dollars in millions):
 
June 30,
 
December 31,
 
June 30,
 
2017
 
2016
 
2016
E*TRADE Bank shareholder's equity
$
3,485

 
$
3,153

 
$
3,207

Add:
 
 
 
 
 
(Gains) losses in other comprehensive income on available-for-sale debt securities, net of tax
62

 
139

 
(43
)
Deduct:
 
 
 
 
 
Goodwill and other intangible assets, net of deferred tax liabilities
(38
)
 
(38
)
 
(38
)
Disallowed deferred tax assets
(56
)
 
(122
)
 
(186
)
E*TRADE Bank Common Equity Tier 1 capital / Tier 1 capital
3,453

 
3,132

 
2,940

Add:
 
 
 
 
 
Allowable allowance for loan losses
116

 
105

 
112

E*TRADE Bank total capital
$
3,569

 
$
3,237

 
$
3,052

 
 
 
 
 
 
E*TRADE Bank average assets for leverage capital purposes
$
43,527

 
$
35,885

 
$
36,292

Deduct:
 
 
 
 
 
Goodwill and other intangible assets, net of deferred tax liabilities
(38
)
 
(38
)
 
(38
)
Disallowed deferred tax assets
(56
)
 
(122
)
 
(186
)
E*TRADE Bank adjusted average assets for leverage capital purposes
$
43,433

 
$
35,725

 
$
36,068

 
 
 
 
 
 
E*TRADE Bank total risk-weighted assets(1)
$
9,840

 
$
8,187

 
$
8,594

 
 
 
 
 
 
E*TRADE Bank Tier 1 leverage ratio (Tier 1 capital / Adjusted average assets for leverage capital purposes)
8.0
%
 
8.8
%
 
8.2
%
E*TRADE Bank Common Equity Tier 1 capital / Total risk-weighted assets
35.1
%
 
38.3
%
 
34.2
%
E*TRADE Bank Tier 1 capital / Total risk-weighted assets
35.1
%
 
38.3
%
 
34.2
%
E*TRADE Bank total capital / Total risk-weighted assets
36.3
%
 
39.5
%
 
35.5
%
(1)
Under the regulatory guidelines for risk-based capital, on-balance sheet assets and credit equivalent amounts of derivatives and off-balance sheet items are assigned to one of several broad risk categories according to the obligor or, if relevant, the guarantor or the nature of any collateral. The aggregate dollar amount in each risk category is then multiplied by the risk weight associated with that category. The resulting weighted values from each of the risk categories are aggregated for determining total risk-weighted assets.
Broker-Dealer Capital Requirements
Our broker-dealer subsidiaries are subject to capital requirements determined by their respective regulators. At June 30, 2017, all of our brokerage subsidiaries met their minimum net capital requirements. We continue to assess our ability to distribute excess net capital to the parent while maintaining adequate capital at the broker-dealers. E*TRADE Securities paid dividends of $120 million to the parent company during the six months ended June 30, 2017. For additional information on our broker-dealer capital requirements, see Note 13—Regulatory Requirements.



E*TRADE | Q2 2017 10-Q
 
28  
                                    


Off-Balance Sheet Arrangements
We enter into various off-balance sheet arrangements in the ordinary course of business, primarily to meet the needs of our customers and to reduce our own exposure to interest rate risk. These arrangements include firm commitments to extend credit. Additionally, we enter into guarantees and other similar arrangements as part of transactions in the ordinary course of business. For additional information on these arrangements, see Note 14—Commitments, Contingencies and Other Regulatory Matters.
RISK MANAGEMENT
The identification, mitigation and management of existing and potential risks is critical to effective enterprise risk management. There are certain risks inherent to our industry (e.g. execution of transactions) and certain risks that will surface through the conduct of our business operations. We seek to monitor and manage our significant risk exposures by operating under a set of Board-approved limits and by monitoring certain risk indicators. Our governance framework is designed to comply with applicable requirements and requires regular reporting on metrics and significant risks and exposures to senior management and the Board of Directors.
We face the following key types of risks: credit, interest rate, liquidity, market, operational, information security, strategic, reputational as well as legal, regulatory and compliance. We have a Board-approved Enterprise Risk Appetite Statement (RAS) that is provided to all employees. The RAS specifies significant risk exposures and addresses the Company's tolerance of those risks, which are described in further detail within Part II. Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations of our Annual Report on Form 10-K for the year ended December 31, 2016. We are also subject to other risks that could impact our business, financial condition, results of operations or cash flows in future periods. See Part I. Item 1A. Risk Factors in our Annual Report on Form 10-K for the year ended December 31, 2016.
CONCENTRATIONS OF CREDIT RISK
Credit risk is the risk of loss arising from the inability or failure of a borrower or counterparty to meet its credit obligations. Our loan portfolio represents our most significant credit risk exposure. See Part II. Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations of our Annual Report on Form 10-K for the year ended December 31, 2016 for additional information on our management of credit risk.



E*TRADE | Q2 2017 10-Q
 
29  
                                    


One- to Four-Family Interest-Only Loans
One- to four-family loans include loans with a five to ten year interest-only period, followed by an amortizing period ranging from 20 to 25 years. At June 30, 2017, 4% of our one- to four-family portfolio was not yet amortizing. This portfolio will be fully converted in 2018 with substantially all of the loans amortizing by September 30, 2017. The following chart outlines when one- to four-family loans convert to amortizing by percentage of the one- to four-family portfolio at June 30, 2017:
etfc-201763_chartx25591.jpg
Home Equity Loans
The home equity loan portfolio consists of home equity installment loans (HEILs) and home equity lines of credit (HELOCs) and is primarily second lien loans on residential real estate properties that have a higher level of credit risk than first lien mortgage loans. HEILs are primarily fixed rate and fixed term, fully amortizing loans that do not offer the option of an interest-only payment. The majority of HELOCs had an interest only draw period at origination and converted to amortizing loans at the end of the draw period, which typically ranged from five to ten years. At June 30, 2017, 1% of the HELOC portfolio had not converted from the interest-only draw period and had not begun amortizing. This portfolio will be fully converted in 2019. The following chart outlines when HELOCs convert to amortizing by percentage of the HELOC portfolio at June 30, 2017: 
etfc-201763_chartx26765.jpg



E*TRADE | Q2 2017 10-Q
 
30  
                                    


Nonperforming Assets
We classify loans as nonperforming when they are no longer accruing interest, which includes loans that are 90 days and greater past due, TDRs that are on nonaccrual status for all classes of loans (including loans in bankruptcy) and certain junior liens that have a delinquent senior lien. The following table shows comparative data for nonperforming loans and assets at June 30, 2017 and December 31, 2016 (dollars in millions):
 
June 30, 2017
 
December 31, 2016
One- to four-family
$
205

 
$
215

Home equity
116

 
136

Consumer

 
1

Total nonperforming loans receivable
321

 
352

Real estate owned and other repossessed assets, net
29

 
36

Total nonperforming assets, net
$
350


$
388

Allowance for Loan Losses
The allowance for loan losses is management’s estimate of probable losses inherent in the loan portfolio at the balance sheet date, as well as the forecasted losses, including economic concessions to borrowers, over the estimated remaining life of loans modified as TDRs. The general allowance for loan losses includes a qualitative component to account for a variety of factors that present additional uncertainty that may not be fully considered in the quantitative loss model but are factors we believe may impact the level of credit losses. The following table presents the allowance for loan losses by loan portfolio at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
One- to Four-Family
 
Home Equity
 
Consumer
 
Total
 
June 30, 2017
 
December 31, 2016
 
June 30, 2017
 
December 31, 2016
 
June 30, 2017
 
December 31, 2016
 
June 30, 2017
 
December 31, 2016
General reserve:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quantitative component
$
21

 
$
34

 
$
43

 
$
118

 
$
5

 
$
5

 
$
69

 
$
157

Qualitative component
1

 
4

 
1

 
2

 

 

 
2

 
6

Specific valuation allowance
7

 
7

 
38

 
51

 

 

 
45

 
58

Total allowance for loan losses
$
29

 
$
45

 
$
82

 
$
171

 
$
5

 
$
5

 
$
116

 
$
221

Allowance as a % of loans
receivable
(1)
1.7
%
 
2.3
%
 
6.4
%
 
11.0
%
 
2.1
%
 
1.9
%
 
3.6
%
 
5.8
%
 
(1)
Allowance as a percentage of loans receivable is calculated based on the gross loans receivable including net unamortized premiums for each respective category.
Total loans receivable designated as held-for-investment decreased $0.5 billion during the six months ended June 30, 2017. The allowance for loan losses was $116 million, or 3.6% of total loans receivable, as of June 30, 2017 compared to $221 million, or 5.8% of total loans receivable, as of December 31, 2016. The current period benefit for loan losses of $99 million and $113 million for the three and six months ended June 30, 2017, respectively, reflected approximately $70 million of benefit resulting from refined default assumptions based on the sustained outperformance of converted mortgage loans that had been amortizing for 12 months or longer.



E*TRADE | Q2 2017 10-Q
 
31  
                                    


Net recoveries for the six months ended June 30, 2017 were $8 million compared to $9 million in the same period in 2016. The timing and magnitude of charge-offs and recoveries are affected by many factors and we anticipate variability from quarter to quarter.
For additional information on the loans portfolio and management's estimate of the allowance for loan losses, see Note 6—Loans Receivable, Net and Summary of Critical Accounting Policies and Estimates.
Securities
We focus primarily on security type and credit rating to monitor credit risk in our securities portfolios. We consider securities backed by the U.S. government or its agencies to have low credit risk as the long-term debt rating of the U.S. government is AA+ by S&P and AAA by Moody’s and Fitch at June 30, 2017. The amortized cost of these securities accounted for over 99% of our total securities portfolio at June 30, 2017. We review the remaining debt securities that were not backed by the U.S. government or its agencies according to their credit ratings from S&P, Moody’s and Fitch where available. At June 30, 2017, all municipal bonds in our securities portfolio were rated investment grade (defined as a rating equivalent to a Moody’s rating of "Baa3" or higher, or an S&P or Fitch rating of "BBB-" or higher).
SUMMARY OF CRITICAL ACCOUNTING POLICIES AND ESTIMATES
The discussion and analysis of our financial condition and results of operations are based on our consolidated financial statements, which have been prepared in conformity with GAAP. Note 1—Organization, Basis of Presentation and Summary of Significant Accounting Policies in Part II. Item 8. Financial Statements and Supplementary Data in the Company's Annual Report on Form 10-K for the year ended December 31, 2016 contains a summary of our significant accounting policies, many of which require the use of estimates and assumptions that affect the amounts reported in the consolidated financial statements and related notes for the periods presented. We believe that of our significant accounting policies, the following are critical because they are based on estimates and assumptions that require complex and subjective judgments by management: allowance for loan losses; valuation and impairment of goodwill and acquired intangible assets; and estimates of effective tax rates, deferred taxes and valuation allowance. Changes in these estimates or assumptions could materially impact our financial condition and results of operations, and actual results could differ from our estimates. With respect to the allowance for loan losses, we refined our default assumptions during the second quarter of 2017 based on the sustained outperformance of loans that reached the end of their interest-only period. Our remaining critical accounting policies are more fully described in Part II. Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations—Summary of Critical Accounting Policies and Estimates in our Annual Report on Form 10-K for the year ended December 31, 2016.
Allowance for Loan Losses
Description
The allowance for loan losses is management’s estimate of probable losses inherent in the loan portfolio as of the balance sheet date. In determining the adequacy of the allowance, we perform ongoing evaluations of the loan portfolio and loss forecasting assumptions. As of June 30, 2017, the allowance for loan losses was $116 million on $3.1 billion of total loans receivable designated as held-for-investment.
Judgments
Determining the adequacy of the allowance is complex and requires judgment by management about the effect of matters that are inherently uncertain. Subsequent evaluations of the loan portfolio, in light of the factors then prevailing, may result in significant changes in the allowance for loan losses in future periods. For loans that are not TDRs, we establish a general allowance and evaluate the adequacy of the allowance



E*TRADE | Q2 2017 10-Q
 
32  
                                    


for loan losses by loan portfolio segment: one- to four-family, home equity and consumer. For modified loans accounted for as TDRs that are valued using the discounted cash flow model, we establish a specific allowance by forecasting losses, including economic concessions to borrowers, over the estimated remaining life of these loans.
The estimate of the allowance for loan losses continues to be based on a variety of quantitative and qualitative factors, including:
The composition and quality of the portfolio
Delinquency levels and trends
Current and historical charge-off and loss experience
Our historical loss mitigation experience
The condition of the real estate market and geographic concentrations within the loan portfolio
The interest rate climate
The overall availability of housing credit
General economic conditions
Total loans receivable designated as held-for-investment decreased $0.5 billion during the six months ended June 30, 2017. The allowance for loan losses was $116 million, or 3.6% of total loans receivable, as of June 30, 2017 compared to $221 million, or 5.8% of total loans receivable, as of December 31, 2016. Benefit to provision for loan losses was $99 million and $113 million for the three and six months ended June 30, 2017, respectively.

The allowance for loan losses is typically equal to management’s forecast of loan losses in the 18 months following the balance sheet date as well as the forecasted losses, including economic concessions to borrowers, over the estimated remaining life of loans modified as TDRs. The quantitative allowance methodology also includes the identification of higher risk mortgage loans and the period of loan losses captured within the general allowance includes the total probable loss over the remaining life of these loans. As mortgage loan conversions from interest-only to amortizing have continued, at June 30, 2017, 99% of HELOCs and 96% of one- to four-family mortgages had converted. As of June 30, 2017, more than 50% of these converted loans had been amortizing 12 months or longer. This actual performance data is better than our performance assumptions, and combined with the substantial performance history, the uncertainty with respect to the population of converting loans has significantly decreased.
During the second quarter of 2017, management refined the default assumptions in the quantitative allowance methodology based on the sustained outperformance of converted mortgage loans that had been amortizing for 12 months or longer. This refinement resulted in approximately $70 million of benefit to the provision for loan losses during the second quarter of 2017. In order to refine our default assumptions around the remaining population that had not yet started amortizing or that had not reached 12 months post conversion, we evaluated whether the credit quality and performance of these loans was consistent with the seasoned amortizing portfolio. We determined that FICO scores, LTV/CLTVs and delinquency rates were comparable to the seasoned portfolio, and therefore applied the refined default assumptions to this remaining population.
The general allowance for loan losses also included a qualitative component to account for a variety of factors that present additional uncertainty that may not be fully considered in the quantitative loss model but are factors we believe may impact the level of credit losses. We utilize a qualitative factor framework whereby, on a quarterly basis, management assesses the risk associated with three primary sets of factors: external factors, internal factors, and portfolio specific factors. The uncertainty related to these factors may expand over time, temporarily increasing the qualitative component in advance of the more precise



E*TRADE | Q2 2017 10-Q
 
33  
                                    


identification of these probable losses being captured within the quantitative component of the general allowance. The total qualitative component was $2 million and $6 million as of June 30, 2017 and December 31, 2016, respectively.
Effects if Actual Results Differ
It is difficult to estimate how potential changes in the quantitative and qualitative factors, including the impact of loans converting from interest only to amortizing, might impact the allowance for loan losses. Our underlying assumptions and judgments could prove to be inaccurate, which could materially impact our regulatory capital position and results of operations in future periods.
During the normal course of conducting examinations, our banking regulators, the OCC and Federal Reserve, continue to review our business and practices. This process is dynamic and ongoing and we cannot be certain that additional changes or actions will not result from their continuing review.
ITEM 3.    QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
The following discussion about market risk includes forward-looking statements. Actual results could differ materially from those projected in the forward-looking statements as a result of certain factors, including, but not limited to, those set forth in Part I. Item 1A. Risk Factors in the Annual Report on Form 10-K for the year ended December 31, 2016.
Interest Rate Risk
Our exposure to interest rate risk is related primarily to interest-earning assets and interest-bearing liabilities. Managing interest rate risk is essential to profitability. The primary objective of the management of interest rate risk is to control exposure to interest rates within the Board-approved limits and with limited exposure to earnings volatility resulting from interest rate fluctuations. Our general strategies to manage interest rate risk include balancing variable-rate and fixed-rate assets and liabilities and utilizing derivatives to help manage exposures to changes in interest rates. Exposure to interest rate risk requires management to make complex assumptions regarding maturities, market interest rates and customer behavior. Changes in interest rates, including the following, could impact interest income and expense:
Interest-earning assets and interest-bearing liabilities may re-price at different times or by different amounts, creating a mismatch.
The yield curve may steepen, flatten or otherwise change shape, which could affect the spread between short- and long-term rates. Widening or narrowing spreads could impact net interest income.
Market interest rates may influence prepayments, resulting in maturity mismatches. In addition, prepayments could impact yields as premiums and discounts amortize.
Exposure to interest rate risk is dependent upon the distribution and composition of interest-earning assets, interest-bearing liabilities and derivatives. The differing risk characteristics of each product are managed to mitigate our exposure to interest rate fluctuations. At June 30, 2017, 92% of our total assets were interest-earning assets and we had no securities classified as trading.
At June 30, 2017, approximately 66% of total assets were available-for-sale and held-to-maturity mortgage-backed securities and residential real estate loans. The values of these assets are sensitive to changes in interest rates as well as expected prepayment levels. As interest rates increase, fixed-rate residential mortgages and mortgage-backed securities tend to exhibit lower prepayments. The inverse is true in a falling rate environment.



E*TRADE | Q2 2017 10-Q
 
34  
                                    


When real estate loans are prepaid, unamortized premiums and/or discounts are recognized immediately in interest income. Depending on the timing of the prepayment, these adjustments to income would impact anticipated yields. The Company reviews estimates of the impact of changing market rates on prepayments. This information is incorporated into our interest rate risk management strategy.
Our liability structure consists of two central sources of funding: deposits and customer payables, both of which re-price at management’s discretion. We may utilize wholesale funding sources as needed for short-term liquidity and contingency funding requirements.
Derivative Instruments
We use derivative instruments to help manage interest rate risk using designated hedge relationships. Interest rate swaps involve the exchange of fixed-rate and variable-rate interest payments between two parties based on a contractual underlying notional amount, but do not involve the exchange of the underlying notional amounts. See Note 7—Derivative Instruments and Hedging Activities for additional information about our use of derivative contracts.
Scenario Analysis
Scenario analysis is an advanced approach to estimating interest rate risk exposure. The Company monitors interest rate risk using the Economic Value of Equity (EVE) approach and the Earnings-at-Risk (EAR) approach.
Under the EVE approach, the present value of expected cash flows of all existing interest-earning assets, interest-bearing liabilities, derivatives and forward commitments are estimated and combined to produce an EVE figure. The change in EVE is a long-term sensitivity measure of interest rate risk. The approach values only the current balance sheet in which the most significant assumptions are the prepayment rates of the loan portfolio and mortgage-backed securities and the repricing of deposits. This approach does not incorporate assumptions related to business growth, or liquidation and re-investment of instruments. This approach provides an indicator of future earnings and capital levels because changes in EVE indicate the anticipated change in the value of future cash flows. The sensitivity of this value to changes in interest rates is then determined by applying alternative interest rate scenarios. The change in EVE amounts fluctuate based on instantaneous parallel shifts in interest rates primarily due to the change in timing of cash flows, which considers prepayment estimates, in the Company’s residential loan and mortgage-backed securities portfolios.
EAR is a short-term sensitivity measure of interest rate risk and illustrates the impact of alternative interest rate scenarios on net interest income, including corporate interest expense, over a twelve month time frame. In measuring the sensitivity of net interest income to changes in interest rates, we assume instantaneous parallel interest rate shocks applied to the forward curve. In addition, we assume that cash flows from loan payoffs are reinvested in mortgage-backed securities, we exclude revenue from off-balance sheet customer cash and we assume no balance sheet growth.
The sensitivity of EAR and EVE at the consolidated E*TRADE Financial level at June 30, 2017 and December 31, 2016 is as follows (dollars in millions):
Instantaneous Parallel Change in Interest Rates
(basis points) (1)
 
Economic Value of Equity
 
Earnings-at-Risk
 
June 30, 2017
 
December 31, 2016
 
June 30, 2017
 
December 31, 2016
 
Amount
 
Percentage
 
Amount
 
Percentage
 
Amount
 
Percentage
 
Amount
 
Percentage
+200
 
$
(264
)
 
(3.5
)%
 
$
(129
)
 
(2.1
)%
 
$
169

 
11.4
 %
 
$
169

 
13.9
 %
+100
 
$
41

 
0.5
 %
 
$
59

 
0.9
 %
 
$
116

 
7.8
 %
 
$
109

 
9.0
 %
-50
 
$
(156
)
 
(2.0
)%
 
$
(106
)
 
(1.7
)%
 
$
(84
)
 
(5.6
)%
 
$
(73
)
 
(6.0
)%
(1)
These scenario analyses assume a balance sheet size as of the dates indicated. Any changes in size would cause the amounts to vary.



E*TRADE | Q2 2017 10-Q
 
35  
                                    


We actively manage interest rate risk positions. As interest rates change, we will adjust our strategy and mix of assets, liabilities and derivatives to optimize our position. For example, a 100 basis points increase in rates may not result in a change in value as indicated above. We compare the instantaneous parallel shift in interest rate changes in EVE and EAR to the established limits set by the Board of Directors in order to assess interest rate risk. In the event that the percentage change in EVE or EAR exceeds the Board limits, our Chief Executive Officer, Chief Risk Officer, Chief Financial Officer and Treasurer must all be promptly notified in writing and decide upon a plan of remediation. In addition, the Board of Directors must be notified of the exception and the planned resolution. At June 30, 2017, the EVE and EAR percentage changes were within our Board limits.



E*TRADE | Q2 2017 10-Q
 
36  
                                    


KEY TERMS
Agency—U.S. Government sponsored enterprises and federal agencies, such as Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, Government National Mortgage Association, the Small Business Administration, the Export-Import Bank and the Federal Home Loan Bank.
Average commission per trade—Total commissions revenue divided by total number of revenue trades.
Bank—ETB Holdings, Inc. (ETBH), the entity that is our bank holding company and parent to E*TRADE Bank.
Basel III—Global regulatory standards for bank capital adequacy and liquidity as issued by the international Basel Committee on Banking Supervision.
Basis point—One one-hundredth of a percentage point.
Brokerage account attrition rate—The brokerage account attrition rate is calculated by dividing attriting brokerage accounts by total brokerage accounts from the previous period end, and is presented on an annualized basis. Attriting brokerage accounts are derived by subtracting net new brokerage accounts from gross new brokerage accounts.
Brokerage related cash—Customer sweep deposits held at banking subsidiaries, customer payables and customer cash held by third parties.
BPO—Broker price opinion.
CFTC—Commodity Futures Trading Commission.
Charge-off—The result of removing a loan or portion of a loan from an entity’s balance sheet because the loan is considered to be uncollectible.
CLTV—Combined loan-to-value ratio.
Common Equity Tier 1 Capital—A measurement of the Company's core equity capital used in the calculation of capital adequacy ratios. Common Equity Tier 1 Capital equals: total shareholders' equity, less preferred stock and related surplus, plus/(less) unrealized losses (gains) on certain available-for-sale securities, less goodwill and certain other intangible assets, less certain disallowed deferred tax assets and subject to certain other applicable adjustments.
Consumer loans—Loans that are secured by real personal property, such as recreational vehicles.
Consolidated financial statements—Refers to the consolidated financial statements prepared in accordance with GAAP as included in the Company's annual report on Form 10-K, and the condensed consolidated financial statements included in the Company's interim reports on Form 10-Q.
Corporate cash—Cash held at the parent company as well as cash held in certain subsidiaries that can distribute cash to the parent company without any regulatory approval or notification.
Customer assets—Market value of all customer assets held by the Company including security holdings, sweep and other deposits, customer cash held by third parties, customer payables and vested unexercised stock plan holdings.
Daily average revenue trades (DARTs)—Total revenue trades in a period divided by the number of trading days during that period.
Derivative—A financial instrument or other contract which includes one or more underlying securities, notional amounts, or payment provisions. The contract generally requires no initial net investment and is settled on a net basis.



E*TRADE | Q2 2017 10-Q
 
37  
                                    


Derivative DARTs—Options and futures revenue trades in a period divided by the number of trading days during that period.
Earnings at Risk (EAR)—The sensitivity of GAAP net interest income to changes in interest rates over a twelve month horizon. It is a short-term measurement of interest rate risk and does not consider risks beyond the simulation time horizon. In addition, it requires reinvestment, funding, and hedging assumptions for the horizon.
Economic Value of Equity (EVE)—The sensitivity of the value of existing assets and liabilities, including derivatives and forward commitments, to changes in interest rates. It is a long-term measurement of interest rate risk and requires assumptions that include prepayment rates on the loan portfolio and mortgage-backed securities and the repricing of deposits.
ESDA—Extended insurance sweep deposit accounts.
Fair value—The price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.
Fair value hedge—A derivative instrument designated in a hedging relationship that mitigates exposure to changes in the fair value of a recognized asset or liability or a firm commitment.
FASB—Financial Accounting Standards Board.
FDIC—Federal Deposit Insurance Corporation.
Federal Reserve—Federal Reserve System, including the Federal Reserve Board of Governors and the twelve regional Federal Reserve Banks.
FHLB—Federal Home Loan Bank.
FICO—Fair Isaac Credit Organization.
FINRA—Financial Industry Regulatory Authority.
FCM—Futures Commission Merchant.
Generally Accepted Accounting Principles (GAAP)—Accounting principles generally accepted in the United States of America.
Gross loans receivable—Includes unpaid principal balances and premiums (discounts).
HEIL—Home equity installment loan.
HELOC—Home equity lines of credit.
HQLA—High-quality liquid assets.
Interest-bearing liabilities—Liabilities such as deposits, customer payables, other borrowings, corporate debt and certain customer credit balances and securities lending balances on which the Company pays interest; excludes customer balances held by third parties.
Interest-earning assets—Assets such as available-for-sale securities, held-to-maturity securities, margin receivables, loans, securities borrowed balances and cash and investments required to be segregated under regulatory guidelines that earn interest for the Company.
Interest rate swaps—Contracts that are entered into primarily as an asset/liability management strategy to reduce interest rate risk. Interest rate swap contracts are exchanges of interest rate payments, such as fixed-rate payments for floating-rate payments, based on notional amounts.



E*TRADE | Q2 2017 10-Q
 
38  
                                    


LCR—Liquidity coverage ratio. The purpose of LCR is to require banking organizations to hold minimum amounts of HQLA based on a percentage of their net cash outflows over a 30-day period.
LIBOR—London Interbank Offered Rate. LIBOR is the interest rate at which banks borrow funds from other banks in the London wholesale money market (or interbank market).
LLC—Limited liability company.
LTV—Loan-to-value ratio.
NASDAQ—National Association of Securities Dealers Automated Quotations.
Net interest income—A measure of interest revenue, net interest income is equal to interest income less interest expense.
Net interest margin—A measure of the net yield on our average interest-earning assets. Net interest margin is calculated for a given period by dividing the annualized sum of net interest income by average interest-earning assets.
Net new brokerage assets—The total inflows to all new and existing brokerage customer accounts less total outflows from all closed and existing brokerage customer accounts, excluding the effects of market movements in the value of brokerage customer assets.
NFA—National Futures Association.
Nonperforming assets—Assets originally acquired to earn income (nonperforming loans) and those not intended to earn income (real estate owned). Loans are classified as nonperforming when they are no longer accruing interest, which includes loans that are 90 days and greater past due, TDRs that are on nonaccrual status for all classes of loans (including loans in bankruptcy) and certain junior liens that have a delinquent senior lien.
Notional amount—The specified dollar amount underlying a derivative on which the calculated payments are based.
OCC—Office of the Comptroller of the Currency.
Options—Contracts that grant the purchaser, for a premium payment, the right, but not the obligation, to either purchase or sell the associated financial instrument at a set price during a period or at a specified date in the future.
RAS—Risk Appetite Statement.
Real estate owned and other repossessed assets—Ownership or physical possession of real property by the Company, generally acquired as a result of foreclosure or repossession.
Recovery—Represents cash proceeds received on a loan that had been previously charged off.
Repurchase agreement—An agreement giving the transferor of an asset the right or obligation to repurchase the same or similar securities at a specified price on a given date from the transferee. These agreements are generally collateralized by mortgage-backed or investment-grade securities. From the transferee's perspective the arrangement is referred to as a reverse repurchase agreement.
Risk-weighted assets—Primarily computed by the assignment of specific risk-weightings to assets and off-balance sheet instruments for capital adequacy calculations.
S&P—Standard & Poor’s.
SEC—U.S. Securities and Exchange Commission.



E*TRADE | Q2 2017 10-Q
 
39  
                                    


Sweep deposit accounts—Accounts with the functionality to transfer customer cash balances to and from an FDIC insured account.
Tier 1 capital—Adjusted equity capital used in the calculation of capital adequacy ratios. Tier 1 capital equals: Common Equity Tier 1 capital plus qualifying preferred stock and related surplus, subject to certain other applicable adjustments.
Troubled Debt Restructuring (TDR)—A loan modification that involves granting an economic concession to a borrower who is experiencing financial difficulty, and loans that have been charged-off due to bankruptcy notification.
TRUPs—Trust preferred securities.
VIE—Variable interest entity.
Wholesale borrowings—Borrowings that consist of repurchase agreements and FHLB advances.



E*TRADE | Q2 2017 10-Q
 
40  
                                    


PART I - FINANCIAL INFORMATION
ITEM 1.    CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)
E*TRADE FINANCIAL CORPORATION AND SUBSIDIARIES
CONDENSED CONSOLIDATED STATEMENT OF INCOME
(In millions, except share data and per share amounts)
(Unaudited)
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Revenue:
 
 
 
 
 
 
 
Interest income
$
378

 
$
306

 
$
719

 
$
614

Interest expense
(22
)
 
(20
)
 
(44
)
 
(41
)
Net interest income
356

 
286

 
675

 
573

Commissions
105

 
106

 
232

 
213

Fees and service charges
98

 
62

 
184

 
120

Gains on securities and other, net
7

 
10

 
17

 
20

Other revenue
11

 
10

 
22

 
20

Total non-interest income
221

 
188

 
455

 
373

Total net revenue
577

 
474

 
1,130

 
946

Provision (benefit) for loan losses
(99
)
 
(35
)
 
(113
)
 
(69
)
Non-interest expense:
 
 
 
 
 
 
 
Compensation and benefits
133

 
125

 
269

 
251

Advertising and market development
42

 
30

 
85

 
73

Clearing and servicing
33

 
25

 
65

 
49

Professional services
24

 
22

 
46

 
44

Occupancy and equipment
29

 
24

 
56

 
47

Communications
36

 
20

 
61

 
43

Depreciation and amortization
20

 
20

 
40

 
40

FDIC insurance premiums
8

 
6

 
16

 
12

Amortization of other intangibles
9

 
5

 
18

 
10

Restructuring and acquisition-related activities
4

 
1

 
8

 
3

Other non-interest expenses
21

 
17

 
37

 
35

Total non-interest expense
359

 
295

 
701

 
607

Income before income tax expense
317

 
214

 
542

 
408

Income tax expense
124

 
81

 
204

 
122

Net income
$
193

 
$
133

 
$
338

 
$
286

Preferred stock dividends

 

 
13

 

Net income available to common shareholders
$
193

 
$
133

 
$
325

 
$
286

Basic earnings per common share
$
0.70

 
$
0.48

 
$
1.18

 
$
1.02

Diluted earnings per common share
$
0.70

 
$
0.48

 
$
1.17

 
$
1.01

Shares used in computation of per common share data:
 
 
 
 
 
 
 
Basic (in thousands)
275,410

 
277,013

 
275,167

 
281,141

Diluted (in thousands)
276,272

 
277,978

 
276,370

 
282,426

See accompanying notes to the condensed consolidated financial statements



E*TRADE | Q2 2017 10-Q
 
41  
                                    


E*TRADE FINANCIAL CORPORATION AND SUBSIDIARIES
CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
(In millions)
(Unaudited)
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Net income
$
193

 
$
133

 
$
338

 
$
286

Other comprehensive income, net of tax
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Unrealized gains, net
42

 
69

 
88

 
163

Reclassification into earnings, net
(6
)
 
(9
)
 
(11
)
 
(18
)
Net change from available-for-sale securities
36

 
60

 
77

 
145

Reclassification of foreign currency translation gains

 

 
(2
)
 

Other comprehensive income
36

 
60

 
75

 
145

Comprehensive income
$
229

 
$
193

 
$
413

 
$
431

See accompanying notes to the condensed consolidated financial statements



E*TRADE | Q2 2017 10-Q
 
42  
                                    


E*TRADE FINANCIAL CORPORATION AND SUBSIDIARIES
CONDENSED CONSOLIDATED BALANCE SHEET
(In millions, except share data)
(Unaudited)
 
June 30,
 
December 31,
 
2017
 
2016
ASSETS
 
 
 
Cash and equivalents
$
1,091

 
$
1,950

Cash required to be segregated under federal or other regulations
889

 
1,460

Available-for-sale securities
18,890

 
13,892

Held-to-maturity securities (fair value of $21,565 and $15,716 at June 30, 2017 and December 31, 2016, respectively)
21,502

 
15,751

Margin receivables
7,773

 
6,731

Loans receivable, net (net of allowance for loan losses of $116 million and $221 million at June 30, 2017 and December 31, 2016, respectively)
3,055

 
3,551

Receivables from brokers, dealers and clearing organizations
1,237

 
1,056

Property and equipment, net
245

 
239

Goodwill
2,370

 
2,370

Other intangibles, net
303

 
320

Deferred tax assets, net
519

 
756

Other assets
879

 
923

Total assets
$
58,753

 
$
48,999

LIABILITIES AND SHAREHOLDERS’ EQUITY
 
 
 
Liabilities:
 
 
 
Deposits
$
40,072

 
$
31,682

Customer payables
7,992

 
8,159

Payables to brokers, dealers and clearing organizations
1,473

 
983

Other borrowings
1,009

 
409

Corporate debt
992

 
994

Other liabilities
532

 
500

Total liabilities
52,070

 
42,727

Commitments and contingencies (see Note 14)


 


Shareholders’ equity:
 
 
 
Preferred stock, $0.01 par value, $1,000 liquidation preference, shares authorized: 1,000,000 at June 30, 2017 and December 31, 2016; shares issued and outstanding: 400,000 at both June 30, 2017 and December 31, 2016
394

 
394

Common stock, $0.01 par value, shares authorized: 400,000,000 at June 30, 2017 and December 31, 2016; shares issued and outstanding: 275,054,601 and 273,963,415 at June 30, 2017 and December 31, 2016, respectively
3

 
3

Additional paid-in-capital
6,929

 
6,921

Accumulated deficit
(581
)
 
(909
)
Accumulated other comprehensive loss
(62
)
 
(137
)
Total shareholders’ equity
6,683

 
6,272

Total liabilities and shareholders’ equity
$
58,753

 
$
48,999

See accompanying notes to the condensed consolidated financial statements



E*TRADE | Q2 2017 10-Q
 
43  
                                    


E*TRADE FINANCIAL CORPORATION AND SUBSIDIARIES
CONDENSED CONSOLIDATED STATEMENT OF SHAREHOLDERS’ EQUITY
(In millions)
(Unaudited)
 
 
 
 
 
Additional
Paid-in
Capital
 
Accumulated
Deficit
 
Accumulated
Other
Comprehensive
Loss
 
Total
Shareholders’
Equity
 
Preferred Stock
 
Common Stock
 
 
 
 
 
Amount
 
Shares
 
Amount
 
 
 
 
Balance at December 31, 2016
$
394

 
274

 
$
3

 
$
6,921

 
$
(909
)
 
$
(137
)
 
$
6,272

Cumulative effect of accounting change

 

 

 

 
3

 

 
3

Net income

 

 

 

 
338

 

 
338

Other comprehensive income

 

 

 

 

 
75

 
75

Conversion of convertible debentures

 

 

 
3

 

 

 
3

Preferred stock dividends

 

 

 

 
(13
)
 

 
(13
)
Issuance of common stock for share-based compensation, net of shares withheld to pay taxes

 
1

 

 
(16
)
 

 

 
(16
)
Share-based compensation

 

 

 
21

 

 

 
21

Balance at June 30, 2017
$
394

 
275

 
$
3

 
$
6,929

 
$
(581
)
 
$
(62
)
 
$
6,683

 
 
 
 
 
Additional
Paid-in
Capital
 
Accumulated
Deficit
 
Accumulated
Other
Comprehensive
Income (Loss)
 
Total
Shareholders’
Equity
 
Preferred Stock
 
Common Stock
 
 
 
 
 
Amount
 
Shares
 
Amount
 
 
 
 
Balance at December 31, 2015
$

 
291

 
$
3

 
$
7,356

 
$
(1,461
)
 
$
(99
)
 
$
5,799

Net income

 

 

 

 
286

 

 
286

Other comprehensive income

 

 

 

 

 
145

 
145

Conversion of convertible debentures

 
1

 

 
5

 

 

 
5

Exercise of stock options and related tax effects

 

 

 
2

 

 

 
2

Repurchases of common stock

 
(19
)
 

 
(452
)
 

 

 
(452
)
Issuance of common stock for share-based compensation, net of shares withheld to pay taxes

 
1

 

 
(14
)
 

 

 
(14
)
Share-based compensation

 

 

 
14

 

 

 
14

Balance at June 30, 2016
$

 
274

 
$
3

 
$
6,911

 
$
(1,175
)
 
$
46

 
$
5,785

See accompanying notes to the condensed consolidated financial statements



E*TRADE | Q2 2017 10-Q
 
44  
                                    


E*TRADE FINANCIAL CORPORATION AND SUBSIDIARIES
CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS
(In millions)
(Unaudited)

 
Six Months Ended June 30,
 
2017
 
2016
Cash flows from operating activities:
 
 
 
Net income
$
338

 
$
286

Adjustments to reconcile net income to net cash provided by operating activities:
 
 
 
Provision (benefit) for loan losses
(113
)
 
(69
)
Depreciation and amortization (including discount amortization and accretion)
124

 
112

Gains on securities and other, net
(17
)
 
(20
)
Share-based compensation
21

 
14

Deferred tax expense
192

 
114

Other
(3
)
 
4

Net effect of changes in assets and liabilities:
 
 
 
Decrease (increase) in cash required to be segregated under federal or other regulations
571

 
(764
)
Increase in receivables from brokers, dealers and clearing organizations
(189
)
 
(172
)
(Increase) decrease in margin receivables
(1,042
)
 
574

Increase in other assets
(22
)
 

Increase in payables to brokers, dealers and clearing organizations
490

 
168

(Decrease) increase in customer payables
(167
)
 
168

Decrease in other liabilities
(11
)
 
(75
)
Net cash provided by operating activities
172

 
340

Cash flows from investing activities:
 
 
 
Purchases of available-for-sale securities
(6,348
)
 
(3,687
)
Proceeds from sales of available-for-sale securities
795

 
1,621

Proceeds from maturities of and principal payments on available-for-sale securities
701

 
681

Purchases of held-to-maturity securities
(6,840
)
 
(3,122
)
Proceeds from maturities of and principal payments on held-to-maturity securities
1,107

 
864

Proceeds from sale of loans
40

 

Decrease in loans receivable
555

 
579

Capital expenditures for property and equipment
(50
)
 
(38
)
Proceeds from sale of real estate owned and repossessed assets
16

 
10

Net cash flow from derivative contracts
51

 
(56
)
Other
(19
)
 
(4
)
Net cash used in investing activities
(9,992
)
 
(3,152
)



E*TRADE | Q2 2017 10-Q
 
45  
                                    


E*TRADE FINANCIAL CORPORATION AND SUBSIDIARIES
CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS(Continued)
(In millions)

 
Six Months Ended June 30,
 
2017
 
2016
Cash flows from financing activities:
 
 
 
Increase in deposits
$
8,390

 
$
3,519

Preferred stock dividends
(13
)
 

Net increase (decrease) in securities sold under agreements to repurchase
400

 
(82
)
Advances from FHLB
400

 

Payments on advances from FHLB
(200
)
 

Repurchases of common stock

 
(452
)
Other
(16
)
 
(13
)
Net cash provided by financing activities
8,961

 
2,972

(Decrease) increase in cash and equivalents
(859
)
 
160

Cash and equivalents, beginning of period
1,950

 
2,233

Cash and equivalents, end of period
$
1,091

 
$
2,393

Supplemental disclosures:
 
 
 
Cash paid for interest
$
41

 
$
59

Cash paid for income taxes, net of refunds
$
5

 
$
5

Non-cash investing and financing activities:
 
 
 
Transfers of loans held-for-investment to loans held-for-sale
$
40

 
$

Transfers from loans to other real estate owned and repossessed assets
$
15

 
$
14

Conversion of convertible debentures to common stock
$
3

 
$
5

Transfer of available-for-sale securities to held-to-maturity securities
$

 
$
492

See accompanying notes to the condensed consolidated financial statements



E*TRADE | Q2 2017 10-Q
 
46  
                                    


E*TRADE FINANCIAL CORPORATION AND SUBSIDIARIES
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Unaudited)
NOTE 1—ORGANIZATION, BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
Organization
E*TRADE Financial Corporation is a financial services company that provides brokerage and related products and services primarily to individual retail investors under the brand E*TRADE Financial. The Company also provides investor-focused banking products, primarily sweep deposits, to retail investors.
Basis of Presentation
The condensed consolidated financial statements, also referred to herein as the consolidated financial statements, include the accounts of the Company and its majority-owned subsidiaries as determined under the voting interest model. Entities in which the Company has the ability to exercise significant influence but in which the Company does not possess control are generally accounted for by the equity method. Entities in which the Company does not have the ability to exercise significant influence are generally carried at cost. Investments in marketable equity securities where the Company does not have the ability to exercise significant influence over the entities are accounted for as available-for-sale equity securities. The Company also evaluates its initial and continuing involvement with certain entities to determine if the Company is required to consolidate the entities under the variable interest entity (VIE) model. This evaluation is based on a qualitative assessment of whether the Company is the primary beneficiary of the VIE, which requires the Company to possess both: 1) the power to direct the activities that most significantly impact the economic performance of the VIE; and 2) the obligation to absorb losses or the right to receive benefits of the VIE that could potentially be significant to the VIE. The consolidated financial statements do not include any consolidated VIEs for all periods presented.
The Company's consolidated financial statements are prepared in accordance with GAAP. Intercompany accounts and transactions are eliminated in consolidation. These financial statements reflect all adjustments, which are normal and recurring in nature, necessary to present fairly the financial position, results of operations and cash flows for the periods presented. These consolidated financial statements should be read in conjunction with the Annual Report on Form 10-K for the year ended December 31, 2016. While certain disclosures included in annual financial statements prepared in accordance with GAAP have been omitted in this quarterly report, the Company believes that the information and disclosures presented herein are adequate and that such disclosures are not misleading.
Use of Estimates
Preparing the Company's consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and related notes for the periods presented. Actual results could differ from management’s estimates. Certain significant accounting policies are critical because they are based on estimates and assumptions that require complex and subjective judgments by management. Changes in these estimates or assumptions could materially impact the Company’s financial condition and results of operations. Material estimates in which management believes changes could reasonably occur include: allowance for loan losses; valuation and impairment of goodwill and acquired intangible assets; and estimates of effective tax rates, deferred taxes and valuation allowance.



E*TRADE | Q2 2017 10-Q
 
47  
                                    


Adoption of New Accounting Standards
Accounting for Employee Share-Based Payments
In March 2016, the FASB amended the accounting guidance on employee share-based payments. Relevant changes in the amended guidance include the requirement to recognize all excess tax benefits and deficiencies upon exercise or vesting as income tax expense or benefit in the consolidated statement of income; to treat excess tax benefits and deficiencies as discrete items in the reporting period they occur; to not delay recognition of excess tax benefits until the tax benefit is realized through a reduction in current taxes payable; and to make an accounting policy election to either estimate forfeitures or account for them as they occur. The Company adopted the amended accounting guidance as of January 1, 2017 and recognized a $3 million deferred tax asset and cumulative-effect adjustment to equity as of the beginning of the period. In addition, for the six months ended June 30, 2016 the Company reclassified $13 million related to shares withheld to pay taxes from cash flows from operating activities to cash flows from financing activities. Forfeitures will continue to be estimated consistent with the Company's prior accounting policies. The impact to the Company's financial condition, results of operations and cash flows will vary based on, among other factors, the market price of the Company's common stock. During the six months ended June 30, 2017 the Company recognized a $6 million income tax benefit in accordance with the new guidance.
New Accounting Standards Not Yet Adopted
Revenue Recognition on Contracts with Customers
In May 2014, the FASB amended the guidance on revenue recognition on contracts with customers. The new standard outlines a single comprehensive model for entities to apply in accounting for revenue arising from contracts with customers. The Company's accounting for net interest income is not expected to be impacted by the new standard. The FASB issued supplemental amendments to the new standard to clarify certain accounting guidance and provide narrow scope improvements and practical expedients during 2016. The amended guidance will be effective for annual and interim periods beginning on January 1, 2018 and may be applied on either a full retrospective or modified retrospective basis. The Company is in process of completing its evaluation of the new accounting guidance. This adoption is not expected to have a material impact on the Company’s financial condition, results of operations or cash flows as the satisfaction of performance obligations under the new guidance is expected to be materially consistent with the Company's existing revenue recognition policies. Similarly, the amended guidance is not expected to have a material impact on the recognition of costs incurred to obtain new contracts.
Classification and Measurement of Financial Instruments
In January 2016, the FASB amended the accounting and disclosure guidance on the classification and measurement of financial instruments. Relevant changes in the amended guidance include the requirement that equity investments, excluding those accounted for under the equity method of accounting or those resulting in consolidation of the investee, be measured at fair value in the consolidated balance sheet with changes in fair value recognized in net income. For disclosure purposes, the Company will no longer be required to disclose the methods and significant assumptions used to estimate fair value for financial instruments measured at amortized cost in the consolidated balance sheet. The amended guidance will be effective for interim and annual periods beginning on January 1, 2018 and is required to be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the consolidated balance sheet on that date. The Company is currently evaluating the impact of the new accounting guidance; however, the adoption is not expected to have a material impact on the Company’s financial condition, results of operations or cash flows as debt securities represent the majority of the Company's investment portfolio.



E*TRADE | Q2 2017 10-Q
 
48  
                                    


Accounting for Leases
In February 2016, the FASB amended the guidance on accounting for leases. The new standard requires lessees to recognize assets and liabilities on the balance sheet for the rights and obligations created by all qualifying leases with terms of more than twelve months. The recognition, measurement and presentation of expenses and cash flows arising from a lease by a lessee remains substantially unchanged and depends on classification as a finance or operating lease. The new standard also requires quantitative and qualitative disclosures that provide information about the amounts related to leasing arrangements recorded in the consolidated financial statements. The new guidance will be effective for interim and annual periods beginning on January 1, 2019 and is required to be applied on a modified retrospective basis to the earliest period presented, which includes practical expedient options in certain circumstances. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, the Company's business model of providing services through digital platforms and via phone and online channels in addition to 30 regional branches may limit the impact of the amended lease accounting guidance to the Company's financial condition.
Accounting for Credit Losses
In June 2016, the FASB amended the accounting guidance on accounting for credit losses. The amended guidance requires measurement of all expected credit losses for financial instruments and other commitments to extend credit held at the reporting date. For financial assets measured at amortized cost, factors such as historical experience, current conditions, and reasonable and supportable forecasts will be used to estimate expected credit losses. The amended guidance will also change the manner in which credit losses are recognized on debt securities classified as available-for-sale. The new guidance will be effective for interim and annual periods beginning January 1, 2020. Early adoption is permitted. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, given the recent performance of the Company's run-off legacy loan portfolio and the credit profile of the current investment securities portfolio, the Company does not expect the amended accounting guidance to have as significant of an impact as it could have if the Company were originating or purchasing loans.
Classification of Certain Cash Receipts and Cash Payments
In August 2016, the FASB amended the guidance on the presentation and classification of certain cash receipts and cash payments in the consolidated statement of cash flows to eliminate current diversity in practice. The new guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company does not expect the amended accounting guidance to have a significant impact on its consolidated statement of cash flows.
Classification of Restricted Cash
In November 2016, the FASB amended the guidance on the presentation and classification of changes in restricted cash in the consolidated statement of cash flows to eliminate current diversity in practice. The amended guidance requires the consolidated statement of cash flows to explain the change during the period in the total cash, cash equivalents, and amounts generally described as restricted cash and restricted cash equivalents. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company is currently evaluating the impact of the new presentation and classification guidance.



E*TRADE | Q2 2017 10-Q
 
49  
                                    


Clarifying the Definition of a Business
In January 2017, the FASB issued guidance to clarify the definition of a business in order to assist companies in the evaluation of whether transactions should be accounted for as acquisitions or disposals of assets or businesses. The amended guidance also removes the existing evaluation of a market participant's ability to replace missing elements and narrows the definition of output to achieve consistency with other topics. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied prospectively. Early adoption is permitted.
Simplifying the Test for Goodwill Impairment
In January 2017, the FASB issued guidance to simplify the test for goodwill impairment by eliminating Step 2 from the goodwill impairment test. The amended guidance requires the Company to perform its annual goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An impairment charge should be recognized at the amount by which the carrying amount exceeds the fair value of the reporting unit; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Income tax effects resulting from any tax deductible goodwill should be considered when measuring the goodwill impairment loss, if applicable. The Company will still have the option to perform a qualitative assessment to conclude whether it is more likely than not that the carrying amount of the Company exceeds its fair value. The guidance will be effective for interim and annual periods beginning January 1, 2020 and must be applied prospectively. Early adoption is permitted.
Premium Amortization on Purchased Callable Debt Securities
In March 2017, the FASB issued guidance to amend the amortization period for certain purchased callable debt securities held at a premium. The amended guidance shortens the amortization period for certain callable debt securities held at a premium by requiring the premium to be amortized to the earliest call date. The guidance does not amend the accounting for securities held at a discount. The guidance will be effective for interim and annual periods beginning January 1, 2019 and must be applied on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Early adoption is permitted. Based on the current composition of the Company's securities portfolio, the new guidance is not expected to have a significant impact on the Company's financial condition or results of operations.



E*TRADE | Q2 2017 10-Q
 
50  
                                    


NOTE 2—INTEREST INCOME AND INTEREST EXPENSE
The following table shows the components of interest income and interest expense (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Interest income:
 
 
 
 
 
 
 
Cash and equivalents
$
2

 
$
1

 
$
4

 
$
3

Cash required to be segregated under federal or other regulations
3

 
1

 
6

 
2

Available-for-sale securities
95

 
68

 
180

 
132

Held-to-maturity securities
137

 
107

 
257

 
210

Margin receivables
75

 
61

 
141

 
125

Loans
41

 
49

 
84

 
100

Broker-related receivables and other
1

 
1

 
1

 
1

Subtotal interest income
354

 
288

 
673

 
573

Other interest revenue(1)
24

 
18

 
46

 
41

Total interest income
378

 
306

 
719

 
614

Interest expense:
 
 
 
 
 
 
 
Deposits
(1
)
 
(1
)
 
(2
)
 
(2
)
Customer payables
(2
)
 
(1
)
 
(3
)
 
(2
)
Other borrowings
(5
)
 
(4
)
 
(10
)
 
(9
)
Corporate debt
(13
)
 
(14
)
 
(27
)
 
(27
)
Subtotal interest expense
(21
)

(20
)
 
(42
)
 
(40
)
Other interest expense(2)
(1
)
 

 
(2
)
 
(1
)
Total interest expense
(22
)
 
(20
)
 
(44
)
 
(41
)
Net interest income
$
356

 
$
286

 
$
675

 
$
573

(1)
Represents interest income on securities loaned.
(2)
Represents interest expense on securities borrowed.
NOTE 3—FAIR VALUE DISCLOSURES
Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. In determining fair value, the Company may use various valuation approaches, including market, income and/or cost approaches. The fair value hierarchy requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is a market-based measure considered from the perspective of a market participant. Accordingly, even when market assumptions are not readily available, the Company’s own assumptions reflect those that market participants would use in pricing the asset or liability at the measurement date. The fair value measurement accounting guidance describes the following three levels used to classify fair value measurements:
Level 1—unadjusted quoted prices in active markets for identical assets or liabilities that are accessible by the Company
Level 2—quoted prices for similar assets and liabilities in an active market, quoted prices in markets that are not active or for which all significant inputs are observable, either directly or indirectly
Level 3—unobservable inputs that are significant to the fair value of the assets or liabilities



E*TRADE | Q2 2017 10-Q
 
51  
                                    


The availability of observable inputs can vary and in certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy. In such cases, the level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The Company’s assessment of the significance of a particular input to a fair value measurement requires judgment and consideration of factors specific to the asset or liability.
Recurring Fair Value Measurement Techniques
Mortgage-backed Securities
The Company’s mortgage-backed securities portfolio is comprised of agency mortgage-backed securities which are guaranteed by U.S. government sponsored enterprises and federal agencies. The fair value of agency mortgage-backed securities was determined using a market approach with quoted market prices, recent transactions and spread data for identical or similar instruments. Agency mortgage-backed securities were categorized in Level 2 of the fair value hierarchy.
Other Debt Securities
The Company's fair value level classification of U.S. Treasuries is based on the original maturity dates of the securities and whether the securities are the most recent issuances of a given maturity. U.S. Treasuries with original maturities less than one year are classified as Level 1. U.S. Treasuries with original maturities longer than one year are classified as Level 1 if they represent the most recent issuance of a given maturity; otherwise, these securities are classified as Level 2.
The fair value measurements of agency debentures and agency debt securities were determined using market and income approaches along with the Company’s own trading activities for identical or similar instruments and were categorized in Level 2 of the fair value hierarchy.
All of the Company’s municipal bonds were rated investment grade at June 30, 2017. These securities were valued using a market approach with pricing service valuations corroborated by recent market transactions for identical or similar bonds. Municipal bonds and corporate bonds were categorized in Level 2 of the fair value hierarchy.
Publicly Traded Equity Securities
The fair value measurements of the Company's publicly traded equity securities were classified as Level 1 of the fair value hierarchy as they were based on quoted prices in active markets.
Derivative Instruments
Interest rate swap and option contracts were valued with an income approach using pricing models that are commonly used by the financial services industry. The market observable inputs used in the pricing models include the swap curve, the volatility surface, and prime or overnight indexed swap basis from a financial data provider. The Company does not consider these models to involve significant judgment on the part of management, and the Company corroborated the fair value measurements with counterparty valuations. The Company’s derivative instruments were categorized in Level 2 of the fair value hierarchy. The consideration of credit risk, the Company’s or the counterparty’s, did not result in an adjustment to the valuation of its derivative instruments in the periods presented.



E*TRADE | Q2 2017 10-Q
 
52  
                                    


Nonrecurring Fair Value Measurement Techniques
Certain other assets are recorded at fair value on a nonrecurring basis: 1) one- to four-family and home equity loans in which the amount of the loan balance in excess of the estimated current value of the underlying property less estimated selling costs has been charged-off; and 2) real estate owned that is carried at the lower of the property’s carrying value or fair value less estimated selling costs.
The Company evaluates and reviews assets that have been subject to fair value measurement requirements on a quarterly basis in accordance with policies and procedures that were designed to be in compliance with guidance from the Company’s regulators. These policies and procedures govern the frequency of the review, the use of acceptable valuation methods, and the consideration of estimated selling costs.
Loans Receivable
Loans that have been delinquent for 180 days or that are in bankruptcy and certain TDR loan modifications are charged-off based on the estimated current value of the underlying property less estimated selling costs. Property valuations for these one- to four-family and home equity loans are based on the most recent "as is" property valuation data available, which may include appraisals, broker price opinions (BPOs), automated valuation models or updated values using home price indices. Subsequent to the recording of an initial fair value measurement, these loans continue to be measured at fair value on a nonrecurring basis, utilizing the estimated value of the underlying property less estimated selling costs. These property valuations are updated on a monthly, quarterly or semi-annual basis depending on the type of valuation initially used. If the valuation data obtained is significantly different from the valuation previously received, the Company reviews additional property valuation data to corroborate or update the valuation. If the value of the underlying property has declined, an additional charge-off is recorded. If the value of the underlying property has increased, previously charged-off amounts are not reversed. Recoveries of previously charged-off amounts are recognized within the allowance for loan losses when received.
Real Estate Owned
Property valuations for real estate owned are based on the lowest value of the most recent property valuation data available, which may include appraisals, listing prices or approved offer prices.
Nonrecurring fair value measurements on one- to four-family and home equity loans and real estate owned were classified as Level 3 of the fair value hierarchy as the valuations included unobservable inputs that were significant to the fair value. The following table presents additional information about significant unobservable inputs used in the valuation of assets measured at fair value on a nonrecurring basis that were categorized in Level 3 of the fair value hierarchy at June 30, 2017 and December 31, 2016:
 
Unobservable Inputs
 
Average
 
Range
June 30, 2017
 
 
 
 
 
Loans receivable:
 
 
 
 
 
One- to four-family
Appraised value
 
$
416,000

 
$40,000-$1,200,000
Home equity
Appraised value
 
$
320,500

 
$29,500-$1,990,000
Real estate owned
Appraised value
 
$
296,500

 
$17,000-$1,120,000
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
Loans receivable:
 
 
 
 
 
One- to four-family
Appraised value
 
$
408,100

 
$50,000-$1,490,000
Home equity
Appraised value
 
$
312,000

 
$6,000-$2,500,000
Real estate owned
Appraised value
 
$
342,300

 
$21,500-$1,800,000



E*TRADE | Q2 2017 10-Q
 
53  
                                    


Recurring and Nonrecurring Fair Value Measurements
Assets and liabilities measured at fair value at June 30, 2017 and December 31, 2016 are summarized in the following tables (dollars in millions):
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
June 30, 2017:
 
 
 
 
 
 
 
Recurring fair value measurements:
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$

 
$
17,380

 
$

 
$
17,380

Agency debentures

 
988

 

 
988

U.S. Treasuries

 
451

 

 
451

Agency debt securities

 
33

 

 
33

Municipal bonds

 
31

 

 
31

Total debt securities

 
18,883

 

 
18,883

Publicly traded equity securities
7

 

 

 
7

Total available-for-sale securities
7

 
18,883

 

 
18,890

Receivables from brokers, dealers and clearing organizations:
 
 
 
 
 
 
 
U.S. Treasuries
134

 

 

 
134

Other assets:
 
 
 
 
 
 
 
Derivative assets(1)

 
90

 

 
90

Total assets measured at fair value on a recurring basis(2)
$
141

 
$
18,973

 
$

 
$
19,114

Liabilities
 
 
 
 
 
 
 
Other liabilities:
 
 
 
 
 
 
 
Derivative liabilities(1)
$

 
$
38

 
$

 
$
38

Total liabilities measured at fair value on a recurring basis(2)
$

 
$
38

 
$

 
$
38

Nonrecurring fair value measurements:
 
 
 
 
 
 
 
Loans receivable, net:
 
 
 
 
 
 
 
One- to four-family
$

 
$

 
$
14

 
$
14

Home equity

 

 
19

 
19

Total loans receivable

 

 
33

 
33

Other assets:
 
 
 
 
 
 
 
Real estate owned

 

 
20

 
20

Total assets measured at fair value on a nonrecurring basis(3)
$

 
$

 
$
53

 
$
53

 
(1)
All derivative assets and liabilities were interest rate contracts at June 30, 2017. Information related to derivative instruments is detailed in Note 7—Derivative Instruments and Hedging Activities.
(2)
Assets and liabilities measured at fair value on a recurring basis represented 33% and less than 1% of the Company’s total assets and total liabilities, respectively, at June 30, 2017.
(3)
Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at June 30, 2017, and for which a fair value measurement was recorded during the period.



E*TRADE | Q2 2017 10-Q
 
54  
                                    


 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
December 31, 2016:
 
 
 
 
 
 
 
Recurring fair value measurements:
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$

 
$
12,634

 
$

 
$
12,634

Agency debentures

 
788

 

 
788

U.S. Treasuries

 
407

 

 
407

Agency debt securities

 
24

 

 
24

Municipal bonds

 
32

 

 
32

Total debt securities

 
13,885

 

 
13,885

Publicly traded equity securities
7

 

 

 
7

Total available-for-sale securities
7

 
13,885

 

 
13,892

Other assets:
 
 
 
 
 
 
 
Derivative assets(1)

 
165

 

 
165

Total assets measured at fair value on a recurring basis(2)
$
7

 
$
14,050

 
$

 
$
14,057

Liabilities
 
 
 
 
 
 
 
Other liabilities:
 
 
 
 
 
 
 
Derivative liabilities(1)
$

 
$
31

 
$

 
$
31

Total liabilities measured at fair value on a recurring basis(2)
$

 
$
31

 
$

 
$
31

Nonrecurring fair value measurements:
 
 
 
 
 
 
 
Loans receivable, net:
 
 
 
 
 
 
 
One- to four-family
$

 
$

 
$
25

 
$
25

Home equity

 

 
21

 
21

Total loans receivable

 

 
46

 
46

Other assets:
 
 
 
 
 
 
 
Real estate owned

 

 
35

 
35

Total assets measured at fair value on a nonrecurring basis(3)
$

 
$

 
$
81

 
$
81

 
(1)
All derivative assets and liabilities were interest rate contracts at December 31, 2016. Information related to derivative instruments is detailed in Note 7—Derivative Instruments and Hedging Activities.
(2)
Assets and liabilities measured at fair value on a recurring basis represented 29% and less than 1% of the Company’s total assets and total liabilities, respectively, at December 31, 2016.
(3)
Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at December 31, 2016, and for which a fair value measurement was recorded during the period.



E*TRADE | Q2 2017 10-Q
 
55  
                                    


The following table presents gains and losses recognized on assets measured at fair value on a nonrecurring basis during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
1

 
$
1

 
$
2

 
$
2

Home equity
2

 
4

 
3

 
7

Total losses on loans receivable measured at fair value
$
3

 
$
5

 
$
5

 
$
9

Losses (gains) on real estate owned measured at fair value
$

 
$
1

 
$
(1
)
 
$
1

Transfers Between Levels 1, 2 and 3
For assets and liabilities measured at fair value on a recurring basis, the Company’s transfers between levels of the fair value hierarchy are deemed to have occurred at the beginning of the reporting period on a quarterly basis. The Company had no transfers between levels during the six months ended June 30, 2017 and 2016.
Recurring Fair Value Measurements Categorized within Level 3
For the periods presented, no assets or liabilities measured at fair value on a recurring basis were categorized within Level 3 of the fair value hierarchy.



E*TRADE | Q2 2017 10-Q
 
56  
                                    


Fair Value of Financial Instruments Not Carried at Fair Value
The following table summarizes the carrying values, fair values and fair value hierarchy level classification of financial instruments that are not carried at fair value on the consolidated balance sheet at June 30, 2017 and December 31, 2016 (dollars in millions):
 
June 30, 2017
 
Carrying
Value
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
Assets
 
 
 
 
 
 
 
 
 
Cash and equivalents
$
1,091

 
$
1,091

 
$

 
$

 
$
1,091

Cash required to be segregated under federal or other regulations
$
889

 
$
889

 
$

 
$

 
$
889

Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
18,426

 
$

 
$
18,479

 
$

 
$
18,479

Agency debentures
291

 

 
291

 

 
291

Agency debt securities
2,778

 

 
2,788

 

 
2,788

Other non-agency debt securities
7

 

 

 
7

 
7

Total held-to-maturity securities
$
21,502

 
$

 
$
21,558

 
$
7

 
$
21,565

Margin receivables(1)
$
7,773

 
$

 
$
7,773

 
$

 
$
7,773

Loans receivable, net:
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,642

 
$

 
$

 
$
1,676

 
$
1,676

Home equity
1,204

 

 

 
1,175

 
1,175

Consumer
209

 

 

 
209

 
209

Total loans receivable, net(2)
$
3,055

 
$

 
$

 
$
3,060

 
$
3,060

Receivables from brokers, dealers and clearing organizations(1)
$
1,103

 
$

 
$
1,103

 
$

 
$
1,103

Liabilities
 
 
 
 
 
 
 
 
 
Deposits
$
40,072

 
$

 
$
40,072

 
$

 
$
40,072

Customer payables
$
7,992

 
$

 
$
7,992

 
$

 
$
7,992

Payables to brokers, dealers and clearing organizations
$
1,473

 
$

 
$
1,473

 
$

 
$
1,473

Other borrowings:
 
 
 
 
 
 
 
 
 
Securities sold under agreements to repurchase
$
400

 
$

 
$
400

 
$

 
$
400

FHLB advances
$
200

 
$

 
$
200

 
$

 
$
200

Trust preferred securities
$
409

 
$

 
$

 
$
321

 
$
321

Total other borrowings
$
1,009


$


$
600


$
321


$
921

Corporate debt
$
992

 
$

 
$
1,040

 
$

 
$
1,040

(1)
The fair value of securities that the Company received as collateral in connection with margin receivables and securities borrowing activities, where the Company is permitted to sell or re-pledge the securities, was approximately $11.0 billion and $9.8 billion at June 30, 2017 and December 31, 2016, respectively. Of this amount, $2.9 billion and $2.0 billion had been pledged or sold in connection with securities loans and deposits with clearing organizations at June 30, 2017 and December 31, 2016, respectively.
(2)
The carrying value of loans receivable, net includes the allowance for loan losses of $116 million and loans that are recorded at fair value on a nonrecurring basis at June 30, 2017.



E*TRADE | Q2 2017 10-Q
 
57  
                                    


 
December 31, 2016
 
Carrying
Value
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
Assets
 
 
 
 
 
 
 
 
 
Cash and equivalents
$
1,950

 
$
1,950

 
$

 
$

 
$
1,950

Cash required to be segregated under federal or other regulations
$
1,460

 
$
1,460

 
$

 
$

 
$
1,460

Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,868

 
$

 
$
12,839

 
$

 
$
12,839

Agency debentures
29

 

 
29

 

 
29

Agency debt securities
2,854

 

 
2,848

 

 
2,848

Total held-to-maturity securities
$
15,751

 
$

 
$
15,716

 
$

 
$
15,716

Margin receivables
$
6,731

 
$

 
$
6,731

 
$

 
$
6,731

Loans receivable, net:
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,918

 
$

 
$

 
$
1,942

 
$
1,942

Home equity
1,385

 

 

 
1,311

 
1,311

Consumer
248

 

 

 
249

 
249

Total loans receivable, net(1)
$
3,551

 
$

 
$

 
$
3,502

 
$
3,502

Receivables from brokers, dealers and clearing organizations
$
1,056

 
$

 
$
1,056

 
$

 
$
1,056

Liabilities
 
 
 
 
 
 
 
 
 
Deposits
$
31,682

 
$

 
$
31,681

 
$

 
$
31,681

Customer Payables
$
8,159

 
$

 
$
8,159

 
$

 
$
8,159

Payables to brokers, dealers and clearing organizations
$
983

 
$

 
$
983

 
$

 
$
983

Trust preferred securities
$
409

 
$

 
$

 
$
288

 
$
288

Corporate debt
$
994

 
$

 
$
1,050

 
$

 
$
1,050

 
(1)
The carrying value of loans receivable, net includes the allowance for loan losses of $221 million and loans that are recorded at fair value on a nonrecurring basis at December 31, 2016.
The fair value measurement techniques for financial instruments not carried at fair value on the consolidated balance sheet at June 30, 2017 and December 31, 2016 are summarized as follows:
Cash and equivalents, cash required to be segregated under federal or other regulations, margin receivables, receivables from brokers, dealers and clearing organizations, customer payables and payables to brokers, dealers and clearing organizations—Due to their short term nature, fair value is estimated to be carrying value.
Held-to-maturity securities—The held-to-maturity securities portfolio included agency mortgage-backed securities, agency debentures, agency debt securities, and other non-agency debt securities. The fair value of held-to-maturity securities is determined consistently with the pricing of available-for-sale securities described above.
Loans receivable, net—Fair value is estimated using a discounted cash flow model. Loans are differentiated based on their individual portfolio characteristics, such as product classification, loan category and pricing features. Assumptions for expected losses, prepayments, cash flows and discount rates are adjusted to reflect the individual characteristics of the loans, such as credit risk, coupon, lien position, and payment characteristics, as well as the secondary market conditions for these types of loans.
Although the market for one- to four-family and home equity loan portfolios has improved, given the lack of observability of valuation inputs, these fair value measurements cannot be determined with precision and changes in the underlying assumptions used, including discount rates, could significantly affect the results



E*TRADE | Q2 2017 10-Q
 
58  
                                    


of current or future fair value estimates. In addition, the amount that would be realized in a forced liquidation, an actual sale or immediate settlement could be lower than both the carrying value and the estimated fair value of the portfolio.
Deposits—For certificates of deposit, fair value is estimated using a discounted cash flow model. For the remainder of deposits, fair value is the amount payable on demand at the reporting date.
Securities sold under agreements to repurchase and FHLB advances— Fair value for securities sold under agreements to repurchase and FHLB advances was determined by discounting future cash flows using discount factors derived from current observable rates implied for other similar instruments with similar remaining maturities.
Trust preferred securities—For subordinated debentures, fair value is estimated by discounting future cash flows at the yield implied by dealer pricing quotes.
Corporate debt—For interest-bearing corporate debt, fair value is estimated using dealer pricing quotes. The fair value of the non-interest-bearing convertible debentures is directly correlated to the intrinsic value of the Company’s underlying stock; therefore, as the price of the Company’s stock increases relative to the conversion price, the fair value of the convertible debentures increases.
Fair Value of Commitments and Contingencies
In the normal course of business, the Company makes various commitments to extend credit and incur contingent liabilities that are not reflected in the consolidated balance sheet. Changes in the economy or interest rates may influence the impact that these commitments and contingencies have on the Company in the future. The Company does not estimate the fair value of those commitments. The Company has the right to cancel these commitments in certain circumstances and has closed a significant amount of customer HELOCs in the past ten years. Information related to such commitments and contingent liabilities is included in Note 14—Commitments, Contingencies and Other Regulatory Matters.



E*TRADE | Q2 2017 10-Q
 
59  
                                    


NOTE 4—OFFSETTING ASSETS AND LIABILITIES
For financial statement purposes, the Company does not offset derivative instruments or securities borrowing and securities lending transactions. These activities are generally transacted under master agreements that are widely used by counterparties and that may allow for net settlements of payments in the normal course, as well as offsetting of all contracts with a given counterparty in the event of bankruptcy or default of one of the two parties to the transaction. The following table presents information about these transactions to enable the users of the Company’s consolidated financial statements to evaluate the potential effect of rights of set-off between these recognized assets and liabilities at June 30, 2017 and December 31, 2016 (dollars in millions):
 
 
 
 
 
 
 
 
 
 
Gross Amounts Not Offset in the Consolidated Balance Sheet
 
 
 
 
 
 
Gross Amounts of Recognized Assets and Liabilities
 
Gross Amounts Offset in the Consolidated Balance Sheet
 
Net Amounts Presented in the Consolidated Balance Sheet (1)
 
Financial Instruments
 
Collateral Received or Pledged (Including Cash)
 
Net Amount
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits paid for securities borrowed (2)
$
668

 
$

 
$
668

 
$
(225
)
 
$
(425
)
 
$
18

 
 
 
Total
$
668

 
$

 
$
668

 
$
(225
)
 
$
(425
)
 
$
18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits received for securities loaned (3)
$
1,420

 
$

 
$
1,420

 
$
(225
)
 
$
(1,077
)
 
$
118

 
 
Repurchase agreements (4)
400

 

 
400

 

 
(400
)
 

 
 
Derivative liabilities (5)(6)
7

 

 
7

 

 
(7
)
 

 
 
 
Total
$
1,827

 
$

 
$
1,827

 
$
(225
)
 
$
(1,484
)
 
$
118

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits paid for securities borrowed (2)
$
774

 
$

 
$
774

 
$
(192
)
 
$
(560
)
 
$
22

 
 
 
Total
$
774

 
$

 
$
774

 
$
(192
)
 
$
(560
)
 
$
22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits received for securities loaned (3)
$
926

 
$

 
$
926

 
$
(192
)
 
$
(661
)
 
$
73

 
 
Derivative liabilities (5)(6)
6

 

 
6

 

 
(6
)
 

 
 
 
Total
$
932

 
$

 
$
932

 
$
(192
)
 
$
(667
)
 
$
73

(1)
Net amount of deposits paid for securities borrowed are reflected in the receivables from brokers, dealers and clearing organizations line item in the consolidated balance sheet. Net amount of deposits received for securities loaned and derivative liabilities are reflected in the payables to brokers, dealers and clearing organizations and other liabilities line items in the consolidated balance sheet, respectively.
(2)
Included in the gross amounts of deposits paid for securities borrowed was $435 million and $307 million at June 30, 2017 and December 31, 2016, respectively, transacted through a program with a clearing organization, which guarantees the return of cash to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company’s master securities loan agreements.



E*TRADE | Q2 2017 10-Q
 
60  
                                    


(3)
Included in the gross amounts of deposits received for securities loaned was $871 million and $546 million at June 30, 2017 and December 31, 2016, respectively, transacted through a program with a clearing organization, which guarantees the return of securities to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company’s master securities loan agreements.
(4)
Collateral pledged included held-to-maturity securities at amortized cost and available-for-sale securities at fair value at June 30, 2017.
(5)
Excludes net accrued interest payable of $2 million at both June 30, 2017 and December 31, 2016.
(6)
Collateral pledged included held-to-maturity securities at amortized cost at both June 30, 2017 and December 31, 2016.
Securities Lending Transactions
Deposits paid for securities borrowed and deposits received for securities loaned are recorded at the amount of cash collateral advanced or received. Securities borrowing transactions require the Company to deposit cash with the lender whereas securities lending transactions result in the Company receiving collateral in the form of cash, with both requiring cash in an amount generally in excess of the market value of the securities. These transactions have overnight or continuous remaining contractual maturities.
Securities lending transactions expose the Company to counterparty credit risk and market risk. To manage the counterparty risk, the Company maintains internal standards for approving counterparties, reviews and analyzes the credit rating of each counterparty, and monitors its positions with each counterparty on an ongoing basis. In addition, for certain of the Company's securities lending transactions, the Company uses a program with a clearing organization that guarantees the return of securities. The Company monitors the market value of the securities borrowed and loaned using collateral arrangements that require additional collateral to be obtained from or excess collateral to be returned to the counterparties based on changes in market value, to maintain specified collateral levels.
Repurchase Agreements
Repurchase agreements are collateralized borrowing transactions utilized by the Company for short-term liquidity and funding requirements. These agreements give the Company, as the transferor of collateral to a counterparty, the right or obligation to repurchase the same or similar collateral at a specified price on a given date. Repurchase agreements utilized by the Company are generally collateralized by mortgage-backed or other investment-grade securities. The counterparties retain possession of the collateral until maturity of the agreement.
Derivative Transactions
Certain types of derivatives that the Company utilizes in its hedging activities are subject to derivatives clearing agreements (cleared derivatives contracts) under the Dodd-Frank Act. These cleared derivatives contracts enable clearing by a derivatives clearing organization through a clearing member. Under the contracts, the clearing member typically has a one-way right to offset all contracts in the event of the Company's default or bankruptcy. Collateral exchanged under these contracts is not included in the table above as the contracts may not qualify as master netting agreements. At June 30, 2017 and December 31, 2016, the Company had $90 million and $165 million, respectively, of cleared derivative contract assets. At June 30, 2017 and December 31, 2016, the Company had $31 million and $25 million, respectively, of cleared derivative contract liabilities.
In January 2017, a clearing organization through which the Company executes certain of its derivative contracts amended its rulebook to legally characterize variation margin payments as settlements of the derivatives' exposure rather than collateral against the exposure. For these contracts, amounts exchanged with counterparties are reflected as a reduction of the related derivative assets or liabilities, including accrued interest, on the consolidated balance sheet. At June 30, 2017, the Company had derivative assets and liabilities of $13 million and $20 million, respectively, excluding accrued interest, that were settled by variation margin payments and are therefore excluded from the table above.



E*TRADE | Q2 2017 10-Q
 
61  
                                    


NOTE 5—AVAILABLE-FOR-SALE AND HELD-TO-MATURITY SECURITIES
The amortized cost and fair value of available-for-sale and held-to-maturity securities at June 30, 2017 and December 31, 2016 are shown in the following tables (dollars in millions):
 
Amortized
Cost
 
Gross
Unrealized /
Unrecognized
Gains
 
Gross
Unrealized /
Unrecognized
Losses
 
Fair Value
June 30, 2017:
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
17,542

 
$
60

 
$
(222
)
 
$
17,380

Agency debentures
969

 
33

 
(14
)
 
988

U.S. Treasuries
453

 
6

 
(8
)
 
451

Agency debt securities
34

 

 
(1
)
 
33

Municipal bonds
31

 

 

 
31

Total debt securities
19,029

 
99

 
(245
)
 
18,883

Publicly traded equity securities(1)
7

 

 

 
7

Total available-for-sale securities
$
19,036

 
$
99

 
$
(245
)
 
$
18,890

Held-to-maturity securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
18,426

 
$
168

 
$
(115
)
 
$
18,479

Agency debentures
291

 
1

 
(1
)
 
291

Agency debt securities
2,778

 
30

 
(20
)
 
2,788

Other non-agency debt securities
7

 

 

 
7

Total held-to-maturity securities
$
21,502

 
$
199

 
$
(136
)
 
$
21,565

 
 
 
 
 
 
 
 
December 31, 2016:

 
 
 
 
 

Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,946

 
$
24

 
$
(336
)
 
$
12,634

Agency debentures
791

 
18

 
(21
)
 
788

U.S. Treasuries
452

 

 
(45
)
 
407

Agency debt securities
25

 

 
(1
)
 
24

Municipal bonds
32

 

 

 
32

Total debt securities
14,246

 
42

 
(403
)
 
13,885

Publicly traded equity securities(1)
7

 

 

 
7

Total available-for-sale securities
$
14,253

 
$
42

 
$
(403
)
 
$
13,892

Held-to-maturity securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,868

 
$
123

 
$
(152
)
 
$
12,839

Agency debentures
29

 

 

 
29

Agency debt securities
2,854

 
26

 
(32
)
 
2,848

Total held-to-maturity securities
$
15,751

 
$
149

 
$
(184
)
 
$
15,716

(1)
Consists of investments in a mutual fund related to the Community Reinvestment Act.



E*TRADE | Q2 2017 10-Q
 
62  
                                    


Contractual Maturities
The contractual maturities of all available-for-sale and held-to-maturity debt securities at June 30, 2017 are shown in the following table (dollars in millions): 
 
Amortized Cost
 
Fair Value
Available-for-sale debt securities:
 
 
 
Due within one year
$
4

 
$
4

Due within one to five years
57

 
56

Due within five to ten years
7,221

 
7,149

Due after ten years
11,747

 
11,674

Total available-for-sale debt securities
$
19,029

 
$
18,883

Held-to-maturity debt securities:
 
 
 
Due within one year
$
209

 
$
210

Due within one to five years
1,786

 
1,829

Due within five to ten years
5,060

 
5,083

Due after ten years
14,447

 
14,443

Total held-to-maturity debt securities
$
21,502

 
$
21,565

At June 30, 2017 and December 31, 2016, the Company pledged $3.6 billion and $0.5 billion, respectively, of held-to-maturity debt securities, and $317 million and $6 million of available-for-sale securities, respectively, for the same periods, as collateral for repurchase agreements, FHLB advances, derivatives and other purposes.





E*TRADE | Q2 2017 10-Q
 
63  
                                    


Investments with Unrealized or Unrecognized Losses
The following tables show the fair value and unrealized or unrecognized losses on available-for-sale and held-to-maturity securities, aggregated by investment category, and the length of time that individual securities have been in a continuous unrealized or unrecognized loss position at June 30, 2017 and December 31, 2016 (dollars in millions):
 
Less than 12 Months
 
12 Months or More
 
Total
 
Fair Value
 
Unrealized /
Unrecognized
Losses
 
Fair Value
 
Unrealized /
Unrecognized
Losses
 
Fair Value
 
Unrealized /
Unrecognized
Losses
June 30, 2017:
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
8,277

 
$
(173
)
 
$
1,813

 
$
(49
)
 
$
10,090

 
$
(222
)
Agency debentures
374

 
(14
)
 

 

 
374

 
(14
)
U.S. Treasuries
290

 
(8
)
 

 

 
290

 
(8
)
Agency debt securities
33

 
(1
)
 

 

 
33

 
(1
)
Municipal bonds
12

 

 

 

 
12

 

Publicly traded equity securities
7

 

 

 

 
7

 

Total temporarily impaired available-for-sale securities
$
8,993

 
$
(196
)
 
$
1,813

 
$
(49
)
 
$
10,806

 
$
(245
)
Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
6,910

 
$
(88
)
 
$
1,148

 
$
(27
)
 
$
8,058

 
$
(115
)
Agency debentures
161

 
(1
)
 

 

 
161

 
(1
)
Agency debt securities
1,483

 
(20
)
 
17

 

 
1,500

 
(20
)
Total temporarily impaired held-to-maturity securities
$
8,554

 
$
(109
)
 
$
1,165

 
$
(27
)
 
$
9,719

 
$
(136
)
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016:

 

 

 

 

 

Available-for-sale securities:
 
 
 
 
 
 
 
 


 


Debt securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
9,281

 
$
(279
)
 
$
1,620

 
$
(57
)
 
$
10,901

 
$
(336
)
Agency debentures
454

 
(21
)
 

 

 
454

 
(21
)
U.S. Treasuries
407

 
(45
)
 

 

 
407

 
(45
)
Agency debt securities
24

 
(1
)
 

 

 
24

 
(1
)
Municipal bonds
13

 

 

 

 
13

 

Publicly traded equity securities
7

 

 

 

 
7

 

Total temporarily impaired available-for-sale securities
$
10,186

 
$
(346
)
 
$
1,620

 
$
(57
)
 
$
11,806

 
$
(403
)
Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
5,929

 
$
(123
)
 
$
1,272

 
$
(29
)
 
$
7,201

 
$
(152
)
Agency debentures
18

 

 

 

 
18

 

Agency debt securities
1,739

 
(32
)
 
18

 

 
1,757

 
(32
)
Total temporarily impaired held-to-maturity securities
$
7,686

 
$
(155
)
 
$
1,290

 
$
(29
)
 
$
8,976

 
$
(184
)



E*TRADE | Q2 2017 10-Q
 
64  
                                    


The Company does not believe that any individual unrealized loss in the available-for-sale portfolio or unrecognized loss in the held-to-maturity portfolio as of June 30, 2017 represents a credit loss. The Company does not intend to sell the debt securities in an unrealized or unrecognized loss position as of the balance sheet date and it is not more likely than not that the Company will be required to sell the debt securities before the anticipated recovery of its remaining amortized cost of the debt securities in an unrealized or unrecognized loss position at June 30, 2017.
There were no impairment losses recognized in earnings on available-for-sale or held-to-maturity securities during the six months ended June 30, 2017 and 2016, respectively.
Gains on Securities and Other, Net
The following table shows the components of the gains on securities and other, net line item on the consolidated statement of income for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Gains on available-for-sale securities
$
10

 
$
14

 
$
18

 
$
29

Hedge ineffectiveness
(2
)
 
(2
)
 
(3
)
 
(4
)
Equity method investment income (loss) and other
(1
)
 
(2
)
 
2

 
(5
)
Gains on securities and other, net
$
7

 
$
10

 
$
17

 
$
20

NOTE 6—LOANS RECEIVABLE, NET
Loans receivable, net at June 30, 2017 and December 31, 2016 are summarized as follows (dollars in millions): 
 
June 30,
 
December 31,
 
2017
 
2016
One- to four-family
$
1,659

 
$
1,950

Home equity
1,287

 
1,556

Consumer
212

 
250

Total loans receivable
3,158

 
3,756

Unamortized premiums, net
13

 
16

Allowance for loan losses
(116
)
 
(221
)
Total loans receivable, net
$
3,055

 
$
3,551

During the three months ended June 30, 2017, the Company sold certain loans with a carrying value of $41 million for proceeds that approximated book value.
At June 30, 2017, the Company pledged $2.6 billion and $0.2 billion of loans as collateral to the FHLB and Federal Reserve Bank of Richmond, respectively. At December 31, 2016, the Company pledged $3.1 billion and $0.3 billion of loans as collateral to the FHLB and Federal Reserve Bank of Richmond, respectively.



E*TRADE | Q2 2017 10-Q
 
65  
                                    


The following table presents the total recorded investment in loans receivable and allowance for loan losses by loans that have been collectively evaluated for impairment and those that have been individually evaluated for impairment by loan class at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
Recorded Investment
 
Allowance for Loan Losses
 
June 30,
 
December 31,
 
June 30,
 
December 31,
 
2017
 
2016
 
2017
 
2016
Collectively evaluated for impairment:
 
 
 
 
 
 
 
One- to four-family
$
1,445

 
$
1,717

 
$
22

 
$
38

Home equity
1,109

 
1,361

 
44

 
120

Consumer
214

 
253

 
5

 
5

Total collectively evaluated for impairment
2,768

 
3,331

 
71

 
163

Individually evaluated for impairment:
 
 
 
 
 
 
 
One- to four-family
225

 
246

 
7

 
7

Home equity
178

 
195

 
38

 
51

Total individually evaluated for impairment
403

 
441

 
45

 
58

Total
$
3,171

 
$
3,772

 
$
116

 
$
221

Credit Quality and Concentrations of Credit Risk
The Company tracks and reviews factors to predict and monitor credit risk in its mortgage loan portfolio on an ongoing basis. These factors include: loan type, estimated current LTV/CLTV ratios, delinquency history, borrowers’ current credit scores, housing prices, loan vintage and geographic location of the property. The Company believes LTV/CLTV ratios and credit scores are the key factors in determining future loan performance. The factors are updated on at least a quarterly basis. The Company tracks and reviews delinquency status to predict and monitor credit risk in the consumer loan portfolio on at least a quarterly basis.



E*TRADE | Q2 2017 10-Q
 
66  
                                    


Credit Quality
The following tables show the distribution of the Company’s mortgage loan portfolios by credit quality indicator at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
One- to Four-Family
 
Home Equity
 
June 30,
 
December 31,
 
June 30,
 
December 31,
Current LTV/CLTV(1)
2017
 
2016
 
2017
 
2016
<=80%
$
1,135

 
$
1,308

 
$
592

 
$
686

80%-100%
334

 
413

 
349

 
414

100%-120%
99

 
143

 
214

 
274

>120%
91

 
86

 
132

 
182

Total mortgage loans receivable
$
1,659

 
$
1,950

 
$
1,287

 
$
1,556

Average estimated current LTV/CLTV (2)
73
%
 
73
%
 
85
%
 
87
%
Average LTV/CLTV at loan origination (3)
71
%
 
71
%
 
81
%
 
81
%
 
(1)
Current CLTV calculations for home equity loans are based on the maximum available line for HELOCs and outstanding principal balance for home equity installment loans. For home equity loans in the second lien position, the original balance of the first lien loan at origination date and updated valuations on the property underlying the loan are used to calculate CLTV. Current property value estimates are updated on a quarterly basis.
(2)
The average estimated current LTV/CLTV ratio reflects the outstanding balance at the balance sheet date and the maximum available line for HELOCs, divided by the estimated current value of the underlying property.
(3)
Average LTV/CLTV at loan origination calculations are based on LTV/CLTV at time of purchase for one- to four-family purchased loans and home equity installment loans and maximum available line for HELOCs
 
One- to Four-Family
 
Home Equity
 
June 30,
 
December 31,
 
June 30,
 
December 31,
Current FICO
2017
 
2016
 
2017
 
2016
>=720
$
941

 
$
1,121

 
$
639

 
$
778

719 - 700
153

 
179

 
127

 
156

699 - 680
115

 
153

 
109

 
141

679 - 660
109

 
121

 
92

 
117

659 - 620
141

 
154

 
125

 
149

<620
200

 
222

 
195

 
215

Total mortgage loans receivable
$
1,659

 
$
1,950

 
$
1,287

 
$
1,556




E*TRADE | Q2 2017 10-Q
 
67  
                                    


Concentrations of Credit Risk
The following table outlines when one- to four-family and HELOCs convert to amortizing by percentage of the one- to four-family portfolio and HELOC portfolios, respectively, at June 30, 2017:
Period of Conversion to Amortizing Loan
% of One- to Four-Family
Portfolio
 
% of Home Equity Line of 
Credit Portfolio
Already amortizing
96%
 
99%
Q3 2017
4%
 
—%
Q4 2017 or later
—%
 
1%
The average age of our mortgage loans receivable was 11.3 and 10.8 years at June 30, 2017 and December 31, 2016, respectively. Approximately 35% and 36% of the Company’s mortgage loans receivable were concentrated in California at June 30, 2017 and December 31, 2016, respectively. No other state had concentrations of mortgage loans that represented 10% or more of the Company’s mortgage loans receivable at June 30, 2017 and December 31, 2016.
Delinquent Loans
The following table shows total loans receivable by delinquency category at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
Current
 
30-89 Days
Delinquent
 
90-179 Days
Delinquent
 
180+ Days
Delinquent
 
Total
June 30, 2017
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,488

 
$
62

 
$
28

 
$
81

 
$
1,659

Home equity
1,192

 
37

 
18

 
40

 
1,287

Consumer
208

 
4

 

 

 
212

Total loans receivable
$
2,888

 
$
103

 
$
46

 
$
121

 
$
3,158

December 31, 2016
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,774

 
$
67

 
$
23

 
$
86

 
$
1,950

Home equity
1,442

 
43

 
18

 
53

 
1,556

Consumer
245

 
4

 
1

 

 
250

Total loans receivable
$
3,461

 
$
114

 
$
42

 
$
139

 
$
3,756

One- to four-family loans are generally secured in a first lien position by real estate assets, reducing the potential loss when compared to an unsecured loan. Home equity loans are generally secured by real estate assets; however, the majority of these loans are secured in a second lien position, which substantially increases the potential loss when compared to a first lien position. The loss severity of our second lien home equity loans was approximately 85% for a trailing twelve-month period as of June 30, 2017.



E*TRADE | Q2 2017 10-Q
 
68  
                                    


Nonperforming Loans
The following table shows the comparative data for nonperforming loans at June 30, 2017 and December 31, 2016 (dollars in millions):
  
June 30,
 
December 31,
 
2017
 
2016
One- to four-family
$
205

 
$
215

Home equity
116

 
136

Consumer

 
1

Total nonperforming loans receivable
$
321

 
$
352

At June 30, 2017 and December 31, 2016, the Company held $29 million and $35 million, respectively, of real estate owned that were acquired through foreclosure or through a deed in lieu of foreclosure or similar legal agreement. The Company held $102 million and $112 million of loans for which formal foreclosure proceedings were in process at June 30, 2017 and December 31, 2016, respectively.



E*TRADE | Q2 2017 10-Q
 
69  
                                    


Allowance for Loan Losses
The following table provides a roll forward by loan portfolio of the allowance for loan losses for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30, 2017
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
46

 
$
162

 
$
5

 
$
213

Provision (benefit) for loan losses
(18
)
 
(81
)
 

 
(99
)
Charge-offs

 
(5
)
 
(1
)
 
(6
)
Recoveries
1

 
6

 
1

 
8

Net (charge-offs) recoveries
1

 
1

 

 
2

Allowance for loan losses, end of period
$
29

 
$
82

 
$
5

 
$
116

 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
49

 
$
267

 
$
6

 
$
322

Provision (benefit) for loan losses
(8
)
 
(28
)
 
1

 
(35
)
Charge-offs

 
(4
)
 
(2
)
 
(6
)
Recoveries
1

 
10

 
1

 
12

Net (charge-offs) recoveries
1

 
6

 
(1
)
 
6

Allowance for loan losses, end of period
$
42

 
$
245

 
$
6

 
$
293

 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2017
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
45

 
$
171

 
$
5

 
$
221

Provision (benefit) for loan losses
(18
)
 
(96
)
 
1

 
(113
)
Charge-offs

 
(5
)
 
(3
)
 
(8
)
Recoveries
2

 
12

 
2

 
16

Net (charge-offs) recoveries
2

 
7

 
(1
)
 
8

Allowance for loan losses, end of period
$
29

 
$
82

 
$
5

 
$
116

 
Six Months Ended June 30, 2016
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
40

 
$
307

 
$
6

 
$
353

Provision (benefit) for loan losses

 
(70
)
 
1

 
(69
)
Charge-offs
(1
)
 
(9
)
 
(4
)
 
(14
)
Recoveries
3

 
17

 
3

 
23

Net (charge-offs) recoveries
2

 
8

 
(1
)
 
9

Allowance for loan losses, end of period
$
42

 
$
245

 
$
6

 
$
293




E*TRADE | Q2 2017 10-Q
 
70  
                                    


During the three months ended June 30, 2017, the Company refined the default assumptions in the quantitative allowance methodology based on the sustained outperformance of converted mortgage loans that had been amortizing for 12 months or longer. This refinement resulted in approximately $70 million of benefit to the provision for loan losses during the second quarter of 2017. In order to refine the default assumptions around the remaining population that had not yet started amortizing or that had not reached 12 months post conversion, the Company evaluated whether the credit quality and performance of these loans was consistent with the seasoned amortizing portfolio. The Company determined that FICO scores, LTV/CLTVs and delinquency rates were comparable to the seasoned portfolio, and therefore applied the refined default assumptions to this remaining population. The current period benefit also reflected recoveries in excess of prior estimates, including recoveries of previous charge-offs.
Impaired Loans—Troubled Debt Restructurings
The following table shows a summary of the Company’s recorded investment in TDRs that were on accrual and nonaccrual status, further disaggregated by delinquency status, in addition to the recorded investment in TDRs at June 30, 2017 and December 31, 2016 (dollars in millions):
  
 
 
Nonaccrual TDRs
 
 
 
Accrual 
TDRs(1)
 
Current(2)
 
30-89 Days
Delinquent
 
90-179 Days
Delinquent
 
180+ Days
Delinquent
 
Total Recorded
Investment in 
TDRs (3)(4)
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
88

 
$
80

 
$
15

 
$
9

 
$
33

 
$
225

Home equity
111

 
38

 
9

 
4

 
16

 
178

Total
$
199

 
$
118

 
$
24

 
$
13

 
$
49

 
$
403

December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
97

 
$
90

 
$
16

 
$
8

 
$
35

 
$
246

Home equity
119

 
41

 
10

 
4

 
21

 
195

Total
$
216

 
$
131

 
$
26

 
$
12

 
$
56

 
$
441


(1)
Represents loans modified as TDRs that are current and have made six or more consecutive payments.
(2)
Represents loans modified as TDRs that are current but have not yet made six consecutive payments, bankruptcy loans and certain junior lien TDRs that have a delinquent senior lien.
(3)
The unpaid principal balance in one- to four-family TDRs was $223 million and $243 million at June 30, 2017 and December 31, 2016, respectively. For home equity loans, the recorded investment in TDRs represents the unpaid principal balance.
(4)
Total recorded investment in TDRs at June 30, 2017 consisted of $295 million of loans modified as TDRs and $108 million of loans that have been charged off due to bankruptcy notification. Total recorded investment in TDRs at December 31, 2016 consisted of $316 million of loans modified as TDRs and $125 million of loans that have been charged off due to bankruptcy notification.
The recorded investment in loans modified as TDRs includes the charge-offs related to certain loans that were written down to estimated current value of the underlying property less estimated selling costs. These charge-offs were recorded on modified loans that were delinquent in excess of 180 days, in bankruptcy, or when certain characteristics of the loan, including CLTV, borrower's credit and type of modification, cast substantial doubt on the borrower's ability to repay the loan.



E*TRADE | Q2 2017 10-Q
 
71  
                                    


The following table shows the average recorded investment and interest income recognized both on a cash and accrual basis for the Company’s TDRs during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Average Recorded Investment
 
Interest Income Recognized
 
Three Months Ended June 30,
 
Three Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
231

 
$
278

 
$
2

 
$
3

Home equity
184

 
206

 
4

 
4

Total
$
415

 
$
484

 
$
6

 
$
7

 
 
 
 
 
 
 
 
 
Average Recorded Investment
 
Interest Income Recognized
 
Six Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
236

 
$
280

 
$
5

 
$
5

Home equity
188

 
206

 
8

 
8

Total
$
424

 
$
486

 
$
13

 
$
13

The following table shows detailed information related to the Company’s TDRs and specific valuation allowances at June 30, 2017 and December 31, 2016 (dollars in millions): 
  
June 30, 2017
 
December 31, 2016
 
Recorded
Investment
in TDRs
 
Specific
Valuation
Allowance
 
Net
Investment
in TDRs
 
Recorded
Investment
in TDRs
 
Specific
Valuation
Allowance
 
Net
Investment
in TDRs
With a recorded allowance:
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
57

 
$
7

 
$
50

 
$
61

 
$
7

 
$
54

Home equity
$
95

 
$
38

 
$
57

 
$
111

 
$
51

 
$
60

Without a recorded allowance:(1)
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
168

 
$

 
$
168

 
$
185

 
$

 
$
185

Home equity
$
83

 
$

 
$
83

 
$
84

 
$

 
$
84

Total:
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
225

 
$
7

 
$
218

 
$
246

 
$
7

 
$
239

Home equity
$
178

 
$
38

 
$
140

 
$
195

 
$
51

 
$
144

(1)
Represents loans where the discounted cash flow analysis or collateral value is equal to or exceeds the recorded investment in the loan.



E*TRADE | Q2 2017 10-Q
 
72  
                                    


The following tables provide the number of loans and post-modification balances immediately after being modified by major class during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30, 2017
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
4

 
$
1

 
$

 
$
1

 
$
2

Home equity
53

 
2

 
1

 
1

 
4

Total
57

 
$
3

 
$
1

 
$
2

 
$
6

 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
7

 
$
2

 
$

 
$
1

 
$
3

Home equity
164

 
3

 
2

 
6

 
11

Total
171

 
$
5

 
$
2

 
$
7

 
$
14

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2017
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
12

 
$
3

 
$

 
$
1

 
$
4

Home equity
214

 
5

 
1

 
9

 
15

Total
226

 
$
8

 
$
1

 
$
10

 
$
19

 
Six Months Ended June 30, 2016
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
21

 
$
6

 
$

 
$
2

 
$
8

Home equity
357

 
5

 
3

 
18

 
26

Total
378

 
$
11

 
$
3

 
$
20

 
$
34

(1)
Amounts represent loans whose terms were modified in a manner that did not result in an interest rate reduction, including re-aged loans, extensions, and loans with capitalized interest.



E*TRADE | Q2 2017 10-Q
 
73  
                                    


NOTE 7—DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES
The Company enters into derivative transactions primarily to protect against interest rate risk on the value of certain assets. Each derivative instrument is recorded on the consolidated balance sheet at fair value as a freestanding asset or liability. The following table summarizes the fair value of derivatives as reported in the consolidated balance sheet at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
 
 
Fair Value(1)
 
Notional
 
Asset(2)
 
Liability(3)
 
Net(4)
June 30, 2017
 
 
 
 
 
 
 
Interest rate contracts:
 
 
 
 
 
 
 
Fair value hedges
$
6,565

 
$
90

 
$
(38
)
 
$
52

Total derivatives designated as hedging instruments(5)
$
6,565

 
$
90

 
$
(38
)
 
$
52

December 31, 2016
 
 
 
 
 
 
 
Interest rate contracts:
 
 
 
 
 
 
 
Fair value hedges
$
3,862

 
$
165

 
$
(31
)
 
$
134

Total derivatives designated as hedging instruments(5)
$
3,862

 
$
165

 
$
(31
)
 
$
134

 
(1)
At June 30, 2017, excludes derivative assets and liabilities of $13 million and $20 million, respectively, that were executed through a central clearing organization and were settled by variation margin payments. See Note 4—Offsetting Assets and Liabilities for additional information.
(2)
Reflected in the other assets line item on the consolidated balance sheet.
(3)
Reflected in the other liabilities line item on the consolidated balance sheet.
(4)
Represents net fair value of derivative instruments for disclosure purposes only.
(5)
All derivatives were designated as hedging instruments at June 30, 2017 and December 31, 2016.
Fair Value Hedges
Fair value hedges are used to offset exposure to changes in value of certain fixed-rate assets. Fair value hedges are accounted for by recording the fair value of the derivative instrument and the fair value of the asset being hedged on the consolidated balance sheet. Changes in the fair value of both the derivative instruments and the underlying assets are recognized in the gains on securities and other, net line item in the consolidated statement of income. To the extent that the hedge is ineffective, the changes in the fair values will not offset and the difference, or hedge ineffectiveness, is reflected in the gains on securities and other, net line item in the consolidated statement of income.
Hedge accounting is discontinued for fair value hedges if a derivative instrument is sold, terminated or otherwise de-designated. If fair value hedge accounting is discontinued, the previously hedged item is no longer adjusted for changes in fair value through the consolidated statement of income and the cumulative net gain or loss on the hedged asset or liability at the time of de-designation is amortized to interest income or interest expense using the effective interest method over the expected remaining life of the hedged item. Changes in the fair value of the derivative instruments after de-designation of fair value hedge accounting are recorded in the gains on securities and other, net line item in the consolidated statement of income.



E*TRADE | Q2 2017 10-Q
 
74  
                                    


The following table summarizes the effect of interest rate contracts designated as fair value hedges and related hedged items on the consolidated statement of income for the three and six months ended June 30, 2017 and 2016 (dollars in millions): 
 
Three Months Ended June 30,
 
2017
 
2016
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
Agency debentures
$
(17
)
 
$
17

 
$

 
$
(43
)
 
$
42

 
$
(1
)
Agency mortgage-backed securities
(46
)
 
44

 
(2
)
 
(45
)
 
44

 
(1
)
Total gains (losses) included in earnings
$
(63
)
 
$
61

 
$
(2
)
 
$
(88
)
 
$
86

 
$
(2
)
 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30,
 
2017
 
2016
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
Agency debentures
$
(6
)
 
$
6

 
$

 
$
(90
)
 
$
88

 
$
(2
)
Agency mortgage-backed securities
(33
)
 
30

 
(3
)
 
(114
)
 
112

 
(2
)
Total gains (losses) included in earnings
$
(39
)
 
$
36

 
$
(3
)
 
$
(204
)
 
$
200

 
$
(4
)
(1)
Reflected in the gains on securities and other, net line item on the consolidated statement of income.
NOTE 8—DEPOSITS
Deposits are summarized as follows (dollars in millions):
 
Amount
 
Weighted-Average Rate
 
June 30, 2017
 
December 31, 2016
 
June 30, 2017
 
December 31, 2016
Sweep deposits
$
34,937

 
$
26,362

 
0.01
%
 
0.01
%
Savings deposits
3,078

 
3,185

 
0.01
%
 
0.01
%
Other deposits(1)(2)
2,057

 
2,135

 
0.03
%
 
0.03
%
Total deposits
$
40,072

 
$
31,682

 
0.01
%
 
0.01
%
(1)
Includes checking deposits, money market and time deposits.
(2)
As of June 30, 2017 and December 31, 2016, the Company had $184 million and $177 million in non-interest bearing deposits, respectively.



E*TRADE | Q2 2017 10-Q
 
75  
                                    


NOTE 9—OTHER BORROWINGS
Other borrowings at June 30, 2017 and December 31, 2016 are summarized as follows (dollars in millions):
 
June 30,
 
December 31,
 
2017
 
2016
Repurchase agreements
$
400

 
$

FHLB advances
200

 

Total repurchase agreements and FHLB advances
600

 

Trust preferred securities (1)
409

 
409

Total other borrowings
$
1,009

 
$
409

(1)
Trust preferred securities begin maturing in 2031.
External Lines of Credit maintained at E*TRADE Securities
E*TRADE Securities' external liquidity lines total approximately $1.1 billion as of June 30, 2017 and include the following:
A 364-day, $450 million senior unsecured committed revolving credit facility with a syndicate of banks, with a maturity date of June 2018
Secured committed lines of credit with two unaffiliated banks, aggregating to $175 million, with a maturity date of June 2018
Unsecured uncommitted lines of credit with two unaffiliated banks aggregating to $75 million, of which $50 million has a maturity date of June 2018 and the remaining line has no maturity date
Secured uncommitted lines of credit with several unaffiliated banks aggregating to $375 million with no maturity date
The revolving credit facility contains maintenance covenants related to E*TRADE Securities' minimum consolidated tangible net worth and regulatory net capital ratio. There were no outstanding balances for these lines at June 30, 2017.



E*TRADE | Q2 2017 10-Q
 
76  
                                    


NOTE 10—CORPORATE DEBT
Corporate debt at June 30, 2017 and December 31, 2016 is outlined in the following table (dollars in millions):
 
Face Value
 
Discount
 
Net
June 30, 2017
 
 
 
 
 
Interest-bearing notes:
 
 
 
 
 
5 3/8% Notes, due 2022
$
540

 
$
(4
)
 
$
536

5/8% Notes, due 2023
460

 
(4
)
 
456

Total corporate debt
$
1,000

 
$
(8
)
 
$
992

December 31, 2016
 
 
 
 
 
Interest-bearing notes:
 
 
 
 
 
5 3/8% Notes, due 2022
$
540

 
$
(5
)
 
$
535

5/8% Notes, due 2023
460

 
(4
)
 
456

Total interest-bearing notes
1,000

 
(9
)
 
991

Non-interest-bearing debt:
 
 
 
 
 
0% Convertible debentures, due 2019
3

 

 
3

Total corporate debt
$
1,003

 
$
(9
)
 
$
994

Conversions of Convertible Debentures
During the six months ended June 30, 2017, $3 million of the Company’s convertible debentures were converted into 0.3 million shares of common stock.
Credit Facility
On June 23, 2017, we entered into an unsecured committed revolving credit facility with certain lenders, which replaced our previous secured committed revolving credit facility entered into in November 2014 and increased our total borrowing capacity under the facility to $300 million. The Company has the ability to borrow against the credit facility for working capital and general corporate purposes. The unsecured committed revolving credit facility will mature on June 23, 2020. At June 30, 2017, there was no outstanding balance under this revolving credit facility.



E*TRADE | Q2 2017 10-Q
 
77  
                                    


NOTE 11—SHAREHOLDERS' EQUITY
The following tables present after-tax changes in each component of accumulated other comprehensive income (loss) for the six months ended June 30, 2017 and 2016 (dollars in millions):
 
Available-for-Sale
Securities
 
Foreign 
Currency
Translation
 
Total
Balance, December 31, 2016
$
(139
)
 
$
2

 
$
(137
)
Other comprehensive income before reclassifications
46

 

 
46

Amounts reclassified from accumulated other comprehensive loss
(5
)
 
(2
)
 
(7
)
Net change
41


(2
)

39

Balance, March 31, 2017
$
(98
)

$


$
(98
)
Other comprehensive income before reclassifications
42

 

 
42

Amounts reclassified from accumulated other comprehensive loss
(6
)
 

 
(6
)
Net change
36

 

 
36

Balance, June 30, 2017
$
(62
)
 
$

 
$
(62
)
 
Available-for-Sale
Securities
 
Foreign 
Currency
Translation
 
Total
Balance, December 31, 2015
$
(101
)
 
$
2

 
$
(99
)
Other comprehensive income before reclassifications
94

 

 
94

Amounts reclassified from accumulated other comprehensive loss
(9
)
 

 
(9
)
Net change
85

 

 
85

Balance, March 31, 2016
$
(16
)
 
$
2

 
$
(14
)
Other comprehensive income before reclassifications
69

 

 
69

Amounts reclassified from accumulated other comprehensive income
(9
)
 

 
(9
)
Net change
60

 

 
60

Balance, June 30, 2016
$
44

 
$
2

 
$
46




E*TRADE | Q2 2017 10-Q
 
78  
                                    


The following table presents other comprehensive income activity and the related tax effect for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
2017
 
2016
 
Before Tax
 
Tax Effect
 
After Tax
 
Before Tax
 
Tax Effect
 
After Tax
Other comprehensive income
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Unrealized gains, net
$
68

 
$
(26
)
 
$
42

 
$
112

 
$
(43
)
 
$
69

Reclassification into earnings, net
(10
)
 
4

 
(6
)
 
(14
)
 
5

 
(9
)
Net change from available-for-sale securities
58

 
(22
)
 
36

 
98

 
(38
)
 
60

Other comprehensive income
$
58

 
$
(22
)
 
$
36

 
$
98

 
$
(38
)
 
$
60

 
 
Six Months Ended June 30,
 
2017
 
2016
 
Before Tax
 
Tax Effect
 
After Tax
 
Before Tax
 
Tax Effect
 
After Tax
Other comprehensive income
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Unrealized gains, net
$
144

 
$
(56
)
 
$
88

 
$
264

 
$
(101
)
 
$
163

Reclassification into earnings, net
(18
)
 
7

 
(11
)
 
(29
)
 
11

 
(18
)
Net change from available-for-sale securities
126


(49
)

77

 
235

 
(90
)
 
145

Reclassification of foreign currency translation gains
(2
)
 

 
(2
)
 

 

 

Other comprehensive income
$
124

 
$
(49
)
 
$
75

 
$
235

 
$
(90
)
 
$
145

The following table presents the consolidated statement of income line items impacted by reclassifications out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
Accumulated Other Comprehensive Income (Loss) Components
 
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)
 
Affected Line Items in the Consolidated Statement of Income
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
 
 
 
2017
 
2016
 
2017
 
2016
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
 
$
10

 
$
14

 
$
18

 
$
29

 
Gains on securities and other, net
 
 
(4
)
 
(5
)
 
(7
)
 
(11
)
 
Income tax expense
 
 
$
6

 
$
9

 
$
11

 
$
18

 
Reclassification into earnings, net
 
 
 
 
 
 
 
 
 
 
 
Foreign currency translation:
 
 
 
 
 
 
 
 
 
 
 
 
$

 
$

 
$
2

 
$

 
Other non-interest expenses
 
 
$

 
$

 
$
2

 
$

 
Reclassification into earnings, net
Preferred Stock Dividends
On February 2, 2017, the Company's Board of Directors declared a dividend of $32.64 per share, or $13 million, to holders of record of the Series A Preferred stock as of February 28, 2017. The dividend was paid



E*TRADE | Q2 2017 10-Q
 
79  
                                    


on March 15, 2017. On August 2, 2017, the Company's Board of Directors declared a dividend of $29.38 per share, or $12 million, to holders of record of the Series A Preferred stock as of August 31, 2017. The dividend will be paid on September 15, 2017.
Share Repurchases
On July 20, 2017, the Company announced that its Board of Directors authorized the repurchase of up to $1 billion of shares of its common stock. The timing and exact amount of any common stock repurchases will depend on various factors, including market conditions and the Company's capital position.
NOTE 12—EARNINGS PER SHARE
The following table presents a reconciliation of basic and diluted earnings per common share (in millions, except share data and per share amounts): 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Basic:
 
 
 
 
 
 
 
Net income
$
193

 
$
133

 
$
338

 
$
286

Preferred stock dividends

 

 
13

 

Net income available to common shareholders
$
193

 
$
133

 
$
325

 
$
286

Basic weighted-average shares outstanding (in thousands)
275,410

 
277,013

 
275,167

 
281,141

Basic earnings per common share
$
0.70

 
$
0.48

 
$
1.18

 
$
1.02

Diluted:
 
 
 
 
 
 
 
Net income
$
193

 
$
133

 
$
338

 
$
286

Preferred stock dividends

 

 
13

 

Net income available to common shareholders
$
193

 
$
133

 
$
325

 
$
286

Basic weighted-average shares outstanding (in thousands)
275,410

 
277,013

 
275,167

 
281,141

Effect of dilutive securities:
 
 
 
 
 
 
 
Weighted-average restricted stock and options issued to employees (in thousands)
843

 
646

 
1,048

 
828

Weighted-average convertible debentures (in thousands)
19


319


155


457

Diluted weighted-average shares outstanding (in thousands)
276,272

 
277,978

 
276,370

 
282,426

Diluted earnings per common share
$
0.70

 
$
0.48

 
$
1.17

 
$
1.01

For both the three and six months ended June 30, 2017 and 2016, the Company excluded less than 0.1 million of stock options and restricted stock awards and units from the calculations of diluted earnings per share as the effect would have been anti-dilutive.



E*TRADE | Q2 2017 10-Q
 
80  
                                    


NOTE 13—REGULATORY REQUIREMENTS
Broker-Dealer and FCM Capital Requirements
The Company’s U.S. broker-dealer subsidiaries are subject to the Uniform Net Capital Rule under the Securities Exchange Act of 1934 administered by the SEC and FINRA, which requires the maintenance of minimum net capital. The minimum net capital requirements can be met under either the Aggregate Indebtedness method or the Alternative method. Under the Aggregate Indebtedness method, a broker-dealer is required to maintain minimum net capital of the greater of 6 2/3% of its aggregate indebtedness, as defined, or a minimum dollar amount. Under the Alternative method, a broker-dealer is required to maintain net capital equal to the greater of $250,000 or 2% of aggregate debit balances arising from customer transactions. The method used depends on the individual U.S. broker-dealer subsidiary. As FCMs, the Company’s U.S. broker-dealer subsidiaries are also subject to CFTC net capital requirements, including the maintenance of adjusted net capital equal to or in excess of the greater of (1) $1,000,000 (2) the FCM's risk-based capital requirement, computed as 8% of the total risk margin requirements for all positions carried in customer and non-customer accounts, (3) the amount of adjusted net capital required by the NFA or (4) the amount of net capital required by the SEC's net capital rule. The Company’s international broker-dealer subsidiary is subject to capital requirements determined by its respective regulator.
At June 30, 2017 and December 31, 2016, all of the Company’s broker-dealer subsidiaries met minimum net capital requirements. The tables below summarize the minimum capital requirements and excess capital for the Company’s broker-dealer subsidiaries at June 30, 2017 and December 31, 2016 (dollars in millions):
 
Required Net
Capital
 
Net Capital
 
Excess Net
Capital
June 30, 2017:
 
 
 
 
 
E*TRADE Securities(1)(2)
$
181

 
$
1,062

 
$
881

OptionsHouse(3)
1

 
37

 
36

Other broker-dealer

 
23

 
23

Total
$
182

 
$
1,122

 
$
940

December 31, 2016:
 
 
 
 
 
E*TRADE Securities(1)
$
158

 
$
969

 
$
811

OptionsHouse(3)
1

 
22

 
21

Other broker-dealer

 
21

 
21

Total
$
159

 
$
1,012

 
$
853

 
(1)
Elected to use the Alternative method to compute required net capital.
(2)
E*TRADE Securities paid dividends of $120 million to the parent company during the six months ended June 30, 2017.
(3)
Elected to use the Aggregate Indebtedness method to compute net capital; however, as OptionsHouse is an FCM, the prescribed fixed-dollar minimum capital requirement is $1 million.
Bank Capital Requirements
E*TRADE Financial and E*TRADE Bank are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can trigger certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on E*TRADE Financial’s and E*TRADE Bank’s financial condition and results of operations. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, E*TRADE Financial and E*TRADE Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. In addition, E*TRADE Bank may not pay dividends to the parent company without the non-objection, or in certain cases the approval, of its regulators, and any loans by E*TRADE Bank to the parent



E*TRADE | Q2 2017 10-Q
 
81  
                                    


company and its other non-bank subsidiaries are subject to various quantitative, arm’s length, collateralization and other requirements. E*TRADE Financial’s and E*TRADE Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
Quantitative measures established by regulation to ensure capital adequacy require E*TRADE Financial and E*TRADE Bank to meet minimum Tier 1 leverage, common equity Tier 1 capital, Tier 1 risk-based capital and total risk-based capital ratios. Events beyond management's control, such as deterioration in credit markets, could adversely affect future earnings and E*TRADE Financial’s and E*TRADE Bank’s ability to meet future capital requirements. E*TRADE Financial and E*TRADE Bank were categorized as "well capitalized" under the regulatory framework for prompt corrective action for the periods presented in the table below (dollars in millions):
 
June 30, 2017
 
December 31, 2016
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
E*TRADE Financial(1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage
$
4,045

 
7.5
%
 
$
2,711

 
5.0
%
 
$
1,334

 
$
3,610

 
7.8
%
 
$
2,316

 
5.0
%
 
$
1,294

Common equity Tier 1 capital
$
3,775

 
35.0
%
 
$
701

 
6.5
%
 
$
3,074

 
$
3,483

 
37.0
%
 
$
612

 
6.5
%
 
$
2,871

Tier 1 risk-based capital
$
4,045

 
37.5
%
 
$
862

 
8.0
%
 
$
3,183

 
$
3,610

 
38.3
%
 
$
754

 
8.0
%
 
$
2,856

Total risk-based capital
$
4,575

 
42.4
%
 
$
1,078

 
10.0
%
 
$
3,497

 
$
4,148

 
44.0
%
 
$
942

 
10.0
%
 
$
3,206

 
June 30, 2017
 
December 31, 2016
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
E*TRADE Bank(1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage
$
3,453

 
8.0
%
 
$
2,172

 
5.0
%
 
$
1,281

 
$
3,132

 
8.8
%
 
$
1,786

 
5.0
%
 
$
1,346

Common equity Tier 1 capital
$
3,453

 
35.1
%
 
$
640

 
6.5
%
 
$
2,813

 
$
3,132

 
38.3
%
 
$
532

 
6.5
%
 
$
2,600

Tier 1 risk-based capital
$
3,453

 
35.1
%
 
$
787

 
8.0
%
 
$
2,666

 
$
3,132

 
38.3
%
 
$
655

 
8.0
%
 
$
2,477

Total risk-based capital
$
3,569

 
36.3
%
 
$
984

 
10.0
%
 
$
2,585

 
$
3,237

 
39.5
%
 
$
819

 
10.0
%
 
$
2,418

(1)
The Basel III final rule introduces a capital conservation buffer that limits a banking organization’s ability to make capital distributions and discretionary bonus payments to executive officers if a banking organization fails to maintain a Common Equity Tier 1 capital conservation buffer of more than 2.5%, on a fully phased-in basis, of total risk-weighted assets above each of the following minimum risk-based capital ratio requirements: Common Equity Tier 1 capital (4.5%), Tier 1 (6.0%), and total risk-based capital (8.0%). This requirement was effective beginning on January 1, 2016, and will be fully phased-in by 2019. Certain new regulatory deductions and adjustments are subject to a phase-in period over a four year period, beginning at 40% in 2015 and fully implemented at 100% in 2018.



