0001104659-23-066055.txt : 20230530 0001104659-23-066055.hdr.sgml : 20230530 20230530162010 ACCESSION NUMBER: 0001104659-23-066055 CONFORMED SUBMISSION TYPE: 485BPOS PUBLIC DOCUMENT COUNT: 3 FILED AS OF DATE: 20230530 DATE AS OF CHANGE: 20230530 EFFECTIVENESS DATE: 20230530 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT L CENTRAL INDEX KEY: 0001015343 IRS NUMBER: 350472300 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-07645 FILM NUMBER: 23976712 BUSINESS ADDRESS: STREET 1: 1300 S CLINTON ST STREET 2: P O BOX 1110 CITY: FORT WAYNE STATE: IN ZIP: 46802 BUSINESS PHONE: 2604552000 MAIL ADDRESS: STREET 1: 1300 S CLINTON ST STREET 2: P O BOX 1110 CITY: FORT WAYNE STATE: IN ZIP: 46802 FORMER COMPANY: FORMER CONFORMED NAME: LINCOLN NATIONAL VARIABLE ANNUITY ACCT L DATE OF NAME CHANGE: 20060207 FORMER COMPANY: FORMER CONFORMED NAME: LINCOLN NATIONAL VARIABLE ANNUITY ACCT L GRP VAR ANNUITY I DATE OF NAME CHANGE: 19960524 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT L CENTRAL INDEX KEY: 0001015343 IRS NUMBER: 350472300 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1933 Act SEC FILE NUMBER: 333-198914 FILM NUMBER: 23976711 BUSINESS ADDRESS: STREET 1: 1300 S CLINTON ST STREET 2: P O BOX 1110 CITY: FORT WAYNE STATE: IN ZIP: 46802 BUSINESS PHONE: 2604552000 MAIL ADDRESS: STREET 1: 1300 S CLINTON ST STREET 2: P O BOX 1110 CITY: FORT WAYNE STATE: IN ZIP: 46802 FORMER COMPANY: FORMER CONFORMED NAME: LINCOLN NATIONAL VARIABLE ANNUITY ACCT L DATE OF NAME CHANGE: 20060207 FORMER COMPANY: FORMER CONFORMED NAME: LINCOLN NATIONAL VARIABLE ANNUITY ACCT L GRP VAR ANNUITY I DATE OF NAME CHANGE: 19960524 0001015343 S000011243 LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT L C000149170 Lincoln Retirement Income Rollover Version 4 485BPOS 1 tm2315416d1_485bpos.htm 485BPOS EDGAR HTML
As filed with the Securities and Exchange Commission on May 30, 2023
1933 Act Registration No. 333-198914
1940 Act Registration No. 811-07645
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
POST-EFFECTIVE AMENDMENT NO. 11
and
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
AMENDMENT NO. 168
Lincoln National Variable Annuity Account L
(Exact Name of Registrant)
Lincoln Retirement Income RolloverSM Version 4
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
(Name of Depositor)
1301 South Harrison Street
Post Office Box 1110
Fort Wayne, Indiana 46801
(Address of Depositor’s Principal Executive Offices)
Depositor’s Telephone Number, Including Area Code: (260) 455-2000
Craig T. Beazer, Esquire
The Lincoln National Life Insurance Company
150 North Radnor Chester Road
Radnor, PA 19087
(Name and Address of Agent for Service)
Copy to:
Scott C. Durocher, Esquire
The Lincoln National Life Insurance Company
350 Church Street
Hartford, Connecticut 06103
Approximate Date of Proposed Public Offering: Continuous
It is proposed that this filing will become effective:
/X/ immediately upon filing pursuant to paragraph (b) of Rule 485
/ / on __________, pursuant to paragraph (b) of Rule 485
/ / 60 days after filing pursuant to paragraph (a)(1) of Rule 485
/ / on __________, pursuant to paragraph (a)(1) of Rule 485
Title of Securities being registered:
Interests in a separate account under group flexible payment deferred variable annuity contracts.
Part A
The Prospectus for the Lincoln Retirement Income RolloverSM Version 4 variable annuity contract, as supplemented, is incorporated herein by reference to Post-Effective Amendment No. 10 (File No. 333-198914) filed on April 25, 2023.
Part B
The Statement of Additional Information for the Lincoln Retirement Income RolloverSM Version 4 variable annuity contract, including the consolidated financial statements of Lincoln Life and the financial statement of Lincoln National Variable Annuity Account L, is incorporated herein by reference to Post-Effective Amendment No. 10 (File No. 333-198914) filed on April 25, 2023.

