December 31,

Increase/

Reclassification

December 31,

2014

Decrease

Adjustments

2015

Unrealized losses on available for sale securities

$

(87

)

$

(50

)

$

-

$

(137

)

Unrealized gains on available for sale securities

43

(15

)

12

40

Net unrealized gains (losses) on available for sale securities

(44

)

(65

)

12

(a)

(97

)

Income tax benefit (expense) on other comprehensive loss

15

22

(4

)

33

Total accumulated other comprehensive loss, net of taxes

$

(29

)

$

(43

)

$

8

$

(64

)