E*TRADE | Q2 2017 10-Q
 
82  
                                    


NOTE 14—COMMITMENTS, CONTINGENCIES AND OTHER REGULATORY MATTERS
The Company reviews its lawsuits, regulatory inquiries and other legal proceedings on an ongoing basis and provides disclosure and records loss contingencies in accordance with the loss contingencies accounting guidance. The Company establishes an accrual for losses at management's best estimate when it assesses that it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. The Company monitors these matters for developments that would affect the likelihood of a loss and the accrued amount, if any, and adjusts the amount as appropriate.
Litigation Matters
On October 27, 2000, Ajaxo, Inc. (Ajaxo) filed a complaint in the Superior Court for the State of California, County of Santa Clara. Ajaxo sought damages and certain non-monetary relief for the Company’s alleged breach of a non-disclosure agreement with Ajaxo pertaining to certain wireless technology that Ajaxo offered the Company as well as damages and other relief against the Company for their alleged misappropriation of Ajaxo’s trade secrets. Following a jury trial, a judgment was entered in 2003 in favor of Ajaxo against the Company for $1 million for breach of the Ajaxo non-disclosure agreement. Although the jury found in favor of Ajaxo on its claim against the Company for misappropriation of trade secrets, the trial court subsequently denied Ajaxo’s requests for additional damages and relief. On December 21, 2005, the California Court of Appeal affirmed the above-described award against the Company for breach of the nondisclosure agreement but remanded the case to the trial court for the limited purpose of determining what, if any, additional damages Ajaxo may be entitled to as a result of the jury’s previous finding in favor of Ajaxo on its claim against the Company for misappropriation of trade secrets. Although the Company paid Ajaxo the full amount due on the above-described judgment, the case was remanded back to the trial court, and on May 30, 2008, a jury returned a verdict in favor of the Company denying all claims raised and demands for damages against the Company. Following the trial court’s entry of judgment in favor of the Company on September 5, 2008, Ajaxo filed post-trial motions for vacating this entry of judgment and requesting a new trial. The trial court denied these motions. On December 2, 2008, Ajaxo filed a notice of appeal with the Court of Appeal of the State of California for the Sixth District. On August 30, 2010, the Court of Appeal affirmed the trial court’s verdict in part and reversed the verdict in part, remanding the case. The Company petitioned the Supreme Court of California for review of the Court of Appeal decision. On December 16, 2010, the California Supreme Court denied the Company’s petition for review and remanded for further proceedings to the trial court. The testimonial phase of the third trial in this matter concluded on June 12, 2012. By order dated May 28, 2014, the Court determined to conduct a second phase of this bench trial to allow Ajaxo to attempt to prove entitlement to additional royalties. Hearings in phase two of the trial concluded January 8, 2015. In a Judgment and Statement of Decision filed September 16, 2015, the Court denied all claims for royalties by Ajaxo. Ajaxo’s post-trial motions were denied. Ajaxo has appealed to the Court of Appeal, Sixth District. Briefing of this appeal is expected to continue into August 2017. The Company will continue to defend itself vigorously.
On May 16, 2011, Droplets Inc., the holder of two patents pertaining to user interface servers, filed a complaint in the U.S. District Court for the Eastern District of Texas against E*TRADE Financial Corporation, E*TRADE Securities, E*TRADE Bank and multiple other unaffiliated financial services firms. Plaintiff contends that the defendants engaged in patent infringement under federal law. Plaintiff seeks unspecified damages and an injunction against future infringements, plus royalties, costs, interest and attorneys’ fees. On March 28, 2012, a change of venue was granted and the case was transferred to the United States District Court for the Southern District of New York. The Company's motion for summary judgment on the grounds of non-infringement was granted by the U.S. District Court in a Decision and Order dated March 9, 2015. All remaining claims are stayed pending resolution of issues on Droplet's remaining patents under review by the Patent Trial and Appeal Board (PTAB). On July 6, 2015, the PTAB instituted an inter partes review of plaintiff's '115 patent. A hearing on the inter partes review was conducted on March 14, 2016. On June 23, 2016, the PTAB deemed Droplets’ putative '115 patent to be “unpatentable.” In a separate proceeding, the PTAB has also separately deemed Droplets’ putative '838



E*TRADE | Q2 2017 10-Q
 
83  
                                    


patent to be “unpatentable.” Droplets has appealed to the Circuit Court of Appeals for the District of Columbia. The opening brief was filed on December 23, 2016 and briefing was completed on July 24, 2017. Oral argument has not yet been scheduled. The Company will continue to defend itself vigorously in this matter.
On April 30, 2013, a putative class action was filed by John Scranton, on behalf of himself and a class of persons similarly situated, against E*TRADE Financial Corporation and E*TRADE Securities in the Superior Court of California, County of Santa Clara, pursuant to the California procedures for a private Attorney General action. The complaint alleged that the Company misrepresented through its website that it would always automatically exercise options that were in-the-money by $0.01 or more on expiration date. The plaintiffs allege violations of the California Unfair Competition Law, the California Consumer Remedies Act, fraud, misrepresentation, negligent misrepresentation and breach of fiduciary duty and plaintiffs seek unspecified damages. The case has been deemed complex within the meaning of the California Rules of Court, and a case management conference was held on September 13, 2013. The Company’s demurrer and motion to strike the complaint were granted by order dated December 20, 2013. The Court granted leave to amend the complaint. A second amended complaint was filed on January 31, 2014. On March 11, 2014, the Company moved to strike and for a demurrer to the second amended complaint. On October 20, 2014, the Court sustained the Company's demurrer, dismissing four counts of the second amended complaint with prejudice and two counts without prejudice. The plaintiffs filed a third amended complaint on November 10, 2014. The Company filed a third demurrer and motion to strike on December 12, 2014. By order dated March 18, 2015, the Superior Court entered a final order sustaining the Company's demurrer on all remaining claims with prejudice. Final judgment was entered in the Company's favor on April 8, 2015. The plaintiff filed a Notice of Appeal on April 27, 2015. The briefing is complete but oral argument has not yet been scheduled. The Company will continue to defend itself vigorously in this matter.
On March 26, 2015, a putative class action was filed in the U.S. District Court for the Northern District of California by Ty Rayner, on behalf of himself and all others similarly situated, naming E*TRADE Financial Corporation and E*TRADE Securities as defendants. The complaint alleges that E*TRADE breached a fiduciary duty and unjustly enriched itself in connection with the routing of its customers’ orders to various market-makers and exchanges. Plaintiff seeks unspecified damages, declaratory relief, restitution, disgorgement of payments received by the Company, and attorneys’ fees. On July 23, 2016, a putative class action was filed in the U.S. District Court for the Southern District of New York by Craig L. Schwab, on behalf of himself and others similarly situated, naming E*TRADE Financial Corporation, E*TRADE Securities LLC, and former Company executives as defendants. The complaint alleges that E*TRADE violated federal securities laws in connection with the routing of its customers’ orders to various market-makers and exchanges. Plaintiff seeks unspecified damages, declaratory relief, restitution, disgorgement of payments received by the Company, and attorneys’ fees. By stipulation, the Rayner case has been consolidated with the Schwab case and both matters are now venued in the Southern District of New York. E*TRADE has moved to dismiss the complaint in Rayner. On April 2, 2017, the District Court dismissed the complaint in Rayner. On May 5, 2017, plaintiffs in Rayner appealed. E*TRADE moved to dismiss the Schwab case on January 11, 2017; and in response, the Schwab plaintiffs submitted an amended Complaint on February 10, 2017. The amended Schwab complaint asserts only two claims: violation of Section 10(b) of the Exchange Act by E*TRADE Securities LLC and E*TRADE Financial Corporation; and violation of Section 20(a) of the Exchange Act by E*TRADE's two most recent chief executive officers. On July 10, the Court dismissed the Schwab claims without prejudice. The Company will continue to defend itself vigorously in these matters.



E*TRADE | Q2 2017 10-Q
 
84  
                                    


In addition to the matters described above, the Company is subject to various legal proceedings and claims that arise in the normal course of business. In each pending matter, the Company contests liability or the amount of claimed damages. In view of the inherent difficulty of predicting the outcome of such matters, particularly in cases where claimants seek substantial or indeterminate damages, or where investigation or discovery have yet to be completed, the Company is unable to estimate a range of reasonably possible losses on its remaining outstanding legal proceedings; however, the Company believes any losses, both individually or in the aggregate, would not be reasonably likely to have a material adverse effect on the consolidated financial condition or results of operations of the Company.
An unfavorable outcome in any matter could have a material adverse effect on the Company’s business, financial condition, results of operations or cash flows. In addition, even if the ultimate outcomes are resolved in the Company’s favor, the defense of such litigation could entail considerable cost or the diversion of the efforts of management, either of which could have a material adverse effect on the Company’s business, financial condition, results of operations or cash flows.
Regulatory Matters
The securities, futures, foreign currency and banking industries are subject to extensive regulation under federal, state and applicable international laws. From time to time, the Company has been threatened with or named as a defendant in lawsuits, arbitrations and administrative claims involving securities, banking and other matters. The Company is also subject to periodic regulatory examinations and inspections. Compliance and trading problems that are reported to regulators, such as the SEC, FINRA, NASDAQ, CFTC, NFA, FDIC, Federal Reserve Bank of Richmond, OCC, or the Consumer Financial Protection Bureau (CFPB) by dissatisfied customers or others are investigated by such regulators, and may, if pursued, result in formal claims being filed against the Company by customers or disciplinary action being taken against the Company or its employees by regulators. Any such claims or disciplinary actions that are decided against the Company could have a material impact on the financial results of the Company or any of its subsidiaries.
Insurance
The Company maintains insurance coverage that management believes is reasonable and prudent. The principal insurance coverage it maintains covers commercial general liability; property damage; hardware/software damage; cyber liability; directors and officers; employment practices liability; certain criminal acts against the Company; and errors and omissions. The Company believes that such insurance coverage is adequate for the purpose of its business. The Company’s ability to maintain this level of insurance coverage in the future, however, is subject to the availability of affordable insurance in the marketplace.
Commitments
In the normal course of business, the Company makes various commitments to extend credit and incur contingent liabilities that are not reflected in the consolidated balance sheet. Significant changes in the economy or interest rates may influence the impact that these commitments and contingencies have on the Company in the future.
The Company’s equity method, cost method and other investments are generally limited liability investments in partnerships, companies and other similar entities, including tax credit partnerships and community development entities, which are not required to be consolidated. The Company had $84 million in unfunded commitments with respect to these investments at June 30, 2017.    
At June 30, 2017, the Company had approximately $22 million of certificates of deposit scheduled to mature in less than one year and approximately $5 million of unfunded commitments to extend credit.



E*TRADE | Q2 2017 10-Q
 
85  
                                    


Guarantees
In prior periods when the Company sold loans, the Company provided guarantees to investors purchasing mortgage loans, which are considered standard representations and warranties within the mortgage industry. The primary guarantees are that: the mortgage and the mortgage note have been duly executed and each is the legal, valid and binding obligation of the Company, enforceable in accordance with its terms; the mortgage has been duly acknowledged and recorded and is valid; and the mortgage and the mortgage note are not subject to any right of rescission, set-off, counterclaim or defense, including, without limitation, the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto. The Company is responsible for the guarantees on loans sold. If these claims prove to be untrue, the investor can require the Company to repurchase the loan and return all loan purchase and servicing release premiums. Management does not believe the potential liability exposure will have a material impact on the Company’s results of operations, cash flows or financial condition due to the nature of the standard representations and warranties, which have resulted in a minimal amount of loan repurchases.
Prior to 2008, ETBH raised capital through the formation of trusts, which sold TRUPs in the capital markets. The capital securities must be redeemed in whole at the due date, which is generally 30 years after issuance. Each trust issued TRUPs at par, with a liquidation amount of $1,000 per capital security. The trusts used the proceeds from the sale of issuances to purchase subordinated debentures issued by ETBH.
During the 30-year period prior to the redemption of the TRUPs, ETBH guarantees the accrued and unpaid distributions on these securities, as well as the redemption price of the securities and certain costs that may be incurred in liquidating, terminating or dissolving the trusts (all of which would otherwise be payable by the trusts). At June 30, 2017, management estimated that the maximum potential liability under this arrangement, including the current carrying value of the trusts, was equal to approximately $416 million or the total face value of these securities plus accrued interest payable, which may be unpaid at the termination of the trust arrangement.



E*TRADE | Q2 2017 10-Q
 
86  
                                    


ITEM 4.    CONTROLS AND PROCEDURES
(a)
Based on an evaluation under the supervision and with the participation of our management, our Chief Executive Officer and our Chief Financial Officer have concluded that the Company's disclosure controls and procedures, as defined in Rules 13a-15(e) under the Securities Exchange Act of 1934, as amended (the Exchange Act), were effective as of the end of the period covered by this report to provide reasonable assurance that information required to be disclosed by the Company in reports that it files or submits under the Exchange Act is (i) recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission rules and forms and (ii) accumulated and communicated to the Company’s management, including our Chief Executive Officer and Chief Financial Officer, as appropriate to allow timely decisions regarding required disclosure.
(b)
There were no changes in the Company’s internal control over financial reporting during the quarter ended June 30, 2017, identified in connection with management's evaluation required by paragraph (d) of Exchange Act Rules 13a-15 and 15d-15, that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.



E*TRADE | Q2 2017 10-Q
 
87  
                                    


PART II
 
ITEM 1.    LEGAL PROCEEDINGS
Information in response to this item can be found under the heading Legal Matters in Note 14—Commitments, Contingencies and Other Regulatory Matters to Part I. Item 1. Condensed Consolidated Financial Statements (Unaudited) in this Quarterly Report and is incorporated by reference into this item.
ITEM 1A.    RISK FACTORS
There have been no material changes in the Company's risk factors from those disclosed in its Annual Report on Form 10-K for the year ended December 31, 2016.
ITEM 2.    UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS
Issuer Purchases of Equity Securities
The table below shows the timing and impact of our share repurchase program, if applicable, and the shares withheld from employees to satisfy tax withholding obligations during the three months ended June 30, 2017 (dollars in millions, except share data and per share amounts):
Period
 
Total Number of Shares Purchased(1)
 
Average Price Paid per Share(2)
 
Total Number of Shares Purchased as Part of the Publicly Announced Plan(3)
 
Maximum Dollar Value of Shares That May Yet Be Purchased Under the Plan(3)
April 1, 2017 - April 30, 2017
 
2,428

 
$
34.08

 

 
$

May 1, 2017 - May 31, 2017
 
1,412

 
$
35.02

 

 
$

June 1, 2017 - June 30, 2017
 
6,847

 
$
35.14

 

 
$

Total
 
10,687

 
$
34.88

 

 
 
(1)
The 10,687 shares purchased during the three months ended June 30, 2017 were withheld from employees to satisfy tax withholding obligations associated with restricted shares.
(2)
Excludes commission paid, if any.
(3)
On July 20, 2017, the Company announced that its Board of Directors authorized the repurchase of up to $1 billion of shares of its common stock. The timing and exact amount of any common stock repurchases will depend on various factors, including market conditions and the Company's capital position.
ITEM 3.     DEFAULTS UPON SENIOR SECURITIES
None.
ITEM 4.     MINE SAFETY DISCLOSURES
Not applicable.



E*TRADE | Q2 2017 10-Q
 
88  
                                    


ITEM 5.    OTHER INFORMATION
None.
ITEM 6.    EXHIBITS
Exhibit
Number
 
Description
 
 
3.1
 
Amended and Restated Bylaws of E*TRADE Financial Corporation, effective as of June 14, 2017 (incorporated by reference to Exhibit 3.1 of the Company's Current Report on Form 8-K filed on June 20, 2017).
 
 
 
*31.1
 
Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
 
 
 
*31.2
 
Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
 
 
 
*32.1
 
Certification of Chief Executive Officer and Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
 
 
 
*101.INS
 
XBRL Instance Document
 
 
 
*101.SCH
 
XBRL Taxonomy Extension Schema Document
 
 
 
*101.CAL
 
XBRL Taxonomy Extension Calculation Linkbase Document
 
 
 
*101.DEF
 
XBRL Taxonomy Extension Definition Linkbase Document
 
 
*101.LAB
 
XBRL Taxonomy Extension Label Linkbase Document
 
 
*101.PRE
 
XBRL Taxonomy Extension Presentation Linkbase Document
 
 
 
 
 
*
Filed herewith.




E*TRADE | Q2 2017 10-Q
 
89  
                                    


SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
Dated: August 3, 2017
 
 
 
 
E*TRADE Financial Corporation
(Registrant)
 
 
 
By
 
/S/   KARL A. ROESSNER
 
 
Karl A. Roessner
 
 
Chief Executive Officer
 
 
(Principal Executive Officer)
 
 
By
 
/S/   MICHAEL A. PIZZI    
 
 
Michael A. Pizzi
 
 
Chief Financial Officer
 
 
(Principal Financial Officer)
 
 
By
 
/S/   BRENT B. SIMONICH
 
 
Brent B. Simonich
 
 
Corporate Controller
 
 
(Principal Accounting Officer)




E*TRADE | Q2 2017 10-Q
 
90  
                                    
EX-31.1 2 etfc-2017630xex311.htm EXHIBIT 31.1 Exhibit


Exhibit 31.1
CERTIFICATION PURSUANT TO RULE 13a-14(a)/15d-14(a), AS ADOPTED PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
I, Karl A. Roessner, certify that:
1.
I have reviewed this Quarterly Report on Form 10-Q of E*TRADE Financial Corporation;
2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
c)
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
d)
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5.
The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
b)
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
Dated: August 3, 2017
E*TRADE Financial Corporation
(Registrant)
 
 
By
 
/S/    KARL A. ROESSNER 
 
 
Karl A. Roessner
Chief Executive Officer
(Principal Executive Officer)


EX-31.2 3 etfc-2017630xex312.htm EXHIBIT 31.2 Exhibit


Exhibit 31.2
CERTIFICATION PURSUANT TO RULE 13a-14(a)/15d-14(a), AS ADOPTED PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
I, Michael A. Pizzi, certify that:
1.
I have reviewed this Quarterly Report on Form 10-Q of E*TRADE Financial Corporation;
2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
c)
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
d)
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5.
The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
b)
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
Dated: August 3, 2017
E*TRADE Financial Corporation
(Registrant)
 
 
By
 
/S/    MICHAEL A. PIZZI        
 
 
Michael A. Pizzi
Chief Financial Officer
(Principal Financial Officer)



EX-32.1 4 etfc-2017630xex321.htm EXHIBIT 32.1 Exhibit


Exhibit 32.1
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
The certification set forth below is being submitted in connection with this Quarterly Report on Form 10-Q of E*TRADE Financial Corporation (the “Quarterly Report”) for the purpose of complying with Rule 13a-14(b) or Rule 15d-14(b) of the Securities Exchange Act of 1934 (the “Exchange Act”) and Section 1350 of Chapter 63 of Title 18 of the United States Code.
Karl A. Roessner, the Chief Executive Officer and Michael A. Pizzi, the Chief Financial Officer of E*TRADE Financial Corporation, each certifies that, to the best of their knowledge:
1.
the Quarterly Report fully complies with the requirements of Section 13(a) or 15(d) of the Exchange Act; and
2.
the information contained in the Quarterly Report fairly presents, in all material respects, the financial condition and results of operations of E*TRADE Financial Corporation.
Dated: August 3, 2017

/S/    KARL A. ROESSNER        
Karl A. Roessner
Chief Executive Officer
(Principal Executive Officer)
 
/S/    MICHAEL A. PIZZI
Michael A. Pizzi
Chief Financial Officer
(Principal Financial Officer)