 

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

 

Lincoln National Variable Annuity Account L

 

Group Variable Annuity I, II & III, Lincoln PathBuilderSM Income Version 1,

Lincoln PathBuilderSM Income Version 2, Lincoln PathBuilderSM Income Version 3,

Lincoln PathBuilderSM Income Version 4, Lincoln Retirement Income RolloverSM Version 1,

Lincoln Retirement Income RolloverSM Version 2, Lincoln Retirement Income RolloverSM Version 3, Lincoln Income Retirement Income RolloverSM Version 4

 

 

Supplement dated May 30, 2023

 

Supplement to the Statement of Additional Information dated May 1, 2023

 

We recently adjusted The Company’s 2022 and 2021 GAAP financial statements to reflect the adoption of the Financial Accounting Standards Board Accounting Standards Update 2018-12, relating to Targeted Improvements to the Accounting for Long-Duration Contracts (LDTI). Please refer to our adjusted GAAP financial statements for additional information. No action with respect to your Contract is required on your part. The adjusted 2022 and 2021 GAAP financial statements do not change your Contract's benefits, values or guarantees.

 

The Company’s audited adjusted financial statements are incorporated into this SAI by reference to Lincoln Life’s most recent Form N-VPFS/A ("Form N-VPFS/A") filed with the SEC on May 24, 2023. We also recently filed a Form 8-K with the SEC, which does contain these adjusted financial statements and other information. You can review our Form 8-K on our website at https://www.lincolnfinancial.com/public/aboutus/investorrelations/financialinformation/secfilings or on the SEC website.

 

The December 31, 2022 financial statements of the VAA remain unchanged and are incorporated into this SAI by reference to Form N-VPFS (“Form N-VPFS") filed with the SEC on April 19, 2023.

 

 

Please retain this Supplement for future reference.

 

 

 