EX-101.INS 5 etfc-20170630.xml XBRL INSTANCE DOCUMENT 0001015780 2017-01-01 2017-06-30 0001015780 2017-07-31 0001015780 2016-04-01 2016-06-30 0001015780 2017-04-01 2017-06-30 0001015780 2016-01-01 2016-06-30 0001015780 2016-12-31 0001015780 2017-06-30 0001015780 us-gaap:CommonStockMember 2016-01-01 2016-06-30 0001015780 us-gaap:RetainedEarningsMember 2016-01-01 2016-06-30 0001015780 us-gaap:AdditionalPaidInCapitalMember 2016-01-01 2016-06-30 0001015780 us-gaap:CommonStockMember 2017-01-01 2017-06-30 0001015780 us-gaap:CommonStockMember 2016-06-30 0001015780 us-gaap:RetainedEarningsMember 2017-06-30 0001015780 2015-12-31 0001015780 us-gaap:RetainedEarningsMember 2015-12-31 0001015780 us-gaap:CommonStockMember 2017-06-30 0001015780 us-gaap:CommonStockMember 2016-12-31 0001015780 us-gaap:RetainedEarningsMember 2016-06-30 0001015780 us-gaap:RetainedEarningsMember 2017-01-01 2017-06-30 0001015780 us-gaap:AdditionalPaidInCapitalMember 2016-06-30 0001015780 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-06-30 0001015780 us-gaap:CommonStockMember 2015-12-31 0001015780 us-gaap:AdditionalPaidInCapitalMember 2017-01-01 2017-06-30 0001015780 us-gaap:AdditionalPaidInCapitalMember 2015-12-31 0001015780 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-06-30 0001015780 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-12-31 0001015780 us-gaap:PreferredStockMember 2016-12-31 0001015780 2016-06-30 0001015780 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-01-01 2017-06-30 0001015780 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2015-12-31 0001015780 us-gaap:AdditionalPaidInCapitalMember 2016-12-31 0001015780 us-gaap:AdditionalPaidInCapitalMember 2017-06-30 0001015780 us-gaap:RetainedEarningsMember 2016-12-31 0001015780 us-gaap:PreferredStockMember 2017-06-30 0001015780 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-01-01 2016-06-30 0001015780 us-gaap:AccountingStandardsUpdate201609Member 2016-01-01 2016-06-30 0001015780 us-gaap:AccountingStandardsUpdate201609Member 2017-01-01 2017-06-30 0001015780 us-gaap:AccountingStandardsUpdate201609Member 2017-01-01 2017-03-31 0001015780 us-gaap:AccountingStandardsUpdate201609Member 2017-03-31 0001015780 us-gaap:MaximumMember 2016-12-31 0001015780 us-gaap:MaximumMember 2017-06-30 0001015780 etfc:UnfundedCommitmentsToExtendCreditMember 2017-01-01 2017-06-30 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:WeightedAverageMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember us-gaap:WeightedAverageMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember us-gaap:WeightedAverageMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember us-gaap:WeightedAverageMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember us-gaap:WeightedAverageMember 2016-12-31 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:WeightedAverageMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:HomeEquityMember 2017-04-01 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:HomeEquityMember 2016-01-01 2016-06-30 0001015780 us-gaap:LoansReceivableMember 2017-04-01 2017-06-30 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember 2016-01-01 2016-06-30 0001015780 us-gaap:LoansReceivableMember 2016-01-01 2016-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:RealEstateLoanMember 2016-04-01 2016-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:RealEstateLoanMember 2017-01-01 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:RealEstateLoanMember 2016-01-01 2016-06-30 0001015780 us-gaap:LoansReceivableMember 2017-01-01 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:HomeEquityMember 2017-01-01 2017-06-30 0001015780 us-gaap:LoansReceivableMember 2016-04-01 2016-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:HomeEquityMember 2016-04-01 2016-06-30 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember 2016-04-01 2016-06-30 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember 2017-04-01 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:RealEstateLoanMember 2017-04-01 2017-06-30 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember 2017-01-01 2017-06-30 0001015780 us-gaap:FairValueMeasurementsNonrecurringMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember etfc:AgencyDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasuryAndGovernmentMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember etfc:AgencyDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasuryAndGovernmentMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:AutomobileLoanMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:USTreasuryAndGovernmentMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:AutomobileLoanMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:USTreasuryAndGovernmentMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember etfc:AgencyDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember etfc:AgencyDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:USTreasuryAndGovernmentMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember etfc:AgencyDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:AutomobileLoanMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-06-30 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:OtherDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:OtherDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:OtherDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:AutomobileLoanMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:AutomobileLoanMember 2016-12-31 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember etfc:AgencyDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:USTreasuryAndGovernmentMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:RealEstateLoanMember 2016-12-31 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:RealEstateLoanMember 2016-12-31 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:USTreasuryAndGovernmentMember 2016-12-31 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:AutomobileLoanMember 2016-12-31 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember etfc:AgencyDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:USTreasuryAndGovernmentMember 2016-12-31 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001015780 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember etfc:AgencyDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:RealEstateLoanMember 2016-12-31 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsRecurringMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsNonrecurringMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasuryAndGovernmentMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember etfc:AgencyDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsRecurringMember etfc:AgencyDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasuryAndGovernmentMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:DebtSecuritiesMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember 2017-06-30 0001015780 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember us-gaap:MinimumMember 2016-12-31 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MinimumMember 2016-12-31 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MinimumMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember us-gaap:MinimumMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember us-gaap:MaximumMember 2016-12-31 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MaximumMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember us-gaap:MinimumMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember us-gaap:MaximumMember 2017-06-30 0001015780 us-gaap:RealEstateAcquiredInSatisfactionOfDebtMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MaximumMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember us-gaap:MaximumMember 2016-12-31 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:RealEstateLoanMember us-gaap:MaximumMember 2017-06-30 0001015780 us-gaap:LoansReceivableMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:HomeEquityMember us-gaap:MinimumMember 2017-06-30 0001015780 us-gaap:FairValueHedgingMember 2017-01-01 2017-06-30 0001015780 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-06-30 0001015780 etfc:AgencyDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:USTreasurySecuritiesMember 2016-12-31 0001015780 etfc:AgencyDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:USTreasurySecuritiesMember 2017-06-30 0001015780 us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001015780 us-gaap:EquitySecuritiesMember 2017-06-30 0001015780 us-gaap:EquitySecuritiesMember 2016-12-31 0001015780 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001015780 us-gaap:USTreasuryAndGovernmentMember 2016-12-31 0001015780 us-gaap:USTreasuryAndGovernmentMember 2017-06-30 0001015780 us-gaap:USStatesAndPoliticalSubdivisionsMember 2017-06-30 0001015780 us-gaap:DebtSecuritiesMember 2016-12-31 0001015780 us-gaap:DebtSecuritiesMember 2017-06-30 0001015780 us-gaap:OtherDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:AutomobileLoanMember 2017-04-01 2017-06-30 0001015780 us-gaap:HomeEquityMember 2016-03-31 0001015780 us-gaap:AutomobileLoanMember 2017-03-31 0001015780 us-gaap:RealEstateLoanMember 2017-03-31 0001015780 us-gaap:RealEstateLoanMember 2017-01-01 2017-06-30 0001015780 us-gaap:AutomobileLoanMember 2016-04-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:AutomobileLoanMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember 2016-04-01 2016-06-30 0001015780 us-gaap:HomeEquityMember 2017-01-01 2017-06-30 0001015780 us-gaap:RealEstateLoanMember 2016-06-30 0001015780 us-gaap:RealEstateLoanMember 2017-04-01 2017-06-30 0001015780 us-gaap:HomeEquityMember 2016-04-01 2016-06-30 0001015780 us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:HomeEquityMember 2016-06-30 0001015780 us-gaap:AutomobileLoanMember 2017-01-01 2017-06-30 0001015780 us-gaap:HomeEquityMember 2017-03-31 0001015780 us-gaap:HomeEquityMember 2017-04-01 2017-06-30 0001015780 us-gaap:AutomobileLoanMember 2016-03-31 0001015780 us-gaap:AutomobileLoanMember 2016-12-31 0001015780 2016-03-31 0001015780 us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:RealEstateLoanMember 2016-03-31 0001015780 us-gaap:AutomobileLoanMember 2016-06-30 0001015780 us-gaap:RealEstateLoanMember 2016-12-31 0001015780 2017-03-31 0001015780 us-gaap:AutomobileLoanMember 2016-01-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember 2016-01-01 2016-06-30 0001015780 us-gaap:HomeEquityMember 2016-01-01 2016-06-30 0001015780 us-gaap:HomeEquityMember 2015-12-31 0001015780 us-gaap:AutomobileLoanMember 2015-12-31 0001015780 us-gaap:RealEstateLoanMember 2015-12-31 0001015780 us-gaap:AutomobileLoanMember etfc:FinancingReceivables30To89DaysPastDueMember 2017-06-30 0001015780 us-gaap:AutomobileLoanMember etfc:FinancingReceivables90To179DaysPastDueMember 2016-12-31 0001015780 us-gaap:HomeEquityMember etfc:FinancingReceivables90To179DaysPastDueMember 2016-12-31 0001015780 us-gaap:RealEstateLoanMember etfc:FinancingReceivables30To89DaysPastDueMember 2016-12-31 0001015780 us-gaap:HomeEquityMember etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2017-06-30 0001015780 us-gaap:AutomobileLoanMember etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2016-12-31 0001015780 us-gaap:HomeEquityMember etfc:FinancingReceivables30To89DaysPastDueMember 2017-06-30 0001015780 etfc:FinancingReceivables90To179DaysPastDueMember 2017-06-30 0001015780 etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2016-12-31 0001015780 us-gaap:RealEstateLoanMember etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2016-12-31 0001015780 etfc:FinancingReceivables30To89DaysPastDueMember 2016-12-31 0001015780 us-gaap:AutomobileLoanMember etfc:FinancingReceivables90To179DaysPastDueMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:FinancingReceivables90To179DaysPastDueMember 2016-12-31 0001015780 etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2017-06-30 0001015780 us-gaap:AutomobileLoanMember etfc:FinancingReceivables30To89DaysPastDueMember 2016-12-31 0001015780 etfc:FinancingReceivables90To179DaysPastDueMember 2016-12-31 0001015780 etfc:FinancingReceivables30To89DaysPastDueMember 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:FinancingReceivables30To89DaysPastDueMember 2016-12-31 0001015780 us-gaap:RealEstateLoanMember etfc:FinancingReceivables90To179DaysPastDueMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2016-12-31 0001015780 us-gaap:HomeEquityMember etfc:FinancingReceivables90To179DaysPastDueMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:FinancingReceivables30To89DaysPastDueMember 2017-06-30 0001015780 us-gaap:AutomobileLoanMember etfc:FinancingReceivablesEqualtoGreaterthan180DaysPastDueMember 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithoutInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithoutInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 etfc:OtherwithInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 us-gaap:HomeEquityMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 etfc:OtherwithoutInterestRateReductionMember 2016-01-01 2016-06-30 0001015780 etfc:OneToFourFamilyBenchmarkMember etfc:FinancingReceivableConvertedtoAmortizingPercentageMember us-gaap:RealEstateLoanMember 2017-04-01 2017-06-30 0001015780 etfc:OneToFourFamilyBenchmarkMember etfc:FinancingReceivableConvertingtoAmortizingInNextQuarterPercentageMember us-gaap:RealEstateLoanMember 2017-04-01 2017-06-30 0001015780 etfc:HomeEquityLineofCreditBenchmarkMember etfc:FinancingReceivableConvertedtoAmortizingPercentageMember us-gaap:HomeEquityMember 2017-04-01 2017-06-30 0001015780 etfc:HomeEquityLineofCreditBenchmarkMember etfc:FinancingReceivableConvertingtoAmortizingInNextQuarterPercentageMember us-gaap:HomeEquityMember 2017-04-01 2017-06-30 0001015780 etfc:HomeEquityLineofCreditBenchmarkMember etfc:FinancingReceivableConvertingtoAmortizingAfterNextQuarterPercentageMember us-gaap:HomeEquityMember 2017-04-01 2017-06-30 0001015780 etfc:OneToFourFamilyBenchmarkMember etfc:FinancingReceivableConvertingtoAmortizingAfterNextQuarterPercentageMember us-gaap:RealEstateLoanMember 2017-04-01 2017-06-30 0001015780 us-gaap:NonperformingFinancingReceivableMember 2016-12-31 0001015780 us-gaap:NonperformingFinancingReceivableMember us-gaap:RealEstateLoanMember 2016-12-31 0001015780 us-gaap:NonperformingFinancingReceivableMember us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:NonperformingFinancingReceivableMember us-gaap:AutomobileLoanMember 2016-12-31 0001015780 us-gaap:NonperformingFinancingReceivableMember 2017-06-30 0001015780 us-gaap:NonperformingFinancingReceivableMember us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:NonperformingFinancingReceivableMember us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:NonperformingFinancingReceivableMember us-gaap:AutomobileLoanMember 2017-06-30 0001015780 etfc:OneToFourFamilyandHomeEquityBenchmarkMember etfc:FinancingReceivablesStateRiskMember stpr:CA 2016-01-01 2016-12-31 0001015780 etfc:OneToFourFamilyandHomeEquityBenchmarkMember etfc:FinancingReceivablesStateRiskMember stpr:CA 2017-04-01 2017-06-30 0001015780 us-gaap:HomeEquityMember us-gaap:JuniorLienMember 2017-01-01 2017-06-30 0001015780 2016-01-01 2016-12-31 0001015780 etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 us-gaap:HomeEquityMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithoutInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithoutInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithoutInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 etfc:OtherwithInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 etfc:OtherwithInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 etfc:OtherwithInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 us-gaap:HomeEquityMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 etfc:OtherwithoutInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 etfc:OtherwithoutInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:ReAgeExtensionorInterestCapitalizationwithInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithInterestRateReductionMember 2016-04-01 2016-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithoutInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:OtherwithoutInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 etfc:OtherwithoutInterestRateReductionMember 2017-01-01 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:OtherwithoutInterestRateReductionMember 2017-04-01 2017-06-30 0001015780 etfc:FICOScore659To620Member us-gaap:HomeEquityMember 2016-12-31 0001015780 etfc:FICOScoreLessThan620Member us-gaap:RealEstateLoanMember 2017-06-30 0001015780 etfc:FICOScore659To620Member us-gaap:RealEstateLoanMember 2016-12-31 0001015780 etfc:FICOScore679To660Member us-gaap:HomeEquityMember 2017-06-30 0001015780 etfc:FICOScore699To680Member us-gaap:RealEstateLoanMember 2017-06-30 0001015780 etfc:FICOScoreLessThan620Member us-gaap:HomeEquityMember 2017-06-30 0001015780 etfc:FICOScore699To680Member us-gaap:RealEstateLoanMember 2016-12-31 0001015780 etfc:FICOScore699To680Member us-gaap:HomeEquityMember 2016-12-31 0001015780 etfc:FICOScore719To700Member us-gaap:HomeEquityMember 2016-12-31 0001015780 etfc:FICOScore659To620Member us-gaap:HomeEquityMember 2017-06-30 0001015780 etfc:FICOScore679To660Member us-gaap:RealEstateLoanMember 2017-06-30 0001015780 etfc:FICOScoreGreaterThan720Member us-gaap:RealEstateLoanMember 2017-06-30 0001015780 etfc:FICOScoreLessThan620Member us-gaap:HomeEquityMember 2016-12-31 0001015780 etfc:FICOScore659To620Member us-gaap:RealEstateLoanMember 2017-06-30 0001015780 etfc:FICOScore679To660Member us-gaap:RealEstateLoanMember 2016-12-31 0001015780 etfc:FICOScore719To700Member us-gaap:HomeEquityMember 2017-06-30 0001015780 etfc:FICOScoreGreaterThan720Member us-gaap:HomeEquityMember 2017-06-30 0001015780 etfc:FICOScoreLessThan620Member us-gaap:RealEstateLoanMember 2016-12-31 0001015780 etfc:FICOScore719To700Member us-gaap:RealEstateLoanMember 2017-06-30 0001015780 etfc:FICOScore699To680Member us-gaap:HomeEquityMember 2017-06-30 0001015780 etfc:FICOScoreGreaterThan720Member us-gaap:RealEstateLoanMember 2016-12-31 0001015780 etfc:FICOScoreGreaterThan720Member us-gaap:HomeEquityMember 2016-12-31 0001015780 etfc:FICOScore719To700Member us-gaap:RealEstateLoanMember 2016-12-31 0001015780 etfc:FICOScore679To660Member us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:PerformingFinancingReceivableMember us-gaap:RealEstateLoanMember 2017-06-30 0001015780 us-gaap:PerformingFinancingReceivableMember us-gaap:RealEstateLoanMember 2016-12-31 0001015780 us-gaap:PerformingFinancingReceivableMember 2016-12-31 0001015780 us-gaap:PerformingFinancingReceivableMember us-gaap:HomeEquityMember 2016-12-31 0001015780 us-gaap:PerformingFinancingReceivableMember 2017-06-30 0001015780 us-gaap:PerformingFinancingReceivableMember us-gaap:HomeEquityMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:LTV100To120PercentMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember us-gaap:Ltv80To100PercentMember 2016-12-31 0001015780 us-gaap:HomeEquityMember etfc:LTVGreaterThan120PercentMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember etfc:LTVGreaterThan120PercentMember 2016-12-31 0001015780 us-gaap:HomeEquityMember etfc:LTV100To120PercentMember 2016-12-31 0001015780 us-gaap:RealEstateLoanMember etfc:LTV100To120PercentMember 2016-12-31 0001015780 us-gaap:HomeEquityMember us-gaap:Ltv80To100PercentMember 2017-06-30 0001015780 us-gaap:HomeEquityMember us-gaap:LtvLessThan80PercentMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember us-gaap:LtvLessThan80PercentMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember us-gaap:LtvLessThan80PercentMember 2016-12-31 0001015780 us-gaap:RealEstateLoanMember etfc:LTVGreaterThan120PercentMember 2017-06-30 0001015780 us-gaap:HomeEquityMember etfc:LTVGreaterThan120PercentMember 2016-12-31 0001015780 us-gaap:HomeEquityMember us-gaap:Ltv80To100PercentMember 2016-12-31 0001015780 us-gaap:HomeEquityMember us-gaap:LtvLessThan80PercentMember 2016-12-31 0001015780 us-gaap:HomeEquityMember etfc:LTV100To120PercentMember 2017-06-30 0001015780 us-gaap:RealEstateLoanMember us-gaap:Ltv80To100PercentMember 2017-06-30 0001015780 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2016-12-31 0001015780 us-gaap:DesignatedAsHedgingInstrumentMember 2016-12-31 0001015780 us-gaap:DesignatedAsHedgingInstrumentMember 2017-06-30 0001015780 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2017-06-30 0001015780 us-gaap:USTreasuryAndGovernmentMember 2017-01-01 2017-06-30 0001015780 us-gaap:USTreasuryAndGovernmentMember 2016-04-01 2016-06-30 0001015780 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-04-01 2017-06-30 0001015780 us-gaap:USTreasuryAndGovernmentMember 2016-01-01 2016-06-30 0001015780 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-04-01 2016-06-30 0001015780 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-01-01 2016-06-30 0001015780 us-gaap:USTreasuryAndGovernmentMember 2017-04-01 2017-06-30 0001015780 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2017-01-01 2017-06-30 0001015780 etfc:ETradeSecuritiesMember etfc:SecuredUncommittedLineofCreditMember 2017-06-30 0001015780 etfc:ETradeSecuritiesMember etfc:UnsecuredUncommittedLineofCreditMember 2017-06-30 0001015780 etfc:LineOfCreditMaturingNextYearMember etfc:ETradeSecuritiesMember etfc:UnsecuredUncommittedLineofCreditMember 2017-06-30 0001015780 etfc:ETradeSecuritiesMember 2017-06-30 0001015780 etfc:ETradeSecuritiesMember etfc:SecuredCommittedLineofCreditMember 2017-06-30 0001015780 us-gaap:TrustPreferredSecuritiesSubjectToMandatoryRedemptionMember 2017-01-01 2017-06-30 0001015780 etfc:LineOfCreditMaturingNextYearMember etfc:ETradeSecuritiesMember etfc:SecuredCommittedLineofCreditMember 2017-06-30 0001015780 etfc:RevolvingCreditFacilityMaturingNextYearMember etfc:ETradeSecuritiesMember us-gaap:RevolvingCreditFacilityMember 2017-06-30 0001015780 etfc:SeniorNotesInterestBearingFourAndFiveEighthsPercentMember us-gaap:CorporateDebtSecuritiesMember 2017-06-30 0001015780 us-gaap:CorporateDebtSecuritiesMember 2017-06-30 0001015780 etfc:SeniorNotesInterestBearingFiveandThreeEighthsPercentMember us-gaap:CorporateDebtSecuritiesMember 2017-06-30 0001015780 etfc:SeniorNotesInterestBearingFourAndFiveEighthsPercentMember us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001015780 etfc:SeniorNotesInterestBearingFiveandThreeEighthsPercentMember us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001015780 etfc:NoninterestBearingConvertibleDebenturesMember us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001015780 etfc:InterestBearingTotalMember us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001015780 us-gaap:RevolvingCreditFacilityMember 2017-06-30 0001015780 etfc:SeniorNotesInterestBearingFiveandThreeEighthsPercentMember 2016-01-01 2016-12-31 0001015780 etfc:SeniorNotesInterestBearingFourAndFiveEighthsPercentMember 2017-01-01 2017-06-30 0001015780 etfc:NoninterestBearingConvertibleDebenturesMember 2016-01-01 2016-12-31 0001015780 us-gaap:RevolvingCreditFacilityMember 2017-01-01 2017-06-30 0001015780 etfc:SeniorNotesInterestBearingFiveandThreeEighthsPercentMember 2017-01-01 2017-06-30 0001015780 etfc:SeniorNotesInterestBearingFourAndFiveEighthsPercentMember 2016-01-01 2016-12-31 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedTranslationAdjustmentMember 2017-04-01 2017-06-30 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2017-04-01 2017-06-30 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2016-04-01 2016-06-30 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2017-01-01 2017-06-30 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedTranslationAdjustmentMember 2017-01-01 2017-06-30 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedTranslationAdjustmentMember 2016-01-01 2016-06-30 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedTranslationAdjustmentMember 2016-04-01 2016-06-30 0001015780 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2016-01-01 2016-06-30 0001015780 2017-01-01 2017-03-31 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2017-06-30 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2017-01-01 2017-03-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2017-04-01 2017-06-30 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2017-03-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2017-01-01 2017-03-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2016-12-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2017-03-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2017-06-30 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2017-04-01 2017-06-30 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2016-12-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2016-06-30 0001015780 2016-01-01 2016-03-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2016-01-01 2016-03-31 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2016-01-01 2016-03-31 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2016-03-31 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2016-04-01 2016-06-30 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2016-04-01 2016-06-30 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2015-12-31 0001015780 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2016-03-31 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2016-06-30 0001015780 us-gaap:AccumulatedTranslationAdjustmentMember 2015-12-31 0001015780 etfc:SeriesaFixedToFloatingRateNonCumulativePerpetualPreferredStockMember us-gaap:SubsequentEventMember 2017-08-02 2017-08-02 0001015780 etfc:SeriesaFixedToFloatingRateNonCumulativePerpetualPreferredStockMember 2017-02-02 2017-02-02 0001015780 us-gaap:SubsequentEventMember 2017-07-20 0001015780 us-gaap:StockCompensationPlanMember us-gaap:MaximumMember 2017-04-01 2017-06-30 0001015780 us-gaap:StockCompensationPlanMember us-gaap:MaximumMember 2017-01-01 2017-06-30 0001015780 us-gaap:StockCompensationPlanMember us-gaap:MaximumMember 2016-01-01 2016-06-30 0001015780 us-gaap:StockCompensationPlanMember us-gaap:MaximumMember 2016-04-01 2016-06-30 0001015780 us-gaap:ParentCompanyMember 2016-12-31 0001015780 us-gaap:ParentCompanyMember 2017-06-30 0001015780 etfc:NewRegulationImplementationYear2018Member 2017-06-30 0001015780 etfc:OptionsHouseMember 2017-06-30 0001015780 etfc:NewRegulationImplementationYear2015Member 2017-06-30 0001015780 etfc:ETradeSecuritiesMember 2017-01-01 2017-06-30 0001015780 etfc:CapitalConservationBufferMember us-gaap:MinimumMember 2017-06-30 0001015780 etfc:NewRegulationMember 2017-01-01 2017-06-30 0001015780 etfc:ETradeBankMember 2017-06-30 0001015780 etfc:ETradeBankMember 2016-12-31 0001015780 etfc:OtherBrokerDealers1Member 2017-06-30 0001015780 etfc:ETradeSecuritiesMember 2016-12-31 0001015780 etfc:OptionsHouseMember 2016-12-31 0001015780 etfc:OtherBrokerDealers1Member 2016-12-31 0001015780 etfc:JohnScrantonComplaintMember 2013-04-30 0001015780 etfc:JohnScrantonComplaintMember etfc:JudicialRulingWithoutPrejudiceMember 2014-10-19 2014-10-20 0001015780 etfc:DropletsIncComplaintMember 2011-05-15 2011-05-16 0001015780 etfc:UnfundedCommitmentsToExtendCreditMember 2017-06-30 0001015780 etfc:AxajoComplaintMember 2003-01-01 2003-12-31 0001015780 etfc:JohnScrantonComplaintMember etfc:JudicialRulingWithPrejudiceMember 2014-10-19 2014-10-20 0001015780 etfc:CraigLSchwabComplaintMember 2017-02-10 iso4217:USD xbrli:pure iso4217:USD xbrli:shares xbrli:shares etfc:loan iso4217:USD etfc:CapitalSecurity false --12-31 Q2 2017 2017-06-30 10-Q 0001015780 274709880 Yes Large Accelerated Filer E TRADE FINANCIAL CORP No Yes 2500000 6000 312000 1490000 50000 408100 1800000 21500 342300 1990000 29500 320500 1200000 40000 416000 1120000 17000 296500 0.29 0.33 0.01 P10Y9M29D P11Y3M18D 0.81 0.71 0.81 0.71 0.87 0.73 0.85 0.73 25000000 49000000 33000000 65000000 84000000 0.065 0.065 0.045 0.065 0.065 994000000 1050000000 994000000 1050000000 992000000 1040000000 992000000 1040000000 8159000000 8159000000 8159000000 8159000000 7992000000 7992000000 7992000000 7992000000 2019 2022 2023 2031 2022 2023 26362000000 34937000000 20000000 40000000 20000000 40000000 134000000 134000000 52000000 52000000 560000000 425000000 192000000 225000000 6000000 7000000 0 0 667000000 1484000000 192000000 225000000 416000000 2600000000 2871000000 2813000000 3074000000 853000000 811000000 21000000 21000000 940000000 881000000 36000000 23000000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 62000000 120000000 98000000 184000000 -6000000 1000000 -6000000 -1000000 -9000000 1000000 -8000000 -2000000 -2000000 0 -1000000 -1000000 -8000000 1000000 -7000000 -2000000 3772000000 3171000000 26000000 10000000 16000000 24000000 9000000 15000000 12000000 4000000 8000000 13000000 4000000 9000000 216000000 119000000 97000000 199000000 111000000 88000000 131000000 41000000 90000000 118000000 38000000 80000000 56000000 21000000 35000000 49000000 16000000 33000000 125000000 108000000 316000000 295000000 10000000 14000000 20000000 29000000 7000000 10000000 17000000 18000000 0 0 P10Y 84000000 185000000 83000000 168000000 60000000 54000000 57000000 50000000 144000000 239000000 140000000 218000000 168000000 -167000000 -574000000 1042000000 1000000 2000000 2000000 3000000 61000000 125000000 75000000 141000000 1000000 3000000 2000000 4000000 1000000 2000000 3000000 6000000 2000000 2000000 0.01 0.01 2 2 1000 0.85 5000000 4000000 1000000 1000000 9000000 7000000 2000000 1000000 3000000 2000000 1000000 0 5000000 3000000 2000000 -1000000 6731000000 6731000000 6731000000 6731000000 7773000000 7773000000 7773000000 7773000000 0.02 0.0667 0.025 0.08 24000000 47000000 29000000 56000000 2135000000 2057000000 0.40 1.00 P4Y 300000000 200000000 70000000 35000000 35000000 20000000 20000000 560000000 425000000 192000000 225000000 307000000 435000000 661000000 1077000000 192000000 225000000 546000000 871000000 400000000 0 20000000 40000000 21000000 42000000 288000000 573000000 354000000 673000000 0 600000000 492000000 0 409000000 288000000 409000000 288000000 409000000 321000000 409000000 321000000 P30Y 0.0003 0.0003 0.0001 0.0001 3862000000 3862000000 6565000000 6565000000 -99000000 -101000000 2000000 -14000000 -16000000 2000000 46000000 44000000 2000000 -137000000 -139000000 2000000 -98000000 -98000000 0 -62000000 -62000000 0 6921000000 6929000000 4000000 -3000000 14000000 14000000 21000000 21000000 250000 5000000 10000000 9000000 18000000 100000 100000 100000 100000 48999000000 58753000000 81000000 81000000 53000000 53000000 7000000 14050000000 14057000000 141000000 18973000000 19114000000 19029000000 13892000000 7000000 7000000 13885000000 24000000 13885000000 12634000000 32000000 788000000 407000000 13892000000 24000000 13885000000 7000000 12634000000 32000000 788000000 407000000 24000000 13885000000 7000000 12634000000 32000000 788000000 407000000 18890000000 7000000 7000000 18883000000 33000000 18883000000 17380000000 31000000 988000000 451000000 18890000000 33000000 18883000000 7000000 17380000000 31000000 988000000 451000000 33000000 18883000000 7000000 17380000000 31000000 988000000 451000000 42000000 0 42000000 24000000 0 18000000 0 99000000 0 99000000 60000000 0 33000000 6000000 403000000 1000000 403000000 0 336000000 0 21000000 45000000 245000000 1000000 245000000 0 222000000 0 14000000 8000000 14253000000 25000000 14246000000 7000000 12946000000 32000000 791000000 452000000 19036000000 34000000 19029000000 7000000 17542000000 31000000 969000000 453000000 57000000 0 57000000 0 0 49000000 0 0 49000000 0 0 0 403000000 1000000 0 336000000 0 21000000 45000000 245000000 1000000 0 222000000 0 14000000 8000000 11806000000 24000000 7000000 10901000000 13000000 454000000 407000000 10806000000 33000000 7000000 10090000000 12000000 374000000 290000000 346000000 1000000 0 279000000 0 21000000 45000000 196000000 1000000 0 173000000 0 14000000 8000000 10186000000 24000000 7000000 9281000000 13000000 454000000 407000000 8993000000 33000000 7000000 8277000000 12000000 374000000 290000000 1620000000 0 1620000000 0 0 1813000000 0 0 1813000000 0 0 0 4000000 4000000 11747000000 11674000000 7221000000 7149000000 57000000 56000000 18883000000 14000000 29000000 10000000 18000000 6000000 317000000 106000000 213000000 105000000 232000000 3237000000 4148000000 3569000000 4575000000 819000000 942000000 984000000 1078000000 0.100 0.100 0.080 0.100 0.100 0.395 0.440 0.363 0.424 2233000000 2393000000 1950000000 1950000000 1950000000 1950000000 1091000000 1091000000 1091000000 1091000000 160000000 -859000000 120000000 -88000000 -45000000 -43000000 -204000000 -114000000 -90000000 -63000000 -46000000 -17000000 -39000000 -33000000 -6000000 86000000 44000000 42000000 200000000 112000000 88000000 61000000 44000000 17000000 36000000 30000000 6000000 3132000000 3483000000 3453000000 3775000000 0.383 0.370 0.351 0.350 532000000 612000000 640000000 701000000 0.01 0.01 400000000 400000000 273963415 275054601 273963415 275054601 3000000 3000000 20000000 43000000 36000000 61000000 193000000 431000000 229000000 413000000 0.36 0.99 0.01 0.00 0.96 0.00 0.04 0.35 3000000 3000000 3000000 9800000000 11000000000 2000000000 2900000000 1000000000 3000000 540000000 460000000 1003000000 540000000 460000000 1000000000 0 0.05375 0.04625 0.05375 0.04625 9000000 0 5000000 4000000 9000000 4000000 4000000 8000000 756000000 519000000 114000000 192000000 3000000 31682000000 31681000000 31682000000 31681000000 40072000000 40072000000 40072000000 40072000000 3185000000 3078000000 112000000 124000000 165000000 90000000 774000000 668000000 774000000 668000000 0 0 22000000 18000000 165000000 165000000 165000000 165000000 90000000 90000000 90000000 90000000 13000000 6000000 7000000 6000000 7000000 20000000 31000000 31000000 31000000 31000000 38000000 38000000 38000000 38000000 0 0 0 0 25000000 31000000 932000000 1827000000 0 0 932000000 1827000000 73000000 118000000 -2000000 -4000000 -2000000 -3000000 2017-03-15 2017-09-15 2017-02-28 2017-08-31 13000000 12000000 13000000 13000000 0.48 1.02 0.70 1.18 0.48 1.01 0.70 1.17 2418000000 3206000000 2585000000 3497000000 1346000000 1294000000 1281000000 1334000000 2477000000 2856000000 2666000000 3183000000 0 0 0 0 0 0 0 0 0 0 0 0 6000000 12000000 8000000 16000000 0 200000000 200000000 200000000 200000000 134000000 134000000 163000000 5000000 120000000 38000000 71000000 5000000 44000000 22000000 58000000 51000000 7000000 45000000 38000000 7000000 12000000 1000000 10000000 1000000 23000000 3000000 17000000 3000000 8000000 1000000 6000000 1000000 16000000 2000000 12000000 2000000 6000000 2000000 4000000 0 14000000 4000000 9000000 1000000 6000000 1000000 5000000 0 8000000 3000000 5000000 0 3331000000 253000000 1361000000 1717000000 2768000000 214000000 1109000000 1445000000 441000000 195000000 246000000 403000000 178000000 225000000 171 164 7 378 357 21 57 53 4 226 214 12 14000000 11000000 2000000 6000000 3000000 3000000 0 1000000 2000000 2000000 7000000 5000000 34000000 26000000 3000000 18000000 5000000 8000000 0 2000000 6000000 3000000 20000000 11000000 6000000 4000000 1000000 1000000 2000000 2000000 0 1000000 1000000 1000000 2000000 3000000 19000000 15000000 1000000 9000000 5000000 4000000 0 1000000 3000000 1000000 10000000 8000000 3461000000 245000000 1442000000 1774000000 2888000000 208000000 1192000000 1488000000 352000000 1000000 136000000 215000000 321000000 0 116000000 205000000 4000000 1000000 0 43000000 18000000 53000000 67000000 23000000 86000000 114000000 42000000 139000000 4000000 0 0 37000000 18000000 40000000 62000000 28000000 81000000 103000000 46000000 121000000 -2000000 -1000000 -1000000 -4000000 -2000000 -2000000 -2000000 -2000000 0 -3000000 -3000000 0 2370000000 2370000000 15751000000 15716000000 2848000000 12839000000 29000000 0 15751000000 2854000000 12868000000 29000000 15716000000 2848000000 12839000000 29000000 2854000000 12868000000 29000000 21502000000 21558000000 2788000000 18479000000 291000000 7000000 7000000 21502000000 2778000000 18426000000 7000000 291000000 21565000000 2788000000 18479000000 7000000 291000000 2778000000 18426000000 7000000 291000000 149000000 26000000 123000000 0 199000000 30000000 168000000 1000000 184000000 32000000 152000000 0 136000000 20000000 115000000 1000000 29000000 0 29000000 27000000 0 27000000 0 8976000000 1757000000 7201000000 18000000 9719000000 1500000000 8058000000 161000000 155000000 32000000 123000000 0 109000000 20000000 88000000 1000000 7686000000 1739000000 5929000000 18000000 8554000000 1483000000 6910000000 161000000 1290000000 18000000 1272000000 1165000000 17000000 1148000000 0 210000000 14443000000 5083000000 1829000000 15716000000 2848000000 12839000000 29000000 21565000000 2788000000 18479000000 7000000 291000000 500000000 3600000000 209000000 14447000000 5060000000 1786000000 484000000 206000000 278000000 486000000 206000000 280000000 415000000 184000000 231000000 424000000 188000000 236000000 7000000 4000000 3000000 13000000 8000000 5000000 6000000 4000000 2000000 13000000 8000000 5000000 441000000 195000000 246000000 403000000 178000000 225000000 51000000 7000000 38000000 7000000 243000000 223000000 84000000 185000000 83000000 168000000 111000000 61000000 95000000 57000000 214000000 408000000 317000000 542000000 -2000000 -5000000 -1000000 2000000 81000000 5000000 122000000 11000000 124000000 4000000 204000000 -6000000 7000000 5000000 5000000 172000000 189000000 3519000000 8390000000 0 22000000 -75000000 -11000000 168000000 490000000 764000000 -571000000 319000 457000 19000 155000 646000 828000 843000 1048000 320000000 303000000 68000000 132000000 95000000 180000000 107000000 210000000 137000000 257000000 1000000 1000000 1000000 1000000 49000000 100000000 41000000 84000000 20000000 41000000 22000000 44000000 4000000 9000000 5000000 10000000 14000000 27000000 13000000 27000000 1000000 2000000 1000000 2000000 0 1000000 1000000 2000000 286000000 573000000 356000000 675000000 306000000 614000000 378000000 719000000 59000000 41000000 125000000 251000000 133000000 269000000 42727000000 52070000000 48999000000 58753000000 31000000 31000000 38000000 38000000 2020-06-23 0 0 175000000 50000000 450000000 1100000000 375000000 75000000 300000000 353000000 6000000 307000000 40000000 322000000 6000000 267000000 49000000 293000000 6000000 245000000 42000000 221000000 5000000 171000000 45000000 213000000 5000000 162000000 46000000 116000000 5000000 82000000 29000000 3756000000 3158000000 1556000000 1287000000 1950000000 1659000000 250000000 212000000 149000000 154000000 117000000 121000000 141000000 153000000 156000000 179000000 778000000 1121000000 215000000 222000000 1556000000 274000000 182000000 414000000 686000000 1950000000 143000000 86000000 413000000 1308000000 125000000 141000000 92000000 109000000 109000000 115000000 127000000 153000000 639000000 941000000 195000000 200000000 1287000000 214000000 132000000 349000000 592000000 1659000000 99000000 91000000 334000000 1135000000 3551000000 3502000000 249000000 1311000000 1942000000 3551000000 248000000 1385000000 1918000000 3502000000 249000000 1311000000 1942000000 3055000000 3060000000 209000000 1175000000 1676000000 3055000000 209000000 1204000000 1642000000 3060000000 209000000 1175000000 1676000000 21000000 25000000 21000000 25000000 46000000 46000000 19000000 14000000 19000000 14000000 33000000 33000000 991000000 3000000 535000000 456000000 994000000 536000000 456000000 992000000 4 2 1000000 2 2 30000000 73000000 42000000 85000000 159000000 158000000 1000000 0 182000000 181000000 1000000 0 112000000 102000000 41000000 1012000000 969000000 22000000 21000000 1122000000 1062000000 37000000 23000000 2972000000 8961000000 -3152000000 -9992000000 340000000 172000000 133000000 9000000 0 286000000 18000000 0 286000000 193000000 6000000 0 338000000 11000000 2000000 338000000 133000000 286000000 193000000 325000000 177000000 184000000 295000000 607000000 359000000 701000000 188000000 373000000 221000000 455000000 10000000 20000000 11000000 22000000 30 923000000 879000000 409000000 1009000000 600000000 321000000 1009000000 921000000 60000000 145000000 36000000 77000000 98000000 235000000 58000000 126000000 38000000 90000000 22000000 49000000 94000000 94000000 0 69000000 69000000 0 46000000 46000000 0 42000000 42000000 0 98000000 235000000 58000000 124000000 0 2000000 0 0 0 2000000 0 0 85000000 85000000 0 60000000 60000000 0 145000000 145000000 39000000 41000000 -2000000 36000000 36000000 0 75000000 75000000 14000000 29000000 10000000 18000000 9000000 18000000 6000000 11000000 -5000000 -11000000 -4000000 -7000000 38000000 90000000 22000000 49000000 112000000 264000000 68000000 144000000 69000000 163000000 42000000 88000000 43000000 101000000 26000000 56000000 18000000 41000000 24000000 46000000 500000000 532000000 17000000 0 35000000 0 21000000 0 37000000 -2000000 0 0 983000000 983000000 983000000 983000000 1473000000 1473000000 1473000000 1473000000 0 200000000 56000000 -51000000 4000000 19000000 -579000000 -555000000 452000000 0 0 13000000 3687000000 6348000000 3122000000 6840000000 38000000 50000000 3100000000 2600000000 0 0 0 13000000 32.64 29.38 1000 1000 0.01 0.01 1000000 1000000 400000 400000 400000 400000 394000000 394000000 13000000 0 400000000 681000000 701000000 864000000 1107000000 -82000000 400000000 -13000000 -16000000 1621000000 795000000 0 40000000 10000000 16000000 22000000 44000000 24000000 46000000 239000000 245000000 -35000000 1000000 -28000000 -8000000 -69000000 1000000 -70000000 0 -99000000 0 -81000000 -18000000 -113000000 1000000 -96000000 -18000000 35000000 29000000 1056000000 1056000000 1056000000 1056000000 1237000000 1103000000 1103000000 1103000000 9000000 9000000 0 9000000 9000000 0 7000000 5000000 2000000 6000000 6000000 0 1000000 1460000000 1460000000 1460000000 1460000000 889000000 889000000 889000000 889000000 1000000 3000000 4000000 8000000 -909000000 -581000000 474000000 946000000 577000000 1130000000 774000000 668000000 774000000 668000000 0 0 22000000 18000000 926000000 1420000000 0 0 926000000 1420000000 73000000 118000000 0 400000000 400000000 400000000 400000000 0 400000000 0 14000000 21000000 291000000 274000000 274000000 275000000 5000000 1000000 300000 1000000 1000000 5000000 5000000 3000000 3000000 -14000000 -14000000 -16000000 -16000000 2000000 2000000 1000000000 19000000 452000000 452000000 5799000000 -99000000 7356000000 3000000 -1461000000 5785000000 46000000 6911000000 3000000 -1175000000 6272000000 -137000000 6921000000 3000000 394000000 -909000000 6683000000 -62000000 6929000000 3000000 394000000 -581000000 3132000000 3610000000 3453000000 4045000000 1786000000 2316000000 2172000000 2711000000 0.050 0.050 0.050 0.050 0.088 0.078 0.080 0.075 3132000000 3610000000 3453000000 4045000000 655000000 754000000 787000000 862000000 0.080 0.080 0.060 0.080 0.080 0.383 0.383 0.351 0.375 22000000 0 40000000 14000000 15000000 16000000 13000000 277978000 282426000 276272000 276370000 277013000 281141000 275410000 275167000 0.0001 0.0001 0.0001 0.0001 <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents information about these transactions to enable the users of the Company&#8217;s consolidated financial statements to evaluate the potential effect of rights of set-off between these recognized assets and liabilities at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="27" rowspan="1"></td></tr><tr><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:4%;" rowspan="1" colspan="1"></td><td style="width:19%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Gross Amounts Not Offset in the Consolidated Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Gross Amounts of Recognized Assets and Liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Gross Amounts Offset in the Consolidated Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Net Amounts Presented in the Consolidated Balance Sheet </font><font style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Financial Instruments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Collateral Received or Pledged (Including Cash)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Net Amount</font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits paid for securities borrowed </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(425</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(425</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits received for securities loaned </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,420</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,420</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1,077</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">118</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Repurchase agreements </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(4)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(400</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Derivative liabilities </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(5)(6)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,827</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,827</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1,484</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits paid for securities borrowed </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(560</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(560</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits received for securities loaned </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">926</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">926</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(661</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">73</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Derivative liabilities </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(5)(6)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">932</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">932</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(667</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">73</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Net amount of deposits paid for securities borrowed are reflected in the receivables from brokers, dealers and clearing organizations line item in the consolidated balance sheet. Net amount of deposits received for securities loaned and derivative liabilities are reflected in the payables to brokers, dealers and clearing organizations and other liabilities line items in the consolidated balance sheet, respectively.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Included in the gross amounts of deposits paid for securities borrowed was </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$435 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$307 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively, transacted through a program with a clearing organization, which guarantees the return of cash to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company&#8217;s master securities loan agreements.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Included in the gross amounts of deposits received for securities loaned was </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$871 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$546 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively, transacted through a program with a clearing organization, which guarantees the return of securities to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company&#8217;s master securities loan agreements.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(4)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Collateral pledged included held-to-maturity securities at amortized cost and available-for-sale securities at fair value at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(5)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Excludes net accrued interest payable of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$2 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at both </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(6)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Collateral pledged included held-to-maturity securities at amortized cost at both </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">OFFSETTING ASSETS AND LIABILITIES </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">For financial statement purposes, the Company does not offset derivative instruments or securities borrowing and securities lending transactions. These activities are generally transacted under master agreements that are widely used by counterparties and that may allow for net settlements of payments in the normal course, as well as offsetting of all contracts with a given counterparty in the event of bankruptcy or default of one of the two parties to the transaction. The following table presents information about these transactions to enable the users of the Company&#8217;s consolidated financial statements to evaluate the potential effect of rights of set-off between these recognized assets and liabilities at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="27" rowspan="1"></td></tr><tr><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:4%;" rowspan="1" colspan="1"></td><td style="width:19%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Gross Amounts Not Offset in the Consolidated Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Gross Amounts of Recognized Assets and Liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Gross Amounts Offset in the Consolidated Balance Sheet</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Net Amounts Presented in the Consolidated Balance Sheet </font><font style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Financial Instruments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Collateral Received or Pledged (Including Cash)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Net Amount</font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits paid for securities borrowed </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(425</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">668</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(425</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits received for securities loaned </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,420</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,420</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1,077</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">118</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Repurchase agreements </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(4)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(400</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Derivative liabilities </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(5)(6)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,827</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,827</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(225</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1,484</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits paid for securities borrowed </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(560</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">774</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(560</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Deposits received for securities loaned </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">926</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">926</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(661</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">73</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Derivative liabilities </font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(5)(6)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">932</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">932</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(192</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(667</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">73</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Net amount of deposits paid for securities borrowed are reflected in the receivables from brokers, dealers and clearing organizations line item in the consolidated balance sheet. Net amount of deposits received for securities loaned and derivative liabilities are reflected in the payables to brokers, dealers and clearing organizations and other liabilities line items in the consolidated balance sheet, respectively.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Included in the gross amounts of deposits paid for securities borrowed was </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$435 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$307 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively, transacted through a program with a clearing organization, which guarantees the return of cash to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company&#8217;s master securities loan agreements.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Included in the gross amounts of deposits received for securities loaned was </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$871 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$546 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively, transacted through a program with a clearing organization, which guarantees the return of securities to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company&#8217;s master securities loan agreements.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(4)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Collateral pledged included held-to-maturity securities at amortized cost and available-for-sale securities at fair value at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(5)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Excludes net accrued interest payable of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$2 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at both </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(6)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Collateral pledged included held-to-maturity securities at amortized cost at both </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Securities Lending Transactions</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Deposits paid for securities borrowed and deposits received for securities loaned are recorded at the amount of cash collateral advanced or received. Securities borrowing transactions require the Company to deposit cash with the lender whereas securities lending transactions result in the Company receiving collateral in the form of cash, with both requiring cash in an amount generally in excess of the market value of the securities. These transactions have overnight or continuous remaining contractual maturities.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Securities lending transactions expose the Company to counterparty credit risk and market risk. To manage the counterparty risk, the Company maintains internal standards for approving counterparties, reviews and analyzes the credit rating of each counterparty, and monitors its positions with each counterparty on an ongoing basis. In addition, for certain of the Company's securities lending transactions, the Company uses a program with a clearing organization that guarantees the return of securities. The Company monitors the market value of the securities borrowed and loaned using collateral arrangements that require additional collateral to be obtained from or excess collateral to be returned to the counterparties based on changes in market value, to maintain specified collateral levels.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Repurchase Agreements</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Repurchase agreements are collateralized borrowing transactions utilized by the Company for short-term liquidity and funding requirements. These agreements give the Company, as the transferor of collateral to a counterparty, the right or obligation to repurchase the same or similar collateral at a specified price on a given date. Repurchase agreements utilized by the Company are generally collateralized by mortgage-backed or other investment-grade securities. The counterparties retain possession of the collateral until maturity of the agreement. </font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Derivative Transactions</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Certain types of derivatives that the Company utilizes in its hedging activities are subject to derivatives clearing agreements (cleared derivatives contracts) under the Dodd-Frank Act. These cleared derivatives contracts enable clearing by a derivatives clearing organization through a clearing member.&#160;Under the contracts, the clearing member typically has a one-way right to offset all contracts in the event of the Company's default or bankruptcy. Collateral exchanged under these contracts is not included in the table above as the contracts may not qualify as master netting agreements. At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company had </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$90 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$165 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively, of cleared derivative contract assets. At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company had </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$31 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$25 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively, of cleared derivative contract liabilities. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In January 2017, a clearing organization through which the Company executes certain of its derivative contracts amended its rulebook to legally characterize variation margin payments as settlements of the derivatives' exposure rather than collateral against the exposure. For these contracts, amounts exchanged with counterparties are reflected as a reduction of the related derivative assets or liabilities, including accrued interest, on the consolidated balance sheet. At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company had derivative assets and liabilities of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$13 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$20 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively, excluding accrued interest, that were settled by variation margin payments and are therefore excluded from the table above.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">OTHER BORROWINGS</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Other borrowings at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized as follows (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:53%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;color:#19223c;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Repurchase agreements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">FHLB advances</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total repurchase agreements and FHLB advances</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">600</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Trust preferred securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total other borrowings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,009</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Trust preferred securities begin maturing in </font><font style="font-family:Arial;font-size:8pt;color:#000000;">2031</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">External Lines of Credit maintained at E*TRADE Securities</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">E*TRADE Securities' external liquidity lines total approximately </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$1.1 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> as of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and include the following:</font></div><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">A 364-day, </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$450 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> senior unsecured committed revolving credit facility with a syndicate of banks, with a maturity date of June 2018</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Secured committed lines of credit with </font><font style="font-family:Arial;font-size:10pt;color:#000000;">two</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> unaffiliated banks, aggregating to </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$175 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, with a maturity date of June 2018</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Unsecured uncommitted lines of credit with </font><font style="font-family:Arial;font-size:10pt;color:#000000;">two</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> unaffiliated banks aggregating to </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$75 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, of which </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$50 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> has a maturity date of June 2018 and the remaining line has no maturity date</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Secured uncommitted lines of credit with several unaffiliated banks aggregating to </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$375 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> with no maturity date</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The revolving credit facility contains maintenance covenants related to E*TRADE Securities' minimum consolidated tangible net worth and regulatory net capital ratio. There were </font><font style="font-family:Arial;font-size:10pt;color:#000000;">no</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> outstanding balances for these lines at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">REGULATORY REQUIREMENTS</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Broker-Dealer and FCM Capital Requirements</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company&#8217;s U.S. broker-dealer subsidiaries are subject to the Uniform Net Capital Rule under the Securities Exchange Act of 1934 administered by the SEC and FINRA, which requires the maintenance of minimum net capital. The minimum net capital requirements can be met under either the Aggregate Indebtedness method or the Alternative method. Under the Aggregate Indebtedness method, a broker-dealer is required to maintain minimum net capital of the greater of 6</font><font style="font-family:Arial;font-size:10pt;color:#000000;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;2</sup></font><font style="font-family:Arial;font-size:10pt;color:#000000;">/</font><font style="font-family:Arial;font-size:10pt;color:#000000;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">3</sub></font><font style="font-family:Arial;font-size:10pt;color:#000000;">% of its aggregate indebtedness, as defined, or a minimum dollar amount. Under the Alternative method, a broker-dealer is required to maintain net capital equal to the greater of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$250,000</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> or </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2%</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of aggregate debit balances arising from customer transactions. The method used depends on the individual U.S. broker-dealer subsidiary. As FCMs, the Company&#8217;s U.S. broker-dealer subsidiaries are also subject to CFTC net capital requirements, including the maintenance of adjusted net capital equal to or in excess of the greater of (1) </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$1,000,000</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (2) the FCM's risk-based capital requirement, computed as </font><font style="font-family:Arial;font-size:10pt;color:#000000;">8%</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of the total risk margin requirements for all positions carried in customer and non-customer accounts, (3) the amount of adjusted net capital required by the NFA or (4) the amount of net capital required by the SEC's net capital rule. The Company&#8217;s international broker-dealer subsidiary is subject to capital requirements determined by its respective regulator.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, all of the Company&#8217;s broker-dealer subsidiaries met minimum net capital requirements. The tables below summarize the minimum capital requirements and excess capital for the Company&#8217;s broker-dealer subsidiaries at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions): </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:50%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Required&#160;Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net&#160;Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Excess Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">E*TRADE Securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">181</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,062</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">881</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">OptionsHouse</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">37</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other broker-dealer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">182</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,122</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">940</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">E*TRADE Securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">969</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">811</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">OptionsHouse</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other broker-dealer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">159</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,012</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">853</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Elected to use the Alternative method to compute required net capital. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">E*TRADE Securities paid dividends of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$120 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> to the parent company during the </font><font style="font-family:Arial;font-size:8pt;color:#000000;">six months ended June 30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Elected to use the Aggregate Indebtedness method to compute net capital; however, as OptionsHouse is an FCM, the prescribed fixed-dollar minimum capital requirement is </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$1 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-left:4px;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Bank Capital Requirements</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">E*TRADE Financial and E*TRADE Bank are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can trigger certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on E*TRADE Financial&#8217;s and E*TRADE Bank&#8217;s financial condition and results of operations. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, E*TRADE Financial and E*TRADE Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. In addition, E*TRADE Bank may not pay dividends to the parent company without the non-objection, or in certain cases the approval, of its regulators, and any loans by E*TRADE Bank to the parent company and its other non-bank subsidiaries are subject to various quantitative, arm&#8217;s length, collateralization and other requirements. E*TRADE Financial&#8217;s and E*TRADE Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Quantitative measures established by regulation to ensure capital adequacy require E*TRADE Financial and E*TRADE Bank to meet minimum Tier 1 leverage, common equity Tier 1 capital, Tier 1 risk-based capital and total risk-based capital ratios. Events beyond management's control, such as deterioration in credit markets, could adversely affect future earnings and E*TRADE Financial&#8217;s and E*TRADE Bank&#8217;s ability to meet future capital requirements. E*TRADE Financial and E*TRADE Bank were categorized as "well capitalized" under the regulatory framework for prompt corrective action for the periods presented in the table below (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="36" rowspan="1"></td></tr><tr><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">E*TRADE Financial</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 leverage</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,045</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,711</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,610</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,316</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,294</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Common equity Tier 1 capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,775</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">35.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,074</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,483</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">37.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">612</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,045</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">37.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">862</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,610</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">38.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">754</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,856</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,575</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">42.4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,148</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">44.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,206</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="36" rowspan="1"></td></tr><tr><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">E*TRADE Bank</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 leverage</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,172</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,281</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,786</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,346</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Common equity Tier 1 capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">35.1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">640</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,813</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">38.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">532</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,600</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">35.1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">787</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,666</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">38.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">655</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,477</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,569</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">36.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,585</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,237</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">39.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">819</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,418</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The Basel III final rule introduces a capital conservation buffer that limits a banking organization&#8217;s ability to make capital distributions and discretionary bonus payments to executive officers if a banking organization fails to maintain a Common Equity Tier 1 capital conservation buffer of more than </font><font style="font-family:Arial;font-size:8pt;color:#000000;">2.5%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, on a fully phased-in basis, of total risk-weighted assets above each of the following minimum risk-based capital ratio requirements: Common Equity Tier 1 capital (</font><font style="font-family:Arial;font-size:8pt;color:#000000;">4.5%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">), Tier 1 (</font><font style="font-family:Arial;font-size:8pt;color:#000000;">6.0%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">), and total risk-based capital (</font><font style="font-family:Arial;font-size:8pt;color:#000000;">8.0%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">). This requirement was effective beginning on January 1, 2016, and will be fully phased-in by 2019. Certain new regulatory deductions and adjustments are subject to a phase-in period over a </font><font style="font-family:Arial;font-size:8pt;color:#000000;">four</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> year period, beginning at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">40%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> in 2015 and fully implemented at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">100%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> in 2018.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;padding-left:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Corporate debt at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> is outlined in the following table (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Face Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Discount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest-bearing notes:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;3</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2022</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">540</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">536</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4&#160;</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">5</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2023</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">460</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">456</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total corporate debt</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,000</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">992</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest-bearing notes:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;3</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2022</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">540</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">535</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4&#160;</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">5</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2023</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">460</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">456</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total interest-bearing notes</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">991</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Non-interest-bearing debt:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0% Convertible debentures, due 2019</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total corporate debt</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,003</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">994</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Other borrowings at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized as follows (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:53%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;color:#19223c;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Repurchase agreements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">FHLB advances</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total repurchase agreements and FHLB advances</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">600</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Trust preferred securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total other borrowings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,009</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Trust preferred securities begin maturing in </font><font style="font-family:Arial;font-size:8pt;color:#000000;">2031</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents the total recorded investment in loans receivable and allowance for loan losses by loans that have been collectively evaluated for impairment and those that have been individually evaluated for impairment by loan class at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recorded Investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance&#160;for&#160;Loan Losses</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Collectively evaluated for impairment:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,445</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,717</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,361</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">120</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">214</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">253</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total collectively evaluated for impairment</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,768</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,331</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">71</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">163</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Individually evaluated for impairment:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">178</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">51</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total individually evaluated for impairment</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">403</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">441</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">45</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">58</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,171</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,772</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">221</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table provides a roll forward by loan portfolio of the allowance for loan losses for the three and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">213</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(18</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(81</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(99</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">82</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">322</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(28</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(35</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">293</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">171</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">221</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(18</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(96</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(113</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">82</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">307</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">353</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(70</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(69</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">293</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Basis of Presentation</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The condensed consolidated financial statements, also referred to herein as the consolidated financial statements, include the accounts of the Company and its majority-owned subsidiaries as determined under the voting interest model. Entities in which the Company has the ability to exercise significant influence but in which the Company does not possess control are generally accounted for by the equity method. Entities in which the Company does not have the ability to exercise significant influence are generally carried at cost. Investments in marketable equity securities where the Company does not have the ability to exercise significant influence over the entities are accounted for as available-for-sale equity securities. The Company also evaluates its initial and continuing involvement with certain entities to determine if the Company is required to consolidate the entities under the variable interest entity (VIE) model. This evaluation is based on a qualitative assessment of whether the Company is the primary beneficiary of the VIE, which requires the Company to possess both: 1) the power to direct the activities that most significantly impact the economic performance of the VIE; and 2) the obligation to absorb losses or the right to receive benefits of the VIE that could potentially be significant to the VIE. The consolidated financial statements do not include any consolidated VIEs for all periods presented.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company's consolidated financial statements are prepared in accordance with GAAP. Intercompany accounts and transactions are eliminated in consolidation. These financial statements reflect all adjustments, which are normal and recurring in nature, necessary to present fairly the financial position, results of operations and cash flows for the periods presented. These consolidated financial statements should be read in conjunction with the Annual Report on Form 10-K for the year ended </font><font style="font-family:Arial;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. While certain disclosures included in annual financial statements prepared </font><font style="font-family:Arial;font-size:10pt;color:#000000;">in accordance with GAAP have been omitted in this quarterly report, the Company believes that the information and disclosures presented herein are adequate and that such disclosures are not misleading.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">COMMITMENTS, CONTINGENCIES AND OTHER REGULATORY MATTERS</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company reviews its lawsuits, regulatory inquiries and other legal proceedings on an ongoing basis and provides disclosure and records loss contingencies in accordance with the loss contingencies accounting guidance. The Company establishes an accrual for losses at management's best estimate when it assesses that it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. The Company monitors these matters for developments that would affect the likelihood of a loss and the accrued amount, if any, and adjusts the amount as appropriate.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Litigation Matters</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">On October&#160;27, 2000, Ajaxo, Inc. (Ajaxo) filed a complaint in the Superior Court for the State of California, County of Santa Clara. Ajaxo sought damages and certain non-monetary relief for the Company&#8217;s alleged breach of a non-disclosure agreement with Ajaxo pertaining to certain wireless technology that Ajaxo offered the Company as well as damages and other relief against the Company for their alleged misappropriation of Ajaxo&#8217;s trade secrets. Following a jury trial, a judgment was entered in 2003 in favor of Ajaxo against the Company for </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$1 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> for breach of the Ajaxo non-disclosure agreement. Although the jury found in favor of Ajaxo on its claim against the Company for misappropriation of trade secrets, the trial court subsequently denied Ajaxo&#8217;s requests for additional damages and relief. On December&#160;21, 2005, the California Court of Appeal affirmed the above-described award against the Company for breach of the nondisclosure agreement but remanded the case to the trial court for the limited purpose of determining what, if any, additional damages Ajaxo may be entitled to as a result of the jury&#8217;s previous finding in favor of Ajaxo on its claim against the Company for misappropriation of trade secrets. Although the Company paid Ajaxo the full amount due on the above-described judgment, the case was remanded back to the trial court, and on May&#160;30, 2008, a jury returned a verdict in favor of the Company denying all claims raised and demands for damages against the Company. Following the trial court&#8217;s entry of judgment in favor of the Company on September&#160;5, 2008, Ajaxo filed post-trial motions for vacating this entry of judgment and requesting a new trial. The trial court denied these motions. On December&#160;2, 2008, Ajaxo filed a notice of appeal with the Court of Appeal of the State of California for the Sixth District. On August&#160;30, 2010, the Court of Appeal affirmed the trial court&#8217;s verdict in part and reversed the verdict in part, remanding the case. The Company petitioned the Supreme Court of California for review of the Court of Appeal decision. On December&#160;16, 2010, the California Supreme Court denied the Company&#8217;s petition for review and remanded for further proceedings to the trial court. The testimonial phase of the third trial in this matter concluded on June&#160;12, 2012. By order dated May 28, 2014, the Court determined to conduct a second phase of this bench trial to allow Ajaxo to attempt to prove entitlement to additional royalties. Hearings in phase two of the trial concluded January 8, 2015. In a Judgment and Statement of Decision filed September 16, 2015, the Court denied all claims for royalties by Ajaxo. Ajaxo&#8217;s post-trial motions were denied. Ajaxo has appealed to the Court of Appeal, Sixth District. Briefing of this appeal is expected to continue into August 2017. The Company will continue to defend itself vigorously.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">On May&#160;16, 2011, Droplets Inc., the holder of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">two</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> patents pertaining to user interface servers, filed a complaint in the U.S. District Court for the Eastern District of Texas against E*TRADE Financial Corporation, E*TRADE Securities, E*TRADE Bank and multiple other unaffiliated financial services firms. Plaintiff contends that the defendants engaged in patent infringement under federal law. Plaintiff seeks unspecified damages and an injunction against future infringements, plus royalties, costs, interest and attorneys&#8217; fees. On March&#160;28, 2012, a change of venue was granted and the case was transferred to the United States District Court for the Southern District of New York. The Company's motion for summary judgment on the grounds of non-infringement was granted by the U.S. District Court in a Decision and Order dated March 9, 2015. All remaining claims are stayed pending resolution of issues on Droplet's remaining patents under review by the Patent Trial and Appeal Board (PTAB). On July 6, 2015, the PTAB instituted an </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">inter partes</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> review of plaintiff's '115 patent. A hearing on the</font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;"> inter partes</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> review was conducted on March 14, 2016. On June 23, 2016, the PTAB deemed Droplets&#8217; putative '115 patent to be &#8220;unpatentable.&#8221; In a separate proceeding, the PTAB has also separately deemed Droplets&#8217; putative '838 patent to be &#8220;unpatentable.&#8221; Droplets has appealed to the Circuit Court of Appeals for the District of Columbia. The opening brief was filed on December 23, 2016 and briefing was completed on July 24, 2017. Oral argument has not yet been scheduled. The Company will continue to defend itself vigorously in this matter.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">On April 30, 2013, a putative class action was filed by John Scranton, on behalf of himself and a class of persons similarly situated, against E*TRADE Financial Corporation and E*TRADE Securities in the Superior Court of California, County of Santa Clara, pursuant to the California procedures for a private Attorney General action. The complaint alleged that the Company misrepresented through its website that it would always automatically exercise options that were in-the-money by </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$0.01</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> or more on expiration date. The plaintiffs allege violations of the California Unfair Competition Law, the California Consumer Remedies Act, fraud, misrepresentation, negligent misrepresentation and breach of fiduciary duty and plaintiffs seek unspecified damages. The case has been deemed complex within the meaning of the California Rules of Court, and a case management conference was held on September 13, 2013. The Company&#8217;s demurrer and motion to strike the complaint were granted by order dated December 20, 2013. The Court granted leave to amend the complaint. A second amended complaint was filed on January 31, 2014. On March 11, 2014, the Company moved to strike and for a demurrer to the second amended complaint. On October 20, 2014, the Court sustained the Company's demurrer, dismissing </font><font style="font-family:Arial;font-size:10pt;color:#000000;">four</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> counts of the second amended complaint with prejudice and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">two</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> counts without prejudice. The plaintiffs filed a third amended complaint on November 10, 2014. The Company filed a third demurrer and motion to strike on December 12, 2014. By order dated March 18, 2015, the Superior Court entered a final order sustaining the Company's demurrer on all remaining claims with prejudice. Final judgment was entered in the Company's favor on April 8, 2015. The plaintiff filed a Notice of Appeal on April 27, 2015. The briefing is complete but oral argument has not yet been scheduled. The Company will continue to defend itself vigorously in this matter.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">On March 26, 2015, a putative class action was filed in the U.S. District Court for the Northern District of California by Ty Rayner, on behalf of himself and all others similarly situated, naming E*TRADE Financial Corporation and E*TRADE Securities as defendants. The complaint alleges that E*TRADE breached a fiduciary duty and unjustly enriched itself in connection with the routing of its customers&#8217; orders to various market-makers and exchanges. Plaintiff seeks unspecified damages, declaratory relief, restitution, disgorgement of payments received by the Company, and attorneys&#8217; fees. On July 23, 2016, a putative class action was filed in the U.S. District Court for the Southern District of New York by Craig L. Schwab, on behalf of himself and others similarly situated, naming E*TRADE Financial Corporation, E*TRADE Securities LLC, and former Company executives as defendants. The complaint alleges that E*TRADE violated federal securities laws in connection with the routing of its customers&#8217; orders to various market-makers and exchanges. Plaintiff seeks unspecified damages, declaratory relief, restitution, disgorgement of payments received by the Company, and attorneys&#8217; fees. By stipulation, the </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Rayner</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> case has been consolidated with the</font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;"> Schwab</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> case and both matters are now venued in the Southern District of New York. E*TRADE has moved to dismiss the complaint in </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Rayner</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. On April 2, 2017, the District Court dismissed the complaint in </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Rayner. </font><font style="font-family:Arial;font-size:10pt;color:#000000;">On May 5, 2017, plaintiffs in </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Rayner</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> appealed. E*TRADE moved to dismiss the </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Schwab</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> case on January 11, 2017; and in response, the Schwab plaintiffs submitted an amended Complaint on February 10, 2017. The amended </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Schwab</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> complaint asserts only </font><font style="font-family:Arial;font-size:10pt;color:#000000;">two</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> claims: violation of Section 10(b) of the Exchange Act by E*TRADE Securities LLC and E*TRADE Financial Corporation; and violation of Section 20(a) of the Exchange Act by E*TRADE's two most recent chief executive officers. On July 10, the Court dismissed the </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Schwab</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> claims without prejudice. The Company will continue to defend itself vigorously in these matters.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In addition to the matters described above, the Company is subject to various legal proceedings and claims that arise in the normal course of business. In each pending matter, the Company contests liability or the amount of claimed damages. In view of the inherent difficulty of predicting the outcome of such matters, particularly in cases where claimants seek substantial or indeterminate damages, or where investigation or discovery have yet to be completed, the Company is unable to estimate a range of reasonably possible losses on its remaining outstanding legal proceedings; however, the Company believes any losses, both individually or in the aggregate, would not be reasonably likely to have a material adverse effect on the consolidated financial condition or results of operations of the Company.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">An unfavorable outcome in any matter could have a material adverse effect on the Company&#8217;s business, financial condition, results of operations or cash flows. In addition, even if the ultimate outcomes are resolved in the Company&#8217;s favor, the defense of such litigation could entail considerable cost or the diversion of the efforts of management, either of which could have a material adverse effect on the Company&#8217;s business, financial condition, results of operations or cash flows.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Regulatory Matters</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The securities, futures, foreign currency and banking industries are subject to extensive regulation under federal, state and applicable international laws. From time to time, the Company has been threatened with or named as a defendant in lawsuits, arbitrations and administrative claims involving securities, banking and other matters. The Company is also subject to periodic regulatory examinations and inspections. Compliance and trading problems that are reported to regulators, such as the SEC, FINRA, NASDAQ, CFTC, NFA, FDIC, Federal Reserve Bank of Richmond, OCC, or the Consumer Financial Protection Bureau (CFPB) by dissatisfied customers or others are investigated by such regulators, and may, if pursued, result in formal claims being filed against the Company by customers or disciplinary action being taken against the Company or its employees by regulators. Any such claims or disciplinary actions that are decided against the Company could have a material impact on the financial results of the Company or any of its subsidiaries.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Insurance</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company maintains insurance coverage that management believes is reasonable and prudent. The principal insurance coverage it maintains covers commercial general liability; property damage; hardware/software damage; cyber liability; directors and officers; employment practices liability; certain criminal acts against the Company; and errors and omissions. The Company believes that such insurance coverage is adequate for the purpose of its business. The Company&#8217;s ability to maintain this level of insurance coverage in the future, however, is subject to the availability of affordable insurance in the marketplace.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Commitments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In the normal course of business, the Company makes various commitments to extend credit and incur contingent liabilities that are not reflected in the consolidated balance sheet. Significant changes in the economy or interest rates may influence the impact that these commitments and contingencies have on the Company in the future. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company&#8217;s equity method, cost method and other investments are generally limited liability investments in partnerships, companies and other similar entities, including tax credit partnerships and community development entities, which are not required to be consolidated. The Company had </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$84 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> in unfunded commitments with respect to these investments at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company had approximately </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$22 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of certificates of deposit scheduled to mature in less than one year and approximately </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$5 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of unfunded commitments to extend credit.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Guarantees</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In prior periods when the Company sold loans, the Company provided guarantees to investors purchasing mortgage loans, which are considered standard representations and warranties within the mortgage industry. The primary guarantees are that: the mortgage and the mortgage note have been duly executed and each is the legal, valid and binding obligation of the Company, enforceable in accordance with its terms; the mortgage has been duly acknowledged and recorded and is valid; and the mortgage and the mortgage note are not subject to any right of rescission, set-off, counterclaim or defense, including, without limitation, the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto. The Company is responsible for the guarantees on loans sold. If these claims prove to be untrue, the investor can require the Company to repurchase the loan and return all loan purchase and servicing release premiums. Management does not believe the potential liability exposure will have a material impact on the Company&#8217;s results of operations, cash flows or financial condition due to the nature of the standard representations and warranties, which have resulted in a minimal amount of loan repurchases.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Prior to 2008, ETBH raised capital through the formation of trusts, which sold TRUPs in the capital markets. The capital securities must be redeemed in whole at the due date, which is generally </font><font style="font-family:Arial;font-size:10pt;color:#000000;">30 years</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> after issuance. Each trust issued TRUPs at par, with a liquidation amount of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$1,000</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> per capital security. The trusts used the proceeds from the sale of issuances to purchase subordinated debentures issued by ETBH.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">During the 30-year period prior to the redemption of the TRUPs, ETBH guarantees the accrued and unpaid distributions on these securities, as well as the redemption price of the securities and certain costs that may be incurred in liquidating, terminating or dissolving the trusts (all of which would otherwise be payable by the trusts). At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, management estimated that the maximum potential liability under this arrangement, including the current carrying value of the trusts, was equal to approximately </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$416 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> or the total face value of these securities plus accrued interest payable, which may be unpaid at the termination of the trust arrangement.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The tables below summarize the minimum capital requirements and excess capital for the Company&#8217;s broker-dealer subsidiaries at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions): </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:50%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Required&#160;Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net&#160;Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Excess Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">E*TRADE Securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">181</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,062</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">881</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">OptionsHouse</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">37</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other broker-dealer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">182</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,122</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">940</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">E*TRADE Securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">969</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">811</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">OptionsHouse</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other broker-dealer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">159</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,012</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">853</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Elected to use the Alternative method to compute required net capital. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">E*TRADE Securities paid dividends of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$120 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> to the parent company during the </font><font style="font-family:Arial;font-size:8pt;color:#000000;">six months ended June 30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Elected to use the Aggregate Indebtedness method to compute net capital; however, as OptionsHouse is an FCM, the prescribed fixed-dollar minimum capital requirement is </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$1 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">CORPORATE DEBT</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;padding-left:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Corporate debt at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> is outlined in the following table (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Face Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Discount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest-bearing notes:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;3</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2022</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">540</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">536</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4&#160;</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">5</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2023</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">460</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">456</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total corporate debt</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,000</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">992</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest-bearing notes:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;3</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2022</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">540</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">535</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4&#160;</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">5</sup></font><font style="font-family:Arial;font-size:9pt;">/</font><font style="font-family:Arial;font-size:9pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:6pt">8</sub></font><font style="font-family:Arial;font-size:9pt;">% Notes, due 2023</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">460</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">456</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total interest-bearing notes</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">991</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Non-interest-bearing debt:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0% Convertible debentures, due 2019</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total corporate debt</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,003</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">994</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Conversions of Convertible Debentures</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">During the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$3 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of the Company&#8217;s convertible debentures were converted into </font><font style="font-family:Arial;font-size:10pt;color:#000000;">0.3 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> shares of common stock. </font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Credit Facility</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">On June 23, 2017, we entered into an unsecured committed revolving credit facility with certain lenders, which replaced our previous secured committed revolving credit facility entered into in November 2014 and increased our total borrowing capacity under the facility to </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$300 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. The Company has the ability to borrow against the credit facility for working capital and general corporate purposes. The unsecured committed revolving credit facility will mature on June 23, 2020. At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, there was </font><font style="font-family:Arial;font-size:10pt;color:#000000;">no</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> outstanding balance under this revolving credit facility.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">DEPOSITS</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Deposits are summarized as follows (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Weighted-Average&#160;Rate</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Sweep deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">34,937</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26,362</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Savings deposits</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other deposits</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,057</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,135</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.03</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.03</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total deposits</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,682</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Includes checking deposits, money market and time deposits.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">As of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, the Company had </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$184 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$177 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> in non-interest bearing deposits, respectively.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Deposits are summarized as follows (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Weighted-Average&#160;Rate</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Sweep deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">34,937</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26,362</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Savings deposits</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other deposits</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,057</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,135</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.03</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.03</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:26px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total deposits</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,682</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.01</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Includes checking deposits, money market and time deposits.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">As of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, the Company had </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$184 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$177 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> in non-interest bearing deposits, respectively.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company enters into derivative transactions primarily to protect against interest rate risk on the value of certain assets. Each derivative instrument is recorded on the consolidated balance sheet at fair value as a freestanding asset or liability. The following table summarizes the fair value of derivatives as reported in the consolidated balance sheet at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Notional</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Asset</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Liability</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(4)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June 30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest rate contracts:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Fair value hedges</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,565</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">52</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:66px;text-indent:-12px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total derivatives designated as hedging instruments</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(5)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">52</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest rate contracts:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Fair value hedges</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,862</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:66px;text-indent:-12px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total derivatives designated as hedging instruments</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(5)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,862</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(31</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">At </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30,&#160;2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, excludes derivative assets and liabilities of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$13 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$20 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively, that were executed through a central clearing organization and were settled by variation margin payments. See </font><font style="font-family:Arial;font-size:8pt;color:#000000;font-style:italic;">Note 4&#8212;Offsetting Assets and Liabilities</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> for additional information. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Reflected in the other assets line item on the consolidated balance sheet.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Reflected in the other liabilities line item on the consolidated balance sheet.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(4)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents net fair value of derivative instruments for disclosure purposes only.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(5)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">All derivatives were designated as hedging instruments at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Fair Value Hedges</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Fair value hedges are used to offset exposure to changes in value of certain fixed-rate assets. Fair value hedges are accounted for by recording the fair value of the derivative instrument and the fair value of the asset being hedged on the consolidated balance sheet. Changes in the fair value of both the derivative instruments and the underlying assets are recognized in the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">gains on securities and other, net</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> line item in the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. To the extent that the hedge is ineffective, the changes in the fair values will not offset and the difference, or hedge ineffectiveness, is reflected in the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">gains on securities and other, net</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> line item in the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Hedge accounting is discontinued for fair value hedges if a derivative instrument is sold, terminated or otherwise de-designated. If fair value hedge accounting is discontinued, the previously hedged item is no longer adjusted for changes in fair value through the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and the cumulative net gain or loss on the hedged asset or liability at the time of de-designation is amortized to interest income or interest expense using the effective interest method over the expected remaining life of the hedged item. Changes in the fair value of the derivative instruments after de-designation of fair value hedge accounting are recorded in the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">gains on securities and other, net</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> line item in the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table summarizes the effect of interest rate contracts designated as fair value hedges and related hedged items on the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> for the three and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(17</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(43</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(45</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total gains (losses) included in earnings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(63</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">61</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(88</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">86</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(90</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(33</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">30</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">112</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total gains (losses) included in earnings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(39</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(204</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Reflected in the </font><font style="font-family:Arial;font-size:8pt;color:#000000;">gains on securities and other, net</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> line item on the </font><font style="font-family:Arial;font-size:8pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">EARNINGS PER SHARE</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents a reconciliation of basic and diluted earnings per common share (in millions, except share data and per share amounts):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-top:4px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:53%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">338</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Preferred stock dividends</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income available to common shareholders</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">325</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic weighted-average shares outstanding (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,410</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">277,013</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,167</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">281,141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic earnings per common share</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.70</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.18</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.02</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Diluted:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">338</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Preferred stock dividends</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income available to common shareholders</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">325</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic weighted-average shares outstanding (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,410</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">277,013</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">281,141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Effect of dilutive securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:84px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Weighted-average restricted stock and options issued to employees (in thousands) </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">843</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,048</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">828</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:84px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Weighted-average convertible debentures (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">319</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">155</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">457</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Diluted weighted-average shares outstanding (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">276,272</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">277,978</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">276,370</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">282,426</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Diluted earnings per common share</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.70</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.17</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.01</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">For both the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company excluded less than </font><font style="font-family:Arial;font-size:10pt;color:#000000;">0.1 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of stock options and restricted stock awards and units from the calculations of diluted earnings per share as the effect would have been anti-dilutive.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Assets and liabilities measured at fair value at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized in the following tables (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:57%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,890</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Receivables from brokers, dealers and clearing organizations:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative assets</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,114</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative liabilities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total liabilities measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Nonrecurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a nonrecurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">All derivative assets and liabilities were interest rate contracts at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">. Information related to derivative instruments is detailed in </font><font style="font-family:Arial;font-size:8pt;color:#000000;font-style:italic;">Note 7&#8212;Derivative Instruments and Hedging Activities</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Assets and liabilities measured at fair value on a recurring basis represented </font><font style="font-family:Arial;font-size:8pt;color:#000000;">33%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and less than </font><font style="font-family:Arial;font-size:8pt;color:#000000;">1%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of the Company&#8217;s total assets and total liabilities, respectively, at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, and for which a fair value measurement was recorded during the period.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:57%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,634</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,634</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,892</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:24px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative assets</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,050</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,057</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:24px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative liabilities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total liabilities measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Nonrecurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a nonrecurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">All derivative assets and liabilities were interest rate contracts at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">. Information related to derivative instruments is detailed in </font><font style="font-family:Arial;font-size:8pt;color:#000000;font-style:italic;">Note 7&#8212;Derivative Instruments and Hedging Activities</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Assets and liabilities measured at fair value on a recurring basis represented </font><font style="font-family:Arial;font-size:8pt;color:#000000;">29%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and less than </font><font style="font-family:Arial;font-size:8pt;color:#000000;">1%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of the Company&#8217;s total assets and total liabilities, respectively, at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, and for which a fair value measurement was recorded during the period.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-left:4px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents gains and losses recognized on assets measured at fair value on a nonrecurring basis during the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">(dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:55%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total losses on loans receivable measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Losses (gains) on real estate owned measured at fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table summarizes the carrying values, fair values and fair value hierarchy level classification of financial instruments that are not carried at fair value on the consolidated balance sheet at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:50%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash and equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash required to be segregated under federal or other regulations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,426</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;background-color:;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,479</font></div></td><td style="vertical-align:bottom;background-color:;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,479</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,788</font></div></td><td style="vertical-align:bottom;background-color:;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other non-agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,558</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Margin receivables</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,773</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,773</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,773</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,642</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,676</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,676</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,204</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,175</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,175</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable, net</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,055</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,060</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,060</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Receivables from brokers, dealers and clearing organizations</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,103</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,103</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Customer payables</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Payables to brokers, dealers and clearing organizations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other borrowings:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Securities sold under agreements to repurchase</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">FHLB advances</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Trust preferred securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:84px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total other borrowings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,009</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">600</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">921</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Corporate debt</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,040</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,040</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The fair value of securities that the Company received as collateral in connection with margin receivables and securities borrowing activities, where the Company is permitted to sell or re-pledge the securities, was approximately </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$11.0 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$9.8 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively. Of this amount, </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$2.9 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$2.0 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> had been pledged or sold in connection with securities loans and deposits with clearing organizations at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The carrying value of loans receivable, net includes the allowance for loan losses of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$116 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and loans that are recorded at fair value on a nonrecurring basis at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:50%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash and equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash required to be segregated under federal or other regulations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,839</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,839</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,854</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,848</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,848</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,751</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,716</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,716</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Margin receivables</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,731</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,731</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,731</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,918</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,385</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,311</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,311</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">248</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">249</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">249</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable, net</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,551</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Receivables from brokers, dealers and clearing organizations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,056</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,056</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,056</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,682</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,681</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,681</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Customer Payables</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8,159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8,159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8,159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Payables to brokers, dealers and clearing organizations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">983</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">983</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">983</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Trust preferred securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">288</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">288</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Corporate debt</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">994</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The carrying value of loans receivable, net includes the allowance for loan losses of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$221 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and loans that are recorded at fair value on a nonrecurring basis at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">FAIR VALUE DISCLOSURES</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. In determining fair value, the Company may use various valuation approaches, including market, income and/or cost approaches. The fair value hierarchy requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is a market-based measure considered from the perspective of a market participant. Accordingly, even when market assumptions are not readily available, the Company&#8217;s own assumptions reflect those that market participants would use in pricing the asset or liability at the measurement date. The fair value measurement accounting guidance describes the following three levels used to classify fair value measurements:</font></div><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Level 1&#8212;unadjusted quoted prices in active markets for identical assets or liabilities that are accessible by the Company</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Level 2&#8212;quoted prices for similar assets and liabilities in an active market, quoted prices in markets that are not active or for which all significant inputs are observable, either directly or indirectly</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:12px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Level 3&#8212;unobservable inputs that are significant to the fair value of the assets or liabilities</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The availability of observable inputs can vary and in certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy. In such cases, the level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The Company&#8217;s assessment of the significance of a particular input to a fair value measurement requires judgment and consideration of factors specific to the asset or liability.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Recurring Fair Value Measurement Techniques</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Mortgage-backed Securities</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company&#8217;s mortgage-backed securities portfolio is comprised of agency mortgage-backed securities which are gu</font><font style="font-family:Arial;font-size:10pt;background-color:#ffffff;color:#000000;">aranteed by U.S. government sponsored enterprises and federal agencies.</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of agency mortgage-backed securities was determined using a market approach with quoted market prices, recent transactions and spread data for identical or similar instruments. Agency mortgage-backed securities were categorized in Level 2 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Other Debt Securities</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company's fair value level classification of U.S. Treasuries is based on the original maturity dates of the securities and whether the securities are the most recent issuances of a given maturity. U.S. Treasuries with original maturities less than one year are classified as Level 1. U.S. Treasuries with original maturities longer than one year are classified as Level 1 if they represent the most recent issuance of a given maturity; otherwise, these securities are classified as Level 2. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The fair value measurements of agency debentures and agency debt securities were determined using market and income approaches along with the Company&#8217;s own trading activities for identical or similar instruments and were categorized in Level 2 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">All of the Company&#8217;s municipal bonds were rated investment grade at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. These securities were valued using a market approach with pricing service valuations corroborated by recent market transactions for identical or similar bonds. Municipal bonds and corporate bonds were categorized in Level 2 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Publicly Traded Equity Securities</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The fair value measurements of the Company's publicly traded equity securities were classified as Level 1 of the fair value hierarchy as they were based on quoted prices in active markets.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Derivative Instruments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Interest rate swap and option contracts were valued with an income approach using pricing models that are commonly used by the financial services industry. The market observable inputs used in the pricing models include the swap curve, the volatility surface, and prime or overnight indexed swap basis from a financial data provider. The Company does not consider these models to involve significant judgment on the part of management, and the Company corroborated the fair value measurements with counterparty valuations. The Company&#8217;s derivative instruments were categorized in Level 2 of the fair value hierarchy. The consideration of credit risk, the Company&#8217;s or the counterparty&#8217;s, did not result in an adjustment to the valuation of its derivative instruments in the periods presented.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Nonrecurring Fair Value Measurement Techniques</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Certain other assets are recorded at fair value on a nonrecurring basis: 1) one- to four-family and home equity loans in which the amount of the loan balance in excess of the estimated current value of the underlying property less estimated selling costs has been charged-off; and 2) real estate owned that is carried at the lower of the property&#8217;s carrying value or fair value less estimated selling costs.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company evaluates and reviews assets that have been subject to fair value measurement requirements on a quarterly basis in accordance with policies and procedures that were designed to be in compliance with guidance from the Company&#8217;s regulators. These policies and procedures govern the frequency of the review, the use of acceptable valuation methods, and the consideration of estimated selling costs.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Loans Receivable</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Loans that have been delinquent for 180 days or that are in bankruptcy and certain TDR loan modifications are charged-off based on the estimated current value of the underlying property less estimated selling costs. Property valuations for these one- to four-family and home equity loans are based on the most recent "as is" property valuation data available, which may include appraisals, broker price opinions (BPOs), automated valuation models or updated values using home price indices. Subsequent to the recording of an initial fair value measurement, these loans continue to be measured at fair value on a nonrecurring basis, utilizing the estimated value of the underlying property less estimated selling costs. These property valuations are updated on a monthly, quarterly or semi-annual basis depending on the type of valuation initially used. If the valuation data obtained is significantly different from the valuation previously received, the Company reviews additional property valuation data to corroborate or update the valuation. If the value of the underlying property has declined, an additional charge-off is recorded. If the value of the underlying property has increased, previously charged-off amounts are not reversed. Recoveries of previously charged-off amounts are recognized within the allowance for loan losses when received. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Real Estate Owned</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Property valuations for real estate owned are based on the lowest value of the most recent property valuation data available, which may include appraisals, listing prices or approved offer prices. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Nonrecurring fair value measurements on one- to four-family and home equity loans and real estate owned were classified as Level 3 of the fair value hierarchy as the valuations included unobservable inputs that were significant to the fair value. The following table presents additional information about significant unobservable inputs used in the valuation of assets measured at fair value on a nonrecurring basis that were categorized in Level 3 of the fair value hierarchy at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">:</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:34%;" rowspan="1" colspan="1"></td><td style="width:22%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:24%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unobservable&#160;Inputs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Range</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">416,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$40,000-$1,200,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">320,500</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$29,500-$1,990,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">296,500</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$17,000-$1,120,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">408,100</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$50,000-$1,490,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">312,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$6,000-$2,500,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">342,300</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$21,500-$1,800,000</font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Recurring and Nonrecurring Fair Value Measurements</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Assets and liabilities measured at fair value at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized in the following tables (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:57%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,890</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Receivables from brokers, dealers and clearing organizations:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative assets</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,114</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative liabilities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total liabilities measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Nonrecurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a nonrecurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">All derivative assets and liabilities were interest rate contracts at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">. Information related to derivative instruments is detailed in </font><font style="font-family:Arial;font-size:8pt;color:#000000;font-style:italic;">Note 7&#8212;Derivative Instruments and Hedging Activities</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Assets and liabilities measured at fair value on a recurring basis represented </font><font style="font-family:Arial;font-size:8pt;color:#000000;">33%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and less than </font><font style="font-family:Arial;font-size:8pt;color:#000000;">1%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of the Company&#8217;s total assets and total liabilities, respectively, at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, and for which a fair value measurement was recorded during the period.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:57%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,634</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,634</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,892</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:24px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative assets</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,050</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,057</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:24px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Derivative liabilities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:42px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total liabilities measured at fair value on a recurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Nonrecurring fair value measurements:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total assets measured at fair value on a nonrecurring basis</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">All derivative assets and liabilities were interest rate contracts at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">. Information related to derivative instruments is detailed in </font><font style="font-family:Arial;font-size:8pt;color:#000000;font-style:italic;">Note 7&#8212;Derivative Instruments and Hedging Activities</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Assets and liabilities measured at fair value on a recurring basis represented </font><font style="font-family:Arial;font-size:8pt;color:#000000;">29%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and less than </font><font style="font-family:Arial;font-size:8pt;color:#000000;">1%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of the Company&#8217;s total assets and total liabilities, respectively, at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, and for which a fair value measurement was recorded during the period.</font></div></td></tr></table><div style="line-height:120%;padding-left:4px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents gains and losses recognized on assets measured at fair value on a nonrecurring basis during the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">(dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:55%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total losses on loans receivable measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Losses (gains) on real estate owned measured at fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Transfers Between Levels 1, 2 and 3</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">For assets and liabilities measured at fair value on a recurring basis, the Company&#8217;s transfers between levels of the fair value hierarchy are deemed to have occurred at the beginning of the reporting period on a quarterly basis. The Company had no transfers between levels during the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2017 and 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Recurring Fair Value Measurements Categorized within Level 3</font></div><div style="line-height:120%;padding-left:4px;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">For the periods presented, no assets or liabilities measured at fair value on a recurring basis were categorized within Level 3 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Fair Value of Financial Instruments Not Carried at Fair Value</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table summarizes the carrying values, fair values and fair value hierarchy level classification of financial instruments that are not carried at fair value on the consolidated balance sheet at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:50%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash and equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash required to be segregated under federal or other regulations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,426</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;background-color:;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,479</font></div></td><td style="vertical-align:bottom;background-color:;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,479</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,788</font></div></td><td style="vertical-align:bottom;background-color:;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other non-agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,558</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Margin receivables</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,773</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,773</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,773</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,642</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,676</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,676</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,204</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,175</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,175</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable, net</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,055</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,060</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,060</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Receivables from brokers, dealers and clearing organizations</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,103</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,103</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40,072</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Customer payables</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Payables to brokers, dealers and clearing organizations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other borrowings:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Securities sold under agreements to repurchase</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">FHLB advances</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Trust preferred securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:84px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total other borrowings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,009</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">600</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">921</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Corporate debt</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">992</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,040</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,040</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The fair value of securities that the Company received as collateral in connection with margin receivables and securities borrowing activities, where the Company is permitted to sell or re-pledge the securities, was approximately </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$11.0 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$9.8 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively. Of this amount, </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$2.9 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$2.0 billion</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> had been pledged or sold in connection with securities loans and deposits with clearing organizations at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The carrying value of loans receivable, net includes the allowance for loan losses of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$116 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and loans that are recorded at fair value on a nonrecurring basis at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:50%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair&#160;Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash and equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash required to be segregated under federal or other regulations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,839</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,839</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,854</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,848</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,848</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,751</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,716</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,716</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Margin receivables</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,731</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,731</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,731</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable, net:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,918</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,385</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,311</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,311</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">248</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">249</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">249</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-indent:80px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable, net</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,551</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Receivables from brokers, dealers and clearing organizations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,056</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,056</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,056</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,682</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,681</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31,681</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Customer Payables</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8,159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8,159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8,159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Payables to brokers, dealers and clearing organizations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">983</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">983</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">983</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Trust preferred securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">288</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">288</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Corporate debt</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">994</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The carrying value of loans receivable, net includes the allowance for loan losses of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$221 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and loans that are recorded at fair value on a nonrecurring basis at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The fair value measurement techniques for financial instruments not carried at fair value on the consolidated balance sheet at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized as follows:</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:8px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Cash and equivalents, cash required to be segregated under federal or other regulations, margin receivables, receivables from brokers, dealers and clearing organizations, customer payables and payables to brokers, dealers and clearing organizations</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8212;Due to their short term nature, fair value is estimated to be carrying value.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:8px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Held-to-maturity securities</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8212;The held-to-maturity securities portfolio included agency mortgage-backed securities, agency debentures, agency debt securities, and other non-agency debt securities. The fair value of held-to-maturity securities is determined consistently with the pricing of available-for-sale securities described above.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Loans receivable, net</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8212;Fair value is estimated using a discounted cash flow model. Loans are differentiated based on their individual portfolio characteristics, such as product classification, loan category and pricing features. Assumptions for expected losses, prepayments, cash flows and discount rates are adjusted to reflect the individual characteristics of the loans, such as credit risk, coupon, lien position, and payment characteristics, as well as the secondary market conditions for these types of loans.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Although the market for one- to four-family and home equity loan portfolios has improved, given the lack of observability of valuation inputs, these fair value measurements cannot be determined with precision and changes in the underlying assumptions used, including discount rates, could significantly affect the results of current or future fair value estimates. In addition, the amount that would be realized in a forced liquidation, an actual sale or immediate settlement could be lower than both the carrying value and the estimated fair value of the portfolio.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Deposits</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8212;For certificates of deposit, fair value is estimated using a discounted cash flow model. For the remainder of deposits, fair value is the amount payable on demand at the reporting date.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Securities sold under agreements to repurchase </font><font style="font-family:Arial;font-size:10pt;color:#000000;">and</font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;"> FHLB advances</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8212; Fair value for securities sold under agreements to repurchase and FHLB advances was determined by discounting future cash flows using discount factors derived from current observable rates implied for other similar instruments with similar remaining maturities.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Trust preferred securities</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8212;For subordinated debentures, fair value is estimated by discounting future cash flows at the yield implied by dealer pricing quotes. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Corporate debt</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#8212;For interest-bearing corporate debt, fair value is estimated using dealer pricing quotes. The fair value of the non-interest-bearing convertible debentures is directly correlated to the intrinsic value of the Company&#8217;s underlying stock; therefore, as the price of the Company&#8217;s stock increases relative to the conversion price, the fair value of the convertible debentures increases.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Fair Value of Commitments and Contingencies</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In the normal course of business, the Company makes various commitments to extend credit and incur contingent liabilities that are not reflected in the consolidated balance sheet. Changes in the economy or interest rates may influence the impact that these commitments and contingencies have on the Company in the future. The Company does not estimate the fair value of those commitments. The Company has the right to cancel these commitments in certain circumstances and has closed a significant amount of customer HELOCs in the past </font><font style="font-family:Arial;font-size:10pt;color:#000000;">ten years</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. Information related to such commitments and contingent liabilities is included in </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Note 14&#8212;Commitments, Contingencies and Other Regulatory Matters</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents additional information about significant unobservable inputs used in the valuation of assets measured at fair value on a nonrecurring basis that were categorized in Level 3 of the fair value hierarchy at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">:</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:34%;" rowspan="1" colspan="1"></td><td style="width:22%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:24%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unobservable&#160;Inputs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Range</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">416,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$40,000-$1,200,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">320,500</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$29,500-$1,990,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">296,500</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$17,000-$1,120,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans receivable:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">408,100</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$50,000-$1,490,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">312,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$6,000-$2,500,000</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Real estate owned</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Appraised value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">342,300</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$21,500-$1,800,000</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables show the distribution of the Company&#8217;s mortgage loan portfolios by credit quality indicator at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:43%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home Equity</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Current LTV/CLTV</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&lt;=80%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,135</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,308</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">686</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">80%-100%</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">413</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">349</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">414</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">100%-120%</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">143</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">274</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&gt;120%</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">91</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">86</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">132</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">182</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total mortgage loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Average estimated current LTV/CLTV </font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">73</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">73</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">85</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">87</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Average LTV/CLTV at loan origination </font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">71</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">71</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:0px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Current CLTV calculations for home equity loans are based on the maximum available line for HELOCs and outstanding principal balance for home equity installment loans. For home equity loans in the second lien position, the original balance of the first lien loan at origination date and updated valuations on the property underlying the loan are used to calculate CLTV. Current property value estimates are updated on a quarterly basis.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:0px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The average estimated current LTV/CLTV ratio reflects the outstanding balance at the balance sheet date and the maximum available line for HELOCs, divided by the estimated current value of the underlying property.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:0px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Average LTV/CLTV at loan origination calculations are based on LTV/CLTV at time of purchase for one- to four-family purchased loans and home equity installment loans and maximum available line for HELOCs</font></div></td></tr></table><div style="line-height:120%;padding-left:4px;padding-top:4px;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home Equity</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Current FICO</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&gt;=720</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">941</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">639</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">719 - 700</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">153</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">179</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">127</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">156</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">699 - 680</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">115</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">153</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">679 - 660</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">92</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">117</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">659 - 620</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">149</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&lt;620</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total mortgage loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">LOANS RECEIVABLE, NET</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Loans receivable, net at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized as follows (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">250</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,756</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Unamortized premiums, net</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(116</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(221</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,055</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,551</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">During the three months ended June 30, 2017, the Company sold certain loans with a carrying value of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$41 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> for proceeds that approximated book value.</font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company pledged </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$2.6 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$0.2 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of loans as collateral to the FHLB and Federal Reserve Bank of Richmond, respectively. At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company pledged </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$3.1 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$0.3 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of loans as collateral to the FHLB and Federal Reserve Bank of Richmond, respectively.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents the total recorded investment in loans receivable and allowance for loan losses by loans that have been collectively evaluated for impairment and those that have been individually evaluated for impairment by loan class at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recorded Investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance&#160;for&#160;Loan Losses</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Collectively evaluated for impairment:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,445</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,717</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,361</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">120</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">214</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">253</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total collectively evaluated for impairment</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,768</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,331</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">71</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">163</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Individually evaluated for impairment:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">178</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">51</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total individually evaluated for impairment</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">403</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">441</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">45</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">58</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,171</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,772</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">221</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Credit Quality and Concentrations of Credit Risk</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company tracks and reviews factors to predict and monitor credit risk in its mortgage loan portfolio on an ongoing basis. These factors include: loan type, estimated current LTV/CLTV ratios, delinquency history, borrowers&#8217; current credit scores, housing prices, loan vintage and geographic location of the property. The Company believes LTV/CLTV ratios and credit scores are the key factors in determining future loan performance. The factors are updated on at least a quarterly basis. The Company tracks and reviews delinquency status to predict and monitor credit risk in the consumer loan portfolio on at least a quarterly basis.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Credit Quality</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables show the distribution of the Company&#8217;s mortgage loan portfolios by credit quality indicator at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:43%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home Equity</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Current LTV/CLTV</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&lt;=80%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,135</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,308</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">686</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">80%-100%</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">413</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">349</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">414</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">100%-120%</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">143</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">274</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&gt;120%</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">91</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">86</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">132</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">182</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total mortgage loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Average estimated current LTV/CLTV </font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">73</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">73</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">85</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">87</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Average LTV/CLTV at loan origination </font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">71</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">71</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">%</font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:0px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Current CLTV calculations for home equity loans are based on the maximum available line for HELOCs and outstanding principal balance for home equity installment loans. For home equity loans in the second lien position, the original balance of the first lien loan at origination date and updated valuations on the property underlying the loan are used to calculate CLTV. Current property value estimates are updated on a quarterly basis.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:0px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The average estimated current LTV/CLTV ratio reflects the outstanding balance at the balance sheet date and the maximum available line for HELOCs, divided by the estimated current value of the underlying property.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:0px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Average LTV/CLTV at loan origination calculations are based on LTV/CLTV at time of purchase for one- to four-family purchased loans and home equity installment loans and maximum available line for HELOCs</font></div></td></tr></table><div style="line-height:120%;padding-left:4px;padding-top:4px;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home Equity</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Current FICO</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&gt;=720</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">941</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">639</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">719 - 700</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">153</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">179</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">127</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">156</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">699 - 680</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">115</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">153</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">679 - 660</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">92</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">117</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">659 - 620</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">149</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&lt;620</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total mortgage loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Concentrations of Credit Risk</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table outlines when one- to four-family and HELOCs convert to amortizing by percentage of the one- to four-family portfolio and HELOC portfolios, respectively, at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">:</font></div><div style="line-height:120%;padding-top:12px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:53%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Period of Conversion to Amortizing Loan</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">% of One- to Four-Family </font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">%&#160;of&#160;Home&#160;Equity&#160;Line&#160;of&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Credit Portfolio</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Already amortizing</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">96%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99%</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Q3 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;%</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Q4 2017 or later</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1%</font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The average age of our mortgage loans receivable was </font><font style="font-family:Arial;font-size:10pt;color:#000000;">11.3</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">10.8 years</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively. Approximately </font><font style="font-family:Arial;font-size:10pt;color:#000000;">35%</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">36%</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of the Company&#8217;s mortgage loans receivable were concentrated in California at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively. </font><font style="font-family:Arial;font-size:10pt;color:#000000;">No</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> other state had concentrations of mortgage loans that represented 10% or more of the Company&#8217;s mortgage loans receivable at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Delinquent Loans</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows total loans receivable by delinquency category at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:30%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Current</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">30-89 Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">90-179&#160;Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">180+ Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">62</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,192</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">37</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">208</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,888</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">103</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">121</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,158</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,774</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">67</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">86</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,442</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">245</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">250</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,461</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">114</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">139</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,756</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:8px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">One- to four-family loans are generally secured in a first lien position by real estate assets, reducing the potential loss when compared to an unsecured loan. Home equity loans are generally secured by real estate assets; however, the majority of these loans are secured in a second lien position, which substantially increases the potential loss when compared to a first lien position. The loss severity of our second lien home equity loans was approximately </font><font style="font-family:Arial;font-size:10pt;color:#000000;">85%</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> for a trailing twelve-month period as of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Nonperforming Loans</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the comparative data for nonperforming loans at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total nonperforming loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">352</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company held </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$29 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$35 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively, of real estate owned that were acquired through foreclosure or through a deed in lieu of foreclosure or similar legal agreement. The Company held </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$102 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$112 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of loans for which formal foreclosure proceedings were in process at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Allowance for Loan Losses</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table provides a roll forward by loan portfolio of the allowance for loan losses for the three and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">213</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(18</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(81</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(99</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">82</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">322</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(28</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(35</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">293</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">171</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">221</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(18</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(96</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(113</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">82</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">One- to</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Four-Family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Home</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Consumer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">307</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">353</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Provision (benefit) for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(70</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(69</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Charge-offs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net (charge-offs) recoveries</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">293</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">During the three months ended June 30, 2017, the Company refined the default assumptions in the quantitative allowance methodology based on the sustained outperformance of converted mortgage loans that had been amortizing for 12 months or longer. This refinement resulted in approximately </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$70 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of benefit to the provision for loan losses during the second quarter of 2017. In order to refine the default assumptions around the remaining population that had not yet started amortizing or that had not reached 12 months post conversion, the Company evaluated whether the credit quality and performance of these loans was consistent with the seasoned amortizing portfolio. The Company determined that FICO scores, LTV/CLTVs and delinquency rates were comparable to the seasoned portfolio, and therefore applied the refined default assumptions to this remaining population. The current period benefit also reflected recoveries in excess of prior estimates, including recoveries of previous charge-offs.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Impaired Loans&#8212;Troubled Debt Restructurings</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows a summary of the Company&#8217;s recorded investment in TDRs that were on accrual and nonaccrual status, further disaggregated by delinquency status, in addition to the recorded investment in TDRs at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-left:4px;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:26%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Nonaccrual TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Accrual&#160; </font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">TDRs</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Current</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">30-89 Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">90-179 Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">180+ Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Recorded</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment&#160;in&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">TDRs</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;(3)(4)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">80</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">111</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">178</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">199</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">49</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">403</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">97</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">35</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">119</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">216</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">131</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">56</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">441</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-left:4px;padding-top:4px;padding-left:33px;text-indent:0px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents loans modified as TDRs that are current and have made six or more consecutive payments.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents loans modified as TDRs that are current but have not yet made six consecutive payments, bankruptcy loans and certain junior lien TDRs that have a delinquent senior lien. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The unpaid principal balance in one- to four-family TDRs was </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$223 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$243 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively. For home equity loans, the recorded investment in TDRs represents the unpaid principal balance.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(4)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Total recorded investment in TDRs at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> consisted of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$295 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans modified as TDRs and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$108 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans that have been charged off due to bankruptcy notification. Total recorded investment in TDRs at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> consisted of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$316 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans modified as TDRs and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$125 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans that have been charged off due to bankruptcy notification.</font></div></td></tr></table><div style="line-height:120%;padding-left:4px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The recorded investment in loans modified as TDRs includes the charge-offs related to certain loans that were written down to estimated current value of the underlying property less estimated selling costs. These charge-offs were recorded on modified loans that were delinquent in excess of 180 days, in bankruptcy, or when certain characteristics of the loan, including CLTV, borrower's credit and type of modification, cast substantial doubt on the borrower's ability to repay the loan.</font></div><div style="line-height:120%;padding-left:4px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the average recorded investment and interest income recognized both on a cash and accrual basis for the Company&#8217;s TDRs during the three and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:37%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Average Recorded Investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Income Recognized</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">231</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">278</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">184</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">206</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">415</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">484</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Average Recorded Investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Income Recognized</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">236</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">280</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">188</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">206</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">424</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">486</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-left:4px;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows detailed information related to the Company&#8217;s TDRs and specific valuation allowances at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June&#160;30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December&#160;31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recorded</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Specific</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Valuation</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recorded</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Specific</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Valuation</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">With a recorded allowance:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">61</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">54</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">95</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">111</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">51</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Without a recorded allowance:</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">168</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">168</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">83</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">83</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">218</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">178</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">51</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">144</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents loans where the discounted cash flow analysis or collateral value is equal to or exceeds the recorded investment in the loan.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables provide the number of loans and post-modification balances immediately after being modified by major class during the three and</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19" rowspan="1"></td></tr><tr><td style="width:33%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number&#160;of</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Extension/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest&#160;Rate</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number&#160;of</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Extension/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest&#160;Rate</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">164</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">171</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number&#160;of</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Extension/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest </font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with<br clear="none"/>Interest&#160;Rate<br clear="none"/>Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">214</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">226</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.79035639412997%;border-collapse:collapse;text-align:left;"><tr><td colspan="19" rowspan="1"></td></tr><tr><td style="width:33%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number of<br clear="none"/>Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/<br clear="none"/>Extension/<br clear="none"/>Interest<br clear="none"/>Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with<br clear="none"/>Interest Rate<br clear="none"/>Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">357</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">378</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">34</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Amounts represent loans whose terms were modified in a manner that did not result in an interest rate reduction, including re-aged loans, extensions, and loans with capitalized interest.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows a summary of the Company&#8217;s recorded investment in TDRs that were on accrual and nonaccrual status, further disaggregated by delinquency status, in addition to the recorded investment in TDRs at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-left:4px;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:26%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Nonaccrual TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Accrual&#160; </font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">TDRs</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Current</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">30-89 Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">90-179 Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">180+ Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total Recorded</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment&#160;in&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">TDRs</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">&#160;(3)(4)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">80</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">111</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">178</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">199</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">49</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">403</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">97</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">35</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">119</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">216</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">131</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">56</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">441</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-left:4px;padding-top:4px;padding-left:33px;text-indent:0px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents loans modified as TDRs that are current and have made six or more consecutive payments.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents loans modified as TDRs that are current but have not yet made six consecutive payments, bankruptcy loans and certain junior lien TDRs that have a delinquent senior lien. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The unpaid principal balance in one- to four-family TDRs was </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$223 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$243 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively. For home equity loans, the recorded investment in TDRs represents the unpaid principal balance.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(4)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Total recorded investment in TDRs at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> consisted of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$295 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans modified as TDRs and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$108 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans that have been charged off due to bankruptcy notification. Total recorded investment in TDRs at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> consisted of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$316 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans modified as TDRs and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$125 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> of loans that have been charged off due to bankruptcy notification.</font></div></td></tr></table></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-left:4px;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows detailed information related to the Company&#8217;s TDRs and specific valuation allowances at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June&#160;30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December&#160;31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recorded</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Specific</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Valuation</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Recorded</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Specific</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Valuation</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">in TDRs</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">With a recorded allowance:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">61</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">54</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">95</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">111</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">51</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Without a recorded allowance:</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">168</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">168</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">83</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">83</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">218</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">178</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">51</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">144</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents loans where the discounted cash flow analysis or collateral value is equal to or exceeds the recorded investment in the loan.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;"></font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-left:4px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the average recorded investment and interest income recognized both on a cash and accrual basis for the Company&#8217;s TDRs during the three and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:37%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Average Recorded Investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Income Recognized</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #19223c;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">231</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">278</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">184</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">206</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">415</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">484</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Average Recorded Investment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Income Recognized</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">236</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">280</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">188</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">206</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">424</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">486</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the components of interest income and interest expense (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:43%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;color:#19223c;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest income:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash and equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash required to be segregated under federal or other regulations</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">95</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">68</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">180</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">137</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">107</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">210</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Margin receivables</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">61</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">100</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Broker-related receivables and other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Subtotal interest income</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">354</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">288</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">673</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">573</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other interest revenue</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total interest income</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">378</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">306</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">719</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">614</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest expense:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Deposits</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Customer payables</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other borrowings</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Corporate debt</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Subtotal interest expense</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(20</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(42</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(40</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other interest expense</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total interest expense</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(44</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:76px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net interest income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">356</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">675</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">573</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents interest income on securities loaned.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents interest expense on securities borrowed.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">INTEREST INCOME AND INTEREST EXPENSE</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the components of interest income and interest expense (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:43%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;color:#19223c;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest income:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash and equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Cash required to be segregated under federal or other regulations</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">95</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">68</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">180</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">137</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">107</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">210</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Margin receivables</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">61</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Loans</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">100</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Broker-related receivables and other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Subtotal interest income</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">354</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">288</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">673</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">573</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other interest revenue</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total interest income</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">378</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">306</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">719</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">614</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest expense:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Deposits</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Customer payables</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other borrowings</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Corporate debt</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Subtotal interest expense</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(20</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(42</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(40</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other interest expense</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:53px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total interest expense</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(44</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:76px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net interest income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">356</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">675</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">573</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents interest income on securities loaned.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents interest expense on securities borrowed.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The contractual maturities of all available-for-sale and held-to-maturity debt securities at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are shown in the following table (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amortized&#160;Cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one to five years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within five to ten years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,221</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,149</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due after ten years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11,747</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11,674</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,029</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">210</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one to five years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,786</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,829</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within five to ten years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5,060</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5,083</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due after ten years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,447</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">AVAILABLE-FOR-SALE AND HELD-TO-MATURITY SECURITIES</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The amortized cost and fair value of available-for-sale and held-to-maturity securities at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are shown in the following tables (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amortized</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Gains</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,542</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(222</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">969</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">34</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,029</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(245</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,036</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,890</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,426</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">168</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(115</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,479</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(20</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other non-agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">199</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(136</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,946</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(336</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,634</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">791</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">452</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(403</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,253</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(403</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,892</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">123</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,839</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,854</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,848</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,751</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">149</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(184</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,716</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Consists of investments in a mutual fund related to the Community Reinvestment Act.</font></div></td></tr></table><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Contractual Maturities</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The contractual maturities of all available-for-sale and held-to-maturity debt securities at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are shown in the following table (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amortized&#160;Cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one to five years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within five to ten years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,221</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7,149</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due after ten years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11,747</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11,674</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,029</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">210</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within one to five years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,786</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,829</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due within five to ten years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5,060</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5,083</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Due after ten years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,447</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">At </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, the Company pledged </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$3.6 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$0.5 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively, of held-to-maturity debt securities, and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$317 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$6 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of available-for-sale securities, respectively, for the same periods, as collateral for repurchase agreements, FHLB advances, derivatives and other purposes.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Investments with Unrealized or Unrecognized Losses</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables show the fair value and unrealized or unrecognized losses on available-for-sale and held-to-maturity securities, aggregated by investment category, and the length of time that individual securities have been in a continuous unrealized or unrecognized loss position at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:32%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#19223c;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Less than 12 Months</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">12 Months or More</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#19223c;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,277</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(173</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,813</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,090</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(222</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">290</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">290</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,993</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(196</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,813</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,806</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6,910</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(88</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,148</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(27</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,058</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(115</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">161</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">161</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,483</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,500</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,554</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(109</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,165</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">9,719</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(136</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">9,281</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(279</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(57</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,901</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(336</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">454</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">454</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,186</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(346</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,620</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(57</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">11,806</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(403</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Held-to-maturity&#160;securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5,929</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(123</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,272</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(29</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7,201</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,739</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,757</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7,686</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(155</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,290</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,976</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(184</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company does not believe that any individual unrealized loss in the available-for-sale portfolio or unrecognized loss in the held-to-maturity portfolio as of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> represents a credit loss. The Company does not intend to sell the debt securities in an unrealized or unrecognized loss position as of the balance sheet date and it is not more likely than not that the Company will be required to sell the debt securities before the anticipated recovery of its remaining amortized cost of the debt securities in an unrealized or unrecognized loss position at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:8px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">There were </font><font style="font-family:Arial;font-size:10pt;color:#000000;">no</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> impairment losses recognized in earnings on available-for-sale or held-to-maturity securities during the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30,&#160;2017 and 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, respectively.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Gains on Securities and Other, Net</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the components of the gains on securities and other, net line item on the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:43%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Gains on available-for-sale securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Hedge ineffectiveness</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Equity method investment income (loss) and other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Gains on securities and other, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The amortized cost and fair value of available-for-sale and held-to-maturity securities at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are shown in the following tables (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amortized</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Gains</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,542</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(222</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">969</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">34</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,029</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(245</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,883</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19,036</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,890</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,426</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">168</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(115</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18,479</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(20</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other non-agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,502</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">199</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(136</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,946</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(336</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,634</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">791</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">788</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">452</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(403</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,885</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Publicly traded equity securities</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14,253</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(403</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13,892</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">123</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12,839</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,854</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,848</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:68px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,751</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">149</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(184</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15,716</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Consists of investments in a mutual fund related to the Community Reinvestment Act.</font></div></td></tr></table><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Organization</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">E*TRADE Financial Corporation is a financial services company that provides brokerage and related products and services primarily to individual retail investors under the brand E*TRADE Financial. The Company also provides investor-focused banking products, primarily sweep deposits, to retail investors. </font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Adoption of New Accounting Standards</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Accounting for Employee Share-Based Payments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In March 2016, the FASB amended the accounting guidance on employee share-based payments. Relevant changes in the amended guidance include the requirement to recognize all excess tax benefits and deficiencies upon exercise or vesting as income tax expense or benefit in the consolidated statement of income; to treat excess tax benefits and deficiencies as discrete items in the reporting period they occur; to not delay recognition of excess tax benefits until the tax benefit is realized through a reduction in current taxes payable; and to make an accounting policy election to either estimate forfeitures or account for them as they occur. The Company adopted the amended accounting guidance as of January 1, 2017 and recognized a </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$3 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> deferred tax asset and cumulative-effect adjustment to equity as of the beginning of the period. In addition, for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> the Company reclassified </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$13 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> related to shares withheld to pay taxes from cash flows from operating activities to cash flows from financing activities. Forfeitures will continue to be estimated consistent with the Company's prior accounting policies. The impact to the Company's financial condition, results of operations and cash flows will vary based on, among other factors, the market price of the Company's common stock. During the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> the Company recognized a </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$6 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> income tax benefit in accordance with the new guidance.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">New Accounting Standards Not Yet Adopted</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Revenue Recognition on Contracts with Customers</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In May 2014, the FASB amended the guidance on revenue recognition on contracts with customers. The new standard outlines a single comprehensive model for entities to apply in accounting for revenue arising from contracts with customers. The Company's accounting for net interest income is not expected to be impacted by the new standard. The FASB issued supplemental amendments to the new standard to clarify certain accounting guidance and provide narrow scope improvements and practical expedients during 2016. The amended guidance will be effective for annual and interim periods beginning on January&#160;1, 2018 and may be applied on either a full retrospective or modified retrospective basis. The Company is in process of completing its evaluation of the new accounting guidance. This adoption is not expected to have a material impact on the Company&#8217;s financial condition, results of operations or cash flows as the satisfaction of performance obligations under the new guidance is expected to be materially consistent with the Company's existing revenue recognition policies. Similarly, the amended guidance is not expected to have a material impact on the recognition of costs incurred to obtain new contracts. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Classification and Measurement of Financial Instruments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In January 2016, the FASB amended the accounting and disclosure guidance on the classification and measurement of financial instruments. Relevant changes in the amended guidance include the requirement that equity investments, excluding those accounted for under the equity method of accounting or those resulting in consolidation of the investee, be measured at fair value in the consolidated balance sheet with changes in fair value recognized in net income. For disclosure purposes, the Company will no longer be required to disclose the methods and significant assumptions used to estimate fair value for financial instruments measured at amortized cost in the consolidated balance sheet. The amended guidance will be effective for interim and annual periods beginning on January 1, 2018 and is required to be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the consolidated balance sheet on that date. The Company is currently evaluating the impact of the new accounting guidance; however, the adoption is not expected to have a material impact on the Company&#8217;s financial condition, results of operations or cash flows as debt securities represent the majority of the Company's investment portfolio.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Accounting for Leases</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:8px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In February 2016, the FASB amended the guidance on accounting for leases. The new standard requires lessees to recognize assets and liabilities on the balance sheet for the rights and obligations created by all qualifying leases with terms of more than twelve months. The recognition, measurement and presentation of expenses and cash flows arising from a lease by a lessee remains substantially unchanged and depends on classification as a finance or operating lease. The new standard also requires quantitative and qualitative disclosures that provide information about the amounts related to leasing arrangements recorded in the consolidated financial statements. The new guidance will be effective for interim and annual periods beginning on January 1, 2019 and is required to be applied on a modified retrospective basis to the earliest period presented, which includes practical expedient options in certain circumstances.</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, the Company's business model of providing services through digital platforms and via phone and online channels in addition to </font><font style="font-family:Arial;font-size:10pt;color:#000000;">30</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> regional branches may limit the impact of the amended lease accounting guidance to the Company's financial condition. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Accounting for Credit Losses</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In June 2016, the FASB amended the accounting guidance on accounting for credit losses. The amended guidance requires measurement of all expected credit losses for financial instruments and other commitments to extend credit held at the reporting date. For financial assets measured at amortized cost, factors such as historical experience, current conditions, and reasonable and supportable forecasts will be used to estimate expected credit losses. The amended guidance will also change the manner in which credit losses are recognized on debt securities classified as available-for-sale. The new guidance will be effective for interim and annual periods beginning January 1, 2020. Early adoption is permitted. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, given the recent performance of the Company's run-off legacy loan portfolio and the credit profile of the current investment securities portfolio, the Company does not expect the amended accounting guidance to have as significant of an impact as it could have if the Company were originating or purchasing loans. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Classification of Certain Cash Receipts and Cash Payments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In August 2016, the FASB amended the guidance on the presentation and classification of certain cash receipts and cash payments in the consolidated statement of cash flows to eliminate current diversity in practice. The new guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company does not expect the amended accounting guidance to have a significant impact on its consolidated statement of cash flows. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Classification of Restricted Cash</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In November 2016, the FASB amended the guidance on the presentation and classification of changes in restricted cash in the consolidated statement of cash flows to eliminate current diversity in practice. The amended guidance requires the consolidated statement of cash flows to explain the change during the period in the total cash, cash equivalents, and amounts generally described as restricted cash and restricted cash equivalents. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company is currently evaluating the impact of the new presentation and classification guidance.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Clarifying the Definition of a Business</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In January 2017, the FASB issued guidance to clarify the definition of a business in order to assist companies in the evaluation of whether transactions should be accounted for as acquisitions or disposals of assets or businesses. The amended guidance also removes the existing evaluation of a market participant's ability to replace missing elements and narrows the definition of output to achieve consistency with other topics. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied prospectively. Early adoption is permitted. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Simplifying the Test for Goodwill Impairment</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In January 2017, the FASB issued guidance to simplify the test for goodwill impairment by eliminating Step 2 from the goodwill impairment test. The amended guidance requires the Company to perform its annual goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An impairment charge should be recognized at the amount by which the carrying amount exceeds the fair value of the reporting unit; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Income tax effects resulting from any tax deductible goodwill should be considered when measuring the goodwill impairment loss, if applicable. The Company will still have the option to perform a qualitative assessment to conclude whether it is more likely than not that the carrying amount of the Company exceeds its fair value. The guidance will be effective for interim and annual periods beginning January 1, 2020 and must be applied prospectively. Early adoption is permitted. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Premium Amortization on Purchased Callable Debt Securities</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In March 2017, the FASB issued guidance to amend the amortization period for certain purchased callable debt securities held at a premium. The amended guidance shortens the amortization period for certain callable debt securities held at a premium by requiring the premium to be amortized to the earliest call date. The guidance does not amend the accounting for securities held at a discount. The guidance will be effective for interim and annual periods beginning January 1, 2019 and must be applied on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Early adoption is permitted. Based on the current composition of the Company's securities portfolio, the new guidance is not expected to have a significant impact on the Company's financial condition or results of operations.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">ORGANIZATION, BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Organization</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">E*TRADE Financial Corporation is a financial services company that provides brokerage and related products and services primarily to individual retail investors under the brand E*TRADE Financial. The Company also provides investor-focused banking products, primarily sweep deposits, to retail investors. </font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Basis of Presentation</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The condensed consolidated financial statements, also referred to herein as the consolidated financial statements, include the accounts of the Company and its majority-owned subsidiaries as determined under the voting interest model. Entities in which the Company has the ability to exercise significant influence but in which the Company does not possess control are generally accounted for by the equity method. Entities in which the Company does not have the ability to exercise significant influence are generally carried at cost. Investments in marketable equity securities where the Company does not have the ability to exercise significant influence over the entities are accounted for as available-for-sale equity securities. The Company also evaluates its initial and continuing involvement with certain entities to determine if the Company is required to consolidate the entities under the variable interest entity (VIE) model. This evaluation is based on a qualitative assessment of whether the Company is the primary beneficiary of the VIE, which requires the Company to possess both: 1) the power to direct the activities that most significantly impact the economic performance of the VIE; and 2) the obligation to absorb losses or the right to receive benefits of the VIE that could potentially be significant to the VIE. The consolidated financial statements do not include any consolidated VIEs for all periods presented.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The Company's consolidated financial statements are prepared in accordance with GAAP. Intercompany accounts and transactions are eliminated in consolidation. These financial statements reflect all adjustments, which are normal and recurring in nature, necessary to present fairly the financial position, results of operations and cash flows for the periods presented. These consolidated financial statements should be read in conjunction with the Annual Report on Form 10-K for the year ended </font><font style="font-family:Arial;font-size:10pt;color:#000000;">December&#160;31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;">. While certain disclosures included in annual financial statements prepared </font><font style="font-family:Arial;font-size:10pt;color:#000000;">in accordance with GAAP have been omitted in this quarterly report, the Company believes that the information and disclosures presented herein are adequate and that such disclosures are not misleading.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Use of Estimates</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Preparing the Company's consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and related notes for the periods presented. Actual results could differ from management&#8217;s estimates. Certain significant accounting policies are critical because they are based on estimates and assumptions that require complex and subjective judgments by management. Changes in these estimates or assumptions could materially impact the Company&#8217;s financial condition and results of operations. Material estimates in which management believes changes could reasonably occur include: allowance for loan losses; valuation and impairment of goodwill and acquired intangible assets; and estimates of effective tax rates, deferred taxes and valuation allowance.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Adoption of New Accounting Standards</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Accounting for Employee Share-Based Payments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In March 2016, the FASB amended the accounting guidance on employee share-based payments. Relevant changes in the amended guidance include the requirement to recognize all excess tax benefits and deficiencies upon exercise or vesting as income tax expense or benefit in the consolidated statement of income; to treat excess tax benefits and deficiencies as discrete items in the reporting period they occur; to not delay recognition of excess tax benefits until the tax benefit is realized through a reduction in current taxes payable; and to make an accounting policy election to either estimate forfeitures or account for them as they occur. The Company adopted the amended accounting guidance as of January 1, 2017 and recognized a </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$3 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> deferred tax asset and cumulative-effect adjustment to equity as of the beginning of the period. In addition, for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> the Company reclassified </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$13 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> related to shares withheld to pay taxes from cash flows from operating activities to cash flows from financing activities. Forfeitures will continue to be estimated consistent with the Company's prior accounting policies. The impact to the Company's financial condition, results of operations and cash flows will vary based on, among other factors, the market price of the Company's common stock. During the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> the Company recognized a </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$6 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> income tax benefit in accordance with the new guidance.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">New Accounting Standards Not Yet Adopted</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Revenue Recognition on Contracts with Customers</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In May 2014, the FASB amended the guidance on revenue recognition on contracts with customers. The new standard outlines a single comprehensive model for entities to apply in accounting for revenue arising from contracts with customers. The Company's accounting for net interest income is not expected to be impacted by the new standard. The FASB issued supplemental amendments to the new standard to clarify certain accounting guidance and provide narrow scope improvements and practical expedients during 2016. The amended guidance will be effective for annual and interim periods beginning on January&#160;1, 2018 and may be applied on either a full retrospective or modified retrospective basis. The Company is in process of completing its evaluation of the new accounting guidance. This adoption is not expected to have a material impact on the Company&#8217;s financial condition, results of operations or cash flows as the satisfaction of performance obligations under the new guidance is expected to be materially consistent with the Company's existing revenue recognition policies. Similarly, the amended guidance is not expected to have a material impact on the recognition of costs incurred to obtain new contracts. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Classification and Measurement of Financial Instruments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In January 2016, the FASB amended the accounting and disclosure guidance on the classification and measurement of financial instruments. Relevant changes in the amended guidance include the requirement that equity investments, excluding those accounted for under the equity method of accounting or those resulting in consolidation of the investee, be measured at fair value in the consolidated balance sheet with changes in fair value recognized in net income. For disclosure purposes, the Company will no longer be required to disclose the methods and significant assumptions used to estimate fair value for financial instruments measured at amortized cost in the consolidated balance sheet. The amended guidance will be effective for interim and annual periods beginning on January 1, 2018 and is required to be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the consolidated balance sheet on that date. The Company is currently evaluating the impact of the new accounting guidance; however, the adoption is not expected to have a material impact on the Company&#8217;s financial condition, results of operations or cash flows as debt securities represent the majority of the Company's investment portfolio.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Accounting for Leases</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:8px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In February 2016, the FASB amended the guidance on accounting for leases. The new standard requires lessees to recognize assets and liabilities on the balance sheet for the rights and obligations created by all qualifying leases with terms of more than twelve months. The recognition, measurement and presentation of expenses and cash flows arising from a lease by a lessee remains substantially unchanged and depends on classification as a finance or operating lease. The new standard also requires quantitative and qualitative disclosures that provide information about the amounts related to leasing arrangements recorded in the consolidated financial statements. The new guidance will be effective for interim and annual periods beginning on January 1, 2019 and is required to be applied on a modified retrospective basis to the earliest period presented, which includes practical expedient options in certain circumstances.</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, the Company's business model of providing services through digital platforms and via phone and online channels in addition to </font><font style="font-family:Arial;font-size:10pt;color:#000000;">30</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> regional branches may limit the impact of the amended lease accounting guidance to the Company's financial condition. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Accounting for Credit Losses</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In June 2016, the FASB amended the accounting guidance on accounting for credit losses. The amended guidance requires measurement of all expected credit losses for financial instruments and other commitments to extend credit held at the reporting date. For financial assets measured at amortized cost, factors such as historical experience, current conditions, and reasonable and supportable forecasts will be used to estimate expected credit losses. The amended guidance will also change the manner in which credit losses are recognized on debt securities classified as available-for-sale. The new guidance will be effective for interim and annual periods beginning January 1, 2020. Early adoption is permitted. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, given the recent performance of the Company's run-off legacy loan portfolio and the credit profile of the current investment securities portfolio, the Company does not expect the amended accounting guidance to have as significant of an impact as it could have if the Company were originating or purchasing loans. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Classification of Certain Cash Receipts and Cash Payments</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In August 2016, the FASB amended the guidance on the presentation and classification of certain cash receipts and cash payments in the consolidated statement of cash flows to eliminate current diversity in practice. The new guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company does not expect the amended accounting guidance to have a significant impact on its consolidated statement of cash flows. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Classification of Restricted Cash</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In November 2016, the FASB amended the guidance on the presentation and classification of changes in restricted cash in the consolidated statement of cash flows to eliminate current diversity in practice. The amended guidance requires the consolidated statement of cash flows to explain the change during the period in the total cash, cash equivalents, and amounts generally described as restricted cash and restricted cash equivalents. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company is currently evaluating the impact of the new presentation and classification guidance.</font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Clarifying the Definition of a Business</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In January 2017, the FASB issued guidance to clarify the definition of a business in order to assist companies in the evaluation of whether transactions should be accounted for as acquisitions or disposals of assets or businesses. The amended guidance also removes the existing evaluation of a market participant's ability to replace missing elements and narrows the definition of output to achieve consistency with other topics. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied prospectively. Early adoption is permitted. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Simplifying the Test for Goodwill Impairment</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In January 2017, the FASB issued guidance to simplify the test for goodwill impairment by eliminating Step 2 from the goodwill impairment test. The amended guidance requires the Company to perform its annual goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An impairment charge should be recognized at the amount by which the carrying amount exceeds the fair value of the reporting unit; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Income tax effects resulting from any tax deductible goodwill should be considered when measuring the goodwill impairment loss, if applicable. The Company will still have the option to perform a qualitative assessment to conclude whether it is more likely than not that the carrying amount of the Company exceeds its fair value. The guidance will be effective for interim and annual periods beginning January 1, 2020 and must be applied prospectively. Early adoption is permitted. </font></div><div style="line-height:120%;padding-top:18px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#000000;font-style:italic;font-weight:bold;">Premium Amortization on Purchased Callable Debt Securities</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">In March 2017, the FASB issued guidance to amend the amortization period for certain purchased callable debt securities held at a premium. The amended guidance shortens the amortization period for certain callable debt securities held at a premium by requiring the premium to be amortized to the earliest call date. The guidance does not amend the accounting for securities held at a discount. The guidance will be effective for interim and annual periods beginning January 1, 2019 and must be applied on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Early adoption is permitted. Based on the current composition of the Company's securities portfolio, the new guidance is not expected to have a significant impact on the Company's financial condition or results of operations.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the comparative data for nonperforming loans at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total nonperforming loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">321</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">352</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows total loans receivable by delinquency category at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:30%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Current</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">30-89 Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">90-179&#160;Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">180+ Days</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Delinquent</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">62</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">81</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,192</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">37</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">40</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">208</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2,888</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">103</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">121</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,158</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,774</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">67</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">86</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,442</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">245</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">250</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,461</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">114</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">139</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,756</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table shows the components of the gains on securities and other, net line item on the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:43%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Gains on available-for-sale securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Hedge ineffectiveness</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Equity method investment income (loss) and other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Gains on securities and other, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents the consolidated statement of income line items impacted by reclassifications out of accumulated other comprehensive income (loss) for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19" rowspan="1"></td></tr><tr><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:30%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Accumulated Other Comprehensive Income (Loss) Components</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Affected Line Items in the Consolidated Statement of Income</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Gains on securities and other, net</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Income tax expense</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Reclassification into earnings, net</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Foreign currency translation:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other non-interest expenses</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Reclassification into earnings, net</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;"></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Loans receivable, net at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized as follows (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,659</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,950</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,287</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,556</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Consumer</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">250</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,756</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Unamortized premiums, net</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Allowance for loan losses</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(116</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(221</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total loans receivable, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,055</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,551</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables present after-tax changes in each component of accumulated other comprehensive income (loss) for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Available-for-Sale</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Foreign&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Currency</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Translation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(139</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(137</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive loss</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">39</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, March 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(98</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(98</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive loss</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, June 30, 2017 </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(62</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(62</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Available-for-Sale</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Foreign&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Currency</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Translation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, December 31, 2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(101</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(99</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive loss</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">85</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">85</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, March 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(16</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive income</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, June 30, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;"></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;"> E*TRADE Financial and E*TRADE Bank were categorized as "well capitalized" under the regulatory framework for prompt corrective action for the periods presented in the table below (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="36" rowspan="1"></td></tr><tr><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">E*TRADE Financial</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 leverage</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,045</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,711</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,610</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,316</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,294</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Common equity Tier 1 capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,775</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">35.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,074</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,483</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">37.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">612</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,045</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">37.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">862</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,610</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">38.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">754</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,856</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,575</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">42.4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,148</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">44.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,206</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="36" rowspan="1"></td></tr><tr><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Actual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Well Capitalized Minimum Capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Excess Capital</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">E*TRADE Bank</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 leverage</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,172</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,281</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,786</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,346</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Common equity Tier 1 capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">35.1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">640</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,813</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">38.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">532</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,600</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Tier 1 risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">35.1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">787</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,666</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">38.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">655</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,477</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total risk-based capital</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,569</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">36.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,585</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,237</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">39.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">819</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,418</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">The Basel III final rule introduces a capital conservation buffer that limits a banking organization&#8217;s ability to make capital distributions and discretionary bonus payments to executive officers if a banking organization fails to maintain a Common Equity Tier 1 capital conservation buffer of more than </font><font style="font-family:Arial;font-size:8pt;color:#000000;">2.5%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, on a fully phased-in basis, of total risk-weighted assets above each of the following minimum risk-based capital ratio requirements: Common Equity Tier 1 capital (</font><font style="font-family:Arial;font-size:8pt;color:#000000;">4.5%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">), Tier 1 (</font><font style="font-family:Arial;font-size:8pt;color:#000000;">6.0%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">), and total risk-based capital (</font><font style="font-family:Arial;font-size:8pt;color:#000000;">8.0%</font><font style="font-family:Arial;font-size:8pt;color:#000000;">). This requirement was effective beginning on January 1, 2016, and will be fully phased-in by 2019. Certain new regulatory deductions and adjustments are subject to a phase-in period over a </font><font style="font-family:Arial;font-size:8pt;color:#000000;">four</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> year period, beginning at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">40%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> in 2015 and fully implemented at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">100%</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> in 2018. </font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents other comprehensive income activity and the related tax effect for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:47%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Three Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Unrealized gains, net</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">68</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(43</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Reclassification into earnings, net</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(10</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Net change from available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">58</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">98</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">58</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">98</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="24" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Six Months Ended&#160;June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Unrealized gains, net</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">144</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(56</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">264</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(101</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">163</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Reclassification into earnings, net</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(29</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Net change from available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">126</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">77</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">235</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">145</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Reclassification of foreign currency translation gains</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">124</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">235</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(90</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">145</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table summarizes the fair value of derivatives as reported in the consolidated balance sheet at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Notional</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Asset</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Liability</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Net</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(4)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">June 30, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest rate contracts:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Fair value hedges</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,565</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">52</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:66px;text-indent:-12px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total derivatives designated as hedging instruments</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(5)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6,565</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">52</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Interest rate contracts:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Fair value hedges</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,862</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:66px;text-indent:-12px;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total derivatives designated as hedging instruments</font><font style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(5)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3,862</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(31</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">134</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">At </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30,&#160;2017</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, excludes derivative assets and liabilities of </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$13 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8pt;color:#000000;">$20 million</font><font style="font-family:Arial;font-size:8pt;color:#000000;">, respectively, that were executed through a central clearing organization and were settled by variation margin payments. See </font><font style="font-family:Arial;font-size:8pt;color:#000000;font-style:italic;">Note 4&#8212;Offsetting Assets and Liabilities</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> for additional information. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(2)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Reflected in the other assets line item on the consolidated balance sheet.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(3)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Reflected in the other liabilities line item on the consolidated balance sheet.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(4)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Represents net fair value of derivative instruments for disclosure purposes only.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(5)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">All derivatives were designated as hedging instruments at </font><font style="font-family:Arial;font-size:8pt;color:#000000;">June 30, 2017 and December 31, 2016</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table summarizes the effect of interest rate contracts designated as fair value hedges and related hedged items on the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> for the three and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(17</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(43</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(45</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total gains (losses) included in earnings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(63</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">61</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(88</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">86</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedging</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Instrument</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedged</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Item</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Hedge</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Ineffectiveness</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency debentures</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(90</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Agency mortgage-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(33</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">30</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">112</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total gains (losses) included in earnings</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(39</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(204</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">200</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Reflected in the </font><font style="font-family:Arial;font-size:8pt;color:#000000;">gains on securities and other, net</font><font style="font-family:Arial;font-size:8pt;color:#000000;"> line item on the </font><font style="font-family:Arial;font-size:8pt;color:#000000;">consolidated statement of income</font><font style="font-family:Arial;font-size:8pt;color:#000000;">.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents a reconciliation of basic and diluted earnings per common share (in millions, except share data and per share amounts):</font><font style="font-family:Arial;font-size:10pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-top:4px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:53%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">338</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Preferred stock dividends</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income available to common shareholders</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">325</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic weighted-average shares outstanding (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,410</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">277,013</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,167</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">281,141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic earnings per common share</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.70</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.18</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.02</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Diluted:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">338</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Preferred stock dividends</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net income available to common shareholders</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">193</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">133</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">325</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">286</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Basic weighted-average shares outstanding (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,410</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">277,013</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">275,167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">281,141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Effect of dilutive securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:84px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Weighted-average restricted stock and options issued to employees (in thousands) </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">843</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,048</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">828</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:84px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Weighted-average convertible debentures (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">319</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">155</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">457</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Diluted weighted-average shares outstanding (in thousands)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">276,272</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">277,978</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">276,370</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">282,426</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Diluted earnings per common share</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.70</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">0.48</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.17</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1.01</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;"></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables show the fair value and unrealized or unrecognized losses on available-for-sale and held-to-maturity securities, aggregated by investment category, and the length of time that individual securities have been in a continuous unrealized or unrecognized loss position at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2017 and December 31, 2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:32%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#19223c;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Less than 12 Months</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">12 Months or More</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#19223c;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized /</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrecognized</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June&#160;30, 2017:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,277</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(173</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,813</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,090</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(222</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">290</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">290</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,993</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(196</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,813</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,806</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(245</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Held-to-maturity securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">6,910</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(88</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,148</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(27</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,058</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(115</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">161</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">161</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,483</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,500</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,554</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(109</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,165</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">9,719</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(136</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December&#160;31, 2016:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Debt securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">9,281</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(279</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(57</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,901</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(336</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">454</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">454</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">U.S. Treasuries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">407</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Municipal bonds</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Publicly traded equity securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired available-for-sale securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,186</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(346</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,620</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(57</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">11,806</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(403</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Held-to-maturity&#160;securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5,929</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(123</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,272</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(29</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7,201</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Agency debt securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,739</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,757</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total temporarily impaired held-to-maturity securities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7,686</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(155</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,290</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(29</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,976</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(184</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table outlines when one- to four-family and HELOCs convert to amortizing by percentage of the one- to four-family portfolio and HELOC portfolios, respectively, at </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;">:</font></div><div style="line-height:120%;padding-top:12px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:53%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Period of Conversion to Amortizing Loan</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">% of One- to Four-Family </font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">%&#160;of&#160;Home&#160;Equity&#160;Line&#160;of&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Credit Portfolio</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Already amortizing</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">96%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">99%</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Q3 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;%</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Q4 2017 or later</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1%</font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">SHAREHOLDERS' EQUITY</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables present after-tax changes in each component of accumulated other comprehensive income (loss) for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Available-for-Sale</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Foreign&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Currency</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Translation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(139</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(137</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive loss</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">41</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">39</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, March 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(98</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(98</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive loss</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, June 30, 2017 </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(62</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(62</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:center;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Available-for-Sale</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Foreign&#160;</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Currency</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Translation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, December 31, 2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(101</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(99</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive loss</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">85</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">85</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, March 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(16</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other comprehensive income before reclassifications</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Amounts reclassified from accumulated other comprehensive income</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Net change</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Balance, June 30, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">44</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">46</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents other comprehensive income activity and the related tax effect for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:47%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Three Months Ended June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Unrealized gains, net</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">68</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(43</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Reclassification into earnings, net</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(10</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Net change from available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">58</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">98</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">58</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(22</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">98</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">60</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="24" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="23" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Six Months Ended&#160;June 30,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">After Tax</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Available-for-sale securities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Unrealized gains, net</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">144</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(56</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">264</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(101</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">163</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Reclassification into earnings, net</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(29</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:60px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Net change from available-for-sale securities</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">126</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">77</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">235</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">145</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Reclassification of foreign currency translation gains</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Other comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">124</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(49</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">75</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">235</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(90</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">145</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents the consolidated statement of income line items impacted by reclassifications out of accumulated other comprehensive income (loss) for the </font><font style="font-family:Arial;font-size:10pt;color:#000000;">three and six months ended June 30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19" rowspan="1"></td></tr><tr><td style="width:21%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:30%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Accumulated Other Comprehensive Income (Loss) Components</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Affected Line Items in the Consolidated Statement of Income</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Available-for-sale securities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Gains on securities and other, net</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">(11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Income tax expense</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Reclassification into earnings, net</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Foreign currency translation:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Other non-interest expenses</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Reclassification into earnings, net</font></div></td></tr></table></div><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Preferred Stock Dividends</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">On February 2, 2017, the Company's Board of Directors declared a dividend of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$32.64</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> per share, or </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$13 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, to holders of record of the Series A Preferred stock as of February 28, 2017. The dividend was paid on March 15, 2017. On August 2, 2017, the Company's Board of Directors declared a dividend of </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$29.38</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> per share, or </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$12 million</font><font style="font-family:Arial;font-size:10pt;color:#000000;">, to holders of record of the Series A Preferred stock as of August 31, 2017. The dividend will be paid on September 15, 2017.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Share Repurchases</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">On July 20, 2017, the Company announced that its Board of Directors authorized the repurchase of up to </font><font style="font-family:Arial;font-size:10pt;color:#000000;">$1 billion</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> of shares of its common stock. The timing and exact amount of any common stock repurchases will depend on various factors, including market conditions and the Company's capital position.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">The following tables provide the number of loans and post-modification balances immediately after being modified by major class during the three and</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">six months ended</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;">June&#160;30, 2017</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:10pt;color:#000000;">2016</font><font style="font-family:Arial;font-size:10pt;color:#000000;"> (dollars in millions):</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19" rowspan="1"></td></tr><tr><td style="width:33%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number&#160;of</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Extension/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest&#160;Rate</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">53</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">57</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Three Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number&#160;of</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Extension/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest&#160;Rate</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">164</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">171</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">14</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number&#160;of</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Extension/</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest </font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with<br clear="none"/>Interest&#160;Rate<br clear="none"/>Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">214</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">226</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">10</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.79035639412997%;border-collapse:collapse;text-align:left;"><tr><td colspan="19" rowspan="1"></td></tr><tr><td style="width:33%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="18" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Six Months Ended June 30, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Rate Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Number of<br clear="none"/>Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Re-age/<br clear="none"/>Extension/<br clear="none"/>Interest<br clear="none"/>Capitalization</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other with<br clear="none"/>Interest Rate<br clear="none"/>Reduction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:9pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">One- to four-family</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">21</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Home equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">357</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">26</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">378</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">20</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">34</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:33px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;padding-left:9px;"><font style="font-family:Arial;font-size:8pt;color:#000000;">(1)</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;color:#000000;">Amounts represent loans whose terms were modified in a manner that did not result in an interest rate reduction, including re-aged loans, extensions, and loans with capitalized interest.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;">Use of Estimates</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:12px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Preparing the Company's consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and related notes for the periods presented. Actual results could differ from management&#8217;s estimates. Certain significant accounting policies are critical because they are based on estimates and assumptions that require complex and subjective judgments by management. Changes in these estimates or assumptions could materially impact the Company&#8217;s financial condition and results of operations. Material estimates in which management believes changes could reasonably occur include: allowance for loan losses; valuation and impairment of goodwill and acquired intangible assets; and estimates of effective tax rates, deferred taxes and valuation allowance.</font></div><div style="line-height:120%;padding-top:18px;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#19223c;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div> EX-101.SCH 6 etfc-20170630.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 2107100 - Disclosure - Available-for-Sale and Held-to-Maturity Securities link:presentationLink link:calculationLink link:definitionLink 2407404 - Disclosure - Available-for-Sale and Held-to-Maturity Securities (Details - Maturity) link:presentationLink link:calculationLink link:definitionLink 2407407 - Disclosure - Available-for-Sale and Held-to-Maturity Securities (Details - Other) link:presentationLink link:calculationLink link:definitionLink 2307301 - Disclosure - Available-for-Sale and Held-to-Maturity Securities (Tables) link:presentationLink link:calculationLink link:definitionLink 2407402 - Disclosure - Available-for-Sale Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2407405 - Disclosure - Available-for-Sale Securities (Details - OTTI) link:presentationLink link:calculationLink link:definitionLink 2121100 - Disclosure - Commitments, Contingencies and Other Regulatory Matters link:presentationLink link:calculationLink link:definitionLink 2421401 - Disclosure - Commitments, Contingencies and Other Regulatory Matters (Details) link:presentationLink link:calculationLink link:definitionLink 1003000 - Statement - CONDENSED CONSOLIDATED BALANCE SHEET link:presentationLink link:calculationLink link:definitionLink 1003501 - Statement - CONDENSED CONSOLIDATED BALANCE SHEET (Parentheticals) link:presentationLink link:calculationLink link:definitionLink 1005000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 1002000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 1001000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF INCOME link:presentationLink link:calculationLink link:definitionLink 1004000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 2115100 - Disclosure - Corporate Debt link:presentationLink link:calculationLink link:definitionLink 2415402 - Disclosure - Corporate Debt (Details) link:presentationLink link:calculationLink link:definitionLink 2315301 - Disclosure - Corporate Debt (Tables) link:presentationLink link:calculationLink link:definitionLink 2113100 - Disclosure - Deposits link:presentationLink link:calculationLink link:definitionLink 2413402 - Disclosure - Deposits (Details) link:presentationLink link:calculationLink link:definitionLink 2313301 - Disclosure - Deposits (Tables) link:presentationLink link:calculationLink link:definitionLink 2109100 - Disclosure - Derivative Instruments and Hedging Activities link:presentationLink link:calculationLink link:definitionLink 2409403 - Disclosure - Derivative Instruments and Hedging Activities (Details - Fair Value Hedge) link:presentationLink link:calculationLink link:definitionLink 2409402 - Disclosure - Derivative Instruments and Hedging Activities (Details - Fair Value of Derivatives) link:presentationLink link:calculationLink link:definitionLink 2309301 - Disclosure - Derivative Instruments and Hedging Activities (Tables) link:presentationLink link:calculationLink link:definitionLink 0001000 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink 2118100 - Disclosure - Earnings Per Share link:presentationLink link:calculationLink link:definitionLink 2418402 - Disclosure - Earnings Per Share (Details) link:presentationLink link:calculationLink link:definitionLink 2318301 - Disclosure - Earnings Per Share (Tables) link:presentationLink link:calculationLink link:definitionLink 2105100 - Disclosure - Fair Value Disclosures link:presentationLink link:calculationLink link:definitionLink 2405405 - Disclosure - Fair Value Disclosures (Details - FV of Financial Instruments) link:presentationLink link:calculationLink link:definitionLink 2405402 - Disclosure - Fair Value Disclosures (Details - Inputs) link:presentationLink link:calculationLink link:definitionLink 2405404 - Disclosure - Fair Value Disclosures (Details - Level 3) link:presentationLink link:calculationLink link:definitionLink 2405403 - Disclosure - Fair Value Disclosures (Details - Recurring and Nonrecurring) link:presentationLink link:calculationLink link:definitionLink 2305301 - Disclosure - Fair Value Disclosures (Tables) link:presentationLink link:calculationLink link:definitionLink 2407403 - Disclosure - Held-to-Maturity Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2407406 - Disclosure - Held-to-maturity Securities (Details - OTTI) link:presentationLink link:calculationLink link:definitionLink 2104100 - Disclosure - Interest Income and Interest Expense link:presentationLink link:calculationLink link:definitionLink 2404402 - Disclosure - Interest Income and Interest Expense (Details) link:presentationLink link:calculationLink link:definitionLink 2304301 - Disclosure - Interest Income and Interest Expense (Tables) link:presentationLink link:calculationLink link:definitionLink 2108100 - Disclosure - Loans Receivable, Net link:presentationLink link:calculationLink link:definitionLink 2408402 - Disclosure - Loans Receivable, Net (Details) link:presentationLink link:calculationLink link:definitionLink 2408404 - Disclosure - Loans Receivable, Net (Details - Aging) link:presentationLink link:calculationLink link:definitionLink 2408405 - Disclosure - Loans Receivable, Net (Details - Allowance) link:presentationLink link:calculationLink link:definitionLink 2408403 - Disclosure - Loans Receivable, Net (Details - Credit Quality) link:presentationLink link:calculationLink link:definitionLink 2408409 - Disclosure - Loans Receivable, Net (Details - Modifications Types and Financial Impact) link:presentationLink link:calculationLink link:definitionLink 2408406 - Disclosure - Loans Receivable, Net (Details - TDRs Accrual and Nonaccrual) link:presentationLink link:calculationLink link:definitionLink 2408407 - Disclosure - Loans Receivable, Net (Details - TDRs Average Investment and Income) link:presentationLink link:calculationLink link:definitionLink 2408408 - Disclosure - Loans Receivable, Net (Details - TDRs Specific Valuation Allowance) link:presentationLink link:calculationLink link:definitionLink 2308301 - Disclosure - Loans Receivable, Net (Tables) link:presentationLink link:calculationLink link:definitionLink 2106100 - Disclosure - Offsetting Assets and Liabilities link:presentationLink link:calculationLink link:definitionLink 2406402 - Disclosure - Offsetting Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 2406402 - Disclosure - Offsetting Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 2306301 - Disclosure - Offsetting Assets and Liabilities (Tables) link:presentationLink link:calculationLink link:definitionLink 2101100 - Disclosure - Organization, Basis of Presentation and Summary of Significant Accounting Policies link:presentationLink link:calculationLink link:definitionLink 2401402 - Disclosure - Organization, Basis of Presentation and Summary of Significant Accounting Policies (Details) link:presentationLink link:calculationLink link:definitionLink 2201201 - Disclosure - Organization, Basis of Presentation and Summary of Significant Accounting Policies (Policies) link:presentationLink link:calculationLink link:definitionLink 2114100 - Disclosure - Other Borrowings link:presentationLink link:calculationLink link:definitionLink 2414402 - Disclosure - Other Borrowings (Details) link:presentationLink link:calculationLink link:definitionLink 2314301 - Disclosure - Other Borrowings (Tables) link:presentationLink link:calculationLink link:definitionLink 2119100 - Disclosure - Regulatory Requirements link:presentationLink link:calculationLink link:definitionLink 2419403 - Disclosure - Regulatory Requirements - Bank Capital Requirements (Details) link:presentationLink link:calculationLink link:definitionLink 2419402 - Disclosure - Regulatory Requirements (Details) link:presentationLink link:calculationLink link:definitionLink 2319301 - Disclosure - Regulatory Requirements (Tables) link:presentationLink link:calculationLink link:definitionLink 2117100 - Disclosure - Shareholders' Equity link:presentationLink link:calculationLink link:definitionLink 2417402 - Disclosure - Shareholders' Equity (Details - Accumulated Other Comprehensive Loss) link:presentationLink link:calculationLink link:definitionLink 2417403 - Disclosure - Shareholders' Equity (Details - Other Comprehensive Income Activity) link:presentationLink link:calculationLink link:definitionLink 2417404 - Disclosure - Shareholders' Equity (Details - Reclassification Out Of Accumulated Other Comprehensive Loss) link:presentationLink link:calculationLink link:definitionLink 2417405 - Disclosure - Shareholders Equity (Details - Textuals) link:presentationLink link:calculationLink link:definitionLink 2317301 - Disclosure - Shareholders' Equity (Tables) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 7 etfc-20170630_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 8 etfc-20170630_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 9 etfc-20170630_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Statement of Stockholders' Equity [Abstract] Statement [Table] Statement [Table] Equity Components [Axis] Equity Components [Axis] Equity Component [Domain] Equity Component [Domain] Preferred Stock Preferred Stock [Member] Common Stock Common Stock [Member] Additional Paid-in Capital Additional Paid-in Capital [Member] Accumulated Deficit Retained Earnings [Member] Accumulated Other Comprehensive Loss AOCI Attributable to Parent [Member] Statement [Line Items] Statement [Line Items] Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Balance, Stockholders' Equity Attributable to Parent Balance, (in shares) Shares, Issued Cumulative effect of accounting change Cumulative Effect on Retained Earnings, Net of Tax Net income Net Income (Loss) Attributable to Parent Other comprehensive income (loss) Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent Conversion of convertible debentures Stock Issued During Period, Value, Conversion of Convertible Securities Conversion of convertible debentures, shares Stock Issued During Period, Shares, Conversion of Convertible Securities Exercise of stock options and related tax effects Stock Issued, Value, Stock Options Exercised, Net of Tax Benefit (Expense) Preferred stock dividends Dividends, Preferred Stock, Cash Repurchases of common stock Stock Repurchased and Retired During Period, Value Repurchases of common stock, shares Stock Repurchased and Retired During Period, Shares Issuance of common stock for share-based compensation, net of shares withheld to pay taxes Stock Issued During Period, Value, Restricted Stock Award, Net of Forfeitures Issuance of common stock for share-based compensation, net of shares withheld to pay taxes, shares Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures Share-based compensation Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition Balance, Balance, (in shares) Equity [Abstract] Available-for-sale securities, before tax Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Tax, Portion Attributable to Parent [Abstract] Unrealized gains (losses), before tax Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax Reclassification into earnings, before tax Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Net change from available-for-sale securities, before tax Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Tax Foreign currency translation, before tax Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, before Tax [Abstract] Reclassification of foreign currency translation gains, before tax Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Reclassification Adjustment from AOCI, Realized upon Sale or Liquidation, before Tax Available-for-sale securities, tax effect Other Comprehensive Income (Loss), Available-for-sale Securities, before Reclassification Adjustments, Tax [Abstract] Unrealized gains (losses), tax effect Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax Reclassification into earnings, tax effect Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax Net change from available-for-sale securities, tax effect Other Comprehensive Income (Loss), Available-for-sale Securities, Tax Foreign currency translation, tax effect Other Comprehensive Income (Loss), Foreign Currency Translation Adjustment, Tax [Abstract] Reclassification of foreign currency translation gains, tax effect Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Reclassification Adjustment from AOCI, Realized upon Sale or Liquidation, Tax Available-for-sale securities, after tax Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Reclassification Adjustments, Net of Tax [Abstract] Unrealized gains (losses), after tax Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax Reclassification into earnings, after tax Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax Net change from available-for-sale securities Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent Foreign currency translation, after tax Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax [Abstract] Reclassification of foreign currency translation gains, after tax Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Reclassification Adjustment from AOCI, Realized upon Sale or Liquidation, Net of Tax Other comprehensive income (loss), before tax Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent Other comprehensive income (loss), tax effect Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent SHAREHOLDER'S EQUITY Stockholders' Equity Note Disclosure [Text Block] Statement of Financial Position [Abstract] ASSETS Assets [Abstract] Cash and equivalents Cash and Cash Equivalents, at Carrying Value Cash required to be segregated under federal or other regulations Restricted Cash and Cash Equivalents Available-for-sale securities Available-for-sale Securities Held-to-maturity securities (fair value of $21,565 and $15,716 at June 30, 2017 and December 31, 2016, respectively) Held-to-maturity Securities Margin receivables Margin Receivables Credit extended to customers to finance their purchases of securities by borrowing against the securities they already own as of the balance sheet date. Loans receivable, net (net of allowance for loan losses of $116 million and $221 million at June 30, 2017 and December 31, 2016, respectively) Loans and Leases Receivable, Net Amount Receivables from brokers, dealers and clearing organizations Receivables from Brokers-Dealers and Clearing Organizations Property and equipment, net Property, Plant and Equipment, Net Goodwill Goodwill Other intangibles, net Intangible Assets, Net (Excluding Goodwill) Deferred tax assets, net Deferred Income Tax Assets, Net Other assets Other Assets Total assets Assets LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities and Equity [Abstract] Liabilities: Liabilities [Abstract] Deposits Deposits Customer payables Customer Payables Credit balances in customer accounts arising from deposits of funds and sales of securities and other funds pending completion of securities transactions as of the balance sheet date. Payables to brokers, dealers and clearing organizations Payables to Broker-Dealers and Clearing Organizations Other borrowings Other Borrowings Corporate debt Corporate debt Including current and noncurrent portions, aggregate carrying amount of corporate debt as of the balance sheet date. May include convertible debt, subordinated debt, senior note and other types of debt and after deducting unamortized discount or premiums, if any. Other liabilities Other Liabilities Total liabilities Liabilities Commitments and contingencies (see Note 14) Commitments and Contingencies Shareholders’ equity: Stockholders' Equity Attributable to Parent [Abstract] Preferred stock, $0.01 par value, $1,000 liquidation preference, shares authorized: 1,000,000 at June 30, 2017 and December 31, 2016; shares issued and outstanding: 400,000 at both June 30, 2017 and December 31, 2016 Preferred Stock, Value, Issued Common stock, $0.01 par value, shares authorized: 400,000,000 at June 30, 2017 and December 31, 2016; shares issued and outstanding: 275,054,601 and 273,963,415 at June 30, 2017 and December 31, 2016, respectively Common Stock, Value, Issued Additional paid-in-capital Additional Paid in Capital, Common Stock Accumulated deficit Retained Earnings (Accumulated Deficit) Accumulated other comprehensive loss Accumulated Other Comprehensive Income (Loss), Net of Tax Total shareholders’ equity Total liabilities and shareholders’ equity Liabilities and Equity Derivative Instruments and Hedging Activities Disclosure [Abstract] Derivative [Table] Derivative [Table] Derivative, Hedged Item [Axis] Derivative, Hedged Item [Axis] Type of items being hedged by derivative instruments Derivative, Hedged Item [Domain] Derivative, Hedged Item [Domain] Type of items being hedged by derivative instruments Agency Debentures [Member] US Treasury and Government [Member] Agency mortgage-backed securities [Member] Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] Derivative Instruments, Gain (Loss) [Line Items] Derivative Instruments, Gain (Loss) [Line Items] Fair Value Hedge, Hedging Instrument Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments Fair Value Hedge, Hedged Item Change in Unrealized Gain (Loss) on Hedged Item in Fair Value Hedge Fair Value Hedge, Hedge Ineffectiveness Gain (Loss) on Interest Rate Fair Value Hedge Ineffectiveness Debt Disclosure [Abstract] Debt Instrument [Table] Schedule of Long-term Debt Instruments [Table] Debt Instrument [Axis] Debt Instrument [Axis] Debt Instrument Name [Domain] Debt Instrument, Name [Domain] Interest Bearing Total [Member] Interest Bearing Total [Member] This category includes all interest bearing long term debt. Senior Notes Interest Bearing Five and Three Eighths Percent [Member] Senior Notes Interest Bearing Five and Three Eighths Percent [Member] This category is for the 5 3/8 Notes, due 2022 that are senior and interest bearing. Senior Notes Interest Bearing Four And Five Eighths Percent [Member] Senior Notes Interest Bearing Four And Five Eighths Percent [Member] This category is for the 4 5/8% Notes, due 2023 that are senior and interest bearing. Noninterest Bearing Convertible Debentures [Member] Noninterest Bearing Convertible Debentures [Member] This category is for the 0% Convertible debentures, due 2019 that are non-interest bearing. Long-term Debt, Type [Axis] Long-term Debt, Type [Axis] Long-term Debt, Type [Domain] Long-term Debt, Type [Domain] Corporate Debt Securities [Member] Corporate Debt Securities [Member] Debt Instrument [Line Items] Debt Instrument [Line Items] Face Value Debt Instrument, Face Amount Unamortized discount Debt Instrument, Unamortized Discount Total corporate debt Long-term Debt Debt Disclosure (Textuals) [Abstract] Debt Disclosure (Textuals) [Abstract] -- None. No documentation exists for this element. -- Stock Issued During Period, Shares, Conversion of Convertible Securities Debt Instrument Interest Rate Stated Percentage [Abstract] Debt Instrument, Interest Rate, Stated Percentage [Abstract] Debt instrument maturity year Debt instrument maturity year The year when the debt instrument is scheduled to be fully repaid. Debt instrument, interest rate, stated percentage Debt Instrument, Interest Rate, Stated Percentage Line of Credit Facility [Abstract] Line of Credit Facility [Abstract] Line of Credit Facility [Table] Line of Credit Facility [Table] Credit Facility [Axis] Credit Facility [Axis] Credit Facility [Domain] Credit Facility [Domain] Revolving Credit Facility [Member] Revolving Credit Facility [Member] Line of Credit Facility [Line Items] Line of Credit Facility [Line Items] Line of Credit Facility, Maximum Borrowing Capacity Line of Credit Facility, Maximum Borrowing Capacity Line of Credit Facility, Fair Value of Amount Outstanding Line of Credit Facility, Fair Value of Amount Outstanding Line of Credit Facility, Expiration Date Line of Credit Facility, Expiration Date Investments, Debt and Equity Securities [Abstract] Schedule of Held-to-maturity Securities [Table] Schedule of Held-to-maturity Securities [Table] Major Types of Debt and Equity Securities [Axis] Major Types of Debt and Equity Securities [Axis] Major Types of Debt and Equity Securities [Domain] Major Types of Debt and Equity Securities [Domain] Agency Mortgage-Backed Securities [Member] U.S. Treasuries [Member] US Treasury Securities [Member] Agency Debt Securities [Member] Agency Debt Securities [Member] This category includes investments in loans that are backed by other government agencies including the U.S. Small Business Administration and other small business investment companies. Other Non-Agency Debt Securities [Member] Other Debt Obligations [Member] Schedule of Held-to-maturity Securities [Line Items] Schedule of Held-to-maturity Securities [Line Items] Held-to-maturity securities, amortized cost Held-to-maturity securities, gross unrecognized gains Held-to-maturity Securities, Accumulated Unrecognized Holding Gain Held-to-maturity securities, gross unrecognized losses Held-to-maturity Securities, Accumulated Unrecognized Holding Loss Held-to-maturity securities, fair value Held-to-maturity Securities, Fair Value Commitments and Contingencies Disclosure [Abstract] Loss Contingencies [Table] Loss Contingencies [Table] Litigation Case [Axis] Litigation Case [Axis] Litigation Case [Domain] Litigation Case [Domain] Axajo Complaint [Member] Axajo Complaint [Member] Represents loss contingencies for the pending litigation against the Company by Ajaxo, Inc. Droplets Inc Complaint [Member] Droplets Inc Complaint [Member] Represents loss contingencies for the pending litigation against the Company by Droplets Inc. John Scranton Complaint [Member] John Scranton Complaint [Member] Represents loss contingencies for the pending litigation against the Company by John Scranton. Craig L Schwab Complaint [Member] Craig L Schwab Complaint [Member] Represents loss contingencies for the pending litigation against the Company by Craig L Schwab. Litigation Status [Axis] Litigation Status [Axis] Litigation Status [Domain] Litigation Status [Domain] Judicial Ruling With Prejudice [Member] Judicial Ruling With Prejudice [Member] Litigation outcome with prejudice that occurs as a result of judicial intervention, supervision, or approval. Judicial Ruling Without Prejudice [Member] Judicial Ruling Without Prejudice [Member] Litigation outcome without prejudice that occurs as a result of judicial intervention, supervision, or approval. Loss Contingencies [Line Items] Loss Contingencies [Line Items] Loss Contingency, Damages Awarded, Value Loss Contingency, Damages Awarded, Value Loss Contingency, Patents Allegedly Infringed, Number Loss Contingency, Patents Allegedly Infringed, Number Alleged Minimum Amount Company Would Exercise Options At Expiration Automatic Exercise In-The-Money Options Value Alleged automatic exercise of options that were in-the-money by at least $0.01 on expiration date. Loss Contingency, Claims Dismissed, Number Loss Contingency, Claims Dismissed, Number Loss Contingency, Pending Claims, Number Loss Contingency, Pending Claims, Number Commitments to fund partnerships Commitments To Fund Partnerships This represents commitments to fund low-income housing tax credit partnerships and other limited partnerships. Time deposit maturities, next rolling twelve months Time Deposit Maturities, Next Rolling Twelve Months Supply Commitment [Table] Supply Commitment [Table] Supply Commitment [Axis] Supply Commitment [Axis] Supply Commitment Arrangement [Domain] Unfunded Commitments to Extend Credit [Member] Unfunded Commitments to Extend Credit [Member] The Company's total unfunded commitments to extend credit. Supply Commitment [Line Items] Supply Commitment [Line Items] Unfunded Commitments To Extend Credit Supply Commitment, Remaining Minimum Amount Committed Trust preferred securities contractual time period Trust Preferred Securities Contractual Time Period The number of years which capital securities are mandatorily redeemable in whole after issuance Liquidation amount per trust preferred security Liquidation Amount Per Trust Preferred Security1 Liquidation amount per trust preferred security. Estimated maximum potential liability trust preferred securities Estimated Maximum Potential Liability Trust Preferred Securities The Company's estimate of the maximum potential liability regarding trust preferred securities. Offsetting Assets and Liabilities [Abstract] Offsetting Assets and Liabilities [Abstract] Offsetting Assets and Liabilities [Table Text Block] Offsetting Assets and Liabilities [Table Text Block] Tabular disclosure of derivative and other financial assets and liabilities that are subject to offsetting, including master netting arrangements. Bank Capital Requirements [Abstract] Bank Capital Requirements [Abstract] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Consolidated Entities [Axis] Consolidated Entities [Axis] Consolidated Entities [Domain] Consolidated Entities [Domain] Parent Company [Member] Parent Company [Member] E TRADE Bank [Member] E TRADE Bank [Member] E*TRADE Bank Subsidiary. Range [Axis] Range [Axis] Range [Domain] Range [Domain] Minimum [Member] Minimum [Member] Basel III final rule [Axis] BaselThreeFinalRule [Axis] Basel Three Final Rule [Axis] Basel III final rule [Domain] BaselThreeFinalRule [Domain] [Domain] for Basel Three Final Rule [Axis] Capital conservation buffer [Member] Capital Conservation Buffer [Member] Capital conservation buffer requirement introduced by Basel III final rule. New regulation [Member] New Regulation [Member] Represent certain new regulatory deductions and adjustments required by Basel III final rule. New regulation implementation, year 2015 [Member] New Regulation Implementation Year 2015 [Member] Represents completion of new regulation implementation in year 2015. New regulation implementation, year 2018 [Member] New Regulation Implementation Year 2018 [Member] Represents completion of new regulation implementation in year 2018. Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Tier I leverage [Abstract] Tier One Leverage Capital [Abstract] Tier 1 Leverage Capital Tier One Leverage Capital Tier 1 Leverage Capital to Average Assets Tier One Leverage Capital to Average Assets Tier 1 Leverage Capital Required to be Well Capitalized Tier One Leverage Capital Required to be Well Capitalized Tier 1 Leverage Capital Required to be Well Capitalized to Average Assets Tier One Leverage Capital Required to be Well Capitalized to Average Assets Excess Tier 1 Leverage Capital Excess Tier One Leverage Capital Common equity Tier I capital [Abstract] Common Equity Tier One Capital [Abstract] Common Equity Tier 1 Capital Common Equity Tier One Capital Common Equity Tier 1 Capital to Risk Weighted Assets Common Equity Tier One Capital Ratio Common Equity Tier 1 Capital Required To Be Well Capitalized Common Equity Tier One Capital Required to be Well-Capitalized Common Equity Tier 1 Capital Required To Be Well Capitalized To Risk Weighted Assets Common Equity Tier One Capital Required To Be Well Capitalized To Risk Weighted Assets The Common equity Tier 1 capital ratio (Common equity Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under regulatory framework for prompt corrective action under Basel III. Excess Common Equity Tier 1 Capital To Be Well Capitalized Excess Common Equity Tier One Capital To Be Well Capitalized The amount by which the company's Common equity Tier 1 capital exceeds the minimum required for well capitalized purposes. Tier I risk based capital [Abstract] Tier One Risk Based Capital [Abstract] Tier One Risk Based Capital Tier One Risk Based Capital Tier One Risk Based Capital to Risk Weighted Assets Tier One Risk Based Capital to Risk Weighted Assets Tier One Risk Based Capital Required to be Well Capitalized Tier One Risk Based Capital Required to be Well Capitalized Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets Excess Tier One Risk Based Capital to be Well Capitalized Excess Tier One Risk Based Capital Total risk-based capital [Abstract] Capital [Abstract] Capital Capital Capital to Risk Weighted Assets Capital to Risk Weighted Assets Capital Required to be Well Capitalized Capital Required to be Well Capitalized Capital Required to be Well Capitalized to Risk Weighted Assets Capital Required to be Well Capitalized to Risk Weighted Assets Excess capital Excess Capital Minimum percentage of Common Equity Tier 1 capital conservation buffer Minimum Percentage Of Common Equity Tier One Capital Conservation Buffer The minimum percentage Common Equity Tier 1 capital conservation buffer introduced by Basel III final rule. Phase-in period Phase In Period Phase-in period. Phase-in percentage Phase In Percentage Phase-in percentage. Schedule of Corporate Debt Instruments Schedule Of Corporate Debt Instruments [Table Text Block] Tabular disclosure of corporate debt instruments or arrangements, both current and non-current portions, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. AVAILABLE-FOR-SALE AND HELD-TO-MATURITY SECURITIES Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES Derivative Instruments and Hedging Activities Disclosure [Text Block] Fair Value Disclosures [Abstract] FAIR VALUE DISCLOSURES Fair Value Disclosures [Text Block] Regulatory Capital Requirements [Abstract] REGULATORY REQUIREMENTS Regulatory Requirements Disclosure [Text Block] This element includes the complete disclosure for regulatory capital requirements imposed by the regulator. This element also includes the disclosure of computation of net capital for registered broker-dealers under Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA) regulations. Loans and Leases Receivable Disclosure [Abstract] Schedule of Financing Receivable, Allowance for Credit Losses [Table] Schedule of Financing Receivable, Allowance for Credit Losses [Table] Class of Financing Receivable [Axis] Class of Financing Receivable, Type [Axis] Class of Financing Receivable [Domain] Class of Financing Receivable, Type [Domain] One- To Four-Family [Member] Real Estate Loan [Member] Home Equity [Member] Home Equity Line of Credit [Member] Consumer [Member] Automobile Loan [Member] Financing Receivables, Allowance for Credit Losses [Line Items] Financing Receivable, Allowance for Credit Losses [Line Items] Allowance for loan losses, beginning of period Loans and Leases Receivable, Allowance Provision (benefit) for loan losses Provision for Loan Losses Expensed Charge-offs Financing Receivable, Allowance for Credit Losses, Write-downs Recoveries Financing Receivable, Allowance for Credit Losses, Recovery Net (charge-offs) recoveries Financing Receivable, Allowance for Credit Losses, Charge-offs, Net Total reduction to the allowance for credit losses related to financing receivables deemed uncollectible netted with collections on financing receivables which have been partially or fully charged off as bad debts. Allowance for loan losses, end of period Provision benefit for loan losses due to model refinement ProvisionBenefitModelRefinement Provision benefit for loan losses due to model refinement as a result of sustained outperformance of mortgage loans. Reclassification out of Accumulated Comprehensive Income [Abstract] Reclassification out of Accumulated Comprehensive Income [Abstract] Reclassification out of Accumulated Comprehensive Income [Abstract] Reclassification out of Accumulated Other Comprehensive Income [Table] Reclassification out of Accumulated Other Comprehensive Income [Table] Available-for-sale securities Accumulated Net Investment Gain (Loss) Attributable to Parent [Member] Foreign currency translation Accumulated Foreign Currency Adjustment Attributable to Parent [Member] Reclassification out of Accumulated Other Comprehensive Income [Axis] Reclassification out of Accumulated Other Comprehensive Income [Axis] Reclassification out of Accumulated Other Comprehensive Income [Domain] Reclassification out of Accumulated Other Comprehensive Income [Domain] Reclassification out of Accumulated Other Comprehensive Income (Loss) Reclassification out of Accumulated Other Comprehensive Income [Member] Reclassification Adjustment out of Accumulated Other Comprehensive Income (Loss) [Line Items] Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] Gains on securities and other, net GainsLossesOnSecuritiesAndEquityInIncomeLossOfInvestmentsAndOther Net gain or loss recognized on loans, trading securities and available-for-sale securities during the period. Also includes hedge ineffectiveness, gains (losses) from termination of cash flow hedges and equity in income (loss) of investments and other. Income tax (expense) benefit Income Tax Expense (Benefit) Other Noninterest Expense Other Noninterest Expense Net income Equity Securities [Member] Equity Securities [Member] Held-to-maturity securities, less than twelve months, fair value Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Held-to-maturity securities, twelve months or longer, fair value Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Held-to-maturity securities, fair value Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value Held-to-maturity securities, less than twelve months, aggregate losses Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Held-to-maturity securities, twelve months or longer, aggregate losses Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Held-to-maturity securities, aggregate losses Organization, Consolidation and Presentation of Financial Statements [Abstract] Organization (policy) Nature of Operations [Text Block] Basis of presentation (policy) Basis of Accounting, Policy [Policy Text Block] Use of estimates (policy) Use of Estimates, Policy [Policy Text Block] New accounting and disclosure guidance (policy) New Accounting Pronouncements, Policy [Policy Text Block] Schedule of Impaired Financing Receivable [Table] Schedule of Impaired Financing Receivable [Table] Impaired Financing Receivable With And With No Related Allowance [Line Items] Financing Receivable, Impaired [Line Items] Impaired Financing Receivable, With Related Allowance, Recorded Investment Impaired Financing Receivable, with Related Allowance, Recorded Investment Impaired Financing Receivable, with No Related Allowance, Recorded Investment Impaired Financing Receivable, with No Related Allowance, Recorded Investment Recorded Investment in TDRs Impaired Financing Receivable, Recorded Investment Impaired Financing Receivable, Related Allowance Impaired Financing Receivable, Related Allowance Impaired Financing Receivable, with Related Allowance, Net Investment Impaired Financing Receivable, with Related Allowance, Net Investment Amount of net investment in impaired financing receivables for which there is a related allowance for credit losses. Impaired Financing Receivable, with No Related Allowance, Net Investment Impaired Financing Receivable, with No Related Allowance, Net Impaired Amount of net investment in impaired financing receivables for which there is no related allowance for credit losses. Impaired Financing Receivables, Net Investment, Total Impaired Financing Receivables, Net Investment, Total Amounf of net investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment Statement of Cash Flows [Abstract] Cash flows from operating activities: Net Cash Provided by (Used in) Operating Activities, Continuing Operations [Abstract] Adjustments to reconcile net income to net cash provided by operating activities: Adjustments, Noncash Items, to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] Depreciation and amortization (including discount amortization and accretion) Depreciation, Amortization and Accretion, Net Gains on securities and other, net Share-based compensation Share-based Compensation Deferred tax expense Deferred Income Tax Expense (Benefit) Other Adjustments, Noncash Items, to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities Net effect of changes in assets and liabilities: Increase (Decrease) in Operating Capital [Abstract] Decrease (increase) in cash required to be segregated under federal or other regulations Increase (Decrease) in Restricted Cash for Operating Activities Increase in receivables from brokers, dealers and clearing organizations Increase (Decrease) in Receivables from Brokers-Dealers and Clearing Organizations (Increase) decrease in margin receivables Increase Decrease In Margin Receivables The net change in credit extended to customers to finance their purchases of securities by borrowing against the securities they already own. Increase in other assets Increase (Decrease) in Other Operating Assets Increase in payables to brokers, dealers and clearing organizations Increase (Decrease) in Payables to Broker-Dealers and Clearing Organizations (Decrease) increase in customer payables Increase Decrease In Customer Payables The net change in credit balances in customer accounts arising from deposits of funds and sales of securities and other funds pending completion of securities transactions. Decrease in other liabilities Increase (Decrease) in Other Operating Liabilities Net cash provided by operating activities Net Cash Provided by (Used in) Operating Activities, Continuing Operations Cash flows from investing activities: Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract] Purchases of available-for-sale securities Payments to Acquire Available-for-sale Securities Proceeds from sales of available-for-sale securities Proceeds from Sale of Available-for-sale Securities, Debt Proceeds from maturities of and principal payments on available-for-sale securities Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities Purchases of held-to-maturity securities Payments to Acquire Held-to-maturity Securities Proceeds from maturities of and principal payments on held-to-maturity securities Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities Proceeds from sale of loans Proceeds from Sale of Loans Held-for-investment Decrease in loans receivable Payments for (Proceeds from) Other Loans and Leases Capital expenditures for property and equipment Payments to Acquire Property, Plant, and Equipment Proceeds from sale of real estate owned and repossessed assets Proceeds from Sale of Wholly Owned Real Estate and Real Estate Acquired in Settlement of Loans Net cash flow from derivative contracts Payments for (Proceeds from) Hedge, Investing Activities Other Payments for (Proceeds from) Other Investing Activities Net cash used in investing activities Net Cash Provided by (Used in) Investing Activities, Continuing Operations Cash flows from financing activities: Net Cash Provided by (Used in) Financing Activities, Continuing Operations [Abstract] Increase in deposits Increase (Decrease) in Deposits Preferred stock dividends Payments of Ordinary Dividends, Preferred Stock and Preference Stock Net increase (decrease) in securities sold under agreements to repurchase Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase Advances from FHLB Proceeds from Federal Home Loan Bank Advances Payments on advances from FHLB Payments for Federal Home Loan Bank Advances Repurchases of common stock Payments for Repurchase of Common Stock Other Proceeds from (Payments for) Other Financing Activities Net cash provided by financing activities Net Cash Provided by (Used in) Financing Activities, Continuing Operations (Decrease) increase in cash and equivalents Cash and Cash Equivalents, Period Increase (Decrease) Cash and equivalents, beginning of period Cash and equivalents, end of period Supplemental disclosures: Supplemental Cash Flow Information [Abstract] Cash paid for interest Interest Paid Cash paid for income taxes, net of refunds Income Taxes Paid, Net Non-cash investing and financing activities: Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract] Transfers of loans held-for-investment to loans held-for-sale Transfer of Portfolio Loans and Leases to Held-for-sale Transfers from loans to other real estate owned and repossessed assets Real Estate Owned, Transfer to Real Estate Owned Conversion of convertible debentures to common stock Transfer of available-for-sale securities to held-to-maturity securities TransferOfAvailableForSaleSecuritiesToHeldToMaturity Fair value of available-for-sale securities transferred to held-to-maturity during the period. Other Borrowings Disclosure [Abstract] -- None. No documentation exists for this element. -- OTHER BORROWINGS Other Borrowings Disclosure 2 [Text Block] The entire disclosure for information about other borrowings including any combination of securities sold under agreements to repurchase, Federal Home Loan Bank advances, trust preferred securities and cash borrowed against the company's E*TRADE Clearing lines of credit. Fair Value Inputs, Assets, Quantitative Information [Table] Fair Value Inputs, Assets, Quantitative Information [Table] Asset Class [Axis] Asset Class [Axis] Asset Class [Domain] Asset Class [Domain] Loans Receivable [Member] Loans Receivable [Member] Real Estate Owned [Member] Real Estate Acquired in Satisfaction of Debt [Member] Weighted Average [Member] Weighted Average [Member] Maximum [Member] Maximum [Member] Fair Value Hierarchy [Axis] Fair Value, Hierarchy [Axis] Fair Value Hierarchy [Domain] Fair Value Hierarchy [Domain] Level 3 [Member] Fair Value, Inputs, Level 3 [Member] Measurement Frequency [Axis] Measurement Frequency [Axis] Fair Value, Measurement Frequency [Domain] Fair Value, Measurement Frequency [Domain] Fair Value, Measurements, Recurring [Member] Fair Value, Measurements, Recurring [Member] Fair Value, Measurements, Nonrecurring [Member] Fair Value, Measurements, Nonrecurring [Member] Fair Value Inputs, Assets, Quantitative Information [Line Items] Fair Value Inputs, Assets, Quantitative Information [Line Items] Appraised Value Appraised Value This item represents the estimated value of the underlying assets that was considered for the valuation. Investments Securities Marketable Securities [Table Text Block] Investments Classified by Contractual Maturity Date Investments Classified by Contractual Maturity Date [Table Text Block] Schedule of Unrealized Loss on Investments Schedule of Unrealized Loss on Investments [Table Text Block] Gains on Securities and Other, Net Realized Gain (Loss) on Investments [Table Text Block] Interest Income and Interest Expense Disclosure [Abstract] Interest Income and Interest Expense Disclosure Interest Income and Interest Expense Disclosure [Table Text Block] Accumulated Other Comprehensive Income (Loss) [Table] Accumulated Other Comprehensive Income (Loss) [Table] Accumulated Other Comprehensive Income (Loss) [Line Items] Accumulated Other Comprehensive Income (Loss) [Line Items] Beginning balance, Other comprehensive income (loss), before reclassifications Other Comprehensive Income (Loss), before Reclassifications, Net of Tax Amounts reclassified from accumulated other comprehensive income (loss) Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax Ending balance, Earnings Per Share [Abstract] Basic: Earnings Per Share, Basic [Abstract] Preferred stock dividends Preferred Stock Dividends, Income Statement Impact Net income available to common shareholders Net Income (Loss) Available to Common Stockholders, Basic Basic weighted-average shares outstanding (in thousands) Weighted Average Number of Shares Outstanding, Basic Basic earnings per share (in dollars per share) Earnings Per Share, Basic Diluted: Earnings Per Share, Diluted [Abstract] Effect of dilutive securities: Weighted Average Number of Shares Outstanding, Diluted [Abstract] Weighted-average restricted stock and options issued to employees (in thousands) Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements Weighted-average convertible debentures (in thousands) Incremental Common Shares Attributable to Dilutive Effect of Conversion of Debt Securities Diluted weighted-average shares outstanding (in thousands) Weighted Average Number of Shares Outstanding, Diluted Diluted earnings per share (in dollars per share) Earnings Per Share, Diluted Earnings Per Share, Diluted, Other Disclosures [Abstract] Earnings Per Share, Diluted, Other Disclosures [Abstract] Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table] Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table] Antidilutive Securities [Axis] Antidilutive Securities [Axis] Antidilutive Securities, Name [Domain] Antidilutive Securities, Name [Domain] Stock options and restricted stock awards and units Stock Compensation Plan [Member] Antidilutive securities excluded from calculation of earnings per share [Line Items] Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] Antidilutive securities excluded from the calculation of diluted earnings per share Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount Interest income: Interest and Dividend Income, Operating [Abstract] Cash and equivalents InterestIncomeOnCashAndCashEquivalents Interest income earned on cash and cash equivalents during the period. Cash required to be segregated under federal or other regulations InterestIncomeOnCashRequiredToBeSegregatedUnderFederalOrOtherRegulations Interest income earned on cash required to be segregated under federal or other regulations. Available-for-sale securities Interest and Dividend Income, Securities, Operating, Available-for-sale Held-to-maturity securities Interest Income, Securities, Operating, Held-to-maturity Margin receivables Interest Income Margin Receivables Interest income generated from credit extended to customers and non-customers to finance their purchases of securities by borrowing against the securities they already own. Loans Interest and Fee Income, Loans and Leases Broker-related receivables and other Interest and Dividend Income, Securities, Operating, Other Subtotal interest income SubTotalInterestIncome Total interest income excluding other interest revenue. Other interest revenue(1) Other Interest and Dividend Income Total interest income Interest Income, Operating Interest expense: Interest Expense [Abstract] Deposits Interest Expense, Deposits Customer payables InterestExpenseOnCustomerPayables Interest paid by the Company on credit balances in customer accounts arising from deposits of funds and sales of securities and other funds pending completion of securities transactions. Customer payables primarily represent customer cash contained within the Company’s broker-dealer subsidiaries. Other borrowings Interest Expense, Borrowings Corporate debt Interest Expense, Debt Subtotal interest expense SubTotalInterestExpense Total interest expense excluding other interest expense. Other interest expense(2) Interest Expense, Other Total interest expense Interest Expense Net interest income Interest Income (Expense), Net Available-for-Sale Securities, Debt Maturities [Abstract] Available-for-sale Securities, Debt Maturities [Abstract] Available-for-sale securities, due within one year, amortized cost Available-for-sale Securities, Debt Maturities, Next Rolling Twelve Months, Amortized Cost Basis Available-for-sale securities, due within one to five years, amortized cost Available-for-sale Securities, Debt Maturities, Rolling Year Two Through Five, Amortized Cost Basis Available-for-sale securities, due within five to ten years, amortized cost Available-for-sale Securities, Debt Maturities, Rolling Year Six Through Ten, Amortized Cost Basis Available-for-sale securities, due after ten years, amortized cost Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Amortized Cost Basis Available-for-sale securities, amortized cost Available-for-sale Debt Securities, Amortized Cost Basis Available-for-sale securities, due within one year, fair value Available-for-sale Securities, Debt Maturities, Next Rolling Twelve Months, Fair Value Available-for-sale securities, due within one to five years, fair value Available-for-sale Securities, Debt Maturities, Rolling Year Two Through Five, Fair Value Available-for-sale securities, due within five to ten years, fair value Available-for-sale Securities, Debt Maturities, Rolling Year Six Through Ten, Fair Value Available-for-sale securities, due after ten years, fair value Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Fair Value Available-for-sale securities, fair value Available-for-sale Securities, Debt Securities Held-to-Maturity Securities, Debt Maturities [Abstract] Held-to-maturity Securities, Debt Maturities [Abstract] Held-to-maturity securities, due within one year, amortized cost Held-to-maturity Securities, Debt Maturities, Next Rolling Twelve Months, Amortized Cost Held-to-maturity securities, due within one to five years, amortized cost Held-to-maturity Securities, Debt Maturities, Rolling Year Two Through Five, Amortized Cost Held-to-maturity securities, due within five to ten years, amortized cost Held-to-maturity Securities, Debt Maturities, Rolling Year Six Through Ten, Amortized Cost Held-to-maturity securities, due after ten years, amortized cost Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Amortized Cost Held-to-maturity securities, due within one year, fair value Held-to-maturity Securities, Debt Maturities, Next Rolling Twelve Months, Fair Value Held-to-maturity securities, due within one to five years, fair value Held-to-maturity Securities, Debt Maturities, Rolling Year Two Through Five, Fair Value Held-to-maturity securities, due within five to ten years, fair value Held-to-maturity Securities, Debt Maturities, Rolling Year Six Through Ten, Fair Value Held-to-maturity securities, due after ten years, fair value Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Fair Value Held-to-maturity securities, fair value Available-for-Sale Securities Pledged As Collateral (Textuals) [Abstract] Available-for-sale Securities Pledged as Collateral for Parenthetical Disclosure [Abstract] Available-for-sale debt securities pledged as collateral Available-for-sale Securities Pledged as Collateral Held-to-Maturity Securities Pledged As Collateral (Textuals) [Abstract] Held-to-maturity Securities, Parenthetical Disclosure [Abstract] Held-to-maturity debt securities pledged as collateral Held-to-maturity Securities Pledged as Collateral Schedule of Earnings Per Share Reconciliation Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] INTEREST INCOME AND INTEREST EXPENSE Interest Income and Interest Expense Disclosure [Text Block] Statement of Comprehensive Income [Abstract] Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract] Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract] Available-for-sale securities: Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent [Abstract] Unrealized gains, net Reclassification into earnings, net Net change from available-for-sale securities Reclassification of foreign currency translation gains Other comprehensive income (loss) Comprehensive income Comprehensive Income (Loss), Net of Tax, Attributable to Parent Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Table] Fair Value Measurements, Recurring and Nonrecurring [Table] Debt Securities [Member] Debt Securities [Member] Municipal Bonds [Member] US States and Political Subdivisions Debt Securities [Member] Level 1 [Member] Fair Value, Inputs, Level 1 [Member] Level 2 [Member] Fair Value, Inputs, Level 2 [Member] Less than [Member] Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] U.S. Treasuries Financial Instruments, Owned, US Government and Agency Obligations, at Fair Value Derivative assets Derivative Asset Total assets measured at fair value on a recurring basis Assets, Fair Value Disclosure, Recurring Derivative Liability Derivative Liability Total liabilities measured at fair value on a recurring basis Liabilities, Fair Value Disclosure, Recurring Total loans receivable Loans Receivable, Fair Value Disclosure REO Real Estate Owned, Fair Value Disclosure This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents real estate owned as of the balance sheet date. Total Assets Measured at Fair Value On A Nonrecurring Basis Assets, Fair Value Disclosure, Nonrecurring Assets measured at fair value on recurring basis percentage of total assets Assets measured at fair value on recurring basis percentage of total assets This element represents assets measured at fair value on a recurring basis as a percentage of total assets, at the reported date Liabilities measured at fair value on recurring basis percentage of total liabilities Liabilities measured at fair value on recurring basis percentage of total liabilities This element represents liabilities measured at fair value on a recurring basis as a percentage of total liabilities, at the reported date Gains Losses On Nonrecurring Fair Value Measurements [Abstract] Gains Losses On Nonrecurring Fair Value Measurements [Abstract] -- None. No documentation exists for this element. -- (Gains) losses measured at fair value Losses (Gains) On Assets, Nonrecurring Fair Value Measurements This element represents the losses (gains) associated with assets measured at fair value on a nonrecurring basis during the period. Fair Value, Transfers Between Level 1 and Level 2 and Level 3, Description and Policy (Textuals) [Abstract] Fair Value, Transfers Between Level 1 and Level 2, Description and Policy [Abstract] Fair value, assets, Level 1 to Level 2 transfers, amount Fair Value, Assets, Level 1 to Level 2 Transfers, Amount Fair value, assets, Level 2 to Level 1 transfers, amount Fair Value, Assets, Level 2 to Level 1 Transfers, Amount Fair value, liabilities, Level 1 to Level 2 transfers, amount Fair Value, Liabilities, Level 1 to Level 2 Transfers, Amount Fair value, liabilities, Level 2 to Level 1 transfers, amount Fair Value, Liabilities, Level 2 to Level 1 Transfers, Amount Fair value, assets, Level 1 to Level 3 transfers, amount FairValueAssetsLevel1ToLevel3TransfersAmount Amount of transfers of assets measured on a recurring basis out of Level 1 of the fair value hierarchy into Level 3. Fair value, assets, Level 3 to Level 1 transfers, amount FairValueAssetsLevel3toLevel1TransfersAmount Amount of transfers of assets measured on a recurring basis out of Level 3 of the fair value hierarchy into Level 1. Fair value, assets, Level 2 to Level 3 transfers, amount FairValueAssetsLevel2ToLevel3TransfersAmount Amount of transfers of assets measured on a recurring basis out of Level 2 of the fair value hierarchy into Level 3. Fair value, assets, Level 3 to Level 2 transfers, amount FairValueAssetsLevel3ToLevel2TransfersAmount Amount of transfers of assets measured on a recurring basis out of Level 3 of the fair value hierarchy into Level 2. Fair value, liabilities, Level 1 to Level 3 transfers, amount FairValueLiabilitiesLevel1ToLevel3TransfersAmount Amount of transfers of liabilities measured on a recurring basis out of Level 1 of the fair value hierarchy into Level 3. Fair value, liabilities, Level 3 to Level 1 transfers, amount FairValueLiabilitiesLevel3ToLevel1TransfersAmount Amount of transfers of liabilities measured on a recurring basis out of Level 3 of the fair value hierarchy into Level 1. Fair value, liabilities, Level 2 to Level 3 transfers, amount FairValueLiabilitiesLevel2ToLevel3TransfersAmount Amount of transfers of liabilities measured on a recurring basis out of Level 2 of the fair value hierarchy into Level 3. Fair value, liabilities, Level 3 to Level 2 transfers, amount FairValueLiabilitiesLevel3ToLevel2TransfersAmount Amount of transfers of liabilities measured on a recurring basis out of Level 3 of the fair value hierarchy into Level 2. CORPORATE DEBT Debt Disclosure [Text Block] Financing Receivable, Impaired [Line Items] TDRs, Average Recorded Investment Impaired Financing Receivable, Average Recorded Investment TDRs, Interest Income Recognized Impaired Financing Receivable, Interest Income, Accrual Method Debt Instruments [Abstract] Debt Instruments [Abstract] Trust preferred securities Trust Preferred Securities Subject to Mandatory Redemption [Member] Secured Committed Line of Credit [Member] Secured Committed Line of Credit [Member] Line of credit offered by a financial institution that cannot be suspended without notifying the borrower, provided that the borrower does not break the conditions. Collateralized debt obligation backed by, for example, but not limited to, pledge, mortgage or other lien on the entity's assets. Unsecured Uncommitted Line of Credit [Member] Unsecured Uncommitted Line of Credit [Member] Line of credit arrangement in which there is no obligation to provide a specific amount of money and are subject to being suspended or cancelled by the banks without notice. Such an unsecured line of credit is uncollateralized (where debt is not backed by the pledge of collateral). Secured Uncommitted Line of Credit [Member] Secured Uncommitted Line of Credit [Member] Line of credit arrangement in which there is no obligation to provide a specific amount of money and are subject to being suspended or cancelled by the banks without notice. Collateralized debt obligation backed by, for example, but not limited to, pledge, mortgage or other lien on the entity's assets. Line of Credit Facility, Maximum Borrowing Capacity, Expiration Date [Axis] Line of Credit Facility, Maximum Borrowing Capacity, Expiration Date [Axis] Information pertaining to a line of credit, including the date of expiration. Line of Credit Facility, Maximum Borrowing Capacity, Expiration Date [Domain] Line of Credit Facility, Maximum Borrowing Capacity, Expiration Date [Domain] [Domain] for Information pertaining to a line of credit, including the date of expiration. Line Of Credit Maturing June 2018 [Member] LineOfCreditMaturingNextYear [Member] Line of credit maturing in the next year. [Member] Revolving credit facility maturing June 2018 [Member] RevolvingCreditFacilityMaturingNextYear [Member] Revolving credit facility maturing in the next year. E TRADE Securities [Member] E TRADE Securities [Member] E*TRADE Securities LLC Broker-Dealer Subsidiary Securities sold under agreements to repurchase Securities Sold under Agreements to Repurchase FHLB advances Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances Total repurchase agreements and FHLB advances TotalRepurchaseAgreementsAndFhlbAdvances Represents the total of Securities purchased under agreements to repurchase and FHLB advances at period end. Trust preferred securities Trust Preferred Securities Preferred securities that embody an unconditional obligation requiring the issuer to redeem the securities by transferring the assets at a specified or determinable date (or dates) or upon an event that is certain to occur, that are issued by a consolidated trust to outside investors where the trust uses the proceeds of the issuance of those securities to purchase, from the financial institution that established the trust, an equivalent amount of junior subordinated debentures or other loans having stated maturities. Total other borrowings Lines of Credit. Number of Creditors Lines Of Credit. Number Of Creditors The number of creditors that the entity has a line of credit with. Total Loans Receivable, Net Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] Loans Receivable, Allowance for Loan Losses Allowance for Credit Losses on Financing Receivables [Table Text Block] Credit Quality Indicators for Loan Portfolio Financing Receivable Credit Quality Indicators [Table Text Block] Concentration of Credit Risk Schedules of Concentration of Risk, by Risk Factor [Table Text Block] Loans by Delinquency Category and Non-Performing Loans Past Due Financing Receivables [Table Text Block] Impaired Financing Receivables Impaired Financing Receivables [Table Text Block] Troubled Debt Restructurings - Modifications Troubled Debt Restructurings on Financing Receivables [Table Text Block] Deposits [Abstract] DEPOSITS Deposit Liabilities Disclosures [Text Block] Fair Value Inputs, Assets, Quantitative Information Fair Value Inputs, Assets, Quantitative Information [Table Text Block] Fair Value Measurements, Recurring and Nonrecurring Fair Value Measurements, Recurring and Nonrecurring [Table Text Block] Gains and Losses, Fair Value Measurements, Nonrecurring Fair Value Measurements, Nonrecurring [Table Text Block] Fair Value, by Balance Sheet Grouping Fair Value, by Balance Sheet Grouping [Table Text Block] Document And Entity Information [Abstract] -- None. No documentation exists for this element. -- Document Type Document Type Document Period End Date Document Period End Date Amendment Flag Amendment Flag Entity Registrant Name Entity Registrant Name Entity Central Index Key Entity Central Index Key Entity Current Reporting Status Entity Current Reporting Status Entity Voluntary Filers Entity Voluntary Filers Current Fiscal Year End Date Current Fiscal Year End Date Entity Filer Category Entity Filer Category Entity Well-known Seasoned Issuer Entity Well-known Seasoned Issuer Common stock shares outstanding Entity Common Stock, Shares Outstanding Document Fiscal Year Focus Document Fiscal Year Focus Document Fiscal Period Focus Document Fiscal Period Focus LOANS RECEIVABLE, NET Financing Receivables [Text Block] Net impairment Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net Components of gains (losses) on securities and other, net Components of Gains (Losses) on Loans and Securities Net [Abstract] -- None. No documentation exists for this element. -- Gains on available-for-sale securities Available-for-sale Securities, Gross Realized Gains Hedge ineffectiveness Derivative, Net Hedge Ineffectiveness Gain (Loss) Equity method investment income (loss) and other Income (Loss) from Equity Method Investments Gains on securities and other, net Loans Receivable, Net [Abstract] Loans and Leases Receivable, Net Amount [Abstract] One- to four-family Loans and Leases Receivable, Gross, Consumer, Mortgage Home equity Loans and Leases Receivable, Gross, Consumer, Home Equity Consumer Loans and Leases Receivable, Gross, Consumer, Other Total loans receivable Loans and Leases Receivable, before Fees, Gross Unamortized premiums, net Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums Allowance for loan losses Total loans receivable, net Carrying value of mortgage loans sold Mortgage Loans on Real Estate, Cost of Mortgages Sold Loans Pledged Federal Home Loan Bank Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Federal Home Loan Bank Debt Loans Pledged Federal Reserve Bank Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Federal Reserve The carrying amount, as of the date of the latest financial statement presented, of loans receivable which are owned but transferred to serve as collateral for the payment of Federal Reserve debt obligations, and for which the transferee is not permitted to sell or re-pledge them to an unrelated party. Financing Receivable, Allowance for Credit Losses, Additional Information [Line Items] Loans collectively evaluated for impairment, recorded investment Financing Receivable, Collectively Evaluated for Impairment Loans individually evaluated for impairment, recorded investment Financing Receivable, Individually Evaluated for Impairment Total recorded investment in loans receivable Financing Receivable, Recorded Investment Reflects the sum of the gross carrying amounts and premium and discounts of loans that classified as held for investment. Loans collectively evaluated for impairment, allowance for loan losses Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment Loans individually evaluated for impairment, allowance for loan losses Allowance for loan losses Financial Instrument Performance Status [Axis] Financial Instrument Performance Status [Axis] Financial Instrument Performance Status [Domain] Financial Instrument Performance Status [Domain] Performing Financial Instruments [Member] Performing Financial Instruments [Member] Nonperforming Financial Instruments [Member] Nonperforming Financial Instruments [Member] Accrual TDRs Financing Receivable, Trouble Debt Restructuring, Recorded Investment, Current and Accruing Impaired financing receivables that are current and have made six or more consecutive payments. Nonaccrual TDRs, Current Financing Receivable, Trouble Debt Restructuring, Recorded Investment, Current and Nonaccrual 1 Impaired financing receivables that are current but nonaccrual. Nonaccrual TDRs, 30-89 Days Delinquent Financing Receivable, Trouble Debt Restructuring, Recorded Investment, 30 To 89 Days Past Due and Nonaccrual Impaired financing receivables that are 30-89 days past due and non accrual. Nonaccrual TDRs, 90-179 Days Delinquent Financing Receivable, Trouble Debt Restructuring, Recorded Investment, 90 To 179 Days Past Due and Nonaccrual Impaired financing receivables that are 90-179 days past due and non accrual. Nonaccrual TDRs, 180 Plus Days Delinquent Financing Receivable, Troubled Debt Restructuring, Recorded Investment, 180 Days Plus Past Due and Nonaccrual Impaired financing receivables that are 180 days plus past due and non accrual. TDR unpaid principal balance Impaired Financing Receivable, Unpaid Principal Balance Financing Receivable, Troubled Debt Restructurings, Modifications, Total1 Financing Receivable, Troubled Debt Restructurings, Modifications, Total1 The recorded investment after modification of financing receivables that have been modified by trouble debt restructurings during the period. Financing Receivable, Troubled Debt Restructurings, Bankruptcy Notifications Financing Receivable, Troubled Debt Restructurings, Bankruptcy Notifications The recorded investment of Financing Receivables, that have been charged off due to bankruptcy notification. Schedule of Financing Receivable, Troubled Debt Restructurings [Table] Schedule of Financing Receivable, Troubled Debt Restructurings [Table] Loan Restructuring Modification [Axis] Loan Restructuring Modification [Axis] Loan Restructuring Modification [Domain] Loan Restructuring Modification [Domain] Re-Age Extension or Interest Capitalization with Interest Rate Reduction [Member] Re-Age Extension or Interest Capitalization with Interest Rate Reduction [Member] Loan modification in the form of a re-age, extension or interest capitalization combined with an interest rate reduction. Other with Interest Rate Reduction [Member] Other with Interest Rate Reduction [Member] Loan modification in a form other than principal forgiveness, payment deferral, re-age, extension or interest capitalization combined with an interest rate reduction. Other without Interest Rate Reduction [Member] Other without Interest Rate Reduction [Member] Loan modification in a form other than principal forgiveness, payment deferral, re-age, extension or interest capitalization and not combined with an interest rate reduction. Financing Receivable, Modifications [Line Items] Financing Receivable, Modifications [Line Items] Financing Receivable, Modifications, Number of Contracts Financing Receivable, Modifications, Number of Contracts Financing Receivable, Modifications, Post-Modification Recorded Investment Financing Receivable, Modifications, Post-Modification Recorded Investment New Accounting Pronouncements and Changes in Accounting Principles [Abstract] New Accounting Pronouncements and Changes in Accounting Principles [Abstract] Adjustments for New Accounting Pronouncements [Axis] Adjustments for New Accounting Pronouncements [Axis] Type of Adoption [Domain] Type of Adoption [Domain] Accounting standards update 2016-09 Accounting Standards Update 2016-09 [Member] Deferred tax asset Deferred Tax Assets, Gross Cumulative-effect adjustment to equity Prior period reclassification adjustment Prior Period Reclassification Adjustment Income tax expense (benefit) Prospective Adoption of New Accounting Pronouncements [Abstract] Prospective Adoption of New Accounting Pronouncements [Abstract] Number of regional branches Number of Stores Level 3 recurring assets Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value Level 3 recurring liabilities Fair Value, Measurement with Unobservable Inputs Reconciliations, Recurring Basis, Liability Value Allowance for loan losses Preferred stock, par value Preferred Stock, Par or Stated Value Per Share Preferred stock, liquidation preference Preferred Stock, Liquidation Preference Per Share Preferred stock, shares authorized (in shares) Preferred Stock, Shares Authorized Preferred stock, shares issued (in shares) Preferred Stock, Shares Issued Preferred stock, shares outstanding (in shares) Preferred Stock, Shares Outstanding Common stock par value Common Stock, Par or Stated Value Per Share Common stock shares authorized (in shares) Common Stock, Shares Authorized Common stock shares issued (in shares) Common Stock, Shares, Issued Common stock shares outstanding (in shares) Common Stock, Shares, Outstanding Offsetting Footnotes [Abstract] Offsetting Footnotes [Abstract] Interest Payable Excluded From Gross Amounts of Derivatives Interest Payable Excluded From Gross Amounts of Derivatives Carrying value as of the balance sheet date of net accrued interest payable excluded from the gross amounts of recognized derivative assets and derivative liabilities. Securities Borrowed, Transacted Through Clearing Company Securities Borrowed, Transacted Through Clearing Company Balance of the securities borrowed from entities in exchange for collateral that is transacted through a program with a clearing organization, guaranteeing the return of cash to the Company. Securities Loaned, Transacted Through Clearing Company Securities Loaned, Transacted Through Clearing Company Balance of the securities loaned to entities in exchange for collateral that is transacted through a program with a clearing organization, guaranteeing the return of securities to the Company. Derivative Asset, Not Subject to Master Netting Arrangement Derivative Asset, Not Subject to Master Netting Arrangement Derivative Liability, Not Subject to Master Netting Arrangement Derivative Liability, Not Subject to Master Netting Arrangement Derivative Asset, Fair Value, Amount Offset Against Collateral Derivative Asset, Fair Value, Amount Offset Against Collateral Derivative Liability, Fair Value, Amount Offset Against Collateral Derivative Liability, Fair Value, Amount Offset Against Collateral Offsetting Assets [Abstract] Offsetting Assets [Abstract] Offsetting Assets [Abstract] Securities Borrowed, Gross Securities Borrowed, Gross Securities Borrowed, Liability Securities Borrowed, Liability Securities Borrowed Securities Borrowed Securities Borrowed, Financial Instruments, Not Offset Securities Borrowed, Financial Instruments, Not Offset Amount of financial instruments received subject to an enforceable master netting arrangement related to securities borrowed that are not offset in the statement of financial position. Securities Borrowed, Collateral Received Securities Borrowed, Collateral Received Amount of financial collateral (including cash collateral) received subject to an enforceable master netting arrangement related to securities borrowed. Securities Borrowed, Amount Offset Against Collateral Securities Borrowed, Offset Against Collateral, Net of Not Subject to Master Netting Arrangement, Policy Election (Total Offsetting Assets) Securities Borrowed, Gross Derivative Asset, Securities Purchased under Agreements to Resell, Securities Borrowed, Gross (Total Offsetting Assets) Securities Borrowed, Liability Derivative Asset, Securities Purchased under Agreements to Resell, Securities Borrowed, Liability (Total Offsetting Assets) Securities Borrowed Derivative Asset, Securities Purchased under Agreements to Resell, Securities Borrowed (Total Offsetting Assets) Securities Borrowed, Financial Instruments Not Offset Derivative Asset, Securities Purchased Under Agreements To Resell, Securities Borrowed, Financial Instruments Not Offset Amount of financial instruments received subject to an enforceable master netting arrangement related to derivative assets, securities purchased under agreements to resell and securities borrowed that are not offset in the statement of financial position. (Total Offsetting Assets) Securities Borrowed, Collateral Received Derivative Asset, Securities Purchased Under Agreements To Resell, Securities Borrowed, Collateral Received Amount of financial collateral (including cash collateral) received related to an enforceable master netting arrangement related to derivative assets, securities purchased under agreements to resell and securities borrowed. (Total Offsetting Assets) Securities Borrowed Net Derivative Asset, Securities Purchased under Agreements to Resell, Securities Borrowed, Offset Against Collateral, Net of Not Subject to Master Netting Arrangement, Policy Election Offsetting Liabilities [Abstract] Offsetting Liabilities [Abstract] Offsetting Liabilities [Abstract] Securities Loaned, Gross Securities Loaned, Gross Securities Loaned, Asset Securities Loaned, Asset Securities Loaned Securities Loaned Securities Loaned, Financial Instruments, Not Offset Securities Loaned, Financial Instruments, Not Offset Amount of financial instruments pledged subject to an enforceable master netting arrangement related to securities loaned that are not offset in the statement of financial position. Securities Loaned, Collateral Pledged Securities Loaned, Collateral Pledged Amount of financial collateral (including cash collateral) pledged subject to an enforceable master netting arrangement related to securities loaned. Securities Loaned, Amount Offset Against Collateral Securities Loaned, Offset Against Collateral, Net of Not Subject to Master Netting Arrangement, Policy Election Securities Sold under Agreements to Repurchase, Gross Securities Sold under Agreements to Repurchase, Gross Securities Sold under Agreements to Repurchase, Asset Securities Sold under Agreements to Repurchase, Asset Securities Sold under Agreements to Repurchase Securities Sold under Agreements to Repurchase, Financial Instruments Not Offset Securities Sold under Agreements to Repurchase, Financial Instruments Not Offset Amount of financial instruments pledged subject to an enforceable master netting arrangement related to funds outstanding borrowed in the form of a security resale agreement between the entity and another party for the purchase and resale of identical or substantially the same securities at a date certain for a specified price that are not offset in the statement of financial position. Securities Sold under Agreements to Repurchase, Collateral Pledged Securities Sold under Agreements to Repurchase, Collateral Pledged Amount of financial collateral (including cash collateral) pledged related to an enforceable master netting arrangement related to funds outstanding borrowed in the form of a security resale agreement between the entity and another party for the purchase and resale of identical or substantially the same securities at a date certain for a specified price. Securities Sold under Agreements to Repurchase, net Securities Sold under Agreements to Repurchase, Offset Against Collateral, Net of Not Subject to Master Netting Arrangement, Policy Election Derivative Liability, Fair Value, Gross Liability Derivative Liability, Fair Value, Gross Liability Derivative Liability, Fair Value, Gross Asset Derivative Liability, Fair Value, Gross Asset Derivative Liability Derivative Liability, Fair Value, Amount Not Offset Against Collateral Derivative Liability, Financial Instruments, Not Offset Derivative Liability, Financial Instruments, Not Offset Amount of financial instruments pledged subject to an enforceable master netting arrangement related to financial assets or other contracts with one or more underlyings, notional amounts or payment provisions or both that are not offset in the statement of financial position. Derivative Liability, Collateral Pledged Derivative Liability, Collateral Pledged Amount of financial collateral (including cash collateral) pledged related to an enforceable master netting arrangement related to financial assets or other contracts with one or more underlyings, notional amounts or payment provisions or both. Derivative Liability, Fair Value, Amount Offset Against Collateral Derivative Liability, Fair Value, Offset Against Collateral, Net of Not Subject to Master Netting Arrangement, Policy Election Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Gross Derivative Liability, Securities Sold under Agreements to Repurchase, Securities Loaned, Gross Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Asset Derivative Liability, Securities Sold under Agreements to Repurchase, Securities Loaned, Asset Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned Derivative Liability, Securities Sold under Agreements to Repurchase, Securities Loaned Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Financial Instruments Not Offset Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Financial Instruments Not Offset Amount of financial instruments pledged subject to an enforceable master netting arrangement related to derivative liabilities, securities sold under agreements to repurchase and securities loaned that are not offset in the statement of financial position. Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Collateral Pledged Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Collateral Pledged Amount of financial collateral (including cash collateral) pledged related to an enforceable master netting arrangement related to derivative liabilities, securities sold under agreements to repurchase and securities loaned. Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Amount Offset Against Collateral Derivative Liability, Securities Sold under Agreements to Repurchase, Securities Loaned, Offset Against Collateral, Net of Not Subject to Master Netting Arrangement, Policy Election Deposits By Type [Abstract] Deposits, by Type [Abstract] Sweep deposits Deposits, Sweep Deposits A sweep deposit account is an interest-bearing account for any uninvested cash that is automatically swept daily, earning a customer interest. Savings deposits Deposits, Savings Deposits Other deposits(1)(2) OtherDeposits Represents other deposits, including checking deposits, time and money market deposits. Total deposits Deposits, Weighted Average Rates [Abstract] Weighted Average Rate Domestic Deposit Liabilities [Abstract] Sweep deposits, weighted-average rate Weighted Average Rate Domestic Deposit, Sweep The weighted average interest rate for domestic sweep deposit liabilities. Savings deposits, weighted-average rate Weighted Average Rate Domestic Deposit, Savings Other deposits, weighted-average rate Weighted Average Rate Domestic Deposit, Other Weighted average rate domestic deposit, other includes checking, time and money market deposits. Total deposits, weighted-average rate Weighted Average Rate, Interest-bearing Domestic Deposits, Point in Time Deposits Textuals [Abstract] Noninterest-bearing Deposit Liabilities [Abstract] Non-interest-bearing deposits Noninterest-bearing Deposit Liabilities, Domestic Fair Value By Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Measurement Basis [Axis] Measurement Basis [Axis] Fair Value Measurement [Domain] Fair Value Measurement [Domain] Portion at Fair Value Measurement [Member] Portion at Fair Value Measurement [Member] Carrying Value [Member] Reported Value Measurement [Member] Fair Value [Member] Estimate of Fair Value Measurement [Member] Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Total held-to-maturity securities Margin Receivables Total loans receivable, net Customer Payables Fair Value of Commitments and Contingencies [Abstract] Fair Value of Commitments and Contingencies [Abstract] Supply Commitment Arrangement [Domain] HELOCs closed, Number of Years HELOCs closed, Number of Years Number of years in which the Company has been closing HELOCs. Margin Receivables Detail [Abstract] Margin Receivables Detail [Abstract] -- None. No documentation exists for this element. -- Customer Securities for which Entity has Right to Sell or Repledge, Fair Value Customer Securities for which Entity has Right to Sell or Repledge, Fair Value Customer Securities for which Entity has Right to Sell or Repledge, Fair Value of Securities Sold or Repledged Customer Securities for which Entity has Right to Sell or Repledge, Fair Value of Securities Sold or Repledged Minimum Net Capital Required [Abstract] Minimum Net Capital Required [Abstract] Minimum percentage of aggregate indebtedness to calculate net capital Minimum Percentage Of Aggregate Indebtedness The minimum percentage of aggregate indebtedness, as defined by the Aggregate Indebtedness method to calculate minimum net capital required to be maintained by broker-dealer subsidiaries to engage in securities transactions. Net capital requirement under alternative method Alternative Net Capital Requirement Minimum percentage of aggregate debit balances to calculate net capital Minimum percentage of aggregate debit balances The minimum percentage of aggregate debit balances arising from customer transactions required to be maintained as net capital, as defined by the Alternative method. Net capital requirement under CFTC regulations Required Net Capital under Commodity Exchange Act Minimum percentage of total risk margin requirements to calculate net capital Minimum Percentage Of Total Risk Margin Requirements For All Positions In Accounts Minimum percentage of total risk margin requirements for all positions carried in customer and non-customer accounts used in calculation for minimum net capital under CFTC regulations for broker-dealers. Schedule of Broker Dealer Subsidiaries Net Capital [Table] Schedule of Broker Dealer Subsidiaries Net Capital [Table] A table disclosing the capital amounts as of the balance sheet date indicating whether the Broker-Dealer subsidiaires are in compliance with regulatory capital requirements. OptionsHouse [Member] OptionsHouse [Member] Online Brokerage firm acquired by the Company. Other broker-dealer [Member] Other Broker Dealers 1 [Member] Other broker-dealer subsidiaries of the Company, that are not specified. Broker Dealer Subsidiaries Net Capital [Line Items] Broker Dealer Subsidiaries Net Capital [Line Items] Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Required Net Capital Minimum Net Capital Required for Broker-Dealer Subsidiary Net Capital Net Capital Excess Net Capital Excess Net Capital for Broker Dealer Subsidiary The excess of net capital required to be maintained by the company's broker-dealer subsidiary to engage in securities transactions. Dividends from subsidiaries paid to parent company Cash Dividends Paid to Parent Company by Consolidated Subsidiaries COMMITMENTS, CONTINGENCIES AND OTHER REGULATORY MATTERS Commitments and Contingencies Disclosure [Text Block] Schedule of Available-for-sale Securities [Table] Schedule of Available-for-sale Securities [Table] Schedule of Available-for-sale Securities [Line Items] Schedule of Available-for-sale Securities [Line Items] Available-for-sale securities, less than twelve months, fair value Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Available-for-sale securities, twelve months or longer, fair value Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Available-for-sale securities, fair value Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value Available-for-sale securities, less than twelve months, aggregate losses Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Available-for-sale securities, twelve months or longer, aggregate losses Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Available-for-sale securities, aggregate losses Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss Preferred Stock Dividend Dividends, Preferred Stock [Abstract] Class of Stock [Axis] Class of Stock [Axis] Class of Stock [Domain] Class of Stock [Domain] Series A preferred stock [Member] SeriesaFixedToFloatingRateNonCumulativePerpetualPreferredStock [Member] Series A fixed-to-floating rate non-cumulative perpetual preferred stock. Subsequent Event Type [Axis] Subsequent Event Type [Axis] Subsequent Event Type [Domain] Subsequent Event Type [Domain] Subsequent Event [Member] Subsequent Event [Member] Preferred stock dividend declared Preferred stock holders of record, date of record Dividends Payable, Date of Record Preferred stock dividends, date to be paid Dividends Payable, Date to be Paid Preferred stock dividend declared, per share Preferred Stock, Dividends Per Share, Declared Repurchases of stock, authorized amount Stock Repurchase Program, Authorized Amount Offsetting Assets and Liabilities [Text Block] Offsetting Assets and Liabilities [Text Block] The entire disclosure of derivative and other financial assets and liabilities that are subject to offsetting, including master netting arrangements. ORGANIZATION, BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block] Available-for-sale securities, amortized cost Available-for-sale Securities, Amortized Cost Basis Available-for-sale securities, gross unrealized gains Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax Available-for-sale securities, gross unrealized losses Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax Available-for-sale securities, fair value Deposit Liabilities, Type Deposit Liabilities, Type [Table Text Block] Schedule of Accumulated Other Comprehensive Loss Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] Components of Other Comprehensive Income (Loss) Comprehensive Income (Loss) [Table Text Block] Reclassification out of Accumulated Other Comprehensive Loss Reclassification out of Accumulated Other Comprehensive Income [Table Text Block] Schedule Of Subsidiary Compliance With Regulatory Capital Requirements Computation of Net Capital under Securities and Exchange Commission Regulation [Table Text Block] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table] Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table] Loan To Value [Axis] Loan to Value [Axis] Loan To Value [Domain] Loan to Value [Domain] LTV Less than 80 Percent [Member] LTV Less than 80 Percent [Member] LTV 80 to 100 Percent [Member] LTV 80 to 100 Percent [Member] LTV 100 to 120 Percent [Member] LTV 100 To 120 Percent [Member] Loan-to-value (LTV) ratio from 100 to 120%. Element name and standard label in LTV [numeric lower end] to [numeric higher end] Percent [Member] format. LTV Greater than 120 Percent [Member] LTV Greater Than 120 Percent [Member] Loan-to-value (LTV) ratio greater than 120%. Element name and standard label in LTV Greater Than [low end numeric value] Percent [Member] or LTV Less Than [high end numeric value] Percent [Member] formats. Credit Score, FICO [Axis] Credit Score, FICO [Axis] Credit Score, FICO [Domain] Credit Score, FICO [Domain] FICO Score, Greater than 720 [Member] FICO Score, Greater Than 720 [Member] Greater than 720 credit score as defined by the external credit rating agency, Fair Isaac Corporation (FICO). Element name and standard label in FICO Score Greater Than [low end numeric value] [Member] or FICO Score Less Than [high end numeric value] [Member] formats. FICO Score, 719 to 700 [Member] FICO Score, 719 To 700 [Member] From 719 to 700 credit score as defined by the external credit rating agency, Fair Isaac Corporation (FICO). Element name and standard label in FICO Score [numeric lower end] to [numeric higher end] [Member] format. FICO Score, 699 to 680 [Member] FICO Score, 699 To 680 [Member] From 699 to 680 credit score as defined by the external credit rating agency, Fair Isaac Corporation (FICO). Element name and standard label in FICO Score [numeric lower end] to [numeric higher end] [Member] format. FICO Score, 679 to 660 [Member] FICO Score, 679 To 660 [Member] From 679 to 660 credit score as defined by the external credit rating agency, Fair Isaac Corporation (FICO). Element name and standard label in FICO Score [numeric lower end] to [numeric higher end] [Member] format. FICO Score, 659 to 620 [Member] FICO Score, 659 To 620 [Member] From 659 to 620 credit score as defined by the external credit rating agency, Fair Isaac Corporation (FICO). Element name and standard label in FICO Score [numeric lower end] to [numeric higher end] [Member] format. FICO Score, Less than 620 [Member] FICO Score, Less Than 620 [Member] Less than 620 credit score as defined by the external credit rating agency, Fair Isaac Corporation (FICO). Element name and standard label in FICO Score Greater Than [low end numeric value] [Member] or FICO Score Less Than [high end numeric value] [Member] formats. Geographical [Axis] Geographical [Axis] Geographical [Domain] Geographical [Domain] CALIFORNIA CALIFORNIA Concentration Risk Benchmark [Axis] Concentration Risk Benchmark [Axis] Concentration Risk Benchmark [Domain] Concentration Risk Benchmark [Domain] One- To Four-Family Benchmark [Member] One- To Four-Family Benchmark [Member] Class of financing receivable related to consumer one- to four-family loans, when it serves as a benchmark in a concentration of risk calculation. One- To Four-Family and Home Equity Benchmark [Member] One- To Four-Family and Home Equity Benchmark [Member] Class of financing receivable related to consumer one- to four-family and home equity loans, when it serves as a benchmark in a concentration of risk calculation. Home Equity Line of Credit Benchmark [Member] Home Equity Line of Credit Benchmark [Member] Class of financing receivable related to home equity lines of credit, when it serves as a benchmark in a concentration of risk calculation. Concentration Risk Type [Axis] Concentration Risk Type [Axis] Concentration Risk Type [Domain] Concentration Risk Type [Domain] Interest only, Already Amortizing Financing Receivable, Converted to Amortizing, Percentage [Member] Reflects the percentage of outstanding financing receivables that have converted from interest-only or draw period lines of credit to amortizing loans. Risk is the materially adverse effects of loss attributable to the failure to collect a significant receivable. Interest Only Conversion to Amortizing Loans, Q3 2017 Financing Receivable Converting to Amortizing In Next Quarter Percentage [Member] Reflects the percentage of outstanding financing receivables that will convert from interest-only or draw period lines of credit to amortizing loans in the next quarter. Risk is the materially adverse effects of loss attributable to the failure to collect a significant receivable. Interest Only Conversion to Amortizing Loans, Q4 2017 or later Financing Receivable Converting to Amortizing After Next Quarter, Percentage [Member] Reflects the percentage of outstanding financing receivables that will convert from interest-only or draw period lines of credit to amortizing loans in the after the next quarter. Risk is the materially adverse effects of loss attributable to the failure to collect a significant receivable. Financing Receivables, State, Risk [Member] Financing Receivables, State, Risk [Member] Reflects the percentage of financing receivables concentrated in a state. Risk is the materially adverse effects of loss attributable to the failure to collect a significant receivable. Credit Quality Indicators [Line Items] Financing Receivable, Recorded Investment [Line Items] Total mortgage loans receivable Loans and Leases Receivable, Gross, Consumer, Real Estate Average estimated current LTV/CLTV Average Estimated Current Loan To Value Or Combined Loan To Value Ratio The average estimated current LTV/CLTV ratio at the balance sheet date. Average LTV/CLTV at loan origination Average Current Loan To Value Or Combined Loan To Value Ratio At Loan Origination The average LTV/CLTV at loan origination. Concentration Risk, Percentage Concentration Risk, Percentage Average Age, Financing Receivable Average Age, Financing Receivable The average age of loans receivable on the balance sheet at a given point in time. Greater Than 10% of Loans, States Other than California, Count Greater Than 10% of Loans, States Other than California, Count Number of states, in addition to California, in which mortgage loans represent 10% or more of the Company’s mortgage loans receivable. EARNINGS PER SHARE Earnings Per Share [Text Block] Schedule of Maturities Summary of Other Borrowings ScheduleOfMaturitiesSummaryOfOtherBorrowings [Table Text Block] ScheduleOfMaturitiesSummaryOfOtherBorrowings [Table Text Block] Derivative Instruments and Hedging Activities Disclosures [Table] Derivative Instruments and Hedging Activities Disclosures [Table] Hedging Relationship [Axis] Hedging Relationship [Axis] Hedging Relationship [Domain] Hedging Relationship [Domain] Fair Value Hedging [Member] Fair Value Hedging [Member] Derivative Instruments and Hedging Activities Disclosures [Line Items] Derivative Instruments and Hedging Activities Disclosures [Line Items] Schedule of Fair Value Amounts of Derivatives Designated as Hedging Instruments Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block] Schedule of Effect of Derivatives designated as Fair Value Hedges and Related Hedged Items Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location [Table Text Block] Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] Derivative Instrument [Axis] Derivative Instrument [Axis] Derivative Contract [Domain] Derivative Contract [Domain] Interest Rate Contract [Member] Interest Rate Contract [Member] Hedging Designation [Axis] Hedging Designation [Axis] Hedging Designation [Domain] Hedging Designation [Domain] Designated as Hedging Instrument [Member] Designated as Hedging Instrument [Member] Derivatives, Fair Value [Line Items] Derivatives, Fair Value [Line Items] Derivative, Notional Amount Derivative, Notional Amount Derivative Asset Derivative Liability Derivative Asset (Liability), Net Derivative Asset Liability, Net Net fair value, after the effects of master netting arrangements, of financial assets and liabilities or contracts with one or more underlyings, notional amount or payment provision or both, and the contracts can be net settled by means outside the contract or delivery of an asset or liability. Includes assets and liabilities not subject to a master netting arrangement and not elected to be offset. Derivative, Collateral [Abstract] Derivative, Collateral [Abstract] Schedule of Financing Receivables Past Due [Table] Schedule of Financing Receivables Past Due [Table] Financing Receivables, Period Past Due [Axis] Financing Receivables, Period Past Due [Axis] Financing Receivables, Period Past Due [Domain] Financing Receivables, Period Past Due [Domain] Financing Receivables, 30 To 89 Days Past Due [Member] Financing Receivables, 30 To 89 Days Past Due [Member] Financing receivables that are more than 29 days past due but fewer than 90 days past due. Financing Receivables, 90 To 179 Days Past Due [Member] Financing Receivables, 90 To 179 Days Past Due [Member] Financing receivables that are more than 89 days past due but fewer than 180 days past due. Financing Receivables, Equal to Greater than 180 Days Past Due [Member] Financing Receivables, Equal to Greater than 180 Days Past Due [Member] Financing receivables that are equal to or greater than 180 days past due. Lien Category [Axis] Lien Category [Axis] Lien Category [Domain] Lien Category [Domain] Junior Lien [Member] Junior Lien [Member] Financing Receivable, Recorded Investment, Past Due [Line Items] Financing Receivable, Recorded Investment, Past Due [Line Items] Financing Receivable, Recorded Investment, Aging [Abstract] Financing Receivable, Recorded Investment, Aging [Abstract] Loans receivable, Current Financing Receivable, Recorded Investment, Current Financing Receivable, Recorded Investment, Past Due Financing Receivable, Recorded Investment, Past Due Total loans receivable Loans and Leases Receivable, Loss Severity Loans and Leases Receivable, Loss Severity Loss, including interest and principal, incurred on a defaulted loan, expressed as a percentage of the original principal balance over the trailing twelve-month period. Financing Receivable, Recorded Investment, Nonaccrual Status Financing Receivable, Recorded Investment, Nonaccrual Status Other Real Estate, Foreclosed Assets, and Repossessed Assets [Abstract] Other Real Estate, Foreclosed Assets, and Repossessed Assets [Abstract] Real Estate Acquired Through Foreclosure Real Estate Acquired Through Foreclosure Mortgage Loans in Process of Foreclosure, Amount Mortgage Loans in Process of Foreclosure, Amount Income Statement [Abstract] Revenue: Revenues [Abstract] Interest income Interest expense Net interest income Commissions Brokerage Commissions Revenue Fees and service charges Fees And Service Charges The amount of fees and service charges revenue recognized from order flow revenue, mutual fund service fees, foreign exchange revenue, reorganization fees, advisor management fees and other fees and service charges. Other revenue Noninterest Income, Other Operating Income Total non-interest income Noninterest Income Total net revenue Revenues Non-interest expense: Noninterest Expense [Abstract] Compensation and benefits Labor and Related Expense Advertising and market development Marketing and Advertising Expense Clearing and servicing Clearing And Servicing Expense The amount of expense during the period for floor brokerage fees paid to other broker-dealers to execute trades on their behalf, stock exchange fees and clearance fees and expense related to servicing of loans. Professional services Professional Fees Occupancy and equipment Occupancy And Equipment Expense This element represents equipment and occupancy expense including repairs, rentals of equipment, lease expenses, property taxes, property and casualty insurance expense and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. Communications Communication Depreciation and amortization Depreciation And Amortization Excluding Intangible Amortization The current period expense charged against earnings on long-lived, physical assets, including software, used in the normal conduct of business and not intended for resale to allocate or recognize the cost of asset over their useful lives. FDIC insurance premiums Federal Deposit Insurance Corporation Premium Expense Amortization of other intangibles Amortization of Intangible Assets Restructuring and acquisition-related activities Restructuring Charges Other non-interest expenses Total non-interest expense Noninterest Expense Income before income tax expense Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest Income tax expense Net income Net income available to common shareholders Shares used in computation of per common share data: Earnings Per Share, Basic and Diluted, Other Disclosures [Abstract] Basic (in thousands) Diluted (in thousands) EX-101.PRE 10 etfc-20170630_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 11 etfc-201763_chartx25591.jpg begin 644 etfc-201763_chartx25591.jpg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end GRAPHIC 12 etfc-201763_chartx26030.jpg begin 644 etfc-201763_chartx26030.jpg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etfc-201763_chartx26156.jpg begin 644 etfc-201763_chartx26156.jpg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end GRAPHIC 14 etfc-201763_chartx26765.jpg begin 644 etfc-201763_chartx26765.jpg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etfc-201763_chartx27179.jpg begin 644 etfc-201763_chartx27179.jpg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etfc-201763_chartx27950.jpg begin 644 etfc-201763_chartx27950.jpg M_]C_X 02D9)1@ ! 0 0 ! #_VP!# $! 0$! 0$! 0$! 0$! 0$! 0$! M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_ MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P 1" #J GP# 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#^_BBBB@ H MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **AN M;FWL[>>[NIXK:VMH9;BXN)Y$A@@@A1I9IIII&6.***-&DDDD94C16=V55)$+ M:A8)]AWWMHG]IR+#IVZYA47\S6TUZL5F2X%U*UG;W%TL=OYCM;033A3#%(Z@ M%RBLZ]UC2M-N=-L]0U*PL;O6+IK'2;:[O+:VN-3O4MY;I[33H9Y8Y;ZZ2U@F MN6M[5)IEMXI9F011NZUHO$GA^:XUJUAUS2);GPY+;0>(+>/4[%Y]#FO+:*]M M(=8A2X,FERW5G/#=V\=^MN\]K-%<1*\,B.0#:HHHH **** "BBB@ HHHH ** M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ M HHHH **** "BO#_ (V?M ^!/@/9>')_%MGXXUW5/%NHZEI_ASPM\./ 'BWX MD^+=5&A:-=>(_$>H0^'O!^EZI?0Z1X=T"QN=3U75+Q;:T5OL6DV;WOB#6-$T MC4O)K']O7]FC5_&O@?P9H?C+5M=A^($/PJ71/'.C^"O&%[\,;;5OCMX=B\6_ M!7PSKWQ"315\-^'_ !/\4?#<]GJOA+1-5N[>ZN(]7\-6FH_V;J7B[PG9:V ? M9-%?,WQH_:W^#?P$\2:7X:^(=]XLMIKG1;+Q5X@UC0O /C+Q/X7^'O@W4O$4 M?A#3?&7Q)\3Z#HU]HW@GPU?^)Y#I5OJ&L7<7E MS91P>-H-$^.&@Z[\*MZIJU]:Z;IUG$SK&LEU?7LL%K;1F1TC# MSS1H9'1 2S*" :5%>>:Q\6_A;X>UR'PSKWQ'\!:+XCN([*6#0-7\9^&=,UJ: M+4<_V?)%I-]JMOJ$L=]@_8W2V9;K!\@R5J^+?'_@;P%#97/C?QEX4\'V^I7$ MEKIT_BGQ)HGAV&^NHD$DMM9RZU?V,=U/'&0\D-NTDB(0S*%() .NHK"3Q/X< MEOM9TR+7M&DU'P[9V>HZ]81ZKI[WNBV&HPW%Q87NKVBW)N-,M+Z"UNI[.ZOH MK>"ZAMKB6"22.&1EW 0P#*0RL 58$$$$9!!'!!'((X(H 6BBB@ KSOXJ_%KX M;?!#P1J7Q(^+7C/0? '@;2+[P_IFH^)O$EZMAI=OJ7BOQ%I7A+PSIWG%7>74 M-?\ $^N:/H&CV,$&?$=SJMY\7;SXB>%9A\2].\06OQ%\*^%QJ7A7P#9 M:MI'AB#7-*FF\/C6O&.J:9>OK&L:1+HH!^I!^*?PZ_X6E\27<>BVFIW4<-O?ZC'=VUBUR M]A?_ &;A?$7[3OP#\)_%;1_@EXB^*?A32OB=KEQH%A9^%KF[G\^'5?%R:A)X M,T+5M2BMI-#T#Q%XWCTG5'\$>'->U33-=\9KIUZWA?3M6%M+M^&?$ZX^+/QA_:J^'/ACQ) M^RM\;_ ?[-NB>,?V>?C=KOB'PGX5^$UUJ_QG^/&BP^'O%'@B?XT>*M-^*\>H M>#_AG^RWK>C^#I/%&FZ5I/BSQ;\0_'WA#3K#2=OP__:I_ M9[^*<6KS?#_XK>%?%":)XYTKX\,C^*]>N)[?0+;38;BRMYM:TO7VL] M0ET#Q/HL>H>%=L2_#W3K_ $W]PO!MWXGO M_"/A>^\;:38Z#XQO/#NAW7BO0],O1J6FZ/XEN=*M)M>TK3]1!87]CIVK/>65 MI>@G[5;P1W&3YF2 ?E]_P6&T']H#QS^R;\3_ (];4?'=MX3NT\1ZEH M'A)? 5E8:A:^/]1DL?D37+3]KGQ)^U#_ ,$NOB%\0OV:O$]GX+\ _%?X>>%O M DFC_%/P7J&B^"=!\7_L+?&NP^,?CGX@^&K!X[^'QQ+XCUDZ!!?:A%)H6E>$ M? &F>&_"-W%XL^+.L6EQ_1 2.03CMUP?S!!'U'-&5XY''^U[8YYYZ]\\\]0# M0!^ G[=E[X4^)_B[XW>*X/#FL>.-;^)_[#O@OP?_ ,$^=?C^'7C34[[3OVIM M(^-7QB3Q(GP_N9M!>Y\%?$6#QE>?LX>*[_4E_P"$9U5O!W@P>*IKM_"?@77= M8T2'XL?"!?V0OBY\Z#J ML6MW'B"X_?\ (0XR>G^VW/LWS?,/9LCVIK1Q-OW*A\Q0LF0OSJ 0%?\ O##, M,-D8)!&"10!Y)^S[\4Y_CA\#OA+\8;KPCK'@.Y^)OP]\*>.)_!^O;FU3P[+X MET>UU1],N)GMK*2Y6 W&;6\EL;":]LWM[R;3[&6=[2',_:,^-EM\ OA3XB\> MQ^'-1\<^*4M[C2_AY\.-%GBMM=^)'C^YT^_N_#O@S2;B=)(+#[>UA=7VN:]= MQMI?A'PIIGB#QAKCPZ)H&HSQ^Y#&,#& .N>.U?//[0O[+?P7_:?T32-'^+O MA,:_+X8'B>;P?J]OK'B/0]6\*ZEXM\+ZAX/UG4])OO#FM:+(&\;WG@W5?%_ MAC1?&.J:3I^AZ;X2N=8U+VW]NS]L5?V/OA'+XST#P)<_%/Q]=76E7.D^!;;4 MFT6TM_!=MXS\'>'?B'\1?$VO+9:C_8OA3P)IGB_3YC*ME<7?B/Q;J_A#P/I4 M8U3Q3;W%I\__ H_X)G:[\#O&W[/&N_#K]HW5)O"7[-/P9^&?P/^&'@KX@_" MGPU\08_!GACPUIZ6'Q7USP'KNJ>)[.Y\&^./V@(VEMOB%XQ@L-4UVQT*TT/P M;X:O=.\%Z0WA^_\ 4?VIO^";WP6_;&\%>*='^-]SJ6L?$+7](U;P;8_%G03? M^$O$FB_#:7XN2_%+PWX"&D^&]ZI-9CQ/=M'KDN M^, X"R_X*%>*[K]I/XY? +_A56B"Z\#W^N>$OA_:_P#"6:A'XTN/&6F:Y\'M M!\)77Q/T*701I_A#P1\9H/BMX@\>?"_Q!IVI:B]W\-?@?\6?$MW#<-HMY;Z- M^H]M/%=6\%S!-#:AX3\/Q_"CQ'X#\'6-GI)UF/0_%/B*?2+:;QGKHU M#6(G\66T?A'1/^%?W'A^:;3)M1\%^+OB3I%UKX;QB]QIWJ7[-'P4'[/'P4\& M?"/_ (21O%DOA@>([FYUF/2(_#NEM>^*O%WB#QG?:;X8\,Q:AJT?A3P3H%YX MBGT#P)X275M6'A7P9I>A>'_[4U$Z:;V< ]WHHHH **** "BBB@ HHHH **0D M#J:-PSCDYQR%8CGW QCWSB@!:*0D#J0/\X_GQ]2!U-&X<\]/_P!7'KSQQGGC MK0 M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111 M0 4444 %%%% !1110 4444 %%%% !1110 5\=?M=_M7WG[*?AE?&]S\)]<\< M>"=$\.^(O&7C_P 5Q^,?!/@?1O#FA^';C2+6#POH,WB_4+:;QU\8?'5SJSV_ MPP^&.CPVC>+[K2-4L;GQ/H.HS:!9Z[]BU\7?MC?LX_$S]I3PC??#SPUX_P#A MKI'P^\9>!_&?@3Q[X/\ BI\'K/XH:;!>>)DT^+PY\6? EU;>(?"FKZ)\2OAM M%'K?_".6VI:CJ7A:_NM:M-4GM=+U7P_:7EX <]\+_P!M:#XM_M3?$K]GWPKH M'PS.A?"_Q)KWA37-MZI8?L[#PM)XM3PIIOB3Q MG:^![[7M1\36+6>KZ;J5S<:>D(LX+NUXU_;?\/\ AW]IW2_V:O#O@Q?%^L6V MN?#GPYXVU$_$KX:^$-=TC5OB?:RZMID/@CX>>,==TKQ5\5H_!'A+[!\0?BPW MA803>$_ VKV&H^'[;QOK<&L^'=*Y#2_V-?BC;?%#X<:YJWQ>\%:_X"^!_P 4 M?%_QH^%=S>?"HV/QJU+QCXE^"OB+X+V.A_%GXE:'XITK3_'>@6&G>+--/BQXF^(,_P 0OASI M=I\'=9\,ZE\%/&C>.C>>!_#OC ^$] M!T*;3O%L/C;5_!&D1^(+OP]K-]JWBN\FL0#J/V:?^"BOA?\ :4OFTC0?AGXA MT36=3\6>"+?PKI\_B7P]K!O_ (=^.]$\:^*;3QAXCETY(SX/\2^%_#7P^\07 M7C[X=7T5_J/A36-1\%>'9=DZ-IGB3P9H6OZ;J6B:Y/\ $_7/'^L_#N32?$TW MCOQ=\3-:\(_$J[UO36O'UV]_9]^#NBZ[>BTN-?N;3])_!NB:EX:\(^%_#VM> M([_Q?J^@^'=#T;5?%>JQ16^I^)M1TK2K2PO_ !#J,,#-!#?:W=V\VJ7D43-% M'GP'X7^%&E?&?X=>.K/Q+X3^,'@BW^,OBGX M#>/KGP[JFARMX?O/ _Q&\-7NE2Z9&OB6VM-.\90C6M%U;_A$]3OM0T"[U2^T MU_"GB3\O? /_ 3X_::\+?$WX'ZSXSA\*>-?'7@77OV(=7B^/6A_$J^\,_#G MP?X#_9V^&VC^#?BY\.]:_9NM=!TGPQ\2O&OB*7_A:&F_"WXH:IX3N-:T>P^+ M.FZ_9>(/A3=?"KPWX=G_ &(\3?M*?L\>"]>U+POXP^._P9\*^)='EC@U;P]X MD^*?@+0M:WAO(H=1TC5O$-GJ-C++:7-OO\SY!_;+^%O[4'[3GPQT_X967P=\(:)%XDT?1=?\+>)8OCWK&D:C\!/V@/ M"/CJZN/"WCKQ_HVD:/!X9^.?PIT70?[%\;6?P_;2?$-KK_C#0&\(>,/!MYHV ML6?BOPQS_P >_P!C[Q=X?\;?$3XJ_LN?#^\\.^+WD\)>/;Z_T7QEI5UXD\?> M+O&7QJEUCXS6GPFT?XL:[JOPR^&'B;0_AAK_ ,_X:\_93_P"CE_V?O_#U?#+_ .:FC_AKS]E/_HY? M]G[_ ,/5\,O_ )J:?L:W_/JK_P""Y?Y>:^\.>'\T?_ E_F=1^SY!\7K;X'?" M2W^/USH]Y\:X?AYX3C^*5SH/V3^RY_'*:-:KXBDMVT^.+3'"YETBW@TU[6)/$OVX(_A(_PR\,#XO:-I\NG?\ "=QIX+\<>+?A5K/QI^%7 MPC^)5QX*\:6G@_XE?%[X?:5JVE6FI^"M+GN+S1[2Y\33P>&[/QIKOA7[1JOA MW5)](\0:=]&^ OBS\+OBI%J<_P ,OB1X"^(<.B2VL&L3>!?&7AKQ?%I4]]'+ M-90ZE)XXCAE>%76-RO?-L/#,!W^^5(^A!!'X'D<=* MSDG%VDG%JUU)--7VT>NMU8:::NFFNZU1^!G[./[/6@_&/1_^"<_PN^*OP&T^ MPL_A-\&]4^-OQ%\0>//AH9/$7CZ;X%>.]&\ _LKZ#?ZIXJT&U\2^#/"VMZIK M+_M):5\(=2ELM3^'EOX,^'_@"]LY-(TC5K.X[7_@H?J/@WQCXR\$_%31O$VH M7/B7X<_!/]IOP_\ !3P9XM_8_P#^%^?#7XJ?&K3/B?X T?5?AFMUXAT?4-2T MCQ[XA\1_"VQ\&V.@>'M(\-^+_&?@C6=>\6?#CQ_'I&B:S=']O@R#HR\#'WN/ MRSC/OU]Z0^6<9<<'/$A&>^&T\*S^+(M?_XE]MJ$^KZ-?PZ#XLU_PO;>*O"FL76G:1[GRB224R5V$Y )4$D*2#G ) M.!T&3CJ:AI#_4? MS%?Q2_M3ZOJ\7[37[0\<6L:Q%''\;OB@D<<6K:E''&B^,=6")'''=*D:( %1 M$5450%4 "@#^UO ]!TQ^'I]*;L3.=BY&,':,C'3G&>,#'IBOX+/[;UO_H-Z MW_X.=4_^3*/[;UO_ *#>M_\ @YU3_P"3* /[U"JD$%003D@@$$CH2#W&!^5) M(2$_\$7;N[O/@1\7GO+N[O'3X MO.B/>7=Q=NB?\(#X3.Q7N9965-Q+;%(7<2V,DD@'\>7_ 6E_P""B?[?'P>_ MX*B_MA?#3X3_ +9O[2OPV^'?A+QWX0L?"_@?P5\6?$_A_P +>'K.[^$7PXU6 MZM='T>QNH[2P@N-4U"_U":*%%5[R\N9R-\K$_EY_P]>_X*=_])!/VOO_ ^7 MC'_Y-KWG_@O9_P I?/VX_P#LHO@G_P!4E\+*_(:OV/+L)A)9?@92PV'E*6#P MKE)T:;;;H0;;;C=MO5MZMGR.(K557KI5:B2K5$DIR224W9+7I96]%V/T _X> MO?\ !3O_ *2"?M??^'R\8_\ R;1_P]>_X*=_])!/VOO_ ^7C'_Y-K\_Z*[/ MJ6#_ .@3#?\ @BE_\@8^VK?\_:O_ (,E_GY+[C_0;_X-7/VIOVE?VG/ _P"V MK>_M&_'OXM?'2\\&^.O@E8^$[KXJ^-M7\9S^&K/6O"7CF[U>UT235IIFT^#4 M[FRL[B^B@*K<36L$CY:-!?%UAXTN-9MM-TW5))=$T M73[[3S;:JDTELJ3W&M6,IE58'\Y#;A4)4*[Y./Y:?^#.G_DGW[?7_91/V?\ M_P!0KXA5^JG_ 4'_P"3CM4_[$WP;_Z3:A7^?GTY_%[B[P-\/9\8<"O*Z.;S MXOR#)6LRP$<;@U@L=E688BNHX:-6@HU74P=%QFIJRYTT^9GK5,76PV5X>M3D MG4E4Y&YISO%NL^KW]U)>6A]Z_P##R#X ?] KXE_^$SI/_P TM'_#R#X ?] K MXE_^$SI/_P TM?A917^3G_%1GZ1O_/\ X)_\1=^7_4Q\OQ];^7_;>/\ YJ/_ M (*_^V]?Z6O[I_\ #R#X ?\ 0*^)?_A,Z3_\TM>V_!']J3X;_'W5]2431L9$>.)50A@[$E1_-_7Z M;_\ !,C_ )'[XG_]B=H'_J07-?M_T'R7,<=3]CB7C:WLG]8PM)R?LY-PYHZY^$^N>./ M!.B>'?$7C+Q_XKC\8^"? ^C>'-#\.W&D6L'A?09O%^H6TWCKXP^.KG5GM_AA M\,='AM&\7W6D:I8W/B?0=1FT"SUW[%KXN_;&_9Q^)G[2GA&^^'GAKQ_\-=(^ M'WC+P/XS\">/?!_Q4^#UG\4--@O/$R:?%X<^+/@2ZMO$/A35]$^)7PVBCUO_ M (1RVU+4=2\+7]UK5IJD]KI>J^'[2\O #GOA?^VM!\6_VIOB5^S[X5T#X9G0 MOA?XDU[PIKFN7OQ]\,V_Q'?!B^+]8MM<^'/AS MQMJ)^)7PU\(:[I&K?$^UEU;3(?!'P\\8Z[I7BKXK1^"/"7V#X@_%AO"P@F\) M^!M7L-1\/VWC?6X-9\.Z5R&E_L:_%&V^*'PXUS5OB]X*U_P%\#_BCXO^-'PK MN;SX5&Q^-6I>,?$OP5\1?!>QT/XL_$K0_%.E:?X[T"PT[Q9KFK^*?$D?AG3/ M'WQ.^S>$=+\6ZVLOAS4M9\4\?XU_X)^>*O&GQ8\3?$&?XA?#G2[3XX>+?V.O MBE^T5+IOPLU.+QO/\4?V.=6\.ZSX9U+X*>-&\=&\\#^'?&!\)Z#H4VG>+8?& MVK^"-(C\07?A[6;[5O%=Y-8@'4?LT_\ !17PO^TI?-I&@_#/Q#HFLZGXL\$6 M_A73Y_$OA[6#?_#OQWHGC7Q3:>,/$MZ:UX^NWO[/OP=T77;T6EQK]S:?I/X-T34O#7A'POX>UGQ%?^+]7T+P[H M>C:IXKU6**#4_$VHZ7I5I87_ (AU&&!FAAOM;N[>;5+R*%FBCN;N5(V**"0# MY$_;>T^P\1^$- \*6/Q,G\-?$J^M?B#KOPH^%]S^T7XJ_9;\*_&+Q9X5\#W^ MHSV7C/XL?#KP[K?Q*L-!^'6C3WOQ';3?"K"VEN]#@U;Q'IFIZ/HTD^E?!GP. M\.67[4'Q._8,\96?C3X]Q>);#]ESX'_MB_M$^.[[XJ?&+P+/\2;]_#.D_#KX M*>#M:^%'ACXI?\*=TO0_BKXU\-_$/XG_ !+L-#\*W>@^++/X9V.C/'= L-2FUFRT32+35[G2-)T"XU M6UTRQM]2N-#T&XU*ZT31I[^&!+J72M'NM8U:YTK3I)6LM.GU349K.""2^NFE M /Q>_;O^*^NQ^-?VFO$6@?&7Q9X2N/V?/V$O OQ^_9:TWP-\5+WPQX?\ OBAXJ\8^+];T#Q MA^UJ^F_!_2M)\+^,KSPCX&^ 6K:[-\6_@C^Q+I6E>'?&-CX6\5>&O"GQ$^,' MB3Q#I=QX;%VO[$3_ 5^#MS_ ,(.+CX4_#6!/"LO_" :M=7 M<=_UO(([BY@2YAE%O=75OY5Q+4^ M+WQJ\!?!#0]%USQU'O#VEZ?H>@Z%HUC;:9H^BZ-I5I%8:7I.E:;910V>GZ;IUE!!9V- ME:0Q6UK:PQ001I%&JCQ?]HIOB&_@BTT[P-\.=7^)^EZ]K+>'/B3X>\&?%:Z^ M"_Q3M/A[K6A:W9ZAKWPD\>6_B+P2FG>.M)UYO#[QH_Q!^'5Y'X>FU[4_#_C/ M3_$VF:-8:H <+IG[;/P+\3>*OAQX3\!S_$?XF7/Q.\&>!OB)HFM?#3X-_%3Q MQX1T/P3\1_$?B/PIX0\0^/\ Q?H7A.Y\/_#BVU'7/!_BZSN;7QO?:'J>C'PM MX@DUNQTY-*NS'VWQL_:@^#'[/<^E6WQ0\1ZKIEQJF@^)_&$D&@^"_&WCB;0? M /@=]'B\;?$CQA%X(\/>(9/!OPV\&R^(=#C\4>/O$ZZ7X6T235K)+W4XVE(3 M\A_!/[#G[1O@GP[\%]"TWX61^'_C=X=\+?LP:%X=_:@\$?M$ZQ::-\(_!GPJ M^+'C;7]>^&WQ,^%O]K^&-%^(U[X/^#OBB_\ A]#KWA3X?>*M._:0U[Q7XHU+ MXK3^#PZ^(+CZ=_:@^#O[1'CCQKXQ^)GP_P#A"?$=]\5_V3_VC_V-[SPCK7Q' M\$:+%X&N_$GQ'>Y^%GQAU2[N-0N-/OOA]XIT#^T-;\;Z;X;;5_B1X=L_^$3T MF#P3XDU1-6M]$ /K:']L[]GB?QU\3?AW'XVNO^$D^$^D:YK'B8MX4\6KH=\G MA2;P3:>+].\&^)FT4>'O'FO>$-3^)?PYT7Q1H'@_4M8U?1==\=^%=%N[1=3U M:*V7ZE4[@#@C(S@XR#W!P2,@\'!/(/-?C5\5/V'/%WPVC/B3]F?PIJNK_%KP MG\&;#7KCQKKOBH7FE^-?BQX5A^%'AW2=/\%^ _&7B:[^'OASQ=XOF^%NB_&C MQSJ=WH>BZ%XW^*_PK^!$OC_5M9L(_$[)^C?[,=Q\:+KX(>"+C]H&VFM/BG-' MX@?6K>^7PRFNQZ,WBW7_ /A!1XOC\%23>#(_'S?#_P#X15_B%%X/D?PG%XW; MQ!'X;/\ 8RV0 ![W1110 4444 %%%% !1110 4444 %%%% !1110 4444 %% M%% !1110 4444 %%%% !1110 4444 %?&/BC_@H5^QQX+\2^(/!_B?XVZ3I7 MB3PKK6I^'=?TN3PSX[GDT[6=&O);#4[%Y[3PM<6DSVMW!+"TMM// Y0M%+(A M5C]FGI^*_P Q7\2O[51/_#3O[1/)_P"2X?%'N?\ H8?L.?]%\ MT;_PD_B'_P#,A1_P\P_8<_Z+YHW_ (2?Q#_^9"OY \GU/YFC)]3^9H _K\_X M>8?L.?\ 1?-&_P#"3^(?_P R%?0_P>^/WPA_:#\/ZSXD^#WC.U\:Z)H>J-H. MJW]IINN:8EIJ_P#9]KJ?V-HM=TS2[B1_L-]:W'F0Q20;9@GF^8KHO\/F3ZG\ MS7](_P#P15)/P&^,&3G_ (O _P#Z@/A*@#^"?_@O?96,G_!7_P#;EDEL+"61 MOB-X(+22V-I+(Y'P1^%@!>22%G8@ %F) '0 5^0G]GZ=_T#-,_\%UE_P#& M*_83_@O9_P I?/VX_P#LHO@G_P!4E\+*_(:OVO+?^1=@/^P+"_\ IBF?&XC_ M 'BO_P!?JO\ Z7(J?V?IW_0,TS_P767_ ,8H_L_3O^@9IG_@NLO_ (Q5NBNT MQ/[G?^#.2WMX/A[^WV+>VMK<-\1/V?MXMK>&W#X\%?$/!<0QH&(R<%LXR<8R M:_:[]MGXX_%_P'\=M1\/^#?B-XJ\-Z)'X5\*W<>EZ3?I;V:75W!?-=3K$T$A M$D[(AD;=\Q1>.*_%;_@SI_Y)]^WU_P!E$_9__P#4*^(5?JI_P4'_ .3CM4_[ M$WP;_P"DVH5_ES^TMX@S[AOP?>8\.YUFV0YA+C_AC#RQV3YCB\LQCP]7)//_ ;1?_(E?H#_ ,$_?B[\3OB/XT^(5CX[\<^(O%=GIOA;1;NPMM:O M4NHK2YGUNX@FG@588MDDL*K$[9.44#%?D%7Z;_\ !,C_ )'[XG_]B=H'_J07 M-?TK]#[Q'\0LZ^DAX7Y9G''?&.;9;BLTS2&*R_,N)LZQV"Q,(\.9Q4C&OA<5 MC:M"M&-2G"<54IR49PC-6E%-=V65JTL?AHRK5I1GXK_ #%?Q*?M5_\ )SO[1/\ V7#XI?\ J9:M7]M9Z?BO M\Q7\2G[5?_)SO[1/_9!T444 %?TD?\$5?^2#?&#_ ++ _P#Z M@'A*OYMZ_I(_X(J_\D&^,'_98'_]0#PE0!_!A_P7L_Y2^?MQ_P#91?!/_JDO MA97Y#5^O/_!>S_E+Y^W'_P!E%\$_^J2^%E?D-7[7EO\ R+L!_P!@6%_],4SX MW$?[Q7_Z_5?_ $N04445VF)_=%_P9T_\D^_;Z_[*)^S_ /\ J%?$*OU4_P"" M@_\ R<=JG_8F^#?_ $FU"ORK_P"#.G_DGW[?7_91/V?_ /U"OB%7ZJ?\%!_^ M3CM4_P"Q-\&_^DVH5_E%^U(_Y,G_ -Y%X4_]4>='HXW_ )$V%_Z_K\\0?$-% M%%?\_A\\%?IO_P $R/\ D?OB?_V)V@?^I!8?L.?\ 1?-&_P#"3^(?_P R%'_#S#]AS_HOFC?^$G\0 M_P#YD*_D#R?4_F:,GU/YF@#^OS_AYA^PY_T7S1O_ D_B'_\R%?1'P=^/_PB M_:!T'6/$OP=\9VGC71="U5M"U2_M=-US3$M-7&GVNI_8VBUW3-+N)&^PWMK< M>9#%)!MF">;YBNB_P]Y/J?S-?TC_ /!%4D_ ;XP9.?\ B\#_ /J ^$J /Y\? M^"IW_!P?_P %#?V1?^"@7[37[-_P@N?@(GPU^%/B_P -:+X33Q9\)-0\0>(E MLM5^&O@?Q3=C5-9A\>Z3%?S'5M?U Q2IIUJ([4P0%',)ED_/_P#XBG?^"JW_ M #^?LQ_^&+U7_P">;7Q]_P %[/\ E+Y^W'_V47P3_P"J2^%E?D-7ZU@,HRNI M@<%4G@,-.<\)AISE*E%RE*5&$I2DVM7)ZM]6WW9\K7Q>)C7K1C7J)1JU$DI. MR2FTDO)))?\ #L_HZ_XBG?\ @JM_S^?LQ_\ AB]5_P#GFT?\13O_ 56_P"? MS]F/_P ,7JO_ ,\VOYQ:*Z_[%RG_ *%^$_\ !,?\O+\^[,OKN+_Z"*O_ ($_ MZZ?GW9_I8?\ !O1_P4]_:B_X*5^$_P!JG6?VF9OAK+>_"#Q=\*-%\'_\*Y\$ M77@N%;+QCX<\7:IK(U:.Y\2^(SJ,QNM&L?LDJ/:"WC$R%)?-#)_1!>^(=!TZ MM+'U,-EU#$2C[>__ )3Z_P!+7^J[_A+_ K_ -#)H'_@ZTK_ .2ZOZ?K>C:H\D6F:KIM_)"B MO+'8W]G=O$C-M5G2VGE9$9@55F 4D8!)XK^4+:G_ #SB_P"_4?\ \37Z;_\ M!,=5'C[XH$(BD^#M R515)_XJ"YZE0,_C7ZKX(?M \P\7O%+A'PYK>%V#R*E MQ/B\9A9YM3XMK9A/!_5)I>^%%%% !1110 4444 M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% "'I^*_ MS%?Q*?M5_P#)SO[1/_9GXK_,5_$I^U7_R<[^T3_P!EP^*7 M_J9:M0!X'1110 5_21_P15_Y(-\8/^RP/_Z@'A*OYMZ_I(_X(J_\D&^,'_98 M'_\ 4 \)4 ?P8?\ !>S_ )2^?MQ_]E%\$_\ JDOA97Y#5^O/_!>S_E+Y^W'_ M -E%\$_^J2^%E?D-7[7EO_(NP'_8%A?_ $Q3/C<1_O%?_K]5_P#2Y!1117:8 MG]T7_!G3_P D^_;Z_P"RB?L__P#J%?$*OU4_X*#_ /)QVJ?]B;X-_P#2;4*_ M*O\ X,Z?^2??M]?]E$_9_P#_ %"OB%7ZJ?\ !0?_ )..U3_L3?!O_I-J%?Y1 M?M2/^3)_]Y%X4_\ 5'G1Z.-_Y$V%_P"OZ_/$'Q#1117_ #^'SP5^F_\ P3(_ MY'[XG_\ 8G:!_P"I!\)_ M^QMFW_K-9T=^5_\ (PPO^.?_ *9J'[,T445_TB'W(AZ?BO\ ,5_$I^U7_P G M._M$_P#9$J_FWK^DC_@BK_R0;XP?]E@?_U /"5 M'\&'_!>S_E+Y^W'_ -E%\$_^J2^%E?D-7Z\_\%[/^4OG[6_P#(NP'_ &!87_TQ3/C<1_O%?_K]5_\ 2Y!1117:8G]T7_!G3_R3 M[]OK_LHG[/\ _P"H5\0J_53_ (*#_P#)QVJ?]B;X-_\ 2;4*_*O_ (,Z?^2? M?M]?]E$_9_\ _4*^(5?JI_P4'_Y..U3_ +$WP;_Z3:A7^47[4C_DR?\ WD7A M3_U1YT>CC?\ D387_K^OSQ!\0T445_S^'SP5^F__ 3(_P"1^^)__8G:!_ZD M%S7YD5^F_P#P3(_Y'[XG_P#8G:!_ZD%S7]2?0K_Y2>\)_P#L;9M_ZS6='?E? M_(PPO^.?_IFH?LS1117_ $B'W(AZ?BO\Q7\2G[5?_)SO[1/_ &7#XI?^IEJU M?VUGI^*_S%?Q*?M5_P#)SO[1/_9!T444 %?TD?\ !%7_ )(- M\8/^RP/_ .H!X2K^;>OZ2/\ @BK_ ,D&^,'_ &6!_P#U /"5 '\&'_!>S_E+ MY^W'_P!E%\$_^J2^%E?D-7Z\_P#!>S_E+Y^W'_V47P3_ .J2^%E?D-7[7EO_ M "+L!_V!87_TQ3/C<1_O%?\ Z_5?_2Y!1117:8G]T7_!G3_R3[]OK_LHG[/_ M /ZA7Q"K]5/^"@__ "<=JG_8F^#?_2;4*_*O_@SI_P"2??M]?]E$_9__ /4* M^(5?JI_P4'_Y..U3_L3?!O\ Z3:A7^47[4C_ ),G_P!Y%X4_]4>='HXW_D38 M7_K^OSQ!\0T445_S^'SP5^F__!,C_D?OB?\ ]B=H'_J07-?F17Z;_P#!,C_D M?OB?_P!B=H'_ *D%S7]2?0K_ .4GO"?_ +&V;?\ K-9T=^5_\C#"_P".?_IF MH?LS1117_2(? MGXK_ #%?Q*?M5_\ )SO[1/\ V7#XI?\ J9:M0!X'1110 5_21_P15_Y(-\8/ M^RP/_P"H!X2K^;>OZ2/^"*O_ "0;XP?]E@?_ -0#PE0!_!A_P7L_Y2^?MQ_] ME%\$_P#JDOA97Y#5^O/_ 7L_P"4OG[6_\B[ ? M]@6%_P#3%,^-Q'^\5_\ K]5_]+D%%%%=IB?W1?\ !G3_ ,D^_;Z_[*)^S_\ M^H5\0J_53_@H/_R<=JG_ &)O@W_TFU"ORK_X,Z?^2??M]?\ 91/V?_\ U"OB M%7ZJ?\%!_P#DX[5/^Q-\&_\ I-J%?Y1?M2/^3)_]Y%X4_P#5'G1Z.-_Y$V%_ MZ_K\\0?$-%%%?\_A\\%?IO\ \$R/^1^^)_\ V)V@?^I!GXK_,5_$I^U M7_R<[^T3_P!EP^*7_J9:M0!X'1110 5_21_P15_Y(-\8/^RP/_Z@'A*OYMZ_ MI(_X(J_\D&^,'_98'_\ 4 \)4 ?P8?\ !>S_ )2^?MQ_]E%\$_\ JDOA97Y# M5^O/_!>S_E+Y^W'_ -E%\$_^J2^%E?D-7[7EO_(NP'_8%A?_ $Q3/C<1_O%? M_K]5_P#2Y!1117:8G]T7_!G3_P D^_;Z_P"RB?L__P#J%?$*OU4_X*#_ /)Q MVJ?]B;X-_P#2;4*_*O\ X,Z?^2??M]?]E$_9_P#_ %"OB%7ZJ?\ !0?_ ).. MU3_L3?!O_I-J%?Y1?M2/^3)_]Y%X4_\ 5'G1Z.-_Y$V%_P"OZ_/$'Q#1117_ M #^'SP5^F_\ P3(_Y'[XG_\ 8G:!_P"I!\)_^QMFW_K-9T=^5_\ (PPO^.?_ *9J'[,T445_TB'W(AZ? MBO\ ,5_$I^U7_P G._M$_P#9$J_FWK^DC_@BK_R M0;XP?]E@?_U /"5 '\&'_!>S_E+Y^W'_ -E%\$_^J2^%E?D-7Z\_\%[/^4OG M[6_P#(NP'_ &!87_TQ3/C<1_O%?_K]5_\ 2Y!1 M117:8G]T7_!G3_R3[]OK_LHG[/\ _P"H5\0J_53_ (*#_P#)QVJ?]B;X-_\ M2;4*_*O_ (,Z?^2??M]?]E$_9_\ _4*^(5?JI_P4'_Y..U3_ +$WP;_Z3:A7 M^47[4C_DR?\ WD7A3_U1YT>CC?\ D387_K^OSQ!\0T445_S^'SP5^F__ 3( M_P"1^^)__8G:!_ZD%S7YD5^F_P#P3(_Y'[XG_P#8G:!_ZD%S7]2?0K_Y2>\) M_P#L;9M_ZS6='?E?_(PPO^.?_IFH?LS1117_ $B'W(4444 %%%% !1110 44 M44 %%%#_$6BV7C?Q'\-KG4-,N((O'?A(^%E\1^%L;97UG26\;> M'/%OA1;FTBCD8MKOAO6-/6$RM-9N0KH ==D'H0:3(]1^=?G%^QUXC^/5Y^S# M\1OCYXJ^)GQ#^-*_$T^,_BG^S3X9^*=E\(/#FOZ%\&+3PU(GPU?P-X$^ M%6@RZW\6+;3+?XJ:[=^)%AM/"47C_3?!JWT%CX4N]6U'XQTWXE_MWV?PGU+X M51:Y^UAJO[6&A6'[//Q+^,6C>(;;]B#7O&=I\*?B)X6^*.@W/B/]G ^"/#FD M_"2&"_\ C]X*'AOQSX:^*-WKWB/PWX"T76]1\-W,POM%UF] /WLHK\]?V2?V ML;?XG:_%X#^*7Q'\*R?&;5_!_A.[L? /AO2;^W\.3MX6\"^'KGQ_XE\/^)VT MV31=3N/&OB;6=7\=^&/"R>)KO7D^!MQ\,_'D>@VNB^))-5OOT*H .G6D!!Z$ M'Z$'^58OB70[;Q-X>USPY>7FM:?::_I.H:+(+*#5+66QEN]$\ M1Z!>:?KF@:M;I.9=/UG1[^RU33+I(KVQNK>YACE7\\O^"?NCW5G\//BE^T3J M7Q+^-'B/X=?&GQ;J.N?!GPA\4_BW\4OC)'X+^ _PW.M^'/!'B31W^(FN^+O$ MA\3_ !GL=.UCXS>*$TN]DBDTWQ1X0\)6%@D?A&.XO0#])MR\_,O& >1P2< ' MGC)X'OQ3@0>A!R,C'/!Z'Z&OYH_@#XX_;9^+?A&X\)Q>/?B;?^*/C7^S;^S5 M^U'X4T>Z^.P3Q!\?OA];?M'6M]\<_%_P\\=:,=*'[%>O?%7X,^(O"7@GP[\( M="U(>&O#-SX@MO\ A'/%FC:[X0\9^+)OO+]C;]JV\C\5_#+X'_'OXBZ[XV^- M&O\ PW^&'P\TWQ#H^G7]Y\-/$_BCPSX&^+&N:EXUN?$3)IL,WBKX\ZC\%_CW MXL\&7K:'%9ZW\+_A)X>U^:70=0\9Z3I&M 'ZU445!=1//;7$,=Q<6CRP31)= M6HA-S;-)&R+/;BXAN;H>(?B7\.=1 M=/C?\4HM7^&?P3^%M]#H^D^+[AO@QX'_ .RO MD^;XR?MK:5=_&;0-0OOCKI/Q[^,OAW]J'7_V2_!WB.]_9&\1_ N\\._#?XO1 M+I-A\-O^%?Z-/XUTWXHZ#\!K[PKXA\#R?'3QMJ7@KQ=KNK:W_P ):MO=V#Z- M9@'[CT5^5'[,W[76NVWBKP9\,OVE?B'>>&_&$]SXQ\!^%]$\8Z!H!\:>.=>U MOXOZA'\.)OBGJ_PSTNY^&_@WQWX:^%>H_!OX?^)$TV_\/^#_ !3^T1XX^(?@ M+P[%>>(?"4&BV?ZK @@$<@@$'V/2@!:*** $/3\5_F*_B4_:K_Y.=_:)_P"R MX?%+_P!3+5J_MK/3\5_F*_B4_:K_ .3G?VB?^RX?%+_U,M6H \#HHHH *_I( M_P""*O\ R0;XP?\ 98'_ /4 \)5_-O7])'_!%7_D@WQ@_P"RP/\ ^H!X2H _ M@P_X+V?\I?/VX_\ LHO@G_U27PLK\AJ_7G_@O9_RE\_;C_[*+X)_]4E\+*_( M:OVO+?\ D78#_L"PO_IBF?&XC_>*_P#U^J_^ER"BBBNTQ/[HO^#.G_DGW[?7 M_91/V?\ _P!0KXA5^JG_ 4'_P"3CM4_[$WP;_Z3:A7Y5_\ !G3_ ,D^_;Z_ M[*)^S_\ ^H5\0J_53_@H/_R<=JG_ &)O@W_TFU"O\HOVI'_)D_\ O(O"G_JC MSH]'&_\ (FPO_7]?GB#XAHHHK_G\/G@K]-_^"9'_ "/WQ/\ ^Q.T#_U(+FOS M(K]-_P#@F1_R/WQ/_P"Q.T#_ -2"YK^I/H5_\I/>$_\ V-LV_P#6:SH[\K_Y M&&%_QS_],U#]F:***_Z1#[D0]/Q7^8K^)3]JO_DYW]HG_LN'Q2_]3+5J_MK/ M3\5_F*_B4_:K_P"3G?VB?^RX?%+_ -3+5J / Z*** "OZ2/^"*O_ "0;XP?] ME@?_ -0#PE7\V]?TD?\ !%7_ )(-\8/^RP/_ .H!X2H _@P_X+V?\I?/VX_^ MRB^"?_5)?"ROR&K]>?\ @O9_RE\_;C_[*+X)_P#5)?"ROR&K]KRW_D78#_L" MPO\ Z8IGQN(_WBO_ -?JO_I<@HHHKM,3^Z+_ (,Z?^2??M]?]E$_9_\ _4*^ M(5?JI_P4'_Y..U3_ +$WP;_Z3:A7Y5_\&=/_ "3[]OK_ +*)^S__ .H5\0J_ M53_@H/\ \G':I_V)O@W_ -)M0K_*+]J1_P F3_[R+PI_ZH\Z/1QO_(FPO_7] M?GB#XAHHHK_G\/G@K]-_^"9'_(_?$_\ [$[0/_4@N:_,BOTW_P""9'_(_?$_ M_L3M _\ 4@N:_J3Z%?\ RD]X3_\ 8VS;_P!9K.CORO\ Y&&%_P <_P#TS4/V M9HHHK_I$/N1#T_%?YBOXE/VJ_P#DYW]HG_LN'Q2_]3+5J_MK/3\5_F*_B4_: MK_Y.=_:)_P"RX?%+_P!3+5J / Z*** "OZ2/^"*O_)!OC!_V6!__ % /"5?S M;U_21_P15_Y(-\8/^RP/_P"H!X2H _@P_P""]G_*7S]N/_LHO@G_ -4E\+*_ M(:OUY_X+V?\ *7S]N/\ [*+X)_\ 5)?"ROR&K]KRW_D78#_L"PO_ *8IGQN( M_P!XK_\ 7ZK_ .ER"BBBNTQ/[HO^#.G_ ))]^WU_V43]G_\ ]0KXA5^JG_!0 M?_DX[5/^Q-\&_P#I-J%?E7_P9T_\D^_;Z_[*)^S_ /\ J%?$*OU4_P""@_\ MR<=JG_8F^#?_ $FU"O\ *+]J1_R9/_O(O"G_ *H\Z/1QO_(FPO\ U_7YX@^( M:***_P"?P^>"OTW_ ."9'_(_?$__ +$[0/\ U(+FOS(K]-_^"9'_ "/WQ/\ M^Q.T#_U(+FOZD^A7_P I/>$__8VS;_UFLZ._*_\ D887_'/_ -,U#]F:***_ MZ1#[D**** "BBB@ HHHH **** "LG7]"TKQ/H>L^&]F:M93Z?J%J9[2:WNH1<6=S-"9K:>&XBW[X98Y51UUBVCN)TA9S<@4.0#]?[CX%?"J[\+>"O ]WX2M[KP5\/_ S> M>"_#?@^YU/7+CPJ?".H>!KKX;7?AGQ%X=FU1]'\:Z%/X*O+C16TOQI9^(+,! MUU!(5U6**^3C/A[^RA\#_A1X6\<^$_AYX:UGPY:_$/PKI/@GQ+K3^//'_B/Q MB_A/PYX>U'POX1\-:5XW\8>)_$?BS0?#O@C1M7U6W\"^']&U>QT3P9+J>I7G MAS3].O-1OKBX_'#_ (?=>,_^C>/#'_AS-:_^8RC_ (?=>,_^C>/#'_AS-:_^ M8R@#]@O#7['W[/\ X.^,UK\=_#7@AM(\>:?X3LO".FI:Z]X@'A+2[6P\*Z%X M!@UK3/ SZD_A.P\7'X>^%O#/P_F\76VDQZ_+X)T'3?#;WW]G0O%+]-U_/%_P M^Z\9_P#1O'AC_P .9K7_ ,QE?IY^PS^UQJW[7GP^\:>-M5\#Z=X%F\*^-#X4 MBT_3_$%WX@BO8AX=T?7/MLES=Z5I+P2;]4:W\A(9%V0K+YNYRB@'W"0""#R" M,$>H-<):?"[X;:?HW@'PY8^ ?!UEH'PKN=,O/AGHEKX;TBWTGX?W>BZ%J7AC M1[GP9I\5HEKX:GTOPYK&JZ%I\ND16CV>D:E?:=;F.UNIHG_C0_X*;?\ !Q]^ MV]^QI^W?^T?^S%\,/AE^S)K?@+X0^*_#FA>&]5\;^$?B5J'BJ]M-6^'7@OQ; MZ+\4M"TNXN$U+Q%>PPM9Z191K9Q6T;QO,DD\OPE_P 1;7_!1O\ Z([^ MQU_X0GQ>_P#GTU]%1X7S6O2I5J<*#A6IPJP;K)/DJ1C.-U;1VDKKI9^5_/EF M>%A*4).:E"4HOW&]8NSUOM>_W>A_?MX%_9]^!WPO;QA)\-/A+\//AW-\0%=? M&EUX%\)Z+X0O/$BM+JEPJ:I>^'K33KN=(;O7-;OK6,3I'9ZAK&JZA:)!>ZC> M7$U&P_9M^!.E^/\ P-\4M/\ A9X.L_B!\-/ EK\-/ GBF#2DCU3POX(L+*_T MO3= TEP_D06^E:3J^N:1I%PT$FH:3I'B+Q+I.FWEKIWB37K74?X%_P#B+:_X M*-_]$=_8Z_\ "$^+W_SZ:/\ B+:_X*-_]$=_8Z_\(3XO?_/IK3_5/./Y,/\ M^#X_Y?U9^5Y_M7"?S5/_ !_Y_U9^5_]%>C_ #^5?SX?\$#_ /@JU^T-_P % M1O"W[3NM_'[PC\(?"EU\&/%7PNT/PNGPGT/Q;HL%]:>-?#WBK5M5?7%\5>,O M%\EQ<07&AVB6+64EA''#)<+/'<.R/'^@G[1G[;FK_ OXFW?@"S^'NF>(K>VT M31-674[KQ)>:9,[ZM%<2- ;6#1KU L'D +)YY,FXDJN #^.^+/B7P9X(Y)_K M'XCYM+),G_M/!Y1];H9?F6;7Q^/P]?%8:BL/E.$QF*M.CAZTG5]C[*#ARSG% MRC?>>.PU.A#$U)RC2G+EB^24GS>]HXP4G]B6MK:;GUSI/P7^'&@^#[7P%H6A M76B^%;+Q[=?$V#3=)\2>*=.E_P"$UO\ XH7?QEU+5IM4L];AU>ZAU;XC7]_K M^KZ-=7\V@ZM#>W>@ZEI=UX:N9M'?B?AQ^RE\ OA)XTN_B!\/OA_!X?\ $LT/ MC*UTYAX@\6ZIH7A&R^(GBR/QU\0-/^'/A#6]?U+PA\+]-\<^,8+?Q+XRTWX= M:%X7L?$^M6UK?ZU;WDUK;F+X&_X>>^(/^B0Z)_X6FI?_ #-T?\//?$'_ $2' M1/\ PM-2_P#F;K^=?^)]_HM_]'"Q?_B&<;>7_5/>;^[S.;^V_L1_L[ZEXL^%'C?4/">K7?B7X/:C?ZOXR_%> M/4OB!8Q:Q%8?$.[TKXK32_$S09?%UMJG]A^.I)/$6F+;7DDF_P"LP . M![#@5^/_ /P\]\0?]$AT3_PM-2_^9NOJ;]EC]K74_P!HGQ%XKT2_\$V'A:/P MYHNG:M'<6>O76K/=M?:C+8M"\5QI=@L*QB,2"17D+$E2JCYJ^LX&^F#]'_Q' MXJR?@KA#C3$YGQ'GM:M0RS SX8XJP,,15P^$KXVK&6+S#)L+A*/+A\-6FI5J M]-2<%&+GXK_,5_$I^U7_R<[^T M3_V7#XI?^IEJU '@=%%% !7])'_!%7_D@WQ@_P"RP/\ ^H!X2K^;>OZ2/^"* MO_)!OC!_V6!__4 \)4 ?P8?\%[/^4OG[1>%/_5'G1Z.-_P"1-A?^OZ_/$'Q#1117_/X?/!7Z;_\ M!,C_ )'[XG_]B=H'_J07-?F17Z;_ /!,C_D?OB?_ -B=H'_J07-?U)]"O_E) M[PG_ .QMFW_K-9T=^5_\C#"_XY_^F:A^S-%%%?\ 2(?GXK_,5_$I^U7_ ,G._M$_]EP^*7_J9:M0!X'1 M110 5_21_P $5?\ D@WQ@_[+ _\ Z@'A*OYMZ_I(_P""*O\ R0;XP?\ 98'_ M /4 \)4 ?P8?\%[/^4OG[6_\ (NP'_8%A?_3%,^-Q'^\5_P#K]5_]+D%%%%=IB?W1 M?\&=/_)/OV^O^RB?L_\ _J%?$*OU4_X*#_\ )QVJ?]B;X-_])M0K\J_^#.G_ M ))]^WU_V43]G_\ ]0KXA5^JG_!0?_DX[5/^Q-\&_P#I-J%?Y1?M2/\ DR?_ M 'D7A3_U1YT>CC?^1-A?^OZ_/$'Q#1117_/X?/!7Z;_\$R/^1^^)_P#V)V@? M^I!\)_\ L;9M_P"L MUG1WY7_R,,+_ (Y_^F:A^S-%%%?](A]R(>GXK_,5_$I^U7_R<[^T3_V7#XI? M^IEJU?VUGI^*_P Q7\2G[5?_ "<[^T3_ -EP^*7_ *F6K4 >!T444 %?TD?\ M$5?^2#?&#_LL#_\ J >$J_FWK^DC_@BK_P D&^,'_98'_P#4 \)4 ?P8?\%[ M/^4OG[1>%/\ U1YT M>CC?^1-A?^OZ_/$'Q#1117_/X?/!7Z;_ /!,C_D?OB?_ -B=H'_J07-?F17Z M;_\ !,C_ )'[XG_]B=H'_J07-?U)]"O_ )2>\)_^QMFW_K-9T=^5_P#(PPO^ M.?\ Z9J'[,T445_TB'W(4444 %%%% !1110 4444 (>GXK_,5_$I^U7_ ,G. M_M$_]EP^*7_J9:M7]M9Y_,?H0:_F)^/?_!-']KWQW\!O"]WX=\7 M_%#QUXGT*ZN/B)X8LI[G1]<\2:AJ.G3S6=Q*)[266TN(GDMI@)868QN-RF@# M\CJ*_1C_ (=3?ML?]$^\(_\ ASO"?_QZC_AU-^VQ_P!$^\(_^'.\)_\ QZ@# M\YZ_I(_X(J_\D&^,'_98'_\ 4 \)5^9__#J;]MC_ *)]X1_\.=X3_P#CU?M) M_P $S/VM>(?B*WB'2[?2_$&F^(8IM*/A+P_I(G MDN=,9XH)/MVGW,?V>0B38BR_<=: /\[S_@O9_P I?/VX_P#LHO@G_P!4E\+* M_(:OZ_\ _@K%_P $'_\ @I9^U5_P42_:C_:#^"OPE\ >(/A;\3_&7AC6/!VL MZM\:_ 7AG4;^PTSX8> _#-Y+=:%JUU'J.G/'K&AZE;I%=(KR10QW"CRIHR?S MP_XAG/\ @K[_ -$,^%__ (D1\,?_ )-K];R_-/PD)PPF&A.,J]-2 MC*-&FI1DG*Z<7HT]4TT]G;Y2OA<3*O6E&A5:E5J--0E9IS;33MLTTT^VI^!] M%?OA_P 0SG_!7W_HAGPO_P#$B/AC_P#)M'_$,Y_P5]_Z(9\+_P#Q(CX8_P#R M;79_;&5?]#'!?^%%+_Y+S_/LS+ZGBO\ H'K?^ 2_R\_S[,_;+_@SI_Y)]^WU M_P!E$_9__P#4*^(5?JI_P4'_ .3CM4_[$WP;_P"DVH5XM_P;C_\ !-[]K7_@ MG=X0_:STC]JKP1X9\%WWQ6\8_"/6/!,?AOX@>&O'J:C8^$_#/C#3-2'*Q/C[W_:[_ &4OC5\6_C-?>,?!&@:5J&@3^&_# M>G17-WXETG3)FN].AO$NT-K>2K.JQM*FV0KLD#94G::_S4_:,<)<4>('A'_9 M/ W#^<<79G_KWPUC?J'#N7XK-\7]3P^3YM2KXKV&!I5ZGL*-6K2IU*O+R0J5 M(0DU*23[L70KRRK#THT:DJD:RDZ=ITEEKVF:N\MW::O/=SQO%8R.\*K ZL)) $8G8I+ X_HSZ M)7@;XR<*_2'\-,_XE\+N/,AR3+LSS.IC\VS;A;.<;]N787%4\=AISP]>$(SFY2E2G&,4Z4TKMQ26K2 MUZNVY^DM%%%?[X'V0AZ?BO\ ,5_$I^U7_P G._M$_P#92VF EA9C&XW*: /R.HK]&/^'4W[;'_1/O"/ M_ASO"?\ \>H_X=3?ML?]$^\(_P#ASO"?_P >H _.>OZ2/^"*O_)!OC!_V6!_ M_4 \)5^9_P#PZF_;8_Z)]X1_\.=X3_\ CU?M)_P3,_9P^+7[-GPH^(OA7XN: M)IFAZUXA^(K>(=+M]+\0:;XABFTH^$O#^DB>2YTQGB@D^W:? _#-Y+=:% MJUU'J.G/'K&AZE;I%=(KR10QW"CRIHR?SP_XAG/^"OO_ $0SX7_^)$?#'_Y- MK];R_-/PD)PPF&A.,J]-2C*-&FI1DG*Z<7HT]4TT]G;Y2OA<3*O6 ME&A5:E5J--0E9IS;33MLTTT^VI^!]%?OA_Q#.?\ !7W_ *(9\+__ !(CX8__ M ";1_P 0SG_!7W_HAGPO_P#$B/AC_P#)M=G]L95_T,<%_P"%%+_Y+S_/LS+Z MGBO^@>M_X!+_ "\_S[,_;+_@SI_Y)]^WU_V43]G_ /\ 4*^(5?JI_P %!_\ MDX[5/^Q-\&_^DVH5XM_P;C_\$WOVM?\ @G=X0_:STC]JKP1X9\%WWQ6\8_"/ M6/!,?AOX@>&O'J:C8^$_#/C#3-2'*Q/C[ MW_:[_92^-7Q;^,U]XQ\$:!I6H:!/X;\-Z=%('A'_ &3P-P_G'%V9_P"O?#6-^H<.Y?BL MWQ?U/#Y/FU*OBO88&E7J>PHU:M*G4J\O)"I4A"34I)/NQ="O+*L/2C1J2J1K M)RIQA)S2O6U<4FTO>6K5M4?DG17V=_PP+^TO_P!"EH/_ (6OA_\ ^/4?\,"_ MM+_]"EH/_A:^'_\ X]7^(_\ Q+;]('_HR_B;_P"(7G_E_P!0/G_5U?POJ6,_ MZ!,3_P"":G_R/G^?9GQC7Z;_ /!,C_D?OB?_ -B=H'_J07->+?\ # O[2_\ MT*6@_P#A:^'_ /X]7V[^Q#^SC\5_@GXM\DZ=ITEEKVF: MN\MW::O/=SQO%8R.\*K ZL)) $8G8I+ X_HSZ)7@;XR<*_2'\-,_XE\+N/,A MR3+LSS.IC\VS;A;.<; M]N787%4\=AISP]>$(SFY2E2G&,4Z4TKMQ26K2UZNVY^DM%%%?[X'V0AZ?BO\ MQ7\2G[5?_)SO[1/_ &7#XI?^IEJU?VUGG\Q^A!K^8GX]_P#!-']KWQW\!O"]WX=\7_%#QUXGT*ZN/B)X8LI[G1]<\2:AJ.G3S6=Q*)[266TN(GD MMI@)868QN-RF@#\CJ*_1C_AU-^VQ_P!$^\(_^'.\)_\ QZC_ (=3?ML?]$^\ M(_\ ASO"?_QZ@#\YZ_I(_P""*O\ R0;XP?\ 98'_ /4 \)5^9_\ PZF_;8_Z M)]X1_P##G>$__CU?M)_P3,_9P^+7[-GPH^(OA7XN:)IFAZUXA^(K>(=+M]+\ M0:;XABFTH^$O#^DB>2YTQGB@D^W:?(/ MA;\3_&7AC6/!VLZM\:_ 7AG4;^PTSX8> _#-Y+=:%JUU'J.G/'K&AZE;I%=( MKR10QW"CRIHR?SP_XAG/^"OO_1#/A?\ ^)$?#'_Y-K];R_-/PD)P MPF&A.,J]-2C*-&FI1DG*Z<7HT]4TT]G;Y2OA<3*O6E&A5:E5J--0E9IS;33M MLTTT^VI^!]%?OA_Q#.?\%??^B&?"_P#\2(^&/_R;1_Q#.?\ !7W_ *(9\+__ M !(CX8__ ";79_;&5?\ 0QP7_A12_P#DO/\ /LS+ZGBO^@>M_P" 2_R\_P ^ MS/VR_P"#.G_DGW[?7_91/V?_ /U"OB%7ZJ?\%!_^3CM4_P"Q-\&_^DVH5XM_ MP;C_ /!-[]K7_@G=X0_:STC]JKP1X9\%WWQ6\8_"/6/!,?AOX@>&O'J:C8^$ M_#/C#3-2'*Q/C[W_:[_92^-7Q;^,U]XQ\ M$:!I6H:!/X;\-Z=%$?]D\#PH MU:M*G4J\O)"I4A"34I)/NQ="O+*L/2C1J2J1K)RIQA)S2O6U<4FTO>6K5M4? MDG17V=_PP+^TO_T*6@_^%KX?_P#CU'_# O[2_P#T*6@_^%KX?_\ CU?XC_\ M$MOT@?\ HR_B;_XA>?\ E_U ^?\ 5U?POJ6,_P"@3$_^":G_ ,CY_GV9\8U^ MF_\ P3(_Y'[XG_\ 8G:!_P"I!S:A3GBL7B<)3H4(3K5J5&$JDXJ52I""=YQOVY=A<53QV&G/#UX0C.;E M*5*<8Q3I32NW%):M+7J[;GZ2T445_O@?9"'I^*_S%?Q*?M5_\G._M$_]EP^* M7_J9:M7]M9Y_,?H0:_F)^/?_ 31_:]\=_''XQ^-O#7@;PO=^'?%_P 4/'7B M?0KJX^(GABRGN='USQ)J&HZ=/-9W$HGM)9;2XB>2VF EA9C&XW*: /R.HK]& M/^'4W[;'_1/O"/\ X<[PG_\ 'J/^'4W[;'_1/O"/_ASO"?\ \>H _.>OZ2/^ M"*O_ "0;XP?]E@?_ -0#PE7YG_\ #J;]MC_HGWA'_P .=X3_ /CU?M)_P3,_ M9P^+7[-GPH^(OA7XN:)IFAZUXA^(K>(=+M]+\0:;XABFTH^$O#^DB>2YTQGB M@D^W:?2W6A:M=1ZCISQZQH>I6Z172*\D4,=PH\J:,G\\/\ B&<_ MX*^_]$,^%_\ XD1\,?\ Y-K];R_-/PD)PPF&A.,J]-2C*-&FI1DG M*Z<7HT]4TT]G;Y2OA<3*O6E&A5:E5J--0E9IS;33MLTTT^VI^!]%?OA_Q#.? M\%??^B&?"_\ \2(^&/\ \FT?\0SG_!7W_HAGPO\ _$B/AC_\FUV?VQE7_0QP M7_A12_\ DO/\^S,OJ>*_Z!ZW_@$O\O/\^S/VR_X,Z?\ DGW[?7_91/V?_P#U M"OB%7ZJ?\%!_^3CM4_[$WP;_ .DVH5XM_P &X_\ P3>_:U_X)W>$/VL](_:J M\$>&?!=]\5O&/PCUCP3'X;^('AKQZFHV/A/PSXPTS7)+N7PY-,FF/;7>KV"0 MQ7>U[I97DARL3X^]_P!KO]E+XU?%OXS7WC'P1H&E:AH$_AOPWIT5S=^)=)TR M9KO3H;Q+M#:WDJSJL;2IMD*[) V5)VFO\U/VC'"7%'B!X1_V3P-P_G'%V9_Z M]\-8WZAP[E^*S?%_4\/D^;4J^*]A@:5>I["C5JTJ=2KR\D*E2$)-2DD^[%T* M\LJP]*-&I*I&LG*G&$G-*];5Q2;2]Y:M6U1^2=%?9W_# O[2_P#T*6@_^%KX M?_\ CU'_ P+^TO_ -"EH/\ X6OA_P#^/5_B/_Q+;]('_HR_B;_XA>?^7_4# MY_U=7\+ZEC/^@3$_^":G_P CY_GV9\8U^F__ 3(_P"1^^)__8G:!_ZD%S7B MW_# O[2__0I:#_X6OA__ ./5]N_L0_LX_%?X)^+?'.J_$+1=.TNQUOPWI.G: M=)9:]IFKO+=VFKSW<\;Q6,CO"JP.K"20!&)V*2P./Z,^B5X&^,G"OTA_#3/^ M)?"[CS(*Q>)PE.A0A.M6I482J3BI5 M*D()WG&_;EV%Q5/'8:<\/7A",YN4I4IQC%.E-*[<4EJTM>KMN?I+1117^^!] MD%%%% !1110 4444 %%%% !1110 4A(')( ]2<4M//A9?7EWI,OAO-X4M_%EA'9:C;W4]M8R>-/"7C?P^MOJ<4;V&H"Y\/7, M[64\PLY[*Z\J[B .^#*>A!^A!I:_G=^%7[;/Q+_9T_9<_90_:)^.?Q8^.O[0 MVI_&7]GWX^_&_P +5?A1X'T6?2/#&C>'?A_\ =/UG[%XBUWQ M#IL=O+8ZI%=:%>F?5;J#Q/8QKH#?4_A/_@HS\9_&OBWX;_"CP_\ LZ:"WQ(\ M>_'K6OA"GB#Q1XD^-WPS^$A\/:'\ /$?[0&I^-]!U/XE_LX>%_B3KUSI%GX1 MU[X=ZOX,Y?#=V/$JZ)K=U)HH!^O='^?\_F*^!?VS?BA\>/AG\0/ MV,O^%;>*?"GAKX<>/_VK_AM\+_BY877AN37_ !GXPT+QEIOC%K?P]H6J7MS' MHO@W1HI=&BU/7=8CTO6_$6IO;VFC:1-X;MY+[5;GO_%7Q+\;Z;^W#\!OA/:: MW)#\//%_[*W[4?Q$\2^'EL-.DCU'QC\/OBC^R7X?\'ZRVHO9/JML^D:-\1_& MUG'96E_;Z?>C6GEO[2[N++3I;0 ^NZ*_++Q9_P %&=8L?VG_ !-\ O!/P=U' MQAI7A'XR>%/V>=9UV'3?C0^K0_$;QM\/O"/C+3O%4MUH7P1U[X3:;\*/"^I_ M$7P+HGCC5M:^+.G>+]+T>Y\6>,K+PM=V?AS0M(\:\+X@_P""K5O%X3\$Z[X< M^$SS7?C>W^ /@EUU&^\?ZY:^"?V@_BSX+^,7Q/\ B+\)/%NE_#'X7>/?&]S- M\#/AY\&M5O?$]WX<\)ZGJ6K>*?%'A#P])I?AW2KO6?%.B@'[#T5^/?AO_@IK M\1?%%QJ%RO[/_A/P-X<\ ?LRZY^T'\6O$'QA^+GB;X26VD76G?%WX_\ P,T7 MPYX5M?&OP9TW6+OPYXN\8_!2T\5Z%XV\.9O@/X3^"'A4?'>T^*?B+PM*OBKQ1\7_AM\,[GX>^&/@-\ M)OCO>>,X)_B/\!O#?Q7M-S\1WOAJQ^Q MS@'Z\45^(GA__@L!J?B:V^$VHZ9^SMKEVVN_"7]F3XI_%;PIXXP: %HHHH **** "D#*>C*?H0:R]>T^? M5]#UG2K75M3T"YU/2M1T^WUW1&L$UG19[VSFMHM6TE]4L-5TU-3TV25;RP;4 M-+U&Q6[@A-W87EN)+:7\3/ WCWXT?"V]_:*\6>-OVH/VCOBUI/PL_P""C?[. M_P"Q_P"$?#'B*\^ NCZ;'X"^+'B;]B^WN]>UZ?PW^SM::GKFK:=>_&?Q@FJ) M:S:=._@'X>\$:%X MMU33OC?X<^(>DCX8:Y\6M$O++0/'>@IJ$J>'=,\1^*/LW]O'XC_M._"[]@+X MT_%KX8ZS\,OAK\=?AU\$O%WQ!\2:J]CK'Q0\+^&KKP?X%UOQ#XD@^'L&KV/@ MP^)]4?5=.M]+\(ZOXUT33=)M(;IO$?B#PEJS:>/">I 'Z $@+X_%$_B'1/!_P#PM;3;_P #66H7[Z5927>I:I':-::7;W[6=Y;7#1[O MDOX(_M>?&L>(=)M+S6OCGXV\!WO[:?A_]FWPUX4^,\OP'\"_M/:+XY\-_LN_ M'CXH?%7P#\9-"\&^"4\*1^"M:U[PC\/-5^$HOKGP'XNU^S\567Q ;XBS?!^[ M\+#Q( ?NQ_7I1_G\^E?SX^/_ /@KKXX\+>%?@Y\3O&G@+4O ,OAOX_#PY\:_ M@'X1TKX@:I\6_P#A%_$_[%?[3/Q7T7PG\4_!7Q<^#'PS\:_"?2?"GQ/^'.E: MEK7QHM--G^#VH>"O GBKXDV'Q&E\#:#XNT>V^JOVE/VZ=9L?A\G@+X*:[H<_ M[7/@OXM?L,:;\1/ >EV?C&W^&ATSXV?M)_ 3P5XR\-:+\:_'OPKM/!WB'P?X MC\,?$:[T6W\9>&].OO% T'4SXATGP[I>NPPV=F ?K)17XR?%[_@J5XT^$_@+ MXB7]Y\'? NI_%+X$W'[29^+_ ,/--\?_ !0\22:II_[.6@^"?&=QJOPL'@'X M#^,_$M[X6\:>#/'FD7=U\1?B/X<\!?#[X8^*@?!7B[7KZ_FBOUZ7XA_\%1Y? MA1XW^,2?$+X/R>$OAK\//A5\0?BOX(O/$>J^.=$\>_&OPQX&^#/A_P",%GK7 MPB6;X777P;^(\6O0ZIK/A[6/!_@CXPZ[\3OAFOAF]\4>./!EMHHU>/P^ ?KM M17Y'?#O_ (*,_%/XC>,?#'P9T?X!:/#\8?%_Q$70?#^J>(-7^.GP\^">I^#= M)^&'B/XG^-M3L?%_Q1_9O\&>/[WQ9X3E\--X%N?#FG_#.]TZYO\ Q'X9\6KK M\&DSZQHNC5_AM^U!\?=9_P""8O[*_P 8M9U]+?X[_'BZ_9A^&WBSXBWNB>%] M;L_AYKWQ^^-/A+X4^)O'\VD6$&C^#=8NO!5MXFNY?#T7V!/"NK^)H-!?4=*O M-$NKRPN #]> 0>001Z@YI:_.'Q[\1O&O[(-IXT&H?M$Z9\>[OQ!<_!BR\!_# M/XX:AX;T7XH>$=6\;^)O%7A;6]*1X7FDMOA_\U:9_P %5/BMXE\$ZWXS\-_LT>&I+3X6_L]? MM#_M!?&F+Q#\6O%/A"^T[3OV7_VD?BG^SW\0_"'@/P]XB^#=EXNU#Q'XE7X1 M^*?&O@H>/_#O@+^S0EGX3\>V?AS5[L74(!^V=%?AU9?M^_&C2OV@_&:Q+X*F M_9]\#^$/^"D7B?Q(?BO\1--\)ZO=^(OV;/'G[*NA?#*.P\36_P (M)TWP'\/ MWB^-EOIJV/B*XU_Q+I\/B+Q#=:Q?^-=>\.>%-#UKK/AE^WM\5OC-^T;\"OAE M)HR?#>/1OVG/B5\'_BSH^G:/XXAT7XD>&KG]@R]_:=^'.LZ?:_&SX4?"WXH^ M%X['5M9TM+N";PMI*ZA>>'EO=.UO7/#FM_98 #]F:*** "DW+G&Y<^F1G\J4 MC((R1D8R.H]QG(S^%?DQ^T1_PLKP%^V3\/X)OVMOVEO#/P8\1_L]_M7_ +2' MCCX?^%+7X&W^FZ;-^SMXF_9DCT;PYX4.J_ [5?%J^&[W0?B-XWBU?1KCQ-?: MSK%U>67V77;"2RMV !^L]%?AWXY_X*&_M12^,?V+?"&E_"OX6_#^Y_::^(W[ M,GQ(2:/XDZSX[23]F;XM:OK.D^-/"&K22_"C38]"^+^@2WO@>87.EM?>$]3A MU358-#\31-HMQ>WG)_$C_@J5\2O$5GJO@_P7X=T'P;J6MI\"OB5\-?BKX$U; MQ1X[\,:U\/+O]OK]GO\ 9O\ B1X=&O\ CSX.^$OAOXZN-=\(?%>T>'QE\%O$ M7Q(\&V+ZMKMC8^(H+K2?"WBGQ& ?O>2!U(&>F2!FEK\6/VV/C[\6_!/[7\7@ MO3?$W[8\'P?\&_L=:O\ '+Q)X<_8X\&? WQ;XKCUW3/C3<>&]0\0^)=/^*OA MC7_$6N6T7A.S>TT7PUX%BU'4+V6WU.4Z+=77V9VY#P/^WE^T;X.\(^%K[Q)X M8O\ ]H/Q;J'[+W[,WQ=O];^'=S!XW\!P>!/CI\@?M$?LZ?LH?$#P7;^'M^!OPXUC6 M?$W[95[\?K^U^-^F_#RSU'QEXZUSPQ\$]/T3X4_"/4M'T3QGX[\1^"->M3X6 M^'\'A;XF:GI-OQQ_P46\9^)_C)9>._V41HOQD_9^\+?L7_M*_&OQ]X9\>R^* M_@6UWXE^"'Q2^#44\OAUO&7P?O?'E_XHN_!GB+Q3H>@1W>GZ'\.EN[O[;KVM M/-%8$ '[545^4FH?\%+)?^%\?#GX?^%_AE8>-?A[\3_'>B?"W0-7\/Z[XX;Q MUI?C;Q9^S1XB_:+\):?XT^V_"^T^!W@?6]5/A_\ X0:Z^&_B3XX6GQ&T9-7T MCQWJ6CPZ!E?#CQ5X;\-:WX1^&_B_P"' MWQ9U2VBUSPAXWL_#6G^*[[PT ?ME02 ,D@#U/ K\)_BE_P %(_C[\1?@OKGB M7X)?"C_A4VH_#V__ &,D^,NJ^/M=U;1/'/A35/CY^U+H'P\U[1OA]X#\=?"* MUC\:>%$^'>BZ[K">)/&*?#C7]?\ #GCO0KCPWX=TKQ9IMSIT7W;\7_%?Q'\? M_M5> ?V9?#?Q!\8?!SP?+\!_B!\<_$_C'P'9^#V\:>-=1T3XC>"?ASH7@S0= M7\9^&O&&GZ#H7AH>)+OQ/XUFT_P[)K>IW>I^!-/M];TC26URRUX ^ZZ*_'WX M_P#[>?C7]C/X26DFH:_\.OVN_$/PQ^%_QI^)WQ/\6>'[_7]!\:^)?"GP4\?: MOX8UBV/P_P#@?\-OB]H/@_Q5I&GZ-K/ACXA?$3QU'?BV+WXE MW_Q*^!G[/_Q*^-FB>,SX2O?A3K7ACPUX8\36_P -/$_A:*35M1\0ZEX7\3VV MC:[J?ASQ!X.U"Y:W /U\HK\0?A3^W[^T.NE?%B7Q9HGPJU^ZOOVA/@Y\+OV? M]%U;Q3\0+[QA=>$O%?[!_P !_P!I37O[9\,_"+X ^)O'GQ+\;1ZS\1(KW5X? MAWX OK#2QXC\4:OJLOA'P-X'T6+7_H#]@C]K[QE^UQ\0?B'XRO5O= ^''B/] ME[]AOXT^!?AQ?1:=<3?#_6_C;H/QSOOB#ICZ]'HFC:QKCRZGX-T>T^T:O#;E M8=(@N(-%T"XOM1TX 'Z?4$@E%?F7+\>?C?\*_$\'[-G@+Q M/X#_ &P/BUINC_'SXI7WBOX@>*--^$%QX3^%_P *-0^%L6F_#'XC:K\-O!?C M+1=:^.<]]\9/".DPZA:>"/A_I2^#);/QMXLT.#4);-?&7B%A_P %3_B)X[UG MP[?_ K_ &=O#]_\./%_Q._9$^$OAWQ#XZ^+=YX9\42Z_P#ME_LX>!?C[X'U MS4O"NC?#OQ/866A> /\ A.=-\.^.K:'Q'>:MJ*>=J'AF*:6U^Q70!^T=%?B" M_P#P5@^*MUX:UCQ3HG[,GA/4++X:^%O@9J'Q;M[OXWZAIDT7BSXP?ME?'K]B M6]\,_#R4_"F]BU_3_#/CSX(77CV+Q'XE7PPVK^!]:@L#HECXBB,!],T[_@HC M\8_$5YX\^'_A7X!_#[4OC%\$;/\ ::\1?&'2=4^,FOZ'X!F\-_LX>,/#/A:W MA^&OBP_"C4-5USQ%\3D\5V=]IEMXF\.>&](\$MINIP>(M3U!)M%N-3 /URI" MRC@L ?0D"ORF^&'_ 4A\0?$SX@^#9['X-Z7IWP'\>_M/:-^RYX=\9W?C[4# M\39_$/C3]E'P_P#M4^"?&][\.?\ A"$T"P\-3:?K1^'_ (DTP_$"XUO2M>B; M7+!=4T>+R;GS;XP?$']H[QA^V[^T-\,O">M_MKWWPY^&7PB_9@UGP]HG[)]] M^Q5H6E>']<^)O_"\IO%M_P"+[K]IEM/\4:OJFJIX-\/RV"^'YM5T73;+3GCD MCL;V]:&^ /VCHK\MO%/[>_CWPQX_N]+T3X.Z+XH^$&B_M.:Y^R%=^.=9^)US MH?Q(E^(7@C]G[Q9\9_$OC6Z\!I\/6T2;P;(/$L/[.-EH/@._\ #6H_&'X;?\$X/CCYFC?$#242V/[: M/QJUGXHOCAX$\':U^T+\;/A%^ROXV\#? M\(IXGU+3_#?Q1O\ XZ_%3Q-\/OB'-;VTOP_TN3PTWP.T#0K7XB>.+'3=/UNU M/AG5;!K2[C:4S5[C^W;IOQ>TWXD_LG7?PY_:=^.GPATCXU?M)^"/@/XS\+> M$^#<^@#PGJ/PQ^.'C74=;TD>//@YXWUO3?%M[JO@_P .Q2ZG_;4^GQV-D;:V MTBV>XNIYP#].\@]#FBOPLUK_ (*<^*O@]JGQ"^&.D^!?&?QG\:^ O'?[4-Q+ M-XVO?&^NZIKG@3]G?Q3X"\ 6>D^'9/V>OV7O$UO8>+/B)XA\1W*^'K3QGHNG M>'M!GMKEM<\=:J=6TJQL_O[]DS]IWQ]^TYK?QPU2\^%6E_#KX8_#/XHZ[\)_ M"6H:MXNUB\^)?BK7/"]MHNIZ[J/BCP#/X)TK2O EG;67B33=+&FGQ?XAUN'Q M-I?B*POK.SL;73[Z^ /M6DR,XR,]<9YQZXKX._9'^)GQW\7_ !F_;D\#?'#Q M/X1U^3X2_';X=^'OA]IG@;PU-H'AWP?X'\8?LX_"+XD6WAN.[U.[O_$'BO4[ M;5O%NI7NN^+-;N;1M6U6[NQI/A[PQH<&G:):^9?"_P 3?&+XN^&KW]I?7/VH M[_X)6NF_M1?$#X?0?"7Q)X;^&(^#&E_#GX8?M+>(_P!GX?#+Q?%JNG6?CF\^ M)GQ-L?#/VRS\96WQ1TG4=$^*GBWPU8:!X=OO"NGOX'\3 'Z?T5^)_P 3O^"L MWB;X=>)_B!H^F_!'PM\1K&S\,_&W6/A;=^$_B1XUL])\4:W\#_CC\&_@WJGA M/Q#\2M?^#&F_!S^U->7XPV>M7TWPO\=?$Z#X;ZWX?U/P5XT7[;YFJVW-_M1_ M\%!_C]\/-*^,OA72O"6A^"_CU\$? ?[;<3V^@>/(_%/P8U;Q1\)_V-/AW^U' M\*_%6I2>)O@O#XNUZP?0/B-IT&-6T>\4 _=2B MOQF\>_\ !1SXD^!=<\"_#;6/!W@F_P!7\2P?#/X4>,?&7@+Q!\0/%6H^ /C9 M\5?V;]2^*^F:MJT8^"MK\)_#NDZ?XLM]/TRQ\"^.OB-X;^)VO>%M2M/'UKX) M@TF]\/Z#XC_0W]C[QSXH^)W[)G[,'Q(\<:H^M^,_B!^SQ\$O&_B[69+6RL9- M6\3^+/AEX6\0:_J;V6FVUGIUH]_JVHWEVUK86EK96[3&&UMH($CB0 ^C**** M "BBB@ HHHH **** "BBB@ I" >OJ#^(((_(@&EHH ^<&_9%_9OD\(> ? ,W MPD\+77@SX8>"/'?PV\#>&KU=2OM(T+P+\3=!7PQX\\,):7FHSIJ&E>)]!5=+ MU*'5O[09K88@DADS)3_!?[)WP$\!:UH'B?0? \T_BOPSXPU7Q]I7C#Q1XP\> M^._&(\6ZS\.#\(;O6=1\7>.?%/B3Q)K('\ ^-]"^)'@]KQ[M#H7C?PS'J$.A M>(;06MS;A[S3H]5U!8$N1/:D7+F6WD(0IYC\9_V5_@G\?==\'^*?B5X=\07? MB?P%HWBSPYX4\2>$OB7\4_A?K^E:!XYN/#-YXLT3^V?A9XV\%ZE?:5KEYX-\ M+7EYI^IW-[:_:]"TZZABAG@$A^AZ* /F]/V2?@ OCKP[\2'\"277BWPS=>#] M5L;N_P#%_CS4M,O_ !+\/_"S^"?!/CCQ1X9O_%-SX7\;?$;PMX59-#T+XE>, M]%U_Q]IMA;6,=MXC1]/L'MGR_LE?L\-X;\6^%;3X9Z3HVF>-_C-JO[0^OW'A MO4O$?A;7S\<=;OH-0U3XK:+XM\-ZUI7BOPKXZN[BW16\0^%=;T6^CM9+JPBD MCL+V]M;CZ-HH ^6[?]BK]EVV\+>(O!:?!SPQ)X<\6_"ZU^#7B:PO)MXU.[U5O'OC[QAXWN?%\MZ?&EYXOUZ]\37?B*?6O( MO8?"/BO_ ,$Z_AYKFG0/\&D\'> _$]_\1G^)WC?Q!\3-"^)'QCU#Q_XN_P"% M;2?"RT\5^(?&"?&?P%\7O^$PM_"*6'AO5M ML?&FB? ^ZM]:^'O_ L3P3X4UO1_ GCFR\*^+4N_%WA'P_XO\/>(-!\%:UJ- MW-X6L=-$LGF?<0 ' XZ_J:** "BBB@ HHHH " 00>A&#]#7C-S^ MSW\&[R#Q3;7/@/298/&OQE\&?M!^*(S/JBC6/C)\/;_X?:GX-\>W!34%:/5] M O\ X5_#^ZLXK9H--:7PS8&YL)U>\6Z]FHH ^3K3]AS]EFREU9X_A+IDL.JR MZ*8M-O?$'C34=#\-VF@?%/1OC;INB^ ?#^H>)KK0_AKX97XK>'?#_CJ\\*_# MS3_"_AK5=?T32;G5=)O8M/M((?H#X@^ /!_Q4\">,?AG\0-"M?$_@7X@>&=< M\'>,/#E\]S'9:[X:\2:?<:5K>DW:9#J=^D"77VBU(N7,UO*50IYWK_ .RS^S[XH^(=W\5=?^%?A?4_ M'FHW_@_5=3UVXAO/^)MJG@+P?\1_A]X4U+6-+BO8]$UB_P!*\"?%KX@>#5O- M4TR[N+WPOX@;0=2DO=,TS1+;3/H"B@#Y:\$?L6?LS?#VX\.7GAOX76(OO".H M:5?>&=1U_P 1>-/&6HZ'!H'PV\=?"#P[X>TW4/&?B;Q#>VW@CPU\-?B;\0?" M'ACX?)/_ ,(+X;TCQCXA31/#MA<:GFZG\$ MO"=MX"M/#/@"]U+Q#/I>AVWPMU_1O$_PXATR\;6?[:M$\#Z[X=T#4?"XBU13 MHLFB:1%8F*WTZTAB^@** /C37O\ @GY^R+XG\.P>%-?^#]EJNB'P[\1_"6NV M]WXM^(;W/C_PS\7]?C\5_$[0OBSJJ^,$U?XQZ7XY\4Q1^)O$=G\5K_QG%J/B M-1KD@&IYN3U*?L7?LR#Q)JWBBX^%&CZE>:[:Z];ZKI.M:KXIUWP;>77BOX=V MOPD\6:^_P^UG7[_P"GC'Q;\,;5? /BSQQ%X9C\8^)_"4]_H>NZ[J%CJ>I17? MU%10!\E1?L-_LR1:(VB'X>W]RY\7:!XYC\3W_P 1?BKJ7Q$M?$GA;PA>_#[P M[M["^EN7C ML-/18CIP6<3Z=);VL]C/;SVEM+%[910!\D1?L,_LQ1Z=JUFWP\O[G5-:\5^! MO&]]X[O_ (C?%74OBVOBCX9V6I:;\/=5T_XT:CXYNOBYH\G@G3M<\1:=X7M] M'\;6%CHFG>*/%EA86L-IXK\1Q:IX@?\ @EK^S"?BQH_C)?".EV_PQT'X->*? MA/8?!&P3Q-IOA:ZD\??'_4/VB?B#JWB2_L/&%NWC+P]X\\<:A)?>+_ASXNTS M6_"/B'4U&JZO:WN18K^DU% 'ROXG_8F_9=\8R:]+XC^$.@ZFWBB7XS3>(A)J M/B:&/6G_ &@G\(W'Q=&I0VFO6\-W'XOU+P!X&UZ2&5##HOB;P;X6\4^&DT7Q M'H&E:I:Z/@?]C[]G3X=>*K?QWX6^'%O!XX@\<7OQ,F\::QXE\:^*_%NJ_$+4 M?AE)\&K_ ,:^(?$OBWQ+KFM>)O%%]\+Y%\%7FM>(KW5+ZYT2WL8)IGET^QFM MOI>B@ HHHH *XC5?AQX(UOQSX=^).K>'+"_\;>$_"?C7P-X?U^Y\][G3?"7Q M$U#P=JGC70X[?SA8367B&_\ '@^XOA=6D\N[0[5+>6"*2[2X[>B@#Y%\.?L M(?LH^$X[1-!^$6FV)TK7?ACKWAZ=O$?CB\O/"$GP9\2ZCXN^%FB>!;Z_\47= MYX#\$>!M?UC6;OP]\._!L^A> +.'6M:TX^&9-+U?4;&YS=%_X)\_L?Z!+:S: M?\%M&9].\/:'X.T4:CXB\=:S%X:\$^%_B=X.^,OA;P%X2@UGQ7J$'A#X?>%? MB9X!\)>+?"W@+PQ'I/A#PWJ&DB'1-%L=.O=2LKS[,HH X0?#+P(/B0_Q='AN MQ_X6/)X*B^'3^*R]V=0/@N'Q'+XMBT#RS<_81:)XBFEU42"T%W]I;!N#"%B' MS_%^P?\ LG6=C]@TKX.Z-X>2&?2;G2+SPKK?C'PGK'A2XT'XF_$+XP:%/X$U M[PUXETG6_A]-H?Q ^*WQ&UK19? ^H^'GTFU\8Z[X>T\V_A>\.B+]=T4 ?,=I M^QK^S+8:1#H=A\(_#MCI]MIWP>TVV%E=:]:W=LOP"^(?BGXL_"34;;4X-834 M[;Q%X/\ B5XW\8>.+;Q5!>1^)]4\2^)MOC_X@ MTOQ3\6_AO8^+]?TCPCXB^'UOJ4VM>*M(FN?A]XPU?1-=\8^ -8C\/:_H]OX@ M\">,=2\-Z#)XO\&:_#J?AKQ3;Z59:?K^EZCIT(M#]'44 ?+6I?L5_LQ:S\0V M^*&K?"?2-1\6GQW=?%",WFK^*Y_#-I\1M2\$3_#;7/'6G> I/$#> -,\6^*/ M %S=>#?&.OZ?X7MM2\9^&[F?2/%5QK%G-+&^9I'["_[+^@^'?^$;TCX.O"K_"[2=:T#X;V7@;XDOXX?XB> -%\!:!XF\4Z!X- M\/>"?%.@:#X;T+Q7XKT;2=-M=,\3Z]:ZA]<44 ?'FJ_L"?LBZS;^#+._^"N@ M-8> ]'\!Z%H6FVNL>,-.TN>Q^%WCB;XF_#A_$^EZ;XDM+#QSJ7@7XBW>H^._ M">M^.;?Q)K6@^+M9U_Q#INH6^J^(-:NK_P!B^*WP%^%GQJ;PQ-O"TVO6']EZ_%X>\=^ ->\+^,]&L?$&GB*T\0:9I^ MO6^FZY!:V2:M:7GV"R-O[#10!\9>)_\ @GO^QSXN\*:7X%U;X%>%8O!FE_#' M4/@TWA/1;[Q3X8\-Z_\ ##5-7NO$=YX)\+[:6'Q-K&J:K=\?\-?\ @G7\"?"/BSXW^-O&NEP_$[Q#\:?B MY\=OB9$+ZZ\/O?VFDS7%G_L.?LOWMW'J"_#(:7J,.L>&]>MM2\/ M>-/B-X7U.SU3PM\)=/\ @18SV.H^&_&&DWMC%J?P"P\?^#] M!T#1O'=MXCMM"T@67HOP=_9O^"'[/]N+3X-_#G0?A_:+X(^'WPWBL]!_M".T MM_ OPJC\20_#OPM:6MW?7<%IH_A&W\7^(K;1K:UCA^S6NI/:LTEO;V<=O[=1 M0 5YC\5/@W\./C5HNDZ%\1_#BZ[:^'O$>G>,/#-]:ZIKGASQ'X4\5Z3%=VMA MXE\(^+O"NJ:'XK\)Z_#8:AJ>EG5_#FM:9?3:1JNJZ/I^#= \"3_"/3K?0_#EW\0KVRN=*\2>.-#\57\_Q<0)\6_P#A)_'N MB>*=/\>>-(?BP$@;XHVOC+Q+KUK\19+.PD\90ZU)IU@UKV\?[*O[/4%^=1M/ MA1X5L+@?$+X9?%2)-,@O-,LK7QY\&O!NB_#WX7Z]8:9IUY:Z;I[>"O!?AW1/ M#FB:;8V=MHT&FZ;;12Z=,ZM(WT%10!\Q6W[&?[,EGI7BC0[;X1>'(=*\9GPF M?$]FMSKWE:O_ ,(-\:?&_P"T/X3^T,VL&1/[%^,_Q'\;>/K7[/)#NU?Q!>0W M'GZ6EII]MF^,_P!A[]EOQ^VKOXG^$^FWP\0^-- N?$5Y\8 MK;PY:?%?2O$%SX=\3:3<:YX.^)-OX/\ "T7CGX?ZK+=^ _%(\/:0=9\-W;V% MNR?5]% 'A=M^S3\"[*]MM1L_AOH-K=V7QDMOV@;-[8ZC!':_&"S\!1_"^T\; M6UO%?I;07]KX AB\+6UC%"FBP:7%&D6EI,BS#B/B3^Q7^SS\5_'^M?%'Q7X9 M\86OCOQ)X=\->%?$7B#P/\9_CC\+9M>T+P:VOMX6L]:L_A=\2?!NF:J^@?\ M"4^(4TN^OK&?4+2/5KR*.[$3JB_5=% 'PO\ $K]@3X.^-_BU\%?C1H,4_@[Q MM\*/C9X3^,>LWBW?BGQ%:_$*Z\*_!KQS\$$@US1]3\71^'XO&&J>"O%FF:+J MOQ3N]&UCQSJ?AOPOIWA;5]0U/2WA%CU'@S]@G]DOP!+IUQX7^#FCV5SH[?"= M='N;K7_&NLSZ/8_ CQEJ'Q ^#.@Z-+KOBC5)-(\)_"WQ9JNI:GX"\':<]MX5 M\+1WMSI>D:/;:/(VGU]@44 ?%_AW]BCX9^$?BW\ /&GA73]"\.?#_P#9>\#_ M !:T'X)?#W3=*URXU#PIXG^-VHV0\=:POC#6?%NJE/"EMX;L6T#PAX T[P_I M^G^&UU;4WAU*72K/PSH6A?3/C'X<>"?B!>>!]0\8^'K/7;SX;>-K'XC>")[M M[M'\/>-=-T3Q!X\M]%\4Z_IZ)=K%K7Q?XPUSQ]XBMM,^TK!J7BWQ(+-=9UAXI[B>.WEO$T^RC^S6: MVUA;Q6T,-I:6\2;*[ZB@#B?#GPY\$^$O$WQ!\8^'?#UGI?B7XJ:WHOB+X@:M M ]TUQXGUKP[X1T/P'HM_?I/<36Z2Z?X2\-:'HD*V<-K";73X7EBDN6FGE\>U M#]C[]G+5?B.OQ5O_ (9Z?<>*_P#A/='^*TT!UOQ9'X+O?BKX>MH+;0?BEJ7P MQA\01_#+5/B9HPL]/N=+^(.I>#[OQ?8ZAI>D:K;ZS'JFDZ;>VOTO10!^;'QW M_P""6G[,'Q>^&WCOP/X?\):?\/M9\::+XH\+6OB"_!>N>,XO#G@[P?\2]?\)6UWXB\+>#8?#7A\ZW,GB2+31J=HC2?0$' M[%'[,$=C+I]W\)M&UM+J7XMS:I>>)M5\4^*M9\0S?'7PK8^!/BK<>+-?\2Z_ MJVN>+[OQAX'TK2/!VH7GB?4=6N;;POH^DZ%I4FG:7I=A:VWU/10!\?G]@K]E M&36-'URY^%,=_?:#K/A'Q1I::IXT^)&JZ;;>-/ _@#3?A7X=^()T34?&5UHE MQ\2H?AOI&G>!M4^)-WIUQX[\1^%K6/1?$OB'5[(R1/\ 3/@GP9X8^'/@WPG\ M/O!6D6WA_P '>!?#.@^#O">@V;3O::)X:\,:3::'H.D6KW4UQS65X&NM M+OK74+83QA3)"9[.:>$2QAT+QE]Z!E+*-PSI4 %%%% !1110 449 ZG';\?2 MC(SC//7'?'K0 44=.M&1Z]>E !110"#T(.#@X['T^M !1110 4444 %%%9FL MZUI'A[3+W6M>U33M%T?38&NM0U75[ZTTS3;&V0J'N+R_OIK>TM8%+*&EN)HX MU+ %@2,F^P&G17D/_#0'P,'7XR?"G_PY'@G_ .7U=9X5^(O@'QS+>P^#/&WA M'Q9-IT<$NH1>&?$^A>()+&.Z:5+:2\31]0O7M4N'@F2!YQ&LS0RK&6,;A:<) MI7<))+=N+2^]H2E%[-/T:9V5%%%2,**0D#J0,],D#-+0 4444 %%%% !111D M'H<]OQ]* "BBC(SC//7'?'K0 449&,Y&/7MQUHR..1ST]_I0 4444 %%'3K7 M,'QIX0!(/BCPX"."#KNDY!]#_IM&POM.;V?UBO2H<_)R\W) M[2<>;EYX\UK\O,KVNA-I;M+U:7YG3T5B6/B7P]J=P+33M_NF1Y!;V6JZ? M=SF./!D<0V]S+*40,-[!-JY&XC(K;J\/BL-BZ;JX7$4<324G!U*%6%:"FDFX MN=.4H\R4DW&]U=76H)I[-/T=_P @HHHK<84444 %%%)D8SD8]<\?G0 M%%&1 MSSTZ^WUH **,C&*_6"O MB#]@']G#QU^RY\#+SX:_$+4?#.IZ]$YX?%WA70 M+BXN+&*#4;-Y(/MEI>VDCZ?=?J&0""",@\$'H1Z&OG63]DO]G.?XB^+?BI=_ M"3PG?^,O'-CXHL?%-UJ4%]J>C:J?''AO0_!OCG47\'ZA?77@RUU_QQX0\,Z! MX5\:^);#P]:>(O%WAO1]/T+Q%JNI:7;):T ?&'Q!_P""AWCO2?C3X8^!7P_^ M#GA;Q#XI\:Z[^R1X;TC6?$7Q&U+1=$TFY_:>^%/[5OQ-O=6UR'3?!VL7[V'@ M"U_9I2".RL5-YXM3Q4P2;07T^.6Z\27_ (*]>*[N#2$TG]G+6-<\0>#_ ?I MOB7XV^$O"%A\=/B+J']HR_'OXU_ 75O#GPDU_P"'WP%\1^#[RYL[OX ^/O&V MD:E\8-=^%MCX@TZZ\+>'!_9=[=>*-<\(_HUX#_8A_99^&FJ:-KO@_P"$&@Z? MKV@:WX#\1:5X@O-3\4Z_X@M]7^%_A+QSX"^'-U)KGB3Q!K&K7:>!O!'Q)\:> M$/"EI>WES8Z%X9UI]#TZV@TZQTNWL$U#]A_]E?5&T477P<\._9]$NM4N1IUM M?>)+#2-=BU?XI:I\;+S2O&VC6&NVND_$/PZOQ9US6OB#8^%_'UEXF\-:3XIU M;4=5TK2;*:]N1* >:?M^:G\-]/^%7P MFTKX)W/C?XB:]I5KHL7ACQ!K&I_&VXETF+X4_#B[DO-7^(OA?PYI4GBSQK;Z MKI6EZ!J$VJVUCX1\7?(WA_\ :L^-/BOQ7I?QUT7XL7FL?#Z/]LW]E7]E?2?A M/HWA#P[8?#/X@?"_X]? GX">,-9^+EH=:T&3XJ6/B&\\1_'.3XG>$KRX\8:= M#HGP]\*:1X8UGPM/=7?B:6__ $_^,_[-OP2_:"30E^+O@'3?%\OANU\3:9I% MY)?:YHNHP:#XVLK33O''A2?5/#6K:+J6H>"_'%CIVFVGC?P5J-W>>$O&%MIF MFP^)-%U1-.LA;T!^RQ^S\GQ3T?XSP?"WPS:?$/0$T9M)U>QCOK#3K6_\.>%M M0\#>&]?_ .$4L[Z#P;/XK\-^!M5U'P1X<\877AZ?Q7H'@V]N/"NCZS9:#)_9 MX */[4VO3>&?@KKWBNZ^.UK^SAX3\.76A:[\0_BO_8.DZ[KFD> ;'4H)?$>C M^#8_$%OJ>D:=XR\7(;;PMX&M8\4^!OA5IOQ,\?:-X-^,U[H_P"S M#X>_:$\.7_@S5?#^CZGIOP>M]&U?X]^!/".A^ -?F\2>,;"PO=0\*:YHVI:; M%^I_BK]D7X&>/_@SX$^ _P 0/#.J>,_A_P##?5O!GB+PG!J_C'QI::]IOB?X M>WC:EX-\31>+- \0Z+XH&N^'=3*:GI&H#5Q-8ZC;V=["PNK&TFAQM8_8>_9B M\1^$?!_@;Q-\-?\ A*O#O@9_%B>'X?%GC3XC>*=2_LKQY?V.I^./"NM^(?$' MC'4O$GBOP+XQO-+TF3Q3\/\ Q9J^N>!_$":/HUOJOAZ[MM)TZ&U /BGX@_M; M?M(^!_BCH/Q+U";PTWP@UO\ X)<_M+?M8>'?@1I_A&]/B@_%+X1:?^S)XE4^ M-O%L^J7&I:C*+CXD^)O"&@>$O"UIH5K9Z<;G4M9U/Q'K>I:>OAKT?_@GU\8? MBSXMUSQ7X*^.?C3XKZWXYU7X'_L\_M :1H?Q/T+X)Q6Z^'/BW;>.K#4O%/@G M6_@FMK::+X>U;Q5X3U'1G^$GC.TU;7_AU+X?MKW3?'WC?2/%IDT;]"=3^&O@ M36O&6C?$'5O"^E:CXP\/>#/&'P\T?7+R!I[BR\%>/M1\):MXQ\-I [FRDTOQ M#J'@3PE#[;4]2 MA\-:'I<>H7BS@'N-%%% !1110 5^3W_!Z21QRQM^SWXF#1RH MDD;#^TM$X='#(P]F!'M7ZPU\0?\ !23]F_QU^UY^PQ^TY^S5\,]0\,:5X]^, MGPLUCP5X6U'QG?:EIOA>TU:_N].N(9M;OM(TG7-2M;!4M)1)+9Z3?SJQ0+;L M"Q7JP4X4\;A*E1J,(8K#SG)[1A&K"4F_))-OR,ZR;I55%-MTYI);MN+22\[G M^/=-INF>;+_Q*]+_ -8__,-L?[Q_Z=Z_LR_X,Z[:UM_BK^WD;>TM+8M\/?V= M@YMK6"W+@>*_B_@.88T+ 9. V<9.,9-?+DG_ :7?\%)&=V'Q2_8\PSLPS\1 M?BOG!)(S_P 65/-?T"_\$#?^"/7[3W_!+_QM^TSXC_:"\6?!;Q+8_&+PK\*- M$\+Q_"GQ+XOUZYM+OP/K?CS4M7?6X_$_@;PA';03P>)]/6P>SEOWEEBNUGCM MECB>;] SS-\MQ.48NA0QE&K6G&BHTXMN4G&O2E*UTMHIMZ]'V9X&!PN(IXJE M.=&<8Q>"AJ^NW'CWX9?$+^T8K#0+**"RTAEAT M=W:>6_L;PR%H_DSP=_P5<^*5AX4\ :-J7P?O?B_XT\+?#CPMXP^+FL>!_!/Q MIO+GXCZ7K_QT^,WP3\/^(/A1IWPO^$7Q+^'GA_4/%WA_X&^(OB_!9?$KX@>" M?"]Q'K^@>$-$U6*SDUKQ-X6_4_XN?LB_L_?'+QKI/Q$^)7@6;6O&6C>%+OP) M;ZYIWC+X@^$I[SP5?ZNNO7GA/7;?P7XL\.6'B;P[<:PO]H2:/XDM-6L#<-(P M@"RRJZ^+?V0/V;/&\_@Z3Q!\(_"TEKX$\,^%O!&@:+I0U/PWX8?P+X'UNR\2 M>"O 7B#PGX9U+1_"_C'P'X/U^PMM9\+>"/&6C^(/"OA[4Q+>Z3I%I<7-V\X! M\<>+/^"A_CSP5\,/BE^T7JWP<\*7OP"T'6_C7X&^&LND_$3Q'/\ %OQ+X[^$ MWQUA_9WT&/Q'\.HOAK=WMMX<^(WCR'7=3DF\"_\ "<^)_AWX0TK3M0UCPUXA MU?7VT71?);__ (*?_'43W/A#1?V9]%G\:Z%X=_:;\8:QKOC75_CA\'_ FO>% M_P!G3X8?!+XJ?;_!.F?%7X">%/B7?3^*HOB]-\/=0AU3PE::?X2\9>&KS4(] M7\4:'/;I+^BUU^QC^S!?>(O'WBC4/@UX1U+5/B;IWCO3/&$.IQZGJ6B7L'Q2 MFTNZ^)\^F^%[[4KCPQX8U3XDWVBZ1J7Q!UOPIHVAZUXUU33+#5/$NH:GJ-K# M=*N@_L;?LV^'AXT/P]:>'M9TZU MUS5X+/H_$'_!6OQ981Z?INB?L[:QXA\:^"_ GBCQG\9_"'AO3_CC\0FGO_!/ M[0/QE_9UUWP?\'O$7PO^ _C'0]4O]4\2_ #XFZ]X2\2?%F;X6^'=8LAX,T6Y M>PN=<\4ZMX#_ $-\1?L1_LM>*8])36/@]X=DGT"'X31>'M2L;[Q)HVM>')?@ M3H'C;PQ\'K_PYKVBZ[IVM>']8^'&B?$;QK9^$]7<-^;Z.TN M;9-6_8A_96UK0_!'AF[^"_A6'P]X \,Q>"=#T/2I=$?#'P&O?#GAJ]^$FO>(/ DEE\*_A9XR\0Z7\0O"OB;0=;;QNEOX"UWPA M!??J?X:^&/P_\(>%M9\$^'O"6BV'A'Q#KGQ \2:[X=-H+W2=7UGXI^*O$'C; MXAWFHV>H-=Q7?_"7>*/%7B+5]9MIE>SN9]7O(A;QVCK;KYS\+?V6?@)\%]"\ M5^'/AO\ #G2O#ND>-]%T?PQXE@.H>(-9GU#PCX_\ #_A;P7'J/B'6-7U/ M3O _A'1-5U32_!O@K2KRQ\*^$+'4]1M_#6CZ4E]=^< 5_P!D3QQXF^)O[*/[ M,OQ&\::G)K'C'Q_^SU\%O&WBK69K:SM9-4\2^*_AGX7U[7=2EM=.M;'3K:2^ MU;4;N[>VL;.SLX6E:.UM;>W1(D_-_P#:6_:!_:&^"?Q.^.GB#X5_&;7/C?J/ MP4^$G[3'QO\ C=\+H_AYX1M/@1\"/AKX>^ OC3Q9^S/X O-;LM-'C6Z_:%\5 M_$:Q\"Z]?:--\1[_ %#Q/\,+OXC^,-?\(>!_"-U\)ROZH>%?@IX \#ZKX#O_ M CIEQX?L?AK\)U^"W@WPWIVHZA'X9TCP#;W7A6XT[2UT:6YFM;F?2(O!^CV M&DZC=+/J-EI_VZU2Z,>H77F>4^'/V(_V9_"7Q$\5_%#0/AY- M/&ML?'OQ.O/!OBWQ1\4-.N-(\?ZUXC^&FH>-;OX::S=^*=,N6L-4_M#PA<0R M6D%C!%%"FG:>+4 ^&?%7Q-_:P^&?@7]N;X9>#OC_ >/O''PB_9&^$O[1_@+ MXX?%GX>^$];NO"VN_$?PS^T-'XYT:V\,?#RS^&WAWQ(EA?? ZS\8?#C1]:MX M[70Y/&4MEK^H^(_#6CZ;X>E\?^,O[8?[15O+X0O--\3?%OPKX'^"_P"P#^S? M^V)\9?'GPZ\+?!+6(]0N/B?K_CNR\<>(?&^B?$S[)>?$#PYX.\._"?5]2N?A M;\*F\ ZYJ]AXC\5ZE;>+K/Q-I'PYT6]_7#P!^RG^S_\ #'P/XX^''@KX:Z/I M7A#XD:8=#\<:=<7VOZW<^)/#\?A*+P%8>'-1UOQ!K&JZ^WAO0?!,,7A+PMX= MAU6'1/"7AR*/1O#%AI%@@@JCXU_9!_9N^(8\ KXQ^$WAK6HOAIX:TOP3X5MY MGU>VM5\"Z+J&@:OI?@+Q#::?JEG;>-O 5GK/A;P[K4?@CQQ%XD\*'6M'L-7D MT=]2@%T0#Z0B<2(KJVY6&Y6Z@JWS(0>X*D$$X)&"P#9%/H Z< M-T&>F64@9]LFOP^E_P"";GQT>21QXB^&&'DD<9UWQ&" [LP!QX3QG!Y]^YZU M_F=^T1\)_$GQ/?A'_P 0]X/SKBO^Q'QU_:W]D48UOJ/]H_ZFK _6.:I3Y?K+ MP.+]E:]_J]2]K*_@YWAJV(^J^QI2J\GM^;E2?+S>RM?UY7]QQ_\ P3Y1!^T? MI16.-3_PAWC,96-%.#:V&1E5![>M?OK7YA_LL_L:?%'X*_%NR\=>*M8\$7FC MVWA_Q!I5^P_01X M#XR\.O!'$\/\<\/9EPSG4^-\]S"&79I2C2Q,L#B$' M?65.:MH=.3T*M#"RA5IRIR=:!V,VF2:JNK^"?A[K.M0ZOIFDZBLZZFF@ZC_9-U=A MK&]LH6FM(]0B,5TDBS>&_%^@MJOAW5-&U2Y\+>-/#UQ)H7C7PE>7EQX7\8Z.4TSQ-I&J MV<44*?V@>J?!OPQ_;]\4GP7X"T[Q1X-M=?\ $A_:8_8__90UOQ#=>(ETV[U[ M4?C_ /LD? C]H+7?B9-I5IX>CM;/4=*U3XJZEI*^$;0+9WL&C_VE'JNG)=G3 M[/Q;1O\ @K9\0[7X;?#3Q?\ $']GS0=!\0?M#_ ;]EOXV_ SP]X0\8_$7XF+ M;#]I7X@Z=\.5\+_$JU\'?!W4O&0O?!<^K:=XKDF^'/@[QC<^)-/GNO#=AIME MJEE#JVI?IIJW['W[-FM_$RQ^+^I?"7PU/X^TWQ!X)\7V.K1R:S:65KXR^'&@ MOX4\#>-(O#5EJMOX47QIX8\(R'P;I7B_^PCXC@\&K%X1.IOX>+6BN/V9_B#IVJ_$CX:Q^,O&?@KQ2?#.A:YX?O&T?0_BQX9\+_&30/A M+XFUOPCJ-K?Z5XDT73/'?AOPVPU/[5X>U*'5[33FOM7^#_ WQP_:+\5?&BT_ M8X\0?%3XX_#J[F_:K^(WA*^\>>*-._9_U']H31O@]X5_9-T#XP^ ;2[\4^$/ M"/BCX'W;_&#Q_=^(_&GA;4M-\&ZCXCT7X5^&KWP#XQ70O',&KVNB_K#HW[.W MP5T/X3>(?@=;?#OP]>?"SQA;^,(/&GA'7XKKQ39^-F^(-WJ%]XZO/&UYXGN] M8U?QCJOC"^U74+SQ+K/B;4M5U?6KN[EN+^^GFVNOGS?L3_LS/X&N/A[)\,X9 M-%N_',/Q+N-4E\5^/9/'DWQ M_#+>"(/&+_%)_%C?$\^(H? KR> HM4_X3'[ M4G@.6;P2KCPK-+I#@#?V(_B]XP^._P"RI\%/BEX_6$^-/$_@]/\ A)K^UT^+ M2[/7=7T/6-5\,7GB>PTVV9K;3['Q<^AGQ-8V-J?L]G:ZQ!!;*D"1(/S,\??M M#_M._#.7]H6\^'WQ^UWXZ:!X$\*:%\,OBK\6-3^&?P_TGX1_";]K#XI_M)?" M;X8Z!X>_9_L;#2+>Y\16?P(^&/C+Q_K/QH\,^)O$OQ4T7PIX@T#X9Z+XK\1W M7C^X^)NA-^R'@CX/^ _ASJIO_!.CIX:T^'X<_#KX5:3X6T>66Q\'^'?!7PLE M\5OX/TOP[X8@=-(T4:?!XOO[ S:?:P2RZ;9Z/8R,T&EVBIX+\/?V /V3?A=X M>\3^#?!WPJ^R^!O&/@OQ+\/?$'P_UGQW\4/%_P /;WP?XOU5]<\2Z+%X!\9> M./$'@[3XM8UB:YU.\NM+T2QU!KZ]U"YCO(Y=0O6N #X'_:"^.?[6/PD_9F_X M*&Z-\-OC-+J'B[]C[XE^%(?#WQM^*'@?PMXD\9ZS\,?%'P+^$7QAU'PO;Z?X M6T[P7X&O?B+I.O\ CV_\+Z=XRU;PO-IND^$;W2M2U7PKXI\1V/GWWTK\6-#^ M*7B+]N?X/>"/AE^T9\X?4M6;QRM]I?A#P%\49]#N=*UC4?#\^F_5>G?LL_ M 33/A+XQ^!\7PZTN[^&GQ$N=;O\ X@:%K&H>(-?O/'>I>(FM#K6K^-/%&NZS MJ7B_Q5K6HQ:?IMI<:UKWB"_U4Z?IFF::EXFGZ=8VMOZK;>!O"=GXXUGXD6VB M6D7C?Q#X5\->"=9\1*9S?7_A7P?J_BO7O#>BRJTQMEM-*UCQQXKO[?RK>.9Y M]:NS<2S(($A .L'OR?R_S_GDT444 %%%% !1110 4444 %%%% !1110 4444 M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1 M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%% M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1 M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%% ,% !1110 4444 ?_9 end GRAPHIC 17 etfc-201763_chartx28723.jpg begin 644 etfc-201763_chartx28723.jpg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end GRAPHIC 18 etfc-201763_chartx30103.jpg begin 644 etfc-201763_chartx30103.jpg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etfc-201763_chartx30775.jpg begin 644 etfc-201763_chartx30775.jpg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end GRAPHIC 20 etfc-201763_chartx32241.jpg begin 644 etfc-201763_chartx32241.jpg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end GRAPHIC 21 etfc-201763_chartx33640.jpg begin 644 etfc-201763_chartx33640.jpg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end GRAPHIC 22 etfc-201763_chartx35213.jpg begin 644 etfc-201763_chartx35213.jpg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end GRAPHIC 23 etfc-201763_chartx35306.jpg begin 644 etfc-201763_chartx35306.jpg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end GRAPHIC 24 etfc-201763_chartx36796.jpg begin 644 etfc-201763_chartx36796.jpg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etfc-201763_chartx37877.jpg begin 644 etfc-201763_chartx37877.jpg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end GRAPHIC 26 etfc-201763_chartx38921.jpg begin 644 etfc-201763_chartx38921.jpg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end GRAPHIC 27 etfc-201763_chartx40304.jpg begin 644 etfc-201763_chartx40304.jpg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end GRAPHIC 28 etfc-201763_chartx41300.jpg begin 644 etfc-201763_chartx41300.jpg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end GRAPHIC 29 etfc-201763_chartx42446.jpg begin 644 etfc-201763_chartx42446.jpg M_]C_X 02D9)1@ ! 0 0 ! #_VP!# $! 0$! 0$! 0$! 0$! 0$! 0$! M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_ MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P 1" #< /8# 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#^_BBBB@ H MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ HHHH **** "BBB@ HHHH **** "BBB@#Y+^,_[1'C'PW\7/!/[._P0^'F M@?$OXT>+? WBCXK:JGCCQS??#?X;_#WX8>%M9T?PL?$7B[Q1HW@OXB>)+C6? M%?B_7K/P[X&\*>'?!FI7.M-I?BS5M2U+0]*\,S37V):?MD^'? 'PWTCQ/^UE MX9F_9E\=ZEX^\8?#>R^'>H:I M<\ M+60\;Z5K4/@/0=>TGPT]PWCGPMX1U+3-2LH&?&GX'?%R#X^^"?VHOV>IOAIJ M/C_2_ACXB^!_Q!^'WQ;U/Q5X8\)^//AWJWBK2?'OAG5=-\=^#?#WC/6O"'C' MX=^+M-U9M+$_@CQ3H7B/P_XY\4Z5J-MI6HP:'KEE\]>.OV;/V]O&FC_"C6/$ MGQZ\$^+_ !%:^/\ XP>*_BQ\./#7C3XJ?LU^"K#P_P".K7P_;_"KP3\._C#\ M%O#S_''6_"/P.AT*[_M?P_XGO/#TGQ\\0>)K_P 5>*]9\&6WAWP?X2T< ^H6 M_;N_9$.K?#'1[?X^> +^?XQ:'\//$GP^OM*O[W5] UG1/B[JDNA?"C4+OQ1I M>GWGAGPW%\3M>M[G0/AXOBO5]"F\:Z_;7.B>&X]2U2WFM(_.?V6O^"B/P)_: M3U7_ (0!_$?AWP1\;&^(O[2/@*'X37.MWVJ:G>2?LZ?&?Q_\+]9;3=>GT#1= M"U3Q+=^'/!NG_$G6_ FG75SXI\'^'?$,,VJ6,VEV3:W?M1_"/P MI^SGX8\"_$CX2^#_ !G\+?AM\#_AQXH_:#^'GC[]H3P'XSETWX5?%_QAXP\0 MZ?XL^#Z2>(O@[^U5X$\4>"_$]UIG@;P1\=+71-6^#VO^(?&4MKX]\:VNJ6U] M;_7?PM_8:^('@.?]CI[SQ5X(E@_9S_;+_;K_ &D_%5MIX\0,FM>%_P!J>?\ M;,E\&:%X>:YT^+?XF\-+^TIX83Q1>:NMK:7)T7Q,^FW=XT]A]K /J?XQ_MB_ MLS?L_P#BC3/!OQA^,?A'P)XCU'3=*UR;3]7FU&5?#_AW7=>'/#FHZCIFK6MGJDTFDZF+3.M/VW/V4[_ .+0 M^!EI\);SX:7NJOIR:!8>/Y?#J/K MVE^#;W5X/$6N:,CZGHFG:C9(TP^%O^"A?["7[4W[6T_Q\\)^"OBCX(M?AA\9 M?V?M#^%_A/2_%7Q)^.?P\T[X4^,;2?QI)XN\0>(/AI\&H+'PY^T;9^.X=6\* MVVGGXM^*4TGX9_V/?-8>"/%^G:EJFCZWU\_[ /Q*D;6I$\9> 4?5O^"L'AG] MOQ_W/B$AOAOHD/A&.;P9?X^QX<=+.Z8-H,:+89U"(0>7$ >SZ/_ ,%# M?@IXZ_:J^%?[,/PCUKP_\4;SQUH'[1.K>*?%_A[7KM;#P9>_L_7O@#1M1L=/ MBET!M)\=V6I^(_&&J^&=3U[POXBN-*\+>(O"U]H=_/(OA#J/BRZ^+GA;6?%,$?AG MPOH/P,^(P?3?#T.DBPOM1N=:1[J[N?@AX UCPM;>-(_BI\3?#/Q&C^'6D^!?$WB[3M5T>+PWX M(US1_#7P[LK;XA:+H?B+Q9I_C;Q9=-XSL]5T6&"U\,02?$']BOXJR_M;?M%_ M'S3?@'^Q%^T7X7^-^@? K3M"M_VCM8\2:/XP^']Q\)_!^O\ AG6;"Q^S_L\? M&33KK2/$-UJUOJENUGJNDM \5PEU832RK. #Z\\4_MK?LY?"SQ)X>^&OQG^, MGPQ\#_%F^T7X>7.O^%;/Q#J>MZ1HNN_$O4(?#W@W1_\ A)6\/Z?;V[>._%)N MM'^&5MXFMO#/B+X@I;/D:.Z@M=WQG^U?\%?#G@2[\8:9\2/A]>R7?B; MX[?#?PBFO>)KOP[X>U_XL_L[>'OBWKWQ3\!WOB&WT+7)]&F\#Q? _P")\GC/ M4(]%U0Z%IW@KQ)?VUEJ\FGPV=[^6_P"VK^SS^TWX(\#_ !V\4^!/"_PE\7^" MOVD_CM_P3Z^*/Q/\(Z)I_P 0O$WQ'^&_C?X;_$K]EKX3^--"^%VG:5X/_LOQ MY\.K7PK\*_#7B[P[XL\0Q_#_ %7X726'C'Q-<^&M7M)[*#P_TGC3_@GG^U!X ML$GPXA\9? 2Q^$7A?]I/_@H1^T/X,\2M-\2Y?B5XBF_;A^$G[9GA>P\(^*?# M_P#8J^%/"\/PO\N:/K_BIO&_A/PK975II/@_6!-_A7X[\*?&CQQ^SS\"_C/\C:SJ>A0_$+0_@C9S)XP'@SQM=^' M;WP[XFT71O$;:9X7\4>*?!#^,M-\(ZIK.FQ:PD>-?")^'GPL^"_P:A^-O@2RTW69I/B)^TU^S-\--<^%/P$^)NBW%R(+ M-/#FB>'/B9X[O_$5OJ\4&LWVM_#?X!75M$%\,WYA^2/%7_!+#]L3XG^'?$MC M\2_C#\,=;\77O[#_ .VY^R<_C75OBA^T#XVMO&GC']J'POX"TCPY\5[3X;>( M=(L?AE^SOX1TN^\!6\>L_!'X+>&)],T72M5CM]*\:>(K+PYI&CN ?L@/VM?V M>$^+EE\![KXJ>%[7XLWU_:Z%'X2EFOP$\77GAU?%T'@*3Q"=/7PK%\0YO"I_ MX2BW^'TVN1^-KCPT4U^'P^^E2)='YY\3?\%4/V*M/^$/Q@^+W@CXQ:#\6=.^ M$/P$\W%]IMEHWBU-.UV\T?PIXBO=%U M&^TWP-XBUS2['QY=>&S.2OSWIO\ P3=^(&E_M&ZEXJFO/A]XM^$6L_MDI^V* MVL>,_C'^UC=^)/#>LOK=I\1AX/T3]G#0/'V@?LW:EXHT+XG:? W@OXSZQ*1H M?@S[%8ZU\)O%'B32?[=U3E6_X)9?%"^_9E_9F^ =[\1_AWI]_P#!_P#X)N_M MG_L3^,/$&FZ=XDN+"\\:_M.^ _@UX1T#QMX6TZ2RL99O#7AZZ^'>N:AKUIJD MNEZO>IJ&FI9QRRO>O ?H!X'_;S_ &5O'?B3X=>"-,^+GA^T\<_$[3/"]UX: M\+:K:>(](NVUGQCX1;QUX>\%:A?:QH&FZ5HWQ UCPBC>)M(\ :Y>Z5XWU?PX M]IK^G^'9])O[&ZN)/VC/VK(?@;XAM?"^B>!=9^)GB+3_ ()?'G]H_P 6^&O" M\ZR^);7X4_ CPU8R7:>&M(CBN)_$'C?QY\0O%/@CP)X'\.L+2'4VO?$^K&]8 M^&387_QOHO[%G[5L/Q_\ ?&"S\1_"#X/W-QXD^ /B;XT^(O@]\6?V@Y'\?Z) M\+/A_P"&?!7C?X9?$/X(^)-'C^!OQ^U/QC8^%(O#W@_]H_Q1H_PS^*OPT\$W M_AW1M.T+5-1^%_A_5-=]W^-7PP^)%G^V!X=^)?@'6]5\*S?&3]D;XP_LQ:5\ M3++PE%X[L_@Q\8-*\16/Q:^#OCC5_"]_# M/".IZ@DGBC3$ !\J:5_P4]_:"TS]C7]H;]K;5_V??@;\8-(\!/X5?X'_ /#- M_P"TLOBWP-\6M?\ &?Q%T/X=P_"/4O&&M^ [;5-"\8^&[_Q+X%O!MO_P $^[SP)\.[WXB6O[=OQ(^& MWA]93XGM?#Q^$/PW\>V6C6=U\0_$<8TG69-7U'0_'OC'P)\/!X,"Z-<:AKNO M:DS:Q8CP[>PR_#VB?\$Q_P!ISQ[HW[4?B'QG!^S;\ OB'\:=8^&-M/HGP4?Q ME-X ^*>N_#K]J_PQ^T'J/QT^)7FZ#H]Q%XE;0M"O_!'PET:/0M7\2^&O#^N: ME8^.?&^O1S:9;Z![A#_P3*^)UE\0-5\10?$?P!<^%?#W[;WP1^-7P8T&31]= ML[GP'^S9X&^-?CC]ISQW\+YI8+2XMY/&.L?&WXP?$"T\/2Z>MOX9A^'7A'X1 M:/J-Q!<^')Q" ?I5^SU\;(_C;X4\37=_I$'AGQO\-_B3X\^#_P 3/"MO?SZI M;:#XZ^'VLMI]VVGZC<6.FSWV@^*- NO#GCWPI>3V5K=7/A/Q=HE?$B+3+N"&\T^R\9VEI?6]K?0W-K#] MN4 %%%% !1110 4444 %%%% !112$X&?<#L.20!U]S]?0$\4 +17YZ?!3]OH M_'/PGXD\9^"_V>#Q[ MI^D_!76/"5GHT\OCSPS\7-4\-7GABYU;POX;%YJ7CO6IO"&F>VO^U/X1U#X! M?#W]HGP7X0\>>._!OQ*T/1/$NB6>EVWA3PW?Z1H&K^'=0\47&N>-]9^(7BWP M?X%\#:%H6F:7>)K.N^)?%]EHW]I'3])TJ_U6_P!:T2'4 #Z>HKX8T3]O_P"$ M7B*\T"72O"?Q7F\):_'\/-.@\:MH-R-.T[P1>Z1:>(?$_ASPC/K7_"0W]Q96'M7P%_:#\/?'RS\= M-I7A3QIX)USX;>,D\#>,O"_C:V\.G5-&U^?POX<\906+ZGX-\2>,/"=Y>P:' MXJTF/7--T_Q'=ZIX6UY=2\,^);/3-:TV>V(![[1110 4444 %%%% 1G_P"L M2/Y4444 %%%% !1110 48_3_ #_D?0]0*** "BBB@ _SZ_SHHHH **** "BB MB@ HHHH **** "D8$@@'&>_\Q^(XSVZTM?@1_P %Z?\ @J9^T!_P2]^&_P"S MKXP^ ?A'X2^+=3^+?Q(\9^$/$<'Q8T;Q9K-E9:;X=\%1^([*?1H_"GB_PC-! M>RWS&*YDO)[V%[7"1012_O:Z,)A:N-Q%/"T%%U:KDH*4E&+<8RF[R>B]V+^9 MG5JPHTY59W4(VNTKO5J*T]6CWYO^"9_Q+N)_C#>7'[4=H-5^,_B?PG8_$76+ M3X*VOABZ^+_P:\,1:G>77@?XW2?#'XB?#/4O%WCCQCJ5WIFB^,OB?X8U?P7= M7OP]TW7/!VAZ!H%M\0O%&O#&G:1X#T73/# M=A\ =$UGX;:SHND^$=9\,>._!7BOX8Z_XMNX)/AQKTM]I&J>$?#>@>+=$U3P MA+X>TS2[KQ!XBT!=1TO5_P"%O_B+<_X*,_\ 1&?V./\ PA_C#_\ /HH_XBW/ M^"C/_1&?V./_ A_C#_\^BO>_P!4\X_DP_\ X/C_ )?U9^5^'^U<)_-4_P# M'_G_ %9^5_[)]#_X)N^%]"U[X1WT/Q%FN;+X-^#?AUHGA7Q#>?#7P'<_&2+Q M+\+? &O^!_!VO2?%F>WE-YHNE7VO-XYM?"NN^$-=DLO$=C;^'M/\1VGPJNM3 M^'-]]'?LX_LZ77P-O/BGXCUWQM;^-?&7Q@\5:-XL\7WF@^"M*^&7@]]6T3PK MIGA;^U].\!:%J6KZ;:>*/$ZV#ZYX]\3MJ$U[XJUVXC?R=-TC2M$TC3_X2O\ MB+<_X*,_]$9_8X_\(?XP_P#SZ*Z[X?\ _!U]_P %#O%7C_P%X6U'X._L@0Z? MXH\>>"/"^H36?@KXNI=PV'B7Q9HVA7TUH\WQDFA2[BM-1FDM7EAFB2X6)I89 M8PT;I\*9NDVX4+)7_CQ_R_JWI=K-,(VDG.[T7N/=V\S_ $)Z*:I+ D_WG'X* MY4?H.?>G5\T>CN%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444 M4 %%%% !1110 4444 %?QN_\'A?_ "0S]B/_ ++E\4O_ %54-?V15_&[_P ' MA?\ R0S]B/\ [+E\4O\ U54->WPY_P CK _XZO\ ZCU3BS'_ '*OZ0_].0/X M.:***_73Y0*])^#/_)9/@]_V5_X3_P#JQO"]>;5Z3\&?^2R?![_LK_PG_P#5 MC>%ZBI\$O0J'QQ_Q1_-'^TY']T_[\G_HQJ?3(_NG_?D_]&-3Z_"C[6.R]%^0 M4444#"OD+]N+XB?&OX7?L\^+?&'P&TP:AXSTV2VEO[BST+2/&'B;0O!]M;WV MH>+O$O@KP%KOB'PKI/CWQ9H.CV,NH:?X7N]&M2EM;V&2SU'5-!U_0-:T]GDTKQ+X3\ M4:%=:?K_ (6\3Z/+)))I>O:'J%EJ-H99X1,]KC_ ! ^*ECHOCWX?>)'^('PJ\*>,-3DT'0O@SXHBGU; MX>7&GZOX.U#3?B'IGCKQ+?:[X7\20W7@RVT%KBTOM7T\^-W[67Q<^$7Q_@\* MS^ A+\,3X@^ GA/0;"'X>>/M<\0?%"3XR^+7\&>)?%6@_%73=0M?AAX$C^%O MB#4O#&GW?@CQ38W_ (@\0B6[G>ZTF/Q1X'DNOJ_1OV>O@UX>L?A;IVA^!-,T MNV^"L?B1?AB+2XU>.3PK/XQT/4_#OBN_AN#J#7&IZKXBTS6M7_MK5]#-"UOPYX9U+QIINI:M-H/CKQ3HFD>)?$=KI?B_P 8:1K7B?35\0:V M=/U6V.IW1D /AKX9_M8_M/>*I?AE\&_%-MX=^'O[3GQ%U;P]>>)]!^)GP)UK M0O#WPI\,:K\#_B#\4K:YM-$\*?'GQ0?B+I_B?Q=\._$/P\T359?'W@W5=&D\ M->-KS7?#2ZMH%GHVJ_H3^SM\59/CI\!/@O\ &>;1QX?G^*OPM\"?$*XT(327 M*:/<>+O#.FZY?3.@:%HOA?0]&\,^&]*L M-"\/>'M*T[0]"T32K2*PTO1]&TBSAT_2]+TVR@2.WL[#3[&WM[.SM($2&WMH M8X8D5$4 UJ*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K^-W_@\ M+_Y(9^Q'_P!ER^*7_JJH:_LBK^-W_@\+_P"2&?L1_P#9%Z\VKTGX,_\ED^#W_97_A/_P"K&\+U%3X)>A4/CC_BC^:/]IR/[I_WY/\ MT8U/KS/XOZUX]\._"GXAZY\+='T+Q!\2=+\)>)+WP'H7B;4(-+T'6/%\-C=- MX=TS5;ZZU'1[6"TOM5^RVS_:=9T6VF:1;>?6=(BF?4K7\T?A3^V/\?)OV;_A MCXSN+CPA\3_&LO[57P)^!_QFNOB)\/O$_P"SUXY^&?A+XR_%/X2^#Q;ZQ\([ M2Y\5V'B'XE+I'Q1M-0\,:OX;\4:1\+=6\-WFB^-+35-?@L[G2O$/X4?:QV7H MOR/UZHKX$_;M_;)_X9=\+:!IG@N]^&5U\6O$VK^$=3M]&^)GB:UT+0]&^%8^ M*WPZ\#?$;QO>6O\ ;&C:KJU]9VOCFUT/P-HNG7*/K7C74["XOI(O"OA[Q=?: M?Y%\*OVT_B%\6Q\3]0U/Q+X3^#7A63P9\<_B5\*M?\6_!'Q??0V_P]_9V^-T MOPT^(?BF75)/BM:6GQ%M=*T1=#N_%=I=Z'\(+[P_JWC7P]?^"H?B=X-E;78P M9^JS<*V/[I_D:_S1?^"W'[=?[;7PJ_X*H?MA_#[X8?M?_M-_#GP'X9\:^"+7 MPYX*\#_'#XB^%O"F@VUW\&OAIJEU;Z-H&C:_::9IL%SJ5_>ZA/%:6T22WMY< MW+J9IY';_0Z_9@\1?%_QC\"_ WC+XXKH%MX^\8:;<^*YM+T#PQ?>$!H/AKQ% M>7.K>!] U_0[_P 3^+S;>-M(\&W>AVOCS[%KESI \9+K<&C*FE06C2?YC?\ MP7V_Y2__ +;W_8^> /\ U1?PIKZOA"G3J9C7C4A"I%8*5FTI1H4W&4HOVRUBVOL3?3SU/E?_AY;_P %%_\ H_3]L;_Q(_XL M?_-11_P\M_X*+_\ 1^G[8W_B1_Q8_P#FHKXEHK]&^JX7_H&P_P#X)I__ "/D MON/G_:U?^?E3_P #E_GY+[C[:_X>6_\ !1?_ */T_;&_\2/^+'_S45_3E_P: MT_M9_M3?M _M@?M'^&OCO^TE\=OC1X=T/]FK3-=T70?BK\5?&GCW1])UN3XL M>'=.DU?3=-\3:QJ-I9:F^GSS6+7UO%'<-:32VYD,3LI_BSK^LK_@T+_Y/;_: MC_[-5TG_ -7)X8KR,^PV'AD^/E"A1C*-&+C*-*$9)^VI*Z:BFM--.AV8"I-X MN@G.;7,]')M?!+HWY+[C_0>HHHK\E/J0HHHH **** "BBB@ HHHH **** "B MBB@ HHHH *_C=_X/"_\ DAG[$?\ V7+XI?\ JJH:_LBK^-W_ (/"_P#DAG[$ M?_9OUT^4$KTGX,_\ )9/@]_V5_P"$_P#ZL;PO7FW3K7I/P9_Y+)\'O^RO M_"?_ -6-X7J*GP2]"H?''_%'\T?[.OC#PAX5^(/A+Q'X%\;Z#IWBCPCXNTC5 MO#WB3P]K%F+_ $K6=$U:&>RU'3;^V92DMM=VTTD4BY5P&#QNDBHZ^*> /V2_ M@#\-?AI9?"7PWX(N)?!UGX\\'_%"5?$/B+QAXJ\1:M\0O 'B;PQXO\&^+_$/ MC'Q%K.H^*_$.L^'==\%>$IM+DUC6+RVMK#P[H^AI;?V%91::/XNO^#J?]H7X M_P#PC_;G^ WA_P"$_P =OC3\+=!U']D[2]8U#0_AM\6/B!X"T:_U=_C-\5+) M]6O=*\)^(M'L+O4WLK2TLWU"XMY+QK6UMK9IC#;PHG\QO_#;/[:'_1X/[5G_ M (D?\:/_ )N*_-SZ(^AK9G"A5G1 M=*4G3?*Y*22>BUM;3?O^>G^N;XI_9G^"'C[POK?@WXC^!-/^)/A_7_%6L^,+ MNU\>QW7BBXM=3UKQ@OCJ6UTC4]3:;5=&T6Q\1Q076E:)I=]::9IUO;0:=;6T M>G1K:#*C_9(_9SC/Q2"?##3%B^,OAWQEX2\?VXO_ !2+2_\ #7Q%U2_U[X@Z M'H5E_;/V3P/IOCOQ#J5[XD\96O@2#PS'XG\2S#Q'K8O=;B@OHO\ )'_X;9_; M0_Z/!_:L_P#$C_C1_P#-Q1_PVS^VA_T>#^U9_P")'_&C_P";BNS_ %*K_P#0 M?1_\$S_^3]?Z>F7]LP_Y\3_\#7_R/K_3T_V1R5"%54J A"CRW50 IP!E0H MP!P.PK_*>_X+[?\ *7_]M[_L?/ '_JB_A37U#_P0+_:E_:>^(G_!6C]DWP=\ M0?VDOV@O'GA#6+CXQ#5_"?C;XV_$_P 6^&-6%E\"/B5J%D-3\/\ B'Q5J.CZ M@+._M;:^M1>64PM[VVM[N$)<012)\O?\%]O^4O\ ^V]_V/G@#_U1?PIKLR/* MYY3G=7#SK1K.>5RKHHI,@YP0<'!Y'!'4'T/M7X^?6"T444 %%%?*^N?M9>#]*_:1TK]F?3 M? WQ0\7^*)=#TG7/%OBOPCX:L-7\&_#>#Q'+)'X8?QLS:Y;>*X--UGRB)_$N MA^%=<\+>&Y+G38_%6M:,;XFU /JBBO#?A/\ M'?"#XV:)\2/$WPZ\5#6/#/P MJ\>^)_AQXN\17>EZKH>CP>(_!NC:'KGB233;O6[.P_M?0-.L]?L_+\3V"2Z# MJ@BN;K1[_4-.2&^G\2T[]OWX):S::0NC:'\8-5\4>)[C1KKP=\/+/X4>)V^( M7C#P3XA\*:UXYT/XH>'_ Q,D-Q/\.=2\)^&]>U&+Q!?3V%Q!J>FGP7>:7;> M/K[2_"M^ ?;]%?/GA+]J3X'^/?BAX3^$/@KQFGBCQEXT^"1_:'T*/2-*UB?1 M9?A1+J/@G3M,\077B)[&/1;.ZUUOB!X\77[S2;B?5GTV#3X5N)?H. M@ HHHH **** "BBB@ K^-W_@\+_Y(9^Q'_V7+XI?^JJAK^R*OXW?^#PO_DAG M[$?_ &7+XI?^JJAKV^'/^1U@?\=7_P!1ZIQ9C_N5?TA_Z<@?P=*,LH.>2!QU MY/8>OI7^BM_P1B_X(G?\$^=2_8"^!'QH^-GP.^''[2?Q6_:,^&>A?%+Q7XN^ M)6G+XOTSPU9>-;9M4T?P-X$T>ZF.E^%K7PEI<]OI6K:K80+XEUCQ-#K%_?:L MEN--TO2O\ZCITK]>OV)_^"XW_!0;]@GX3R_ WX+^/O!7B'X56T^HW?A/PA\7 M/!#>/+7X=76L7,U]JO\ P@5_;:_X>8/'XW"0I8#$>PJ1JQG->TG2]I!)KE]I!-KEDU/E=HNUV[J*? M@8*M0HU7*O3YXN-HNRER2NG?E>CNM+[KM9L^GO\ @LM_P1?^)/[+?[6WC;_A MB_\ 9_\ C/\ $K]E_7?"OAOXA:9!\/?#/B+XM?\ "FM6U^?5[3Q!\-M7;P^/ M$'C6+1=*N=*@UWPKJ/B+2W:/PSXBTW29];U>YTBXOI/P\^&6G:AX;^._PDT/ MQ'I^H>'-GWOA_6X)%^(_A@-'/H^LP6.IPR*00R2VB.#P5! MXKIOBU^U%^T'\B7/A"YT0^&O#F@6$%OIOASPWH1L='T+3;>&UL+6,"1Y/K/X'?\%*?VX'^ M(?PE\(>,_C_X@^-GA"Y^)_PQTM_"O[2OAOP)^TSH\-G=^.M L)!ITGQV\*^/ MMH6$XANK.ZAN((9$WHT\?0P=*E6G0Q52%&$*E1SJT9 M.48I-N3A7]M)M/WW&DY_%))MDREAYUG*$:E*+J7C%*,U9NZ25XZ0,]L_\+O^+G%?RHU_:1_P<_\ Q<_9\\&_ML? M[PG\&[.;XO_$ZQ;P_I&I^%I?%/ MPWU71()K.35K2'Q5\+]8OXM2U'4/,U26QE@L[;^;,Z%_P3#^(*HVE?$;]MK] MEO5IC\]G\0/AU\(?VN/ %K(QX(\3_#/Q#\ /B7':)G!,GP[UJ\"+NVSR'8>+ M(J[IY3@E*A7Y%2_B1A&K%WFUI"E.I6Z_:I1?9-:FN-IJ6*KM5*=W/X6W!K2* MLW.,8?=-Z:NQ\!T5]^#]A;P]XSE4? ']N/\ 8=^,[SJ&L_#OBCXKZ]^RC\1) MW)(6U?P?^U7X2^&6AF^;Y=L&G?$#5HI&<+%O[<7PPTA_$G MBS]E7XU3>$%C,R^/? OA&7XO_#J6W!8&YA^(?P;N/B!X*>W^4GSFUU%"X9MJ MD$^Q'%X9M1=:$)O14ZMZ-1M]/9U5"I_Y*?]?/QK_P#6??BC7*?\%]O^4O\ ^V]_V/G@#_U1?PIKJO\ @W?9 M8/\ @LM^R%83LL&H6]W\;4N=/N#Y&H6SK^S[\4=R7-A-Y=Y;NI!#)/!&RD$, M!7*_\%]O^4O_ .V]_P!CYX _]47\*:\I?\E*_/)-/_"Y'3_S+E_V&O\ ],1/ MQ]HHHKW3B"OZRO\ @T+_ .3V_P!J/_LU72?_ %8_P#IZD=F7_[Y0_Q2_P#2)'^@EJ$QM[&\ MN!/%:F"VGF^TSQO-#;^5$\GG311O')+%%M\R2))(WD161)$9@X_GT^ G[1W[ M0E_I]SX)U?\ :"^(7C;Q/J_QH\&Z[XZ\7^!_&W[+OQ$LO$OPK\8>#_C9/IGC M#]C_ %_Q;H'AK0K/PSXT\;_#W2];\0_"7XB>&9?&'PY^$/A_Q/KGPZTK6+1- M9\5Q_P!!!U/3>0;^RZX(^UVP((/_ %UR""/J"/6O%+'X _LTZ9H7BSPO8_!W MX+V_AKQYXJE\<^-O#R>!?!#:'XN\937*WDGBGQ)I,FFOI^LZ^;M$N4U2_MY[ MN*=1+#+&^2?R"S[/^O\ AU]Y]7==U_7_ Z^\_'6U_;L_:AT[PO\/?BUXMUU M;2'Q'X,^$]Y?>&/#^D_"3Q5\,_#_ (?\5_LP>*OB9XW\8^,]"T/4Y/CW?_%3 M3?$_AZ^^)VA^$O"K67@/6/@KI6C7GARYU'2M5\6^*=)^[O\ @GM\9OC)\3-& M^+WAKXZZ]/J_CGP%XF^'4T5G?W'PU\0ZMI6A_$#X->!_&@%_X[^"^GZ3\*_$ MMMJGBJ[\7:IXM?$'V7^U[?0F::5FTB&\33BTLA-M^\?= M-X,\+?#3X<:.WA_X?>'/ _@707O;C4GT3P=H_AWPOI#:A>");N_;3="M["R: M]NA#%]INC 9Y_*C$DC"- I9]G_7_ Z^\+KNOZ_X=?>=Y7Y[_&K]C_X@?%;] MKCX,?'RU\=^ =&\*_#!=,NHKV/P+?:?\<_#BZ/XC\.Z[J_@7PA\1_#NNZ/:: MU\,_BY;:7>Z)X_T#XA:;X@MM!TC4?$]OX=TW4+OQC::AX(^QOB5XV/@OX;^. M_&^EQ66K7/A'PKKOB""SDNB+6YN-)TV>^BM;B:U\R6&.=HE1WC!D56+*I.*_ M*G_AYOX]_P"B7^#_ /PH-?\ _D6OP?Q:^DEX2^".:95D_B)GN,RG'YU@*F99 M?2PV29OFD:N$I8AX6I4E5R["8BG2DJRDO9U)1FTN9+E=SDQ./PV$E"->VO;+5M.U MO0/AKXQ_9]\/?"YO#_AB^AU2>WN?%%OXH\$^'[PZK?6ITL^&M4U6QATRWU&T ML]0'S%-_P3W^(M_IVGZMKWQ-^%/B3XC^&]!^#GPR\,Z_?_"WQYH^DVOPR^"W M@_XL^$=$U$?\(A\9/#OC'2/B#XEN/C'XFUWQRV@^+K/P1XI\/0Q?"O5/#ESX M?OKGQ!!PG_#S?Q[_ -$O\'_^%!K_ /\ (M'_ \W\>_]$O\ !_\ X4&O_P#R M+7Y+_P 3_P#T8?\ HL\VZ?\ -(<3^7_4L\W]S.7^VLO_ .?E3_P35_\ D?ZL M_*_W9\.?V8K/X8>,/V;-2\.>(V?PC^SG^ROXT_9FTC0;O3E6_P!7M/$&J_L[ M7.C^(S=6=Q!I>FG3=,^!)L[[2[;2S'=S:[:O9SV5KI/V:Y^K*_&@?\%-_'I( M'_"K_!_) _Y^__;K7Z=? ?XCW_P 7/A+X,^(NIZ;::/?>)K._N;C3;">> MZM+5K36-1TQ5AGN42>0/'9)*QD4$.[*,J%)_4?"?Z3G@_P"-F?8_AKP\S_&Y MMF^6Y15SW%T,3D6<97"GEU#&8# 5*T:^88/#T9SCBLRPM/V,)NJU.4U%QA-Q MZ<-F&%QZG&+=Y12WDE:]]WLKGKM%%%?T =H4444 %%%% M !7\;O\ P>%_\D,_8C_[+E\4O_550U_9%7\;O_!X7_R0S]B/_LN7Q2_]55#7 MM\.?\CK _P".K_ZCU3BS'_D_!G_ )+)\'O^RO\ PG_]6-X7J*GP2]"H?''_ !1_-'], MO_!W3_R?]^SU_P!F>Z1_ZN_XN5_*C7]5W_!W3_R?]^SU_P!F>Z1_ZN_XN5_* MC7D\/_\ (GP/_7I_^E2.G'_[W7_Q_P#MJ!OG0QOAXV&&C/\ X5:S&XD35?ACXW\5?#W4!(IR':[\&ZOHDTC9 MY/FNX/.0:XJBO8:4DU)*2>Z:33]4]&(/!=U\8=!E,]E%!>/8>.T_M'3)+O2K];C3[RY@DY?_@M=\9OV1K;_ (*D M_M@>#/C=^Q/-XPU;2/&7@FTN_C#\%_VG/B=\&OB=KQN/@Y\-KR'4/$'AKQ;H M?QE^#.IZA86UU#I=N=-\">&(+FQT^S:]26^:[O;CYG_X-VO^4Q?['G_7S\:_ M_6??BC7*?\%]O^4O_P"V]_V/G@#_ -47\*:^<6&HKB*5.$/8Q_L;G:P\I8>\ MOKJ5VZ$J;=^J;:=E=.R/1]K/^SU)OG?UQQ_>)5-/81=ESJ5OE9KH?//_ KS M_@FKX^.?"/[3G[4W[.NI7$F(M)_:(_9O\)_&WPA9>8V%CG^)'[-?C[2_%!MH M-P$E[)\$3,T:M,;+?^ZIT'_!/CQ7XTF2+]G[]IS]B']I.:X!:QT#P+^TKX=^ M%GQ$O#MW+;Q?#']J+2_@-XJEU!P,+I^GIJ<[R'RHFE;&?@&FS)'<)Y5Q''<1 M'@Q7$:3Q$>ACE5T/XK7M^QK1_AXJIIM&M3I58)?]N1HU7ZNLWYG%SP?Q4H^L M)2B_Q*=9^%OBVZ\% M-&!GSX?'F@Z;K/@>XMF'S)=6WB*:W=2&25E()_HG_P"#0BXMI_VV_P!J407- MM.8_V5](618+B&9HV'QF\+@K(L3NT; \%7"D'C%?S-_"?]H3X^_ 6\6_^!WQ MQ^,7P-E)%?V" M_P#!KY^V)^T-^TE^US^T1X?^.GC31/B1)X>_9LTO6=.\8:M\,/A+I7Q/EN)O MBOX;T^6TUOXJ^%/ OA[X@>*='>&3SCH_BKQ!K5B+^.'45C6]B6:O)SYXI91C MXSC0G#V,>:I&4ZSZ\#[/ZW1<7-2YG:+49+X97O-. M+6E_L._ENOXSO'-_J \<>.!]OU$8\<>-!C^T+X8QXIU? Q]HX '0=A7+_P!H M:A_T$-1_\&-]_P#)%?HGXO\ C?\ L$>-_&7C&V^*7["WC3X7:@/&/BR&X\6? MLA_M3^+M$CDFB\1ZO%/?R?"S]IGPS\=/"[274@%W+8Z7XS\.V@F,D-LUI;-' M''S@^"W_ 3[\?(TGPY_;B^)7P8U*1F$/AO]KO\ 96\02:5&Q ,<;_%?]ECQ M5\8M-\L,2DE[J'PRT:,!1*;=%8HOJ1Q"BH^TP^(I[)6I>VN[+7_977LMM9*. MWDL^ M-95<,8@WPG^*&I_"7XM1W#A2OV./P3 "3Z 9H((Z@CO MR,<>M?Y3GF"I]]?]Y?YBOZ*_V+/^38/A-_V"M:_]2O7Z_G43[Z_[R_S%?T5_ ML6?\FP?";_L%:U_ZE>OU_I%^S%_Y/7QI_P!FMS3_ -:S@T]O(?\ ?*O_  M_P#3M$^HZ***_P!QCZT**** "BBB@ K^-W_@\+_Y(9^Q'_V7+XI?^JJAK^R* MOXW?^#PO_DAG[$?_ &7+XI?^JJAKV^'/^1U@?\=7_P!1ZIQ9C_N5?TA_Z<@? MPO-J])^#/\ R63X/?\ 97_A M/_ZL;PO45/@EZ%0^./\ BC^:/Z9?^#NG_D_[]GK_ +,]TC_U=_QR_P"Q\\ ? M^J+^%->$O^2EE_V)/_=Y';_S+E_V&O\ ],1/Q]HHHKW3B"OZR?\ @T-_Y/:_ M:C_[-6T?_P!7+X7K^3:OZR?^#0W_ )/:_:C_ .S5M'_]7+X7KQ^(/^1+F'_7 MF/\ Z>I'9E_^^4/\4O\ TB1_*]XY_P"1X\<_]CQXT_\ 4JUBN7!(Y!P?45U' MCG_D>/'/_8\>-/\ U*M8KEZ]>.R]%^1R/=^K_,CGA@NMOVJ""ZV'*?:8(KC8 M1T*>PLBA'@O= N(9$ 1XV3Y:^<:*F=.%2/+4A"V$7OI\0_ C6R@U;X;^-_!4I&)+KP#X]M]>TY7/!>/P_\ $#2+J\V# M.1$/%R\?*)!C-? 7_!L5_P HV_\ @I/_ -E(OO\ UGWPY7U+IFB:IK"Z@^G6 MCW*:79K?W[AHT2WMI+VSTR LTC(&ENM2U"QL+2WCWW%W=7,4-O%(Q;;_ (0? MM/\ /,RRKQK@DW^H0W-Y)Z%I.D-I6B^'[);75H-"U6.R@N-0S=>(;K5WL]-BL[N\N]>U#[3IT& MG0M9WEN)?Y^EX@>$^,^C%F?A93\ 7^8K^BO]BS_ )-@^$W_ M &"M:_\ 4KU^OYY;[2K[2I;%+^#[/)?:?INKV\;21/(;#58%O-.FECC=GMVN M[-X;N."X6.X%M/;SO$J3Q%OZ&OV+/^38/A-_V"M:_P#4KU^OJOV9="MAO'#C MBAB*-6A7I>%^:1J4:U.5*K3E_K9P:W&I3FHSA)7UC))KJC7(?]\J_P#8-/\ M].T3ZCHHHK_<$^M"BBB@ HHHH *_C=_X/"_^2&?L1_\ 9D_!G_DLGP>_[*_\ "?\ ]6-X7KRW[;8_\_\ 8?\ M@=:__'J])^#%Y9'XR?!T"^L23\8/A. !>VI)/_"QO"_ E))]/7I45&N26JV M_P BH?''_%'\T?TW?\'=/_)_W[/7_9GND?\ J[_BY7\J-?U4?\'=MQ;0_M__ M +/*S7-M"Q_8\TA@LUQ#"Q7_ (7A\71N"R.I*Y!&0",@C.0:_E.^VV/_ #_V M'_@=:_\ QZO)X?\ ^1/@?^O3_P#2Y'3C_P#>Z_\ C_\ ;46:*K?;;'_G_L/_ M .M?_CU'VVQ_P"?^P_\#K7_ ./5[-UW7]?\.OO.0_;;_@W:_P"4Q?['G_7S M\:__ %GWXHURG_!?;_E+_P#MO?\ 8^> /_5%_"FND_X-U[JUD_X+&_L=I'=V MDKM<_&S:D5U;R.V/V?/BB3M1)&9L#DX!P 2>!FN4_P""_-U:1_\ !8']M])+ MRSC=?'GP_P!R27=O&ZY^!?PI(#(\JLI((."!P0>AKPE_R4K?3^Q%KZXY6^\[ M?^9H^VV/_ #_V'_@=:_\ QZO= MNNZ_K_AU]YQ%FOZR?^#0W_D]K]J/_LU;1_\ UOY+?MMC_P _]A_X'6O_ M ,>K^LW_ (-";BWF_;;_ &I!#M_QS>V/_ G'CG_3K$?\5QXU&#>VH.1XJU@$8,N>""#[UR_VVQ_Y_P"P M_P# ZU_^/5ZZ:LM>B_3_ #7WG)+=^K_,LT56^VV/_/\ V'_@=:__ !ZC[;8_ M\_\ 8?\ @=:__'J=UW7]?\.OO$?W(_\ !L5_RC;_ ."D_P#V4B^_]9]\.5]P M^!/$FFZ1X>\::=>3O:WEU<>!/$>FO%.MI/?R>"O%)U&]T.UO'M[N.TO[^RU& M34-,GGMKBW%_HL*2032-!%)\-?\ !L/-#-_P3:_X*4-#/!,H^)-\&:*:*55/ M_#/OAS[S1NRKZ_,1QSTYKZ3W)_STB_[^Q_\ Q=?X'_M1-_A]F>!C3E MB(\!9]@TJL'.*I9I5QF5XB22:7M(X?&594924H1K*$IPJ13A+3'RY:6 >B?U M>JE?M*=2+:^4G;Y,^M+3]H30=+\5>'M9DT;Q!XV:QOI9-6\6^+KZWTSQ[)H] MYXVL?%<^A6-SX:NUL+BTM;:P732VJ3LFJI>ZI9B'1M"OGTL,_'_BGQ'I^D%+Z[L?#6L+X=M=*\*?:M0CD\K4-1NO"XO3JD3C M4-%CETW6;6XCOP4KYXW)_P ](O\ O['_ /%4;D_YZ1<=/WL?_P 77^"/%-AX8O\ M0M(N+'Q;,#<^,+IK1[2WDN'TC1+9[..1M4ODU1(]=M=TT>'2O#E[I M'AXVDQTT21_N=^Q9_P FP?";_L%:U_ZE>OU_.FK)N7]Y%]X?\M8_7_>K^BO] MBL@_LP?"8@A@=*UK!4@@_P#%5Z_T()!K^YOV% M6+5>&7X2&"PTZE#B3@C#RQ'L*=XJOBG2^LXJ:LJF(JU9QC"#C3CZ^1SY\=5E M[MWAI74;)752@F[+JWJ^[;9]24445_M8?6!1110 4444 %>:?$GX+_![XRVF ME6'Q>^%/PU^*ECH=W<7^B6?Q'\">%O'-IH]]=VXM+J\TNV\4:3JL.GW=S:@6 MUQ<6B0S36X$,CM'\M>ET4XRE%J46XM;.+::]&M4)I-6:379ZH^6?^&&OV*O^ MC0?V7?\ Q'[X2?\ S'T?\,-?L5?]&@_LN_\ B/WPD_\ F/J]\6/VD8?A)X[\ M)^&=9^%_Q#U#PCK_ (G^$O@O4_BG9IX9L_!ND>+/CE\0?^%8?#O0-/M]8\0: M?XC\9:@OBJ73Y/&\7A'1]4/@;PYK6D>(]6\ZREODT_CO"/[9&@>*-4^'NHW/ MPT\?^'/A)\9/%7_"%_!WXRZU/X-'AKQSK=W9Z[?^%[F3PY8^*+OQSX6\-_$F MT\.ZAV_8C_8RLKFVO;/ M]DC]F.TO+*YM[VSN[;X!_">"YM+RSGCN;2ZMIXO"*2P7-K<117%O/$Z2P31Q MRQ.LB*P\#US_ (*7_!O2_"M[X@B\)^.K+4D^,/Q5^$.E^%_B)<^ _@GJVIW/ MP8TK3];\:>++FZ^,?C'P5H_AGP[=:?JFE+X1M/%5_H_B?7[SQ%X9BNM T6TU M'4+_ $;]"])U :MI>FZH+6ZL1J-A9WXLKX6ZWMF+RVBN1:WBVEQ=VJW5N)?) MN%M[JY@69'$-Q/&%E=?6*_\ S^J_^#)__)>2^X/9P_DA_P" K_+R7W'E/Q&_ M9R_9\^,.L67B'XM? KX.?%#7].TU=&T_7/B)\,/ _C?6+'1TNKF^32K/4_$^ MA:I>VNFK>WEW>+8P3QVJW5U<7 B$T\KOY_\ \,-?L5?]&@_LN_\ B/WPD_\ MF/KZF)P">3@9P.I^GO7Q;XS_ &W? 'PU^*OC3X:_$?P=X\\'6?A'X:_$3XKQ M>,+V#PWJMIKG@?X4V&C7OC/Q39^$/#_B'5?B'IWA22ZUVW\->#O%&O>%=+TC MQQXST[5_"NA2R:H?#Z>(E&M6BE&-6I%+91J227HD[(;A!N[C%ONXIO[[>2^X MZS_AAK]BK_HT']EW_P 1^^$G_P Q]'_##7[%7_1H/[+O_B/WPD_^8^JGA_\ M:H7^WKCPM\2_@W\5_A/XFO?A[XF^*G@SP]JEEX;\?ZYXX\(>#[WPWI_BK3-# MTGX2>(?'5^?B)X8N_&/A*+6O 'V>;4)AXETZ7PU?^)8+37I=%\K\-?\ !1+X M7^,'_9WM] \'>+1J7[0?P]^%WQ1LO#WB+Q'\)_!OBGPAX5^,6O:CX8\$V^HZ M!XL^(FCW7C#Q6VK:+XAEUOPE\-F\7:KI>E>%=?N(O[0U23PSHWB:OK%?_G_6 M_P#!D_\ Y+R7W"]G#^2'_@*_R\E]Q]#^"_V4?V7?AQXETWQG\/?V;_@)X$\8 M:,;HZ/XK\&_!WX=>%_$FE&^L[C3KTZ;KNA^&[#5;$W>GW=U8W1M;N(W%G+M=FAN-;\4^+O@U\./$OB/6) M[>TM["WGU77-:\-7VJ:A-!8VEK9PR7EU,\5I;6]LC+##&B_0(.0#Z_Y_$>A[ MTI( )/0#)^@J?;5N;F]K4YN7EYN>7-RWORWO?EOK:]KZ[CY(6MRQM>]N56OM M>UK7MU/EG_AAK]BK_HT']EW_ ,1^^$G_ ,Q]'_##7[%7_1H/[+O_ (C]\)/_ M )CZX74OV\OA9;_$'XV?#71O"_Q \4^)?@WKOP3\$6B:'IV@_8OBK\2OCAXB M^(/A72/ ?PRO]5\0Z98ZE>>#M>^''B+2_B-XBUZYT#PAX/O-+\10ZAKA/@WQ M7_953QM^W;X3^%GPP^./C?XF_"?XO:!XO_9]T?0?$/CSX5>'M!TOX@^*+KPS MXML-:U'PKXS\-ZSX.U;4?"%YX#U:#PQXNBO/&&N:UX=TSPO=^#/%=MXL&C/I MD)OJ^L5_^?\ 6_\ !D__ )+R7W"]G#^2'_@*_P O)?<>B_\ ##7[%7_1H/[+ MO_B/WPD_^8^O0_AQ^SM\ /@[JM_KGPD^!OP>^%VMZKIZZ3JFL?#KX9>"/!&J M:EI274=ZFFW^H>&-#TN[O-/2\BBNUL[F:2V6YBCG$0E17'F>A_M;^"?$O[1V MN_LZ:!I,^J:OX8O]3T#7_$$7C+X8V[:=XET?P7H/CW4[5? %[XUM?BEJ7A[3 M]&\3Z!I=_P",M)\&WVA6?BS5;;0)W6**^U2S^KZEUJTDXRJU)1>C3J2::TT: M;L]E]R&H03NHQ36S44G^1\NR_L/_ +%T\LL\_P"R+^S!-//++//-+\ /A+)+ M-//(TLTTLC^$"\DLTKO++(Y9Y)'9W8LQ)C_X8:_8J_Z-!_9=_P#$?OA)_P#, M?7TSJ6H6^DZ??:I>"Z:UTZTN;ZY%E8WNIWAM[2%[B86NFZ;;W>HW]R8XV$%E M86MS>W>XEBB?XK\)_MO:#\2?!7PRU[X9_"#XL>)/&?Q9NOC._A[X7 M:W9^%_ 7BWP[X>^ WQ(NOA?\0?%?Q'D\7>([#2O VFV/B<:+I=KI%[=WOBV? M5O%.BZ1)X>AN;7Q+)X?KZQ7_ .?];_P9/_Y+R7W!R0_DC_X"O\O)?<=W_P , M-?L5?]&@_LN_^(_?"3_YCZ/^&&OV*O\ HT']EW_Q'[X2?_,?7/0?MK_#FY;X M#6D?A#XGKJ_QT^,GB_X$#3'\*PR1?"KXC_#Z#QT/&FA?%KQ%8ZG>^$/#]SI6 MK?#[6_#^EPZ/XA\0W'C*^FT_5O!D.N>$I+OQ)9=-\)OV@?%7Q$^,/Q.^$>N? M![6/!S_"[0_#6JZWXP3QSX'\7>&QJGC&YU&?P[X-G30+W^UM/\87/A33XO'5 M]I-Q8O'I'A77O"=[J-U#)XHT:*Y/K%?_ )_UO_!D_P#Y+R7W"]G#^2'_ ("O M\O)?<>H>!/@?\%OA;HFN>&?AG\(OAA\._#GB>=KKQ)H'@7P!X2\(Z)X@N6LT MTYKC6]*\/:1IUAJT[:?%'8M+?V]Q(;.-+4L8$6,7?^%0_"C_ *)E\/?_ BO M#/\ \JZ]$KS/XJ>/=<^'^@V%_P"&?AKXT^*OB#6=?T[P[I/A?P6FCP2I<:A% M>W$FK^(-=\1:GI.@>%_"^E6MA<3ZKKNJWH1)'LM,T^TU+6=4TW3KKQLQR3)L MWJPK9ME.69I6IQ<*=7,_^$5X9_P#E71_PJ'X4?]$R^'O_ (17AG_Y M5U\J^'/VZM%^)'AW0O$WP:^"GQ>^*]G-\+_"GQ>\8V6@GX>:1JG@SPQXSE\3 M1>']#$/B/QSIMEXU\?:O%X/\0ZGI/AOP-J&MZ;J6@VNF:]#XE73?%W@>;Q+W MVC_M=>!O&GC_ ,)_#GX:>&O''C?4?B%^S3X@_:<^'WBP:!=>%_AKXN\*Z9<_ M#:VT?PYI?CCQ-'86=UXKUY/BKX4U&2ST^SU&U\*:7<^?XPN=&O+O2]/OO._U M.X1_Z);AS_PR9;_\S>7Y]V+V5+_GW3_\ C_EY+[CVS_A47PH'3X9?#W_ ,(K MPU_\JZ[72]*TO1+"WTK1M-L-(TRT5TM-.TRSMM/L+9))'F=;>SM(H;>!7EDD ME=8HU#2.[D%F8GP/]G/XZ:S\=](\>:MJ?PRUGX>0>"?B-X@^&UO=WWB?POXL MT;Q?JGA!;:P\8:CX5UCPQ&/&/]N?#[59KVWLI1XP\)>)[.TBNK&P@ MU"[^BZ[L!D.1Y55G7RO)LJRZO4INC.M@,OPF$JSI.4)NE.IAZ-.2^X****]8H**** "BBB@ HHHH ^1?B!^S M9XM\<_M+?#OX\S_%6SG\-_#/2],L_"7PF\3_ YLO%'A_P *Z]/?:TGCCXB> M$-57Q7H;:1\3/&GA35(/ <7C'6-%\3WG@KPI:ZEIO@N'2(?&7CJ/Q)YEI'[# M.MZ'XO\ @G%:?M#>-K[X#?L_^+8/%'PZ_9[U_P &>!=3\,VO]EVFN6O@VQU3 MQK;V>F^.[\?"E-;^S_"J:/5+2'2['3-'A\>67Q&O-)TS4;/]!Z* /SS\6?\ M!/SPWK>IZMXMT'XD:[X:^(=U\8?CQ\4-&\72>$/!7BB/0M+_ &C_ 3I/P_^ M)_@>/P_XCL+O3+W3+O0M%TV\TG5Y6AU2TUK3;%]276?#[ZUX;UK[9^'/@30? MA;\/_ _PT\++>KX9^'O@_P ,>!O#JZC>2:AJ"Z%X1T.P\/:.M]?R@2WUXNG: M;;"ZO)0)+F<23N SD#LZ* C((R1D8R.H]QG(S^%?$'Q'_8GT3XR?$77O%/Q M7^)GC#QAX.O?#/Q1\,>'/! TGPCH&H^%M+^,/@J3P+XOT*'XC:%HUEXSUCP? MIVGW>IZYX+\+ZO*+J_P!=OO#7@=?"WV_10!\:_#7]F+XB>&_C MI8_&WXG_ +1OBCXV3^'OA_XC^'O@KPUXG^'?P\\+V7@NT\4WW@2\\2>(]%U' MP/8Z-=3^)_&G_"OM!_X3>;5X+_0KFXMQ+X'T#X>V]WKUEKWC-K_P32\"V7A[ MX6^%[?XD^*UTCPI\'O@9\"_B03X=\'OJ?Q5\ ?LY_$N^^+WPNM6UE]/;5/ . MI:?XXUGQ!)J=_P"%;IEOM&UZ\M[2VTS7M/\ #WB;1?TPHH 10%&!ZDGZL2Q_ M4GCMT%(ZAU*MG# @[6*L,]U92&5AU5E(92 RD$ TZB@#\Y]'_P"";'PH\):U MXLUSP/\ $/XRZ!>7WASX!:;\.GU?X@:[\1G^$?B#]GCQI\4_&WA/Q)X5D^)= M]XL_M :W>?%77](\7:+KZ7MCK6@:AXFL9)5N?&>OWTFI;_L/:]KO@#]K7PI\ M6OV@?%GQ4\2?M8^!XOAYK'C_ %#P-X*\,ZU\/O!UII7C33]%\&>#]*\.);:! M=^#O"5UX[\2:OX4M/$EEJOBR'4-Q\7:Q:Z!<_&._P#VD9?AO;Z'X<@LI/C[JGP+/[.&H>-)O%\-HGB> MXT&[^%S/'-X.N))89/%+#6FU@Z7#;^'(OLWI110 A&?S!_(@_P!*^&+?]BV3 MPQX9\+Q?"_XR^+?AW\1_!^J_M'OI'Q'L_#7A+7);GPO^TU\6]5^,'C7PAK7A MC5[5M+OK+0_%$_AS4?!^K6EUIFM:3JO@[2KV>[O=.U7Q1H6N?=%% 'Q%X&_8 MR@\,>"/@IX9\0_%+Q#XV\1?"/]H_Q-^TOJ_Q OO#'A;0_$/Q4\=>+(_BJ-;O M/'&GZ#;VGAJRO]4G^*=_#]'N9@+J31M L!<_O5!+%KF77_A;K\<6N>&-9L_"/CEFLM.\82^'/$>B:SJ MGAJ+4_#(U"+2]?U1)?HRB@#X+\4_L<>.)]-NIOA-^T=XC_9W\8>*_ASX"^'' MQ$\0?"'X5_"V+1]3LOAD+^W\&:[X%\$>-]+\8^'_ (<:]I6B:G=>#F%K_P ) M#H=WX+33-&N-%:[T#P_J^E^M^ _V:-!\ Z]\ -=T?67M!^S_ /LV>*OV;O#N MAZ9I2VN@7>A>)KWX&WBZRL.HZCK6KV,NB_\ "C=(M=+TV76=45[76;X:EJ%] M GRAPHIC 30 etfc-201763_chartx43559.jpg begin 644 etfc-201763_chartx43559.jpg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end GRAPHIC 31 etfc-201763_chartx44653.jpg begin 644 etfc-201763_chartx44653.jpg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end GRAPHIC 32 etfc-201763_chartx45629.jpg begin 644 etfc-201763_chartx45629.jpg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end GRAPHIC 33 etfc-201763_chartx46693.jpg begin 644 etfc-201763_chartx46693.jpg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end GRAPHIC 34 etfc-201763_chartx47747.jpg begin 644 etfc-201763_chartx47747.jpg M_]C_X 02D9)1@ ! 0 0 ! #_VP!# $! 0$! 0$! 0$! 0$! 0$! 0$! M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_ MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P 1" #< /8# 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#^_BBBB@ H MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ HHHH **** "BBB@ HHHH **** "BBB@ KY,_;A_:7UW]D+]FGQG\>_#'P MDUKX\>(_#/BCX/\ A70?A#X;U^R\,^)/'FK_ !:^-'P]^$&GZ+XQ6YN(@#S#P[^WY\'?%OCOX26N@:KH#?!7XJ?L??&']L#_ M (7AK7B:'PWHWA+PE\(O'7P3\':KHOBK1-9L+9]!NK9/BY?W7BV;7=5TJ^\" M:MX*U;PWKFC_ -HF\;2^6\>?\%1OV3O!]I\)KW2O&&H^-HOBG^T/X/\ V;VM M?#GAKQ6NN^!O&'C3P?K_ (YT;4O'/A+4_#UGXQT31;_P[H2WVC3S>'P_B2VU M73]1T'[=H\6IZEI_R/\ 'C_@D3XJ^)'QU_:-\1^ ?C%I'@?X!_'+]FGXT>'/ M#WPPN=.\23:A\+/VI/C1\=_@%\:_B%X[\-WGA[4=!NO^%.?%S7?@'H?BKXE^ M"-,\1:#XBM?B+XA^(GBGPCK%C=_$?4[C1]33/^"=GQ\C\2Z'\8Q'\$_#_P 5 M?#/[1W[,7Q2@T&]^.W[7'QP?Q=X"^!'A?XX^&=4\/^,/C_\ '>]\6>,8+B:7 M]H;QQX@^'WACPO\ "C1?#?A6;3VT;7-4\4'QA?Z[X< /T)^,W[67A+X%_&3P M%\/?']MIWA_P'XA_9T_:E_:.\;?%C6M?&FZ-\-_"7[+VH? R+Q&^KZ9_9=R; MO3;[2/C%>:W?:RNI6@T*U\(RK]AU,:H);#QOXF_\%2OV/_A_\+O$GQ5TCXCP M_$71_"'Q0^ 7PP\2Z;X'TKQ%J6N:1+^T3\1-%\!^ _&DFDG01J5_\/KZWO\ M6O%6E>,M&L=4T+QGI'A+Q!IW@*_\3>)8[+1;O/\ VZOV+?'W[4]YK4_@[Q7X M-\/1:E^P+_P4&_9+B3Q3'KD7@BXK]H3]A?XO?$7QI\4/'W@'Q5\.+74]8^%?_!-C0O 6 MB^*+GQ9INGMXW_8-_;+\=?M4:M8>)M3T+1=5N=%\&>/[+7]&\):5JNA:=K.K MZ!>MJVKW/A^ZAMK2UO@#Z_L/VR_V9-3^)-]\([3XP^%)/B!I\>MB?07.JPB3 M4_#'AP^,/$WABRU:?3(M!U+QOX9\*)/XD\2^ =-U6[\;^'M$L[_4=9\/V-MI MU_);<#;_ /!1G]BN]^'NA_%73OV@/!^J_#_Q1J.IV'ACQ+I%GXJU:S\36^A^ M'- \6:_XC\.0:;X=NK_7O!'A[P]XH\/ZEXB^(.DV=WX$T"+5[*+6/$=E-+#]G3PCXD\#^/?C'KFD_\ "[["PU>X\4?#C2[JTNOA M!IGC#QKK7B#3EUW_ ()K_&/0O W[$4W@;Q+X/\2?$#]F;]B#0OV.O&GAFY^. M_P"U!^SCX&UN72?#GPK^S^/_ GXW_9RO],\<3Z?8>*?AO/#J/P^\5Z%+I?C M+PYJND3?VMX/UWPM;2Z@ ?HOJ'[:/[+.F?$;PA\*I_CCX"F\:>.XO!4GA>RT M_4YM7TG4I?B7:RWWPTL6\6Z3:7W@[3]6^)-E&MY\.]%U3Q!8ZOXYM;BRN/"M MCJ\6H6#W/BG@/_@HC\,OB[^Q)\>?VU?A7X=U_6?#7P0T3]IN^N/"7BRWU+P3 MJ&MZG^S?-XZCN;)]2U'1)TT_3_&$'@ZVU*RU6TL-8_L.RUV*SU>T7Q%I&LZ' M:?,>B_\ !.?XW?#CQ[\#[GX,^(/@[\)]"^'GAO\ 9!\+^)/B#\)O%O[17PTU M?5/"'[/,6BZ;X^^&GC#]G;5?%7Q4^#/[0GA/QMX8TG4_!?PG\4_%KQ+IWQ,^ M ?A7Q/;6&G>*O&%UX"\-W]W[CX4_8U^+&F?L _M6_L9ZQX@^'W]M?%*U_;E\ M,_"GQM9:EXJO],E\-_M2>*?B]XT\&ZM\1--O?#UE?Z#KGAK4?BS-HGBC2?#= MSXNL;FQ\/1ZYI6LS7.L/HNE@'F?CS_@K!9^"?V#?@5^U^WP+U.]^('Q<\:>! M?ASXC_9^D\=V5IJ?PS\9+XVF\'_'^TUKQBOAVZ.I:5\"!H/C34+C58/"UF/& M#:5X>L[>WT5O%EG-:_;%O^VU^RO=?%#6?@W!\:_!LOQ#T&Y\(]=\,:9XT\3_ !37 MPEJ_B>[\7^&]9\4>(++7P#[7B_X*0_L0S^"O#'Q&@_:+\!3>!_&E]K-MX3\3 MQ'7Y-)\0Z=X;T'P[XF\3>,-)N$T)C>_#?PSH?BWPSJ'B3XI1(?AKX?BUW2TU MCQ993W<<)Q[#_@HK^S1')JVO^(?C'\&K/X:ZO/\ !J#X/>*?#GCO6_%_B/XG M3?&GX&ZG\?O"5@/ ]CX%MKS3M;\4?#[1=6\4_#K0?#VI^-=4\>>$K&76K:WT MO4"F@M^>'QD\ _$/]AGPM^R9>^')=/\ $OQ!\#?\$Y9OV*/$\,WP-^/?Q7^% M>O7O@?0?AM)IES\.9?@WX3\3:[:>/]2\5:%>_P!@_!SQGHOA'3/CAX3GCAB\ M=^$=6^&[PWFG^P]_P36^.'PSA_8J^(_CW6O!NA7'PJT[]B?Q=XS\!7EOJJ>+ M-%OO@E_P2C^*?[$_C/PLRV5M=>'8?$4'Q.^)MEK5H]EJD^DQ>&-(UF(:@=3: MRMK@ _9;PM\>?@_XV^#L?[0'A+XA>&O$'PF?0(/#WA==3/ MBB\NY3$ES8S^&9=%UFR\0Z9?6UMJNB:II.I:1JME9ZG8W5I%^>=I_P %-]2A M^(_P$\(>(O@Q8>']"^+_ (3_ &??&WB"^U/XCO8>-?!^@_M9:]\<8/@U-HW@ M>Z\&?9?&J>!_#7P4N]=_:3OAXK\.V/PL@UX76BOXPT[P]K%RGLW@W]CWQ5I? M[$'[0G[*7B3Q9HDFN_&W5/V]&B\4Z&-6^P:3IO[7/QF^/'Q"\-2S&ZAM-3.J M^&M$^+6E6WB&6W 236M-U*33+FXM6MKF7'MOA'JG[2_[.O[,J>+/A=X6\*>- M'T+PEX!^.ESXQ\-QV'C_ .'G@32]).E?M#_";P/J4^EG6TT_XH:[X1F^#FM3 MZ+J^E:)K?PU\5ZQXPTW4=2AAT-;\ ]5U[]J;5=#_ &3;[]K:X^&U]!X2TC1I MOBOJ?AFXU1QXEB_9XLM>?4K[X@+;G3HC'XMC^"T;_%4> 9HA+%?H_@.;5QJ2 MG5!]>V=W;7]I;7UG/#=6EY!%- MT<$@BOPUC_9W_;)^'O[.?[=?A7XJ:U>%?@ MKK>KK!)(P' H [.BBB@ HHHH **** "BBB@ HHHH ** M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@!" <9SQZ$C\\$9'L,YM?MO"'BFX\*7WAO3?%$'AS M7)O#>H>,8[R;PC8Z]'I=T^CWGBF+3KNPU"3PY:ZBMM<:XEA?65X^EQW:VUW: MS%)X_P T],_:Q^,/@C]CW]J_]HO5)D^+_AKX5P>(]7_9Y^)3_#:?P2_QH\+: M7X'\,2W?CP^ ;76--AOOAU!\3+_Q7!X'\16&K>'+7XB_#70K#Q'IFJSZ'?Z5 M\1?$H!^J-%?AI^T+_P %$/B'^SU^SG\9O#^I>/O"&C_M2^ /%/Q!TVVNOCCX M9\#^$M-\/>%O ?@WX4?%+5M3OK'P+\0M6\#_ !(\0ZMX,^+?@K3OAYIOA+6= M!NM0\0>/M!L/%/AFU3X>?$;4[CWL?M4?'7X<_%#XC67Q\G\,>"_A)>?$W3]5 M^&OBW3_#$?BB[G^$.D:W\1[Z\'AO2_ 6M>,O$?C&W\9_#K2/@YJ<'B#6/#^B M:SH&O:[^T;J<>CS>"/@I!JB 'ZH45G:1JVF:]I>FZWHNH6>K:/J]A9:II>J: M=<17>GZEIVH6T5Y8W]C=0,\%S9WMI/#*O@ MAX*G\9^'?AK%XZT[1M,\6>)_&FM:Y\0/#?PQ\$^ _!O@KPKJ?BC6->\4>+M? MMM5>VDO18PZ/H%I:Z'=VD^J7?VCQ!JOAK0+*_P!:A /H6BOAGXX?MLZ+\)/ M7P$\:P^$[:S;X[P2:S!:_%[7?$?POT_X=^%K'X77WQ.UO5?B)?>&OAU\6=7T M+4-"@CTK0M6TQO#3V6EW]_>WFK:WINF:+>7+^4>./^"EWA?P/KGCW3[SP%87 M^G>&?$'BGX>>&;BP^*/AM]=\5?$;PG\(].^,NHW6H>$CH[:MX/\ @G)X.N-3 MUFU^-6J/=V9\.:++XQNO"5MX6UOPKJ6N 'Z>T5\T?LY?M'6G[1/A[2O$NE>$ M-0\-:=>>"O"FO7KZGJMK>-;^*-?@N=0U/PKIPM[2 ZS9Z'H,WA7Q(OBJ%;73 M]5T;QWX4FMK."YNKRUL?I?\ 7_/O0 45\DZG^T;XQ\/?M(^#?@EXD^%5CIGA MWXDZGXYTWP'XCM_B)INK>.M2TKX=?#RQ\;^(_BAK'PTT[0YXO#WP=_MN^@^& M$'BF^\9?\)!:_$+4_!UAJGA.ST_QQHUY#\]ZO_P4J\)Z7XM^/]C%X3T;4?"? MP0L?CE8V]Q!X[N;3QUXS\<_ &[T30_&/AG2O#NH>"+;P.(9_%NL_\(]FP^*. ML^*O"UM'I/BOQMX.T+PSXELKVR /TZHK\Q-7_P""A^K>"?BSHOP<^(OP8M]* M\0Z5\0M5\"_%K7?"OCW5O%/A+PM!;^!/AM\2[#7_ -J5Q\-M!NO'4.G> /B M;IGC?XAZ7KMEX U'P5X6T37]0T]?%TT>G6M]^@OPZ\57OC;P7H'B?4])M_#^ MJZK9";5O#<&L6VNR^&=4622*_P##6IZC9Q06SZYH%RCZ3K]O%&$L=:M+^Q5I M5MUFE .VHKEO'$_BZV\&^*;CP#;^&KOQQ#X>UB3PA;>,M0U'2O"4WB5+"=M% M3Q-J6D66HZK9:!_:(MSJ]SIMC=7\=@+@VD+7'ED?GE'^VGXW\-_LF?M$_M#: ME;>%?BCIGPT\;77A'X+?$?P)X)\:>'O WQWTN]7X?>&-,\>Z#X,&O>.O$MQX M0TSXL^+O$W@N+5/#/B77--^).A^ YO&_@74QH7B72KM0#]-J*_)KQG^V%^T1 MX1^!/BKXLP6O@'5-3^!7CSQIX/\ CSX:U/X/_$+0?$>BW.CS^!-8T)/%&A:1 M\4_&.A_"GP/IOPS\4WGQ&^)?QOTWQS\8O#/AGPK-X4\4Z-X1UFTU'7_#^A]9 MHW[9?Q7\,_$CQ_X>^/\ H'@+X-> -)^+5S8^&/'GBVSUGPSITWPGTK6O'VGW M%S!6W^(_Q!A?PWY7P"\;7=P ?IS7( M^,?'_@7X>6%GJOC[QGX3\$:9J&IVVBV&H^+_ !)HOAFPOM8O$FDL])L[S6[Z MQM[G4[M+>=K:P@DDNIUAE:.)EC.XOA_X6^)?C3P;9:CX_\ BQIZVW@GP[JTDVH> M&O!\46H^+/%^F>(;32-/\$>+P#[ ^(?QB^$?PBMK&\^*_P 4OAS\,;35(]2E MTRY^(7C?PSX+M]1CT>&&XU>2PG\2:IID5VFEP7-O-J3P/(MC#<0RW1B25&;4 MUCXC?#[P[ ;K7_'7@W1+4>$]7\>&YU?Q1H>F6_\ P@^@-I2Z[XR\Z^OX(_\ MA%-%;7=$75O$6[^Q]-.L:4+R]A.H68F^6/BU\,]=^)OP[^%7P0TWX>Z]X=^# M\/Q7\*>$?BU;^+=6\+:A->_L^?#/PGJOBP0W$Z>+-:O]7\*?$_Q-X2\"?"GQ M1IM[)-XEU3POXF\4Q^)=(M])N+[41\F>*_V-OB_\7OVP-<^)OQ1@^'6K?##Q M/\'_ (Z^ [3XK?#/Q+?W/C_X>^']&^-7[+_Q1_9I\!Z/X)\7>%=;\*F\T/5_ MA1K?COQ#8"/Q7X,\9>+[SQLWC.Q;0K_P9X0FAU*:FJ;G!5)1D_""X MM?@;??#CPPU_XO\ $4,6HZ[X3\)^%_ .I:5X&\+ZA\08?$\-K-XF\#:EIWA? MP+J7POL_ GV35M3\6_$#XQ:5XHLM,ED\-)^IE6 4444 %%%% !1110 4444 M O&VA:9XH\&^-?#VM>$_%GAK6K5+W1_$/AKQ%IUSI&NZ M'JUE)^[O-,U;2[RZL+^UDS'L_!_P#9A_9Y^%?C;QAJ?PZ\ M+:-\-OASX#^)OB;Q4E[IUWXDT_3O DW@JQ7XD6ATS7+K58[C1=4\&^"M-T[4 MM!$;:=?6&E6MC]D$9J:S\+]%_X)W?L_V7[$?B M'Q!JIU[X4PZQX@7XF^(?A]KET&U:\UR[,;_#[5?'>J:.L=U=Z9J&@W6E37<< M'AM_$+6,$.M)_;1/I/[)?[6_PZT7QCJ8\*>-?"_Q@\*?#SQ]IEY/XJO-%U^Z M\/MH%_JG@VXM[C2/$6F>(/#830?'6O66H6&FW>G)=V'BOQ/HVLQWMCK^L6U[ M_)[XH_X-&/"/A_XOPSQ_ME:T_P"SS=:[-=0>$#\*D_X7!%X-BN8G'A >/!XO M_P"$1EU5-.E&C?\ "_/V:OZIO#7PZ\!^$/"WASP3X=\(> M'M.\+>$O#FA>$?#VCG2-.NH=.\.>&=*L]$T/3!)=6LLMQ'8Z7I]G;"6X9Y)3 M#YLI,C,:\GQ!XFR_+I8##<)4\'7QM.4WF=/&PQ].E"C*C2GAZ:JZ?[1-S_R=[_ &!HB^'=/TO3 M-*\.C1[/1M/L[33-(T_1S90Z=96%A!'965AI]M9D6T%K9V\$5K;6UNJQ00Q) M!&BHBJ/G[]I7]FNR_:2LOA]INK?$;QIX-TGP!XSB\>#P[H6D^ /$?A+QGK^F M64T/A9O'_A;X@>#?%VD>)['P5K$L?C+PIIMS#%I]CXWTW0?$]W;7]]X>T4V7 M'OX,\'.\$O"YEB $,@\.Z.KPA6+KY+I9*T6URSCRRI#$L.3FJZ^!/!D:2 M1P^&=)MDE*-*+2&6R,AB+&,N]E-;R-L+,5!<@;F&,,:_.UQYQ)%)/AS(ZKL[ MS?$N/PZ;4%:U./"V+:4JET[U&Z<+27M7[IT?7Y=:,?7VK73M[-];]=%W/GK_ M (*3_&SX+_L;?LY7_P :/VFOVHOVB_!7AY_$UWX2T.P^$R> 6\;?$:]\?>"H M?#NH?";PUX+F\$?\(KK375AH'B#QYIGB/7H;37?AWJ;:[K]AX\T+0;9-*/P# M_P $J?\ @H3_ ,$[?V\_VA[;0_@W+\=?A9\5/A1X)@U#X2?L\_&FQ^'J>&M/ M\(^$_A_:_!Z?5_AEXL\)+X@\1^)K/PCX&U&XLIOAWXJ^(MWIWA5O'/BWQ7H? MA5Y=8O-8TK)_X+A_\$V_B5^WA^RWX'\._LZ+HY^*GP6^(\WQ T'P1X@\1SZ- MIGC[0]5\,:EX7U_PUIVM:Y?2Z+HOB6T2[M-9\/2ZM)8:5J#V^H:-=:EI\FH6 MMPOY.?\ !#'_ ((S_MC_ +/?[6^G?M3_ +4?@IO@;X:^&GA#Q]H7A/P=>^+] M%O\ Q_XX\4>.O#]QX2%R+?P'K^JIX<\)Z#I5_J6I7&I:EK-K?:WJ']G:?ING M2V8U"\B_3,ISS)L3P;CLWS*KE^#XBH0Q/L\GIYQ.LIXBFF\'0I5*N6X7%5J. M+;@JF)AEM14%*H[/V$S">88A8B"C37L;+F2]YN_Q/GLK./31+RE=']>VA?L4 M>&]$_:!\ ?M CQ]XKN]?\&Z%-=SD*%!.WQ& MJ\*H' '3US7YY5XZSM13HE?%CXR?&31_C+\:-,\6_&S3X](U]HYOA7 M?#PUH^G>%U\-^%="\!:YK/PGU/QIX5\,^";M]0\9>&O"5OXIN/"J^/-<\1>* MM;T76[_Q!JPNOYW_ /@I_P#\%+_^"=/["7[3'Q"^!/B;X:_M$_M#>.=67V&[/U7!7%>'S/-)8?BS"95DN#^IUJE/$4,^Q>,ISQD:M"- M+#U)5\BRE4Z4Z$L36=:5>#C5HTZ,:=7VO-'"OCJWL_W%-1FY*[OSV7E%QC=M MV3>MM;+JOZ8/^"=OQ(_9E_;E_99T[XZ_!#QK\6/&'AWXD?&%_&7QHF^+CZ!' M\5M7^*OP[TSPWX;7P/\ %&'PSIUEX9TV'POIOA7X:MI%EX)MK#0M7\*Z%X9O MK6>^L_$&L7.I_7'[*_[+/@_]D_P5K_@KP=XC\5^)[7Q#XDLO$%W?^+'T-;N) M=$\$>#OAMX?LX+;PYH^A:7YUOX/\!>'?[?UJ2Q?6_&7BM]>\:>([V\UK7KMT M_)__ (),?\$Z)_\ @GY^R):?!7XDZWX<^('Q*\6>.O$_Q/\ B/J/A\:A/X/T M[6O$EAH>B6GA3PS+J5MI]]JFE:%X?\.:7:WNKW]A:'6]8EU2]MK*TTYK*&OT MF_X5[X#_ .A.\._^"RW_ /B:\+/>-L?A>C%SY5S/VCBKVUT]G*WI=V MZ-GU!\2_ 7@SXJ> /&7PQ^(FGC6/ OQ#\,:YX+\7:-_:VJZ&=9\-^)--N-)U MO2O[5T+4=)UFR34--NKFTEGTS4;*]2&:00W$1):OFOXF?#W]E7X&_ GXB:Q\ M35OKSX,> _A)\4I_&6B^/?B9\0_B/I:?#!_#.A:AXVT2#1/'?C;7EOK�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end GRAPHIC 35 etfc-201763_chartx48990.jpg begin 644 etfc-201763_chartx48990.jpg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end GRAPHIC 36 etradeasteriska02.jpg begin 644 etradeasteriska02.jpg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htm IDEA: XBRL DOCUMENT v3.7.0.1
Document and Entity Information - shares
6 Months Ended
Jun. 30, 2017
Jul. 31, 2017
Document And Entity Information [Abstract]    
Document Type 10-Q  
Document Period End Date Jun. 30, 2017  
Amendment Flag false  
Entity Registrant Name E TRADE FINANCIAL CORP  
Entity Central Index Key 0001015780  
Entity Current Reporting Status Yes  
Entity Voluntary Filers No  
Current Fiscal Year End Date --12-31  
Entity Filer Category Large Accelerated Filer  
Entity Well-known Seasoned Issuer Yes  
Common stock shares outstanding   274,709,880
Document Fiscal Year Focus 2017  
Document Fiscal Period Focus Q2  

XML 38 R2.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED CONSOLIDATED STATEMENT OF INCOME - USD ($)
shares in Thousands, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Revenue:        
Interest income $ 378 $ 306 $ 719 $ 614
Interest expense (22) (20) (44) (41)
Net interest income 356 286 675 573
Commissions 105 106 232 213
Fees and service charges 98 62 184 120
Gains on securities and other, net 7 10 17 20
Other revenue 11 10 22 20
Total non-interest income 221 188 455 373
Total net revenue 577 474 1,130 946
Provision (benefit) for loan losses (99) (35) (113) (69)
Non-interest expense:        
Compensation and benefits 133 125 269 251
Advertising and market development 42 30 85 73
Clearing and servicing 33 25 65 49
Professional services 24 22 46 44
Occupancy and equipment 29 24 56 47
Communications 36 20 61 43
Depreciation and amortization 20 20 40 40
FDIC insurance premiums 8 6 16 12
Amortization of other intangibles 9 5 18 10
Restructuring and acquisition-related activities 4 1 8 3
Other non-interest expenses 21 17 37 35
Total non-interest expense 359 295 701 607
Income before income tax expense 317 214 542 408
Income tax expense 124 81 204 122
Net income 193 133 338 286
Preferred stock dividends 0 0 13 0
Net income available to common shareholders $ 193 $ 133 $ 325 $ 286
Basic earnings per share (in dollars per share) $ 0.70 $ 0.48 $ 1.18 $ 1.02
Diluted earnings per share (in dollars per share) $ 0.70 $ 0.48 $ 1.17 $ 1.01
Shares used in computation of per common share data:        
Basic (in thousands) 275,410 277,013 275,167 281,141
Diluted (in thousands) 276,272 277,978 276,370 282,426
XML 39 R3.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Statement of Comprehensive Income [Abstract]        
Net income $ 193 $ 133 $ 338 $ 286
Available-for-sale securities:        
Unrealized gains, net 42 69 88 163
Reclassification into earnings, net (6) (9) (11) (18)
Net change from available-for-sale securities 36 60 77 145
Reclassification of foreign currency translation gains 0 0 (2) 0
Other comprehensive income (loss) 36 60 75 145
Comprehensive income $ 229 $ 193 $ 413 $ 431
XML 40 R4.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED CONSOLIDATED BALANCE SHEET - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and equivalents $ 1,091 $ 1,950
Cash required to be segregated under federal or other regulations 889 1,460
Available-for-sale securities 18,890 13,892
Held-to-maturity securities (fair value of $21,565 and $15,716 at June 30, 2017 and December 31, 2016, respectively) 21,502 15,751
Margin receivables 7,773 6,731
Loans receivable, net (net of allowance for loan losses of $116 million and $221 million at June 30, 2017 and December 31, 2016, respectively) 3,055 3,551
Receivables from brokers, dealers and clearing organizations 1,237 1,056
Property and equipment, net 245 239
Goodwill 2,370 2,370
Other intangibles, net 303 320
Deferred tax assets, net 519 756
Other assets 879 923
Total assets 58,753 48,999
Liabilities:    
Deposits 40,072 31,682
Customer payables 7,992 8,159
Payables to brokers, dealers and clearing organizations 1,473 983
Other borrowings 1,009 409
Corporate debt 992 994
Other liabilities 532 500
Total liabilities 52,070 42,727
Commitments and contingencies (see Note 14)
Shareholders’ equity:    
Preferred stock, $0.01 par value, $1,000 liquidation preference, shares authorized: 1,000,000 at June 30, 2017 and December 31, 2016; shares issued and outstanding: 400,000 at both June 30, 2017 and December 31, 2016 394 394
Common stock, $0.01 par value, shares authorized: 400,000,000 at June 30, 2017 and December 31, 2016; shares issued and outstanding: 275,054,601 and 273,963,415 at June 30, 2017 and December 31, 2016, respectively 3 3
Additional paid-in-capital 6,929 6,921
Accumulated deficit (581) (909)
Accumulated other comprehensive loss (62) (137)
Total shareholders’ equity 6,683 6,272
Total liabilities and shareholders’ equity $ 58,753 $ 48,999
XML 41 R5.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED CONSOLIDATED BALANCE SHEET (Parentheticals) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
ASSETS    
Held-to-maturity securities, fair value $ 21,565 $ 15,716
Allowance for loan losses $ 116 $ 221
Shareholders’ equity:    
Preferred stock, par value $ 0.01 $ 0.01
Preferred stock, liquidation preference $ 1,000 $ 1,000
Preferred stock, shares authorized (in shares) 1,000,000 1,000,000
Preferred stock, shares issued (in shares) 400,000 400,000
Preferred stock, shares outstanding (in shares) 400,000 400,000
Common stock par value $ 0.01 $ 0.01
Common stock shares authorized (in shares) 400,000,000 400,000,000
Common stock shares issued (in shares) 275,054,601 273,963,415
Common stock shares outstanding (in shares) 275,054,601 273,963,415
XML 42 R6.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY - USD ($)
shares in Millions, $ in Millions
Total
Preferred Stock
Common Stock
Additional Paid-in Capital
Accumulated Deficit
Accumulated Other Comprehensive Loss
Balance, at Dec. 31, 2015 $ 5,799   $ 3 $ 7,356 $ (1,461) $ (99)
Balance, (in shares) at Dec. 31, 2015     291.0      
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Net income 286       286  
Other comprehensive income (loss) 145         145
Conversion of convertible debentures 5     5    
Conversion of convertible debentures, shares     1.0      
Exercise of stock options and related tax effects 2     2    
Repurchases of common stock (452)     (452)    
Repurchases of common stock, shares     (19.0)      
Issuance of common stock for share-based compensation, net of shares withheld to pay taxes (14)     (14)    
Issuance of common stock for share-based compensation, net of shares withheld to pay taxes, shares     1.0      
Share-based compensation 14     14    
Balance, at Jun. 30, 2016 5,785   $ 3 6,911 (1,175) 46
Balance, (in shares) at Jun. 30, 2016     274.0      
Balance, at Dec. 31, 2016 6,272 $ 394 $ 3 6,921 (909) (137)
Balance, (in shares) at Dec. 31, 2016     274.0      
Increase (Decrease) in Stockholders' Equity [Roll Forward]            
Cumulative effect of accounting change 3       3  
Net income 338       338  
Other comprehensive income (loss) 75         75
Conversion of convertible debentures $ 3     3    
Conversion of convertible debentures, shares 0.3          
Preferred stock dividends $ (13)       (13)  
Issuance of common stock for share-based compensation, net of shares withheld to pay taxes (16)     (16)    
Issuance of common stock for share-based compensation, net of shares withheld to pay taxes, shares     1.0      
Share-based compensation 21     21    
Balance, at Jun. 30, 2017 $ 6,683 $ 394 $ 3 $ 6,929 $ (581) $ (62)
Balance, (in shares) at Jun. 30, 2017     275.0      
XML 43 R7.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Cash flows from operating activities:    
Net income $ 338 $ 286
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (benefit) for loan losses (113) (69)
Depreciation and amortization (including discount amortization and accretion) 124 112
Gains on securities and other, net (17) (20)
Share-based compensation 21 14
Deferred tax expense 192 114
Other (3) 4
Net effect of changes in assets and liabilities:    
Decrease (increase) in cash required to be segregated under federal or other regulations 571 (764)
Increase in receivables from brokers, dealers and clearing organizations (189) (172)
(Increase) decrease in margin receivables (1,042) 574
Increase in other assets (22) 0
Increase in payables to brokers, dealers and clearing organizations 490 168
(Decrease) increase in customer payables (167) 168
Decrease in other liabilities (11) (75)
Net cash provided by operating activities 172 340
Cash flows from investing activities:    
Purchases of available-for-sale securities (6,348) (3,687)
Proceeds from sales of available-for-sale securities 795 1,621
Proceeds from maturities of and principal payments on available-for-sale securities 701 681
Purchases of held-to-maturity securities (6,840) (3,122)
Proceeds from maturities of and principal payments on held-to-maturity securities 1,107 864
Proceeds from sale of loans 40 0
Decrease in loans receivable 555 579
Capital expenditures for property and equipment (50) (38)
Proceeds from sale of real estate owned and repossessed assets 16 10
Net cash flow from derivative contracts 51 (56)
Other (19) (4)
Net cash used in investing activities (9,992) (3,152)
Cash flows from financing activities:    
Increase in deposits 8,390 3,519
Preferred stock dividends (13) 0
Net increase (decrease) in securities sold under agreements to repurchase 400 (82)
Advances from FHLB 400 0
Payments on advances from FHLB (200) 0
Repurchases of common stock 0 (452)
Other (16) (13)
Net cash provided by financing activities 8,961 2,972
(Decrease) increase in cash and equivalents (859) 160
Cash and equivalents, beginning of period 1,950 2,233
Cash and equivalents, end of period 1,091 2,393
Supplemental disclosures:    
Cash paid for interest 41 59
Cash paid for income taxes, net of refunds 5 5
Non-cash investing and financing activities:    
Transfers of loans held-for-investment to loans held-for-sale 40 0
Transfers from loans to other real estate owned and repossessed assets 15 14
Conversion of convertible debentures to common stock 3 5
Transfer of available-for-sale securities to held-to-maturity securities $ 0 $ 492
XML 44 R8.htm IDEA: XBRL DOCUMENT v3.7.0.1
Organization, Basis of Presentation and Summary of Significant Accounting Policies
6 Months Ended
Jun. 30, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
ORGANIZATION, BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
ORGANIZATION, BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
Organization
E*TRADE Financial Corporation is a financial services company that provides brokerage and related products and services primarily to individual retail investors under the brand E*TRADE Financial. The Company also provides investor-focused banking products, primarily sweep deposits, to retail investors.
Basis of Presentation
The condensed consolidated financial statements, also referred to herein as the consolidated financial statements, include the accounts of the Company and its majority-owned subsidiaries as determined under the voting interest model. Entities in which the Company has the ability to exercise significant influence but in which the Company does not possess control are generally accounted for by the equity method. Entities in which the Company does not have the ability to exercise significant influence are generally carried at cost. Investments in marketable equity securities where the Company does not have the ability to exercise significant influence over the entities are accounted for as available-for-sale equity securities. The Company also evaluates its initial and continuing involvement with certain entities to determine if the Company is required to consolidate the entities under the variable interest entity (VIE) model. This evaluation is based on a qualitative assessment of whether the Company is the primary beneficiary of the VIE, which requires the Company to possess both: 1) the power to direct the activities that most significantly impact the economic performance of the VIE; and 2) the obligation to absorb losses or the right to receive benefits of the VIE that could potentially be significant to the VIE. The consolidated financial statements do not include any consolidated VIEs for all periods presented.
The Company's consolidated financial statements are prepared in accordance with GAAP. Intercompany accounts and transactions are eliminated in consolidation. These financial statements reflect all adjustments, which are normal and recurring in nature, necessary to present fairly the financial position, results of operations and cash flows for the periods presented. These consolidated financial statements should be read in conjunction with the Annual Report on Form 10-K for the year ended December 31, 2016. While certain disclosures included in annual financial statements prepared in accordance with GAAP have been omitted in this quarterly report, the Company believes that the information and disclosures presented herein are adequate and that such disclosures are not misleading.
Use of Estimates
Preparing the Company's consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and related notes for the periods presented. Actual results could differ from management’s estimates. Certain significant accounting policies are critical because they are based on estimates and assumptions that require complex and subjective judgments by management. Changes in these estimates or assumptions could materially impact the Company’s financial condition and results of operations. Material estimates in which management believes changes could reasonably occur include: allowance for loan losses; valuation and impairment of goodwill and acquired intangible assets; and estimates of effective tax rates, deferred taxes and valuation allowance.
Adoption of New Accounting Standards
Accounting for Employee Share-Based Payments
In March 2016, the FASB amended the accounting guidance on employee share-based payments. Relevant changes in the amended guidance include the requirement to recognize all excess tax benefits and deficiencies upon exercise or vesting as income tax expense or benefit in the consolidated statement of income; to treat excess tax benefits and deficiencies as discrete items in the reporting period they occur; to not delay recognition of excess tax benefits until the tax benefit is realized through a reduction in current taxes payable; and to make an accounting policy election to either estimate forfeitures or account for them as they occur. The Company adopted the amended accounting guidance as of January 1, 2017 and recognized a $3 million deferred tax asset and cumulative-effect adjustment to equity as of the beginning of the period. In addition, for the six months ended June 30, 2016 the Company reclassified $13 million related to shares withheld to pay taxes from cash flows from operating activities to cash flows from financing activities. Forfeitures will continue to be estimated consistent with the Company's prior accounting policies. The impact to the Company's financial condition, results of operations and cash flows will vary based on, among other factors, the market price of the Company's common stock. During the six months ended June 30, 2017 the Company recognized a $6 million income tax benefit in accordance with the new guidance.
New Accounting Standards Not Yet Adopted
Revenue Recognition on Contracts with Customers
In May 2014, the FASB amended the guidance on revenue recognition on contracts with customers. The new standard outlines a single comprehensive model for entities to apply in accounting for revenue arising from contracts with customers. The Company's accounting for net interest income is not expected to be impacted by the new standard. The FASB issued supplemental amendments to the new standard to clarify certain accounting guidance and provide narrow scope improvements and practical expedients during 2016. The amended guidance will be effective for annual and interim periods beginning on January 1, 2018 and may be applied on either a full retrospective or modified retrospective basis. The Company is in process of completing its evaluation of the new accounting guidance. This adoption is not expected to have a material impact on the Company’s financial condition, results of operations or cash flows as the satisfaction of performance obligations under the new guidance is expected to be materially consistent with the Company's existing revenue recognition policies. Similarly, the amended guidance is not expected to have a material impact on the recognition of costs incurred to obtain new contracts.
Classification and Measurement of Financial Instruments
In January 2016, the FASB amended the accounting and disclosure guidance on the classification and measurement of financial instruments. Relevant changes in the amended guidance include the requirement that equity investments, excluding those accounted for under the equity method of accounting or those resulting in consolidation of the investee, be measured at fair value in the consolidated balance sheet with changes in fair value recognized in net income. For disclosure purposes, the Company will no longer be required to disclose the methods and significant assumptions used to estimate fair value for financial instruments measured at amortized cost in the consolidated balance sheet. The amended guidance will be effective for interim and annual periods beginning on January 1, 2018 and is required to be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the consolidated balance sheet on that date. The Company is currently evaluating the impact of the new accounting guidance; however, the adoption is not expected to have a material impact on the Company’s financial condition, results of operations or cash flows as debt securities represent the majority of the Company's investment portfolio.
Accounting for Leases
In February 2016, the FASB amended the guidance on accounting for leases. The new standard requires lessees to recognize assets and liabilities on the balance sheet for the rights and obligations created by all qualifying leases with terms of more than twelve months. The recognition, measurement and presentation of expenses and cash flows arising from a lease by a lessee remains substantially unchanged and depends on classification as a finance or operating lease. The new standard also requires quantitative and qualitative disclosures that provide information about the amounts related to leasing arrangements recorded in the consolidated financial statements. The new guidance will be effective for interim and annual periods beginning on January 1, 2019 and is required to be applied on a modified retrospective basis to the earliest period presented, which includes practical expedient options in certain circumstances. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, the Company's business model of providing services through digital platforms and via phone and online channels in addition to 30 regional branches may limit the impact of the amended lease accounting guidance to the Company's financial condition.
Accounting for Credit Losses
In June 2016, the FASB amended the accounting guidance on accounting for credit losses. The amended guidance requires measurement of all expected credit losses for financial instruments and other commitments to extend credit held at the reporting date. For financial assets measured at amortized cost, factors such as historical experience, current conditions, and reasonable and supportable forecasts will be used to estimate expected credit losses. The amended guidance will also change the manner in which credit losses are recognized on debt securities classified as available-for-sale. The new guidance will be effective for interim and annual periods beginning January 1, 2020. Early adoption is permitted. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, given the recent performance of the Company's run-off legacy loan portfolio and the credit profile of the current investment securities portfolio, the Company does not expect the amended accounting guidance to have as significant of an impact as it could have if the Company were originating or purchasing loans.
Classification of Certain Cash Receipts and Cash Payments
In August 2016, the FASB amended the guidance on the presentation and classification of certain cash receipts and cash payments in the consolidated statement of cash flows to eliminate current diversity in practice. The new guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company does not expect the amended accounting guidance to have a significant impact on its consolidated statement of cash flows.
Classification of Restricted Cash
In November 2016, the FASB amended the guidance on the presentation and classification of changes in restricted cash in the consolidated statement of cash flows to eliminate current diversity in practice. The amended guidance requires the consolidated statement of cash flows to explain the change during the period in the total cash, cash equivalents, and amounts generally described as restricted cash and restricted cash equivalents. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company is currently evaluating the impact of the new presentation and classification guidance.
Clarifying the Definition of a Business
In January 2017, the FASB issued guidance to clarify the definition of a business in order to assist companies in the evaluation of whether transactions should be accounted for as acquisitions or disposals of assets or businesses. The amended guidance also removes the existing evaluation of a market participant's ability to replace missing elements and narrows the definition of output to achieve consistency with other topics. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied prospectively. Early adoption is permitted.
Simplifying the Test for Goodwill Impairment
In January 2017, the FASB issued guidance to simplify the test for goodwill impairment by eliminating Step 2 from the goodwill impairment test. The amended guidance requires the Company to perform its annual goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An impairment charge should be recognized at the amount by which the carrying amount exceeds the fair value of the reporting unit; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Income tax effects resulting from any tax deductible goodwill should be considered when measuring the goodwill impairment loss, if applicable. The Company will still have the option to perform a qualitative assessment to conclude whether it is more likely than not that the carrying amount of the Company exceeds its fair value. The guidance will be effective for interim and annual periods beginning January 1, 2020 and must be applied prospectively. Early adoption is permitted.
Premium Amortization on Purchased Callable Debt Securities
In March 2017, the FASB issued guidance to amend the amortization period for certain purchased callable debt securities held at a premium. The amended guidance shortens the amortization period for certain callable debt securities held at a premium by requiring the premium to be amortized to the earliest call date. The guidance does not amend the accounting for securities held at a discount. The guidance will be effective for interim and annual periods beginning January 1, 2019 and must be applied on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Early adoption is permitted. Based on the current composition of the Company's securities portfolio, the new guidance is not expected to have a significant impact on the Company's financial condition or results of operations.
XML 45 R9.htm IDEA: XBRL DOCUMENT v3.7.0.1
Interest Income and Interest Expense
6 Months Ended
Jun. 30, 2017
Interest Income and Interest Expense Disclosure [Abstract]  
INTEREST INCOME AND INTEREST EXPENSE
INTEREST INCOME AND INTEREST EXPENSE
The following table shows the components of interest income and interest expense (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Interest income:
 