Lincoln National Variable Annuity Account L
PART C - OTHER INFORMATION
Item 27. Exhibits
(b) Not applicable
(e) Application (N/A)
(h) Fund Participation Agreement between The Lincoln National Life Insurance Company and:
(j) Rule 22c-2 Agreement between The Lincoln National Life Insurance Company and:
(m) Not applicable
(n) Not applicable
(o) Not applicable
Item 28. Directors and Officers of the Depositor
The following list contains the officers and directors of The Lincoln National Life Insurance Company who are engaged directly or indirectly in activities relating to Lincoln National Variable Annuity Account L as well as the contracts. The list also shows The Lincoln National Life Insurance Company's executive officers.  
B-2
Name
Positions and Offices with Depositor
Craig T. Beazer*
Executive Vice President, General Counsel and Director
Jayson R. Bronchetti*
Executive Vice President, Chief Investment Officer and Director
Adam M. Cohen*
Senior Vice President and Chief Accounting Officer
Ellen G. Cooper*
President and Director
Stephen B. Harris*
Senior Vice President and Chief Ethics and Compliance Officer
Shantanu Mishra*
Senior Vice President and Treasurer
Christopher M. Neczypor*
Executive Vice President, Chief Financial Officer and Director
Nancy A. Smith*
Senior Vice President and Secretary
Joseph D. Spada**
Vice President and Chief Compliance Officer for Separate Accounts
Eric B. Wilmer***
Assistant Vice President and Director
*Principal business address is 150 N. Radnor-Chester Road, Radnor, PA 19087
**Principal business address is 350 Church Street, Hartford, CT 06103
***Principal business address is 1301 South Harrison Street, Fort Wayne, IN 46802
Item 29. Persons Controlled by or Under Common Control with the Depositor or Registrant
See Exhibit (p) above: Lincoln National Corporation Organization Chart
Item 30. Indemnification
a) Brief description of indemnification provisions.
In general, Article VII of the By-Laws of The Lincoln National Life Insurance Company provides that Lincoln Life will indemnify certain persons against expenses, judgments and certain other specified costs incurred by any such person if he/she is made a party or is threatened to be made a party to a suit or proceeding because he/she was a director, officer, or employee of Lincoln Life, as long as he/she acted in good faith and in a manner he/she reasonably believed to be in the best interests of, or act opposed to the best interests of, Lincoln Life. Certain additional conditions apply to indemnification in criminal proceedings.
In particular, separate conditions govern indemnification of directors, officers, and employees of Lincoln Life in connection with suits by, or in the right of, Lincoln Life.
Please refer to Article VII of the By-Laws of Lincoln Life (Exhibit no. f(b) hereto) for the full text of the indemnification provisions. Indemnification is permitted by, and is subject to the requirements of, Indiana law.
b) Undertaking pursuant to Rule 484 of Regulation C under the Securities Act of 1933:
Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the provisions described in Item 28(a) above or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer, or controlling person of the Registrant in the successful defense of any such action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.
Item 31. Principal Underwriter
(a) Lincoln Financial Distributors, Inc. (“LFD”) currently serves as Principal Underwriter for: Lincoln National Variable Annuity Account C; Lincoln National Flexible Premium Variable Life Account D; Lincoln National Variable Annuity Account E; Lincoln National Flexible Premium Variable Life Account F; Lincoln National Flexible Premium Variable Life Account G; Lincoln National Variable Annuity Account H; Lincoln Life & Annuity Variable Annuity Account H; Lincoln Life Flexible Premium Variable Life Account J; Lincoln Life Flexible Premium Variable Life Account K; Lincoln National Variable Annuity Account L; Lincoln Life & Annuity Variable Annuity Account L; Lincoln Life Flexible Premium Variable Life Account M; Lincoln Life & Annuity Flexible Premium Variable Life Account M; Lincoln Life Variable Annuity Account N; Lincoln New York Account N for Variable Annuities; Lincoln Life Variable Annuity Account Q; Lincoln Life Flexible Premium Variable Life Account R; LLANY Separate Account R for
B-3
Flexible Premium Variable Life Insurance; Lincoln Life Flexible Premium Variable Life Account S; LLANY Separate Account S for Flexible Premium Variable Life Insurance; Lincoln Life Variable Annuity Account T; Lincoln Life Variable Annuity Account W; and Lincoln Life Flexible Premium Variable Life Account Y and Lincoln Life & Annuity Flexible Premium Variable Life Account Y; Lincoln Life Variable Annuity Account JF-H; Lincoln Life Variable Annuity Account JF-I; Lincoln Life Flexible Premium Variable Life Account JF-A; Lincoln Life Flexible Premium Variable Life Account JF-C; Lincoln Life Variable Annuity Account JL-A; Lincoln Life & Annuity Flexible Premium Variable Life Account JA-B; Lincoln Variable Insurance Products Trust; Lincoln Advisors Trust.
(b) Officers and Directors of Lincoln Financial Distributors, Inc.: 
Name
Positions and Offices with Underwriter
Andrew J. Bucklee*
Senior Vice President and Director
Jason M. Gibson**
Vice President and Chief Compliance Officer
Claire H. Hanna*
Secretary
John C. Kennedy*
President, Chief Executive Officer and Director
Shantanu Mishra*
Senior Vice President and Treasurer
William A. Nash***
Senior Vice President and Director
Thomas P. O'Neill*
Senior Vice President, Chief Operating Officer and Head of Financial
Institutions Group
Timothy J. Seifert Sr*
Senior Vice President and Director
*Principal Business address is 150 N. Radnor-Chester Road, Radnor, PA 19087
**Principal Business address is 1301 South Harrison Street, Fort Wayne, IN 46802
***Principal Business address is 3108 Rhett Butler Place, Charlotte, NC 28270
(c) N/A
Item 32. Location of Accounts and Records
This information is provided in the Registrant’s most recent report on Form N-CEN.
Item 33. Management Services
Not Applicable.
Item 34. Fee Representation
Lincoln Life represents that the fees and charges deducted under the contracts, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Lincoln Life.
B-4

 

SIGNATURES

 

(a)As required by the Securities Act of 1933 and the Investment Company Act of 1940, each Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of these registration statements and has caused these Post-Effective Amendments to the registration statements to be signed on its behalf, in the City of Fort Wayne, and the State of Indiana on this 23rd day of May, 2023 at 10:54 am.