 
 
 
 
 
 
Cash and equivalents
$
2

 
$
1

 
$
4

 
$
3

Cash required to be segregated under federal or other regulations
3

 
1

 
6

 
2

Available-for-sale securities
95

 
68

 
180

 
132

Held-to-maturity securities
137

 
107

 
257

 
210

Margin receivables
75

 
61

 
141

 
125

Loans
41

 
49

 
84

 
100

Broker-related receivables and other
1

 
1

 
1

 
1

Subtotal interest income
354

 
288

 
673

 
573

Other interest revenue(1)
24

 
18

 
46

 
41

Total interest income
378

 
306

 
719

 
614

Interest expense:
 
 
 
 
 
 
 
Deposits
(1
)
 
(1
)
 
(2
)
 
(2
)
Customer payables
(2
)
 
(1
)
 
(3
)
 
(2
)
Other borrowings
(5
)
 
(4
)
 
(10
)
 
(9
)
Corporate debt
(13
)
 
(14
)
 
(27
)
 
(27
)
Subtotal interest expense
(21
)

(20
)
 
(42
)
 
(40
)
Other interest expense(2)
(1
)
 

 
(2
)
 
(1
)
Total interest expense
(22
)
 
(20
)
 
(44
)
 
(41
)
Net interest income
$
356

 
$
286

 
$
675

 
$
573


(1)
Represents interest income on securities loaned.
(2)
Represents interest expense on securities borrowed.
XML 46 R10.htm IDEA: XBRL DOCUMENT v3.7.0.1
Fair Value Disclosures
6 Months Ended
Jun. 30, 2017
Fair Value Disclosures [Abstract]  
FAIR VALUE DISCLOSURES
FAIR VALUE DISCLOSURES
Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. In determining fair value, the Company may use various valuation approaches, including market, income and/or cost approaches. The fair value hierarchy requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Fair value is a market-based measure considered from the perspective of a market participant. Accordingly, even when market assumptions are not readily available, the Company’s own assumptions reflect those that market participants would use in pricing the asset or liability at the measurement date. The fair value measurement accounting guidance describes the following three levels used to classify fair value measurements:
Level 1—unadjusted quoted prices in active markets for identical assets or liabilities that are accessible by the Company
Level 2—quoted prices for similar assets and liabilities in an active market, quoted prices in markets that are not active or for which all significant inputs are observable, either directly or indirectly
Level 3—unobservable inputs that are significant to the fair value of the assets or liabilities
The availability of observable inputs can vary and in certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy. In such cases, the level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The Company’s assessment of the significance of a particular input to a fair value measurement requires judgment and consideration of factors specific to the asset or liability.
Recurring Fair Value Measurement Techniques
Mortgage-backed Securities
The Company’s mortgage-backed securities portfolio is comprised of agency mortgage-backed securities which are guaranteed by U.S. government sponsored enterprises and federal agencies. The fair value of agency mortgage-backed securities was determined using a market approach with quoted market prices, recent transactions and spread data for identical or similar instruments. Agency mortgage-backed securities were categorized in Level 2 of the fair value hierarchy.
Other Debt Securities
The Company's fair value level classification of U.S. Treasuries is based on the original maturity dates of the securities and whether the securities are the most recent issuances of a given maturity. U.S. Treasuries with original maturities less than one year are classified as Level 1. U.S. Treasuries with original maturities longer than one year are classified as Level 1 if they represent the most recent issuance of a given maturity; otherwise, these securities are classified as Level 2.
The fair value measurements of agency debentures and agency debt securities were determined using market and income approaches along with the Company’s own trading activities for identical or similar instruments and were categorized in Level 2 of the fair value hierarchy.
All of the Company’s municipal bonds were rated investment grade at June 30, 2017. These securities were valued using a market approach with pricing service valuations corroborated by recent market transactions for identical or similar bonds. Municipal bonds and corporate bonds were categorized in Level 2 of the fair value hierarchy.
Publicly Traded Equity Securities
The fair value measurements of the Company's publicly traded equity securities were classified as Level 1 of the fair value hierarchy as they were based on quoted prices in active markets.
Derivative Instruments
Interest rate swap and option contracts were valued with an income approach using pricing models that are commonly used by the financial services industry. The market observable inputs used in the pricing models include the swap curve, the volatility surface, and prime or overnight indexed swap basis from a financial data provider. The Company does not consider these models to involve significant judgment on the part of management, and the Company corroborated the fair value measurements with counterparty valuations. The Company’s derivative instruments were categorized in Level 2 of the fair value hierarchy. The consideration of credit risk, the Company’s or the counterparty’s, did not result in an adjustment to the valuation of its derivative instruments in the periods presented.
Nonrecurring Fair Value Measurement Techniques
Certain other assets are recorded at fair value on a nonrecurring basis: 1) one- to four-family and home equity loans in which the amount of the loan balance in excess of the estimated current value of the underlying property less estimated selling costs has been charged-off; and 2) real estate owned that is carried at the lower of the property’s carrying value or fair value less estimated selling costs.
The Company evaluates and reviews assets that have been subject to fair value measurement requirements on a quarterly basis in accordance with policies and procedures that were designed to be in compliance with guidance from the Company’s regulators. These policies and procedures govern the frequency of the review, the use of acceptable valuation methods, and the consideration of estimated selling costs.
Loans Receivable
Loans that have been delinquent for 180 days or that are in bankruptcy and certain TDR loan modifications are charged-off based on the estimated current value of the underlying property less estimated selling costs. Property valuations for these one- to four-family and home equity loans are based on the most recent "as is" property valuation data available, which may include appraisals, broker price opinions (BPOs), automated valuation models or updated values using home price indices. Subsequent to the recording of an initial fair value measurement, these loans continue to be measured at fair value on a nonrecurring basis, utilizing the estimated value of the underlying property less estimated selling costs. These property valuations are updated on a monthly, quarterly or semi-annual basis depending on the type of valuation initially used. If the valuation data obtained is significantly different from the valuation previously received, the Company reviews additional property valuation data to corroborate or update the valuation. If the value of the underlying property has declined, an additional charge-off is recorded. If the value of the underlying property has increased, previously charged-off amounts are not reversed. Recoveries of previously charged-off amounts are recognized within the allowance for loan losses when received.
Real Estate Owned
Property valuations for real estate owned are based on the lowest value of the most recent property valuation data available, which may include appraisals, listing prices or approved offer prices.
Nonrecurring fair value measurements on one- to four-family and home equity loans and real estate owned were classified as Level 3 of the fair value hierarchy as the valuations included unobservable inputs that were significant to the fair value. The following table presents additional information about significant unobservable inputs used in the valuation of assets measured at fair value on a nonrecurring basis that were categorized in Level 3 of the fair value hierarchy at June 30, 2017 and December 31, 2016:
 
Unobservable Inputs
 
Average
 
Range
June 30, 2017
 
 
 
 
 
Loans receivable:
 
 
 
 
 
One- to four-family
Appraised value
 
$
416,000

 
$40,000-$1,200,000
Home equity
Appraised value
 
$
320,500

 
$29,500-$1,990,000
Real estate owned
Appraised value
 
$
296,500

 
$17,000-$1,120,000
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
Loans receivable:
 
 
 
 
 
One- to four-family
Appraised value
 
$
408,100

 
$50,000-$1,490,000
Home equity
Appraised value
 
$
312,000

 
$6,000-$2,500,000
Real estate owned
Appraised value
 
$
342,300

 
$21,500-$1,800,000

Recurring and Nonrecurring Fair Value Measurements
Assets and liabilities measured at fair value at June 30, 2017 and December 31, 2016 are summarized in the following tables (dollars in millions):
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
June 30, 2017:
 
 
 
 
 
 
 
Recurring fair value measurements:
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$

 
$
17,380

 
$

 
$
17,380

Agency debentures

 
988

 

 
988

U.S. Treasuries

 
451

 

 
451

Agency debt securities

 
33

 

 
33

Municipal bonds

 
31

 

 
31

Total debt securities

 
18,883

 

 
18,883

Publicly traded equity securities
7

 

 

 
7

Total available-for-sale securities
7

 
18,883

 

 
18,890

Receivables from brokers, dealers and clearing organizations:
 
 
 
 
 
 
 
U.S. Treasuries
134

 

 

 
134

Other assets:
 
 
 
 
 
 
 
Derivative assets(1)

 
90

 

 
90

Total assets measured at fair value on a recurring basis(2)
$
141

 
$
18,973

 
$

 
$
19,114

Liabilities
 
 
 
 
 
 
 
Other liabilities:
 
 
 
 
 
 
 
Derivative liabilities(1)
$

 
$
38

 
$

 
$
38

Total liabilities measured at fair value on a recurring basis(2)
$

 
$
38

 
$

 
$
38

Nonrecurring fair value measurements:
 
 
 
 
 
 
 
Loans receivable, net:
 
 
 
 
 
 
 
One- to four-family
$

 
$

 
$
14

 
$
14

Home equity

 

 
19

 
19

Total loans receivable

 

 
33

 
33

Other assets:
 
 
 
 
 
 
 
Real estate owned

 

 
20

 
20

Total assets measured at fair value on a nonrecurring basis(3)
$

 
$

 
$
53

 
$
53

 
(1)
All derivative assets and liabilities were interest rate contracts at June 30, 2017. Information related to derivative instruments is detailed in Note 7—Derivative Instruments and Hedging Activities.
(2)
Assets and liabilities measured at fair value on a recurring basis represented 33% and less than 1% of the Company’s total assets and total liabilities, respectively, at June 30, 2017.
(3)
Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at June 30, 2017, and for which a fair value measurement was recorded during the period.
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
December 31, 2016:
 
 
 
 
 
 
 
Recurring fair value measurements:
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$

 
$
12,634

 
$

 
$
12,634

Agency debentures

 
788

 

 
788

U.S. Treasuries

 
407

 

 
407

Agency debt securities

 
24

 

 
24

Municipal bonds

 
32

 

 
32

Total debt securities

 
13,885

 

 
13,885

Publicly traded equity securities
7

 

 

 
7

Total available-for-sale securities
7

 
13,885

 

 
13,892

Other assets:
 
 
 
 
 
 
 
Derivative assets(1)

 
165

 

 
165

Total assets measured at fair value on a recurring basis(2)
$
7

 
$
14,050

 
$

 
$
14,057

Liabilities
 
 
 
 
 
 
 
Other liabilities:
 
 
 
 
 
 
 
Derivative liabilities(1)
$

 
$
31

 
$

 
$
31

Total liabilities measured at fair value on a recurring basis(2)
$

 
$
31

 
$

 
$
31

Nonrecurring fair value measurements:
 
 
 
 
 
 
 
Loans receivable, net:
 
 
 
 
 
 
 
One- to four-family
$

 
$

 
$
25

 
$
25

Home equity

 

 
21

 
21

Total loans receivable

 

 
46

 
46

Other assets:
 
 
 
 
 
 
 
Real estate owned

 

 
35

 
35

Total assets measured at fair value on a nonrecurring basis(3)
$

 
$

 
$
81

 
$
81

 
(1)
All derivative assets and liabilities were interest rate contracts at December 31, 2016. Information related to derivative instruments is detailed in Note 7—Derivative Instruments and Hedging Activities.
(2)
Assets and liabilities measured at fair value on a recurring basis represented 29% and less than 1% of the Company’s total assets and total liabilities, respectively, at December 31, 2016.
(3)
Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at December 31, 2016, and for which a fair value measurement was recorded during the period.
The following table presents gains and losses recognized on assets measured at fair value on a nonrecurring basis during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
1

 
$
1

 
$
2

 
$
2

Home equity
2

 
4

 
3

 
7

Total losses on loans receivable measured at fair value
$
3

 
$
5

 
$
5

 
$
9

Losses (gains) on real estate owned measured at fair value
$

 
$
1

 
$
(1
)
 
$
1


Transfers Between Levels 1, 2 and 3
For assets and liabilities measured at fair value on a recurring basis, the Company’s transfers between levels of the fair value hierarchy are deemed to have occurred at the beginning of the reporting period on a quarterly basis. The Company had no transfers between levels during the six months ended June 30, 2017 and 2016.
Recurring Fair Value Measurements Categorized within Level 3
For the periods presented, no assets or liabilities measured at fair value on a recurring basis were categorized within Level 3 of the fair value hierarchy.
Fair Value of Financial Instruments Not Carried at Fair Value
The following table summarizes the carrying values, fair values and fair value hierarchy level classification of financial instruments that are not carried at fair value on the consolidated balance sheet at June 30, 2017 and December 31, 2016 (dollars in millions):
 
June 30, 2017
 
Carrying
Value
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
Assets
 
 
 
 
 
 
 
 
 
Cash and equivalents
$
1,091

 
$
1,091

 
$

 
$

 
$
1,091

Cash required to be segregated under federal or other regulations
$
889

 
$
889

 
$

 
$

 
$
889

Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
18,426

 
$

 
$
18,479

 
$

 
$
18,479

Agency debentures
291

 

 
291

 

 
291

Agency debt securities
2,778

 

 
2,788

 

 
2,788

Other non-agency debt securities
7

 

 

 
7

 
7

Total held-to-maturity securities
$
21,502

 
$

 
$
21,558

 
$
7

 
$
21,565

Margin receivables(1)
$
7,773

 
$

 
$
7,773

 
$

 
$
7,773

Loans receivable, net:
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,642

 
$

 
$

 
$
1,676

 
$
1,676

Home equity
1,204

 

 

 
1,175

 
1,175

Consumer
209

 

 

 
209

 
209

Total loans receivable, net(2)
$
3,055

 
$

 
$

 
$
3,060

 
$
3,060

Receivables from brokers, dealers and clearing organizations(1)
$
1,103

 
$

 
$
1,103

 
$

 
$
1,103

Liabilities
 
 
 
 
 
 
 
 
 
Deposits
$
40,072

 
$

 
$
40,072

 
$

 
$
40,072

Customer payables
$
7,992

 
$

 
$
7,992

 
$

 
$
7,992

Payables to brokers, dealers and clearing organizations
$
1,473

 
$

 
$
1,473

 
$

 
$
1,473

Other borrowings:
 
 
 
 
 
 
 
 
 
Securities sold under agreements to repurchase
$
400

 
$

 
$
400

 
$

 
$
400

FHLB advances
$
200

 
$

 
$
200

 
$

 
$
200

Trust preferred securities
$
409

 
$

 
$

 
$
321

 
$
321

Total other borrowings
$
1,009


$


$
600


$
321


$
921

Corporate debt
$
992

 
$

 
$
1,040

 
$

 
$
1,040

(1)
The fair value of securities that the Company received as collateral in connection with margin receivables and securities borrowing activities, where the Company is permitted to sell or re-pledge the securities, was approximately $11.0 billion and $9.8 billion at June 30, 2017 and December 31, 2016, respectively. Of this amount, $2.9 billion and $2.0 billion had been pledged or sold in connection with securities loans and deposits with clearing organizations at June 30, 2017 and December 31, 2016, respectively.
(2)
The carrying value of loans receivable, net includes the allowance for loan losses of $116 million and loans that are recorded at fair value on a nonrecurring basis at June 30, 2017.
 
December 31, 2016
 
Carrying
Value
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
Assets
 
 
 
 
 
 
 
 
 
Cash and equivalents
$
1,950

 
$
1,950

 
$

 
$

 
$
1,950

Cash required to be segregated under federal or other regulations
$
1,460

 
$
1,460

 
$

 
$

 
$
1,460

Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,868

 
$

 
$
12,839

 
$

 
$
12,839

Agency debentures
29

 

 
29

 

 
29

Agency debt securities
2,854

 

 
2,848

 

 
2,848

Total held-to-maturity securities
$
15,751

 
$

 
$
15,716

 
$

 
$
15,716

Margin receivables
$
6,731

 
$

 
$
6,731

 
$

 
$
6,731

Loans receivable, net:
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,918

 
$

 
$

 
$
1,942

 
$
1,942

Home equity
1,385

 

 

 
1,311

 
1,311

Consumer
248

 

 

 
249

 
249

Total loans receivable, net(1)
$
3,551

 
$

 
$

 
$
3,502

 
$
3,502

Receivables from brokers, dealers and clearing organizations
$
1,056

 
$

 
$
1,056

 
$

 
$
1,056

Liabilities
 
 
 
 
 
 
 
 
 
Deposits
$
31,682

 
$

 
$
31,681

 
$

 
$
31,681

Customer Payables
$
8,159

 
$

 
$
8,159

 
$

 
$
8,159

Payables to brokers, dealers and clearing organizations
$
983

 
$

 
$
983

 
$

 
$
983

Trust preferred securities
$
409

 
$

 
$

 
$
288

 
$
288

Corporate debt
$
994

 
$

 
$
1,050

 
$

 
$
1,050

 
(1)
The carrying value of loans receivable, net includes the allowance for loan losses of $221 million and loans that are recorded at fair value on a nonrecurring basis at December 31, 2016.
The fair value measurement techniques for financial instruments not carried at fair value on the consolidated balance sheet at June 30, 2017 and December 31, 2016 are summarized as follows:
Cash and equivalents, cash required to be segregated under federal or other regulations, margin receivables, receivables from brokers, dealers and clearing organizations, customer payables and payables to brokers, dealers and clearing organizations—Due to their short term nature, fair value is estimated to be carrying value.
Held-to-maturity securities—The held-to-maturity securities portfolio included agency mortgage-backed securities, agency debentures, agency debt securities, and other non-agency debt securities. The fair value of held-to-maturity securities is determined consistently with the pricing of available-for-sale securities described above.
Loans receivable, net—Fair value is estimated using a discounted cash flow model. Loans are differentiated based on their individual portfolio characteristics, such as product classification, loan category and pricing features. Assumptions for expected losses, prepayments, cash flows and discount rates are adjusted to reflect the individual characteristics of the loans, such as credit risk, coupon, lien position, and payment characteristics, as well as the secondary market conditions for these types of loans.
Although the market for one- to four-family and home equity loan portfolios has improved, given the lack of observability of valuation inputs, these fair value measurements cannot be determined with precision and changes in the underlying assumptions used, including discount rates, could significantly affect the results of current or future fair value estimates. In addition, the amount that would be realized in a forced liquidation, an actual sale or immediate settlement could be lower than both the carrying value and the estimated fair value of the portfolio.
Deposits—For certificates of deposit, fair value is estimated using a discounted cash flow model. For the remainder of deposits, fair value is the amount payable on demand at the reporting date.
Securities sold under agreements to repurchase and FHLB advances— Fair value for securities sold under agreements to repurchase and FHLB advances was determined by discounting future cash flows using discount factors derived from current observable rates implied for other similar instruments with similar remaining maturities.
Trust preferred securities—For subordinated debentures, fair value is estimated by discounting future cash flows at the yield implied by dealer pricing quotes.
Corporate debt—For interest-bearing corporate debt, fair value is estimated using dealer pricing quotes. The fair value of the non-interest-bearing convertible debentures is directly correlated to the intrinsic value of the Company’s underlying stock; therefore, as the price of the Company’s stock increases relative to the conversion price, the fair value of the convertible debentures increases.
Fair Value of Commitments and Contingencies
In the normal course of business, the Company makes various commitments to extend credit and incur contingent liabilities that are not reflected in the consolidated balance sheet. Changes in the economy or interest rates may influence the impact that these commitments and contingencies have on the Company in the future. The Company does not estimate the fair value of those commitments. The Company has the right to cancel these commitments in certain circumstances and has closed a significant amount of customer HELOCs in the past ten years. Information related to such commitments and contingent liabilities is included in Note 14—Commitments, Contingencies and Other Regulatory Matters.
XML 47 R11.htm IDEA: XBRL DOCUMENT v3.7.0.1
Offsetting Assets and Liabilities
6 Months Ended
Jun. 30, 2017
Offsetting Assets and Liabilities [Abstract]  
Offsetting Assets and Liabilities [Text Block]
OFFSETTING ASSETS AND LIABILITIES
For financial statement purposes, the Company does not offset derivative instruments or securities borrowing and securities lending transactions. These activities are generally transacted under master agreements that are widely used by counterparties and that may allow for net settlements of payments in the normal course, as well as offsetting of all contracts with a given counterparty in the event of bankruptcy or default of one of the two parties to the transaction. The following table presents information about these transactions to enable the users of the Company’s consolidated financial statements to evaluate the potential effect of rights of set-off between these recognized assets and liabilities at June 30, 2017 and December 31, 2016 (dollars in millions):
 
 
 
 
 
 
 
 
 
 
Gross Amounts Not Offset in the Consolidated Balance Sheet
 
 
 
 
 
 
Gross Amounts of Recognized Assets and Liabilities
 
Gross Amounts Offset in the Consolidated Balance Sheet
 
Net Amounts Presented in the Consolidated Balance Sheet (1)
 
Financial Instruments
 
Collateral Received or Pledged (Including Cash)
 
Net Amount
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits paid for securities borrowed (2)
$
668

 
$

 
$
668

 
$
(225
)
 
$
(425
)
 
$
18

 
 
 
Total
$
668

 
$

 
$
668

 
$
(225
)
 
$
(425
)
 
$
18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits received for securities loaned (3)
$
1,420

 
$

 
$
1,420

 
$
(225
)
 
$
(1,077
)
 
$
118

 
 
Repurchase agreements (4)
400

 

 
400

 

 
(400
)
 

 
 
Derivative liabilities (5)(6)
7

 

 
7

 

 
(7
)
 

 
 
 
Total
$
1,827

 
$

 
$
1,827

 
$
(225
)
 
$
(1,484
)
 
$
118

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits paid for securities borrowed (2)
$
774

 
$

 
$
774

 
$
(192
)
 
$
(560
)
 
$
22

 
 
 
Total
$
774

 
$

 
$
774

 
$
(192
)
 
$
(560
)
 
$
22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits received for securities loaned (3)
$
926

 
$

 
$
926

 
$
(192
)
 
$
(661
)
 
$
73

 
 
Derivative liabilities (5)(6)
6

 

 
6

 

 
(6
)
 

 
 
 
Total
$
932

 
$

 
$
932

 
$
(192
)
 
$
(667
)
 
$
73

(1)
Net amount of deposits paid for securities borrowed are reflected in the receivables from brokers, dealers and clearing organizations line item in the consolidated balance sheet. Net amount of deposits received for securities loaned and derivative liabilities are reflected in the payables to brokers, dealers and clearing organizations and other liabilities line items in the consolidated balance sheet, respectively.
(2)
Included in the gross amounts of deposits paid for securities borrowed was $435 million and $307 million at June 30, 2017 and December 31, 2016, respectively, transacted through a program with a clearing organization, which guarantees the return of cash to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company’s master securities loan agreements.
(3)
Included in the gross amounts of deposits received for securities loaned was $871 million and $546 million at June 30, 2017 and December 31, 2016, respectively, transacted through a program with a clearing organization, which guarantees the return of securities to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company’s master securities loan agreements.
(4)
Collateral pledged included held-to-maturity securities at amortized cost and available-for-sale securities at fair value at June 30, 2017.
(5)
Excludes net accrued interest payable of $2 million at both June 30, 2017 and December 31, 2016.
(6)
Collateral pledged included held-to-maturity securities at amortized cost at both June 30, 2017 and December 31, 2016.
Securities Lending Transactions
Deposits paid for securities borrowed and deposits received for securities loaned are recorded at the amount of cash collateral advanced or received. Securities borrowing transactions require the Company to deposit cash with the lender whereas securities lending transactions result in the Company receiving collateral in the form of cash, with both requiring cash in an amount generally in excess of the market value of the securities. These transactions have overnight or continuous remaining contractual maturities.
Securities lending transactions expose the Company to counterparty credit risk and market risk. To manage the counterparty risk, the Company maintains internal standards for approving counterparties, reviews and analyzes the credit rating of each counterparty, and monitors its positions with each counterparty on an ongoing basis. In addition, for certain of the Company's securities lending transactions, the Company uses a program with a clearing organization that guarantees the return of securities. The Company monitors the market value of the securities borrowed and loaned using collateral arrangements that require additional collateral to be obtained from or excess collateral to be returned to the counterparties based on changes in market value, to maintain specified collateral levels.
Repurchase Agreements
Repurchase agreements are collateralized borrowing transactions utilized by the Company for short-term liquidity and funding requirements. These agreements give the Company, as the transferor of collateral to a counterparty, the right or obligation to repurchase the same or similar collateral at a specified price on a given date. Repurchase agreements utilized by the Company are generally collateralized by mortgage-backed or other investment-grade securities. The counterparties retain possession of the collateral until maturity of the agreement.
Derivative Transactions
Certain types of derivatives that the Company utilizes in its hedging activities are subject to derivatives clearing agreements (cleared derivatives contracts) under the Dodd-Frank Act. These cleared derivatives contracts enable clearing by a derivatives clearing organization through a clearing member. Under the contracts, the clearing member typically has a one-way right to offset all contracts in the event of the Company's default or bankruptcy. Collateral exchanged under these contracts is not included in the table above as the contracts may not qualify as master netting agreements. At June 30, 2017 and December 31, 2016, the Company had $90 million and $165 million, respectively, of cleared derivative contract assets. At June 30, 2017 and December 31, 2016, the Company had $31 million and $25 million, respectively, of cleared derivative contract liabilities.
In January 2017, a clearing organization through which the Company executes certain of its derivative contracts amended its rulebook to legally characterize variation margin payments as settlements of the derivatives' exposure rather than collateral against the exposure. For these contracts, amounts exchanged with counterparties are reflected as a reduction of the related derivative assets or liabilities, including accrued interest, on the consolidated balance sheet. At June 30, 2017, the Company had derivative assets and liabilities of $13 million and $20 million, respectively, excluding accrued interest, that were settled by variation margin payments and are therefore excluded from the table above.
XML 48 R12.htm IDEA: XBRL DOCUMENT v3.7.0.1
Available-for-Sale and Held-to-Maturity Securities
6 Months Ended
Jun. 30, 2017
Investments, Debt and Equity Securities [Abstract]  
AVAILABLE-FOR-SALE AND HELD-TO-MATURITY SECURITIES
AVAILABLE-FOR-SALE AND HELD-TO-MATURITY SECURITIES
The amortized cost and fair value of available-for-sale and held-to-maturity securities at June 30, 2017 and December 31, 2016 are shown in the following tables (dollars in millions):
 
Amortized
Cost
 
Gross
Unrealized /
Unrecognized
Gains
 
Gross
Unrealized /
Unrecognized
Losses
 
Fair Value
June 30, 2017:
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
17,542

 
$
60

 
$
(222
)
 
$
17,380

Agency debentures
969

 
33

 
(14
)
 
988

U.S. Treasuries
453

 
6

 
(8
)
 
451

Agency debt securities
34

 

 
(1
)
 
33

Municipal bonds
31

 

 

 
31

Total debt securities
19,029

 
99

 
(245
)
 
18,883

Publicly traded equity securities(1)
7

 

 

 
7

Total available-for-sale securities
$
19,036

 
$
99

 
$
(245
)
 
$
18,890

Held-to-maturity securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
18,426

 
$
168

 
$
(115
)
 
$
18,479

Agency debentures
291

 
1

 
(1
)
 
291

Agency debt securities
2,778

 
30

 
(20
)
 
2,788

Other non-agency debt securities
7

 

 

 
7

Total held-to-maturity securities
$
21,502

 
$
199

 
$
(136
)
 
$
21,565

 
 
 
 
 
 
 
 
December 31, 2016:

 
 
 
 
 

Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,946

 
$
24

 
$
(336
)
 
$
12,634

Agency debentures
791

 
18

 
(21
)
 
788

U.S. Treasuries
452

 

 
(45
)
 
407

Agency debt securities
25

 

 
(1
)
 
24

Municipal bonds
32

 

 

 
32

Total debt securities
14,246

 
42

 
(403
)
 
13,885

Publicly traded equity securities(1)
7

 

 

 
7

Total available-for-sale securities
$
14,253

 
$
42

 
$
(403
)
 
$
13,892

Held-to-maturity securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,868

 
$
123

 
$
(152
)
 
$
12,839

Agency debentures
29

 

 

 
29

Agency debt securities
2,854

 
26

 
(32
)
 
2,848

Total held-to-maturity securities
$
15,751

 
$
149

 
$
(184
)
 
$
15,716


(1)
Consists of investments in a mutual fund related to the Community Reinvestment Act.
Contractual Maturities
The contractual maturities of all available-for-sale and held-to-maturity debt securities at June 30, 2017 are shown in the following table (dollars in millions): 
 
Amortized Cost
 
Fair Value
Available-for-sale debt securities:
 
 
 
Due within one year
$
4

 
$
4

Due within one to five years
57

 
56

Due within five to ten years
7,221

 
7,149

Due after ten years
11,747

 
11,674

Total available-for-sale debt securities
$
19,029

 
$
18,883

Held-to-maturity debt securities:
 
 
 
Due within one year
$
209

 
$
210

Due within one to five years
1,786

 
1,829

Due within five to ten years
5,060

 
5,083

Due after ten years
14,447

 
14,443

Total held-to-maturity debt securities
$
21,502

 
$
21,565


At June 30, 2017 and December 31, 2016, the Company pledged $3.6 billion and $0.5 billion, respectively, of held-to-maturity debt securities, and $317 million and $6 million of available-for-sale securities, respectively, for the same periods, as collateral for repurchase agreements, FHLB advances, derivatives and other purposes.


Investments with Unrealized or Unrecognized Losses
The following tables show the fair value and unrealized or unrecognized losses on available-for-sale and held-to-maturity securities, aggregated by investment category, and the length of time that individual securities have been in a continuous unrealized or unrecognized loss position at June 30, 2017 and December 31, 2016 (dollars in millions):
 
Less than 12 Months
 
12 Months or More
 
Total
 
Fair Value
 
Unrealized /
Unrecognized
Losses
 
Fair Value
 
Unrealized /
Unrecognized
Losses
 
Fair Value
 
Unrealized /
Unrecognized
Losses
June 30, 2017:
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
8,277

 
$
(173
)
 
$
1,813

 
$
(49
)
 
$
10,090

 
$
(222
)
Agency debentures
374

 
(14
)
 

 

 
374

 
(14
)
U.S. Treasuries
290

 
(8
)
 

 

 
290

 
(8
)
Agency debt securities
33

 
(1
)
 

 

 
33

 
(1
)
Municipal bonds
12

 

 

 

 
12

 

Publicly traded equity securities
7

 

 

 

 
7

 

Total temporarily impaired available-for-sale securities
$
8,993

 
$
(196
)
 
$
1,813

 
$
(49
)
 
$
10,806

 
$
(245
)
Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
6,910

 
$
(88
)
 
$
1,148

 
$
(27
)
 
$
8,058

 
$
(115
)
Agency debentures
161

 
(1
)
 

 

 
161

 
(1
)
Agency debt securities
1,483

 
(20
)
 
17

 

 
1,500

 
(20
)
Total temporarily impaired held-to-maturity securities
$
8,554

 
$
(109
)
 
$
1,165

 
$
(27
)
 
$
9,719

 
$
(136
)
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016:

 

 

 

 

 

Available-for-sale securities:
 
 
 
 
 
 
 
 


 


Debt securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
9,281

 
$
(279
)
 
$
1,620

 
$
(57
)
 
$
10,901

 
$
(336
)
Agency debentures
454

 
(21
)
 

 

 
454

 
(21
)
U.S. Treasuries
407

 
(45
)
 

 

 
407

 
(45
)
Agency debt securities
24

 
(1
)
 

 

 
24

 
(1
)
Municipal bonds
13

 

 

 

 
13

 

Publicly traded equity securities
7

 

 

 

 
7

 

Total temporarily impaired available-for-sale securities
$
10,186

 
$
(346
)
 
$
1,620

 
$
(57
)
 
$
11,806

 
$
(403
)
Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
5,929

 
$
(123
)
 
$
1,272

 
$
(29
)
 
$
7,201

 
$
(152
)
Agency debentures
18

 

 

 

 
18

 

Agency debt securities
1,739

 
(32
)
 
18

 

 
1,757

 
(32
)
Total temporarily impaired held-to-maturity securities
$
7,686

 
$
(155
)
 
$
1,290

 
$
(29
)
 
$
8,976

 
$
(184
)

The Company does not believe that any individual unrealized loss in the available-for-sale portfolio or unrecognized loss in the held-to-maturity portfolio as of June 30, 2017 represents a credit loss. The Company does not intend to sell the debt securities in an unrealized or unrecognized loss position as of the balance sheet date and it is not more likely than not that the Company will be required to sell the debt securities before the anticipated recovery of its remaining amortized cost of the debt securities in an unrealized or unrecognized loss position at June 30, 2017.
There were no impairment losses recognized in earnings on available-for-sale or held-to-maturity securities during the six months ended June 30, 2017 and 2016, respectively.
Gains on Securities and Other, Net
The following table shows the components of the gains on securities and other, net line item on the consolidated statement of income for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Gains on available-for-sale securities
$
10

 
$
14

 
$
18

 
$
29

Hedge ineffectiveness
(2
)
 
(2
)
 
(3
)
 
(4
)
Equity method investment income (loss) and other
(1
)
 
(2
)
 
2

 
(5
)
Gains on securities and other, net
$
7

 
$
10

 
$
17

 
$
20

XML 49 R13.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net
6 Months Ended
Jun. 30, 2017
Loans and Leases Receivable Disclosure [Abstract]  
LOANS RECEIVABLE, NET
LOANS RECEIVABLE, NET
Loans receivable, net at June 30, 2017 and December 31, 2016 are summarized as follows (dollars in millions): 
 
June 30,
 
December 31,
 
2017
 
2016
One- to four-family
$
1,659

 
$
1,950

Home equity
1,287

 
1,556

Consumer
212

 
250

Total loans receivable
3,158

 
3,756

Unamortized premiums, net
13

 
16

Allowance for loan losses
(116
)
 
(221
)
Total loans receivable, net
$
3,055

 
$
3,551


During the three months ended June 30, 2017, the Company sold certain loans with a carrying value of $41 million for proceeds that approximated book value.
At June 30, 2017, the Company pledged $2.6 billion and $0.2 billion of loans as collateral to the FHLB and Federal Reserve Bank of Richmond, respectively. At December 31, 2016, the Company pledged $3.1 billion and $0.3 billion of loans as collateral to the FHLB and Federal Reserve Bank of Richmond, respectively.
The following table presents the total recorded investment in loans receivable and allowance for loan losses by loans that have been collectively evaluated for impairment and those that have been individually evaluated for impairment by loan class at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
Recorded Investment
 
Allowance for Loan Losses
 
June 30,
 
December 31,
 
June 30,
 
December 31,
 
2017
 
2016
 
2017
 
2016
Collectively evaluated for impairment:
 
 
 
 
 
 
 
One- to four-family
$
1,445

 
$
1,717

 
$
22

 
$
38

Home equity
1,109

 
1,361

 
44

 
120

Consumer
214

 
253

 
5

 
5

Total collectively evaluated for impairment
2,768

 
3,331

 
71

 
163

Individually evaluated for impairment:
 
 
 
 
 
 
 
One- to four-family
225

 
246

 
7

 
7

Home equity
178

 
195

 
38

 
51

Total individually evaluated for impairment
403

 
441

 
45

 
58

Total
$
3,171

 
$
3,772

 
$
116

 
$
221


Credit Quality and Concentrations of Credit Risk
The Company tracks and reviews factors to predict and monitor credit risk in its mortgage loan portfolio on an ongoing basis. These factors include: loan type, estimated current LTV/CLTV ratios, delinquency history, borrowers’ current credit scores, housing prices, loan vintage and geographic location of the property. The Company believes LTV/CLTV ratios and credit scores are the key factors in determining future loan performance. The factors are updated on at least a quarterly basis. The Company tracks and reviews delinquency status to predict and monitor credit risk in the consumer loan portfolio on at least a quarterly basis.
Credit Quality
The following tables show the distribution of the Company’s mortgage loan portfolios by credit quality indicator at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
One- to Four-Family
 
Home Equity
 
June 30,
 
December 31,
 
June 30,
 
December 31,
Current LTV/CLTV(1)
2017
 
2016
 
2017
 
2016
<=80%
$
1,135

 
$
1,308

 
$
592

 
$
686

80%-100%
334

 
413

 
349

 
414

100%-120%
99

 
143

 
214

 
274

>120%
91

 
86

 
132

 
182

Total mortgage loans receivable
$
1,659

 
$
1,950

 
$
1,287

 
$
1,556

Average estimated current LTV/CLTV (2)
73
%
 
73
%
 
85
%
 
87
%
Average LTV/CLTV at loan origination (3)
71
%
 
71
%
 
81
%
 
81
%
 
(1)
Current CLTV calculations for home equity loans are based on the maximum available line for HELOCs and outstanding principal balance for home equity installment loans. For home equity loans in the second lien position, the original balance of the first lien loan at origination date and updated valuations on the property underlying the loan are used to calculate CLTV. Current property value estimates are updated on a quarterly basis.
(2)
The average estimated current LTV/CLTV ratio reflects the outstanding balance at the balance sheet date and the maximum available line for HELOCs, divided by the estimated current value of the underlying property.
(3)
Average LTV/CLTV at loan origination calculations are based on LTV/CLTV at time of purchase for one- to four-family purchased loans and home equity installment loans and maximum available line for HELOCs
 
One- to Four-Family
 
Home Equity
 
June 30,
 
December 31,
 
June 30,
 
December 31,
Current FICO
2017
 
2016
 
2017
 
2016
>=720
$
941

 
$
1,121

 
$
639

 
$
778

719 - 700
153

 
179

 
127

 
156

699 - 680
115

 
153

 
109

 
141

679 - 660
109

 
121

 
92

 
117

659 - 620
141

 
154

 
125

 
149

<620
200

 
222

 
195

 
215

Total mortgage loans receivable
$
1,659

 
$
1,950

 
$
1,287

 
$
1,556


Concentrations of Credit Risk
The following table outlines when one- to four-family and HELOCs convert to amortizing by percentage of the one- to four-family portfolio and HELOC portfolios, respectively, at June 30, 2017:
Period of Conversion to Amortizing Loan
% of One- to Four-Family
Portfolio
 
% of Home Equity Line of 
Credit Portfolio
Already amortizing
96%
 
99%
Q3 2017
4%
 
—%
Q4 2017 or later
—%
 
1%

The average age of our mortgage loans receivable was 11.3 and 10.8 years at June 30, 2017 and December 31, 2016, respectively. Approximately 35% and 36% of the Company’s mortgage loans receivable were concentrated in California at June 30, 2017 and December 31, 2016, respectively. No other state had concentrations of mortgage loans that represented 10% or more of the Company’s mortgage loans receivable at June 30, 2017 and December 31, 2016.
Delinquent Loans
The following table shows total loans receivable by delinquency category at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
Current
 
30-89 Days
Delinquent
 
90-179 Days
Delinquent
 
180+ Days
Delinquent
 
Total
June 30, 2017
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,488

 
$
62

 
$
28

 
$
81

 
$
1,659

Home equity
1,192

 
37

 
18

 
40

 
1,287

Consumer
208

 
4

 

 

 
212

Total loans receivable
$
2,888

 
$
103

 
$
46

 
$
121

 
$
3,158

December 31, 2016
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,774

 
$
67

 
$
23

 
$
86

 
$
1,950

Home equity
1,442

 
43

 
18

 
53

 
1,556

Consumer
245

 
4

 
1

 

 
250

Total loans receivable
$
3,461

 
$
114

 
$
42

 
$
139

 
$
3,756


One- to four-family loans are generally secured in a first lien position by real estate assets, reducing the potential loss when compared to an unsecured loan. Home equity loans are generally secured by real estate assets; however, the majority of these loans are secured in a second lien position, which substantially increases the potential loss when compared to a first lien position. The loss severity of our second lien home equity loans was approximately 85% for a trailing twelve-month period as of June 30, 2017.
Nonperforming Loans
The following table shows the comparative data for nonperforming loans at June 30, 2017 and December 31, 2016 (dollars in millions):
  
June 30,
 
December 31,
 
2017
 
2016
One- to four-family
$
205

 
$
215

Home equity
116

 
136

Consumer

 
1

Total nonperforming loans receivable
$
321

 
$
352


At June 30, 2017 and December 31, 2016, the Company held $29 million and $35 million, respectively, of real estate owned that were acquired through foreclosure or through a deed in lieu of foreclosure or similar legal agreement. The Company held $102 million and $112 million of loans for which formal foreclosure proceedings were in process at June 30, 2017 and December 31, 2016, respectively.
Allowance for Loan Losses
The following table provides a roll forward by loan portfolio of the allowance for loan losses for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30, 2017
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
46

 
$
162

 
$
5

 
$
213

Provision (benefit) for loan losses
(18
)
 
(81
)
 

 
(99
)
Charge-offs

 
(5
)
 
(1
)
 
(6
)
Recoveries
1

 
6

 
1

 
8

Net (charge-offs) recoveries
1

 
1

 

 
2

Allowance for loan losses, end of period
$
29

 
$
82

 
$
5

 
$
116

 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
49

 
$
267

 
$
6

 
$
322

Provision (benefit) for loan losses
(8
)
 
(28
)
 
1

 
(35
)
Charge-offs

 
(4
)
 
(2
)
 
(6
)
Recoveries
1

 
10

 
1

 
12

Net (charge-offs) recoveries
1

 
6

 
(1
)
 
6

Allowance for loan losses, end of period
$
42

 
$
245

 
$
6

 
$
293

 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2017
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
45

 
$
171

 
$
5

 
$
221

Provision (benefit) for loan losses
(18
)
 
(96
)
 
1

 
(113
)
Charge-offs

 
(5
)
 
(3
)
 
(8
)
Recoveries
2

 
12

 
2

 
16

Net (charge-offs) recoveries
2

 
7

 
(1
)
 
8

Allowance for loan losses, end of period
$
29

 
$
82

 
$
5

 
$
116

 
Six Months Ended June 30, 2016
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
40

 
$
307

 
$
6

 
$
353

Provision (benefit) for loan losses

 
(70
)
 
1

 
(69
)
Charge-offs
(1
)
 
(9
)
 
(4
)
 
(14
)
Recoveries
3

 
17

 
3

 
23

Net (charge-offs) recoveries
2

 
8

 
(1
)
 
9

Allowance for loan losses, end of period
$
42

 
$
245

 
$
6

 
$
293

During the three months ended June 30, 2017, the Company refined the default assumptions in the quantitative allowance methodology based on the sustained outperformance of converted mortgage loans that had been amortizing for 12 months or longer. This refinement resulted in approximately $70 million of benefit to the provision for loan losses during the second quarter of 2017. In order to refine the default assumptions around the remaining population that had not yet started amortizing or that had not reached 12 months post conversion, the Company evaluated whether the credit quality and performance of these loans was consistent with the seasoned amortizing portfolio. The Company determined that FICO scores, LTV/CLTVs and delinquency rates were comparable to the seasoned portfolio, and therefore applied the refined default assumptions to this remaining population. The current period benefit also reflected recoveries in excess of prior estimates, including recoveries of previous charge-offs.
Impaired Loans—Troubled Debt Restructurings
The following table shows a summary of the Company’s recorded investment in TDRs that were on accrual and nonaccrual status, further disaggregated by delinquency status, in addition to the recorded investment in TDRs at June 30, 2017 and December 31, 2016 (dollars in millions):
  
 
 
Nonaccrual TDRs
 
 
 
Accrual 
TDRs(1)
 
Current(2)
 
30-89 Days
Delinquent
 
90-179 Days
Delinquent
 
180+ Days
Delinquent
 
Total Recorded
Investment in 
TDRs (3)(4)
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
88

 
$
80

 
$
15

 
$
9

 
$
33

 
$
225

Home equity
111

 
38

 
9

 
4

 
16

 
178

Total
$
199

 
$
118

 
$
24

 
$
13

 
$
49

 
$
403

December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
97

 
$
90

 
$
16

 
$
8

 
$
35

 
$
246

Home equity
119

 
41

 
10

 
4

 
21

 
195

Total
$
216

 
$
131

 
$
26

 
$
12

 
$
56

 
$
441



(1)
Represents loans modified as TDRs that are current and have made six or more consecutive payments.
(2)
Represents loans modified as TDRs that are current but have not yet made six consecutive payments, bankruptcy loans and certain junior lien TDRs that have a delinquent senior lien.
(3)
The unpaid principal balance in one- to four-family TDRs was $223 million and $243 million at June 30, 2017 and December 31, 2016, respectively. For home equity loans, the recorded investment in TDRs represents the unpaid principal balance.
(4)
Total recorded investment in TDRs at June 30, 2017 consisted of $295 million of loans modified as TDRs and $108 million of loans that have been charged off due to bankruptcy notification. Total recorded investment in TDRs at December 31, 2016 consisted of $316 million of loans modified as TDRs and $125 million of loans that have been charged off due to bankruptcy notification.
The recorded investment in loans modified as TDRs includes the charge-offs related to certain loans that were written down to estimated current value of the underlying property less estimated selling costs. These charge-offs were recorded on modified loans that were delinquent in excess of 180 days, in bankruptcy, or when certain characteristics of the loan, including CLTV, borrower's credit and type of modification, cast substantial doubt on the borrower's ability to repay the loan.
The following table shows the average recorded investment and interest income recognized both on a cash and accrual basis for the Company’s TDRs during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Average Recorded Investment
 
Interest Income Recognized
 
Three Months Ended June 30,
 
Three Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
231

 
$
278

 
$
2

 
$
3

Home equity
184

 
206

 
4

 
4

Total
$
415

 
$
484

 
$
6

 
$
7

 
 
 
 
 
 
 
 
 
Average Recorded Investment
 
Interest Income Recognized
 
Six Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
236

 
$
280

 
$
5

 
$
5

Home equity
188

 
206

 
8

 
8

Total
$
424

 
$
486

 
$
13

 
$
13


The following table shows detailed information related to the Company’s TDRs and specific valuation allowances at June 30, 2017 and December 31, 2016 (dollars in millions): 
  
June 30, 2017
 
December 31, 2016
 
Recorded
Investment
in TDRs
 
Specific
Valuation
Allowance
 
Net
Investment
in TDRs
 
Recorded
Investment
in TDRs
 
Specific
Valuation
Allowance
 
Net
Investment
in TDRs
With a recorded allowance:
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
57

 
$
7

 
$
50

 
$
61

 
$
7

 
$
54

Home equity
$
95

 
$
38

 
$
57

 
$
111

 
$
51

 
$
60

Without a recorded allowance:(1)
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
168

 
$

 
$
168

 
$
185

 
$

 
$
185

Home equity
$
83

 
$

 
$
83

 
$
84

 
$

 
$
84

Total:
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
225

 
$
7

 
$
218

 
$
246

 
$
7

 
$
239

Home equity
$
178

 
$
38

 
$
140

 
$
195

 
$
51

 
$
144

(1)
Represents loans where the discounted cash flow analysis or collateral value is equal to or exceeds the recorded investment in the loan.
The following tables provide the number of loans and post-modification balances immediately after being modified by major class during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30, 2017
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
4

 
$
1

 
$

 
$
1

 
$
2

Home equity
53

 
2

 
1

 
1

 
4

Total
57

 
$
3

 
$
1

 
$
2

 
$
6

 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
7

 
$
2

 
$

 
$
1

 
$
3

Home equity
164

 
3

 
2

 
6

 
11

Total
171

 
$
5

 
$
2

 
$
7

 
$
14

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2017
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
12

 
$
3

 
$

 
$
1

 
$
4

Home equity
214

 
5

 
1

 
9

 
15

Total
226

 
$
8

 
$
1

 
$
10

 
$
19

 
Six Months Ended June 30, 2016
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
21

 
$
6

 
$

 
$
2

 
$
8

Home equity
357

 
5

 
3

 
18

 
26

Total
378

 
$
11

 
$
3

 
$
20

 
$
34


(1)
Amounts represent loans whose terms were modified in a manner that did not result in an interest rate reduction, including re-aged loans, extensions, and loans with capitalized interest.
XML 50 R14.htm IDEA: XBRL DOCUMENT v3.7.0.1
Derivative Instruments and Hedging Activities
6 Months Ended
Jun. 30, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES
DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES
The Company enters into derivative transactions primarily to protect against interest rate risk on the value of certain assets. Each derivative instrument is recorded on the consolidated balance sheet at fair value as a freestanding asset or liability. The following table summarizes the fair value of derivatives as reported in the consolidated balance sheet at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
 
 
Fair Value(1)
 
Notional
 
Asset(2)
 
Liability(3)
 
Net(4)
June 30, 2017
 
 
 
 
 
 
 
Interest rate contracts:
 
 
 
 
 
 
 
Fair value hedges
$
6,565

 
$
90

 
$
(38
)
 
$
52

Total derivatives designated as hedging instruments(5)
$
6,565

 
$
90

 
$
(38
)
 
$
52

December 31, 2016
 
 
 
 
 
 
 
Interest rate contracts:
 
 
 
 
 
 
 
Fair value hedges
$
3,862

 
$
165

 
$
(31
)
 
$
134

Total derivatives designated as hedging instruments(5)
$
3,862

 
$
165

 
$
(31
)
 
$
134

 
(1)
At June 30, 2017, excludes derivative assets and liabilities of $13 million and $20 million, respectively, that were executed through a central clearing organization and were settled by variation margin payments. See Note 4—Offsetting Assets and Liabilities for additional information.
(2)
Reflected in the other assets line item on the consolidated balance sheet.
(3)
Reflected in the other liabilities line item on the consolidated balance sheet.
(4)
Represents net fair value of derivative instruments for disclosure purposes only.
(5)
All derivatives were designated as hedging instruments at June 30, 2017 and December 31, 2016.
Fair Value Hedges
Fair value hedges are used to offset exposure to changes in value of certain fixed-rate assets. Fair value hedges are accounted for by recording the fair value of the derivative instrument and the fair value of the asset being hedged on the consolidated balance sheet. Changes in the fair value of both the derivative instruments and the underlying assets are recognized in the gains on securities and other, net line item in the consolidated statement of income. To the extent that the hedge is ineffective, the changes in the fair values will not offset and the difference, or hedge ineffectiveness, is reflected in the gains on securities and other, net line item in the consolidated statement of income.
Hedge accounting is discontinued for fair value hedges if a derivative instrument is sold, terminated or otherwise de-designated. If fair value hedge accounting is discontinued, the previously hedged item is no longer adjusted for changes in fair value through the consolidated statement of income and the cumulative net gain or loss on the hedged asset or liability at the time of de-designation is amortized to interest income or interest expense using the effective interest method over the expected remaining life of the hedged item. Changes in the fair value of the derivative instruments after de-designation of fair value hedge accounting are recorded in the gains on securities and other, net line item in the consolidated statement of income.
The following table summarizes the effect of interest rate contracts designated as fair value hedges and related hedged items on the consolidated statement of income for the three and six months ended June 30, 2017 and 2016 (dollars in millions): 
 
Three Months Ended June 30,
 
2017
 
2016
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
Agency debentures
$
(17
)
 
$
17

 
$

 
$
(43
)
 
$
42

 
$
(1
)
Agency mortgage-backed securities
(46
)
 
44

 
(2
)
 
(45
)
 
44

 
(1
)
Total gains (losses) included in earnings
$
(63
)
 
$
61

 
$
(2
)
 
$
(88
)
 
$
86

 
$
(2
)
 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30,
 
2017
 
2016
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
Agency debentures
$
(6
)
 
$
6

 
$

 
$
(90
)
 
$
88

 
$
(2
)
Agency mortgage-backed securities
(33
)
 
30

 
(3
)
 
(114
)
 
112

 
(2
)
Total gains (losses) included in earnings
$
(39
)
 
$
36

 
$
(3
)
 
$
(204
)
 
$
200

 
$
(4
)
(1)
Reflected in the gains on securities and other, net line item on the consolidated statement of income.
XML 51 R15.htm IDEA: XBRL DOCUMENT v3.7.0.1
Deposits
6 Months Ended
Jun. 30, 2017
Deposits [Abstract]  
DEPOSITS
DEPOSITS
Deposits are summarized as follows (dollars in millions):
 
Amount
 
Weighted-Average Rate
 
June 30, 2017
 
December 31, 2016
 
June 30, 2017
 
December 31, 2016
Sweep deposits
$
34,937

 
$
26,362

 
0.01
%
 
0.01
%
Savings deposits
3,078

 
3,185

 
0.01
%
 
0.01
%
Other deposits(1)(2)
2,057

 
2,135

 
0.03
%
 
0.03
%
Total deposits
$
40,072

 
$
31,682

 
0.01
%
 
0.01
%
(1)
Includes checking deposits, money market and time deposits.
(2)
As of June 30, 2017 and December 31, 2016, the Company had $184 million and $177 million in non-interest bearing deposits, respectively.
XML 52 R16.htm IDEA: XBRL DOCUMENT v3.7.0.1
Other Borrowings
6 Months Ended
Jun. 30, 2017
Other Borrowings Disclosure [Abstract]  
OTHER BORROWINGS
OTHER BORROWINGS
Other borrowings at June 30, 2017 and December 31, 2016 are summarized as follows (dollars in millions):
 
June 30,
 
December 31,
 
2017
 
2016
Repurchase agreements
$
400

 
$

FHLB advances
200

 

Total repurchase agreements and FHLB advances
600

 

Trust preferred securities (1)
409

 
409

Total other borrowings
$
1,009

 
$
409


(1)
Trust preferred securities begin maturing in 2031.
External Lines of Credit maintained at E*TRADE Securities
E*TRADE Securities' external liquidity lines total approximately $1.1 billion as of June 30, 2017 and include the following:
A 364-day, $450 million senior unsecured committed revolving credit facility with a syndicate of banks, with a maturity date of June 2018
Secured committed lines of credit with two unaffiliated banks, aggregating to $175 million, with a maturity date of June 2018
Unsecured uncommitted lines of credit with two unaffiliated banks aggregating to $75 million, of which $50 million has a maturity date of June 2018 and the remaining line has no maturity date
Secured uncommitted lines of credit with several unaffiliated banks aggregating to $375 million with no maturity date
The revolving credit facility contains maintenance covenants related to E*TRADE Securities' minimum consolidated tangible net worth and regulatory net capital ratio. There were no outstanding balances for these lines at June 30, 2017.
XML 53 R17.htm IDEA: XBRL DOCUMENT v3.7.0.1
Corporate Debt
6 Months Ended
Jun. 30, 2017
Debt Disclosure [Abstract]  
CORPORATE DEBT
CORPORATE DEBT
Corporate debt at June 30, 2017 and December 31, 2016 is outlined in the following table (dollars in millions):
 
Face Value
 
Discount
 
Net
June 30, 2017
 
 
 
 
 
Interest-bearing notes:
 
 
 
 
 
5 3/8% Notes, due 2022
$
540

 
$
(4
)
 
$
536

5/8% Notes, due 2023
460

 
(4
)
 
456

Total corporate debt
$
1,000

 
$
(8
)
 
$
992

December 31, 2016
 
 
 
 
 
Interest-bearing notes:
 
 
 
 
 
5 3/8% Notes, due 2022
$
540

 
$
(5
)
 
$
535

5/8% Notes, due 2023
460

 
(4
)
 
456

Total interest-bearing notes
1,000

 
(9
)
 
991

Non-interest-bearing debt:
 
 
 
 
 
0% Convertible debentures, due 2019
3

 

 
3

Total corporate debt
$
1,003

 
$
(9
)
 
$
994


Conversions of Convertible Debentures
During the six months ended June 30, 2017, $3 million of the Company’s convertible debentures were converted into 0.3 million shares of common stock.
Credit Facility
On June 23, 2017, we entered into an unsecured committed revolving credit facility with certain lenders, which replaced our previous secured committed revolving credit facility entered into in November 2014 and increased our total borrowing capacity under the facility to $300 million. The Company has the ability to borrow against the credit facility for working capital and general corporate purposes. The unsecured committed revolving credit facility will mature on June 23, 2020. At June 30, 2017, there was no outstanding balance under this revolving credit facility.
XML 54 R18.htm IDEA: XBRL DOCUMENT v3.7.0.1
Shareholders' Equity
6 Months Ended
Jun. 30, 2017
Equity [Abstract]  
SHAREHOLDER'S EQUITY
SHAREHOLDERS' EQUITY
The following tables present after-tax changes in each component of accumulated other comprehensive income (loss) for the six months ended June 30, 2017 and 2016 (dollars in millions):
 
Available-for-Sale
Securities
 
Foreign 
Currency
Translation
 
Total
Balance, December 31, 2016
$
(139
)
 
$
2

 
$
(137
)
Other comprehensive income before reclassifications
46

 

 
46

Amounts reclassified from accumulated other comprehensive loss
(5
)
 
(2
)
 
(7
)
Net change
41


(2
)

39

Balance, March 31, 2017
$
(98
)

$


$
(98
)
Other comprehensive income before reclassifications
42

 

 
42

Amounts reclassified from accumulated other comprehensive loss
(6
)
 

 
(6
)
Net change
36

 

 
36

Balance, June 30, 2017
$
(62
)
 
$

 
$
(62
)
 
Available-for-Sale
Securities
 
Foreign 
Currency
Translation
 
Total
Balance, December 31, 2015
$
(101
)
 
$
2

 
$
(99
)
Other comprehensive income before reclassifications
94

 

 
94

Amounts reclassified from accumulated other comprehensive loss
(9
)
 

 
(9
)
Net change
85

 

 
85

Balance, March 31, 2016
$
(16
)
 
$
2

 
$
(14
)
Other comprehensive income before reclassifications
69

 

 
69

Amounts reclassified from accumulated other comprehensive income
(9
)
 

 
(9
)
Net change
60

 

 
60

Balance, June 30, 2016
$
44

 
$
2

 
$
46

The following table presents other comprehensive income activity and the related tax effect for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
2017
 
2016
 
Before Tax
 
Tax Effect
 
After Tax
 
Before Tax
 
Tax Effect
 
After Tax
Other comprehensive income
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Unrealized gains, net
$
68

 
$
(26
)
 
$
42

 
$
112

 
$
(43
)
 
$
69

Reclassification into earnings, net
(10
)
 
4

 
(6
)
 
(14
)
 
5

 
(9
)
Net change from available-for-sale securities
58

 
(22
)
 
36

 
98

 
(38
)
 
60

Other comprehensive income
$
58

 
$
(22
)
 
$
36

 
$
98

 
$
(38
)
 
$
60

 
 
Six Months Ended June 30,
 
2017
 
2016
 
Before Tax
 
Tax Effect
 
After Tax
 
Before Tax
 
Tax Effect
 
After Tax
Other comprehensive income
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Unrealized gains, net
$
144

 
$
(56
)
 
$
88

 
$
264

 
$
(101
)
 
$
163

Reclassification into earnings, net
(18
)
 
7

 
(11
)
 
(29
)
 
11

 
(18
)
Net change from available-for-sale securities
126


(49
)

77

 
235

 
(90
)
 
145

Reclassification of foreign currency translation gains
(2
)
 

 
(2
)
 

 

 

Other comprehensive income
$
124

 
$
(49
)
 
$
75

 
$
235

 
$
(90
)
 
$
145


The following table presents the consolidated statement of income line items impacted by reclassifications out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
Accumulated Other Comprehensive Income (Loss) Components
 
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)
 
Affected Line Items in the Consolidated Statement of Income
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
 
 
 
2017
 
2016
 
2017
 
2016
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
 
$
10

 
$
14

 
$
18

 
$
29

 
Gains on securities and other, net
 
 
(4
)
 
(5
)
 
(7
)
 
(11
)
 
Income tax expense
 
 
$
6

 
$
9

 
$
11

 
$
18

 
Reclassification into earnings, net
 
 
 
 
 
 
 
 
 
 
 
Foreign currency translation:
 
 
 
 
 
 
 
 
 
 
 
 
$

 
$

 
$
2

 
$

 
Other non-interest expenses
 
 
$

 
$

 
$
2

 
$

 
Reclassification into earnings, net

Preferred Stock Dividends
On February 2, 2017, the Company's Board of Directors declared a dividend of $32.64 per share, or $13 million, to holders of record of the Series A Preferred stock as of February 28, 2017. The dividend was paid on March 15, 2017. On August 2, 2017, the Company's Board of Directors declared a dividend of $29.38 per share, or $12 million, to holders of record of the Series A Preferred stock as of August 31, 2017. The dividend will be paid on September 15, 2017.
Share Repurchases
On July 20, 2017, the Company announced that its Board of Directors authorized the repurchase of up to $1 billion of shares of its common stock. The timing and exact amount of any common stock repurchases will depend on various factors, including market conditions and the Company's capital position.
XML 55 R19.htm IDEA: XBRL DOCUMENT v3.7.0.1
Earnings Per Share
6 Months Ended
Jun. 30, 2017
Earnings Per Share [Abstract]  
EARNINGS PER SHARE
EARNINGS PER SHARE
The following table presents a reconciliation of basic and diluted earnings per common share (in millions, except share data and per share amounts): 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Basic:
 
 
 
 
 
 
 
Net income
$
193

 
$
133

 
$
338

 
$
286

Preferred stock dividends

 

 
13

 

Net income available to common shareholders
$
193

 
$
133

 
$
325

 
$
286

Basic weighted-average shares outstanding (in thousands)
275,410

 
277,013

 
275,167

 
281,141

Basic earnings per common share
$
0.70

 
$
0.48

 
$
1.18

 
$
1.02

Diluted:
 
 
 
 
 
 
 
Net income
$
193

 
$
133

 
$
338

 
$
286

Preferred stock dividends

 

 
13

 

Net income available to common shareholders
$
193

 
$
133

 
$
325

 
$
286

Basic weighted-average shares outstanding (in thousands)
275,410

 
277,013

 
275,167

 
281,141

Effect of dilutive securities:
 
 
 
 
 
 
 
Weighted-average restricted stock and options issued to employees (in thousands)
843

 
646

 
1,048

 
828

Weighted-average convertible debentures (in thousands)
19


319


155


457

Diluted weighted-average shares outstanding (in thousands)
276,272

 
277,978

 
276,370

 
282,426

Diluted earnings per common share
$
0.70

 
$
0.48

 
$
1.17

 
$
1.01


For both the three and six months ended June 30, 2017 and 2016, the Company excluded less than 0.1 million of stock options and restricted stock awards and units from the calculations of diluted earnings per share as the effect would have been anti-dilutive.
XML 56 R20.htm IDEA: XBRL DOCUMENT v3.7.0.1
Regulatory Requirements
6 Months Ended
Jun. 30, 2017
Regulatory Capital Requirements [Abstract]  
REGULATORY REQUIREMENTS
REGULATORY REQUIREMENTS
Broker-Dealer and FCM Capital Requirements
The Company’s U.S. broker-dealer subsidiaries are subject to the Uniform Net Capital Rule under the Securities Exchange Act of 1934 administered by the SEC and FINRA, which requires the maintenance of minimum net capital. The minimum net capital requirements can be met under either the Aggregate Indebtedness method or the Alternative method. Under the Aggregate Indebtedness method, a broker-dealer is required to maintain minimum net capital of the greater of 6 2/3% of its aggregate indebtedness, as defined, or a minimum dollar amount. Under the Alternative method, a broker-dealer is required to maintain net capital equal to the greater of $250,000 or 2% of aggregate debit balances arising from customer transactions. The method used depends on the individual U.S. broker-dealer subsidiary. As FCMs, the Company’s U.S. broker-dealer subsidiaries are also subject to CFTC net capital requirements, including the maintenance of adjusted net capital equal to or in excess of the greater of (1) $1,000,000 (2) the FCM's risk-based capital requirement, computed as 8% of the total risk margin requirements for all positions carried in customer and non-customer accounts, (3) the amount of adjusted net capital required by the NFA or (4) the amount of net capital required by the SEC's net capital rule. The Company’s international broker-dealer subsidiary is subject to capital requirements determined by its respective regulator.
At June 30, 2017 and December 31, 2016, all of the Company’s broker-dealer subsidiaries met minimum net capital requirements. The tables below summarize the minimum capital requirements and excess capital for the Company’s broker-dealer subsidiaries at June 30, 2017 and December 31, 2016 (dollars in millions):
 
Required Net
Capital
 
Net Capital
 
Excess Net
Capital
June 30, 2017:
 
 
 
 
 
E*TRADE Securities(1)(2)
$
181

 
$
1,062

 
$
881

OptionsHouse(3)
1

 
37

 
36

Other broker-dealer

 
23

 
23

Total
$
182

 
$
1,122

 
$
940

December 31, 2016:
 
 
 
 
 
E*TRADE Securities(1)
$
158

 
$
969

 
$
811

OptionsHouse(3)
1

 
22

 
21

Other broker-dealer

 
21

 
21

Total
$
159

 
$
1,012

 
$
853

 
(1)
Elected to use the Alternative method to compute required net capital.
(2)
E*TRADE Securities paid dividends of $120 million to the parent company during the six months ended June 30, 2017.
(3)
Elected to use the Aggregate Indebtedness method to compute net capital; however, as OptionsHouse is an FCM, the prescribed fixed-dollar minimum capital requirement is $1 million.
Bank Capital Requirements
E*TRADE Financial and E*TRADE Bank are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can trigger certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on E*TRADE Financial’s and E*TRADE Bank’s financial condition and results of operations. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, E*TRADE Financial and E*TRADE Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. In addition, E*TRADE Bank may not pay dividends to the parent company without the non-objection, or in certain cases the approval, of its regulators, and any loans by E*TRADE Bank to the parent company and its other non-bank subsidiaries are subject to various quantitative, arm’s length, collateralization and other requirements. E*TRADE Financial’s and E*TRADE Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
Quantitative measures established by regulation to ensure capital adequacy require E*TRADE Financial and E*TRADE Bank to meet minimum Tier 1 leverage, common equity Tier 1 capital, Tier 1 risk-based capital and total risk-based capital ratios. Events beyond management's control, such as deterioration in credit markets, could adversely affect future earnings and E*TRADE Financial’s and E*TRADE Bank’s ability to meet future capital requirements. E*TRADE Financial and E*TRADE Bank were categorized as "well capitalized" under the regulatory framework for prompt corrective action for the periods presented in the table below (dollars in millions):
 
June 30, 2017
 
December 31, 2016
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
E*TRADE Financial(1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage
$
4,045

 
7.5
%
 
$
2,711

 
5.0
%
 
$
1,334

 
$
3,610

 
7.8
%
 
$
2,316

 
5.0
%
 
$
1,294

Common equity Tier 1 capital
$
3,775

 
35.0
%
 
$
701

 
6.5
%
 
$
3,074

 
$
3,483

 
37.0
%
 
$
612

 
6.5
%
 
$
2,871

Tier 1 risk-based capital
$
4,045

 
37.5
%
 
$
862

 
8.0
%
 
$
3,183

 
$
3,610

 
38.3
%
 
$
754

 
8.0
%
 
$
2,856

Total risk-based capital
$
4,575

 
42.4
%
 
$
1,078

 
10.0
%
 
$
3,497

 
$
4,148

 
44.0
%
 
$
942

 
10.0
%
 
$
3,206

 
June 30, 2017
 
December 31, 2016
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
E*TRADE Bank(1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage
$
3,453

 
8.0
%
 
$
2,172

 
5.0
%
 
$
1,281

 
$
3,132

 
8.8
%
 
$
1,786

 
5.0
%
 
$
1,346

Common equity Tier 1 capital
$
3,453

 
35.1
%
 
$
640

 
6.5
%
 
$
2,813

 
$
3,132

 
38.3
%
 
$
532

 
6.5
%
 
$
2,600

Tier 1 risk-based capital
$
3,453

 
35.1
%
 
$
787

 
8.0
%
 
$
2,666

 
$
3,132

 
38.3
%
 
$
655

 
8.0
%
 
$
2,477

Total risk-based capital
$
3,569

 
36.3
%
 
$
984

 
10.0
%
 
$
2,585

 
$
3,237

 
39.5
%
 
$
819

 
10.0
%
 
$
2,418


(1)
The Basel III final rule introduces a capital conservation buffer that limits a banking organization’s ability to make capital distributions and discretionary bonus payments to executive officers if a banking organization fails to maintain a Common Equity Tier 1 capital conservation buffer of more than 2.5%, on a fully phased-in basis, of total risk-weighted assets above each of the following minimum risk-based capital ratio requirements: Common Equity Tier 1 capital (4.5%), Tier 1 (6.0%), and total risk-based capital (8.0%). This requirement was effective beginning on January 1, 2016, and will be fully phased-in by 2019. Certain new regulatory deductions and adjustments are subject to a phase-in period over a four year period, beginning at 40% in 2015 and fully implemented at 100% in 2018.
XML 57 R21.htm IDEA: XBRL DOCUMENT v3.7.0.1
Commitments, Contingencies and Other Regulatory Matters
6 Months Ended
Jun. 30, 2017
Commitments and Contingencies Disclosure [Abstract]  
COMMITMENTS, CONTINGENCIES AND OTHER REGULATORY MATTERS
COMMITMENTS, CONTINGENCIES AND OTHER REGULATORY MATTERS
The Company reviews its lawsuits, regulatory inquiries and other legal proceedings on an ongoing basis and provides disclosure and records loss contingencies in accordance with the loss contingencies accounting guidance. The Company establishes an accrual for losses at management's best estimate when it assesses that it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. The Company monitors these matters for developments that would affect the likelihood of a loss and the accrued amount, if any, and adjusts the amount as appropriate.
Litigation Matters
On October 27, 2000, Ajaxo, Inc. (Ajaxo) filed a complaint in the Superior Court for the State of California, County of Santa Clara. Ajaxo sought damages and certain non-monetary relief for the Company’s alleged breach of a non-disclosure agreement with Ajaxo pertaining to certain wireless technology that Ajaxo offered the Company as well as damages and other relief against the Company for their alleged misappropriation of Ajaxo’s trade secrets. Following a jury trial, a judgment was entered in 2003 in favor of Ajaxo against the Company for $1 million for breach of the Ajaxo non-disclosure agreement. Although the jury found in favor of Ajaxo on its claim against the Company for misappropriation of trade secrets, the trial court subsequently denied Ajaxo’s requests for additional damages and relief. On December 21, 2005, the California Court of Appeal affirmed the above-described award against the Company for breach of the nondisclosure agreement but remanded the case to the trial court for the limited purpose of determining what, if any, additional damages Ajaxo may be entitled to as a result of the jury’s previous finding in favor of Ajaxo on its claim against the Company for misappropriation of trade secrets. Although the Company paid Ajaxo the full amount due on the above-described judgment, the case was remanded back to the trial court, and on May 30, 2008, a jury returned a verdict in favor of the Company denying all claims raised and demands for damages against the Company. Following the trial court’s entry of judgment in favor of the Company on September 5, 2008, Ajaxo filed post-trial motions for vacating this entry of judgment and requesting a new trial. The trial court denied these motions. On December 2, 2008, Ajaxo filed a notice of appeal with the Court of Appeal of the State of California for the Sixth District. On August 30, 2010, the Court of Appeal affirmed the trial court’s verdict in part and reversed the verdict in part, remanding the case. The Company petitioned the Supreme Court of California for review of the Court of Appeal decision. On December 16, 2010, the California Supreme Court denied the Company’s petition for review and remanded for further proceedings to the trial court. The testimonial phase of the third trial in this matter concluded on June 12, 2012. By order dated May 28, 2014, the Court determined to conduct a second phase of this bench trial to allow Ajaxo to attempt to prove entitlement to additional royalties. Hearings in phase two of the trial concluded January 8, 2015. In a Judgment and Statement of Decision filed September 16, 2015, the Court denied all claims for royalties by Ajaxo. Ajaxo’s post-trial motions were denied. Ajaxo has appealed to the Court of Appeal, Sixth District. Briefing of this appeal is expected to continue into August 2017. The Company will continue to defend itself vigorously.
On May 16, 2011, Droplets Inc., the holder of two patents pertaining to user interface servers, filed a complaint in the U.S. District Court for the Eastern District of Texas against E*TRADE Financial Corporation, E*TRADE Securities, E*TRADE Bank and multiple other unaffiliated financial services firms. Plaintiff contends that the defendants engaged in patent infringement under federal law. Plaintiff seeks unspecified damages and an injunction against future infringements, plus royalties, costs, interest and attorneys’ fees. On March 28, 2012, a change of venue was granted and the case was transferred to the United States District Court for the Southern District of New York. The Company's motion for summary judgment on the grounds of non-infringement was granted by the U.S. District Court in a Decision and Order dated March 9, 2015. All remaining claims are stayed pending resolution of issues on Droplet's remaining patents under review by the Patent Trial and Appeal Board (PTAB). On July 6, 2015, the PTAB instituted an inter partes review of plaintiff's '115 patent. A hearing on the inter partes review was conducted on March 14, 2016. On June 23, 2016, the PTAB deemed Droplets’ putative '115 patent to be “unpatentable.” In a separate proceeding, the PTAB has also separately deemed Droplets’ putative '838 patent to be “unpatentable.” Droplets has appealed to the Circuit Court of Appeals for the District of Columbia. The opening brief was filed on December 23, 2016 and briefing was completed on July 24, 2017. Oral argument has not yet been scheduled. The Company will continue to defend itself vigorously in this matter.
On April 30, 2013, a putative class action was filed by John Scranton, on behalf of himself and a class of persons similarly situated, against E*TRADE Financial Corporation and E*TRADE Securities in the Superior Court of California, County of Santa Clara, pursuant to the California procedures for a private Attorney General action. The complaint alleged that the Company misrepresented through its website that it would always automatically exercise options that were in-the-money by $0.01 or more on expiration date. The plaintiffs allege violations of the California Unfair Competition Law, the California Consumer Remedies Act, fraud, misrepresentation, negligent misrepresentation and breach of fiduciary duty and plaintiffs seek unspecified damages. The case has been deemed complex within the meaning of the California Rules of Court, and a case management conference was held on September 13, 2013. The Company’s demurrer and motion to strike the complaint were granted by order dated December 20, 2013. The Court granted leave to amend the complaint. A second amended complaint was filed on January 31, 2014. On March 11, 2014, the Company moved to strike and for a demurrer to the second amended complaint. On October 20, 2014, the Court sustained the Company's demurrer, dismissing four counts of the second amended complaint with prejudice and two counts without prejudice. The plaintiffs filed a third amended complaint on November 10, 2014. The Company filed a third demurrer and motion to strike on December 12, 2014. By order dated March 18, 2015, the Superior Court entered a final order sustaining the Company's demurrer on all remaining claims with prejudice. Final judgment was entered in the Company's favor on April 8, 2015. The plaintiff filed a Notice of Appeal on April 27, 2015. The briefing is complete but oral argument has not yet been scheduled. The Company will continue to defend itself vigorously in this matter.
On March 26, 2015, a putative class action was filed in the U.S. District Court for the Northern District of California by Ty Rayner, on behalf of himself and all others similarly situated, naming E*TRADE Financial Corporation and E*TRADE Securities as defendants. The complaint alleges that E*TRADE breached a fiduciary duty and unjustly enriched itself in connection with the routing of its customers’ orders to various market-makers and exchanges. Plaintiff seeks unspecified damages, declaratory relief, restitution, disgorgement of payments received by the Company, and attorneys’ fees. On July 23, 2016, a putative class action was filed in the U.S. District Court for the Southern District of New York by Craig L. Schwab, on behalf of himself and others similarly situated, naming E*TRADE Financial Corporation, E*TRADE Securities LLC, and former Company executives as defendants. The complaint alleges that E*TRADE violated federal securities laws in connection with the routing of its customers’ orders to various market-makers and exchanges. Plaintiff seeks unspecified damages, declaratory relief, restitution, disgorgement of payments received by the Company, and attorneys’ fees. By stipulation, the Rayner case has been consolidated with the Schwab case and both matters are now venued in the Southern District of New York. E*TRADE has moved to dismiss the complaint in Rayner. On April 2, 2017, the District Court dismissed the complaint in Rayner. On May 5, 2017, plaintiffs in Rayner appealed. E*TRADE moved to dismiss the Schwab case on January 11, 2017; and in response, the Schwab plaintiffs submitted an amended Complaint on February 10, 2017. The amended Schwab complaint asserts only two claims: violation of Section 10(b) of the Exchange Act by E*TRADE Securities LLC and E*TRADE Financial Corporation; and violation of Section 20(a) of the Exchange Act by E*TRADE's two most recent chief executive officers. On July 10, the Court dismissed the Schwab claims without prejudice. The Company will continue to defend itself vigorously in these matters.
In addition to the matters described above, the Company is subject to various legal proceedings and claims that arise in the normal course of business. In each pending matter, the Company contests liability or the amount of claimed damages. In view of the inherent difficulty of predicting the outcome of such matters, particularly in cases where claimants seek substantial or indeterminate damages, or where investigation or discovery have yet to be completed, the Company is unable to estimate a range of reasonably possible losses on its remaining outstanding legal proceedings; however, the Company believes any losses, both individually or in the aggregate, would not be reasonably likely to have a material adverse effect on the consolidated financial condition or results of operations of the Company.
An unfavorable outcome in any matter could have a material adverse effect on the Company’s business, financial condition, results of operations or cash flows. In addition, even if the ultimate outcomes are resolved in the Company’s favor, the defense of such litigation could entail considerable cost or the diversion of the efforts of management, either of which could have a material adverse effect on the Company’s business, financial condition, results of operations or cash flows.
Regulatory Matters
The securities, futures, foreign currency and banking industries are subject to extensive regulation under federal, state and applicable international laws. From time to time, the Company has been threatened with or named as a defendant in lawsuits, arbitrations and administrative claims involving securities, banking and other matters. The Company is also subject to periodic regulatory examinations and inspections. Compliance and trading problems that are reported to regulators, such as the SEC, FINRA, NASDAQ, CFTC, NFA, FDIC, Federal Reserve Bank of Richmond, OCC, or the Consumer Financial Protection Bureau (CFPB) by dissatisfied customers or others are investigated by such regulators, and may, if pursued, result in formal claims being filed against the Company by customers or disciplinary action being taken against the Company or its employees by regulators. Any such claims or disciplinary actions that are decided against the Company could have a material impact on the financial results of the Company or any of its subsidiaries.
Insurance
The Company maintains insurance coverage that management believes is reasonable and prudent. The principal insurance coverage it maintains covers commercial general liability; property damage; hardware/software damage; cyber liability; directors and officers; employment practices liability; certain criminal acts against the Company; and errors and omissions. The Company believes that such insurance coverage is adequate for the purpose of its business. The Company’s ability to maintain this level of insurance coverage in the future, however, is subject to the availability of affordable insurance in the marketplace.
Commitments
In the normal course of business, the Company makes various commitments to extend credit and incur contingent liabilities that are not reflected in the consolidated balance sheet. Significant changes in the economy or interest rates may influence the impact that these commitments and contingencies have on the Company in the future.
The Company’s equity method, cost method and other investments are generally limited liability investments in partnerships, companies and other similar entities, including tax credit partnerships and community development entities, which are not required to be consolidated. The Company had $84 million in unfunded commitments with respect to these investments at June 30, 2017.    
At June 30, 2017, the Company had approximately $22 million of certificates of deposit scheduled to mature in less than one year and approximately $5 million of unfunded commitments to extend credit.
Guarantees
In prior periods when the Company sold loans, the Company provided guarantees to investors purchasing mortgage loans, which are considered standard representations and warranties within the mortgage industry. The primary guarantees are that: the mortgage and the mortgage note have been duly executed and each is the legal, valid and binding obligation of the Company, enforceable in accordance with its terms; the mortgage has been duly acknowledged and recorded and is valid; and the mortgage and the mortgage note are not subject to any right of rescission, set-off, counterclaim or defense, including, without limitation, the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto. The Company is responsible for the guarantees on loans sold. If these claims prove to be untrue, the investor can require the Company to repurchase the loan and return all loan purchase and servicing release premiums. Management does not believe the potential liability exposure will have a material impact on the Company’s results of operations, cash flows or financial condition due to the nature of the standard representations and warranties, which have resulted in a minimal amount of loan repurchases.
Prior to 2008, ETBH raised capital through the formation of trusts, which sold TRUPs in the capital markets. The capital securities must be redeemed in whole at the due date, which is generally 30 years after issuance. Each trust issued TRUPs at par, with a liquidation amount of $1,000 per capital security. The trusts used the proceeds from the sale of issuances to purchase subordinated debentures issued by ETBH.
During the 30-year period prior to the redemption of the TRUPs, ETBH guarantees the accrued and unpaid distributions on these securities, as well as the redemption price of the securities and certain costs that may be incurred in liquidating, terminating or dissolving the trusts (all of which would otherwise be payable by the trusts). At June 30, 2017, management estimated that the maximum potential liability under this arrangement, including the current carrying value of the trusts, was equal to approximately $416 million or the total face value of these securities plus accrued interest payable, which may be unpaid at the termination of the trust arrangement.
XML 58 R22.htm IDEA: XBRL DOCUMENT v3.7.0.1
Organization, Basis of Presentation and Summary of Significant Accounting Policies (Policies)
6 Months Ended
Jun. 30, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Organization (policy)
Organization
E*TRADE Financial Corporation is a financial services company that provides brokerage and related products and services primarily to individual retail investors under the brand E*TRADE Financial. The Company also provides investor-focused banking products, primarily sweep deposits, to retail investors.
Basis of presentation (policy)
Basis of Presentation
The condensed consolidated financial statements, also referred to herein as the consolidated financial statements, include the accounts of the Company and its majority-owned subsidiaries as determined under the voting interest model. Entities in which the Company has the ability to exercise significant influence but in which the Company does not possess control are generally accounted for by the equity method. Entities in which the Company does not have the ability to exercise significant influence are generally carried at cost. Investments in marketable equity securities where the Company does not have the ability to exercise significant influence over the entities are accounted for as available-for-sale equity securities. The Company also evaluates its initial and continuing involvement with certain entities to determine if the Company is required to consolidate the entities under the variable interest entity (VIE) model. This evaluation is based on a qualitative assessment of whether the Company is the primary beneficiary of the VIE, which requires the Company to possess both: 1) the power to direct the activities that most significantly impact the economic performance of the VIE; and 2) the obligation to absorb losses or the right to receive benefits of the VIE that could potentially be significant to the VIE. The consolidated financial statements do not include any consolidated VIEs for all periods presented.
The Company's consolidated financial statements are prepared in accordance with GAAP. Intercompany accounts and transactions are eliminated in consolidation. These financial statements reflect all adjustments, which are normal and recurring in nature, necessary to present fairly the financial position, results of operations and cash flows for the periods presented. These consolidated financial statements should be read in conjunction with the Annual Report on Form 10-K for the year ended December 31, 2016. While certain disclosures included in annual financial statements prepared in accordance with GAAP have been omitted in this quarterly report, the Company believes that the information and disclosures presented herein are adequate and that such disclosures are not misleading.
Use of estimates (policy)
Use of Estimates
Preparing the Company's consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and related notes for the periods presented. Actual results could differ from management’s estimates. Certain significant accounting policies are critical because they are based on estimates and assumptions that require complex and subjective judgments by management. Changes in these estimates or assumptions could materially impact the Company’s financial condition and results of operations. Material estimates in which management believes changes could reasonably occur include: allowance for loan losses; valuation and impairment of goodwill and acquired intangible assets; and estimates of effective tax rates, deferred taxes and valuation allowance.
New accounting and disclosure guidance (policy)
Adoption of New Accounting Standards
Accounting for Employee Share-Based Payments
In March 2016, the FASB amended the accounting guidance on employee share-based payments. Relevant changes in the amended guidance include the requirement to recognize all excess tax benefits and deficiencies upon exercise or vesting as income tax expense or benefit in the consolidated statement of income; to treat excess tax benefits and deficiencies as discrete items in the reporting period they occur; to not delay recognition of excess tax benefits until the tax benefit is realized through a reduction in current taxes payable; and to make an accounting policy election to either estimate forfeitures or account for them as they occur. The Company adopted the amended accounting guidance as of January 1, 2017 and recognized a $3 million deferred tax asset and cumulative-effect adjustment to equity as of the beginning of the period. In addition, for the six months ended June 30, 2016 the Company reclassified $13 million related to shares withheld to pay taxes from cash flows from operating activities to cash flows from financing activities. Forfeitures will continue to be estimated consistent with the Company's prior accounting policies. The impact to the Company's financial condition, results of operations and cash flows will vary based on, among other factors, the market price of the Company's common stock. During the six months ended June 30, 2017 the Company recognized a $6 million income tax benefit in accordance with the new guidance.
New Accounting Standards Not Yet Adopted
Revenue Recognition on Contracts with Customers
In May 2014, the FASB amended the guidance on revenue recognition on contracts with customers. The new standard outlines a single comprehensive model for entities to apply in accounting for revenue arising from contracts with customers. The Company's accounting for net interest income is not expected to be impacted by the new standard. The FASB issued supplemental amendments to the new standard to clarify certain accounting guidance and provide narrow scope improvements and practical expedients during 2016. The amended guidance will be effective for annual and interim periods beginning on January 1, 2018 and may be applied on either a full retrospective or modified retrospective basis. The Company is in process of completing its evaluation of the new accounting guidance. This adoption is not expected to have a material impact on the Company’s financial condition, results of operations or cash flows as the satisfaction of performance obligations under the new guidance is expected to be materially consistent with the Company's existing revenue recognition policies. Similarly, the amended guidance is not expected to have a material impact on the recognition of costs incurred to obtain new contracts.
Classification and Measurement of Financial Instruments
In January 2016, the FASB amended the accounting and disclosure guidance on the classification and measurement of financial instruments. Relevant changes in the amended guidance include the requirement that equity investments, excluding those accounted for under the equity method of accounting or those resulting in consolidation of the investee, be measured at fair value in the consolidated balance sheet with changes in fair value recognized in net income. For disclosure purposes, the Company will no longer be required to disclose the methods and significant assumptions used to estimate fair value for financial instruments measured at amortized cost in the consolidated balance sheet. The amended guidance will be effective for interim and annual periods beginning on January 1, 2018 and is required to be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the consolidated balance sheet on that date. The Company is currently evaluating the impact of the new accounting guidance; however, the adoption is not expected to have a material impact on the Company’s financial condition, results of operations or cash flows as debt securities represent the majority of the Company's investment portfolio.
Accounting for Leases
In February 2016, the FASB amended the guidance on accounting for leases. The new standard requires lessees to recognize assets and liabilities on the balance sheet for the rights and obligations created by all qualifying leases with terms of more than twelve months. The recognition, measurement and presentation of expenses and cash flows arising from a lease by a lessee remains substantially unchanged and depends on classification as a finance or operating lease. The new standard also requires quantitative and qualitative disclosures that provide information about the amounts related to leasing arrangements recorded in the consolidated financial statements. The new guidance will be effective for interim and annual periods beginning on January 1, 2019 and is required to be applied on a modified retrospective basis to the earliest period presented, which includes practical expedient options in certain circumstances. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, the Company's business model of providing services through digital platforms and via phone and online channels in addition to 30 regional branches may limit the impact of the amended lease accounting guidance to the Company's financial condition.
Accounting for Credit Losses
In June 2016, the FASB amended the accounting guidance on accounting for credit losses. The amended guidance requires measurement of all expected credit losses for financial instruments and other commitments to extend credit held at the reporting date. For financial assets measured at amortized cost, factors such as historical experience, current conditions, and reasonable and supportable forecasts will be used to estimate expected credit losses. The amended guidance will also change the manner in which credit losses are recognized on debt securities classified as available-for-sale. The new guidance will be effective for interim and annual periods beginning January 1, 2020. Early adoption is permitted. The Company is currently evaluating the impact of the new accounting guidance on the Company's financial condition, results of operations and cash flows; however, given the recent performance of the Company's run-off legacy loan portfolio and the credit profile of the current investment securities portfolio, the Company does not expect the amended accounting guidance to have as significant of an impact as it could have if the Company were originating or purchasing loans.
Classification of Certain Cash Receipts and Cash Payments
In August 2016, the FASB amended the guidance on the presentation and classification of certain cash receipts and cash payments in the consolidated statement of cash flows to eliminate current diversity in practice. The new guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company does not expect the amended accounting guidance to have a significant impact on its consolidated statement of cash flows.
Classification of Restricted Cash
In November 2016, the FASB amended the guidance on the presentation and classification of changes in restricted cash in the consolidated statement of cash flows to eliminate current diversity in practice. The amended guidance requires the consolidated statement of cash flows to explain the change during the period in the total cash, cash equivalents, and amounts generally described as restricted cash and restricted cash equivalents. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied using a retrospective transition method to each period presented. Early adoption is permitted. The Company is currently evaluating the impact of the new presentation and classification guidance.
Clarifying the Definition of a Business
In January 2017, the FASB issued guidance to clarify the definition of a business in order to assist companies in the evaluation of whether transactions should be accounted for as acquisitions or disposals of assets or businesses. The amended guidance also removes the existing evaluation of a market participant's ability to replace missing elements and narrows the definition of output to achieve consistency with other topics. The guidance will be effective for interim and annual periods beginning January 1, 2018 and must be applied prospectively. Early adoption is permitted.
Simplifying the Test for Goodwill Impairment
In January 2017, the FASB issued guidance to simplify the test for goodwill impairment by eliminating Step 2 from the goodwill impairment test. The amended guidance requires the Company to perform its annual goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An impairment charge should be recognized at the amount by which the carrying amount exceeds the fair value of the reporting unit; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Income tax effects resulting from any tax deductible goodwill should be considered when measuring the goodwill impairment loss, if applicable. The Company will still have the option to perform a qualitative assessment to conclude whether it is more likely than not that the carrying amount of the Company exceeds its fair value. The guidance will be effective for interim and annual periods beginning January 1, 2020 and must be applied prospectively. Early adoption is permitted.
Premium Amortization on Purchased Callable Debt Securities
In March 2017, the FASB issued guidance to amend the amortization period for certain purchased callable debt securities held at a premium. The amended guidance shortens the amortization period for certain callable debt securities held at a premium by requiring the premium to be amortized to the earliest call date. The guidance does not amend the accounting for securities held at a discount. The guidance will be effective for interim and annual periods beginning January 1, 2019 and must be applied on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Early adoption is permitted. Based on the current composition of the Company's securities portfolio, the new guidance is not expected to have a significant impact on the Company's financial condition or results of operations.
XML 59 R23.htm IDEA: XBRL DOCUMENT v3.7.0.1
Interest Income and Interest Expense (Tables)
6 Months Ended
Jun. 30, 2017
Interest Income and Interest Expense Disclosure [Abstract]  
Interest Income and Interest Expense Disclosure
The following table shows the components of interest income and interest expense (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Interest income:
 
 
 
 
 
 
 
Cash and equivalents
$
2

 
$
1

 
$
4

 
$
3

Cash required to be segregated under federal or other regulations
3

 
1

 
6

 
2

Available-for-sale securities
95

 
68

 
180

 
132

Held-to-maturity securities
137

 
107

 
257

 
210

Margin receivables
75

 
61

 
141

 
125

Loans
41

 
49

 
84

 
100

Broker-related receivables and other
1

 
1

 
1

 
1

Subtotal interest income
354

 
288

 
673

 
573

Other interest revenue(1)
24

 
18

 
46

 
41

Total interest income
378

 
306

 
719

 
614

Interest expense:
 
 
 
 
 
 
 
Deposits
(1
)
 
(1
)
 
(2
)
 
(2
)
Customer payables
(2
)
 
(1
)
 
(3
)
 
(2
)
Other borrowings
(5
)
 
(4
)
 
(10
)
 
(9
)
Corporate debt
(13
)
 
(14
)
 
(27
)
 
(27
)
Subtotal interest expense
(21
)

(20
)
 
(42
)
 
(40
)
Other interest expense(2)
(1
)
 

 
(2
)
 
(1
)
Total interest expense
(22
)
 
(20
)
 
(44
)
 
(41
)
Net interest income
$
356

 
$
286

 
$
675

 
$
573


(1)
Represents interest income on securities loaned.
(2)
Represents interest expense on securities borrowed.
XML 60 R24.htm IDEA: XBRL DOCUMENT v3.7.0.1
Fair Value Disclosures (Tables)
6 Months Ended
Jun. 30, 2017
Fair Value Disclosures [Abstract]  
Fair Value Inputs, Assets, Quantitative Information
The following table presents additional information about significant unobservable inputs used in the valuation of assets measured at fair value on a nonrecurring basis that were categorized in Level 3 of the fair value hierarchy at June 30, 2017 and December 31, 2016:
 
Unobservable Inputs
 
Average
 
Range
June 30, 2017
 
 
 
 
 
Loans receivable:
 
 
 
 
 
One- to four-family
Appraised value
 
$
416,000

 
$40,000-$1,200,000
Home equity
Appraised value
 
$
320,500

 
$29,500-$1,990,000
Real estate owned
Appraised value
 
$
296,500

 
$17,000-$1,120,000
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
Loans receivable:
 
 
 
 
 
One- to four-family
Appraised value
 
$
408,100

 
$50,000-$1,490,000
Home equity
Appraised value
 
$
312,000

 
$6,000-$2,500,000
Real estate owned
Appraised value
 
$
342,300

 
$21,500-$1,800,000
Fair Value Measurements, Recurring and Nonrecurring
Assets and liabilities measured at fair value at June 30, 2017 and December 31, 2016 are summarized in the following tables (dollars in millions):
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
June 30, 2017:
 
 
 
 
 
 
 
Recurring fair value measurements:
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$

 
$
17,380

 
$

 
$
17,380

Agency debentures

 
988

 

 
988

U.S. Treasuries

 
451

 

 
451

Agency debt securities

 
33

 

 
33

Municipal bonds

 
31

 

 
31

Total debt securities

 
18,883

 

 
18,883

Publicly traded equity securities
7

 

 

 
7

Total available-for-sale securities
7

 
18,883

 

 
18,890

Receivables from brokers, dealers and clearing organizations:
 
 
 
 
 
 
 
U.S. Treasuries
134

 

 

 
134

Other assets:
 
 
 
 
 
 
 
Derivative assets(1)

 
90

 

 
90

Total assets measured at fair value on a recurring basis(2)
$
141

 
$
18,973

 
$

 
$
19,114

Liabilities
 
 
 
 
 
 
 
Other liabilities:
 
 
 
 
 
 
 
Derivative liabilities(1)
$

 
$
38

 
$

 
$
38

Total liabilities measured at fair value on a recurring basis(2)
$

 
$
38

 
$

 
$
38

Nonrecurring fair value measurements:
 
 
 
 
 
 
 
Loans receivable, net:
 
 
 
 
 
 
 
One- to four-family
$

 
$

 
$
14

 
$
14

Home equity

 

 
19

 
19

Total loans receivable

 

 
33

 
33

Other assets:
 
 
 
 
 
 
 
Real estate owned

 

 
20

 
20

Total assets measured at fair value on a nonrecurring basis(3)
$

 
$

 
$
53

 
$
53

 
(1)
All derivative assets and liabilities were interest rate contracts at June 30, 2017. Information related to derivative instruments is detailed in Note 7—Derivative Instruments and Hedging Activities.
(2)
Assets and liabilities measured at fair value on a recurring basis represented 33% and less than 1% of the Company’s total assets and total liabilities, respectively, at June 30, 2017.
(3)
Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at June 30, 2017, and for which a fair value measurement was recorded during the period.
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
December 31, 2016:
 
 
 
 
 
 
 
Recurring fair value measurements:
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$

 
$
12,634

 
$

 
$
12,634

Agency debentures

 
788

 

 
788

U.S. Treasuries

 
407

 

 
407

Agency debt securities

 
24

 

 
24

Municipal bonds

 
32

 

 
32

Total debt securities

 
13,885

 

 
13,885

Publicly traded equity securities
7

 

 

 
7

Total available-for-sale securities
7

 
13,885

 

 
13,892

Other assets:
 
 
 
 
 
 
 
Derivative assets(1)

 
165

 

 
165

Total assets measured at fair value on a recurring basis(2)
$
7

 
$
14,050

 
$

 
$
14,057

Liabilities
 
 
 
 
 
 
 
Other liabilities:
 
 
 
 
 
 
 
Derivative liabilities(1)
$

 
$
31

 
$

 
$
31

Total liabilities measured at fair value on a recurring basis(2)
$

 
$
31

 
$

 
$
31

Nonrecurring fair value measurements:
 
 
 
 
 
 
 
Loans receivable, net:
 
 
 
 
 
 
 
One- to four-family
$

 
$

 
$
25

 
$
25

Home equity

 

 
21

 
21

Total loans receivable

 

 
46

 
46

Other assets:
 
 
 
 
 
 
 
Real estate owned

 

 
35

 
35

Total assets measured at fair value on a nonrecurring basis(3)
$

 
$

 
$
81

 
$
81

 
(1)
All derivative assets and liabilities were interest rate contracts at December 31, 2016. Information related to derivative instruments is detailed in Note 7—Derivative Instruments and Hedging Activities.
(2)
Assets and liabilities measured at fair value on a recurring basis represented 29% and less than 1% of the Company’s total assets and total liabilities, respectively, at December 31, 2016.
(3)
Represents the fair value of assets prior to deducting estimated selling costs that were carried on the consolidated balance sheet at December 31, 2016, and for which a fair value measurement was recorded during the period.
Gains and Losses, Fair Value Measurements, Nonrecurring
The following table presents gains and losses recognized on assets measured at fair value on a nonrecurring basis during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
1

 
$
1

 
$
2

 
$
2

Home equity
2

 
4

 
3

 
7

Total losses on loans receivable measured at fair value
$
3

 
$
5

 
$
5

 
$
9

Losses (gains) on real estate owned measured at fair value
$

 
$
1

 
$
(1
)
 
$
1

Fair Value, by Balance Sheet Grouping
The following table summarizes the carrying values, fair values and fair value hierarchy level classification of financial instruments that are not carried at fair value on the consolidated balance sheet at June 30, 2017 and December 31, 2016 (dollars in millions):
 
June 30, 2017
 
Carrying
Value
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
Assets
 
 
 
 
 
 
 
 
 
Cash and equivalents
$
1,091

 
$
1,091

 
$

 
$

 
$
1,091

Cash required to be segregated under federal or other regulations
$
889

 
$
889

 
$

 
$

 
$
889

Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
18,426

 
$

 
$
18,479

 
$

 
$
18,479

Agency debentures
291

 

 
291

 

 
291

Agency debt securities
2,778

 

 
2,788

 

 
2,788

Other non-agency debt securities
7

 

 

 
7

 
7

Total held-to-maturity securities
$
21,502

 
$

 
$
21,558

 
$
7

 
$
21,565

Margin receivables(1)
$
7,773

 
$

 
$
7,773

 
$

 
$
7,773

Loans receivable, net:
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,642

 
$

 
$

 
$
1,676

 
$
1,676

Home equity
1,204

 

 

 
1,175

 
1,175

Consumer
209

 

 

 
209

 
209

Total loans receivable, net(2)
$
3,055

 
$

 
$

 
$
3,060

 
$
3,060

Receivables from brokers, dealers and clearing organizations(1)
$
1,103

 
$

 
$
1,103

 
$

 
$
1,103

Liabilities
 
 
 
 
 
 
 
 
 
Deposits
$
40,072

 
$

 
$
40,072

 
$

 
$
40,072

Customer payables
$
7,992

 
$

 
$
7,992

 
$

 
$
7,992

Payables to brokers, dealers and clearing organizations
$
1,473

 
$

 
$
1,473

 
$

 
$
1,473

Other borrowings:
 
 
 
 
 
 
 
 
 
Securities sold under agreements to repurchase
$
400

 
$

 
$
400

 
$

 
$
400

FHLB advances
$
200

 
$

 
$
200

 
$

 
$
200

Trust preferred securities
$
409

 
$

 
$

 
$
321

 
$
321

Total other borrowings
$
1,009


$


$
600


$
321


$
921

Corporate debt
$
992

 
$

 
$
1,040

 
$

 
$
1,040

(1)
The fair value of securities that the Company received as collateral in connection with margin receivables and securities borrowing activities, where the Company is permitted to sell or re-pledge the securities, was approximately $11.0 billion and $9.8 billion at June 30, 2017 and December 31, 2016, respectively. Of this amount, $2.9 billion and $2.0 billion had been pledged or sold in connection with securities loans and deposits with clearing organizations at June 30, 2017 and December 31, 2016, respectively.
(2)
The carrying value of loans receivable, net includes the allowance for loan losses of $116 million and loans that are recorded at fair value on a nonrecurring basis at June 30, 2017.
 
December 31, 2016
 
Carrying
Value
 
Level 1
 
Level 2
 
Level 3
 
Total
Fair Value
Assets
 
 
 
 
 
 
 
 
 
Cash and equivalents
$
1,950

 
$
1,950

 
$

 
$

 
$
1,950

Cash required to be segregated under federal or other regulations
$
1,460

 
$
1,460

 
$

 
$

 
$
1,460

Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,868

 
$

 
$
12,839

 
$

 
$
12,839

Agency debentures
29

 

 
29

 

 
29

Agency debt securities
2,854

 

 
2,848

 

 
2,848

Total held-to-maturity securities
$
15,751

 
$

 
$
15,716

 
$

 
$
15,716

Margin receivables
$
6,731

 
$

 
$
6,731

 
$

 
$
6,731

Loans receivable, net:
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,918

 
$

 
$

 
$
1,942

 
$
1,942

Home equity
1,385

 

 

 
1,311

 
1,311

Consumer
248

 

 

 
249

 
249

Total loans receivable, net(1)
$
3,551

 
$

 
$

 
$
3,502

 
$
3,502

Receivables from brokers, dealers and clearing organizations
$
1,056

 
$

 
$
1,056

 
$

 
$
1,056

Liabilities
 
 
 
 
 
 
 
 
 
Deposits
$
31,682

 
$

 
$
31,681

 
$

 
$
31,681

Customer Payables
$
8,159

 
$

 
$
8,159

 
$

 
$
8,159

Payables to brokers, dealers and clearing organizations
$
983

 
$

 
$
983

 
$

 
$
983

Trust preferred securities
$
409

 
$

 
$

 
$
288

 
$
288

Corporate debt
$
994

 
$

 
$
1,050

 
$

 
$
1,050

 
(1)
The carrying value of loans receivable, net includes the allowance for loan losses of $221 million and loans that are recorded at fair value on a nonrecurring basis at December 31, 2016.
XML 61 R25.htm IDEA: XBRL DOCUMENT v3.7.0.1
Offsetting Assets and Liabilities (Tables)
6 Months Ended
Jun. 30, 2017
Offsetting Assets and Liabilities [Abstract]  
Offsetting Assets and Liabilities [Table Text Block]
The following table presents information about these transactions to enable the users of the Company’s consolidated financial statements to evaluate the potential effect of rights of set-off between these recognized assets and liabilities at June 30, 2017 and December 31, 2016 (dollars in millions):
 
 
 
 
 
 
 
 
 
 
Gross Amounts Not Offset in the Consolidated Balance Sheet
 
 
 
 
 
 
Gross Amounts of Recognized Assets and Liabilities
 
Gross Amounts Offset in the Consolidated Balance Sheet
 
Net Amounts Presented in the Consolidated Balance Sheet (1)
 
Financial Instruments
 
Collateral Received or Pledged (Including Cash)
 
Net Amount
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits paid for securities borrowed (2)
$
668

 
$

 
$
668

 
$
(225
)
 
$
(425
)
 
$
18

 
 
 
Total
$
668

 
$

 
$
668

 
$
(225
)
 
$
(425
)
 
$
18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits received for securities loaned (3)
$
1,420

 
$

 
$
1,420

 
$
(225
)
 
$
(1,077
)
 
$
118

 
 
Repurchase agreements (4)
400

 

 
400

 

 
(400
)
 

 
 
Derivative liabilities (5)(6)
7

 

 
7

 

 
(7
)
 

 
 
 
Total
$
1,827

 
$

 
$
1,827

 
$
(225
)
 
$
(1,484
)
 
$
118

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits paid for securities borrowed (2)
$
774

 
$

 
$
774

 
$
(192
)
 
$
(560
)
 
$
22

 
 
 
Total
$
774

 
$

 
$
774

 
$
(192
)
 
$
(560
)
 
$
22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits received for securities loaned (3)
$
926

 
$

 
$
926

 
$
(192
)
 
$
(661
)
 
$
73

 
 
Derivative liabilities (5)(6)
6

 

 
6

 

 
(6
)
 

 
 
 
Total
$
932

 
$

 
$
932

 
$
(192
)
 
$
(667
)
 
$
73

(1)
Net amount of deposits paid for securities borrowed are reflected in the receivables from brokers, dealers and clearing organizations line item in the consolidated balance sheet. Net amount of deposits received for securities loaned and derivative liabilities are reflected in the payables to brokers, dealers and clearing organizations and other liabilities line items in the consolidated balance sheet, respectively.
(2)
Included in the gross amounts of deposits paid for securities borrowed was $435 million and $307 million at June 30, 2017 and December 31, 2016, respectively, transacted through a program with a clearing organization, which guarantees the return of cash to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company’s master securities loan agreements.
(3)
Included in the gross amounts of deposits received for securities loaned was $871 million and $546 million at June 30, 2017 and December 31, 2016, respectively, transacted through a program with a clearing organization, which guarantees the return of securities to the Company. For presentation purposes, these amounts presented are based on the counterparties under the Company’s master securities loan agreements.
(4)
Collateral pledged included held-to-maturity securities at amortized cost and available-for-sale securities at fair value at June 30, 2017.
(5)
Excludes net accrued interest payable of $2 million at both June 30, 2017 and December 31, 2016.
(6)
Collateral pledged included held-to-maturity securities at amortized cost at both June 30, 2017 and December 31, 2016.
XML 62 R26.htm IDEA: XBRL DOCUMENT v3.7.0.1
Available-for-Sale and Held-to-Maturity Securities (Tables)
6 Months Ended
Jun. 30, 2017
Investments, Debt and Equity Securities [Abstract]  
Investments Securities
The amortized cost and fair value of available-for-sale and held-to-maturity securities at June 30, 2017 and December 31, 2016 are shown in the following tables (dollars in millions):
 
Amortized
Cost
 
Gross
Unrealized /
Unrecognized
Gains
 
Gross
Unrealized /
Unrecognized
Losses
 
Fair Value
June 30, 2017:
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
17,542

 
$
60

 
$
(222
)
 
$
17,380

Agency debentures
969

 
33

 
(14
)
 
988

U.S. Treasuries
453

 
6

 
(8
)
 
451

Agency debt securities
34

 

 
(1
)
 
33

Municipal bonds
31

 

 

 
31

Total debt securities
19,029

 
99

 
(245
)
 
18,883

Publicly traded equity securities(1)
7

 

 

 
7

Total available-for-sale securities
$
19,036

 
$
99

 
$
(245
)
 
$
18,890

Held-to-maturity securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
18,426

 
$
168

 
$
(115
)
 
$
18,479

Agency debentures
291

 
1

 
(1
)
 
291

Agency debt securities
2,778

 
30

 
(20
)
 
2,788

Other non-agency debt securities
7

 

 

 
7

Total held-to-maturity securities
$
21,502

 
$
199

 
$
(136
)
 
$
21,565

 
 
 
 
 
 
 
 
December 31, 2016:

 
 
 
 
 

Available-for-sale securities:
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,946

 
$
24

 
$
(336
)
 
$
12,634

Agency debentures
791

 
18

 
(21
)
 
788

U.S. Treasuries
452

 

 
(45
)
 
407

Agency debt securities
25

 

 
(1
)
 
24

Municipal bonds
32

 

 

 
32

Total debt securities
14,246

 
42

 
(403
)
 
13,885

Publicly traded equity securities(1)
7

 

 

 
7

Total available-for-sale securities
$
14,253

 
$
42

 
$
(403
)
 
$
13,892

Held-to-maturity securities:
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
12,868

 
$
123

 
$
(152
)
 
$
12,839

Agency debentures
29

 

 

 
29

Agency debt securities
2,854

 
26

 
(32
)
 
2,848

Total held-to-maturity securities
$
15,751

 
$
149

 
$
(184
)
 
$
15,716


(1)
Consists of investments in a mutual fund related to the Community Reinvestment Act.
Investments Classified by Contractual Maturity Date
The contractual maturities of all available-for-sale and held-to-maturity debt securities at June 30, 2017 are shown in the following table (dollars in millions): 
 
Amortized Cost
 
Fair Value
Available-for-sale debt securities:
 
 
 
Due within one year
$
4

 
$
4

Due within one to five years
57

 
56

Due within five to ten years
7,221

 
7,149

Due after ten years
11,747

 
11,674

Total available-for-sale debt securities
$
19,029

 
$
18,883

Held-to-maturity debt securities:
 
 
 
Due within one year
$
209

 
$
210

Due within one to five years
1,786

 
1,829

Due within five to ten years
5,060

 
5,083

Due after ten years
14,447

 
14,443

Total held-to-maturity debt securities
$
21,502

 
$
21,565

Schedule of Unrealized Loss on Investments
The following tables show the fair value and unrealized or unrecognized losses on available-for-sale and held-to-maturity securities, aggregated by investment category, and the length of time that individual securities have been in a continuous unrealized or unrecognized loss position at June 30, 2017 and December 31, 2016 (dollars in millions):
 
Less than 12 Months
 
12 Months or More
 
Total
 
Fair Value
 
Unrealized /
Unrecognized
Losses
 
Fair Value
 
Unrealized /
Unrecognized
Losses
 
Fair Value
 
Unrealized /
Unrecognized
Losses
June 30, 2017:
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Debt securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
8,277

 
$
(173
)
 
$
1,813

 
$
(49
)
 
$
10,090

 
$
(222
)
Agency debentures
374

 
(14
)
 

 

 
374

 
(14
)
U.S. Treasuries
290

 
(8
)
 

 

 
290

 
(8
)
Agency debt securities
33

 
(1
)
 

 

 
33

 
(1
)
Municipal bonds
12

 

 

 

 
12

 

Publicly traded equity securities
7

 

 

 

 
7

 

Total temporarily impaired available-for-sale securities
$
8,993

 
$
(196
)
 
$
1,813

 
$
(49
)
 
$
10,806

 
$
(245
)
Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
6,910

 
$
(88
)
 
$
1,148

 
$
(27
)
 
$
8,058

 
$
(115
)
Agency debentures
161

 
(1
)
 

 

 
161

 
(1
)
Agency debt securities
1,483

 
(20
)
 
17

 

 
1,500

 
(20
)
Total temporarily impaired held-to-maturity securities
$
8,554

 
$
(109
)
 
$
1,165

 
$
(27
)
 
$
9,719

 
$
(136
)
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016:

 

 

 

 

 

Available-for-sale securities:
 
 
 
 
 
 
 
 


 


Debt securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
9,281

 
$
(279
)
 
$
1,620

 
$
(57
)
 
$
10,901

 
$
(336
)
Agency debentures
454

 
(21
)
 

 

 
454

 
(21
)
U.S. Treasuries
407

 
(45
)
 

 

 
407

 
(45
)
Agency debt securities
24

 
(1
)
 

 

 
24

 
(1
)
Municipal bonds
13

 

 

 

 
13

 

Publicly traded equity securities
7

 

 

 

 
7

 

Total temporarily impaired available-for-sale securities
$
10,186

 
$
(346
)
 
$
1,620

 
$
(57
)
 
$
11,806

 
$
(403
)
Held-to-maturity securities:
 
 
 
 
 
 
 
 
 
 
 
Agency mortgage-backed securities
$
5,929

 
$
(123
)
 
$
1,272

 
$
(29
)
 
$
7,201

 
$
(152
)
Agency debentures
18

 

 

 

 
18

 

Agency debt securities
1,739

 
(32
)
 
18

 

 
1,757

 
(32
)
Total temporarily impaired held-to-maturity securities
$
7,686

 
$
(155
)
 
$
1,290

 
$
(29
)
 
$
8,976

 
$
(184
)
Gains on Securities and Other, Net
The following table shows the components of the gains on securities and other, net line item on the consolidated statement of income for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Gains on available-for-sale securities
$
10

 
$
14

 
$
18

 
$
29

Hedge ineffectiveness
(2
)
 
(2
)
 
(3
)
 
(4
)
Equity method investment income (loss) and other
(1
)
 
(2
)
 
2

 
(5
)
Gains on securities and other, net
$
7

 
$
10

 
$
17

 
$
20

XML 63 R27.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Tables)
6 Months Ended
Jun. 30, 2017
Loans and Leases Receivable Disclosure [Abstract]  
Total Loans Receivable, Net
Loans receivable, net at June 30, 2017 and December 31, 2016 are summarized as follows (dollars in millions): 
 
June 30,
 
December 31,
 
2017
 
2016
One- to four-family
$
1,659

 
$
1,950

Home equity
1,287

 
1,556

Consumer
212

 
250

Total loans receivable
3,158

 
3,756

Unamortized premiums, net
13

 
16

Allowance for loan losses
(116
)
 
(221
)
Total loans receivable, net
$
3,055

 
$
3,551

Loans Receivable, Allowance for Loan Losses
The following table presents the total recorded investment in loans receivable and allowance for loan losses by loans that have been collectively evaluated for impairment and those that have been individually evaluated for impairment by loan class at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
Recorded Investment
 
Allowance for Loan Losses
 
June 30,
 
December 31,
 
June 30,
 
December 31,
 
2017
 
2016
 
2017
 
2016
Collectively evaluated for impairment:
 
 
 
 
 
 
 
One- to four-family
$
1,445

 
$
1,717

 
$
22

 
$
38

Home equity
1,109

 
1,361

 
44

 
120

Consumer
214

 
253

 
5

 
5

Total collectively evaluated for impairment
2,768

 
3,331

 
71

 
163

Individually evaluated for impairment:
 
 
 
 
 
 
 
One- to four-family
225

 
246

 
7

 
7

Home equity
178

 
195

 
38

 
51

Total individually evaluated for impairment
403

 
441

 
45

 
58

Total
$
3,171

 
$
3,772

 
$
116

 
$
221

The following table provides a roll forward by loan portfolio of the allowance for loan losses for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30, 2017
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
46

 
$
162

 
$
5

 
$
213

Provision (benefit) for loan losses
(18
)
 
(81
)
 

 
(99
)
Charge-offs

 
(5
)
 
(1
)
 
(6
)
Recoveries
1

 
6

 
1

 
8

Net (charge-offs) recoveries
1

 
1

 

 
2

Allowance for loan losses, end of period
$
29

 
$
82

 
$
5

 
$
116

 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
49

 
$
267

 
$
6

 
$
322

Provision (benefit) for loan losses
(8
)
 
(28
)
 
1

 
(35
)
Charge-offs

 
(4
)
 
(2
)
 
(6
)
Recoveries
1

 
10

 
1

 
12

Net (charge-offs) recoveries
1

 
6

 
(1
)
 
6

Allowance for loan losses, end of period
$
42

 
$
245

 
$
6

 
$
293

 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2017
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
45

 
$
171

 
$
5

 
$
221

Provision (benefit) for loan losses
(18
)
 
(96
)
 
1

 
(113
)
Charge-offs

 
(5
)
 
(3
)
 
(8
)
Recoveries
2

 
12

 
2

 
16

Net (charge-offs) recoveries
2

 
7

 
(1
)
 
8

Allowance for loan losses, end of period
$
29

 
$
82

 
$
5

 
$
116

 
Six Months Ended June 30, 2016
 
One- to
Four-Family
 
Home
Equity
 
Consumer
 
Total
Allowance for loan losses, beginning of period
$
40

 
$
307

 
$
6

 
$
353

Provision (benefit) for loan losses

 
(70
)
 
1

 
(69
)
Charge-offs
(1
)
 
(9
)
 
(4
)
 
(14
)
Recoveries
3

 
17

 
3

 
23

Net (charge-offs) recoveries
2

 
8

 
(1
)
 
9

Allowance for loan losses, end of period
$
42

 
$
245

 
$
6

 
$
293

Credit Quality Indicators for Loan Portfolio
The following tables show the distribution of the Company’s mortgage loan portfolios by credit quality indicator at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
One- to Four-Family
 
Home Equity
 
June 30,
 
December 31,
 
June 30,
 
December 31,
Current LTV/CLTV(1)
2017
 
2016
 
2017
 
2016
<=80%
$
1,135

 
$
1,308

 
$
592

 
$
686

80%-100%
334

 
413

 
349

 
414

100%-120%
99

 
143

 
214

 
274

>120%
91

 
86

 
132

 
182

Total mortgage loans receivable
$
1,659

 
$
1,950

 
$
1,287

 
$
1,556

Average estimated current LTV/CLTV (2)
73
%
 
73
%
 
85
%
 
87
%
Average LTV/CLTV at loan origination (3)
71
%
 
71
%
 
81
%
 
81
%
 
(1)
Current CLTV calculations for home equity loans are based on the maximum available line for HELOCs and outstanding principal balance for home equity installment loans. For home equity loans in the second lien position, the original balance of the first lien loan at origination date and updated valuations on the property underlying the loan are used to calculate CLTV. Current property value estimates are updated on a quarterly basis.
(2)
The average estimated current LTV/CLTV ratio reflects the outstanding balance at the balance sheet date and the maximum available line for HELOCs, divided by the estimated current value of the underlying property.
(3)
Average LTV/CLTV at loan origination calculations are based on LTV/CLTV at time of purchase for one- to four-family purchased loans and home equity installment loans and maximum available line for HELOCs
 
One- to Four-Family
 
Home Equity
 
June 30,
 
December 31,
 
June 30,
 
December 31,
Current FICO
2017
 
2016
 
2017
 
2016
>=720
$
941

 
$
1,121

 
$
639

 
$
778

719 - 700
153

 
179

 
127

 
156

699 - 680
115

 
153

 
109

 
141

679 - 660
109

 
121

 
92

 
117

659 - 620
141

 
154

 
125

 
149

<620
200

 
222

 
195

 
215

Total mortgage loans receivable
$
1,659

 
$
1,950

 
$
1,287

 
$
1,556

Concentration of Credit Risk
The following table outlines when one- to four-family and HELOCs convert to amortizing by percentage of the one- to four-family portfolio and HELOC portfolios, respectively, at June 30, 2017:
Period of Conversion to Amortizing Loan
% of One- to Four-Family
Portfolio
 
% of Home Equity Line of 
Credit Portfolio
Already amortizing
96%
 
99%
Q3 2017
4%
 
—%
Q4 2017 or later
—%
 
1%
Loans by Delinquency Category and Non-Performing Loans
The following table shows the comparative data for nonperforming loans at June 30, 2017 and December 31, 2016 (dollars in millions):
  
June 30,
 
December 31,
 
2017
 
2016
One- to four-family
$
205

 
$
215

Home equity
116

 
136

Consumer

 
1

Total nonperforming loans receivable
$
321

 
$
352

The following table shows total loans receivable by delinquency category at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
Current
 
30-89 Days
Delinquent
 
90-179 Days
Delinquent
 
180+ Days
Delinquent
 
Total
June 30, 2017
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,488

 
$
62

 
$
28

 
$
81

 
$
1,659

Home equity
1,192

 
37

 
18

 
40

 
1,287

Consumer
208

 
4

 

 

 
212

Total loans receivable
$
2,888

 
$
103

 
$
46

 
$
121

 
$
3,158

December 31, 2016
 
 
 
 
 
 
 
 
 
One- to four-family
$
1,774

 
$
67

 
$
23

 
$
86

 
$
1,950

Home equity
1,442

 
43

 
18

 
53

 
1,556

Consumer
245

 
4

 
1

 

 
250

Total loans receivable
$
3,461

 
$
114

 
$
42

 
$
139

 
$
3,756

Impaired Financing Receivables
The following table shows a summary of the Company’s recorded investment in TDRs that were on accrual and nonaccrual status, further disaggregated by delinquency status, in addition to the recorded investment in TDRs at June 30, 2017 and December 31, 2016 (dollars in millions):
  
 
 
Nonaccrual TDRs
 
 
 
Accrual 
TDRs(1)
 
Current(2)
 
30-89 Days
Delinquent
 
90-179 Days
Delinquent
 
180+ Days
Delinquent
 
Total Recorded
Investment in 
TDRs (3)(4)
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
88

 
$
80

 
$
15

 
$
9

 
$
33

 
$
225

Home equity
111

 
38

 
9

 
4

 
16

 
178

Total
$
199

 
$
118

 
$
24

 
$
13

 
$
49

 
$
403

December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
97

 
$
90

 
$
16

 
$
8

 
$
35

 
$
246

Home equity
119

 
41

 
10

 
4

 
21

 
195

Total
$
216

 
$
131

 
$
26

 
$
12

 
$
56

 
$
441



(1)
Represents loans modified as TDRs that are current and have made six or more consecutive payments.
(2)
Represents loans modified as TDRs that are current but have not yet made six consecutive payments, bankruptcy loans and certain junior lien TDRs that have a delinquent senior lien.
(3)
The unpaid principal balance in one- to four-family TDRs was $223 million and $243 million at June 30, 2017 and December 31, 2016, respectively. For home equity loans, the recorded investment in TDRs represents the unpaid principal balance.
(4)
Total recorded investment in TDRs at June 30, 2017 consisted of $295 million of loans modified as TDRs and $108 million of loans that have been charged off due to bankruptcy notification. Total recorded investment in TDRs at December 31, 2016 consisted of $316 million of loans modified as TDRs and $125 million of loans that have been charged off due to bankruptcy notification.
The following table shows detailed information related to the Company’s TDRs and specific valuation allowances at June 30, 2017 and December 31, 2016 (dollars in millions): 
  
June 30, 2017
 
December 31, 2016
 
Recorded
Investment
in TDRs
 
Specific
Valuation
Allowance
 
Net
Investment
in TDRs
 
Recorded
Investment
in TDRs
 
Specific
Valuation
Allowance
 
Net
Investment
in TDRs
With a recorded allowance:
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
57

 
$
7

 
$
50

 
$
61

 
$
7

 
$
54

Home equity
$
95

 
$
38

 
$
57

 
$
111

 
$
51

 
$
60

Without a recorded allowance:(1)
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
168

 
$

 
$
168

 
$
185

 
$

 
$
185

Home equity
$
83

 
$

 
$
83

 
$
84

 
$

 
$
84

Total:
 
 
 
 
 
 
 
 
 
 
 
One- to four-family
$
225

 
$
7

 
$
218

 
$
246

 
$
7

 
$
239

Home equity
$
178

 
$
38

 
$
140

 
$
195

 
$
51

 
$
144

(1)
Represents loans where the discounted cash flow analysis or collateral value is equal to or exceeds the recorded investment in the loan.
The following table shows the average recorded investment and interest income recognized both on a cash and accrual basis for the Company’s TDRs during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Average Recorded Investment
 
Interest Income Recognized
 
Three Months Ended June 30,
 
Three Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
231

 
$
278

 
$
2

 
$
3

Home equity
184

 
206

 
4

 
4

Total
$
415

 
$
484

 
$
6

 
$
7

 
 
 
 
 
 
 
 
 
Average Recorded Investment
 
Interest Income Recognized
 
Six Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
One- to four-family
$
236

 
$
280

 
$
5

 
$
5

Home equity
188

 
206

 
8

 
8

Total
$
424

 
$
486

 
$
13

 
$
13

Troubled Debt Restructurings - Modifications
The following tables provide the number of loans and post-modification balances immediately after being modified by major class during the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30, 2017
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
4

 
$
1

 
$

 
$
1

 
$
2

Home equity
53

 
2

 
1

 
1

 
4

Total
57

 
$
3

 
$
1

 
$
2

 
$
6

 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
7

 
$
2

 
$

 
$
1

 
$
3

Home equity
164

 
3

 
2

 
6

 
11

Total
171

 
$
5

 
$
2

 
$
7

 
$
14

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2017
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
12

 
$
3

 
$

 
$
1

 
$
4

Home equity
214

 
5

 
1

 
9

 
15

Total
226

 
$
8

 
$
1

 
$
10

 
$
19

 
Six Months Ended June 30, 2016
 
 
 
Interest Rate Reduction
 
 
 
 
 
Number of
Loans
 
Re-age/
Extension/
Interest
Capitalization
 
Other with
Interest Rate
Reduction
 
Other(1)
 
Total
One- to four-family
21

 
$
6

 
$

 
$
2

 
$
8

Home equity
357

 
5

 
3

 
18

 
26

Total
378

 
$
11

 
$
3

 
$
20

 
$
34


(1)
Amounts represent loans whose terms were modified in a manner that did not result in an interest rate reduction, including re-aged loans, extensions, and loans with capitalized interest.
XML 64 R28.htm IDEA: XBRL DOCUMENT v3.7.0.1
Derivative Instruments and Hedging Activities (Tables)
6 Months Ended
Jun. 30, 2017
Derivative Instruments and Hedging Activities Disclosures [Line Items]  
Schedule of Fair Value Amounts of Derivatives Designated as Hedging Instruments
The following table summarizes the fair value of derivatives as reported in the consolidated balance sheet at June 30, 2017 and December 31, 2016 (dollars in millions): 
 
 
 
Fair Value(1)
 
Notional
 
Asset(2)
 
Liability(3)
 
Net(4)
June 30, 2017
 
 
 
 
 
 
 
Interest rate contracts:
 
 
 
 
 
 
 
Fair value hedges
$
6,565

 
$
90

 
$
(38
)
 
$
52

Total derivatives designated as hedging instruments(5)
$
6,565

 
$
90

 
$
(38
)
 
$
52

December 31, 2016
 
 
 
 
 
 
 
Interest rate contracts:
 
 
 
 
 
 
 
Fair value hedges
$
3,862

 
$
165

 
$
(31
)
 
$
134

Total derivatives designated as hedging instruments(5)
$
3,862

 
$
165

 
$
(31
)
 
$
134

 
(1)
At June 30, 2017, excludes derivative assets and liabilities of $13 million and $20 million, respectively, that were executed through a central clearing organization and were settled by variation margin payments. See Note 4—Offsetting Assets and Liabilities for additional information.
(2)
Reflected in the other assets line item on the consolidated balance sheet.
(3)
Reflected in the other liabilities line item on the consolidated balance sheet.
(4)
Represents net fair value of derivative instruments for disclosure purposes only.
(5)
All derivatives were designated as hedging instruments at June 30, 2017 and December 31, 2016
Fair Value Hedging [Member]  
Derivative Instruments and Hedging Activities Disclosures [Line Items]  
Schedule of Effect of Derivatives designated as Fair Value Hedges and Related Hedged Items
The following table summarizes the effect of interest rate contracts designated as fair value hedges and related hedged items on the consolidated statement of income for the three and six months ended June 30, 2017 and 2016 (dollars in millions): 
 