 

Lincoln National Variable Annuity Account C

Lincoln National Variable Annuity Account L

Lincoln Life Variable Annuity Account Q

(Registrants)By:  /s/ John D. Weber  
  John D. Weber
  Vice President, The Lincoln National Life Insurance Company

 

Signed on its behalf, in the City of Hartford, and the State of Connecticut on this 23rd day of May, 2023 at 12:24 pm.

 

The Lincoln National Life Insurance Company

(Depositor)By: 

/s/ Matthew L. Condos

  
  Matthew L. Condos
  (Signature-Officer of Depositor)
   Senior Vice President, The Lincoln National Life Insurance Company

  

Lincoln National Variable Annuity Account C (File No. 811-03214; CIK: 0000353894)

 

033-25990 (Amendment No. 68) 333-179107 (Amendment No. 17)
333-112927 (Amendment No. 33) 333-267957 (Amendment No. 3)

 

Lincoln National Variable Annuity Account L (File No. 811-07645; CIK: 0001015434)

 

333-04999 (Amendment No. 38) 333-187069 (Amendment No. 14) 333-187070 (Amendment No. 14)
333-187071 (Amendment No. 14) 333-187072 (Amendment No. 14) 333-198911 (Amendment No. 11)
333-198912 (Amendment No. 11) 333-198913 (Amendment No. 11) 333-198914 (Amendment No. 11)

 

Lincoln Life Variable Annuity Account Q (File No. 811-08569; CIK: 0001048604)

 

  333-43373 (Amendment No. 34)  

 

(b)As required by the Securities Act of 1933, these Amendments to the registration statements have been signed by the following persons in their capacities indicated on May 23, 2023 at 10:54 am.

  

Signature   Title
     
*/s/ Ellen G. Cooper   President and Director
Ellen G. Cooper   (Principal Executive Officer)
     
* /s/ Randal J. Freitag   Executive Vice President, Chief Financial Officer, and Director
Randal J. Freitag   (Principal Financial Officer)
     
* /s/ Craig T. Beazer   Executive Vice President and Director
Craig T. Beazer    
     
* /s/ Jayson R. Bronchetti   Executive Vice President, Chief Investment Officer, and Director
Jayson R. Bronchetti    
     
* /s/ Adam M. Cohen   Senior Vice President and Chief Accounting Officer (Principal
Adam M. Cohen   Accounting Officer)
     
*/s/ Eric B. Wilmer   Assistant Vice President and Director
Eric B. Wilmer    
 
* By /s/ John D. Weber, Pursuant to a Power of Attorney
John D. Weber

  

 

 

 

 

 

 EX-99.B(L)(1) 2 tm2315416d1_ex99-bxlx1.htm EXHIBIT 99.B(L)(1)

 

Exhibit (l)(1)

  

 

Consent of Independent Registered Public Accounting Firm

 

 

We consent to the references to our firm under the caption "Independent Registered Public Accounting Firm " in the Prospectus and Statement of Additional Information, dated May 1, 2023, which are incorporated by reference in this Post-Effective Amendment No. 11 to the Registration Statement (Form N-4, File No. 333-198914) of Lincoln National Variable Annuity Account L (the “Registration Statement”), dated May 30, 2023.

 

We also consent to the use of our reports (1) dated March 7, 2023, (except for the effect of the restatement disclosed in Note 1, as to which the date is March 30, 2023, and except for the adoption of ASU No. 2018-12 disclosed in Note 3, as to which the date is May 23, 2023) with respect to the consolidated financial statements and financial statement schedules of Lincoln National Life Insurance Company included in its Current Report on Form 8-K dated May 23, 2023 and (2) dated April 19, 2023, with respect to the financial statements of each of the subaccounts within Lincoln National Variable Annuity Account L, for the year ended December 31, 2022, incorporated by reference in this Registration Statement, filed with the Securities and Exchange Commission.

  

 

/s/ Ernst & Young LLP

Philadelphia, Pennsylvania

May 30, 2023

 

 

 

 

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