Three Months Ended June 30,
 
2017
 
2016
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
Agency debentures
$
(17
)
 
$
17

 
$

 
$
(43
)
 
$
42

 
$
(1
)
Agency mortgage-backed securities
(46
)
 
44

 
(2
)
 
(45
)
 
44

 
(1
)
Total gains (losses) included in earnings
$
(63
)
 
$
61

 
$
(2
)
 
$
(88
)
 
$
86

 
$
(2
)
 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30,
 
2017
 
2016
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
 
Hedging
Instrument
 
Hedged
Item
 
Hedge
Ineffectiveness(1)
Agency debentures
$
(6
)
 
$
6

 
$

 
$
(90
)
 
$
88

 
$
(2
)
Agency mortgage-backed securities
(33
)
 
30

 
(3
)
 
(114
)
 
112

 
(2
)
Total gains (losses) included in earnings
$
(39
)
 
$
36

 
$
(3
)
 
$
(204
)
 
$
200

 
$
(4
)
(1)
Reflected in the gains on securities and other, net line item on the consolidated statement of income.
XML 65 R29.htm IDEA: XBRL DOCUMENT v3.7.0.1
Deposits (Tables)
6 Months Ended
Jun. 30, 2017
Deposits [Abstract]  
Deposit Liabilities, Type
Deposits are summarized as follows (dollars in millions):
 
Amount
 
Weighted-Average Rate
 
June 30, 2017
 
December 31, 2016
 
June 30, 2017
 
December 31, 2016
Sweep deposits
$
34,937

 
$
26,362

 
0.01
%
 
0.01
%
Savings deposits
3,078

 
3,185

 
0.01
%
 
0.01
%
Other deposits(1)(2)
2,057

 
2,135

 
0.03
%
 
0.03
%
Total deposits
$
40,072

 
$
31,682

 
0.01
%
 
0.01
%
(1)
Includes checking deposits, money market and time deposits.
(2)
As of June 30, 2017 and December 31, 2016, the Company had $184 million and $177 million in non-interest bearing deposits, respectively.
XML 66 R30.htm IDEA: XBRL DOCUMENT v3.7.0.1
Other Borrowings (Tables)
6 Months Ended
Jun. 30, 2017
Other Borrowings Disclosure [Abstract]  
Schedule of Maturities Summary of Other Borrowings
Other borrowings at June 30, 2017 and December 31, 2016 are summarized as follows (dollars in millions):
 
June 30,
 
December 31,
 
2017
 
2016
Repurchase agreements
$
400

 
$

FHLB advances
200

 

Total repurchase agreements and FHLB advances
600

 

Trust preferred securities (1)
409

 
409

Total other borrowings
$
1,009

 
$
409


(1)
Trust preferred securities begin maturing in 2031.
XML 67 R31.htm IDEA: XBRL DOCUMENT v3.7.0.1
Corporate Debt (Tables)
6 Months Ended
Jun. 30, 2017
Debt Disclosure [Abstract]  
Schedule of Corporate Debt Instruments
Corporate debt at June 30, 2017 and December 31, 2016 is outlined in the following table (dollars in millions):
 
Face Value
 
Discount
 
Net
June 30, 2017
 
 
 
 
 
Interest-bearing notes:
 
 
 
 
 
5 3/8% Notes, due 2022
$
540

 
$
(4
)
 
$
536

5/8% Notes, due 2023
460

 
(4
)
 
456

Total corporate debt
$
1,000

 
$
(8
)
 
$
992

December 31, 2016
 
 
 
 
 
Interest-bearing notes:
 
 
 
 
 
5 3/8% Notes, due 2022
$
540

 
$
(5
)
 
$
535

5/8% Notes, due 2023
460

 
(4
)
 
456

Total interest-bearing notes
1,000

 
(9
)
 
991

Non-interest-bearing debt:
 
 
 
 
 
0% Convertible debentures, due 2019
3

 

 
3

Total corporate debt
$
1,003

 
$
(9
)
 
$
994

XML 68 R32.htm IDEA: XBRL DOCUMENT v3.7.0.1
Shareholders' Equity (Tables)
6 Months Ended
Jun. 30, 2017
Equity [Abstract]  
Schedule of Accumulated Other Comprehensive Loss
The following tables present after-tax changes in each component of accumulated other comprehensive income (loss) for the six months ended June 30, 2017 and 2016 (dollars in millions):
 
Available-for-Sale
Securities
 
Foreign 
Currency
Translation
 
Total
Balance, December 31, 2016
$
(139
)
 
$
2

 
$
(137
)
Other comprehensive income before reclassifications
46

 

 
46

Amounts reclassified from accumulated other comprehensive loss
(5
)
 
(2
)
 
(7
)
Net change
41


(2
)

39

Balance, March 31, 2017
$
(98
)

$


$
(98
)
Other comprehensive income before reclassifications
42

 

 
42

Amounts reclassified from accumulated other comprehensive loss
(6
)
 

 
(6
)
Net change
36

 

 
36

Balance, June 30, 2017
$
(62
)
 
$

 
$
(62
)
 
Available-for-Sale
Securities
 
Foreign 
Currency
Translation
 
Total
Balance, December 31, 2015
$
(101
)
 
$
2

 
$
(99
)
Other comprehensive income before reclassifications
94

 

 
94

Amounts reclassified from accumulated other comprehensive loss
(9
)
 

 
(9
)
Net change
85

 

 
85

Balance, March 31, 2016
$
(16
)
 
$
2

 
$
(14
)
Other comprehensive income before reclassifications
69

 

 
69

Amounts reclassified from accumulated other comprehensive income
(9
)
 

 
(9
)
Net change
60

 

 
60

Balance, June 30, 2016
$
44

 
$
2

 
$
46

Components of Other Comprehensive Income (Loss)
The following table presents other comprehensive income activity and the related tax effect for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
 
Three Months Ended June 30,
 
2017
 
2016
 
Before Tax
 
Tax Effect
 
After Tax
 
Before Tax
 
Tax Effect
 
After Tax
Other comprehensive income
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Unrealized gains, net
$
68

 
$
(26
)
 
$
42

 
$
112

 
$
(43
)
 
$
69

Reclassification into earnings, net
(10
)
 
4

 
(6
)
 
(14
)
 
5

 
(9
)
Net change from available-for-sale securities
58

 
(22
)
 
36

 
98

 
(38
)
 
60

Other comprehensive income
$
58

 
$
(22
)
 
$
36

 
$
98

 
$
(38
)
 
$
60

 
 
Six Months Ended June 30,
 
2017
 
2016
 
Before Tax
 
Tax Effect
 
After Tax
 
Before Tax
 
Tax Effect
 
After Tax
Other comprehensive income
 
 
 
 
 
 
 
 
 
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
Unrealized gains, net
$
144

 
$
(56
)
 
$
88

 
$
264

 
$
(101
)
 
$
163

Reclassification into earnings, net
(18
)
 
7

 
(11
)
 
(29
)
 
11

 
(18
)
Net change from available-for-sale securities
126


(49
)

77

 
235

 
(90
)
 
145

Reclassification of foreign currency translation gains
(2
)
 

 
(2
)
 

 

 

Other comprehensive income
$
124

 
$
(49
)
 
$
75

 
$
235

 
$
(90
)
 
$
145

Reclassification out of Accumulated Other Comprehensive Loss
The following table presents the consolidated statement of income line items impacted by reclassifications out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2017 and 2016 (dollars in millions):
Accumulated Other Comprehensive Income (Loss) Components
 
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)
 
Affected Line Items in the Consolidated Statement of Income
 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
 
 
 
2017
 
2016
 
2017
 
2016
 
 
Available-for-sale securities:
 
 
 
 
 
 
 
 
 
 
 
 
$
10

 
$
14

 
$
18

 
$
29

 
Gains on securities and other, net
 
 
(4
)
 
(5
)
 
(7
)
 
(11
)
 
Income tax expense
 
 
$
6

 
$
9

 
$
11

 
$
18

 
Reclassification into earnings, net
 
 
 
 
 
 
 
 
 
 
 
Foreign currency translation:
 
 
 
 
 
 
 
 
 
 
 
 
$

 
$

 
$
2

 
$

 
Other non-interest expenses
 
 
$

 
$

 
$
2

 
$

 
Reclassification into earnings, net
XML 69 R33.htm IDEA: XBRL DOCUMENT v3.7.0.1
Earnings Per Share (Tables)
6 Months Ended
Jun. 30, 2017
Earnings Per Share [Abstract]  
Schedule of Earnings Per Share Reconciliation
The following table presents a reconciliation of basic and diluted earnings per common share (in millions, except share data and per share amounts): 
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2017
 
2016
 
2017
 
2016
Basic:
 
 
 
 
 
 
 
Net income
$
193

 
$
133

 
$
338

 
$
286

Preferred stock dividends

 

 
13

 

Net income available to common shareholders
$
193

 
$
133

 
$
325

 
$
286

Basic weighted-average shares outstanding (in thousands)
275,410

 
277,013

 
275,167

 
281,141

Basic earnings per common share
$
0.70

 
$
0.48

 
$
1.18

 
$
1.02

Diluted:
 
 
 
 
 
 
 
Net income
$
193

 
$
133

 
$
338

 
$
286

Preferred stock dividends

 

 
13

 

Net income available to common shareholders
$
193

 
$
133

 
$
325

 
$
286

Basic weighted-average shares outstanding (in thousands)
275,410

 
277,013

 
275,167

 
281,141

Effect of dilutive securities:
 
 
 
 
 
 
 
Weighted-average restricted stock and options issued to employees (in thousands)
843

 
646

 
1,048

 
828

Weighted-average convertible debentures (in thousands)
19


319


155


457

Diluted weighted-average shares outstanding (in thousands)
276,272

 
277,978

 
276,370

 
282,426

Diluted earnings per common share
$
0.70

 
$
0.48

 
$
1.17

 
$
1.01


XML 70 R34.htm IDEA: XBRL DOCUMENT v3.7.0.1
Regulatory Requirements (Tables)
6 Months Ended
Jun. 30, 2017
Regulatory Capital Requirements [Abstract]  
Schedule Of Subsidiary Compliance With Regulatory Capital Requirements
The tables below summarize the minimum capital requirements and excess capital for the Company’s broker-dealer subsidiaries at June 30, 2017 and December 31, 2016 (dollars in millions):
 
Required Net
Capital
 
Net Capital
 
Excess Net
Capital
June 30, 2017:
 
 
 
 
 
E*TRADE Securities(1)(2)
$
181

 
$
1,062

 
$
881

OptionsHouse(3)
1

 
37

 
36

Other broker-dealer

 
23

 
23

Total
$
182

 
$
1,122

 
$
940

December 31, 2016:
 
 
 
 
 
E*TRADE Securities(1)
$
158

 
$
969

 
$
811

OptionsHouse(3)
1

 
22

 
21

Other broker-dealer

 
21

 
21

Total
$
159

 
$
1,012

 
$
853

 
(1)
Elected to use the Alternative method to compute required net capital.
(2)
E*TRADE Securities paid dividends of $120 million to the parent company during the six months ended June 30, 2017.
(3)
Elected to use the Aggregate Indebtedness method to compute net capital; however, as OptionsHouse is an FCM, the prescribed fixed-dollar minimum capital requirement is $1 million.
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
E*TRADE Financial and E*TRADE Bank were categorized as "well capitalized" under the regulatory framework for prompt corrective action for the periods presented in the table below (dollars in millions):
 
June 30, 2017
 
December 31, 2016
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
E*TRADE Financial(1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage
$
4,045

 
7.5
%
 
$
2,711

 
5.0
%
 
$
1,334

 
$
3,610

 
7.8
%
 
$
2,316

 
5.0
%
 
$
1,294

Common equity Tier 1 capital
$
3,775

 
35.0
%
 
$
701

 
6.5
%
 
$
3,074

 
$
3,483

 
37.0
%
 
$
612

 
6.5
%
 
$
2,871

Tier 1 risk-based capital
$
4,045

 
37.5
%
 
$
862

 
8.0
%
 
$
3,183

 
$
3,610

 
38.3
%
 
$
754

 
8.0
%
 
$
2,856

Total risk-based capital
$
4,575

 
42.4
%
 
$
1,078

 
10.0
%
 
$
3,497

 
$
4,148

 
44.0
%
 
$
942

 
10.0
%
 
$
3,206

 
June 30, 2017
 
December 31, 2016
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Actual
 
Well Capitalized Minimum Capital
 
Excess Capital
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
E*TRADE Bank(1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage
$
3,453

 
8.0
%
 
$
2,172

 
5.0
%
 
$
1,281

 
$
3,132

 
8.8
%
 
$
1,786

 
5.0
%
 
$
1,346

Common equity Tier 1 capital
$
3,453

 
35.1
%
 
$
640

 
6.5
%
 
$
2,813

 
$
3,132

 
38.3
%
 
$
532

 
6.5
%
 
$
2,600

Tier 1 risk-based capital
$
3,453

 
35.1
%
 
$
787

 
8.0
%
 
$
2,666

 
$
3,132

 
38.3
%
 
$
655

 
8.0
%
 
$
2,477

Total risk-based capital
$
3,569

 
36.3
%
 
$
984

 
10.0
%
 
$
2,585

 
$
3,237

 
39.5
%
 
$
819

 
10.0
%
 
$
2,418


(1)
The Basel III final rule introduces a capital conservation buffer that limits a banking organization’s ability to make capital distributions and discretionary bonus payments to executive officers if a banking organization fails to maintain a Common Equity Tier 1 capital conservation buffer of more than 2.5%, on a fully phased-in basis, of total risk-weighted assets above each of the following minimum risk-based capital ratio requirements: Common Equity Tier 1 capital (4.5%), Tier 1 (6.0%), and total risk-based capital (8.0%). This requirement was effective beginning on January 1, 2016, and will be fully phased-in by 2019. Certain new regulatory deductions and adjustments are subject to a phase-in period over a four year period, beginning at 40% in 2015 and fully implemented at 100% in 2018.
XML 71 R35.htm IDEA: XBRL DOCUMENT v3.7.0.1
Organization, Basis of Presentation and Summary of Significant Accounting Policies (Details)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
USD ($)
Mar. 31, 2017
USD ($)
Jun. 30, 2016
USD ($)
Jun. 30, 2017
USD ($)
Jun. 30, 2016
USD ($)
Cumulative-effect adjustment to equity       $ 3  
Income tax expense (benefit) $ 124   $ 81 $ 204 $ 122
Prospective Adoption of New Accounting Pronouncements [Abstract]          
Number of regional branches 30     30  
Accounting standards update 2016-09          
Deferred tax asset   $ 3      
Cumulative-effect adjustment to equity   $ 3      
Prior period reclassification adjustment         $ 13
Income tax expense (benefit)       $ (6)  
XML 72 R36.htm IDEA: XBRL DOCUMENT v3.7.0.1
Interest Income and Interest Expense (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Interest income:        
Cash and equivalents $ 2 $ 1 $ 4 $ 3
Cash required to be segregated under federal or other regulations 3 1 6 2
Available-for-sale securities 95 68 180 132
Held-to-maturity securities 137 107 257 210
Margin receivables 75 61 141 125
Loans 41 49 84 100
Broker-related receivables and other 1 1 1 1
Subtotal interest income 354 288 673 573
Other interest revenue(1) 24 18 46 41
Total interest income 378 306 719 614
Interest expense:        
Deposits (1) (1) (2) (2)
Customer payables (2) (1) (3) (2)
Other borrowings (5) (4) (10) (9)
Corporate debt (13) (14) (27) (27)
Subtotal interest expense (21) (20) (42) (40)
Other interest expense(2) (1) 0 (2) (1)
Total interest expense (22) (20) (44) (41)
Net interest income $ 356 $ 286 $ 675 $ 573
XML 73 R37.htm IDEA: XBRL DOCUMENT v3.7.0.1
Fair Value Disclosures (Details - Inputs) - Level 3 [Member] - Fair Value, Measurements, Nonrecurring [Member] - USD ($)
Jun. 30, 2017
Dec. 31, 2016
Loans Receivable [Member] | One- To Four-Family [Member] | Weighted Average [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value $ 416,000 $ 408,100
Loans Receivable [Member] | One- To Four-Family [Member] | Maximum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value 1,200,000 1,490,000
Loans Receivable [Member] | One- To Four-Family [Member] | Minimum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value 40,000 50,000
Loans Receivable [Member] | Home Equity [Member] | Weighted Average [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value 320,500 312,000
Loans Receivable [Member] | Home Equity [Member] | Maximum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value 1,990,000 2,500,000
Loans Receivable [Member] | Home Equity [Member] | Minimum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value 29,500 6,000
Real Estate Owned [Member] | Weighted Average [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value 296,500 342,300
Real Estate Owned [Member] | Maximum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value 1,120,000 1,800,000
Real Estate Owned [Member] | Minimum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Appraised Value $ 17,000 $ 21,500
XML 74 R38.htm IDEA: XBRL DOCUMENT v3.7.0.1
Fair Value Disclosures (Details - Recurring and Nonrecurring) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Dec. 31, 2016
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities $ 18,890,000   $ 18,890,000   $ 13,892,000
Assets measured at fair value on recurring basis percentage of total assets 33.00%   33.00%   29.00%
Fair Value, Transfers Between Level 1 and Level 2 and Level 3, Description and Policy (Textuals) [Abstract]          
Fair value, assets, Level 1 to Level 2 transfers, amount $ 0   $ 0   $ 0
Fair value, assets, Level 2 to Level 1 transfers, amount 0   0   0
Fair value, liabilities, Level 1 to Level 2 transfers, amount 0   0   0
Fair value, liabilities, Level 2 to Level 1 transfers, amount 0   0   0
Fair value, assets, Level 1 to Level 3 transfers, amount 0   0   0
Fair value, assets, Level 3 to Level 1 transfers, amount 0   0   0
Fair value, assets, Level 2 to Level 3 transfers, amount 0   0   0
Fair value, assets, Level 3 to Level 2 transfers, amount 0   0   0
Fair value, liabilities, Level 1 to Level 3 transfers, amount 0   0   0
Fair value, liabilities, Level 3 to Level 1 transfers, amount 0   0   0
Fair value, liabilities, Level 2 to Level 3 transfers, amount 0   0   0
Fair value, liabilities, Level 3 to Level 2 transfers, amount $ 0   $ 0   $ 0
Less than [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Liabilities measured at fair value on recurring basis percentage of total liabilities 1.00%   1.00%   1.00%
Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities $ 18,890,000   $ 18,890,000   $ 13,892,000
U.S. Treasuries 134,000   134,000    
Derivative assets 90,000   90,000   165,000
Total assets measured at fair value on a recurring basis 19,114,000   19,114,000   14,057,000
Derivative Liability 38,000   38,000   31,000
Total liabilities measured at fair value on a recurring basis 38,000   38,000   31,000
Fair Value, Measurements, Nonrecurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Total loans receivable 33,000   33,000   46,000
REO 20,000   20,000   35,000
Total Assets Measured at Fair Value On A Nonrecurring Basis 53,000   53,000   81,000
Level 1 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 7,000   7,000   7,000
U.S. Treasuries 134,000   134,000    
Total assets measured at fair value on a recurring basis 141,000   141,000   7,000
Level 2 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 18,883,000   18,883,000   13,885,000
Derivative assets 90,000   90,000   165,000
Total assets measured at fair value on a recurring basis 18,973,000   18,973,000   14,050,000
Derivative Liability 38,000   38,000   31,000
Total liabilities measured at fair value on a recurring basis 38,000   38,000   31,000
Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Total loans receivable 33,000   33,000   46,000
REO 20,000   20,000   35,000
Total Assets Measured at Fair Value On A Nonrecurring Basis 53,000   53,000   81,000
Loans Receivable [Member]          
Gains Losses On Nonrecurring Fair Value Measurements [Abstract]          
(Gains) losses measured at fair value 3,000 $ 5,000 5,000 $ 9,000  
Real Estate Owned [Member]          
Gains Losses On Nonrecurring Fair Value Measurements [Abstract]          
(Gains) losses measured at fair value 0 1,000 (1,000) 1,000  
One- To Four-Family [Member] | Loans Receivable [Member]          
Gains Losses On Nonrecurring Fair Value Measurements [Abstract]          
(Gains) losses measured at fair value 1,000 1,000 2,000 2,000  
One- To Four-Family [Member] | Loans Receivable [Member] | Fair Value, Measurements, Nonrecurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Total loans receivable 14,000   14,000   25,000
One- To Four-Family [Member] | Loans Receivable [Member] | Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Total loans receivable 14,000   14,000   25,000
Home Equity [Member] | Loans Receivable [Member]          
Gains Losses On Nonrecurring Fair Value Measurements [Abstract]          
(Gains) losses measured at fair value 2,000 $ 4,000 3,000 $ 7,000  
Home Equity [Member] | Loans Receivable [Member] | Fair Value, Measurements, Nonrecurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Total loans receivable 19,000   19,000   21,000
Home Equity [Member] | Loans Receivable [Member] | Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Total loans receivable 19,000   19,000   21,000
Debt Securities [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 18,883,000   18,883,000   13,885,000
Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 18,883,000   18,883,000   13,885,000
Debt Securities [Member] | Level 2 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 18,883,000   18,883,000   13,885,000
Agency mortgage-backed securities [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 17,380,000   17,380,000   12,634,000
Agency mortgage-backed securities [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 17,380,000   17,380,000   12,634,000
Agency mortgage-backed securities [Member] | Level 2 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 17,380,000   17,380,000   12,634,000
Agency Debentures [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 988,000   988,000   788,000
Agency Debentures [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 988,000   988,000   788,000
Agency Debentures [Member] | Level 2 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 988,000   988,000   788,000
U.S. Treasuries [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 451,000   451,000   407,000
U.S. Treasuries [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 451,000   451,000   407,000
U.S. Treasuries [Member] | Level 2 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 451,000   451,000   407,000
Agency Debt Securities [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 33,000   33,000   24,000
Agency Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 33,000   33,000   24,000
Agency Debt Securities [Member] | Level 2 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 33,000   33,000   24,000
Municipal Bonds [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 31,000   31,000   32,000
Municipal Bonds [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 31,000   31,000   32,000
Municipal Bonds [Member] | Level 2 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 31,000   31,000   32,000
Equity Securities [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 7,000   7,000   7,000
Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities 7,000   7,000   7,000
Equity Securities [Member] | Level 1 [Member] | Fair Value, Measurements, Recurring [Member]          
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]          
Available-for-sale securities $ 7,000   $ 7,000   $ 7,000
XML 75 R39.htm IDEA: XBRL DOCUMENT v3.7.0.1
Fair Value Disclosures (Details - Level 3) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Fair Value Disclosures [Abstract]    
Level 3 recurring assets $ 0 $ 0
Level 3 recurring liabilities $ 0 $ 0
XML 76 R40.htm IDEA: XBRL DOCUMENT v3.7.0.1
Fair Value Disclosures (Details - FV of Financial Instruments) - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2017
Mar. 31, 2017
Dec. 31, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Cash and equivalents $ 1,091   $ 1,950 $ 2,393   $ 2,233
Cash required to be segregated under federal or other regulations 889   1,460      
Total held-to-maturity securities 21,502   15,751      
Margin Receivables 7,773   6,731      
Total loans receivable, net 3,055   3,551      
Receivables from brokers, dealers and clearing organizations 1,237   1,056      
Deposits 40,072   31,682      
Customer Payables 7,992   8,159      
Payables to brokers, dealers and clearing organizations 1,473   983      
Securities sold under agreements to repurchase 400   0      
FHLB advances 200   0      
Trust preferred securities 409   409      
Other borrowings 1,009   409      
Allowance for loan losses 116 $ 213 221 293 $ 322 353
Corporate debt 992   994      
Margin Receivables Detail [Abstract]            
Customer Securities for which Entity has Right to Sell or Repledge, Fair Value 11,000   9,800      
Customer Securities for which Entity has Right to Sell or Repledge, Fair Value of Securities Sold or Repledged 2,900   2,000      
Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Cash and equivalents 1,091   1,950      
Cash required to be segregated under federal or other regulations 889   1,460      
Total held-to-maturity securities 21,502   15,751      
Margin Receivables 7,773   6,731      
Total loans receivable, net 3,055   3,551      
Receivables from brokers, dealers and clearing organizations 1,103   1,056      
Deposits 40,072   31,682      
Customer Payables 7,992   8,159      
Payables to brokers, dealers and clearing organizations 1,473   983      
Securities sold under agreements to repurchase 400          
FHLB advances 200          
Trust preferred securities 409   409      
Other borrowings 1,009          
Corporate debt 992   994      
Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Cash and equivalents 1,091   1,950      
Cash required to be segregated under federal or other regulations 889   1,460      
Total held-to-maturity securities 21,565   15,716      
Margin Receivables 7,773   6,731      
Total loans receivable, net 3,060   3,502      
Receivables from brokers, dealers and clearing organizations 1,103   1,056      
Deposits 40,072   31,681      
Customer Payables 7,992   8,159      
Payables to brokers, dealers and clearing organizations 1,473   983      
Securities sold under agreements to repurchase 400          
FHLB advances 200          
Trust preferred securities 321   288      
Other borrowings 921          
Corporate debt 1,040   1,050      
One- To Four-Family [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Allowance for loan losses 29 46 45 42 49 40
One- To Four-Family [Member] | Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 1,642   1,918      
One- To Four-Family [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 1,676   1,942      
Home Equity [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Allowance for loan losses 82 162 171 245 267 307
Home Equity [Member] | Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 1,204   1,385      
Home Equity [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 1,175   1,311      
Consumer [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Allowance for loan losses 5 $ 5 5 $ 6 $ 6 $ 6
Consumer [Member] | Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 209   248      
Consumer [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 209   249      
Agency mortgage-backed securities [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 18,426   12,868      
Agency mortgage-backed securities [Member] | Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 18,426   12,868      
Agency mortgage-backed securities [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 18,479   12,839      
Agency Debentures [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 291   29      
Agency Debentures [Member] | Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 291   29      
Agency Debentures [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 291   29      
Agency Debt Securities [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 2,778   2,854      
Agency Debt Securities [Member] | Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 2,778   2,854      
Agency Debt Securities [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 2,788   2,848      
Other Non-Agency Debt Securities [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 7          
Other Non-Agency Debt Securities [Member] | Carrying Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 7          
Other Non-Agency Debt Securities [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities $ 7          
Unfunded Commitments to Extend Credit [Member]            
Supply Commitment [Line Items]            
HELOCs closed, Number of Years 10 years          
Level 1 [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Cash and equivalents $ 1,091   1,950      
Cash required to be segregated under federal or other regulations 889   1,460      
Level 2 [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 21,558   15,716      
Margin Receivables 7,773   6,731      
Receivables from brokers, dealers and clearing organizations 1,103   1,056      
Deposits 40,072   31,681      
Customer Payables 7,992   8,159      
Payables to brokers, dealers and clearing organizations 1,473   983      
Securities sold under agreements to repurchase 400          
FHLB advances 200          
Other borrowings 600          
Corporate debt 1,040   1,050      
Level 2 [Member] | Agency mortgage-backed securities [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 18,479   12,839      
Level 2 [Member] | Agency Debentures [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 291   29      
Level 2 [Member] | Agency Debt Securities [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 2,788   2,848      
Level 3 [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities 7   0      
Total loans receivable, net 3,060   3,502      
Trust preferred securities 321   288      
Other borrowings 321          
Level 3 [Member] | One- To Four-Family [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 1,676   1,942      
Level 3 [Member] | Home Equity [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 1,175   1,311      
Level 3 [Member] | Consumer [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total loans receivable, net 209   $ 249      
Level 3 [Member] | Other Non-Agency Debt Securities [Member] | Fair Value [Member]            
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]            
Total held-to-maturity securities $ 7          
XML 77 R41.htm IDEA: XBRL DOCUMENT v3.7.0.1
Offsetting Assets and Liabilities (Details) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Offsetting Footnotes [Abstract]    
Interest Payable Excluded From Gross Amounts of Derivatives $ 2 $ 2
Securities Borrowed, Transacted Through Clearing Company 435 307
Securities Loaned, Transacted Through Clearing Company 871 546
Derivative Asset, Not Subject to Master Netting Arrangement 90 165
Derivative Liability, Not Subject to Master Netting Arrangement 31 25
Derivative Asset, Fair Value, Amount Offset Against Collateral 13  
Derivative Liability, Fair Value, Amount Offset Against Collateral 20  
Offsetting Assets [Abstract]    
Securities Borrowed, Gross 668 774
Securities Borrowed, Liability 0 0
Securities Borrowed 668 774
Securities Borrowed, Financial Instruments, Not Offset (225) (192)
Securities Borrowed, Collateral Received (425) (560)
Securities Borrowed, Amount Offset Against Collateral 18 22
(Total Offsetting Assets) Securities Borrowed, Gross 668 774
(Total Offsetting Assets) Securities Borrowed, Liability 0 0
(Total Offsetting Assets) Securities Borrowed 668 774
(Total Offsetting Assets) Securities Borrowed, Financial Instruments Not Offset (225) (192)
(Total Offsetting Assets) Securities Borrowed, Collateral Received (425) (560)
(Total Offsetting Assets) Securities Borrowed Net 18 22
Offsetting Liabilities [Abstract]    
Securities Loaned, Gross 1,420 926
Securities Loaned, Asset 0 0
Securities Loaned 1,420 926
Securities Loaned, Financial Instruments, Not Offset (225) (192)
Securities Loaned, Collateral Pledged (1,077) (661)
Securities Loaned, Amount Offset Against Collateral 118 73
Securities Sold under Agreements to Repurchase, Gross 400  
Securities Sold under Agreements to Repurchase, Asset 0  
Securities Sold under Agreements to Repurchase 400 0
Securities Sold under Agreements to Repurchase, Financial Instruments Not Offset 0  
Securities Sold under Agreements to Repurchase, Collateral Pledged (400)  
Securities Sold under Agreements to Repurchase, net 0  
Derivative Liability, Fair Value, Gross Liability 7 6
Derivative Liability, Fair Value, Gross Asset 0 0
Derivative Liability 7 6
Derivative Liability, Financial Instruments, Not Offset 0 0
Derivative Liability, Collateral Pledged (7) (6)
Derivative Liability, Fair Value, Amount Offset Against Collateral 0 0
Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Gross 1,827 932
Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Asset 0 0
Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned 1,827 932
Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Financial Instruments Not Offset (225) (192)
Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Collateral Pledged (1,484) (667)
Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Amount Offset Against Collateral $ 118 $ 73
XML 78 R42.htm IDEA: XBRL DOCUMENT v3.7.0.1
Available-for-Sale Securities (Details) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost $ 19,036 $ 14,253
Available-for-sale securities, gross unrealized gains 99 42
Available-for-sale securities, gross unrealized losses (245) (403)
Available-for-sale securities, fair value 18,890 13,892
Debt Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost 19,029 14,246
Available-for-sale securities, gross unrealized gains 99 42
Available-for-sale securities, gross unrealized losses (245) (403)
Available-for-sale securities, fair value 18,883 13,885
Agency Mortgage-Backed Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost 17,542 12,946
Available-for-sale securities, gross unrealized gains 60 24
Available-for-sale securities, gross unrealized losses (222) (336)
Available-for-sale securities, fair value 17,380 12,634
Agency Debentures [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost 969 791
Available-for-sale securities, gross unrealized gains 33 18
Available-for-sale securities, gross unrealized losses (14) (21)
Available-for-sale securities, fair value 988 788
U.S. Treasuries [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost 453 452
Available-for-sale securities, gross unrealized gains 6 0
Available-for-sale securities, gross unrealized losses (8) (45)
Available-for-sale securities, fair value 451 407
Agency Debt Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost 34 25
Available-for-sale securities, gross unrealized gains 0 0
Available-for-sale securities, gross unrealized losses (1) (1)
Available-for-sale securities, fair value 33 24
Municipal Bonds [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost 31 32
Available-for-sale securities, gross unrealized gains 0 0
Available-for-sale securities, gross unrealized losses 0 0
Available-for-sale securities, fair value 31 32
Equity Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, amortized cost 7 7
Available-for-sale securities, gross unrealized losses 0 0
Available-for-sale securities, fair value $ 7 $ 7
XML 79 R43.htm IDEA: XBRL DOCUMENT v3.7.0.1
Held-to-Maturity Securities (Details) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, amortized cost $ 21,502 $ 15,751
Held-to-maturity securities, gross unrecognized gains 199 149
Held-to-maturity securities, gross unrecognized losses (136) (184)
Held-to-maturity securities, fair value 21,565 15,716
Agency Mortgage-Backed Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, amortized cost 18,426 12,868
Held-to-maturity securities, gross unrecognized gains 168 123
Held-to-maturity securities, gross unrecognized losses (115) (152)
Held-to-maturity securities, fair value 18,479 12,839
Agency Debentures [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, amortized cost 291 29
Held-to-maturity securities, gross unrecognized gains 1 0
Held-to-maturity securities, gross unrecognized losses (1) 0
Held-to-maturity securities, fair value 291 29
Agency Debt Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, amortized cost 2,778 2,854
Held-to-maturity securities, gross unrecognized gains 30 26
Held-to-maturity securities, gross unrecognized losses (20) (32)
Held-to-maturity securities, fair value 2,788 $ 2,848
Other Non-Agency Debt Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, amortized cost 7  
Held-to-maturity securities, fair value $ 7  
XML 80 R44.htm IDEA: XBRL DOCUMENT v3.7.0.1
Available-for-Sale and Held-to-Maturity Securities (Details - Maturity) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Available-for-Sale Securities, Debt Maturities [Abstract]    
Available-for-sale securities, due within one year, amortized cost $ 4  
Available-for-sale securities, due within one to five years, amortized cost 57  
Available-for-sale securities, due within five to ten years, amortized cost 7,221  
Available-for-sale securities, due after ten years, amortized cost 11,747  
Available-for-sale securities, amortized cost 19,029  
Available-for-sale securities, due within one year, fair value 4  
Available-for-sale securities, due within one to five years, fair value 56  
Available-for-sale securities, due within five to ten years, fair value 7,149  
Available-for-sale securities, due after ten years, fair value 11,674  
Available-for-sale securities, fair value 18,883  
Held-to-Maturity Securities, Debt Maturities [Abstract]    
Held-to-maturity securities, due within one year, amortized cost 209  
Held-to-maturity securities, due within one to five years, amortized cost 1,786  
Held-to-maturity securities, due within five to ten years, amortized cost 5,060  
Held-to-maturity securities, due after ten years, amortized cost 14,447  
Held-to-maturity securities, amortized cost 21,502 $ 15,751
Held-to-maturity securities, due within one year, fair value 210  
Held-to-maturity securities, due within one to five years, fair value 1,829  
Held-to-maturity securities, due within five to ten years, fair value 5,083  
Held-to-maturity securities, due after ten years, fair value 14,443  
Held-to-maturity securities, fair value 21,565 15,716
Available-for-Sale Securities Pledged As Collateral (Textuals) [Abstract]    
Available-for-sale debt securities pledged as collateral 317 6
Held-to-Maturity Securities Pledged As Collateral (Textuals) [Abstract]    
Held-to-maturity debt securities pledged as collateral $ 3,600 $ 500
XML 81 R45.htm IDEA: XBRL DOCUMENT v3.7.0.1
Available-for-Sale Securities (Details - OTTI) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, less than twelve months, fair value $ 8,993 $ 10,186
Available-for-sale securities, twelve months or longer, fair value 1,813 1,620
Available-for-sale securities, fair value 10,806 11,806
Available-for-sale securities, less than twelve months, aggregate losses (196) (346)
Available-for-sale securities, twelve months or longer, aggregate losses (49) (57)
Available-for-sale securities, aggregate losses (245) (403)
Agency Mortgage-Backed Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, less than twelve months, fair value 8,277 9,281
Available-for-sale securities, twelve months or longer, fair value 1,813 1,620
Available-for-sale securities, fair value 10,090 10,901
Available-for-sale securities, less than twelve months, aggregate losses (173) (279)
Available-for-sale securities, twelve months or longer, aggregate losses (49) (57)
Available-for-sale securities, aggregate losses (222) (336)
Agency Debentures [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, less than twelve months, fair value 374 454
Available-for-sale securities, twelve months or longer, fair value 0 0
Available-for-sale securities, fair value 374 454
Available-for-sale securities, less than twelve months, aggregate losses (14) (21)
Available-for-sale securities, twelve months or longer, aggregate losses 0 0
Available-for-sale securities, aggregate losses (14) (21)
U.S. Treasuries [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, less than twelve months, fair value 290 407
Available-for-sale securities, twelve months or longer, fair value 0  
Available-for-sale securities, fair value 290 407
Available-for-sale securities, less than twelve months, aggregate losses (8) (45)
Available-for-sale securities, twelve months or longer, aggregate losses 0  
Available-for-sale securities, aggregate losses (8) (45)
Agency Debt Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, less than twelve months, fair value 33 24
Available-for-sale securities, twelve months or longer, fair value 0 0
Available-for-sale securities, fair value 33 24
Available-for-sale securities, less than twelve months, aggregate losses (1) (1)
Available-for-sale securities, twelve months or longer, aggregate losses 0 0
Available-for-sale securities, aggregate losses (1) (1)
Municipal Bonds [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, less than twelve months, fair value 12 13
Available-for-sale securities, twelve months or longer, fair value 0 0
Available-for-sale securities, fair value 12 13
Available-for-sale securities, less than twelve months, aggregate losses 0 0
Available-for-sale securities, twelve months or longer, aggregate losses 0 0
Available-for-sale securities, aggregate losses 0 0
Equity Securities [Member]    
Schedule of Available-for-sale Securities [Line Items]    
Available-for-sale securities, less than twelve months, fair value 7 7
Available-for-sale securities, twelve months or longer, fair value 0  
Available-for-sale securities, fair value 7 7
Available-for-sale securities, less than twelve months, aggregate losses 0 0
Available-for-sale securities, twelve months or longer, aggregate losses 0  
Available-for-sale securities, aggregate losses $ 0 $ 0
XML 82 R46.htm IDEA: XBRL DOCUMENT v3.7.0.1
Held-to-maturity Securities (Details - OTTI) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, less than twelve months, fair value $ 8,554 $ 7,686
Held-to-maturity securities, twelve months or longer, fair value 1,165 1,290
Held-to-maturity securities, fair value 9,719 8,976
Held-to-maturity securities, less than twelve months, aggregate losses (109) (155)
Held-to-maturity securities, twelve months or longer, aggregate losses (27) (29)
Held-to-maturity securities, aggregate losses (136) (184)
Agency Mortgage-Backed Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, less than twelve months, fair value 6,910 5,929
Held-to-maturity securities, twelve months or longer, fair value 1,148 1,272
Held-to-maturity securities, fair value 8,058 7,201
Held-to-maturity securities, less than twelve months, aggregate losses (88) (123)
Held-to-maturity securities, twelve months or longer, aggregate losses (27) (29)
Held-to-maturity securities, aggregate losses (115) (152)
Agency Debentures [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, less than twelve months, fair value 161 18
Held-to-maturity securities, twelve months or longer, fair value 0  
Held-to-maturity securities, fair value 161 18
Held-to-maturity securities, less than twelve months, aggregate losses (1) 0
Held-to-maturity securities, twelve months or longer, aggregate losses 0  
Held-to-maturity securities, aggregate losses (1) 0
Agency Debt Securities [Member]    
Schedule of Held-to-maturity Securities [Line Items]    
Held-to-maturity securities, less than twelve months, fair value 1,483 1,739
Held-to-maturity securities, twelve months or longer, fair value 17 18
Held-to-maturity securities, fair value 1,500 1,757
Held-to-maturity securities, less than twelve months, aggregate losses (20) (32)
Held-to-maturity securities, twelve months or longer, aggregate losses 0 0
Held-to-maturity securities, aggregate losses $ (20) $ (32)
XML 83 R47.htm IDEA: XBRL DOCUMENT v3.7.0.1
Available-for-Sale and Held-to-Maturity Securities (Details - Other) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]        
Net impairment     $ 0 $ 0
Components of gains (losses) on securities and other, net        
Gains on available-for-sale securities $ 10 $ 14 18 29
Hedge ineffectiveness (2) (2) (3) (4)
Equity method investment income (loss) and other (1) (2) 2 (5)
Gains on securities and other, net $ 7 $ 10 $ 17 $ 20
XML 84 R48.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details) - USD ($)
$ in Millions
3 Months Ended
Jun. 30, 2017
Mar. 31, 2017
Dec. 31, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Loans Receivable, Net [Abstract]            
One- to four-family $ 1,659   $ 1,950      
Home equity 1,287   1,556      
Consumer 212   250      
Total loans receivable 3,158   3,756      
Unamortized premiums, net 13   16      
Allowance for loan losses (116) $ (213) (221) $ (293) $ (322) $ (353)
Total loans receivable, net 3,055   3,551      
Carrying value of mortgage loans sold 41          
Loans Pledged Federal Home Loan Bank 2,600   3,100      
Loans Pledged Federal Reserve Bank 200   300      
Financing Receivable, Allowance for Credit Losses, Additional Information [Line Items]            
Loans collectively evaluated for impairment, recorded investment 2,768   3,331      
Loans individually evaluated for impairment, recorded investment 403   441      
Total recorded investment in loans receivable 3,171   3,772      
Loans collectively evaluated for impairment, allowance for loan losses 71   163      
Loans individually evaluated for impairment, allowance for loan losses 45   58      
Allowance for loan losses 116 213 221 293 322 353
One- To Four-Family [Member]            
Loans Receivable, Net [Abstract]            
Allowance for loan losses (29) (46) (45) (42) (49) (40)
Financing Receivable, Allowance for Credit Losses, Additional Information [Line Items]            
Loans collectively evaluated for impairment, recorded investment 1,445   1,717      
Loans individually evaluated for impairment, recorded investment 225   246      
Loans collectively evaluated for impairment, allowance for loan losses 22   38      
Loans individually evaluated for impairment, allowance for loan losses 7   7      
Allowance for loan losses 29 46 45 42 49 40
Home Equity [Member]            
Loans Receivable, Net [Abstract]            
Allowance for loan losses (82) (162) (171) (245) (267) (307)
Financing Receivable, Allowance for Credit Losses, Additional Information [Line Items]            
Loans collectively evaluated for impairment, recorded investment 1,109   1,361      
Loans individually evaluated for impairment, recorded investment 178   195      
Loans collectively evaluated for impairment, allowance for loan losses 44   120      
Loans individually evaluated for impairment, allowance for loan losses 38   51      
Allowance for loan losses 82 162 171 245 267 307
Consumer [Member]            
Loans Receivable, Net [Abstract]            
Allowance for loan losses (5) (5) (5) (6) (6) (6)
Financing Receivable, Allowance for Credit Losses, Additional Information [Line Items]            
Loans collectively evaluated for impairment, recorded investment 214   253      
Loans collectively evaluated for impairment, allowance for loan losses 5   5      
Allowance for loan losses $ 5 $ 5 $ 5 $ 6 $ 6 $ 6
XML 85 R49.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details - Credit Quality) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Jun. 30, 2017
Dec. 31, 2016
Credit Quality Indicators [Line Items]    
Average Age, Financing Receivable 11 years 3 months 18 days 10 years 9 months 29 days
Greater Than 10% of Loans, States Other than California, Count 0 0
CALIFORNIA | One- To Four-Family and Home Equity Benchmark [Member] | Financing Receivables, State, Risk [Member]    
Credit Quality Indicators [Line Items]    
Concentration Risk, Percentage 35.00% 36.00%
One- To Four-Family [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable $ 1,659 $ 1,950
Average estimated current LTV/CLTV 73.00% 73.00%
Average LTV/CLTV at loan origination 71.00% 71.00%
One- To Four-Family [Member] | One- To Four-Family Benchmark [Member] | Interest only, Already Amortizing    
Credit Quality Indicators [Line Items]    
Concentration Risk, Percentage 96.00%  
One- To Four-Family [Member] | One- To Four-Family Benchmark [Member] | Interest Only Conversion to Amortizing Loans, Q3 2017    
Credit Quality Indicators [Line Items]    
Concentration Risk, Percentage 4.00%  
One- To Four-Family [Member] | One- To Four-Family Benchmark [Member] | Interest Only Conversion to Amortizing Loans, Q4 2017 or later    
Credit Quality Indicators [Line Items]    
Concentration Risk, Percentage 0.00%  
One- To Four-Family [Member] | FICO Score, Greater than 720 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable $ 941 $ 1,121
One- To Four-Family [Member] | FICO Score, 719 to 700 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 153 179
One- To Four-Family [Member] | FICO Score, 699 to 680 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 115 153
One- To Four-Family [Member] | FICO Score, 679 to 660 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 109 121
One- To Four-Family [Member] | FICO Score, 659 to 620 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 141 154
One- To Four-Family [Member] | FICO Score, Less than 620 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 200 222
One- To Four-Family [Member] | LTV Less than 80 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 1,135 1,308
One- To Four-Family [Member] | LTV 80 to 100 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 334 413
One- To Four-Family [Member] | LTV 100 to 120 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 99 143
One- To Four-Family [Member] | LTV Greater than 120 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 91 86
Home Equity [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable $ 1,287 $ 1,556
Average estimated current LTV/CLTV 85.00% 87.00%
Average LTV/CLTV at loan origination 81.00% 81.00%
Home Equity [Member] | Home Equity Line of Credit Benchmark [Member] | Interest only, Already Amortizing    
Credit Quality Indicators [Line Items]    
Concentration Risk, Percentage 99.00%  
Home Equity [Member] | Home Equity Line of Credit Benchmark [Member] | Interest Only Conversion to Amortizing Loans, Q3 2017    
Credit Quality Indicators [Line Items]    
Concentration Risk, Percentage 0.00%  
Home Equity [Member] | Home Equity Line of Credit Benchmark [Member] | Interest Only Conversion to Amortizing Loans, Q4 2017 or later    
Credit Quality Indicators [Line Items]    
Concentration Risk, Percentage 1.00%  
Home Equity [Member] | FICO Score, Greater than 720 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable $ 639 $ 778
Home Equity [Member] | FICO Score, 719 to 700 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 127 156
Home Equity [Member] | FICO Score, 699 to 680 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 109 141
Home Equity [Member] | FICO Score, 679 to 660 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 92 117
Home Equity [Member] | FICO Score, 659 to 620 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 125 149
Home Equity [Member] | FICO Score, Less than 620 [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 195 215
Home Equity [Member] | LTV Less than 80 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 592 686
Home Equity [Member] | LTV 80 to 100 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 349 414
Home Equity [Member] | LTV 100 to 120 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable 214 274
Home Equity [Member] | LTV Greater than 120 Percent [Member]    
Credit Quality Indicators [Line Items]    
Total mortgage loans receivable $ 132 $ 182
XML 86 R50.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details - Aging) - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2017
Dec. 31, 2016
Financing Receivable, Recorded Investment, Aging [Abstract]    
Loans receivable, Current $ 2,888 $ 3,461
One- to four-family 1,659 1,950
Home equity 1,287 1,556
Consumer 212 250
Total loans receivable 3,158 3,756
Other Real Estate, Foreclosed Assets, and Repossessed Assets [Abstract]    
Real Estate Acquired Through Foreclosure 29 35
Mortgage Loans in Process of Foreclosure, Amount 102 112
Nonperforming Financial Instruments [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Nonaccrual Status 321 352
Financing Receivables, 30 To 89 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 103 114
Financing Receivables, 90 To 179 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 46 42
Financing Receivables, Equal to Greater than 180 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 121 139
One- To Four-Family [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Loans receivable, Current 1,488 1,774
One- To Four-Family [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Nonaccrual Status 205 215
One- To Four-Family [Member] | Financing Receivables, 30 To 89 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 62 67
One- To Four-Family [Member] | Financing Receivables, 90 To 179 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 28 23
One- To Four-Family [Member] | Financing Receivables, Equal to Greater than 180 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 81 86
Home Equity [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Loans receivable, Current $ 1,192 1,442
Home Equity [Member] | Junior Lien [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Loans and Leases Receivable, Loss Severity 85.00%  
Home Equity [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Nonaccrual Status $ 116 136
Home Equity [Member] | Financing Receivables, 30 To 89 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 37 43
Home Equity [Member] | Financing Receivables, 90 To 179 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 18 18
Home Equity [Member] | Financing Receivables, Equal to Greater than 180 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 40 53
Consumer [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Loans receivable, Current 208 245
Consumer [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Nonaccrual Status 0 1
Consumer [Member] | Financing Receivables, 30 To 89 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 4 4
Consumer [Member] | Financing Receivables, 90 To 179 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due 0 1
Consumer [Member] | Financing Receivables, Equal to Greater than 180 Days Past Due [Member]    
Financing Receivable, Recorded Investment, Aging [Abstract]    
Financing Receivable, Recorded Investment, Past Due $ 0 $ 0
XML 87 R51.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details - Allowance) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Financing Receivables, Allowance for Credit Losses [Line Items]        
Allowance for loan losses, beginning of period $ 213 $ 322 $ 221 $ 353
Provision (benefit) for loan losses (99) (35) (113) (69)
Charge-offs (6) (6) (8) (14)
Recoveries 8 12 16 23
Net (charge-offs) recoveries 2 6 8 9
Allowance for loan losses, end of period 116 293 116 293
Provision benefit for loan losses due to model refinement 70      
One- To Four-Family [Member]        
Financing Receivables, Allowance for Credit Losses [Line Items]        
Allowance for loan losses, beginning of period 46 49 45 40
Provision (benefit) for loan losses (18) (8) (18) 0
Charge-offs 0 0 0 (1)
Recoveries 1 1 2 3
Net (charge-offs) recoveries 1 1 2 2
Allowance for loan losses, end of period 29 42 29 42
Home Equity [Member]        
Financing Receivables, Allowance for Credit Losses [Line Items]        
Allowance for loan losses, beginning of period 162 267 171 307
Provision (benefit) for loan losses (81) (28) (96) (70)
Charge-offs (5) (4) (5) (9)
Recoveries 6 10 12 17
Net (charge-offs) recoveries 1 6 7 8
Allowance for loan losses, end of period 82 245 82 245
Consumer [Member]        
Financing Receivables, Allowance for Credit Losses [Line Items]        
Allowance for loan losses, beginning of period 5 6 5 6
Provision (benefit) for loan losses 0 1 1 1
Charge-offs (1) (2) (3) (4)
Recoveries 1 1 2 3
Net (charge-offs) recoveries 0 (1) (1) (1)
Allowance for loan losses, end of period $ 5 $ 6 $ 5 $ 6
XML 88 R52.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details - TDRs Accrual and Nonaccrual) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Financing Receivable, Impaired [Line Items]    
Recorded Investment in TDRs $ 403 $ 441
Financing Receivable, Troubled Debt Restructurings, Modifications, Total1 295 316
Financing Receivable, Troubled Debt Restructurings, Bankruptcy Notifications 108 125
Performing Financial Instruments [Member]    
Financing Receivable, Impaired [Line Items]    
Accrual TDRs 199 216
Nonperforming Financial Instruments [Member]    
Financing Receivable, Impaired [Line Items]    
Nonaccrual TDRs, Current 118 131
Nonaccrual TDRs, 30-89 Days Delinquent 24 26
Nonaccrual TDRs, 90-179 Days Delinquent 13 12
Nonaccrual TDRs, 180 Plus Days Delinquent 49 56
One- To Four-Family [Member]    
Financing Receivable, Impaired [Line Items]    
Recorded Investment in TDRs 225 246
TDR unpaid principal balance 223 243
One- To Four-Family [Member] | Performing Financial Instruments [Member]    
Financing Receivable, Impaired [Line Items]    
Accrual TDRs 88 97
One- To Four-Family [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, Impaired [Line Items]    
Nonaccrual TDRs, Current 80 90
Nonaccrual TDRs, 30-89 Days Delinquent 15 16
Nonaccrual TDRs, 90-179 Days Delinquent 9 8
Nonaccrual TDRs, 180 Plus Days Delinquent 33 35
Home Equity [Member]    
Financing Receivable, Impaired [Line Items]    
Recorded Investment in TDRs 178 195
Home Equity [Member] | Performing Financial Instruments [Member]    
Financing Receivable, Impaired [Line Items]    
Accrual TDRs 111 119
Home Equity [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, Impaired [Line Items]    
Nonaccrual TDRs, Current 38 41
Nonaccrual TDRs, 30-89 Days Delinquent 9 10
Nonaccrual TDRs, 90-179 Days Delinquent 4 4
Nonaccrual TDRs, 180 Plus Days Delinquent $ 16 $ 21
XML 89 R53.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details - TDRs Average Investment and Income) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Financing Receivable, Impaired [Line Items]        
TDRs, Average Recorded Investment $ 415 $ 484 $ 424 $ 486
TDRs, Interest Income Recognized 6 7 13 13
One- To Four-Family [Member]        
Financing Receivable, Impaired [Line Items]        
TDRs, Average Recorded Investment 231 278 236 280
TDRs, Interest Income Recognized 2 3 5 5
Home Equity [Member]        
Financing Receivable, Impaired [Line Items]        
TDRs, Average Recorded Investment 184 206 188 206
TDRs, Interest Income Recognized $ 4 $ 4 $ 8 $ 8
XML 90 R54.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details - TDRs Specific Valuation Allowance) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Impaired Financing Receivable With And With No Related Allowance [Line Items]    
Recorded Investment in TDRs $ 403 $ 441
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment 45 58
One- To Four-Family [Member]    
Impaired Financing Receivable With And With No Related Allowance [Line Items]    
Impaired Financing Receivable, With Related Allowance, Recorded Investment 57 61
Impaired Financing Receivable, with No Related Allowance, Recorded Investment 168 185
Recorded Investment in TDRs 225 246
Impaired Financing Receivable, Related Allowance 7 7
Impaired Financing Receivable, with Related Allowance, Net Investment 50 54
Impaired Financing Receivable, with No Related Allowance, Net Investment 168 185
Impaired Financing Receivables, Net Investment, Total 218 239
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment 7 7
Home Equity [Member]    
Impaired Financing Receivable With And With No Related Allowance [Line Items]    
Impaired Financing Receivable, With Related Allowance, Recorded Investment 95 111
Impaired Financing Receivable, with No Related Allowance, Recorded Investment 83 84
Recorded Investment in TDRs 178 195
Impaired Financing Receivable, Related Allowance 38 51
Impaired Financing Receivable, with Related Allowance, Net Investment 57 60
Impaired Financing Receivable, with No Related Allowance, Net Investment 83 84
Impaired Financing Receivables, Net Investment, Total 140 144
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment $ 38 $ 51
XML 91 R55.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans Receivable, Net (Details - Modifications Types and Financial Impact)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
USD ($)
loan
Jun. 30, 2016
USD ($)
loan
Jun. 30, 2017
USD ($)
loan
Jun. 30, 2016
USD ($)
loan
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Number of Contracts | loan 57 171 226 378
Financing Receivable, Modifications, Post-Modification Recorded Investment $ 6 $ 14 $ 19 $ 34
Re-Age Extension or Interest Capitalization with Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment 3 5 8 11
Other with Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment 1 2 1 3
Other without Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment $ 2 $ 7 $ 10 $ 20
One- To Four-Family [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Number of Contracts | loan 4 7 12 21
Financing Receivable, Modifications, Post-Modification Recorded Investment $ 2 $ 3 $ 4 $ 8
One- To Four-Family [Member] | Re-Age Extension or Interest Capitalization with Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment 1 2 3 6
One- To Four-Family [Member] | Other with Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment 0 0 0 0
One- To Four-Family [Member] | Other without Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment $ 1 $ 1 $ 1 $ 2
Home Equity [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Number of Contracts | loan 53 164 214 357
Financing Receivable, Modifications, Post-Modification Recorded Investment $ 4 $ 11 $ 15 $ 26
Home Equity [Member] | Re-Age Extension or Interest Capitalization with Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment 2 3 5 5
Home Equity [Member] | Other with Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment 1 2 1 3
Home Equity [Member] | Other without Interest Rate Reduction [Member]        
Financing Receivable, Modifications [Line Items]        
Financing Receivable, Modifications, Post-Modification Recorded Investment $ 1 $ 6 $ 9 $ 18
XML 92 R56.htm IDEA: XBRL DOCUMENT v3.7.0.1
Derivative Instruments and Hedging Activities (Details - Fair Value of Derivatives) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Derivative, Collateral [Abstract]    
Derivative Asset, Fair Value, Amount Offset Against Collateral $ 13  
Derivative Liability, Fair Value, Amount Offset Against Collateral 20  
Designated as Hedging Instrument [Member]    
Derivatives, Fair Value [Line Items]    
Derivative, Notional Amount 6,565 $ 3,862
Derivative Asset 90 165
Derivative Liability (38) (31)
Derivative Asset (Liability), Net 52 134
Fair Value Hedging [Member] | Interest Rate Contract [Member] | Designated as Hedging Instrument [Member]    
Derivatives, Fair Value [Line Items]    
Derivative, Notional Amount 6,565 3,862
Derivative Asset 90 165
Derivative Liability (38) (31)
Derivative Asset (Liability), Net $ 52 $ 134
XML 93 R57.htm IDEA: XBRL DOCUMENT v3.7.0.1
Derivative Instruments and Hedging Activities (Details - Fair Value Hedge) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Derivative Instruments, Gain (Loss) [Line Items]        
Fair Value Hedge, Hedging Instrument $ (63) $ (88) $ (39) $ (204)
Fair Value Hedge, Hedged Item 61 86 36 200
Fair Value Hedge, Hedge Ineffectiveness (2) (2) (3) (4)
Agency Debentures [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Fair Value Hedge, Hedging Instrument (17) (43) (6) (90)
Fair Value Hedge, Hedged Item 17 42 6 88
Fair Value Hedge, Hedge Ineffectiveness 0 (1) 0 (2)
Agency mortgage-backed securities [Member]        
Derivative Instruments, Gain (Loss) [Line Items]        
Fair Value Hedge, Hedging Instrument (46) (45) (33) (114)
Fair Value Hedge, Hedged Item 44 44 30 112
Fair Value Hedge, Hedge Ineffectiveness $ (2) $ (1) $ (3) $ (2)
XML 94 R58.htm IDEA: XBRL DOCUMENT v3.7.0.1
Deposits (Details) - USD ($)
$ in Millions
Jun. 30, 2017
Dec. 31, 2016
Deposits By Type [Abstract]    
Sweep deposits $ 34,937 $ 26,362
Savings deposits 3,078 3,185
Other deposits(1)(2) 2,057 2,135
Total deposits $ 40,072 $ 31,682
Deposits, Weighted Average Rates [Abstract]    
Sweep deposits, weighted-average rate 0.01% 0.01%
Savings deposits, weighted-average rate 0.01% 0.01%
Other deposits, weighted-average rate 0.03% 0.03%
Total deposits, weighted-average rate 0.01% 0.01%
Deposits Textuals [Abstract]    
Non-interest-bearing deposits $ 184 $ 177
XML 95 R59.htm IDEA: XBRL DOCUMENT v3.7.0.1
Other Borrowings (Details)
$ in Millions
6 Months Ended
Jun. 30, 2017
USD ($)
Dec. 31, 2016
USD ($)
Line of Credit Facility [Line Items]    
Securities sold under agreements to repurchase $ 400 $ 0
FHLB advances 200 0
Total repurchase agreements and FHLB advances 600 0
Trust preferred securities 409 409
Total other borrowings 1,009 $ 409
E TRADE Securities [Member]    
Line of Credit Facility [Line Items]    
Line of Credit Facility, Maximum Borrowing Capacity 1,100  
Line of Credit Facility, Fair Value of Amount Outstanding $ 0  
Trust preferred securities    
Line of Credit Facility [Line Items]    
Debt instrument maturity year 2031  
Revolving Credit Facility [Member]    
Line of Credit Facility [Line Items]    
Line of Credit Facility, Maximum Borrowing Capacity $ 300  
Line of Credit Facility, Fair Value of Amount Outstanding 0  
Revolving Credit Facility [Member] | Revolving credit facility maturing June 2018 [Member] | E TRADE Securities [Member]    
Line of Credit Facility [Line Items]    
Line of Credit Facility, Maximum Borrowing Capacity $ 450  
Secured Committed Line of Credit [Member] | E TRADE Securities [Member]    
Line of Credit Facility [Line Items]    
Lines of Credit. Number of Creditors 2  
Secured Committed Line of Credit [Member] | Line Of Credit Maturing June 2018 [Member] | E TRADE Securities [Member]    
Line of Credit Facility [Line Items]    
Line of Credit Facility, Maximum Borrowing Capacity $ 175  
Unsecured Uncommitted Line of Credit [Member] | E TRADE Securities [Member]    
Line of Credit Facility [Line Items]    
Lines of Credit. Number of Creditors 2  
Line of Credit Facility, Maximum Borrowing Capacity $ 75  
Unsecured Uncommitted Line of Credit [Member] | Line Of Credit Maturing June 2018 [Member] | E TRADE Securities [Member]    
Line of Credit Facility [Line Items]    
Line of Credit Facility, Maximum Borrowing Capacity 50  
Secured Uncommitted Line of Credit [Member] | E TRADE Securities [Member]    
Line of Credit Facility [Line Items]    
Line of Credit Facility, Maximum Borrowing Capacity $ 375  
XML 96 R60.htm IDEA: XBRL DOCUMENT v3.7.0.1
Corporate Debt (Details) - USD ($)
shares in Millions, $ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Dec. 31, 2016
Debt Disclosure (Textuals) [Abstract]      
Conversion of convertible debentures $ 3 $ 5  
Stock Issued During Period, Shares, Conversion of Convertible Securities 0.3    
Corporate Debt Securities [Member]      
Debt Instrument [Line Items]      
Face Value $ 1,000   $ 1,003
Unamortized discount (8)   (9)
Total corporate debt $ 992   994
Interest Bearing Total [Member] | Corporate Debt Securities [Member]      
Debt Instrument [Line Items]      
Face Value     1,000
Unamortized discount     (9)
Total corporate debt     $ 991
Senior Notes Interest Bearing Five and Three Eighths Percent [Member]      
Debt Instrument Interest Rate Stated Percentage [Abstract]      
Debt instrument maturity year 2022   2022
Senior Notes Interest Bearing Five and Three Eighths Percent [Member] | Corporate Debt Securities [Member]      
Debt Instrument [Line Items]      
Face Value $ 540   $ 540
Unamortized discount (4)   (5)
Total corporate debt $ 536   $ 535
Debt Instrument Interest Rate Stated Percentage [Abstract]      
Debt instrument, interest rate, stated percentage 5.375%   5.375%
Senior Notes Interest Bearing Four And Five Eighths Percent [Member]      
Debt Instrument Interest Rate Stated Percentage [Abstract]      
Debt instrument maturity year 2023   2023
Senior Notes Interest Bearing Four And Five Eighths Percent [Member] | Corporate Debt Securities [Member]      
Debt Instrument [Line Items]      
Face Value $ 460   $ 460
Unamortized discount (4)   (4)
Total corporate debt $ 456   $ 456
Debt Instrument Interest Rate Stated Percentage [Abstract]      
Debt instrument, interest rate, stated percentage 4.625%   4.625%
Noninterest Bearing Convertible Debentures [Member]      
Debt Instrument Interest Rate Stated Percentage [Abstract]      
Debt instrument maturity year     2019
Noninterest Bearing Convertible Debentures [Member] | Corporate Debt Securities [Member]      
Debt Instrument [Line Items]      
Face Value     $ 3
Unamortized discount     0
Total corporate debt     $ 3
Debt Instrument Interest Rate Stated Percentage [Abstract]      
Debt instrument, interest rate, stated percentage     0.00%
Revolving Credit Facility [Member]      
Line of Credit Facility [Line Items]      
Line of Credit Facility, Maximum Borrowing Capacity $ 300    
Line of Credit Facility, Fair Value of Amount Outstanding $ 0    
Line of Credit Facility, Expiration Date Jun. 23, 2020    
XML 97 R61.htm IDEA: XBRL DOCUMENT v3.7.0.1
Shareholders' Equity (Details - Accumulated Other Comprehensive Loss) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Mar. 31, 2017
Jun. 30, 2016
Mar. 31, 2016
Jun. 30, 2017
Jun. 30, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]            
Beginning balance, $ (98) $ (137) $ (14) $ (99) $ (137) $ (99)
Other comprehensive income (loss), before reclassifications 42 46 69 94    
Amounts reclassified from accumulated other comprehensive income (loss) (6) (7) (9) (9)    
Other comprehensive income (loss) 36 39 60 85 75 145
Ending balance, (62) (98) 46 (14) (62) 46
Available-for-sale securities            
Accumulated Other Comprehensive Income (Loss) [Line Items]            
Beginning balance, (98) (139) (16) (101) (139) (101)
Other comprehensive income (loss), before reclassifications 42 46 69 94    
Amounts reclassified from accumulated other comprehensive income (loss) (6) (5) (9) (9)    
Other comprehensive income (loss) 36 41 60 85    
Ending balance, (62) (98) 44 (16) (62) 44
Foreign currency translation            
Accumulated Other Comprehensive Income (Loss) [Line Items]            
Beginning balance, 0 2 2 2 2 2
Other comprehensive income (loss), before reclassifications 0 0 0 0    
Amounts reclassified from accumulated other comprehensive income (loss) 0 (2) 0 0    
Other comprehensive income (loss) 0 (2) 0 0    
Ending balance, $ 0 $ 0 $ 2 $ 2 $ 0 $ 2
XML 98 R62.htm IDEA: XBRL DOCUMENT v3.7.0.1
Shareholders' Equity (Details - Other Comprehensive Income Activity) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Mar. 31, 2017
Jun. 30, 2016
Mar. 31, 2016
Jun. 30, 2017
Jun. 30, 2016
Available-for-sale securities, before tax            
Unrealized gains (losses), before tax $ 68   $ 112   $ 144 $ 264
Reclassification into earnings, before tax (10)   (14)   (18) (29)
Net change from available-for-sale securities, before tax 58   98   126 235
Foreign currency translation, before tax            
Reclassification of foreign currency translation gains, before tax         (2) 0
Available-for-sale securities, tax effect            
Unrealized gains (losses), tax effect (26)   (43)   (56) (101)
Reclassification into earnings, tax effect 4   5   7 11
Net change from available-for-sale securities, tax effect (22)   (38)   (49) (90)
Foreign currency translation, tax effect            
Reclassification of foreign currency translation gains, tax effect         0 0
Available-for-sale securities, after tax            
Unrealized gains (losses), after tax 42   69   88 163
Reclassification into earnings, after tax (6)   (9)   (11) (18)
Net change from available-for-sale securities 36   60   77 145
Foreign currency translation, after tax            
Reclassification of foreign currency translation gains, after tax 0   0   (2) 0
Other comprehensive income (loss), before tax 58   98   124 235
Other comprehensive income (loss), tax effect (22)   (38)   (49) (90)
Other comprehensive income (loss) $ 36 $ 39 $ 60 $ 85 $ 75 $ 145
XML 99 R63.htm IDEA: XBRL DOCUMENT v3.7.0.1
Shareholders' Equity (Details - Reclassification Out Of Accumulated Other Comprehensive Loss) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Reclassification Adjustment out of Accumulated Other Comprehensive Income (Loss) [Line Items]        
Gains on securities and other, net $ 7 $ 10 $ 17 $ 20
Income tax (expense) benefit (124) (81) (204) (122)
Other Noninterest Expense (21) (17) (37) (35)
Net income 193 133 338 286
Available-for-sale securities | Reclassification out of Accumulated Other Comprehensive Income (Loss)        
Reclassification Adjustment out of Accumulated Other Comprehensive Income (Loss) [Line Items]        
Gains on securities and other, net 10 14 18 29
Income tax (expense) benefit (4) (5) (7) (11)
Net income 6 9 11 18
Foreign currency translation | Reclassification out of Accumulated Other Comprehensive Income (Loss)        
Reclassification Adjustment out of Accumulated Other Comprehensive Income (Loss) [Line Items]        
Other Noninterest Expense 0 0 2 0
Net income $ 0 $ 0 $ 2 $ 0
XML 100 R64.htm IDEA: XBRL DOCUMENT v3.7.0.1
Shareholders Equity (Details - Textuals) - USD ($)
$ / shares in Units, $ in Millions
6 Months Ended
Aug. 02, 2017
Feb. 02, 2017
Jun. 30, 2017
Jul. 20, 2017
Preferred stock dividend declared     $ 13  
Subsequent Event [Member]        
Repurchases of stock, authorized amount       $ 1,000
Series A preferred stock [Member]        
Preferred stock dividend declared   $ 13    
Preferred stock holders of record, date of record   Feb. 28, 2017    
Preferred stock dividends, date to be paid   Mar. 15, 2017    
Preferred stock dividend declared, per share   $ 32.64    
Series A preferred stock [Member] | Subsequent Event [Member]        
Preferred stock dividend declared $ 12      
Preferred stock holders of record, date of record Aug. 31, 2017      
Preferred stock dividends, date to be paid Sep. 15, 2017      
Preferred stock dividend declared, per share $ 29.38      
XML 101 R65.htm IDEA: XBRL DOCUMENT v3.7.0.1
Earnings Per Share (Details) - USD ($)
$ / shares in Units, shares in Thousands, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Basic:        
Net income $ 193 $ 133 $ 338 $ 286
Preferred stock dividends 0 0 13 0
Net income available to common shareholders $ 193 $ 133 $ 325 $ 286
Basic weighted-average shares outstanding (in thousands) 275,410 277,013 275,167 281,141
Basic earnings per share (in dollars per share) $ 0.70 $ 0.48 $ 1.18 $ 1.02
Diluted:        
Net income $ 193 $ 133 $ 338 $ 286
Preferred stock dividends 0 0 13 0
Net income available to common shareholders $ 193 $ 133 $ 325 $ 286
Basic weighted-average shares outstanding (in thousands) 275,410 277,013 275,167 281,141
Effect of dilutive securities:        
Weighted-average restricted stock and options issued to employees (in thousands) 843 646 1,048 828
Weighted-average convertible debentures (in thousands) 19 319 155 457
Diluted weighted-average shares outstanding (in thousands) 276,272 277,978 276,370 282,426
Diluted earnings per share (in dollars per share) $ 0.70 $ 0.48 $ 1.17 $ 1.01
Stock options and restricted stock awards and units | Maximum [Member]        
Antidilutive securities excluded from calculation of earnings per share [Line Items]        
Antidilutive securities excluded from the calculation of diluted earnings per share 100 100 100 100
XML 102 R66.htm IDEA: XBRL DOCUMENT v3.7.0.1
Regulatory Requirements (Details) - USD ($)
6 Months Ended
Jun. 30, 2017
Dec. 31, 2016
Minimum Net Capital Required [Abstract]    
Minimum percentage of aggregate indebtedness to calculate net capital 6.67%  
Net capital requirement under alternative method $ 250,000  
Minimum percentage of aggregate debit balances to calculate net capital 2.00%  
Net capital requirement under CFTC regulations $ 1,000,000  
Minimum percentage of total risk margin requirements to calculate net capital 8.00%  
Broker Dealer Subsidiaries Net Capital [Line Items]    
Required Net Capital $ 182,000,000 $ 159,000,000
Net Capital 1,122,000,000 1,012,000,000
Excess Net Capital 940,000,000 853,000,000
E TRADE Securities [Member]    
Broker Dealer Subsidiaries Net Capital [Line Items]    
Required Net Capital 181,000,000 158,000,000
Net Capital 1,062,000,000 969,000,000
Excess Net Capital 881,000,000 811,000,000
Dividends from subsidiaries paid to parent company 120,000,000  
OptionsHouse [Member]    
Broker Dealer Subsidiaries Net Capital [Line Items]    
Required Net Capital 1,000,000 1,000,000
Net Capital 37,000,000 22,000,000
Excess Net Capital 36,000,000 21,000,000
Other broker-dealer [Member]    
Broker Dealer Subsidiaries Net Capital [Line Items]    
Required Net Capital 0 0
Net Capital 23,000,000 21,000,000
Excess Net Capital $ 23,000,000 $ 21,000,000
XML 103 R67.htm IDEA: XBRL DOCUMENT v3.7.0.1
Regulatory Requirements - Bank Capital Requirements (Details) - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2017
Dec. 31, 2016
Total risk-based capital [Abstract]    
Minimum percentage of Common Equity Tier 1 capital conservation buffer 2.50%  
New regulation [Member]    
Total risk-based capital [Abstract]    
Phase-in period 4 years  
New regulation implementation, year 2015 [Member]    
Total risk-based capital [Abstract]    
Phase-in percentage 40.00%  
New regulation implementation, year 2018 [Member]    
Total risk-based capital [Abstract]    
Phase-in percentage 100.00%  
Minimum [Member] | Capital conservation buffer [Member]    
Common equity Tier I capital [Abstract]    
Common Equity Tier 1 Capital Required To Be Well Capitalized To Risk Weighted Assets 4.50%  
Tier I risk based capital [Abstract]    
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 6.00%  
Total risk-based capital [Abstract]    
Capital Required to be Well Capitalized to Risk Weighted Assets 8.00%  
Parent Company [Member]    
Tier I leverage [Abstract]    
Tier 1 Leverage Capital $ 4,045 $ 3,610
Tier 1 Leverage Capital to Average Assets 7.50% 7.80%
Tier 1 Leverage Capital Required to be Well Capitalized $ 2,711 $ 2,316
Tier 1 Leverage Capital Required to be Well Capitalized to Average Assets 5.00% 5.00%
Excess Tier 1 Leverage Capital $ 1,334 $ 1,294
Common equity Tier I capital [Abstract]    
Common Equity Tier 1 Capital $ 3,775 $ 3,483
Common Equity Tier 1 Capital to Risk Weighted Assets 35.00% 37.00%
Common Equity Tier 1 Capital Required To Be Well Capitalized $ 701 $ 612
Common Equity Tier 1 Capital Required To Be Well Capitalized To Risk Weighted Assets 6.50% 6.50%
Excess Common Equity Tier 1 Capital To Be Well Capitalized $ 3,074 $ 2,871
Tier I risk based capital [Abstract]    
Tier One Risk Based Capital $ 4,045 $ 3,610
Tier One Risk Based Capital to Risk Weighted Assets 37.50% 38.30%
Tier One Risk Based Capital Required to be Well Capitalized $ 862 $ 754
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 8.00% 8.00%
Excess Tier One Risk Based Capital to be Well Capitalized $ 3,183 $ 2,856
Total risk-based capital [Abstract]    
Capital $ 4,575 $ 4,148
Capital to Risk Weighted Assets 42.40% 44.00%
Capital Required to be Well Capitalized $ 1,078 $ 942
Capital Required to be Well Capitalized to Risk Weighted Assets 10.00% 10.00%
Excess capital $ 3,497 $ 3,206
E TRADE Bank [Member]    
Tier I leverage [Abstract]    
Tier 1 Leverage Capital $ 3,453 $ 3,132
Tier 1 Leverage Capital to Average Assets 8.00% 8.80%
Tier 1 Leverage Capital Required to be Well Capitalized $ 2,172 $ 1,786
Tier 1 Leverage Capital Required to be Well Capitalized to Average Assets 5.00% 5.00%
Excess Tier 1 Leverage Capital $ 1,281 $ 1,346
Common equity Tier I capital [Abstract]    
Common Equity Tier 1 Capital $ 3,453 $ 3,132
Common Equity Tier 1 Capital to Risk Weighted Assets 35.10% 38.30%
Common Equity Tier 1 Capital Required To Be Well Capitalized $ 640 $ 532
Common Equity Tier 1 Capital Required To Be Well Capitalized To Risk Weighted Assets 6.50% 6.50%
Excess Common Equity Tier 1 Capital To Be Well Capitalized $ 2,813 $ 2,600
Tier I risk based capital [Abstract]    
Tier One Risk Based Capital $ 3,453 $ 3,132
Tier One Risk Based Capital to Risk Weighted Assets 35.10% 38.30%
Tier One Risk Based Capital Required to be Well Capitalized $ 787 $ 655
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets 8.00% 8.00%
Excess Tier One Risk Based Capital to be Well Capitalized $ 2,666 $ 2,477
Total risk-based capital [Abstract]    
Capital $ 3,569 $ 3,237
Capital to Risk Weighted Assets 36.30% 39.50%
Capital Required to be Well Capitalized $ 984 $ 819
Capital Required to be Well Capitalized to Risk Weighted Assets 10.00% 10.00%
Excess capital $ 2,585 $ 2,418
XML 104 R68.htm IDEA: XBRL DOCUMENT v3.7.0.1
Commitments, Contingencies and Other Regulatory Matters (Details)
$ / shares in Units, $ in Millions
3 Months Ended 12 Months Ended
Oct. 20, 2014
May 16, 2011
Jun. 30, 2017
USD ($)
$ / CapitalSecurity
Dec. 31, 2003
USD ($)
Feb. 10, 2017
Apr. 30, 2013
$ / shares
Loss Contingencies [Line Items]            
Commitments to fund partnerships     $ 84      
Time deposit maturities, next rolling twelve months     $ 22      
Supply Commitment [Line Items]            
Trust preferred securities contractual time period     30 years      
Liquidation amount per trust preferred security | $ / CapitalSecurity     1,000      
Estimated maximum potential liability trust preferred securities     $ 416      
Unfunded Commitments to Extend Credit [Member]            
Supply Commitment [Line Items]            
Unfunded Commitments To Extend Credit     $ 5      
Axajo Complaint [Member]            
Loss Contingencies [Line Items]            
Loss Contingency, Damages Awarded, Value       $ 1    
Droplets Inc Complaint [Member]            
Loss Contingencies [Line Items]            
Loss Contingency, Patents Allegedly Infringed, Number   2        
John Scranton Complaint [Member]            
Loss Contingencies [Line Items]            
Alleged Minimum Amount Company Would Exercise Options At Expiration | $ / shares           $ 0.01
John Scranton Complaint [Member] | Judicial Ruling With Prejudice [Member]            
Loss Contingencies [Line Items]            
Loss Contingency, Claims Dismissed, Number 4          
John Scranton Complaint [Member] | Judicial Ruling Without Prejudice [Member]            
Loss Contingencies [Line Items]            
Loss Contingency, Claims Dismissed, Number 2          
Craig L Schwab Complaint [Member]            
Loss Contingencies [Line Items]            
Loss Contingency, Pending Claims, Number         2  
EXCEL 105 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx M4$L#!!0 ( ): TL?(\\#P !," + 7W)E;',O+G)E;'.MDD^+ MPD ,Q;]*F?L:5\'#8CUYZ6U9_ )Q)OU#.Y,A$[%^>X>];+=44/ 87O+>CT?V M/S2@=AQ2V\54C'X(J32M:OP"2+8ECVG%D4)6:A:/FD=I(*+ML2'8K-<[D*F' M.>RGGD7E2B.5^S3%":4A+,*P).B0\5?UX^8 TBTH_0(:+L A#&^NQT:E8(C M-R."?S]PN -02P,$% @ EH #2V;S"V"" L0 ! !D;V-0&UL38Y-"\(P$$3_2NG=;BGB06) L$?!D_>0;FP@R8;-"OGYIH(? MMWF\81AU8\K(XK%T-8943OTJDH\ Q:X831F:3LTXXFBD(3^ G/,6+V2?$9/ M-(X'P"J8%EQV^3O8:W7..7AKQ%/25V^9"CGIYFHQ*/B76_..7+8\#?NW_+"" MWTG] E!+ P04 " "6@ -+)$2QE.\ K @ $0 &1O8U!R;W!S+V-O M&ULS9)12\,P$,>_BN2]O;2%J:'+BV-/"H(#Q;>0W+9@DX;DI-VW-ZU; MA^@'\#%W__SN=W"M#D+W$9]C'S"2Q70SNLXGH<.:'8F" $CZB$ZE,B=\;N[[ MZ!3E9SQ 4/I#'1!JSE?@D)11I& "%F$A,MD:+71$17T\XXU>\.$S=C/,:, . M'7I*4)45,#E-#*>Q:^$*F&"$T:7O IJ%.%?_Q,X=8.?DF.R2&H:A')HYEW>H MX.WI\65>M[ ^D?(:\Z]D!9T"KMEE\FOSL-EMF:QY=5OPNX(WNVHE>"/J^_?) M]8??5=CUQN[M/S:^",H6?MV%_ )02P,$% @ EH #2YE&UL[5I;<]HX%'[OK]!X9_9M"\8V@;:T M$W-I=MNTF83M3A^%$5B-;'EDD81_OTV23;J;/ 0LZ?O.14?GZ#AY M\^XN8NB&B)3R> +]O6N[!3+UES@6QHO(];JM-O=5H1I;*$81V1@?5XL:$#05%%:;U\@M.4? M,_@5RU2-9:,!$U=!)KF(M/+Y;,7\VMX^9<_I.ATR@6XP&U@@?\YOI^1.6HCA M5,+$P&IG/U9KQ]'22(""R7V4!;I)]J/3%0@R#3LZG5C.=GSVQ.V?C,K:=#1M M&N#C\7@XMLO2BW A(5M>5 TR 6'!VULS2 Y9>*?IUE!K9';O=05SP6.XYB1'^QL4$UFG2&98T M1G*=D 4. #?$T4Q0?*]!MHK@PI+27)#6SRFU4!H(FLB!]4>"(<7K;YH]5Z%82=J$^!!&&N*<<^9ST6S[!Z5&T?95O-RCEU@5 9<8WS2J M-2S%UGB5P/&MG#P=$Q+-E L&08:7)"82J3E^34@3_BNEVOZKR2. MFJW"$2M"/F(9-AIRM1:!MG&IA&!:$L;1>$[2M!'\6:PUDSY@R.S-D77.UI$. M$9)>-T(^8LZ+D!&_'H8X2IKMHG%8!/V>7L-)P>B"RV;]N'Z&U3-L+([W1]07 M2N0/)J<_Z3(T!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL! M_]':-\*K^(+ .7\N?<^E[[GT/:'2MSAD M6R4)RU3393>*$IY"&V[I4_5*E=?EK[DHN#Q;Y.FOH70^+,_Y/%_GM,T+,T.W MF)&Y"M-2D&_#^>G%>!KB.=D$N7V85VWGV-'1^^?!4;"C[SR6'<>( M\J(A[J&&F,_#0X=Y>U^89Y7&4#04;6RL)"Q&MV"XU_$L%.!D8"V@!X.O40+R M4E5@,5O& RN0HGQ,C$7H<.>77%_CT9+CVZ9EM6ZO*7<9;2)2.<)IF!-GJ\K> M9;'!51W/55ORL+YJ/;053L_^6:W(GPP13A8+$DACE!>F2J+S&5.^YRM)Q%4X MOT4SMA*7&+SCYL=Q3E.X$G:V#P(RN;LYJ7IE,6>F\M\M# DL6XA9$N)-7>W5 MYYN MTB42%(JP# 4A%W+C[^^3:G>,U_HL@6V$5#)DU1?*0XG!/3-R0]A4)?.NVB8+ MA=OB5,V[&KXF8$O#>FZ=+2?_VU[4/;07/4;SHYG@'K.'YA,L0Z1^P7V*BH 1JV*^NJ]/^26<.[1[\8$@F_S6VZ3VW> , M?-2K6J5D*Q$_2P=\'Y(&8XQ;]#1?CQ1BK::QK<;:,0QY@%CS#*%F.-^'19H: M,]6+K#F-"F]!U4#E/]O4#6CV#30,9FV-J/D3@H\W/[O#;#"Q([A[8N_ M 5!+ P04 " "6@ -+C/=U'7T" #B" & 'AL+W=ORMI#;P(VY\SG(1X/U8/Q5W&E5 9O;=.)57B5LE]&D3A>:4O$$^MI MIYZ<&6^)5$-^B43/*3D94]M$.([SJ"5U%ZXK,[?GZXK=9%-W=,\#<6M;PO]L M:<,>JQ"%[Q//]>4J]42TKGIRH3^H_-GON1I%8Y13W=).U*P+.#VOP@U:[E"N M#4;Q4M.'F-P'.I4#8Z]Z\/6T"F.](MK0H]0AB+KE.@9:)>YE%/FG=GGJELA9J]K^,JNNLP5K$=%'BB M0*,B4K%' (8 6^S9\4? SE@O;4V-.)/7->@*_(84 & M C+/7C@ 7U'"@!P$Y)Y]X0!\!8IA0@$2"M^/' 0@P3"B!!&E[T\S_ I?E%$XV?-^B]02P,$% @ EH #2^I*R:2'!0 X1X !@ M !X;"]W;W)KMU$JKK=H^.S ): %3VPG;;U_;."R<_QG2EP#.;RYG9CSGC#T_5O6W9NU< M._F^V^Z;A^FZ;0_W0= LUVY7-G?5P>V[_[Q4]:YLNY_U:] <:E>NAD*[;:## M, YVY68_?9P/U[[4C_/JK=UN]NY+/6G>=KNR_C=SV^KX,%73CPM?-Z_KMK\0 M/,X/Y:O[P[5_'K[4W:_@7,MJLW/[9E/M)[5[>9@^J?O"Q'V!@?AKXX[-Q?=) M+^6YJK[U/WY=/4S#OD=NZY9M7T79?;R[W&VW?4U=/_X9*YV>V^P+7G[_J/WG M07PGYKEL7%YM_]ZLVO7#-)U.5NZE?-NV7ZOC+VX4%$TGH_K?W+O;=GC?DZZ- M9;5MAK^3Y5O35KNQEJXKN_+[Z7.S'SZ/8_T?Q7@!/1;0YP)=V[<*F+& ^5' MWBQ@QP+V_[80C04B:"$X:1\&.\KHZ3^K0>#F6_[-1]U$W7LK\XS,[P MOVX\F^[J^Z-.YL%[7\^(9"=$7R+I-;*0B#H30=?^N1.:=2+3LH7K!G)"S* / MGU92W*SDJIN&CI49RIN+\B;DY2TM;X?R]K*\@K$^(,"4$/8:P%/8SQ+,.8ZHFE'@-Z M8M&&B6#L<\GH%.=',G$2@1[)1(GA>A*J)Y%Z8,RR1+2A0NA'SAC4(QF-:Z$@ MC/+H2:F>5.J!OF:I:&.&MX]$8NCI0B(JQ=5&&.W9#694S4RJ@5'-9J(-V)MS M22B\=0@"M102\4E1(7>14(H1-A+*CL#VES,&]1 &MY2",3Y%'E]44E&*BA3I MB9 D(94*_Y20C7 _()#Q;0B*&NV3TE+5#%5ILN_@NB.032RJDI!2)D19DIK9 MV".+&[,R0I8-49:1]C";H2P"X1ZS8)!2!F41*O;$#<7S@K(B*69),+!1)QOK6+O=J)L*NX7RMIV-A*IHB3BCV&,&+GE S&S((P-N&*-'=M+5W;HFMKZ:08 M4W+"B !/F!BLLB",]=Q'FKNVEJYMT;4U<>T0%7W.+ B#IE/<9JX5<POCFAWNT MEH?Z" _U(W.U"E"/1!3JD8B0(Q'?_8%3?(" M3D).(*W0C0@489@J"&3#U*.*9P8M,P,>@C+-SMWB;I)0*FXG$BQ"/.33UGP; M'H\-6L8&M/),DS/Z#+,=@S +@AD\-Q:$.CR"=7UDU >'8R,#A%&!R/M''WV M&XS,#1'FAI%);DX2@\0D$!DB8@P1(_.), 9)89+JA*%742KT MG&P-3Q-&GOAC7PW#\5OOQ M/U!+ P04 " "6@ -+RMUX6\@" "D"@ & 'AL+W=O>QS<'4F/^2%O2 MR"\[RFHLY)+M/=XR@K>:5%=>X/N)5^.R<1YRYR+X:7DU8BCA^ MOWC_HL5+,6O,24&KW^56'.9NYCI;LL/'2KS0\U?2"XI=IU?_G9Q()>$J$QEC M0RNN?YW-D0M:]UYD*C5^[YYEHY_GWO^%9B<$/2$8"#+V/4+8$\(/0G27$/6$ MZ'\CQ#TA!A&\3KLNYA(+O)@Q>G98MQ]:K+8=FL:R71MEU-W1WV0]N;2>%DDT M\T[*3P_).T@P@@39-61I0M" \&3\(8G ED0>F!&N Q06Q 3D\*F3U5TG5VF& MUEJ%FA^.:Q7;^9&5'VE^-.+'":AU!TDUI.D*.0E!+2R8$&"6)B8,0=-6)B;( M$KN>V*HG-NMQ@Y]8^8E1CR0%]>@@\2C'"&X-$Y+ K6%",E@,$X*2T"XFM8I) M33$@1IX:,1Y _PL+!(JQ0! ":FR8S*XFLZK)3#4@CSPS8H10C0E)?*#&A*1@ M#ZQ,"(IN_.\F5C$30TP*TL@G1@R *#Y%+$W$ SR![CFY$H)\^VGMFU) [_,> M<["^9F;]"-"PB9D@(H"9E'%3S_"PO(.#N7%E"$0JC* @KA MA>:-;MB:L+T>=[BSH<=&J$-Q9!U&JJ= W=# GJ-I@2SVI1K!](W^X;Z;WWY@ MMB\;[JRID'.!OKUWE HB<_V][Q<_Z^K8K:)]WY\>XKC; M['U==A^;DS\._^R:MB[[X;)]CKM3Z\OM%%17,2J5QG5Y.$;KY73OL5TOFY>^ M.AS]8[OH7NJZ;'_EOFK.JPBBMQO?#L_[?KP1KY>G\MG_[?M_3H_M M:G_L#LUQT?K=*OH$#X7&,6!2_'OPY^[F?#&F\M0T/\:+/[>K2(V.?.4W_=A$ M.1Q>?>&K:FQI\/'?W&AT[7,,O#U_:_W+E/R0S%/9^:*IOA^V_7X59=%BZW?E M2]5_:\Y_^#DA$RWF[/_RK[X:Y*.3H8]-4W73[V+STO5-/; V Y-T /0=H$A!?G$VI?B[[2/!>47"%3:Z2>.C_:@)%$SC%Z]MX M(\=K,5Y/\5>2,)YRGI!,(K.,ZX"8PW( M7JSHQ3(O&=1D9A>"2)E4=@)*QI'B7AB/%)\L"1T52:1=P$L C<"])-0+"-U8 M^@[]3G7O1F8D('=CJ!L4)@R=N9((0UYDW@(';D:!.VMNNS% .2>(;'#&R,0% MCMR,(A<$YE($%8+(H0YXD:$+G+H9I2YPH)K,&O:4N"S)G O-8!F\D+*%-0NU M(.,2."_I"I$#9V&BE&5% I=I2+/ 2@(R-(%3DZ[B.7 B6N>8':[*P(1&1P8G M<'+2?G(0J)BPY410N2PP^5!&)W)T.HI.Y%0$I>B;(*@2%1@9E-F)G)V.LA,Y M%?EC$D6AXC)077)R.DI.Y% TFGD11"I 3I3)B9RF)G)Z.TE/29-3,NYI[)S([T3!6A6B',NV0UYF@**R0UY":SLSB-Z)[,S(X MD8,3%"45"DBD5MZ3W!N1B8FC\TJ3X.R>U]N;U>5'[7CZ=V.&\O&SB7B[XYS9M3\76';/T_4$L#!!0 M ( ): TMN']8)B0( , ) 8 >&PO=V]R:W-H965T&ULC9;;CMHP$(9?)M#-DJ< M07!#;.?_9[XQ,/:R8_Q-7"B5WGM=-6+E7Z1L%T$@#A=:$_'"6MJH-R?&:R+5 ME)\#T7)*CL945T&(4!K4I&S\]=*L[?AZR:ZR*ANZXYZXUC7A_S:T8MW*Q_[' MPFMYODB]$*R7+3G3GU3^:G=";EGUISS*R\K/?>](3^1:R5?6?:5]08GO]=5_IS=:*;DF43D.K!+FTSM< MA61U'T6AU.3=/LO&/#O[)LM[&VP(>T,X&.SFW#5$O2%R#($E,Z5^)I*LEYQU M'K??5DOTCP(O(K69![UH]LZ\4]4*M7I;8Y0M@YL.U&LV5A..-.%4L9TKLGB0 M! I@H A!BM#XH[$_@?T1Z(^,/YY4D3M56$UF-(VM B=IXE0R5^$DPRD,$X,P M,0!3.##Q/,THB469:\(0PR )")+,=K4H8'\*^M-Y(1@YA5A-/H)$+P@[E3P0 M35 R$"4#4)PLFVR^IP@YO-L'H@E*#J+D (KS?]A83>)DF=,\UDV "A"H ( B M!ZB8)8HAGH>R"0Y&<$M! %#L]A3T'-%CW13I3I?# %+B(N%G?LN/5%,-\/9,JE/9G)TGQB158=&+"GA1UZEA M4M&3U,-,C;F]4]B)9&U_7PJ&2]OZ/U!+ P04 " "6@ -+%Y\VDQP$ !# M% & 'AL+W=OWN-99&%A5@%,!6\O;A9,)T-WAO+('^[OY[#A]CUE=3 M?J_.6M?.SSPKJHU[KNO+K>=5A[/.D^K&7'31_'(R99[4S67YXE674B?'+BC/ M/.[[H9%NU]V]IW*[-J]UEA;ZJ72JUSQ/RE]W.C/7C&4^K1Q/[';1^&W 9WBWU1?J\EWIVWE MV9CO[<7?QXWKMXYTI@]UFR)I/M[T3F=9FZGQ\6-(ZHXUV\#I]_?L^Z[YIIGG MI-([D_V7'NOSQHU?]9O.&GGKI*EQ,%G5_74. MKU5M\B%+8R5/?O:?:=%]7H?\[V%T !\"^!@0+^K%H!>CGH6+ 7((D'\"Q&) M, 0$8P!7BP'A$!#^"5CN60T!:@P0706O']QNMNZ3.MFN2W-URG[!79)V7;-; MU:R'0WNSF_[NMV;"JN;NVY:Q>.V]M8D&S5VOX5,-]VW-CM(P6W-/:;BM>: T MPM;L*8VT-8^4)A@U7C,FX\!PL M4"( M?98M&(R!$/\2*@FAJRV!=FV(-I6H*->$TR*\)C112191'8)A%4DHA,$ M9(( N83C=1=@DQ$B&DP&8-:6-98/1?I0Q*S!7:Q0 M$6#C84EAF8A($Q$V(0 F[B/<*5TB)DO$1 DXX#&>5-#GDL(RP7R:F3YA@T-H M^JC*2@8(=Q^H;#LS"&>$'0'9RW A-D,&1A.1$4@4$K;-B3H2=KTLLLW0G&($ MJ$0 F\:DFEENC 85DT052)I!9&]?V/&BQK9"(X]AYC&AH!5,M$!%:%B"#Q]) M1*(P9F"K[0G5BC$%\4;(Y QF&#2IKD&,)+1,B.!-$M1@>K?:$:A7[,9P(0C5=1/80T91G!.8EQ#S#G)^? M"AKU+/[_AP1.%Y>FAZ8\IRCO0R.]*)Y4\6_F MZM (Y\2Q%1*<8S8W6Q0N XJ[^).5+ M6E3.LZEKDW?O/D[&U+I)Z-\TJ&PO=V]R:W-H965T M&ULC9G=;N,V$(5?Q?!]UB*'%*G ,1!KL6B!%@BV:'NMV$QL MK&2YDA)OW[Z2K'CMF<-%;V)+.23/\.?CT%R>ZN9;NPNAFWVORD/[,-]UW?%^ ML6@WNU 5[:?Z& []?U[JIBJZ_K%Y7;3')A3;L5!5+G22I(NJV!_FJ^7X[JE9 M+>NWKMP?PE,S:]^JJFC^78>R/CW,U?SCQ=?]ZZX;7BQ6RV/Q&OX(W9_'IZ9_ M6EQJV>ZK<&CW]6'6A)>'^:.ZSRT-!4;%7_MP:J^^SX90GNOZV_#PZ_9AG@R. M0ADVW5!%T7^\ASR4Y5!3[^.?J=+YI'\?,TU?]1#!?04P%]*="W_;,"-!6@'P7,&/S9V1CJYZ(K5LNF/LV: M\V@=BV%2J'OJ.W,SO!S[;OQ?'VW;OWU?*6.6B_>AHDFS/FOTM>:B6/2U7YK0 MJ(FU%L7U;0,Y4&2X!8)!T%B>;H*PN (#*S!C!>:J INR3CA+W"@YC!(BS^*0 M&NU3[,-"'Q8$$JD@A16D(A"3L$#.$GME\DXI8I$ 41H9$@>-.&%$&<><.-&( MTFSNY4"C-#;BH1$OC! ?6@]ZA'G-@48GV$<&?62R0X213#2B%?,A)8F0I T_)=1$DD]AL:-P-$+I(B: Q.#10QA?FK MSY3S4TLTNLQR.U*D4AU+6C$_->!GROFI)1E=PN<>$*4^9@;34P-ZIIR>&M S M]3S_RY&,E([@7&-^:L#/E/-32S0JE7!. )6/[74:(U0#A*8:G!OQ,.3^U)*/EQ,^1R,56.,:G!OCDF%YK0$8K^@6(*,)RPO@D@,^4XY, M/EGOY4@3&23"\"20=:8\ZR294?)D+@>:.QLYKQ&F, $*BPR8 %X5S]*0*+*, M*'*,!@!V?$<@D)MFF3@<(!E=)Z"WAC"#RV$)!&!&2F*]0N&)@%H.KZ7$."AEEZD*N+%8&8:P$SBD]=('G(C0')G8FO1 M8&B:_W-4-P"( N!01!$SF)H&4-.)7^PD$'W&$\H[D9Y); M(QB;)@/=&AD9BVEG >T\WP2L1)G(XH$F,L 6L\X"UGF^!UB),<6[%6DB.9G% MI+. =)Z3SDJ&\7P!2"(#;#'C+&"'=O9<=UU=C5=@ M+W7=A=YC\JGOIETHMI>',KQTPU?7?V_.5X/GAZX^3M>>B\O=Z^H_4$L#!!0 M ( ): TNW4=_.L@$ -(# 8 >&PO=V]R:W-H965T&UL;5-A;YLP$/TKEG] 34BZI1$@-:VF3=JDJ-.ZSPX<8-7V,=N$[M_/-H2Q MC"_X[KCW[MWYG UHWFP+X,B[DMKFM'6N.S!FRQ84MW?8@?9_:C2*.^^:AMG. M *\B2$F6)LD'IKC0M,AB[&2*#'LGA8:3(;97BIO?1Y XY'1#KX$7T;0N!%B1 M=;R![^!^="?C/3:S5$*!M@(U,5#G]'%S..Y"?DQX%3#8A4U")V?$M^!\J7*: M!$$@H72!@?OC D\@92#R,GY-G'0N&8!+^\K^*?;N>SES"T\H?XK*M3G=4U)! MS7OI7G#X#%,_]Y1,S7^%"TB?'I3X&B5*&[^D[*U#-;%X*8J_CZ?0\1PF_BML M'9!.@/0&P,9"4?DS=[S(# [$C+/O>+CBS2'ULRE#,(XB_O/BK8]>BLU^G[%+ M()IRCF-.NLR9,YAGGTND:R6.Z7_P=!V^756XC?#M/PH?U@EVJP2[2+!;$CPD M-RVNY=PVR18S56":N$V6E-CKN,F+Z+RPCVF\D[_IX[9_XZ81VI(S.G^S-N.:C8[#;GI!;'[&Q1]02P,$% @ EH # M2ZR9KIVV 0 T@, !@ !X;"]W;W)K_= MN^-(!V.?70/@R:M6K1I])YNGIO=*MG"RQ/5:"_OW",H,&=W2-\>#K!L?'"Q/.U'#;_!_ MNI-%B\TLI=30.FE:8J'*Z.WV<$Q"? QXE#"XQ9F$2L[&/ ?C1YG131 $"@H? M& 1N%[@#I0(1RGB9..F<,@"7YS?V[[%VK.4L'-P9]21+WV3TFI(2*M$K_V"& M>YCJV5,R%?\3+J P/"C!'(51+JZDZ)TW>F)!*5J\CKMLXSZ,-_N;";8.X!. MSX#KF(>-B:+R;\*+/+5F(';L?2?"$V\/''M3!&=L1;Q#\0Z]EWQ[PU-V"413 MS'&,X1L/+YL[']EC >4 MLKG"$6KP@\V&@LJ'XU<\VW',1L.;;OI!;/[&^3]02P,$% @ EH #2V:_ M+M&W 0 T@, !D !X;"]W;W)K&UL;5-A;]L@ M$/TKB!]0$L=KT\BVU'2J-FF3HD[;/A/[;*,"YP*.VW]?P*[G=OX"W''OW;OC MR 8T3[8%<.1%26USVCK7'1BS90N*VROL0/N;&HWBSINF8;8SP*L(4I(EF\TU M4UQH6F31=S)%AKV30L/)$-LKQC:%H7'*S(.M[ +W"_NY/Q M%IM9*J% 6X&:&*AS>K<]'-,0'P/^"!CLXDQ")6?$IV!\KW*Z"8) 0ND" _?; M!>Y!RD#D93Q/G'1.&8#+\SO[0ZS=UW+F%NY1_A65:W.ZIZ2"FO?2/>+P#:9Z MOE R%?\#+B!]>%#BAXSZ,-[MT@JT#D@F0S(!] MS,/&1%'Y5^YXD1D(T65)BK^,D+[SSP-XE\4W^A8_3_I.;1FA+SNC\R\;^UX@.O)3- ME1^AUG^PV9!0NW"\\6@.M5DFD;A$"":15$?#L32:)55^"[6S*WS-VTI"6\&)[QG/.G!F/ M\]&Z)]\!!/*LE?$%[4+HCXSYJ@,M_(WMP>!-8YT6 4W7,M\[$'4":<7X;O>> M:2$-+?/D.[LRMT-0TL#9$3]H+=SO$R@[%G1/7QR/LNU"=+ R[T4+WR!\[\\. M+;:PU%*#\=(:XJ IZ/W^>,IB? KX(6'TJS.)E5RL?8K&Y[J@NR@(%%0A,@C< MKO 2D4BE/%KYJ1+R@A4S,5_@2LH#(]*,$=EE4\KJ08?K)Y94(H6S],N3=K'Z2:[G6'; #X#^ *X M2WG8E"@I_R""*'-G1^*FWORWQ07-VC41SS&F* MX:N8_1+!D'U)P;=2G/@_<+X-/VPJ/"3XX97"_^3/-@FR1)"](N!O2MR*.;Q) MPE8]U>#:-$V>5'8P:9)7WF5@[WEZD[_AT[1_%:Z5QI.+#?BRJ?^-M0%0RNX& M1ZC##[88"IH0C[=X=M.834:P_?R#V/*-RS]02P,$% @ EH #2QX!P NW M 0 T@, !D !X;"]W;W)K&UL;5/;;MP@$/T5 MQ <$F_4FTZ!^5O&FTD<]XT+;&] 59'D!2$)LDUD8PK M7.;1=S)EK@NZ[ MQC5T+!!N$<]/L!"G)E1^A MSG^PQ1#0N'"\\6TW3)FVRN:;7SZR.2@[$ J[7?]\!76NO?@%FF/?FS3!DH[$O MK@7PY%6KSN6T];X_,N;*%K1P=Z:'#F]J8[7P:-J&N=Z"J")(*\:3Y!W30G:T MR*+O;(O,#%[)#LZ6N$%K87^?0)DQIRF].9YDT_K@8$76BP:^@__1GRU:;&&I MI(;.2=,1"W5.']+C:1_B8\"SA-&MSB144 ;@^W]@_Q=JQEHMP\&C43UGY-J<'2BJHQ:#\DQD_PUS//25S M\5_A"@K#@Q+,41KEXDK*P7FC9Q:4HL7KM,LN[N-TXB?/>/P@_;!/M-@GTDV*\)TN1-B5LQ;XMDJYYJ ML$V<)D=*,W1QDE?>96 ?>'R3O^'3M'\3MI&=(Q?C\65C_VMC/*"4Y Y'J,4/ MMA@*:A^.[_%LIS&;#&_Z^0>QY1L7?P!02P,$% @ EH #2V@<'!^V 0 MT@, !D !X;"]W;W)K&UL;5-A;]P@#/TKB!]0 M+ES:G4Y)I%ZGJI,VZ=1IVVFAPYO:F.U\&C:AKG>@J@B2"O&=[L[IH7L:)%% MW]D6F1F\DAV<+7&#UL+^.8$R8TX3^N9XEDWK@X,562\:^ [^1W^V:+&%I9(: M.B=-1RS4.;U/CJ GQ)&MSJ34,G%F)=@?*ERN@N"0$'I X/ [0H/H%0@ M0AF_9TZZI S ]?F-_3'6CK54S,5_ MA2LH# ]*,$=IE(LK*0?GC9Y94(H6K],NN[B/T\W=889M _@,X O@$/.P*5%4 M_EEX4636C,1.O>]%>.+DR+$W97#&5L0[%._0>RUXPC-V#41SS&F*X:N89(E@ MR+ZDX%LI3OP_.-^&[S<5[B-\_T[A?IL@W21((T'ZCB#]4.)6S.V')&S54PVV MB=/D2&F&+D[RRKL,[#V/;_(O?)KV;\(VLG/D8CR^;.Q_;8P'E+*[P1%J\8,M MAH+:A^,G/-MIS";#FW[^06SYQL5?4$L#!!0 ( ): TM4P^ &M0$ -$# M 9 >&PO=V]R:W-H965T:-G%4Q%B]=IEUW.?:F#,[8BGB'R3OT7HOW2<:N06>&G"8(7T'2!<%0?(G MMR*<^']TODW?;2:XB_3=FI[>;POL-P7V46#_C\##FQ*W,(9UT<>G^0O?!KVK\(VLG/D8CP^;&Q_;8P'3"6YPPEJ\7\MAH+: MA^,#GNTT99/A33]_(+;\XN(/4$L#!!0 ( ): TO(IU:?M@$ -(# 9 M >&PO=V]R:W-H965TP5]M#YFQJ-%LZ;IF&V-R"J"-**\22Y9EK(CA99])U,D>'@ ME.S@9(@=M!;FSQ$4CCE-Z9OC43:M"PY69+UHX">X7_W)>(LM+)74T%F)'3%0 MY_0N/1SW(3X&/$D8[>I,0B5GQ)=@?*MRF@1!H*!T@4'X[0+WH%0@\C)^SYQT M21F Z_,;^T.LW==R%A;N43W+RK4YO:&D@EH,RCWB^!7F>CY1,A?_'2Z@?'A0 MXG.4J&Q<23E8AWIF\5*T>)UVV<5]G&YVMS-L&\!G %\ -S$/FQ)%Y5^$$T5F M<"1FZGTOPA.G!^Y[4P9G;$6\\^*M]UX*GMYF[!*(YICC%,-7,>D2P3S[DH)O MI3CR_^!\&[[;5+B+\-T:SI-M@OTFP3X2[/\A2#^4N!7S425;]52#:>(T65+B MT,5)7GF7@;WC\4W>PZ=I_R%,(SM+SNC\R\;^UX@.O)3DRH]0ZS_88BBH73A^ M]F0I]D[) M%HZ&V%YK8?X=0.&0T2U]=SS)NG'!P?*T$S7\!O>G.QIOL9FEE!I:*[$E!JJ, MWF[WAR3$QX"_$@:[.)-0R0GQ)1@_RHQN@B!04+C (/QVACM0*A!Y&:\3)YU3 M!N#R_,[^$&OWM9R$A3M4S[)T349O*"FA$KUR3S@\PE3/)253\3_A#,J'!R4^ M1X'*QI44O76H)Q8O18NW<9=MW(?QAE]/L'4 GP!\!MS$/&Q,%)7?"R?RU.! MS-C[3H0GWNZY[TT1G+$5\P67$M=BKKXD88N>:C!UG"9+"NS; M.,D+[SRPMSR^R4?X..V_A*EE:\D)G7_9V/\*T8&7LKGP(]3X#S8;"BH7CM?^ M;,8Q&PV'W?2#V/R-\_]02P,$% @ EH #2\I#C3^W 0 T@, !D !X M;"]W;W)K&UL;5-A;]P@#/TKB!]0$NZZWDY)I%ZK M:9,VZ=1IVV-J'^!CP4\)H5V<2*KD@/@?C2Y73) @"!:4+#,)O5W@ I0*1E_%[YJ1+R@!< MGU_9/\7:?2T78>$!U2]9N3:G!THJJ,6@W!..GV&NYY:2N?BO< 7EPX,2GZ-$ M9>-*RL$ZU#.+EZ+%R[3++N[C=,/3&;8-X#. +X!#S,.F1%'YHW"BR R.Q$R] M[T5XXO3(?6_*X(RMB'=>O/7>:\'Y7<:N@6B..4TQ?!63+A',LR\I^%:*$_\/ MSK?ANTV%NPC?O5%XV";8;Q+L(\'^#<''=R5NQ.R2=TG8JJ<:3!.GR9(2ARY. M\LJ[#.P]CV_R+WR:]F_"-+*SY(+.OVSL?XWHP$M);OP(M?Z#+8:"VH7CG3^; M:F7?8%L/%[?C8F&]$\VQ; D1>M.IO3UKG^ MP)@M6]#"WF /G;^IT6CAO&D:9GL#HHH@K1C?[3XP+61'BRSZ3J;(<'!*=G R MQ Y:"_/G" K'G.[IU?$DF]8%!RNR7C3P'=R/_F2\Q1:62FKHK,2.&*AS>K\_ M'-,0'P-^2ACMZDQ")6?$YV!\J7*Z"X) 0>D"@_#;!1Y J4#D9?R>.>F2,@#7 MYRO[8ZS=UW(6%AY0_9*5:W-Z1TD%M1B4>\+Q,\SUW%(R%_\5+J!\>%#BF;Q4K1XF7;9Q7V<;I(K;!O 9P!? '<1P*9$4?DGX421&1R)F7K? MB_#$^P/WO2F#,[8BWGGQUGLO!4_V&;L$HCGF.,7P5+(_X'S M;7BRJ3")\.2-PO\0I)L$:21(WQ D[TK[3DFD7J=IDS;I MU&G;9RYQ$E2(,R"7[M\/2)JF7;X -G[/S\9D(YIGVP(X\J)59W/:.M.[W1W30G:TR*+O;(H,!Z=D!V=#[*"U M,']/H'#,Z9Z^.IYDT[K@8$76BP9^@/O9GXVWV,)220V=E=@1 W5.'_;'4QKB M8\ O":-=G4FHY(+X'(RO54YW01 H*%U@$'Z[PB,H%8B\C#\S)UU2!N#Z_,K^ M.=;N:[D("X^H?LO*M3D]4%)!+0;EGG#\ G,]MY3,Q7^#*R@?'I3X'"4J&U=2 M#M:AGEF\%"U>IEUV<1^GFS298=L /@/X CC$/&Q*%)5_$DX4F<&1F*GWO0A/ MO#]RWYLR.&,KXIT7;[WW6O#D-F/70#3'G*88OHK9+Q',LR\I^%:*$_\/SK?A MR:;"),*3=PKOM@G238(T$J3O".X_E+@5<_B0A*UZJL$T<9HL*7'HXB2OO,O M/O#X)F_AT[1_%Z:1G247=/YE8_]K1 =>RN[&CU#K/]AB**A=.-[[LYG&;#(< M]O,/8LLW+OX!4$L#!!0 ( ): TLL0R>]M@$ -(# 9 >&PO=V]R M:W-H965T(,R*7[]P.29EF7+X"-W_.S,?F$YMEV (Z\:-7;@G;.#4?&;-6! M%O8&!^C]38-&"^=-TS([&!!U!&G%>)+<,2UD3\L\^LZFS'%T2O9P-L2.6@OS M^P0*IX*F]-7Q)-O.!01F_%DZZI@S [?F5_6.L MW==R$18>4?V4M>L*>D])#8T8E7O"Z1,L]=Q2LA3_!:Z@?'A0XG-4J&Q<235: MAWIA\5*T>)EWV<=]FF]N[Q;8/H O +X"[F,>-B>*RC\()\KPMN:#S+QO[WR Z\%*2&S]"G?]@JZ&@<>'XSI_-/&:SX7!8 M?A!;OW'Y!U!+ P04 " "6@ -+6TZKW]X! !!0 &0 'AL+W=O''W>F<6+P# MO+0PJM4>V4JN0KQ:XTN9X< F! P*;1FH66[P!(Q9(I/&KYD3+Y(V<+V_LW]R MM9M:KE3!DV _VU(W&3YB5$)%!Z:?Q?@9YGIBC.;BO\(-F(';3(Q&(9AR7U0, M2@L^LYA4.'V;UK9SZSCSW\/\ >$<$&X"R"3D,O](-\C#:I^1FB6;,><*$*\QN01##ODB$/HES^"X\](?OO1GN M7?A^K7[\X">(O 21(XC^*3':E.C#Q'Z1V"L2>P@.&Q$?)O&+'+PB!P_!<2/B MP_RG78E7)'E/$ <;$1]F>R?(Z@IRD+4;/H4*,71N\%?>9;X?0W>%_\*GQ^$; ME77;*705V@R"NZZ5$!I,*L&#Z6ICWJ/%8%!INTW,7DY3.1E:]/.#0Y97+_\# M4$L#!!0 ( ): TO?*_2EMP$ -(# 9 >&PO=V]R:W-H965TP-]M#YFQJ- M%LZ;IF&V-R"J2-**\=WN ]-"=K3(HN]LB@P'IV0'9T/LH+4P?TZ@<,SIGKXZ MGF33NN!@1=:+!KZ#^]&?C;?8HE))#9V5V!$#=4[O]\=3&O 1\%/":%=G$BJY M(#X'XTN5TUU("!24+B@(OUWA 90*0CZ-W[,F74(&XOK\JOXIUNYKN0@+#ZA^ MR57PJ6KQ, MN^SB/DXWA[N9MDW@,X$OA-L8ATV!8N:/PHDB,S@2,_6^%^&)]T?N>U,&9VQ% MO//)6^^]%OS ,W8-0C/F-&'X"K-?$,RK+R'X5H@3?T?GV_1D,\,DTI-U]+MD M6R#=%$BC0/I?B?IOV; M,(WL++F@\R\;^U\C.O"I[&[\"+7^@RV&@MJ%XT=_-M.838;#?OY!;/G&Q5]0 M2P,$% @ EH #2TZ7_&UL=53;;IPP$/T5Y ^(6>\"FQ4@95-5K=1*JU1-G[TP7!0;4]LL MZ=_7-H12XKQ@S_C,.3/&,^DHY(MJ '3PREFG,M1HW9\P5D4#G*H[T4-G3BHA M.=7&E#56O01:NB#., G#&'/:=BA/G>\B\U0,FK4=7&2@!LZI_',&)L8,[="; MXZFM&VT=.$][6L,/T#_[BS067EC*ED.G6M$%$JH,/>Q.Y\3B'>"YA5&M]H&M MY"K$BS6^EAD*;4+ H-"6@9KE!H_ F"4R:?R>.=$B:0/7^S?VSZYV4\N5*G@4 M[%=;ZB9#1Q244-&!Z2-B ]S[Q>)O2+Q>X(XW(CX,!_\ MKL0KDG@(R$;$A]EO1/#J"7*0M6L^%11BZ%SCK[Q+?S\0]X3_P:?A\)W*NNU4 M3ETY&5KT\\#!R]3+_P)02P,$ M% @ EH #2T,9S".W 0 T@, !D !X;"]W;W)K&UL=5/MCIP@%'T5P@,L#N-,-Q,UV=FF:9,VF6S3]C>C5R4+8@''[=OW M@JZU6_L'N)=SSOW@DHW&/KL6P),7K3J7T];[_L28*UO0PMV9'CJ\J8W5PJ-I M&^9Z"Z**)*T83Y(CTT)VM,BB[V*+S Q>R0XNEKA!:V%_G4&9,:<[^NIXDDWK M@X,562\:^ K^6W^Q:+%%I9(:.B=-1RS4.7W8G/1OV0E6]S M>D])!;48E'\RXT>8ZSE0,A?_&6Z@$!XRP1BE42ZNI!R<-WI6P52T>)EVV<5] MG&X.^YFV3> S@2^$^QB'38%BYN^%%T5FS4CLU/M>A"?>G3CVI@S.V(IXA\D[ M]-X*?DPS=@M",^8\8?@*LUL0#-67$'PKQ)G_0^?;]/UFAOM(WZ_IR7_BIYL" M:11(_RKQ\*;$+>5=!O:!QS?Y Y^F_8NPC>P< MN1J/+QO[7QOC 5-)[G"$6OQ@BZ&@]N'X#L]V&K/)\*:??Q!;OG'Q&U!+ P04 M " "6@ -+JS9?XM\! !!0 &0 'AL+W=OPTLBUMMJI:J96BK;I])O;XH@7C HFW?U_ MCNMZZ8MAAG.9P4 Z2/6J&P"#W@3O=(8;8_HC(;IH0##]('OH[$HEE6#&AJHF MNE? 2D\2G- HBHE@;8?SU.?.*D_EU?"V@[-"^BH$4[]/P.60X0V^)Y[;NC$N M0?*T9S5\!_.C/RL;D5FE; 5TNI4=4E!E^'%S/"4.[P$O+0QZ,4>NDXN4KR[X M4F8X<@4!A\(X!6:'&SP!YT[(EO%KTL2SI2,NYW?U3[YWV\N%:7B2_&=;FB;# M!XQ*J-B5FVQO'MO/C M,*[$=UJ80"<"G0D'3R"CD:_\(S,L3Y48S8P@5GVVH"&+$WU'IV'Z-ECAUM.W2WJT#POL@@([ M+[#[I\7#JL40YD/89!\TV;\72**520CSGYV,@R9Q0("N3$*8;=@D"9HD 8'= MRB2$6?\3LCB" E3M+Y]&A;QV_N(OLO/]?J3^"/^%CX_#-Z;JMM/H(HV]"/ZX M5E(:L*5$#W97&_L>S0&'RKAI8N=JO)5C8&0_/3AD?O7R/U!+ P04 " "6 M@ -+=5II(0D" T!@ &0 'AL+W=O]NFS 0?Q7D!ZB!A(1$@-1TFC9IDZ).VSX[< 14&S/;"=W;SS:4,7;]$MOG MWY\[.SZR0:H7W0"8X%7P3N>D,:8_4JK+!@33#[*'SN[44@EF[%)=J>X5L,J3 M!*=Q&.ZH8&U'BLS'SJK(Y,WPMH.S"O1-"*9^GX#+(2<1>0L\M]?&N MLIY= MX1N8[_U9V16=5:I60*=;V04*ZIP\1L=3%#J"1_QH8="+>>!*N4CYXA:?JYR$ M+B/@4!HGP>QPAR?@W"G9/'Y-HF3V=,3E_$W]HR_>%G-A&IXD_]E6ILE)2H(* M:G;CYED.GV J*"'!5/T7N .W<)>)]2@EU_XW*&_:2#&IV%0$>QW'MO/C,.XD MR43#"?%$B&="ZGWH:.0S_\ ,*S(EAT"-A]\S=\?1,;9G4[J@/PJ_9Y/7-GHO MXOTNHW8*(90:WZ;!%C%J?X/WJ,TS=HAAM/WRSIX0$7V*("6R^P M_:?$_:I$#)/B)@EJDB "AY4)@DE#W&2'FNP0@6AE@F'>.>\]:K)'!#8K$PRS MQ4U2U"1%!)*5"8;9X28'U.2 "*PO'L.\<_&V^: O*$0DUE>/@0[KNZ>+1RM M77V[TD$I;YWOE8OHW!(?8__H_\+'?OJ5J6O;Z> BC6T=_H'74AJPN80/]G_8 MV!8^+SC4QDWW=J[&/C8NC.RG'DWG#T7Q!U!+ P04 " "6@ -+FATM8M(! M "Y! &0 'AL+W=OQZ9G:6L*2# MTL^F ;#H18K69+BQMCL08HH&)#-WJH/6?:F4ELRZ4-?$=!I8&4A2$+I:[8ED MO,5Y&G(GG:>JMX*W<-+(]%(R_><(0@T97N-KXHG7C?4)DJ<=J^$[V!_=2;N( MS"HEE] :KEJDH??"ES/#*&P(!A?4*S"T7 M> AO)"S\7O2Q'-)3USNK^J?0N^NES,S\*#$+U[:)L,?,"JA8KVP3VKX#%,_ M.XRFYK_"!82#>R>N1J&$";^HZ(U5AG68]*^T.(%.!'I#(&.A MX/R169:G6@U(CV??,?\7KP_4G4WAD^$HPC=GWKCL):*$)@L1)'^@^=QNF;J,--H&_>./R/P#8JL T"VS<"FYL68YAMO,@N6F07 M$=C%!?91@?W[VTRB DG$P?ZFS1@FN2E"%E='@J[#T!A4J+X- [O(SG-Y3\/5 M>X6/0_V-Z9JW!IV5=1;7*O\+4$L#!!0 ( ): TO#CHNNN0$ -(# 9 >&PO=V]R:W-H M965T29 MM<P2A MAQRG^-WQQ)O6!0H@IKUPCWIX0=,]7S#:"K^ 2X@/#QDXF.46MBXHK*W3LM) MQ:^>2M]UX*>KW/R"4(39CCB*$+3#HCB%>?0]"U$$?ZA4[7Z9O5##>1 MOEG2T]VZP'958!L%MO^5>/VIQ*^839)\"D(6/95@FCA-%I6Z5W&2%]YY8&]H M?),/^#CMC\PT7%ETULZ_;.Q_K;4#GTIRY4>H]1]L-@34+AR_^[,9QVPTG.ZF M'T3F;US\ U!+ P04 " "6@ -+TW?_+[4! #2 P &0 'AL+W=OMEK.%OB1J6$_7," M:::"IO35\=BWG0\.5N:#:.$'^)_#V:+%5I6Z5Z!=;S2QT!3T/CV>#@$? ;]Z MF-SF3$(E%V.>@_&U+F@2$@()E0\* K##RJ:]]5] [2FIHQ"C]HYF^P%+/+25+\=_@"A+A(1.,41GIXDJJT7FC M%A5,18F7>>]UW*?YYC9=:/L$OA#X2KB+<=@<*&;^27A1YM9,Q,Z]'T1XXO3( ML3=5<,96Q#M,WJ'W6F9)FK-K$%HPIQG#-Y@W!$/U-03?"W'B_]'Y/CW;S3"+ M]&Q+Y\F^P&%7X! %#O^4R-^5N(?)W@5AFYXJL&V<)D]N_"MKUVY&(\OFSL?V.,!TPEN<$1ZO"#K8:$QH?C1SS;>-\0O-L.P!'7K3J;4$[YX8C8[;J0 M[@P/T M_J9!HX7SIFF9'0R(.I*T8CQ)[I@6LJ=E'GUG4^8X.B5[.!MB1ZV%^7T"A5-! M#_35\23;S@4'*_-!M/ -W/?A;+S%5I5::NBMQ)X8: KZ<#B>LH"/@!\2)KLY MDU#)!?$Y&)_K@B8A(5!0N: @_':%1U J"/DT?BV:= T9B-OSJ_K'6+NOY2(L M/*+Z*6O7%?2>DAH:,2KWA-,G6.JYI60I_@M<07EXR,3'J%#9N))JM [UHN)3 MT>)EWF4?]VF^2=\OM'T"7PA\)=S'.&P.%#/_()PH^'#DOC=5 M<,96Q#N?O/7>:YDF6R?$F_?E+B'N7L3A&UZJL&T<9HLJ7#LXR1OO.O /O#X)G_A M\[1_%::5O247=/YE8_\;1 <^E>3&CU#G/]AJ*&A<.+[S9S./V6PX')8?Q-9O M7/X!4$L#!!0 ( ): TLK8MNKTP$ )P$ 9 >&PO=V]R:W-H965T MM$M@$&O@OA6#J]PFXG'(< MX[?$4]>TQB5(D0VL@>]@?@QG92.RJE2=@%YWLD<*ZAP_Q,=3ZO >\-S!I#=S MY#JY2/GB@B]5CB-7$' HC5-@=KC"(W#NA&P9OQ9-O%HZXG;^IO[)]VY[N3 - MCY+_["K3YOB 404U&[EYDM-G6/K98[0T_Q6NP"W<56(]2LFU_Z)RU$:*1<66 M(MCK/':]'Z=Y)8T76IA %P)="0?O0V8C7_E'9EB1*3DA->_]P-POCH_4[DWI MDGXK_)HM7MOLM4BB^XQO4>J#]=?^'SO?W&5-/U&EVDL6?4GZ1:2@.V ME.C.-MS:IV(-.-3&3>_M7,T79@Z,'):W@*P/4O$'4$L#!!0 ( ): TMI M:@Y"MP$ -(# 9 >&PO=V]R:W-H965TZR5[D'YFT8;R9PW34ML;X#5D20%H;O= MGDC&%2[SZ#N9,M>#$US!R2 [2,G,^Q&$'@NKJFI_\1R#8%LBB0_57B]:<2MS#[ M3T'(JJ<23!NGR:)*#RI.\LJ[#.PMC6_R!SY-^Q,S+5<6G;7S+QO[WVCMP*>R MN_(CU/D/MA@"&A>.7_S93&,V&4[W\P\BRS&UL;51A;]L@ M$/TKB!]0;)RT761;:CI-F[1)4:=MGXE]ME'!>(#C[M\/L.-Y*5\"=W[OW3O@ MDD]*OYH.P*(W*7I3X,[:X4"(J3J0S-RI 7KWI5%:,NM"W1(S:&!U($E!:)+< M$\EXC\L\Y$ZZS-5H!>_AI)$9I63ZSQ&$F@J=]0E2Y@-KX3O8'\-) MNXBL*C67T!NN>J2A*?!3>CCN/3X ?G*8S&:/?"=GI5Y]\*4N<.(-@8#*>@7F ME@L\@Q!>R-GXO6CBM:0G;O=7]4^A=]?+F1EX5N(7KVU7X$>,:FC8*.R+FC[# MTL\>HZ7YKW !X>#>B:M1*6'"+ZI&8Y5<5)P5R=[FE?=AG1;]*RU.H N!WA#( M7"@X_\@L*W.M)J3GLQ^8O^+T0-W95#X9CB)\<^:-RU[*+'W(R<4++9CCC*$; M3+HBB%-?2]!8B2-]1Z=Q>A9UF 5ZMJ5G]W&!751@%P1V_[7X>--B#/,A7F0? M+;)_+T"3FR(QS.U)DLW%2=!M>+(&56KLP[ALLNM4/-%P\?_@\TA]8[KEO4%G M9=WS"9?<*&7!64GNG)?.3?$:"&BLWSZXO9[?\AQ8-2QC2M;_BO(O4$L#!!0 M ( ): TNGJM@0=@( *8( 9 >&PO=V]R:W-H965T@[RQ#BUD>!2[:T,\ZKA>.P0X8*R)Y(A4KQYD1H ;G8 MTK/#*HK@49$*[ #7C9P"YJ6=)LKV0M.$7#C.2_1"+78I"DC_KA F]=+V[)OA M-3]G7!J<-*G@&;TA_K-ZH6+GM"K'O$ ERTEI471:VL_>8N0[$-(+XR9,8S9.(Q[ K%1(#8( M#$YD'4_MG;G1Q?SS]ES/I[KP7/-D<0UY#$;+3H-Z;7//S9T!YGW^/]AJ4-?- MEVC@QNF,S +1L[KPF'4@EY++ONQ8VTOU&!O#&+BZI_-D M99DU[]1)5N:7O:K+3)O;^N TIUIFNRZH+!SNNH%39GEEKQ9=VW.]6JBS+O)* M/M=66EK)I< M558M]TO[BRTMS?-PM;;?MD2SD5K=5]7_I?0C:$T0%\ M".#7 %/[7H W!'C_ L3= #$$B/^MX \!/JC@]-J[P=QD.ELM:G6QZOYY.&7M M8\?FOIFN;=O8S4[WFQG/QK2^KCS/6SBO;:*!6?<,OV%X-$8V&&%7PC$=N/:" M4[U8@2B)L$80 &NT?" M#JG(H< $ R.!"0%& A,>K<,G=?A81PAT](A/5NAU8 +JP 08K103G-81D#H" MK ,\V>L 58A]( 0C 7P_,,(B%V@A&&]"34BJ"9$:SP-]78=$$3!U"<&X@-E@ MAON 20F&N;2@B!04(4%PT-81JA'"Z<%( !\TC# !F)1@N$^KB4DU,3$]\.V/ M41'8CX1 X$J(D0@N !AA[L3<,)=V#I?0 U>! ;KSDB>/D3(T+;,L"_':&"P9<[0*_F8V5 ,W&_=9\:*:(-FV*%C!A5AXX0]22@&*2(8 M]$;>K3561)LTPRX=HPTW=LX9=#6*$5 1P3"X[:"@B5TQHVV:89^.!92$[7/& MX(Z0A) H N)PZ_$ &JNB[9H1?BTXE(5]=,;1ZT1!+I1%0+!<2D(3MLUIV^:$ M;0OX '+LIFB1(!BHB4J#_I/=+3561#LW)YQ;P.>/8RN=GG!NJXOA_G!] 51CB$70Y @K@3CHE(+P?<6Z.'DI9'[ISH,;:JG.E M6WN[:;V>-3UU1TV@?]B=)_]+W!UN?L_J05XWUHK1697>LL5=* M2]-W]YV9BZ/,=M>;0NYU>QF:Z[H_4.IOM#H-AV7.]<1N]1=02P,$% @ MEH #2U9$*0_A @ TPP !D !X;"]W;W)K&UL ME5?M;ILP%'T5Q ,4;&,^JB32FFG:I$VJ.FW[[29.@@J8&2?IWGZV(2C$UQ7Y M$[!S[N'<$Y_8+,Y"OG4'SE7P7E=-MPP/2K6/4=1M#KQFW8-H>:._V0E9,Z6' M1L:XOJ*L)QG$8U*YMPM;!SSW*U$$=5E0U_ED%WK&LF_SWQ2IR7(0HO M$R_E_J#,1+1:M&S/?W+UJWV6>A2-+-NRYDU7BB:0?+<,/Z''-69AL.4[=JS4BSA_Y4-#- R&[K_S$Z\TW"C1S]B(JK.? MP>;8*5$/+%I*S=[[:]G8ZWG@OY3!!7@HP&,!2CXL($,!N2F(>F6VU<],L=5" MBG,@^U^K9691H$>BS=R82>N=_4YWV^G9TXHD=!&=#-& >>HQ^ J#IXBUB\B2 M$1)I :,*#*K MCZ9J$AA @(2$$M )@093)" ! F@(+_QH<=D%M-83(+2.(YO MS !@<8ZN8!,Y%)1# 3D%3)""!.E\0S*0()MA2(^A5YTB_0?B.@+@DF*"FPC* M04&Y*XAZ" J0H)AO"8KAL,0S3!E =/+[NYX ,.JW!'G2BP!3D(<"CA["=]@" MAP^1.;80IU^"8^KZ N#LJO)(@N.,@#Q3[*& (XCH'<; (43I'&-2-QU% :T8 M%XAI_,&:@8.-@&13XJ& HXCR.ZR!PXB*.=84;L<%L&1<6.IU!&ULE9Q;;^-&$H7_BJ#WC5A]87<; MMH&Q/8TLL $&66SRK+'I"R*)CD2/DW^_U,TQNTXUFWF(;<['5O%(.E75+.GR MO=W^L7MNFF[VUWJUV5W-G[ON]6*QV-T_-^OE[J?VM=GT__+8;M?+KO]S^[38 MO6Z;Y7AV+?M]67[UJU>-LVW[6SWMEXOMW_?-*OV M_6I.\_.!7U^>GKO]@<7UY>ORJ?EOT_WO]=NV_VOQLMG_L__CWP]6\VH?4K)K[;K_&LO_QH[EM M5JO]4GT@?YY6G7\\Z/[$S[^?5X^'J^^OYOMRU]RVJ]]?'KKGJ[F?SQZ:Q^7; MJONU??^Y.5V1G<].E_^?YD>SZO%])/UCW+>KW>'_L_NW7=>N3ZOTH:R7?QU_ MOFP./]]/ZY]/PR>HTPGJXX3^L7,GZ-,)^I\33/8$7T&OR_T+E2[J_OF]WQ\\/)V'?^N?@%U_],>U MMNYR\6._T(FY.3+J$Z/\$+GC"'T0BSZ CR@4BN)&\4<8/L M($(2P^@B7\<7 MB1QQ!E^)AGKJP_EZH*?'"QBX@#DL8#X'D(A]A6QBZ9:%KF^A[ Y@Z#;N B8@17G(U#+;F3U2M\ (.+N! !#JY6L=T M3:]UE(@Y8A"FAV%Z$*9)PCPR-A/F*!%SQ"#, ,,,($R;A!E&PQPE8HX8A$D5 M]LL*!%JGAEF-1CJ.Q"PRC%7P=@*Q,G.G\5A'D9A%AK'"#/"%%(@U-;X3E(UU M%(E99!@K]GC2(-;4Z$Y0-M91)&:18:PXG1#/)]I5::QF/-91)&:18:PX?Q P M=4=IK'8\UE$D9I%AK#A]4 UB56FL]7BLHTC,(L-8<:8BD*I5-CE%7!YEV8D M""6IX*X$BB/0,&+L]0IXO9,N&ENPFE!G*^R,JJ#25L6E=C$9$9DMMA5V2X7< M,LU"BOL<:0/"'^6&(6%35, 4?9IL%+46IK&1:F"D/NV:-"]WM>;JE6$18*:6U1,V M24 ![=.4I7GIJX!/E&$18%JV"8U3A@;%M$\;*LW+8(OT+L(BP'SFU8I3A0:I MPDLO-6SM&NR7B*]6;+*:FRQ+N)K[H0/:E5!QC!K&C'U5HW(T3;*:.R%,LN/< M,"1LF1I99IJK-#Y MOICSX%U<3$9$]F]"V8,,]DZ#O#.ML0QW.[@_7(1%@.5J+"-L;"/S3%^WAML= M^>"0\J5D1&1?8U7R!6 7-1\.X MB["(L$S<.%\84)0':0ELW\9/\ MLMP;9;5IC&5!3HM=L$18!EJFQ+'9;B]PV MK;$LWV)&-589%@&6J;$LMG@+]A=8C67Y=C.JL@L04)X!ZE\<^SJVV/#"L%5:4.D&83/38JNT MH5S>&KM6#5R+R5MSG^&BW!91=X!27. Q:GAIV-AJ8&RA%I; 'E.K\G168X^I M4?F8IK,:%'R@GRG#(L"4G!9J;&PU,C9AV[G&!E+;">H)0P.HE&+J@2U)I%X1 M%@&64P^[5HU<2[IT[ \U**7$-S?VAQJ44OS-S8L?_H:\/5&?$PJ2&-1;X,W- MUY)[6X=]RR'?$GI;A_W!3>AM'?8'5[(?Z$ C&KAV95@$F))SC\.FY+@I&7$) M[ _.3% /^X-#_1U3#]PH0>H581%@.?6P*3EN2J82*D\GS#*Y">IA?W"\?F#[ M*@YL@.%]E6(R(C*[K^*P.3EN3J82_,UC$_ 3;N9Z; *>%PE,1<_;%4'%8C(B M,JNBQP[DN0.92@M+8#/P$V[M>FP&ON#6KD?[1UC%4C(B,J\B=B+/GK,1KD7)A^Y(YE*Z&@\-@4/.AI) MQ8!-(?#*@*D80*N"52PF(R*S*@;L2($[DJF$MB5@4P@3VI: 32'P"H&K"-H1 M0<52,B(RKR)VI, =R51"^Q*P*80)[4O IA!XI]RA@J$+ ,C M!+-""F.H%6A=2&A=2/I< TUH7DC\P$%!^T+@LP)8R$(P0C GI/09!/ A!$-" M]T+2AP-H0O]"TM0^&-L'0H+[.*!_*>0BXI1X=#+X#%7F[@54LXB+BLBH*G@0&X0T)W0M) ^HTH7\A842=5$$'D-"]D#"N3FI"_T+"@#F!"7.@XMCTR5G%(BY"+J>BX$9@R-R0*(!@"VI" M%T/"T#6!J6N@XMB<]%G%(BY"+J.B,'A-8/+:D-3'"*/7-&7VFH3A:P+3UUQ% M,"\-!EK+L#B*)8%+'U\$'8P2%Q$\04_I8(2Y9 *#R4!"WF] "4NP.(HE@0L^ MI$'OHJ3>19B')CVE=Q$&E E,* ,)^4?=H(0E6!S%CH$O/GT%Q;K9/AV^0&0W MNV_?-MW^HC\=_?B6DB]J_Q46R?$;NK@EOX+DG^6/7XGRRW+[]++9 MS;ZW7=>NK_9?;_'8MEW31U_]U#_SS\WRX>./5?/8[7_=WXO;'K^)Y/A'U[Y> M';]F9?'Q72_7_P=02P,$% @ EH #2]AJB>^_ 0 400 !D !X;"]W M;W)K&ULA53;;IPP%/P5RQ\0L.P*!7SH0N<6?,L"-$ MUQUPJF_D ,*NM%)Q:FRI3D0/"FCC29R1)(IN":>]P%7A>P=5%?)L6"_@H) ^ M1KV8(Y?D*.6S*WXT)8Z<(6!0&Z= [7"!/3#FA*R-ETD3SZ]TQ.7\ M3?W>9[=9CE3#7K*GOC%=B3]CU$!+S\P\R/$[3'D^832%_PD78!;NG-AWU))I M_T3U61O))Q5KA=/7,/;"CV-8NI_9BU:_IOY]=L6FV[ERI+DH)PY\;O92FG JD4W]@1W]G[/!8/6 MN&ENYRJ<\E 8.4P7F,Q_D>H?4$L#!!0 ( ): TM\'5/UI0H /I) 9 M >&PO=V]R:W-H965TQ?8!1HSV)UGM4T?&$GT2')[]N^7.NP1*R-D\J5MJZ,.)BLCHXI!7;PU MZS\V3W6]'?VU7*PVE^.G[?;ERV2RN7NJE_/-+\U+O6K_YZ%9+^?;]L_UXV3S MLJ[G]_M&R\7$&A,GR_GS:GQUL?_L^_KJHGG=+IY7]??U:/.Z7,[7_YO6B^;M MOJ_;OR8?O=P_+^O5YKE9C=;UP^7X MJWRYE6AW+?:0_S[7;YN3WT>[:_G1-'_L_OCG_>78[*94+^J[[:Z/>?OC9WU= M+Q:[KMJ)_'GL=?PQZ*[AZ>_OO=_LK[Z]FA_S37W=+'Y_OM\^78[S>'1?/\Q? M%]M?F[=_U,VQ@/QJT8Y]KX(X-W-\-_-D&_MC ]VT0C@U"WP;QV"#V M;9".#5+18'*([OYVS>;;^=7%NGD;K0]+[F6^6]GR);4+XF[WX?[^[_^OO6.; M]M.?5]Z&B\G/74='S/2 L2<8^4!,VMX_AK!HB*E5S6UW@&N-\#9V,3.-2;X+ M^08&JKJ0&S12ZF)N$2;C"W8PIF[?@>MT4.$./.S [SOPI]=:A&-Z@*0]9'6X M)Z:2(F8 5 531$V#K*M<$1, LL[A:PKPFH*^IB+PTP,DG R2!D$IA,<1>G20V34BINT$R#8G)D M*AE.)8.I%%<\S6H49T)!%S, "BPJ%9Q*I::2RYE4.O;6%0MJ!D F1#P3,9@? MC9I+5:Z6(^9T'&],*I<+@#F))U?6G0_A:P&WR943$KUDJDK-1Z.R!$)4 KG] MJU@=GO)6'3'=G%4+&*"J3!A&,.^* ['QY6PBI:!";"B9>T*3P>0K MFGVE'&N>K"W(_AL"E1&Z <,Y6Z3=+>C)!990N"2( MK@F5RB=-]X!J$,B3N>":()5652>$W]6AF,NMYG+O7ZLYJE;:6G U"&3@=SN=5<[CWK C.P'2!]+69.VT/\6LV)0/TB MU*G\[MH]TM?VT*X"=$:\6$ZCM(U]M+_T*4%S M6DQ7MH^$M;TT+$)1$6LQ8]D>,M8"B2I&!6>(D'68_%P/(>OZ"5D .R-D'28_ MUT?(NEY"%J"XD'68_%P/(>MZ"5F HD+6D0.$/D+6G1>RW7$PU[H^*M6=5ZG= M<3"+NCX2U/61H)^ NI/!+.IZ2%#WB03MCH/)T6ER5.+):=8#RQN!B'ARF!D= M8$9/V,QA-G- ?]%3+4Q!7E.0/M<"\@L<; $4+>T>$Y#7!*1*NP?,HDH[ /'2 M[C']>*"]5&GWFEG:TA[+V@5@;6D74BX\IB"/**@L[5Y3$"CM ,5+NRR4',?0/'2[C'Y>;"+53=+ZSU0V@&*EG:/:=1K4:A+ MN]=ZCY;V@+DVH+UN6=J#IE%:V@-FT8!D7$GJ03.D*T\^9@!D,WGN$C"+!B#B MRG47@#RS9'T'S(U!T%D@SV9"_]H>, <% MS4'Z+"V O6F!N0887SX+1)AB;7]#F"+K;Q"FF,\MPK ;A.DP #KT[-D9IK"0 M!]P@3#P!$4])@P%L-&,9MAE"54)2-6)^BH"?/!&U$5-/E/Y!B9@P(I)=95 B MT%.Q%*XSA*I8'D9,+!&(KI.%W>T"LT'T X*"V2!J<:-3.8)#K_*Q/L!(5 ]1 M 2B5I^( 9,N,OT&@6#[$*2&9_D%)F!(24B-E4!+8KTDJ=U$(Y80]W,?T MDM").N')A"DA#3A13Y@2DA8(.I^3WA45$;E.V@2B@O9I+]] +P65WGP.N3T+ MZ08%DUP"1U*>Q17S0(H#;@VQ?Z"=DEJOX)&@.AA#(+K4,*,DP"A,BR;, FG M(5'&+)#1QD7Y4-#&I0P) K%;G#&?9, GAJB4C#D@VP$AP1R0T5E,N<'/8"N1 MM8T.P6R.9*5DS"@9;#G8PY&,\R\/V')DG'^YS^.P#$YR45@ [$Q8<#9GD,V! M*,!,3%@#A'[&.9B1T%=A 1(^^Z12"-FLLB,3JG!&5R"CF>2JB4_/#!"W8HB_SB!YJX,#I&O*.C@ EIG$%4,<;0:) M7%*,VET2Z62 S!5F+ ;.8A <8!IFLZ6.89"_@<6-^7QE@(P5YL^%!EU]R>"I M(AN(9"6RWU)G,_/-R@")*LSO"@ROZ)*CVL[22R:Y!LRL]"&T,+^G /D9B; 7 M9M044+G*8[\I1K'Z1@R=@AR=D?$E<6&*'2 NA7@G!9@GE;?A'?3)6SOOL'[N M!B%63+$ZV92_X1UTWN" 4-SA(,38*<#9Z2,KVL2/*79(4A(?I?0R4@IV4@95 MF+"5DODMA'@II9>94OJY*1&,>RZ$^"D%&"J5S4& 51+X'"",OXQ#+)4"/)7Z M=1Q@EX3OXP#<&;.#$&.E &"4'F";1.SD =N:E'.*M%&"NU*_E -LD>B\' MP,Z\F$/H$=@KT:LYFOBH[T&(=U*@>5*]>@/). M%#]D[TX\A0)-A3HR:.^NMZ<(QK>GQ%/@$FOAT<( < M49'1&/HR)4EQ8.'3#X4$V/. _Q/"J %4B(]/H)%/*7[@Y-/.-X2BUC(6X\ M07:\1"-,:&"((4^((T^ )0\%!^Q>M!L"PJ@=0H@33I 5+M$($S(88H83XH:3 M7G8X 4XW_9SY'=5Y^Y<]:!;BAQ-DB$M,9A-'G RQQ GQQ DTQ2GFC_HLHY0W MDY,OH5G6Z\?]=PYM1G?-ZZIM(^.33S^^V.CK_FN-)G_##]^*]._Y^O%YM1G] M:+;;9KEK/'IHFFW=3L7\TMZ>IWI^__''HG[8[G[=>3S6AR\C.ORQ;5XN#]^T M-/GXNJ>K_P-02P,$% @ EH #2X$BQNBU! .AH !D !X;"]W;W)K M&ULC9E=;ZM&$(;_BL5]#CO[P4=D6ZI=5:W42M&I MVEZ3>!U;!XP+)#[]]P5,+'OF79_G7UWV'T8EOFI;KZU.^^[V?>J/+2+ M:-=UQ\#8,Y;FNOPTGOVT6 MD1H<^=*_=$.(HO]Y]VM?ED.DWL>_4]#HTN?0\/KX(_HOX^#[P3P7K5_7Y3_[ M3;=;1%DTV_AM\59V7^O3KWX:D(MFT^A_]^^^[.6#D[Z/E[ILQ[^SE[>VJZLI M2F^E*KZ??_>'\?2*^9 2 M2@+3(X4^4NDC8YVL4IEUG@\IT0$;&;21 1NLCU4FQVIP'SGL(P=]L'F^RN4X M%.Z#%*:&D@LV"]BD '@(&!7D(>$T23(.'RE*0_@AS!_2P(SC9K3HAT_4NY); M(YAC!$"6<9!-HA]D18K"6<$\(P"TC .-)*T>M.9(0RK* W0E3#4"6,LXUD@R MZ\%*.T#EDM"MPFPC +>,PXT NL2=DAH=R@S&&P&^<8BN2-(+S!HI"L\:##D" ME,LYY4AB3JRE>Y);(YB$!%"8Y);(QB8&@ SY\#4 )@@ M+:!H#*8%,U-+9CK%F:DE#M&"!*KP@L34U)*:3G%J:HG$!U+\'6.-9$E" 3\8 MGEK"TRD.3RVY2')) G@&2D6#V6DD.YWB[#22BE8%)JC!4#02BDYQ*!J)NU O MF'5&LLXISCHC.6;Y[%P#4L$X-!*'3G$<&E @AN\? M)IV1I'.*D\Y\&F,&8\Q(C#G%,68DH/@J!9( P0PFF $$(TXP(]DDIM$]R:T1 MS"XCV67$.Z>14!(9D9)01C"T#( 6<8@:R2.1D7N2VXT@3"P+B$4\(Q;4<3PE M2!/(B<50L^@]6UBY![7)R:>Y9S'W+. ><8I;5.-ID16IRDUHJPZCSP+T$6>] MO8>^R&ULE9A;CYM($(7_"N(]@>YJ;B/;THY7JUUI(XVR M2O+,V.TQ"A;:K7-L]*_50[S6M1I/7/1YU7UZTKW%\G/FTVE_1%_Z/;+Y>G MNCOR;E6.6:'+)JM*I]:GK?N;>-BKJ!\P*+YF^MK<_7;ZJ3Q7U??^X*_CUO5[ M1SK7A[8OD79?;WJO\[ROU/GX=RKJWJ[9#[S__:OZ'\/DN\D\IXW>5_FW[-B> MMV[L.D=]2E_S]G-U_5-/$PI<9YK]W_I-YYV\=])=XU#ES?#I'%Z;MBJF*IV5 M(OTQ?F?E\'T=_PG5- P/D-, >1L@E@?0-(", =[H;)CJ[VF;[C9U=77J\6Y= MTCX4XH&ZQ3ST)X>U&_[K9MMT9]]V@4@VWEM?:-(\CAIYIY%SQ9XK(G63>)V! MFPL)71TUP=YG$6/8]ERB);0301@!LD&$C8-?X(%5@& $BY5M6)(160F!%&59" M=A41QXEO> $JBA/+ND303,3,*%_@ C$L$*]/:P(+)"O2FO"))KXT,P)42JH0 MFQ$^1H"_(J^3:#&P0&-+K+#02*S(["3ZG] BE36U F-)R!6YG41&<&,R_0 9 MQ7%@,80Q)Q#G;"4PG(1:GUZ!P2(060X @DV#2\1RHBV\I@5(EX38)C<*LH9HL#9#(DV_I@ M] G./N5'EEX!\TKZZQ,L,6B?1+)="F5Z 2-K6!9-*HC[*S*X$C507<4 '+"A)9'M82LT4BMK#<0V%8% M,T6B?HJEEK=*'UA.@$99'J^$X42HF3)#2Z!1"HS;N$<%V0R!6ALS0]AI-":K1EQ6IB/PD7)W C&":W9G!'8>+&4 M+&KF5C"6:,WFC'ACQ!X_0&-KG@CCC<#63%@:'L)0HG=LS@CCA-9LSXBC@MB] M 1H+8A6FB5JS-5,<%&9>%R5S(Y@D:LW&3/%>B!E9DLR-8!ZI-5LR!9HE\^8@ MC>WF8*XISC5U]^YL7L+RIN@=FS&%2:+6;,84IT1DKL>29&X$:M7_O_2FM7[*R<9ZKMJV*X;WJJ:I: MW97S/W8S.NOT>#O(]:GM?T;=[WI\WSP>M-5E>I?NW5[H[_X#4$L#!!0 ( M ): TMPT3VH/@, /$. 9 >&PO=V]R:W-H965T:W*NEN[1Z6:>\_KMD=1Y=V=;$2MG^QE6^5* M#]N#US6MR'=#4%5ZX/NQ5^5%[6Y6P]QCNUG)DRJ+6CRV3G>JJKS]^R!*>5F[ MS'V;>"H.1]5/>)M5DQ_$#Z%^-H^M'GESEEU1B;HK9.VT8K]V/[+[#'@?,"!^ M%>+27=T[?2G/4K[T@Z^[M>OWC$0IMJI/D>O+662B+/M,FL>?*:D[K]D'7M^_ M9?\\%*^+>$]$[W& M5I;=\.ML3YV2U91%4ZGRU_%:U,/U,CZ)80JC V *@#F A>\&!%- 8 1X([.A MU$^YRC>K5EZ<=NQ6D_>B8/>!?IG;?G)X=\,S76VG9\^;".*5=^X339B'$0-7 M&+A%9!B1A#/$TP1F%D"R@"$^N&&1T D",D$P) AO$G"CC!&3#)AZ+(-%OED* M1K$HB1A-)B3)A 29U" S8J+K95(#DQ&8,*6)1"21"!,)?(-(A!;YP )# 1D% MXI8.QR25&%%AOMF@&*VB&Q1'!A>,T@UB,4TF(DW)!.D" MO::X4!Z:'V=&H(#'G";#?-H$_ 6*G4 W*\7<- ("!(&%C,61V +53J!;13)3 M*B0J @L=VIH8+%#N!#)ZE9@?- 4#'EB^:49;'<->%_H6\3':H%BX7+^,MA9& M> M2,,.^ 2DS7PH%LG"AO85AQXL*U@S0+V"U-.&8$!RY\AT(8"Q.8)J78"W:@6$!<"%%CL%FAK KQY MPL(%O#."A*,VA7C#QT/+/R/0-@?8YL+()CS:G2#^#^W2O@+4A@6]%.P9ME5H MSX EGC&!DG=6\:[.'OUA\'O>'HJZ8X;"QEU()G&PO=V]R:W-H965TJNKIE_%1V/:AR3IMT=5%_T'W:K&_K/775T8.^P.2=]VJMB-3G65(&-9 M4A=E$Z^7X]Q3MU[JDZG*1CUU47^JZZ+[^Z@J?5G%$+]//)>'HQDFDO6R+0[J MAS(_VZ?.CI)KE%U9JZ8O=1-U:K^*/\+#!N7@,%K\*M6EOWF/AE)>M'X=!E]W MJY@-&:E*;/O^'OWS6+PMYJ7HU497O\N= M.:[B/(YV:E^<*O.L+U_47)"(H[GZ;^JL*FL^9&(QMKKJQ]]H>^J-KN)N>93,^+W/\=S?: 6<'O#H _Z]#.CNDCD,R93:6^JDPQ7K9Z4O435^K+8:F M@(?4+N9VF!S7;OS/5MO;V?-:I+!,SD.@V>9QLL$;&[RWV/@6DE]-$IO -0LD ML\#1/[W+ ND *1D@'0/PNP"I4\9D(T>;9K0)Y,A)"$Y < =BLA$W$$+2&(+$ M$ 2&<#"$AR$1@4;)2)2,0,D*S/_ZP /K!0'*@P_$F0L$ M1 -D(58#36M H@56G M.0X$R;FK5>"S'&0>:BB:YD#PG'NK[Q-=L(P%@&BB \%T[LH6$%3G/*0H0',= M"+*CRT3PV8X@F+=GY=Y^ $**4-/0R@"$-'!72\'7!H3 $B,M#DB( W=5#GUQ M@#PDIDB+ U+BX*XP^N(@6(BQ&-CR"6W@KMPAH0VV:4)(M#:@?S@ YI644DV3 M.5V\(&UL ME9E;CYM($(7_"N)] GWC,K(M[3B*-E(BC;+*[C-CM\?5A[/.D_I#>=%%^\FI MK/*D:4^K9Z^^5#HY]H/RS..^'WAYDA;N;M-?>ZQVF_*ER=)"/U9._9+G2?7K M06?E=>LR]_>%;^GSN>DN>+O-)7G6?^GF^^6Q:L^\VRS'--=%G9:%4^G3UOV# MW>]5T WH%7^G^EI/CITNE*>R_-&=?#YN7;]SI#-]:+HIDO;M5>]UEG4SM3[^ M'2=U;VMV Z?'OV?_U ??!O.4U'I?9O^DQ^:\=2/7.>I3\I(UW\KKGWH,2+G. M&/T7_:JS5MXY:=_!S>TZ)_OPZ?A&(SWKO^LC;9N MK[[NE)(;[[6;:-0\#!H^T?"Y8D\5X?^3>*V!FPL.7?!^O)BZX#Z>0, )1#^! MG(6AC# &3=AKBEX3Q;$P(J$BYK,HP%XD]"*!E\#P,FC4=)F(F5Z *+!MBX)6 M%+7"S6]7T57\R#<,[X&*354S,P$T$X!]"0TS 5GFCL6F%R 2TF(EA%9"8"4R MK(1T%1D;3H!F$M+,2 2-1,"(L<\HSN"A#9=\52 MBR'FF3G-*1A- F$)C,)!: .B1AHK!%;[C@IF22S%-P",T7(=]SV8A((5/&0&U]: MS ARWTLUW/*_(3!1!*IWS P4M)(Q,V-1,C>"N20 ETB2"HH 7;8]P502 MB$HD1<&]&S.M+&KF5C"Z!*J\2(92*I&O9TDR[XY@;$F$+3.))4"2N2?+FKD5 M3"U)J269K=>#D23?T;J2F"1R3?-*@MLU\S8!:2Q$DI;6U:K>%2U@S!_)HF1N M!'--KNE<2="4(GL"-+8]P5R3:_I6\FVN+4KF1C#7Y)JNE:3,(D:6)',CF&IR M3==*+M5:HY'5Y9C$3).4:9)96@8*TTB]HV>E,$74FIZ5HK6/V;!:E,R-8!:I M-=TJ14L?6[@85VI-$TI1%)%PER1S(QA6:DWS2;T-JT7)W(BER[ZF[:0HB&RK M8 ZI-?VD410NA;LD&8QXDZ='W>.\KTGUG!:U\U0V39GWCXM.9=GH=CK_0QO1 M62?'VTFF3TUW&+;'U? 8;3AIRLOXB-"[/:?<_0=02P,$% @ EH #2XE@ M/O>C P LQ$ !D !X;"]W;W)K&ULE9AMCYLX M%(7_"N+[%'S-ZRB)M$E5;:56&G75W<],XDQ0 6>!F;3_?LU+(^)[/,I^"6_' M]KD.Y\&PNNCV1W=2JO=^UE73K?U3WY\?@Z#;GU1==!_T637FRE&W==&;P_8E MZ,ZM*@YCH[H** R3H"[*QM^LQG-/[6:E7_NJ;-13ZW6O=5VTO[:JTI>U+_S? M)[Z5+Z=^.!%L5N?B1?VE^N_GI]8#F6MFJ[4C=>JX]K_0SSN) T-1L7? MI;ITBWUO*.59ZQ_#P>?#V@\'1ZI2^W[HHC";-[53537T9'S\.W?J7\<<&B[W M?_?^:2S>%/-<=&JGJW_*0W]:^YGO'=2Q>*WZ;_KRIYH+BGUOKOZ+>E.5D0]. MS!A[777CK[=_[7I=S[T8*W7Q<]J6S;B]3%=2,3?##6AN0-<&(GJW@9P;2*M! M,#D;2_U8],5FU>J+UT[_UKD8;@KQ*,UD[H>3X]R-UTRUG3G[MHF3(86TFAE118L6Z#;+Q!TI MGD7+8I-29]%ME*/,M@-4E)+##D:*JAR'7C8-8) M!#L[V *!3-C/ *B*73<.YIW@P(M"5S(QJ43V/\*-"2, 8GBX$:UZQ@ MC!%:JME))0XHURB83H3H9$>0$'CL>KG&Y023B3B9(N& &V&>4')_^@@S@-"B MQTX?\16->91)>T: *I4.0A+F":&E#PL@7]8(F]9(XTH&YA)Q+H&4 N3$H;WH M0*HT=KW'8#1)A"8[J)*CZ8%L-T@D'4\.B0DFT8+,SJKD<&)6WI/<&L'XD@A? M=IQG4?K^K 1FY5@\?8\?,[X6K0O9=-YS[HW+^+CZ_)1ZUZ9#L,/IJJ3*@[7 M@TH=^V$W-?OM]!EA.NCU>?Y$$ER_TVS^ U!+ P04 " "6@ -+"JD)9WP" M "R" &0 'AL+W=OP+Z<>^XY_B0=,'FA M%4+,>FV;CF[LBK%^#0 M*]1"^H![U/$O1TQ:R'B7G #M"8('F=0VP'.<"+2P M[NPLE;$GDJ7XS)JZ0T_$HN>VA>1OCAH\;&S7O@:>ZU/%1 !D:0]/Z =B/_LG MPGM@9CG4+>IHC3N+H./&?G37NY7 2\"O&@UTT;:$DSW&+Z+S];"Q'2$(-:AD M@@'RUP45J&D$$9?Q9^*TYY(B<=F^LG^6WKF7/:2HP,WO^L"JC9W8U@$=X;EA MSWCX@B8_H6U-YK^A"VHX7"CA-4K<4/FTRC-EN)U8N)06OH[ONI/O8>*_IID3 MO"G!FQ-X[7L)_I3@OR4$=Q."*2'XWPKAE! J%<#H70[F%C*8I00/%AF70P_% MJG/7(9^N4@3E[,AO?#PICUZR,(I2[I%6X+% ;$2M'P(7M M=,A["V MB)SD[4>M$I\[)C;;(CI?L(^>.+"5>.ZN"]<0W_(+>;P_W^C'V_P[)*>ZH]8> M,WY-R,/\B#%#7+GSP,>_XC\0&ULE9E;;^,V$(7_BN'WK,0A=7'@&(CM)"W0 HLMVCXK-A,;*UFNI,3; M?U_=XK5F#AWU);:4,^01.?.1%N>GO/A>[JRM)C^R]%#>37=5=;SUO'*SLUE2 M?LF/]E#_YR4OLJ2J+XM7KSP6-MFV05GJD>^'7I;L#]/%O+WWM5C,\[-;_O77=7<\!;S8_)J_[#5G\>O17WEG5O9[C-[ M*/?Y85+8E[OIO;I],D$3T"K^VMM3>?%]TCS*VF:II( MZH]WN[)IVK14^_BG;W1Z[K,)O/S^T?IC^_#UPSPGI5WEZ=_[;;6[F\;3R=:^ M)&]I]2T__6+[!PJFD_[I?[/O-JWEC9.ZCTV>ENW?R>:MK/*L;Z6VDB4_NL_] MH?T\]>U_A.$ Z@/H'*""JP&Z#] _ \S5 -,'F+$!01\0C T(^X!P;$#4!T0L MP.M&MYVN=5(EBWF1GR9%EW''I$EL=1O5";%I;K;SW_ZOGK&ROON^""*:>^]- M0[UFV6GH0D/Q6>+5S9_[(-3'DF3\L(>55!@*AYJUU$1F*'D ')R)OJX M48K-WVHF$O:&A%O0$I%B,$ MS5A+CT"DB>7+$Q(%CGI6/L:L+P;(:,%97Z:# M'[#$6B-5$"B''0?U%4B;F-M1HB/CZ@:"_UX1Z(:G12\:E&/H^_RII4HKWU&U M"F-9:6DG]KD=+>U(-U*DG68PXI61BT3L&EZ,9@78'(NDDMRE*.0@ BJMMWTCD3#V,:"49'<1\"54(TI'B;A"E+S9)0SL8TPIP6BP9 M2E)8FD&D=K$(LUI)6 59*P1))*:P+4QQ%@DB46Y;I $GEPW@$BN&T@D MU@TD$NL&$,EU XE]2LD4B'/;:CB^X<'I"(^EX]0%?+W)$BE?4<::\>K$O"N MQ$5.C>&KP=L20--Q$\.E8(Y4.778PR#4".2>G1HCFFW(DFKGR&&-<(XQS M9>I$:1JRPQQ36B.$>GODKHWHO4N'[_:DQQ+2D.:E,B6I8FVHZ+R@0B M69A2!.H2B&192I&[*O'BHN7B8HQCH308PL8?3U"#(6SDYE?.DI%O*6[8L*U& M:-8C- ](PQ+X<83FZ;IF.#1X<3%@4^_"IL'D->AM",>F 6]#%&<#$KE^YQC' M"V_$<,XI(^DL9O&:9&@$T]M(>H.*U/1XL)YO\[5 UQT,7=\]'D/?4GC?]E'?GE[\GQ>O^4$Z>\ZK*L_9L MZ27/*UL[\;_43G8VV9XO4OM2-5^C^GO1G1MV%U5^[,]$O?/![.(_4$L#!!0 M ( ): TN#ZH$-Z04 &LE 9 >&PO=V]R:W-H965T_[LG@I105:W42M%5O;YV8!/0V9C:3KA^^]K& MX6#WF9SW30#G\7AV\&]F=O#R5-7?FIWW[>Q[61R:N_FN;8^?%XMFL_-EWGRJ MCO[0_>>YJLN\[3[6+XOF6/M\.YQ4%@N>97I1YOO#?+4;U?P^^J$YW(((3EBYJME79UF]?G;.N;]3<$^ MBRZ8F_[@$+OA?]UJF^[HVTI9LUR\]89&S<-9PZ\TW-Y*UK%$V1^:1>?"Q0^. M_'C@\36"2\0*(_$5!%RI&,X7-RXZ;$!" W(P(*\-N"P(%=*P8"%(P[$C"CJB M@ $1.'+6J$%S!J^N/%#=.:.B$!DX0WX>!!LST[\-" Q9XH((P((T. H$T M!COBH",N,B E\86R#%.830\&(T!F8!DV)/DL,E=?.M/*A3 #E5/$W<$@S_>, M W=/+$+\A/4"D,P)RABEG!IA0A G,.;,)J\6$LAA1L-I8I#.-K\,QQSP#)HA< MPC''G$U?+N%H@TAE5LC%6',% N8IAX#)AM1@&CLIAF/A&T75*$-Y@K#I!A1+;B&!F>4!DY1H:CFA;%Q$8= %,BC D0&$!+,GXG(%0F+BU4;)!(D4M6'!%(N8 M8LTH$Y@]X1)V/9@]&=>T."2CZ'JU/.KDD(@3=[W$%,N88LV(=D)B]B1/" EF M3\:%#X1$@%PBPF2"5(*JPY+8F(*.DA&-B\3TR82.4F+Z).HHHZ#H:+E"R# F ML4A2J4!BCB5H.QG1B$E,GTQH.R6F3Z*V,PJ)BU8;;I360,,D$1&%,5:@-67$ M?:8P?"JA-548/H5:TS BH^@F(F%Z!1I+W/(*0ZQBB*4D4HG"X*F$[E41LYPI MW:L"C2D/QW1KI%**"@J&6"&(PVT[$&D6WK)(Q(E&6&&(%=H[AMMV).+1W?*Q MZ-89G X4*,94\5(X':B$8JPQQ1H5XW!K!T2:$]E"8]0UJ+.<:#TT1ETGU%F- M$=6HSD:K1;M0(K%IS+$&!903J4!CCG5" =7$1'7*2 :(A"$*F\98:00#D28T MAD$GU$:-8=!3:N,HNDYI6H29!HB,(6X @[$RB!@BJ@838Q**H\'$F"G%T<2% MC_&P%" 150D,9L\ K#@558R522B/!F-EII1'$_^4$6]1D4@2)$L&V@8U2,;#+$!HQU!%'F+T;,)HQV+T;-31CL6 M3&UXN!M#(DDY@R&V8+0CB/O,8O1LPFC'8O3LE-&.!5.;L."L@8A3.VZ+(;9@ MM".(ULEB]&S":,=B].R4T8Z-IS8J @>(-+7YL,1OEZ";%$2+9C%[-J&;=)@] M-V6TX^*IC9!A=@4B28VJ'*;8@9934"8P>RZAY728/3=EM./BH0UGX10#B:@G M%ARFV(&^5!#L.2^A+'6;/31GLC**;S:<(P4$B&R:"Q=6C*Z6O7X:G?)K9 MIGH]M/V3*E='+T\2W?/AT9JK:MRN$QE^>J:GWG2_:I M"\S.Y]O+A\(_M_W;OE&HSX__G#^TU7%\M&EQ>;YJ]3]02P,$% @ EH # M2XI5_=+W! #1T !D !X;"]W;W)K&ULE9GK M;N,V$(5?Q= #K,3+4')@&TA<%"W0 L$6W?Y6;/J"U<65Y'C[]M4M7IL\$UA_ M8DLY)(=C?L,C<7$IJ^_UP=IF]B//BGH9')KF]!2&]>9@\[3^4IYLT?YG5U9Y MVK27U3ZL3Y5-MWVC/ ME%)DP3X]%L%KT]UZKU:(\-]FQL*_5K#[G>5K]]V*S M\K(,1/!QX^MQ?VBZ&^%J<4KW]B_;_'UZK=JK\-K+]IC;HCZ6Q:RRNV7P+)[6 M<=^@5WP[VDM]\WW63>6M++]W%[]OET'4160SNVFZ+M+VX]VN;99U/;5Q_#MV M&ES'[!K>?O_H_==^\NUDWM+:KLOLG^.V.2R#))AM[2X]9\W7\O*;'2=$P6R< M_1_VW6:MO(ND'6-39G7_=[8YUTV9C[VTH>3IC^'S6/2?E['_CV:X@1P;R&N# M=NS/&JBQ@?K90/>3'R+KI_I+VJ2K155>9M7P:YW2;E&()]4F<]/=['/7_Z^= M;=W>?5\991;A>]?1J'D9-/)&(ZZ*L.W].H1$0[Q(K[F\'V#M*V*-1U!P$JIO MK^XF$>,.-.Q ]QWHNPX2)PN#)NXUQ3"-)'%$:U^DM&&R13 4\D*AFV0,H0P: MNAE%&)H[H0#1G"(("IQK?HX[$!&&/_+7O8Y<^B,_ M9^Y: QI%3"A,'1(@%.&&(OR%%+D_,1+=K(/[8&#%>A82!,-U@4N2F%"3!"Y* M E0EK=R4:#_S4K@I 2+BYH/+DO#KDM%,D1:XG @S(26X# B_#ACMXB=\R$6D MW)0 D>#F@TN!\&N!T0S! B,L$,-,2B1F6"*&W91(GT_ME,\UTC!K1&*&)6*8 MFPTF3\H)"<'D2?5(0A38MUQLD(BKL!(S+'V&-9M53)ZD"2G!Y$E_)_?]C02[ MM/8,#E+%G%N3F&*)*$Z8+C![,IF0%,R>G#]07D?1W>87D9L3(!+,]JE3XO&4*$R?0ON>B\XHNIVM0GQO6WBUE:D8?9.A?E5 M/K]:,]1I3)V.)CPX8NHTV//\1T?A/18*,7>AT<"XLIN%Q@1K0##G]#0F3T]Y MFF8>IX%S);>T(I%@2I[&>&J )S%[D<98Z0FF5&.L--K.O-G&8 FX%DP#4ZH8 M*C0&5 - B:,"@Z4GF%+"8-$CII3 0Z/[Y@!H-%,W"0-* %#N.9LP5#3!E!*& MBAXQI03\IKN1?*ZY#P7#20A.;C;,.ZH)EI0P=P2V,S\AOMET7T^L@8:X%8+Y M)9]?S=E1PM31!#M*F#H"=M3;2 C946^) !&W,1K,KP'\$I,2@[DS$^RHP=P9 M9$?=PFI\J^DN$2!AC)/!]!ID1IFMRF#JS 0S:C!UYA$S:GRCJ=UT?":Y#X1Y M+PS8-=R;98LG&-$8\Q:C MER]N.F+?B+KI^%0R!!+>'"[EMMKWYW#U;%.>B_X0\.;N]:SO6?:'4S_EPT'A MGVFU/Q;U[*ULFC+O#Z)V9=G8-I+H2_N3'&RZO5YD=M=T7^/V>S4&ULE9E;K^(V%(7_"LK[F<1V0@ !TH%DU$JM=#2C MML\Y8"Z:7)@D'*;_OKD-0_9>3N@+$/-YV\MV]K*3Y2W+OQ4GK0Y4E45I?YT2XNN8[V3:4DMJ7C3.TD.J?6>MF4 MO>7K978MXW.JW_))<4V2*/]WH^/LMK*$];/@R_EX*NL">[V\1$?]59=_7=[R MZLJ^1]F?$YT6YRR=Y/JPLE[%(E1N7:$A_C[K6_'P>U)+><^R;_7%[_N5Y=0] MTK'>E76(J/KZT%L=QW6DJA_?NZ#6O]1H;=9_,]Y7YY6 MULR:[/4ANL;EE^SVF^X$>=:D4_^'_M!QA=<]J=K897'1?$YVUZ+,DBY*U94D M^M%^G]/F^];^,YUUU7 %V560]PI5VT,55%=!_:K@#E9PNPKNLRUX706/M&"W MVIO!#*(R6B_S[#;)V_5PB>IE)Q9>-5V[NK"9G>:_:CR+JO1C/9W*I?U1!^J8 M3A>3 MK<0I7_*4SY-M!_5W'^P P2%)5UR (OETTPP@Y?@&6=B&I!Q/N!W3SZ5T_2.( M'[ 29_%EB9Y3(&6G.E=RM7CRJ"C N%34>)T2,8:LFL3-*=&*C:5=R MLZ)>#Q!!?00Q[ 0+&-/2P\8HD3'2S"NY7[&5QQ&ZDP:(3_5P9&:0@WU1(E^D MF5=RNYJQ_ !J%WH?(X;N.!!#G[P@QO"L0F%35-P4>:Y5W*:8HE$D B]C0%BN'V4X6$A M-,.,ST%6$S5,@,::Y5_)DB30@ H0EA/$HX&*658S\\ M!4]T?FQ>2123779-RSHW/I3>7WN\ROHI.BG?B,56@/) +,+VI<:O\.T[EC^C M_'A.B\E[5I99TCQA/V19J:N>.Y^J.3CI:'^_B/6AK'_ZU>^\?;?17I39I7MO M8]]?'JW_ U!+ P04 " "6@ -+DX0"'*T# #6$@ &0 'AL+W=O='2Y$R_F^>- _M?VUOVO[L^@4 M95/6NNE*TP2MWB["C^)F1?DP8%3\+O6A.SL.AE3NC7D<3KYN%F$\.-*57MLA M1-%_/>N5KJHA4N_C[Q0T/-US&'A^_!K]\YA\G\Q]T>F5J?Z4&[M;A%D8;/2V M>*KL#W/XHJ>$DC"8LO^FGW75RP(PH:4< (N\GM49.@B^-)"(?&9P MXPL)S&3053)&:*1$SAB)4N+C*.%*#)4X\5SU8"$$5E MGA"8!)*N* CN8(GV 1RRTNU.WN4KH,ECCQ7#73L+@"^DE9(E'OR(4P3 C3)/%@D3 &ZYHG"\TB!]@.<:03^ZX7@ M)4&BW&,&\X0 3Q+/(Q9A#E!R14EP_Q+J7TXU$KX08F]'C!H4;N/SW?P;XIN32",4!H*\"A-HE2#/')B:N1?':B MLQ<,PQN?[T7[4#9=<&^L-?7X1F%KC-5]O/A#G]-.%YO32:6W=CA,^^/V^*;E M>&+-?GJ+%)U>92W_ U!+ P04 " "6@ -+0#*%2;D" "@"@ &0 'AL M+W=OJK/G* M/0G1+#R/[TZDPOR!-J26_QPHJ["02W;T>,,(WFNGJO0"WY]Y%2YJ=[W4MB>V M7M*S*(N:/#&'GZL*LW\;4M+KRD7NS?!<'$]"&;SULL%'\I.(7\T3DRNO8]D7 M%:EY06N'D6%TE>U^+9?N;[*B)1D)Q0%EH\+ MR4A9*B:9QU]#ZG8QE6/__<;^18N78EXP)QDM_Q1[<5JYJ>OLR0&?2_%,KU^) M$12[CE'_G5Q(*>$J$QEC1TNN?YW=F0M:&1:92H7?VF=1Z^?5\-_<8(? . 2= M@XQ]SR$T#N&[0W37(3(.T=0(L7&(K0A>JUT7,\<"KY>,7AW6]D.#5=NA12RW M:Z>,>G?T?[*>7%HOZUD:+;V+(C*838L)>I@@'4+R,01U"$\FT&410%EL@G&$ M88 ,0,RM'#XEV=XE&:09@L4*M7_8+U;R@$ N1C1&))6:,0*&EY2YD(&4& M2IF-I$11 !,D($$RO3M2D""=T!WI2&40(JN< ":Q/UB(Q]J6+8!)?5C0'!0T MG] =\W$02\X886U]/D989=O>0PR$(!\^)GV@.SZB^."D1=/[ X''Y",*)G2( M 0T^!/MPR !0X%M;DX-,5B-M/V$:RH*/511.Z!,#&IQ5MJA/(3D &0FZ!VGE M>+W;M2+LJ$<=[NSHN19JAWO6;IQZ#-3M;-DW:)$AP)ZK\4O?YN_T[>SV [-C M47/GA0HY$^B;^T"I(#)S_T%NPDF.B]VB) >A7A/YSMJ9J5T(VIAYT.N&TO5_ M4$L#!!0 ( ): TNE?$HU!P, T. 9 >&PO=V]R:W-H965T#\_3W[9SUY.9D7VK,MKWZ7>W%:^[GO[=F!GBOQS*]?V#BAQ/?&V7]C M%U9)N2*18^QXU>N_WN[<"UZ/621*3=^&9]GHYW7,_QZ&!Y Q@$P!$-\-B,: MR @(!C(]U4]4T,VJXU>O&W:KI:HHX"&2B[E3G7KM]&]RMKWLO6S2/%L%%Y5H MU#P.&C+3D%O%UE9D\20)),!$05 *HN.C&XH<3Q"A"2*=()XGR S(QT&3:4VC M-7$8&1-!-#'@(#$*$ML@>6& #)ID/DAB<-B2Q+$>"8J16!AQ3/ $*9H@7;XC M&9H@LQ>B"(V%R.Q9&K6WM26I8S]R%"-',,# R*TQ(,T-#D23)SA(@8(4"RJT ML 8AQ*P,1!.G. B$^"Y!<$M#3!/JB])UVQ[+IO1! IQ8 M !D !X;"]W;W)K&ULE9COKJ(Z%,5?A? VU! MU*C)49G>5VT.,D^J3^HHB_J?G2KS1->7Y=ZKCJ5,MFU0GGG< M]T=>GJ2%NYBU;:_E8J9..DL+^5HZU2G/D_+W4F;J/'>9^]'P-=T?=-/@+6;' M9"__E?K;\;6LK[Q+EFV:RZ)*5>&4E/K9 M7/R]G;M^TR.9R8UN4B3UX5VN9)8UF>I^_-\RJ^5-3^I[;%16M;_.YE1I ME?=9ZJ[DR:_NF!;M\=SG_PC# ;P/X)< 'MX-$'V &!H0] '!T("P#PA)@-?5 MWIJY3G2RF)7J[)3=>#@FS;!CT[!^7)NFL7TZ[7^UGU7=^KX8348S[[U)U&N6 MG89?:?CX5K(V)>RB\.H.7'K!42^6W @?3:+;6ZR0AG9C0)[X?IZ;S@IHF6@3 MB)L$$YP@@ F"-D%PE2#R?>)YIPE;3=%J0FJ(*6$1(X:8&L[)XXU-C8@LAH2P MGA#40SJR[#31U4U(-U:F@@6D&B"9D&),B0AP+2-8RPC4PG&""":(AH^.,4PP M'N#FV'QDQ$U3$1(S30693;&I8)99/8&53$ E B=@/J:3/]Q-9@$<&^!G+[HI ME1@*))Q"\&&6&$ALCD!2OC .RK&,<(;YQ9X &,,$8PAAAJF!,1(QC'1^!"B<7.IY%-3'TK6 MCR7Q7()K >9:@+A&3>U%]UX60$*V&M9 0O<1T(WHY/6N M-MER6>[;'<_*V:A3H1LOKEHONZHOO-FD(^U+-ETQT+YFT[C;,_V3OMO"_9*4 M^[2HG#>EM^R M-[WX'U!+ P04 " "6@ -+\<$>$X$" !T"0 &0 'AL+W=OY]X;F\%%(OH#QKR87^H/*EW7,U0R/+J:QI(TK6.)R>-^Y'O-[A M6!L8Q,^2=F(R=G0H!\9>]>3K:>-Z6A&MZ%%J"J)>-[JC5:69E([? ZD[^M2& MT_&=_;,)7@5S((+N6/6K/,EBXZ:N1@])C&8QF!P /L(01\A MX&.V$=L>$TU\^![L(P)]1):/9$ED#!+$P$XN'$4"$B2 @F@696)%&4?Q#+1+ MK.T.TGCA4%-02@I(B6=24DO*RIL)L2%X(O9!QPK4L;)T!-;!KRPG'X)T)@3" M8%@(]N!J]8 M2>;EZEE^(JM@;0P.%O($+W0.#&A)%RC@LL=0W2^I@ L?VY5O MY^L ^D?" JCEC,5PC\!VD[!S%MM=PDI: +.8M1CN)=AN)G;>#J#W$Q<$+64N MW)=P_#^9&UL]P\Y<&V-G+IK\_O1]Y#OAE[(1SH%)]2A9ZF&BQKR_!_03R=KACH/&BU;^%U!+ P04 " "6@ -+"4KK%@\# M C#0 &0 'AL+W=OQ@>[;SW;<--@7R-Z0V/SNSO_S<=CS M"VU>V9$0[KR51<46[I'S>N9Y;'LD)6:/M":5^&9/FQ)S,6P.'JL;@G?*J"R\ MP/<3K\1YY2[G:NZY6<[IB1=Y19X;AYW*$C=_5Z2@EX6+W/>)[_GAR.6$MYS7 M^$!^$/ZS?F[$R.N\[/*25"RGE=.0_<)]0K,-2J2!(G[EY,)Z[XZ4\D+IJQQ\ MV2U<7ZZ(%&3+I0LL'F>R)D4A/8EU_-%.W2ZF-.R_OWO_I,0+,2^8D34M?N<[ M?ERX$]?9D3T^%?P[O7PF6E#L.EK]5W(FA<#E2D2,+2V8^G2V)\9IJ;V(I93X MK7WFE7I>M/]W,]@@T 9!9R!BWS((M4'X81#=-(BT030V0JP-8B."UVI7R&)!72K"*!5K ([PG6 -4 8R\SN.MG<='*US!!,5JCLPWZR A]V$($. M(N4@NG* C&RW3*J82C$/26AD V FYI8 3&BD; ,P@1_!BF)040PH,M*^:IFX M%R4Q1*]M9)(8>FPD-)"-C8B.":M)0#4)H,;(_2JQ@CR8Q7H?R0#$"+0!D(&M M24$QJ24F\E/8P01T,!E?[E/0P71$N4]ME2@U\@DPD9&M#&#,\@"0Z8 >Y,/= MTA]1[AKJQ[$4 4QDE@C F(H I-<'KA4-]'\THN0UU _CFX)LY &9@NZZV4!N M@@%!X%_)$PJ LA_XW2"XS:/_Z/,(;O1H3*?7T'5=)V9B(2@V,PM H=E/( BA MH=3 [1Z-Z??([L-19,JZSV0 $UH%8S,(#54,W/31F*ZOH10N3*T)8*S? ,!8 M&W4S5BO)ZQWP2M(#CBM M]97$Z^Y%RW]02P,$% @ EH #2S^\-JQK @ M0@ !D !X;"]W;W)K M&UL?9;;CILP$(9?!?$ :XPY944B-:FJ5FJE:*MN MKYW$"6@!4]L)V[>O;5@*9I*;X,,_O[\QSIB\X^)-%HPI[[VN&KGV"Z7:9X3D ML6 UE4^\98V>.7-14Z6[XH)D*Q@]V:"Z0F$0)*BF9>-O>/>5#0G%OC=D_YW= M6*7EAD2O<>25M+_>\2H5KP<7C5+3]_Y9-O;9]3-1-(3! >$0$(X!^'$ &0*( M$X!Z,IOJ9ZKH)A>\\T3_MEIJ#@5^)GHSCV;0[IV=T]E*/7K;I&&4HYLQ&C3; M7A-.-.%-7I-:36,U)%J1 MU$EEJ0H3DH0P3 3"1 ",L\RVU\13F"#-'!9 A+,[^Q*#*#& XJRRC1>KA$'L M;@L@PN0.2@*B) #*RD%)%IL?!4'JGK:EBN DN_.*4A F71XX$L &&6B0+;,A MV,D&TKBY/-;,0%8@R HP( X(I'%!'FMF(#B 2TD 6"QJ"22*W7+R6#2'N5/7 M,&#A5@10M*AMCT5S&+B\8:"^30K/W (N$$RTP# #Y#P &0 'AL+W=OY%Z7^92.K(E7ZL=H&];X2Z=HX%7G PW 4%&E6^O.I67NNYE-Y M4'E6BN?*JP]%D59_%R*7IYG/_//"2[;=J68AF$_WZ5;\$.KG_KG23T$?99T5 MHJPS67J5V,S\)_:XI''C8"Q^9>)47]Q[32FO4KXU#U_7,S]L%(E""CM8DO4G!+ MAFWCD#&",D:6C"3B QDC*\7(DF';.&0D4$8"NC$:R$BL%%$XV,'+CVVNA(RA MD#'HQV /+\96$A9:2L9@"SF43*"2"5 2X0 LQ,B'M[/"'%\-!E0,MVEG=-40 M%CK>/X/?CB?&0:+A#NB,;F".X8\'HP_WV74(_/E@T1U-Q>@SF_TD2H:U(OC) ME0C#S1#=8T<(#"9+[B@7(\404]8>LGDAYQ;"P#!$C+6%)K=^J#B&BH<@BP-L MCJ'B[/:>\IM7*+852T&AMO ),X0&!A^!S < \,!,#$;5@N <63! MM'! 2^P*@6GA=]#",2W\%EJX30M+8D<>3 L'M,2$0Q!&@>XX7PBC0.!\L=XL MV>>+X[40IH5NH85L6EPM)<>_I@@6QY%-&!:Z Q;"L! Z7:QB;5A<6!.FA1 M MKGYA6N@.6@C30K?00N!LL5YM<#%(%:+:FIFS]E;R4)J!]V*UGVN?N!G$_INW M0_'WM-IF9>V]2J7'.3-T;:140FL)'W3+=WH.[Q]RL5'-;:+OJW88;1^4W'># M=M!/^_-_4$L#!!0 ( ): TO\YC'-*P0 $D6 9 >&PO=V]R:W-H M965TP[A+LZJ_%D=I*R=WWE65$OW4-?' M1\^K-@>9)]6#.LJB^66GRCRIF]MR[U7'4B;;+BC//.[[H9&N%MW82[E: MJ%.=I85\*9WJE.=)^=]:9NJ\=)G[/O UW1_J=L!;+8[)7OXKZV_'E[*Y\RY9 MMFDNBRI5A5/*W=)]8H]QX+)[*L_5U;73+N55J9_MS3_;I>NWC&0F-W6; M(FF^WN2SS+(V4\/CUY#4O9-?"623/'1F55]^EL3E6M\B%+0R5/?O??:=%] MGX?\[V$X@ \!_!+ P@\#Q! @_@30AP$T!) V@]8 MM%7$'JG9_4T[V&UV]UNS/54S^K:*@G#AO;6)!LRZQ_ K#!LC8A,1S&87C-

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

  •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end XML 106 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.4.0.3 * */ var Show = {}; Show.LastAR = null, Show.hideAR = function(){ Show.LastAR.style.display = 'none'; }; Show.showAR = function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }; Show.toggleNext = function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }; XML 107 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 109 FilingSummary.xml IDEA: XBRL DOCUMENT 3.7.0.1 html 436 449 1 false 95 0 false 6 false false R1.htm 0001000 - Document - Document and Entity Information Sheet http://www.etrade.com/role/DocumentAndEntityInformation Document and Entity Information Cover 1 false false R2.htm 1001000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF INCOME Sheet http://www.etrade.com/role/CondensedConsolidatedStatementOfIncome CONDENSED CONSOLIDATED STATEMENT OF INCOME Statements 2 false false R3.htm 1002000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME Sheet http://www.etrade.com/role/CondensedConsolidatedStatementOfComprehensiveIncome CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME Statements 3 false false R4.htm 1003000 - Statement - CONDENSED CONSOLIDATED BALANCE SHEET Sheet http://www.etrade.com/role/CondensedConsolidatedBalanceSheet CONDENSED CONSOLIDATED BALANCE SHEET Statements 4 false false R5.htm 1003501 - Statement - CONDENSED CONSOLIDATED BALANCE SHEET (Parentheticals) Sheet http://www.etrade.com/role/CondensedConsolidatedBalanceSheetParentheticals CONDENSED CONSOLIDATED BALANCE SHEET (Parentheticals) Statements 5 false false R6.htm 1004000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY Sheet http://www.etrade.com/role/CondensedConsolidatedStatementOfShareholdersEquity CONDENSED CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY Statements 6 false false R7.htm 1005000 - Statement - CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS Sheet http://www.etrade.com/role/CondensedConsolidatedStatementOfCashFlows CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS Statements 7 false false R8.htm 2101100 - Disclosure - Organization, Basis of Presentation and Summary of Significant Accounting Policies Sheet http://www.etrade.com/role/OrganizationBasisOfPresentationAndSummaryOfSignificantAccountingPolicies Organization, Basis of Presentation and Summary of Significant Accounting Policies Notes 8 false false R9.htm 2104100 - Disclosure - Interest Income and Interest Expense Sheet http://www.etrade.com/role/InterestIncomeAndInterestExpense Interest Income and Interest Expense Notes 9 false false R10.htm 2105100 - Disclosure - Fair Value Disclosures Sheet http://www.etrade.com/role/FairValueDisclosures Fair Value Disclosures Notes 10 false false R11.htm 2106100 - Disclosure - Offsetting Assets and Liabilities Sheet http://www.etrade.com/role/OffsettingAssetsAndLiabilities Offsetting Assets and Liabilities Notes 11 false false R12.htm 2107100 - Disclosure - Available-for-Sale and Held-to-Maturity Securities Sheet http://www.etrade.com/role/AvailableForSaleAndHeldToMaturitySecurities Available-for-Sale and Held-to-Maturity Securities Notes 12 false false R13.htm 2108100 - Disclosure - Loans Receivable, Net Sheet http://www.etrade.com/role/LoansReceivableNet Loans Receivable, Net Notes 13 false false R14.htm 2109100 - Disclosure - Derivative Instruments and Hedging Activities Sheet http://www.etrade.com/role/DerivativeInstrumentsAndHedgingActivities Derivative Instruments and Hedging Activities Notes 14 false false R15.htm 2113100 - Disclosure - Deposits Sheet http://www.etrade.com/role/Deposits Deposits Notes 15 false false R16.htm 2114100 - Disclosure - Other Borrowings Sheet http://www.etrade.com/role/OtherBorrowings Other Borrowings Notes 16 false false R17.htm 2115100 - Disclosure - Corporate Debt Sheet http://www.etrade.com/role/CorporateDebt Corporate Debt Notes 17 false false R18.htm 2117100 - Disclosure - Shareholders' Equity Sheet http://www.etrade.com/role/ShareholdersEquity Shareholders' Equity Notes 18 false false R19.htm 2118100 - Disclosure - Earnings Per Share Sheet http://www.etrade.com/role/EarningsPerShare Earnings Per Share Notes 19 false false R20.htm 2119100 - Disclosure - Regulatory Requirements Sheet http://www.etrade.com/role/RegulatoryRequirements Regulatory Requirements Notes 20 false false R21.htm 2121100 - Disclosure - Commitments, Contingencies and Other Regulatory Matters Sheet http://www.etrade.com/role/CommitmentsContingenciesAndOtherRegulatoryMatters Commitments, Contingencies and Other Regulatory Matters Notes 21 false false R22.htm 2201201 - Disclosure - Organization, Basis of Presentation and Summary of Significant Accounting Policies (Policies) Sheet http://www.etrade.com/role/OrganizationBasisOfPresentationAndSummaryOfSignificantAccountingPoliciesPolicies Organization, Basis of Presentation and Summary of Significant Accounting Policies (Policies) Policies http://www.etrade.com/role/OrganizationBasisOfPresentationAndSummaryOfSignificantAccountingPolicies 22 false false R23.htm 2304301 - Disclosure - Interest Income and Interest Expense (Tables) Sheet http://www.etrade.com/role/InterestIncomeAndInterestExpenseTables Interest Income and Interest Expense (Tables) Tables http://www.etrade.com/role/InterestIncomeAndInterestExpense 23 false false R24.htm 2305301 - Disclosure - Fair Value Disclosures (Tables) Sheet http://www.etrade.com/role/FairValueDisclosuresTables Fair Value Disclosures (Tables) Tables http://www.etrade.com/role/FairValueDisclosures 24 false false R25.htm 2306301 - Disclosure - Offsetting Assets and Liabilities (Tables) Sheet http://www.etrade.com/role/OffsettingAssetsAndLiabilitiesTables Offsetting Assets and Liabilities (Tables) Tables http://www.etrade.com/role/OffsettingAssetsAndLiabilities 25 false false R26.htm 2307301 - Disclosure - Available-for-Sale and Held-to-Maturity Securities (Tables) Sheet http://www.etrade.com/role/AvailableForSaleAndHeldToMaturitySecuritiesTables Available-for-Sale and Held-to-Maturity Securities (Tables) Tables http://www.etrade.com/role/AvailableForSaleAndHeldToMaturitySecurities 26 false false R27.htm 2308301 - Disclosure - Loans Receivable, Net (Tables) Sheet http://www.etrade.com/role/LoansReceivableNetTables Loans Receivable, Net (Tables) Tables http://www.etrade.com/role/LoansReceivableNet 27 false false R28.htm 2309301 - Disclosure - Derivative Instruments and Hedging Activities (Tables) Sheet http://www.etrade.com/role/DerivativeInstrumentsAndHedgingActivitiesTables Derivative Instruments and Hedging Activities (Tables) Tables http://www.etrade.com/role/DerivativeInstrumentsAndHedgingActivities 28 false false R29.htm 2313301 - Disclosure - Deposits (Tables) Sheet http://www.etrade.com/role/DepositsTables Deposits (Tables) Tables http://www.etrade.com/role/Deposits 29 false false R30.htm 2314301 - Disclosure - Other Borrowings (Tables) Sheet http://www.etrade.com/role/OtherBorrowingsTables Other Borrowings (Tables) Tables http://www.etrade.com/role/OtherBorrowings 30 false false R31.htm 2315301 - Disclosure - Corporate Debt (Tables) Sheet http://www.etrade.com/role/CorporateDebtTables Corporate Debt (Tables) Tables http://www.etrade.com/role/CorporateDebt 31 false false R32.htm 2317301 - Disclosure - Shareholders' Equity (Tables) Sheet http://www.etrade.com/role/ShareholdersEquityTables Shareholders' Equity (Tables) Tables http://www.etrade.com/role/ShareholdersEquity 32 false false R33.htm 2318301 - Disclosure - Earnings Per Share (Tables) Sheet http://www.etrade.com/role/EarningsPerShareTables Earnings Per Share (Tables) Tables http://www.etrade.com/role/EarningsPerShare 33 false false R34.htm 2319301 - Disclosure - Regulatory Requirements (Tables) Sheet http://www.etrade.com/role/RegulatoryRequirementsTables Regulatory Requirements (Tables) Tables http://www.etrade.com/role/RegulatoryRequirements 34 false false R35.htm 2401402 - Disclosure - Organization, Basis of Presentation and Summary of Significant Accounting Policies (Details) Sheet http://www.etrade.com/role/OrganizationBasisOfPresentationAndSummaryOfSignificantAccountingPoliciesDetails Organization, Basis of Presentation and Summary of Significant Accounting Policies (Details) Details http://www.etrade.com/role/OrganizationBasisOfPresentationAndSummaryOfSignificantAccountingPoliciesPolicies 35 false false R36.htm 2404402 - Disclosure - Interest Income and Interest Expense (Details) Sheet http://www.etrade.com/role/InterestIncomeAndInterestExpenseDetails Interest Income and Interest Expense (Details) Details http://www.etrade.com/role/InterestIncomeAndInterestExpenseTables 36 false false R37.htm 2405402 - Disclosure - Fair Value Disclosures (Details - Inputs) Sheet http://www.etrade.com/role/FairValueDisclosuresDetailsInputs Fair Value Disclosures (Details - Inputs) Details http://www.etrade.com/role/FairValueDisclosuresTables 37 false false R38.htm 2405403 - Disclosure - Fair Value Disclosures (Details - Recurring and Nonrecurring) Sheet http://www.etrade.com/role/FairValueDisclosuresDetailsRecurringAndNonrecurring Fair Value Disclosures (Details - Recurring and Nonrecurring) Details http://www.etrade.com/role/FairValueDisclosuresTables 38 false false R39.htm 2405404 - Disclosure - Fair Value Disclosures (Details - Level 3) Sheet http://www.etrade.com/role/FairValueDisclosuresDetailsLevel3 Fair Value Disclosures (Details - Level 3) Details http://www.etrade.com/role/FairValueDisclosuresTables 39 false false R40.htm 2405405 - Disclosure - Fair Value Disclosures (Details - FV of Financial Instruments) Sheet http://www.etrade.com/role/FairValueDisclosuresDetailsFvOfFinancialInstruments Fair Value Disclosures (Details - FV of Financial Instruments) Details http://www.etrade.com/role/FairValueDisclosuresTables 40 false false R41.htm 2406402 - Disclosure - Offsetting Assets and Liabilities (Details) Sheet http://www.etrade.com/role/OffsettingAssetsAndLiabilitiesDetails Offsetting Assets and Liabilities (Details) Details http://www.etrade.com/role/OffsettingAssetsAndLiabilitiesTables 41 false false R42.htm 2407402 - Disclosure - Available-for-Sale Securities (Details) Sheet http://www.etrade.com/role/AvailableForSaleSecuritiesDetails Available-for-Sale Securities (Details) Details 42 false false R43.htm 2407403 - Disclosure - Held-to-Maturity Securities (Details) Sheet http://www.etrade.com/role/HeldToMaturitySecuritiesDetails Held-to-Maturity Securities (Details) Details 43 false false R44.htm 2407404 - Disclosure - Available-for-Sale and Held-to-Maturity Securities (Details - Maturity) Sheet http://www.etrade.com/role/AvailableForSaleAndHeldToMaturitySecuritiesDetailsMaturity Available-for-Sale and Held-to-Maturity Securities (Details - Maturity) Details http://www.etrade.com/role/AvailableForSaleAndHeldToMaturitySecuritiesTables 44 false false R45.htm 2407405 - Disclosure - Available-for-Sale Securities (Details - OTTI) Sheet http://www.etrade.com/role/AvailableForSaleSecuritiesDetailsOtti Available-for-Sale Securities (Details - OTTI) Details 45 false false R46.htm 2407406 - Disclosure - Held-to-maturity Securities (Details - OTTI) Sheet http://www.etrade.com/role/HeldToMaturitySecuritiesDetailsOtti Held-to-maturity Securities (Details - OTTI) Details 46 false false R47.htm 2407407 - Disclosure - Available-for-Sale and Held-to-Maturity Securities (Details - Other) Sheet http://www.etrade.com/role/AvailableForSaleAndHeldToMaturitySecuritiesDetailsOther Available-for-Sale and Held-to-Maturity Securities (Details - Other) Details http://www.etrade.com/role/AvailableForSaleAndHeldToMaturitySecuritiesTables 47 false false R48.htm 2408402 - Disclosure - Loans Receivable, Net (Details) Sheet http://www.etrade.com/role/LoansReceivableNetDetails Loans Receivable, Net (Details) Details http://www.etrade.com/role/LoansReceivableNetTables 48 false false R49.htm 2408403 - Disclosure - Loans Receivable, Net (Details - Credit Quality) Sheet http://www.etrade.com/role/LoansReceivableNetDetailsCreditQuality Loans Receivable, Net (Details - Credit Quality) Details http://www.etrade.com/role/LoansReceivableNetTables 49 false false R50.htm 2408404 - Disclosure - Loans Receivable, Net (Details - Aging) Sheet http://www.etrade.com/role/LoansReceivableNetDetailsAging Loans Receivable, Net (Details - Aging) Details http://www.etrade.com/role/LoansReceivableNetTables 50 false false R51.htm 2408405 - Disclosure - Loans Receivable, Net (Details - Allowance) Sheet http://www.etrade.com/role/LoansReceivableNetDetailsAllowance Loans Receivable, Net (Details - Allowance) Details http://www.etrade.com/role/LoansReceivableNetTables 51 false false R52.htm 2408406 - Disclosure - Loans Receivable, Net (Details - TDRs Accrual and Nonaccrual) Sheet http://www.etrade.com/role/LoansReceivableNetDetailsTdrsAccrualAndNonaccrual Loans Receivable, Net (Details - TDRs Accrual and Nonaccrual) Details http://www.etrade.com/role/LoansReceivableNetTables 52 false false R53.htm 2408407 - Disclosure - Loans Receivable, Net (Details - TDRs Average Investment and Income) Sheet http://www.etrade.com/role/LoansReceivableNetDetailsTdrsAverageInvestmentAndIncome Loans Receivable, Net (Details - TDRs Average Investment and Income) Details http://www.etrade.com/role/LoansReceivableNetTables 53 false false R54.htm 2408408 - Disclosure - Loans Receivable, Net (Details - TDRs Specific Valuation Allowance) Sheet http://www.etrade.com/role/LoansReceivableNetDetailsTdrsSpecificValuationAllowance Loans Receivable, Net (Details - TDRs Specific Valuation Allowance) Details http://www.etrade.com/role/LoansReceivableNetTables 54 false false R55.htm 2408409 - Disclosure - Loans Receivable, Net (Details - Modifications Types and Financial Impact) Sheet http://www.etrade.com/role/LoansReceivableNetDetailsModificationsTypesAndFinancialImpact Loans Receivable, Net (Details - Modifications Types and Financial Impact) Details http://www.etrade.com/role/LoansReceivableNetTables 55 false false R56.htm 2409402 - Disclosure - Derivative Instruments and Hedging Activities (Details - Fair Value of Derivatives) Sheet http://www.etrade.com/role/DerivativeInstrumentsAndHedgingActivitiesDetailsFairValueOfDerivatives Derivative Instruments and Hedging Activities (Details - Fair Value of Derivatives) Details http://www.etrade.com/role/DerivativeInstrumentsAndHedgingActivitiesTables 56 false false R57.htm 2409403 - Disclosure - Derivative Instruments and Hedging Activities (Details - Fair Value Hedge) Sheet http://www.etrade.com/role/DerivativeInstrumentsAndHedgingActivitiesDetailsFairValueHedge Derivative Instruments and Hedging Activities (Details - Fair Value Hedge) Details http://www.etrade.com/role/DerivativeInstrumentsAndHedgingActivitiesTables 57 false false R58.htm 2413402 - Disclosure - Deposits (Details) Sheet http://www.etrade.com/role/DepositsDetails Deposits (Details) Details http://www.etrade.com/role/DepositsTables 58 false false R59.htm 2414402 - Disclosure - Other Borrowings (Details) Sheet http://www.etrade.com/role/OtherBorrowingsDetails Other Borrowings (Details) Details http://www.etrade.com/role/OtherBorrowingsTables 59 false false R60.htm 2415402 - Disclosure - Corporate Debt (Details) Sheet http://www.etrade.com/role/CorporateDebtDetails Corporate Debt (Details) Details http://www.etrade.com/role/CorporateDebtTables 60 false false R61.htm 2417402 - Disclosure - Shareholders' Equity (Details - Accumulated Other Comprehensive Loss) Sheet http://www.etrade.com/role/ShareholdersEquityDetailsAccumulatedOtherComprehensiveLoss Shareholders' Equity (Details - Accumulated Other Comprehensive Loss) Details http://www.etrade.com/role/ShareholdersEquityTables 61 false false R62.htm 2417403 - Disclosure - Shareholders' Equity (Details - Other Comprehensive Income Activity) Sheet http://www.etrade.com/role/ShareholdersEquityDetailsOtherComprehensiveIncomeActivity Shareholders' Equity (Details - Other Comprehensive Income Activity) Details http://www.etrade.com/role/ShareholdersEquityTables 62 false false R63.htm 2417404 - Disclosure - Shareholders' Equity (Details - Reclassification Out Of Accumulated Other Comprehensive Loss) Sheet http://www.etrade.com/role/ShareholdersEquityDetailsReclassificationOutOfAccumulatedOtherComprehensiveLoss Shareholders' Equity (Details - Reclassification Out Of Accumulated Other Comprehensive Loss) Details http://www.etrade.com/role/ShareholdersEquityTables 63 false false R64.htm 2417405 - Disclosure - Shareholders Equity (Details - Textuals) Sheet http://www.etrade.com/role/ShareholdersEquityDetailsTextuals Shareholders Equity (Details - Textuals) Details 64 false false R65.htm 2418402 - Disclosure - Earnings Per Share (Details) Sheet http://www.etrade.com/role/EarningsPerShareDetails Earnings Per Share (Details) Details http://www.etrade.com/role/EarningsPerShareTables 65 false false R66.htm 2419402 - Disclosure - Regulatory Requirements (Details) Sheet http://www.etrade.com/role/RegulatoryRequirementsDetails Regulatory Requirements (Details) Details http://www.etrade.com/role/RegulatoryRequirementsTables 66 false false R67.htm 2419403 - Disclosure - Regulatory Requirements - Bank Capital Requirements (Details) Sheet http://www.etrade.com/role/RegulatoryRequirementsBankCapitalRequirementsDetails Regulatory Requirements - Bank Capital Requirements (Details) Details 67 false false R68.htm 2421401 - Disclosure - Commitments, Contingencies and Other Regulatory Matters (Details) Sheet http://www.etrade.com/role/CommitmentsContingenciesAndOtherRegulatoryMattersDetails Commitments, Contingencies and Other Regulatory Matters (Details) Details http://www.etrade.com/role/CommitmentsContingenciesAndOtherRegulatoryMatters 68 false false All Reports Book All Reports etfc-20170630.xml etfc-20170630.xsd etfc-20170630_cal.xml etfc-20170630_def.xml etfc-20170630_lab.xml etfc-20170630_pre.xml true true ZIP 111 0001015780-17-000075-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001015780-17-000075-xbrl.zip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

    ,1Q_=94]O7+-N]HJ6]G9 M39-[EO%\-5^OJW\7T=4VM85Z0Y'J^XKHDS_1Q,"FY\GV@O6B(F]7$W&_+O=I MO#6.2EL)O6R-CQPL551]0S)-JTZDP4L4JL&ZNHK*%NS]VEN[_W>]3#(E+QC6\L"M8DCA<[\*6 [[5L MLA8:EM.:/QJ-#5_+UN@XLJ?2<%#T'26P:)2QJ"#H\PV*K^[R&W:_#X(=S54L M1[9]RW)U3?%]6PZ:F,D/I"UV2A[$AOLXOY1()/H9])0WY0"1[%E7IBT"2(E36SON1R;+5\KOJ/* MHJW9KJ7XIBC:@6:8315F0Y;U=@F_=O6=,?3_(%B2%XL3ZJIZ@I%A-RO MBY(I\S/T361DZ.UUZ?:FIFX:?D!;' 9>AL3/6G!8!3QUL>WIS4Y3/5""]MSD MH>SZ-!7]URR]R<*9/2]NTXR?P*YF&U9/RU;S*DH9Y#]=NC3-:UE MM]<[N<$NT[+T6,&/\+;'.0+ZL4D-_S;-MSY060-&GMX+=UT&"7 M'NYNF34UY+?90R\ZEB[[BF(&)@5(FJ%KS;RBXNIN>SU:6\^1[9K7<:\.HB&N MYWE*(&J\<*\:.('+D^;5\QZJZK=/[G1KH=LTGE)<775L[=K'RX&:(GN^QQ> M#<.4*0)VW6:Z0=.T=GT'S6C7P6BWX0TM?'N:A)<2$[PV.VSSP[PBO2#1EE79 M-!VI.;FF.&Z[9.:: B!'Z?B; &I[MN+1,,85/5&U-4N'O/#V6]]A9M"H4MOEM9 MY]5> \,2M44(*#MK:D2K^OK)P;WZJ6\Z%F,%DBVJLBOICFI(BBXVF=9EB>\- M;.N)N7[Z:=\6'EQ/3,,W)-65R3T&9N YHJ@M3L+::_*%M@^:':7?;Y(372;W MYGF6R%S.64."%MR^%Z^YLB6S/WY&D%9LT7H"+W= M7E \5:$Q@6=+ONTJHDF.V6_*8'FZVY[%ZD50=NW>7S-VS;*LGAI[-:&PX@6F M;ENR:?%SA9IJ+R921,-N5[^QUL_Y'KB/.XJFHJBB)1F&;;CD!'E9;ZLY7!CH MEK-5-H']N[EI]9=[\%9O*'C;YMS<.3 (VF431YQ<2=A-;7I M>&*J=9+9#Q![DTS9=BU5LBG*=&F8HU"X(C=S$WQM\A QV.[=VTDR*;+A&4DL MW= EV2'0>GHS;Z2(DM5>L>Y#,G?OXXZ2:,-J FWV#FZ:Y&D<3;G>^$E1KC\_[3WT+[-PRIPP M>77>09)=W58M+?!U5Z?>J4JSV<)TM:"U"UN1E);HK&]^;QU<0#7DB3OY.PZ3 MUPH84EBF2:)FN+[G!(&I!*[3J(WAF'[K.++23#STTLUER';T'LF+>[8EZJ)+ MZD*C/=]0C"91C.VJ[>A%U5IZ<^ .ON4]ZK8>!"Y%:J8H\?DC7147";A58]W1 M/K4UY'MK-YMTJY>IP_[!XKC^FJ_U'(2JNJ,%"HT;-5563<<)=+59095LS;/; M1^H-LS5'LW//CF&6MP!#U0S%]UUR0ZKMFCQ5I-1$C;JEVZT98EEI+[,?VS@] MR(+IF[YOV+;DFJ;$RSWKS5%8R5:=]GY$66I/0(S"+&_!C&V[MNFJ?.7+-2CN MMCVCGD"B,;ROM[22_[=@@IRP&"HKJ!K=HV#?<= MRU(TQ6X2!1FJH2X;*9F7-_JC^%'4]C'1LUX.P&);HFO9;I+'LZ1YHL7GSUV) M!CIV4Y^#[":.WF[=B-6RQ1Q1513R[88CFZII&(9HVD]:97AG8;$W(,U6*8;W M]$"S)8H/#%L-1+E!&J_F/ 2['4&XK,!5#%6G@%\U-$E1 ]-9I(+2+5M>;Q;3 M?,TL1^K[&X!A: 0'RW/(E?%4:9)OU]6I>!X,);#76\ X@@6Z%Q/+(CEQ#%%V M=,/6?-]:D(),8COZ"V__55(]O>/NB:_-,$BKY;AKUAU.+(;F!Y"@5.%HU:1-%U M5+V9E++L=K;_#9,9A^OB6]ZE)QF!RW/[TLC,L@)3%8TFY#%MW5J3*N?%Z8PW M=/38$QI^H(J::2IRX+FN2J[:=]Q%P*>W=W7IVK:=WVW\U;]=WH(-&F5IIN]I M)HFWXLNR(OG-=(]IN'X[A;#6FEP_OG7Z$ ?/U0)7I A.<0P2O$"7M<6,M=X^ M%F^8K8T%(['+FU!C2XI%+H'4M#=NT7PN,U(>*>?1V,]=X09#JV MY6N>JY+9#$DW77_AP%1)M/079CG&:4/.V1)@_*[QY6W&6! E=.-YS)[05]^6 M&YEE]V6:'V=^?&5H/KHS5XQY07%@"1;0HY+<6$Q&6&&CK)>OHUNA>? S;]CAY5,?V7=\T*#!K M]B"86N %Z^V@22.PPULF)Q75#@)#E4W-<&U3QPNV/BRT#B(UK7EF7?#S335FU5 M;( N!>VL >W"#;NT;:5/O-0NQ1A?K_^:9L4UO:.4IZ#.[63Z"R/;Y)?IGU@\ M#=+LMS!FS\K4;G&$4O(4T?4I\- M655=T[":?>QRH 7MW!++7=JM:9WVZI4L M!ZHA.[KN6IX>$ IU7U:;PSZJK;!O\]"6?T5GC\P%_*4HJ^9/HUBVXH=B_K1#/&W]?2KWDZ M8GYV._^:_35CLV@^V[$V M]DK4FJI;J&)TJ6*.LU73S?-ISV6:KV5I0NVWXX MFVP21]T0+8>PJ9BR+%F>Y-AUUDJRB4-CEY9-6C.Z?=EDX2JJ98U?2V_S]=J+ MXCG/JE&>5?\Z+PA?R90T>*N:27%[YR@6$K0J]U;W\9N.[?IW2FB[.DN!9ZZ(_J^&? YN.8@A:4H:\%I M\K3(@^C<*\PS1$54#<_T/$EQ7"/035=L.F<'\@LY@@<]A='R"U/9O;;_M_">GT_9Z350;*4XCN81P6U3M'S?U]W%!+&E=?,:ZH9U MU)L-+R50?57V%'Y8WZ;H298M>;&%2?'%%]9HWMX;/J'SJ2J=4-9#*&=GE\=1PC[^+KXKTCGY#7[QT M7_[]NG;9613&SZ^:I'&:??J/*G"O[G%YRP0:%\?I X]+"FX[X8Z$B1_*$J+D M.LUF54V&\"J=%P*-YG(F%'QX%Y:%)W*A2 66E-?1'X5YSK)<2*_+#_5$TW^% ML[O/_V'*DO&Y1-=BCDJXIC%!,J&6"GES,JRZX7T8S_G0E=_E+BWH>_XC=GW- M)@6_>\:M5SZ' / AO;X6KECQP%A2MS!CD_0F*==VPVKBC$ BQ$\H$<)"X/;[ MB9NH*V/^>9XP01$O! ZS\HD>FY2S;((BE=_JG3]3>#_EQ4,R_K8$NC+F+^7' M3ZWG_$0([ J,G% ?PCBZ23Y-Z-6P;!O8-W>)V751WK:\2Y1,Z0[EY^6F)!QW M\>J3^6\6-ZZ0.F%Q7/_FYW\ML#:>SZ_7-KO&)8(O8O/M MVW!>;@J_2SZ_>^$%D8$_M_:]/-U6NRO*F[R7?BR;1C=:0 $< H?ZY%"PV!#W M)D>?RK6OT!((>1;HLNB>=3C/AKS&;WM _WW]))O&\/+SB MAOGMC\ D,'G B&+?>;:%C=5!3$X^WQ[:AP7+9TQIT)J5&[@_S1,"#P][GO8J M/\&UV;2,^5Y,/0U-]H ?X ?X 7Z '^!G0/8!?H ?X ?[)89CM.&!JH=Q;GE1 MM0"[^9#KH TS.." 6, /\ /\ #_#M _P _P /\ /\#- ^V"T"M+U2CIY$*3K M:S1?IWG+A;LPF@K7:2;D;%(G5Q>NTHQ:Q:;[;1/L<%>@W,NNP-Y/Z+V"_;[> M[7\>VD#=VZ,D2&<&T77S4";IYOUWH'UTW54F3&(69C^_2]*$O?NI2^[ 4T!; MH"T+Z)BR)!\,.] 8: PTYHPT!O$+M 7: FWI0UO>R[)V:)L\$6@DJ,'1&\@. M9*=3V5$A.Y =R YDYZ"R(V$@M>- "NNL6&>%?<[>/GUYJ,NT".-^-%DA39ZF M<5C!@J!!T 8C:+TMND/0 M(&@0- C:B2SGG^NP\PY/:U]=??SO>F7>ARF)7G3Z5[750<[#_+-C?PVEU: T !HP(@U ! #V M@_WGROXNSTZW 3Z2MX[#@I %R,**+$@7HF% &" ,$ 8(P_)HH;NCO*SN\JV[E7Q4Q M500E&Y22'8T+6#P!)\ )^ =P 5R ?P GP(EM,EMVYR PJPR:G"A-X#HPVXK9 MUM,1DN',MGIDM?NPB.Z9$#\E'QC,=*OVXWN]]QG7WJL('])5=+9(?RZ%!4^#4F7$*W@E, I/@G< I<&IXG'I_,/>$N6J0[$Q)!L>%N6[,=<,^ ML,];[=.7;[],BS#N1Y,[J@,X!"L-JM3?,,X 79AR3Y'S&JNFA>A%7:3S]7#YCRB9I%A91FGR: M)U.6\20?3::1"9M=L4Q0I M!%B7]=.!X=+H.7-J.;A_@!_@!?H ?X&>8]@%^ M@!_@!_@9U! .H!H5J/K:T&/G.2OR3^,US." V(!/\ /\ /\#-,^P _P _P M/\#/ .V#T2I(AWH7;Q[->^PNS:,B%^[":"I7*49M8I-!U/^ M0GYK[8N-;[#W=)*G=?3J90,-_>258?1TY/-T4VS"4T!;H"W;.#BD\87&0&.@ M,8A?H"W0%FC+R+3EO63)A[8)TN% =B [YRT[FMY9P7O(#F0'L@/9V<(@\L%B MG5,92&&=%>NLL,_9V^=\:RW5-^6_Z$OE!^GDWY9ILP]KC60R=8W!#H"=XT<( MPQ.K<8DY5 NJ=?QE9J@7U OJ!?5"S 75@FI!M:!:/2Z-=U4J9O"(PPH6! V" M-AA!ZVW1'8(&08.@0=!.9#G_7(>5(UWL'TX:;-@*MH*MCFZK@6?.&)2M@"O@ M"K@"KL9B*^ *N *N@*NQV JX JZ0_6X@4\X# UA?T\B_1.%5%)?)W)"P_6RD M_.CV 7Z '^ '^ %^AFD?X ?X 7Z 'PQ9QV(TV&=[TIU)PO:,35ATSUI)V^,T M3 :4LEWI)67[6][A2>WKZZ^_W>[,L^1=ZMIO[/*I;*Z#EH/[9\']'LZJ0P.@ M =" $6D _#^X#^Z?)_>[/#?=!OA(WCH."D(6( LKLJ#K$F0!L@!9@"PLYX92 M,%!8[2=6R@:B!R=FG[-9*_VM:V-;O\'>"UH< MTD-T-I-T+C4;H(5@$HK5@E/@%+P3F 0FC81)\$[@%#C5]:3[H:B$*7F0[$Q) M!L>%N6[,=<,^L _*2Y[UFG,76:<'L2AM*8?++'TJKGQXJC(NU86\G(V\]#Y@ M@,Q 9B SYRXSB&(@+Y 7R,L(SOGT4TYL"+C!\@*4!\K3^5$B \H#Y8'R0'G& M>EKI;$942TN\/Q4A]7#M[Y?^7?Y(F+ XKE'P\SOQ7?F9+#!I/M>]6 :.>E?G MY:][=1G-6"[\RAZ$;^DL3#X++W5OW=+S0S0M;C\IRC;(6WWMV_]XM]5OZN(N MF-AP&(7#>463+-[+MY""FI!FGQ:0K88%^SL>?IBFP[YVU;5?62&$LW1.-TFO MA6F3DN\NC%KI^(C>U'PV%<*,"1F[CMFDH$]1(A2WK$[BQW&>"]=9.A.NLO0[ MR_(+NFD8TS^$,)E6E*-W)*3939A$_PJ+*$UR@7=6B HV:^XVH6_Y[I"0/^$J MC,-DPH3\EK'BH_!"DU_)(LB?/EU_CFIM?^["QZHS1;I35_B?4KI!MO*(10?S MUWMX08W)[Z@QU,[X\>/>H@3Q&;?XR"/81[ MGH5"+(H&:5%/!+P MV14)IR*5W[;W^>[YR%5AO1"*+$SRL!3]XC9+YS>W0BC<9>E-%LZ$AZC@']>J M_(7P4BW*!CW$J4++.99PG$["?-;[CCXMVXZ(Z(]?A0"@N\=M8 E M17D7X6Z>$;P9^17Z7SZ4WI;6JW<\OB*:'PPRPL.#,>ERD2 MEA,8U,-_,7[ *"]*A0KOPRCF6/] CNA#'A+H5Z^Y#J-,N _C.>M+,I\6$AKM M[/HI']OMAAZ[!.P_/Y#Z# MLZN4@I43B- 0BIR[].@G*ST=AB(@_!/A-[W(97Y+YMU* 77Y+:^VO*KNAF3) MLC*I_\@O_92DV:SY^4/5C*LTGGXN%\JG;))FY8CO$U_.?GKVR[VO__V'GUAQ M/?GT]?HZ9T5!_;%S^D=.[V>IY/8EM\DE/!Q]__W^3_O?3>"=&4OJ Q\@=?#T31L\FNBN-:MJP%AN)IJB'ZDB<: M@??NC\_>QB8Q?4E+1_TROP;!;_[EY9=?_T>P?Z-__2;8OWK"+U]LY\LO7RZ_ M^+]M#JRWZ7N]<4-\MIM'DE?-L=7VBY8YQ/44Y1,6UU$2)A/Z/=V(-(Q/&ZS. M6S0S#\(TY<%5RA=^.?*6%W2C)"^R>3GE(*Q;)^*S+%QTEFNW M'X7+:IZ$S^,\+0_?L(1K:_RX/*U3S8S4,R!/,Q[48JZJ=!4Y:D:7S/GDRM7C M\XD5WIKRI[/P4:![IP_E#"2/'3FKXOIN%"Y2Y%C]NY[+K-##[Y?E[$((<^&! M0A#^O^F"D?PZNFG)O8S:FS=S3C=DK62Y+8_-;=D]J];4K\+D>S:_*R:/W)13 M=AW.X_(/A$;^/_S'Q4,J-#VI9Z&6[%B:D;K#>U6:N RZOR:I:M^$#F%*Y8\)*6W#$O-*U_CRFZ"/8;F+[&D M3]_YTC.%]U,>4V0EZNK11?[CIUY59FG3UX3/3F;;:/E*N"@V=XF(G$GU>;DI MM?"N/%E<#C%W"O%W\$*S,+N)DJJ1X;Q(FR^JW:3E-U5<+XEDK'HKW82_@;N< M?6K^\?GYMKCU X6GI#7&VA0RVP?Z59OD'W8=::Q<+NUWN;KGTZVCMOZX3S_R MY>*H6[_GY?OB=LR7GS/JS[GO^D&?CEQ;)Y$K"?:!?4[*/HOF*H.H2S(X^P _ MP _P _P /\.TSZ*YQK"3'K\\V\+&ZB F)WM(F]FRX/,S"N4V>![V['2.&/.]F'K">@'P M,SS[ #_ #_ #_ _P[0/\ /\8+_$>8.JK_(0U0+LYD.N@S;,X( #8@$_P _P M _P,TS[ #_ #_ _P,\ [8/1*DC7*^GD09"NK]&\MU7YH);==GX.OVC_78%R M+[L">S^A=UJ%/%\VT-#K>.JZ>2B3G$H=3W@*: NT91L'UR3:E ^&'6@,- 8: M"#02U.#H#60'LM.I[*B0'<@.9 >R4' MZ>0WF._ UAK)9.H:@QT .\>/$(8G5N,2]*=2<+VC$U8=,]:2=OC-$P&E+)=Z25E^UO>X4GMZ^NOOQWOS+M0 M9;&K3I_*]CJH.=A_%NSOX;0Z- : T8D08@ @#[P?YS97^79Z?; !_)6\=A M0<@"9&%%%J0+T3 @#! &" .$87FTT-U1WE,9*V#!;"""<&+V.9,%LV_L;IY- M;L.<">%-QMB,)44^F.4Q]:W+8[V^O1W>5;?RKXJ8*H*2#4K)CL8%+)Z $^ $ M_ .X "[ /X 3X,0VF2V[^XQK[U6$#^DJ.END/Y="N=!",.DXI=O *7#JS#@%[P0F M@4GP3N 4.#4\3KT_F'O"7#5(=J8D@^/"7#?FNF$?V.>M]NG+MU^F11CWH\D= MU0$<@I4&5>IO&&> +DRYI\AYC55.Q9D/3U?&I;L0F+,1F-Z'#) 9R QDYMQE M!G$,! 8" X$917*EK8V")08H#Y3GW)5'NE!-%=H#[8'V0'M&FR+J; 95(UWI M'4ZA5=@*MH*MCFZK@5?6&I2M@"O@"K@"KL9B*^ *N *N@*NQV JX JX.5AUW M84!U$ ;L8;:S_/10O8BK-)Y^+I\Q99,T"XLH33[-DRG+>)*/)M/(A,VN6"8H MTH4@BY)^.G \.ET'+FU'MP_P _P /\ /\#-,^P _P _P _P,:@@'4(T*5'UM MZ+'SG!7YI_$:9G# ;& '^ '^ %^AFD?X ?X 7Z '^!G@/;!:!6D0[V+-X_F M/7:7YE&1"W=A-!6NTTS(V62>554OKM*,6L6F@RE_(;^U]L7&-]A[.LG3.GKU MLH&&?O+*,'HZ\GFZ*3;A*: MT)9M'!S2^$)CH#'0&,0OT!9H"[1E9-KR7K+D M0]L$Z7 @.Y"=\Y8=3>^LX#UD![(#V8'L;&$0^6"QSJD,I+#.BG56V.?L[7.^ MM9;JF_)?]*7R@W3R;\NTV8>U1C*9NL9@!\#.\2.$X8G5N,00*>>! :RO:>1?HO JBLMD;DC8?C92?G3[ #_ #_ #_ _P[0/ M\ /\ #_ #X:L8S$:[+,]Z_PI/;U M]=??;G?F6?(N=>TW=OE4-M=!R\']L^!^#V?5H0'0 &C B#0 _A_"=P"ISJ>M+]4%3"E#Q(=J8D@^/"7#?FNF$?V ?E)<]Z MS;F+K-.#6)2VE,-EECX55SX\51F7ZD)>SD9>>A\P0&8@,Y"90'* ^7I_"B1 >6!\D!YH#QC/:UT-B.JI27>GXJ0>KCV M]TO_+G\D3%@+ -'O:OS\M>]NHQF+!=^90_"MW06 M)I^%E[JW;NGY(9H6MY\491ODK;[V[7^\V^HW=7$73&PXC,+AO*))%N_E6TA! M34BS3PO(5L."_1T//TS385^[ZMJOK!#"63JGFZ37PK1)R7<71JUT?$1O:CZ; M"F'&A(Q=QVQ2T*LLG0E76?J=9?D%W32,Z1]"F$PKRM$[ M$M+L)DRB?X5%E":YP#LK1 6;-7>;T+=\=TC(GW 5QF$R84)^RUCQ47BAR:]D M$>1/GZX_1[6V/W?A8]69(MVI*_Q/*=T@6WG$HH/YZSV\H,;D=]08:F?\^'%O M48+XC%M\Y),5GR_)))Y/GSAWDZ5Y7G,[WUZ/'L(]ST*N:=I_JHHFT 4QD;KK M>Y<:T7F#%='HK\%%Y^W]\YP441$O!%F4C-(B'@GX[(J$4Y'*;]O[?/=\Y*JP M7@A%%B9Y6(I^<9NE\YM;(13NLO0F"V?"0U3PCVM5_D)XN(TFM\+-/*1;%(Q[ MB=(%%O,LX;B=A/DM=QS\6S>=$=$>/PH!P?>.6L"2HKR+<#?/"-Z,_ K]+F<+ MX-<_JCWM59C3O]+&:] O6'879B4%Y@FYM.6G+)9AC<^Y, MS^NUS7RB$-QEC M,WI #M]R[KY%@6]Y+7#LQ;N8AC0N[Z*I.KS+0+S+$D;A8^!CANYCU)/U,6X: MQS1^S\)8N(O9]*;T-K7;N67QE%#X8186G!F/RQ0)RPD,ZN&_&#]@E!>E0H7W M811SK'\@1_0A#PGTJ]=2_+F0\"G*R22;EXI "L&(X_6,(O?@G8=GO23 ME9X.0Q$0_HGPFU[D,K\E\VZE@+K\EE=;7E5W0[)D69G4?^27?DK2;-;\_*%J MQE4:3S^7"^53-DFSDU_\(2WE;ALAZ4\J6JC<;9IN/U0K_X M;/>')-_M7DR^90MQ_2OUMENA+!?[MEP8+%?_)GSOPI2#GX]TGY87RYG"V+I9L3;_]OWE$3UH:1_/!>]W(ZC'EI #_0;7OR%+S)K>753/+3E?M;*\ MAC>(?LW'\I4Q;EC";Q$_\J_9[Q.6E]-H_':S,/M.$4\U-*F_>VKT1^&RG'I8 M:?-M>$\_)6U-.*ZX-2?T[J-DGLYYAV9AE%1-3^BR23&GMM?RQ>\X2NC^]LIK M9+_SF9KG"%F:C7D4)AF;$EJR*/]>8KPV//],5D[IL.>S.(_E#RY6[LP- M7-#_YU5\FI!]\X)N&6;3O"1*>'>7I35\EN>#^#37?<0>JI5N>E[\^*]ZAJII M'>D0G]*Z%E@XN5UIR$75ZC2)BC2C1W,><_R7_2]AV+J$STH1"-/D)N5WO0KS MB!#UA;ZDUU9-E_'F3LA+4W<:]-7=_.]7R;-JE7G.7>)6LW1T'8G%%G-T)?R? M[-[T_77>K,I9K5;S_!FCPXP:<%/-M55M:J2F,1#]:.GW?#L#/>R*6XMK(M^J M0?:K"=WZ8=4C/H>9KIL<7$P<3FYY*\K=#X;2^F14>I8$L]>9K@+1WHT_LL \D7G."\B.J_/Z[0 MKG3,MQ2%?J!;S(0X(@!/>:#*@7\]KUA;P[J:5*Y=RE(K;OBNGJ6;DM14)"M; M<,TR>@;W>"L #Y^I4\GAQB&E5Q3PUUQ/Z?&+OI,_RB/R()AML)(BJ&7 MH'Z711-6JEC9QD3@6WX^"NMM^9*%N(V?'/!S:W-9R8H;DOX/5^'D>Q6=5)N0 MHN2>Y06_^0>2M&G++S\G-/&=,Y54F:0PYWVO=6FI@W1!M'#'C\T/%KUX98IO MU%Q>RL0]^E#:K5UF\7C'ZA71IG.U)UEQC14R2X7G?ON6!IFH/ZX O_W%IXK'I[GQOR\:MGA<)1W/+N&6Y3,'Q%CB M.=V28/3A(7RL)89,E%Y?YWRJ,(Z76E['Z.06JR'(:CPS9=/PI+XW]RY:4SGCY9,&?+]\^%)"V>I@?JYU5S6^$5!>6-=#Y=,Z-6\XO^ MCP+QZ/J1_Z!>^4M84:R^V(^"OZ^HO/>(_+7'O MJ=N7[KW?3H 76RSI^^^,>]GBJXOHW&.W:+[ )<&0Z / [?3ZE/UWGAP8EW[OEB=E.%LK\# T M?*S'&'P@7Q1Q'3K47G')G?]W-7TRYY-Y81GY4@23K(3E-WRZHPIJFM]6&V:> M.*Z, M[/>7\5D.%AX8#_]+DI9#T@UD3JI9=TY31F-_5M^\F8YZ%HV^LHI3__L//['B M>O+I:QE1\XC4+I%#S_KE"3>7-+!SXG3R_8___F]_J'[/&^$TTQ6Y%^63N)0& M>?';4AGHPS=V_?.[P.,<^)O\OY?>.R&:TA_?&93UA^(\_7@E^2_E$/G+]>_LG_)CA?OWW[^H\OO_[/;Z-T MGB58GB:W\KVV80TI[JR'[C-B:CFC%/(U@#A.'VB4/N4N-*MF=BNMR7_\U.OK M6SKZ.^%[5+-M*+&R:4!L[A)1\)%4GY>;4N-WY'H]=M%%AL3S+5YQ+??[5$U M25-^V'6_R/^K+#]QYY##?LUB ,K1ZE"TAM=[B&/E%+:>_XK5V M,!; !#"M!]-RP+.MP48B62^G-7FS#5>C] /@K8]*)X/&X]II#P@;@-8#T+:N M;G6^@O?R7I1CDG0(1NDLN]GADI?MUV%5%+OJ\JDD)QN>! S. 8'[I\#]'DI. MG(H&G'EL$/SI%ZYG+;D['WHN-1Z'1Z7!^=CSY%+O99!. MEU,=^*SGJXFC MBF-#>@W]KGC&]R:/.]UR1WGLE?Y'8[@J6I@Y@2LJ)%V(W>G2JR8[B_ <'AZZ!=T:3S0% MU7H6B[U<: M;:C'2]O=X%D-:@L\)46+2UL4Y>"TS-+X>T2P9O%C'T?B/TK"56]GXOLYQW^@ MM 7EHFR=1*E.JLI/S!)2-I^.?;/WE-9$@V+W'E563]&CEKUOG1'NC+K-6IFL M[S_.VMNW[AO';MMI6U!T]<,T?+SH07E4KSJ.!Y M53)VG\95WMO*U5P3*6.NNW4VV/PQF=+;*LJ,K3P%6W[1_&F1$G%:_[D\%4GJ M8^[MQJ$:4(W34(W?6I2+F^"N9ES)ILY)7SRDW0O)/ FOKTD>ZI1,I1B$-S<9 MNZF28!=I'T&9T6="-&@9M Q:MEVG_[X((.;)B>I9_W+6JYK16Z@R&';?[CX# MU"I?\,L:7 X^JP2#3:D,CKKRNB1=O1!Z#;V&7J_$GJ^J=<[NZU3WA]=#I4=! MK'K7N4(,=4;ULE3(EP;T/*]C60*GG$UF29E/=9+>\W^5=:.JW*WTDM?-S,Y( M=F?SV6I6UB),;B*NEKP"Y$.:\5 ZX9,*-W.Z69H]EG^8A'=1>=B#SW>7Z>PS M5N7/[/R%)ST$">F\*&L%164]GC(-;54SJ$JD6Q&JK]2(!YC9W2WAZ.L)1!?) M1K\M8/!MJ9C)TR6[I!RU##6P#2.P5,U0?=&TO$"O4H[ZNN2:-E*.?O/_Y^^_ MV)=?O_VO\,W_V]^_?//_XO]ZN7_FT<%VV,G2[RS[X+$P9EEU9LS]B^#68K,, MN;UM<"PQ7U>"_N\??_LH7%5]GU9]S^=7>32-PFQ-61(>-?\]B

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�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

    )L MY#P ## @ 5 " 6X4 P!E=&9C+3(P,3JP4 %0 @ &% M40, 971F8RTR,#$W,#8S,%]D968N>&UL4$L! A0#% @ EH #2T>T@86* M0@$ O_@0 !4 ( !%, # &5T9F,M,C Q-S V,S!?;&%B+GAM M;%!+ 0(4 Q0 ( ): TLSE-:Z"[\ *OU"0 5 " =$" M!0!E=&9C+3(P,3

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